Software for P&C Insurance Underwriters

<body> <h1>General and Personal P&C Software & Applications</h1> <p class="introtxt2">Insurance Systems Inc. understands the demands placed on insurers by consumers and can help you profitably meet their needs. Whether you are a direct-writer or rely on a broker or agency distribution channel, ISI offers solutions to streamline customer interactions, provide superior service and reduce loss ratios.</p> <p class="body12">Whether your insurance company is in need of a full enterprise system to replace your legacy mainframe or a web portal to extend the reach of your back office system, Insurance Systems Inc. offers a broad range of software solutions which help personal lines insurers maximize the return on their IT dollar. </p> <p class="subhead">Find out more about WebWriter personal lines software solutions:</p> <ul class="bodybulletsgrn12"> <li><a href="software/webwriter_enterprise.shtml">Back Office Processing of Policies, Claims, Accounting & Reinsurance</a></li> <li><a href="software/webwriter_enterprise.shtml">Web-based Enterprise System for Back and Front Office Processing</a></li> <li><a href="software/webwriter_enterprise.shtml">Knowledge and Document Management</a></li> <li><a href="software/webwriter_inspection.shtml">Loss Control Inspections</a></li> <li><a href="software/webwriter_enterprise.shtml">Consumer Insurance Portals for Direct-writing</a></li> <li><a href="software/webwriter_enterprise.shtml">Insurance Broker/Agent Web Portals</a></li> </ul> <p class="body12">To learn how you can profit from our intense focus on Personal Lines P&C, please <a href="contact/isi_request_information.shtml">contact us</a> for more information, or review our products.</p> <h1>Commercial Property and Casualty Underwriting Software</h1> <p class="introtxt2">ISI understands that commercial insurance is complex, but running your commercial lines business doesn't need to be. ISIās web based solutions can help you streamline and automate your business processes. </p> <p class="body12">ISI has helped a number of the world's leading commercial insurers build a customizable online "underwriting box" which improves customer service while lowering expense ratios. The underwriting box is configured to meet the insurerās risk tolerance and automatically accepts the business which falls inside these parameters while creating underwriting referrals based on the exceptions to the rules. For these riskier or more complex policies which do not meet ćin the boxä criteria, the system provides decision-support systems which allow underwriters securely collaborate with colleagues via the web. Sales reps, brokers, actuaries and underwriters all work with the same, accurate, up to date information and the entire team makes better, faster decisions in a cost-effective manner.</p> <p class="body12">To learn how you can profit from ISIās intense focus on Commercial P&C, please <a href="http://www.webwriter.ca/contact/isi_request_information.shtml"> contact us</a> for more information, or review our products.</p> <h1>Specialty P&C Software</h1><h2>ISI knows that specialty lines require special functionality.</h2> <p class="introtxt2">WebWriter Cargo is designed to meet the unique needs of marine cargo insurers. It eliminates the need for paper documents, providing a browser based platform to issue electronic certificates and to post declarations.</p> <p class="body12">WebWriter Inspection is a portable, easy to use software solution that will transform your inspection reports and underwriting. It allows in-house or third party inspectors to record the specialized data that you need and to electronically forward it to your underwriters or brokers. Configurable for inspections on virtually any line of business, the system provides dramatic increases in productivity for field inspectors and underwriters.</p> <p class="subhead">Other specialties</p> <p class="body12">Other types of specialty lines may require: the management of unique risks, the collection of special underwriting information, proprietary backend processes or other unique IT functionality. Without ISI, specialty insurers face two unpleasant and imperfect alternatives: “off the shelf” solutions that don't meet unique needs and expensive, time-consuming custom code. ISI offers a better way. We understand all aspects of specialty insurance: risk management, underwriting decision making, distribution etc. No matter how specialized the insurance you offer, most of the functionality you need is already contained in our solutions. All of our products are written to conform to the latest web-based standards, so they already meet your IT infrastructure requirements.</p> <p class="body12">Instead of custom code, consider a custom ISI implementation. Our property and casualty experts can customize our solutions to give you the precise functionality you require. You'll be able to run your business exactly the way you want to, without the risks, costs and delays of custom solutions. </p> <p class="subhead">To learn more</p> <p class="body12">To learn how you can profit from ISI’s intense focus on specialty P&C, please <a href="contact/isi_request_information.shtml">contact us</a> for more information, or review our products.</p> <p class="introtxt2">The unique challenges of running a successful property and casualty insurance company place unique demands on your IT infrastructure. We understand and we can help.</p> <p class="body12">ISI’s solution architecture employs the latest technology, while maintaining the flexibility to be deployed on your chosen platform – whether it be Java/J2EE or Microsoft .NET. ISI’s powerful XML-based web environment offers insurers a portable, scalable and robust toolset to help you overcome your IT challenges.</p> <p class="subhead">Enterprise Solutions</p> <p class="body12"> <a title="Enterprise Software for P&C Insurance Underwriters" href="software/webwriter_enterprise.shtml">WebWriter Enterprise</a> is an enterprise insurance application which provides small and mid-sized insurers an end-to-end solution to run their business. </p> <p class="body12">Because <a title="Enterprise Software for P&C Insurance Underwriters" href="software/webwriter_enterprise.shtml">WebWriter Enterprise</a> was developed with the goal of minimizing implementation effort, simplifying ongoing maintenance and reducing Total Cost of Ownership (TCO) – small and medium-sized insurers can now obtain the same leading technology employed by tier-1 carriers without the prohibitive costs. <a href="software/webwriter_enterprise.shtml" class="body12">Find out more >></a> </p> <h1 class="subhead">Specialty Solutions for IT in the Insurance Industry</h1> <p class="bodybold14">WebWriter Rule Engine</p> <p class="body12"> <a title="leading-edge application for rating property and casualty insurance risks." href="software/webwriter_ruleengine.shtml">WebWriter Rule Engine</a> is not simply a policy rating platform, it is a decision-making tool.Developed originally to be used as the backbone of the Canadian industry-wide comparative rating portal for auto and habitational insurance, <a title="leading-edge application for rating property and casualty insurance risks." href="software/webwriter_ruleengine.shtml">WebWriter Rule Engine</a> is now available to your insurance organization. This J2EE solution is a powerful decision-making engine which provides insurers unsurpassed flexibility in deploying, maintaining and ultimately centralizing rule and rating content across the enterprise. <a href="software/webwriter_ruleengine.shtml" class="body12">Find out more >></a></p> <p class="bodybold14">WebTop Development Toolkit</p> <p class="body12">Are you undertaking a major enterprise web development project and don’t know where to start? Traditional web development environments were not built for the unique demands of the insurance industry. In a data-rich business environment with ingrained user workflows defined by traditional client-server applications, traditional web development tools do not cater to the unique requirements of insurance organizations.</p> <p class="body12">ISI’s <a title="ools to deal with the unique demands of insurance companies" href="software/webtop_develop_toolkit.shtml">WebTop Development Toolkit </a>is an XML-based web development framework which simplifies enterprise application development and provides tools to deal with the unique demands of insurers. <a href="software/webtop_develop_toolkit.shtml" class="body12">Find out more >></a></p> <p class="bodybold14">Consulting Services</p> <p class="body12">Any insurance professional knows how challenging it is to find experienced insurance experts that not only know the business inside-out, but who can also deliver real business value through IT. ISI’s team of insurance experts delivers unsurpassed value to insurance organizations by cutting through the jargon, pinpointing issues, identifying solutions and delivering results. </p> <p class="bodybold14">Legacy System Extension and Migration</p> <p class="body12">Are you struggling with the decision to “pull the plug” on your legacy mainframe system? There is a better, less stressful way. ISI helps insurance companies in developing, implementing and executing large-scale legacy migration strategies. Rather than employing the risky “rip and replace” method, ISI <a title="Web Enabled Insurance Software" href="software/webwriter_enterprise.shtml"> Webwriter Portal</a> can help you leverage your existing systems to do what they do best, while at the same time, taking advantage of the latest technologies to exploit current business opportunities, and ultimately moving your data and business processes over to a more flexible, more maintainable architecture. <a href="software/webwriter_enterprise.shtml" class="body12">Find out more >></a></p>  <script language="JavaScript" src="Library/preload.js"></script> <body> <p class="body12"> </p> <h1>Enterprise Software for P&C Insurance Underwriters</h1> <p class="introtxt2">WebWriter Enterprise allows you to run your property and casualty company the way you want to: the most efficient, the most automated and the most profitable way possible. It takes advantage of the latest web based technology to eliminate the information silos caused by legacy insurance systems.</p> <p class="body12">WebWriter Enterprise automates your workflow and allows everyone in your organization to get the information they need, when they need it, in its most convenient form. Furthermore, it enables online collaboration. So every member of your team is able to work together efficiently.</p> <p class="body12">WebWriter Enterprise allows you to: book more business, better manage risk, maximize the profitability of all your distribution channels, lower administrative costs and increase profits. It consists of the following modules:</p> <p class="body12"> <a href="#workcentre" class="ent">Work Centre</a><br> <a href="#brokeragent" class="ent">Broker/Agent Manager</a><br> <a href="#crm" class="ent">CRM</a><br> <a href="#policyprocessing" class="ent">Policy Processing</a><br> <a href="#claims" class="ent">Claims</a><br> <a href="#reinsurance" class="ent">Reinsurance</a><br> <a href="#reinsuranceadmin" class="ent">Reinsurance Administration</a><br> <a href="#accounting" class="ent">Accounting</a><br> <a href="#reporting" class="ent">Reporting</a><br> <a href="#knowledgemanagement" class="ent">Knowledge Management</a><br> <a href="#webwriterportal" class="ent">WebWriter Portal</a><br> <a href="#security" class="ent">Security</a><br> <a href="#webwriterinspection" class="ent">WebWriter Inspection</a><br> <a href="#webwriterruleengine" class="ent">WebWriter Rule Engine</a></p> <p class="subhead">Intelligent Integration of All Modules</p> <p class="body12">Can your underwriting team share policy information with your claims unit? What about policy administration and accounting - are they fully integrated? Do agents and brokers have the information necessary to make decisions that will boost your book of business?</p> <p class="body12">Let’s face it: many insurance back office systems force departments to operate in silos. They require reliance on outdated paper-based policy administration processes and isolate distribution channels. It’s time for a change.</p> <p class="body12">WebWriter™ BackOffice is unparalleled in its class as the premier solution to back office insurance business needs. It represents a comprehensive system that will efficiently run your property & casualty insurance company - and get rid of the silos.</p> <p class="subhead">All Modules Allow You To Run Your Business Your Way.</p> <p class="body12">Designed by insurance professionals with years of experience as underwriters, managers, actuaries, brokers and IT experts, WebWriter is not simply a technology platform. It’s a catalyst for better business.</p> <p class="body12">WebWriter BackOffice is web-enabled and facilitates all back office workflow for effective insurance underwriting, distribution and management. Underwriters can quickly design and implement specialty programs and new lines to react to market demands and opportunities. Technology is now a tool for efficiency and profitability, rather than a constraint.</p> <p class="subhead">Technology Architecture Common To All Modules</p> <p class="body12">ISI’s WebWriter platform uses the latest mainstream technology to deliver an n-tier, web-enabled, Windows-based application. The result for insurers is open flexibility and smooth integration.</p> <p class="body12">The application business layer utilizes XML as the communication method and provides interfaces for accessing business layer functionality from multiple technology platforms including EJB (J2EE), web services and queues such as IBM MQ. This allows external applications to integrate with WebWriter middle tier processes. This facilitates heterogeneous external communications, which offers unprecedented ease of integration with existing systems.</p> <a name="workcentre"></a><p class="introtxt2">Work Centre</p> <p class="subhead">This is where the rubber hits the road.</p> <p class="body12">The Work Centre module is the major leverage point for the system. It’s a console for the user to view, schedule and execute everyday activities through an intuitive interface. The <p class="body12">Work Centre gives you greater consistency and improved accountability in key marketing, CRM, underwriting, claims processing and cash disbursement activities.</p> <p class="body12">Work Centre pushes information throughout the network rather than relying on users to pull the information they need - a unique advantage in today’s competitive market. Through a simple mouse click, processes can be performed manually or executed automatically via WebWriter software components.</p> <p class="body12">A unique feature can also automatically obtain approval for activities outside of employee authority limits by initiating a “vote” or “escalation” through the Work Centre. This not only provides increased management control, but also improves accountability for decision-making throughout the organization.</p> <p class="body12">Work Centre transforms your workflow by:</p> <ul class="bodybulletsgrn12"> <li>Automating repetitive tasks</li> <li>Creating consistent processes for each department</li> <li>Simplifying cross training</li> <li>Enhancing activity scheduling and time management</li> <li>Tracking productivity</li> <li>Pinpointing bottleneck processes</li> <li>Triggering pre-determined events to ensure quality control</li> <li>Work Centre automates process workflow, reduces errors, speeds processing and trims training time for new employees. The results are improved task management for employees, a boost in productivity and superior customer service.</li></ul> <a name="brokeragent"></a><p class="introtxt2">Broker/Agent Manager</p> <p class="body12">This powerful solution brings empowerment and efficiency to the evaluation of your front-line sales team. Broker/Agent Manager allows you to manage vital aspects of the insurance distribution channel, including:</p> <ul class="bodybulletsgrn12"> <li>Commission rate assignment</li> <li>Profitability analysis by broker or agent</li> <li>Production tracking</li> <li>Billing and account information</li> <li>Down-stream communication tools.</li></ul> <p class="body12">Through WebWriter Portal, agents and brokers access information securely through the Internet. This streamlines key functions, such as:</p> <ul class="bodybulletsgrn12"> <li>Prospecting, Marketing and CRM</li> <li>Quotation</li> <li>Policy purchase transactions</li> <li>Client, Policy and Claim lookup</li> <li>Policy and claim review</li> <li>Mid-term policy change transactions</li> <li>Notification of loss transactions</li></ul> <a name="crm"></a><p class="introtxt2">Client Relationship Manager (CRM)</p> <p class="subhead">Technology is the key to strengthening relationships with your customers.</p> <p class="body12">WebWriter BackOffice closely tracks all activities in the client management cycle, allowing service staff to easily locate customer information, provide quick answers to questions and drill down to lower levels of detail.</p> <p class="body12">The CRM module is closely integrated with the knowledge management module and gives service staff speedy access to previous policy documents. Employees have the information they need to create a superior client service experience.</p> <a name="policyprocessing"></a><p class="introtxt2">Policy Processing</p> <p class="subhead">How quickly can you get at your policyholder data?</p> <p class="body12">The Policy Administration module uses a unique tree-style navigation and the "information at-your-fingertips” interface to view the entire policy lifecycle. This consistent interface allows for easier cross-training of staff and also reduces input errors by identifying those fields essential to the generation of a policy.</p> <p class="body12">Through an engineered policy processing workflow, WebWriter BackOffice dramatically improves the productivity levels of service staff by minimizing the keystrokes necessary to issue a policy or make policy changes, This has a direct impact on an insurers’ expense ratios. The system facilitates all critical policy transactions, including:</p> <ul class="bodybulletsgrn12"> <li>Prospecting and marketing</li> <li>Quotation</li> <li>New policy processing</li> <li>Mid-term policy changes</li> <li>Renewal processing</li> <li>Policy billing</li> <li>Reinsurance assignment and ceding</li> <li>Cancellations</li> <li>Reinstatements</li> <li>Re-writes</li> <li>Cancellation/re-writes.</li></ul> <p class="body12">The “information at-your-fingertips” design provides users with rich data mining capabilities through multi-parameter search screens. The fully integrated platform gives cross-functional access with claims, accounting, reinsurance and inspections.</p> <p class="body12">The WebWriter Rule Engine can automatically trigger events within the policy processing module, such as the addition of new diary items, follow-up reminders, document creation and inspection requests. These events are based on an insurer’s pre-determined parameters and executed automatically by the Rule Engine.</p> <a name="claims"></a><p class="introtxt2">Claims</p> <p class="subhead">WebWriter BackOffice puts you in control of the claims process.</p> <p class="body12">The system defines multiple categories for payments and links groups of claims to events, such as catastrophes. Management can easily assess the status and category of any claim, whether it is a personal injury claim, a disaster-related event or a claim in litigation. Claims expenses are tracked at a detailed level, allowing management to run flexible expense reports based on multiple parameters. Insurers can also track all third parties to claims to pinpoint potential fraudulent activity.</p> <p class="body12">The Claims module uses the same tree-style navigation and “information at-your-fingertips” interface as the rest of the WebWriter BackOffice system, providing further consistency in various functional areas. Day-to-day, crucial claims processes have been automated or engineered for even greater improvements in productivity. These include:</p> <ul class="bodybulletsgrn12"> <li>Creation of claims documents</li> <li>Addition of diary items, activities and necessary follow-ups to the Work Centre</li> <li>Claim reserve adjustments</li> <li>Claim salvage and subrogation recoveries</li> <li>Reinsurance recoveries</li> <li>Payment processing.</li></ul> <p class="body12">WebWriter BackOffice also manages activities associated with internal and external adjuster environments including accounts, authority levels and payment processing.</p> <p class="body12">The Claims module is a valuable management tool in combating fraud while maximizing claims service and productivity.</p> <a name="reinsurance"></a><p class="introtxt2">Reinsurance</p> <p class="body12">Unlike many insurance applications, WebWriter BackOffice integrates reinsurance functions right into the platform.</p> <p class="body12">This means underwriters and adjusters are always aware of the reinsurance position of each policy. The system automatically triggers the applicable treaties once retention levels are reached and reflects all transactions in the appropriate accounting ledger.</p> <p class="body12">The reinsurance treaties are defined by the insurer and can be customized to link to business rules in the WebWriter Rule Engine.</p> <p class="body12">Assignment of reinsurance can either be automatic or user-initiated. Once processed, the appropriate reinsurance information flows through to the claims staff.</p> <a name="reinsuranceadmin"></a><p class="introtxt2">Reinsurance Administration</p> <p class="body12">Reinsurance models can be formulated using layering of multiple reinsurers to apply excess layers or quota share percentages. Models can be applied at the policy level or product level through the execution of business rules through the WebWriter Rule Engine.</p> <p class="body12">WebWriter BackOffice is capable of handling the following types of reinsurance treaties:</p> <ul class="bodybulletsgrn12"> <li>Co-insurance</li> <li>Third Surplus</li> <li>Facultative</li> <li>Quota Share</li> <li>First Surplus</li> <li>Excess of Loss</li> <li>Second Surplus</li></ul> <p class="body12">WebWriter BackOffice also manages the insurer’s list of approved reinsurers and all pertinent information, such as payment terms, placement terms, commission rates and contact information.</p> <a name="accounting"></a><p class="introtxt2">Accounting</p> <p class="body12">WebWriter BackOffice is the system you need to effortlessly integrate all insurance and general business transactions.</p> <p class="body12">It provides real-time financial information, which offers management timely and accurate information for decision-making based on real financial results. Data is collected in multiple ledgers, including accounts payable, accounts receivable and general ledger. The insurer defines all financial information into a customized chart of accounts.</p> <p class="body12">It supports multiple Strategic Business Units (SBU’s) and has capabilities to provide financial roll-ups for each SBU, in addition to multiple branches, subsidiaries and parent companies. WebWriter BackOffice also has multicurrency capabilities to meet the needs of international insurers.</p> <p class="body12">Thanks to the tight integration of the accounting system into all functional areas, WebWriter BackOffice provides users with a truly cross-functional view of an organization’s finances.</p> <a name="reporting"></a><p class="introtxt2">Reporting</p> <p class="body12">The proprietary reporting system within WebWriter BackOffice provides a comprehensive set of standard reports for insurers to analyze performance and make better decisions about their business.</p> <p class="body12">ISI will also produce customized reports, charts and graphs for insurers, presenting data at either summary or detail levels. Reports can be exported in 12 different file formats including WebWriter native PDF (portable document format). Each WebWriter module has its own set of comprehensive standard reports, as well as an advanced ad-hoc reporting tool.</p> <p class="body12">Permissions can be assigned to each report for information security and users can also access reports over the web.</p> <a name="knowledgemanagement"></a><p class="introtxt2">Knowledge Management</p> <p class="body12">The Knowledge Management module is a vital hub for knowledge exchange within the WebWriter BackOffice system.</p> <p class="body12">All information that flows throughout the company is aggregated in the knowledge management environment based on client, policy, claim, user or any other parameter. This knowledge is then accessible from all areas of the WebWriter system.</p> <p class="body12">In addition to scanned paper documents, printed documents are automatically spooled into the knowledge management system, virtually eliminating the need for paper-based files. Through integration with the Work Centre, the Knowledge Management system lets insurers distribute pertinent memos, reports, mail, documents and articles pertinent to certain users or groups of users. It provides timely information so your staff can make better decisions.</p> <a name="webwriterportal"></a><p class="introtxt2">WebWriter Portal</p> <p class="body12">As a pioneer of web-based technology for the insurance industry, ISI has integrated its groundbreaking WebWriter Portal into the BackOffice enterprise system.</p> <p class="body12">WebWriter Portal is the most advanced web-based solution on the market for the property and casualty insurance industry. It is proven to handle a volume of 10,000 quotations per day in a production environment. With this powerful tool integrated into the WebWriter BackOffice application, insurers can leverage the Internet to cut expense ratios and improve customer service.</p> <p class="body12">WebWriter Broker Portal allows agents and brokers to process transactions over the web, including:</p> <ul class="bodybulletsgrn12"> <li>Prospecting and marketing</li> <li>Quotation</li> <li>New policy processing</li> <li>Mid-term policy changes</li> <li>Renewal processing</li> <li>Cancellations</li> <li>Reinstatements</li> <li>Re-writes</li> <li>Cancellation/re-writes</li></ul> <p class="body12">Insurers can also use WebWriter Portal to pursue direct-to-consumer opportunities, such as association or group discount marketing. WebWriter Client Portal allows customers to process quotation and policy purchase transactions in a secure web environment.</p> <a name="security"></a><p class="introtxt2">Security</p> <p class="subhead">In today’s digital business environment, information security is paramount.</p> <p class="body12">WebWriter BackOffice employs the unique Access Control Lists security methodology throughout the system. This allows insurers to set permissions on various levels of information, from policy notes right up to reports and high-level business rules.</p> <p class="body12">Security and access are also determined and enforced at field, policy and module level through the WebWriter Rule Engine.</p> <a name="webwriterinspection"></a><p class="introtxt2">WebWriter Inspection</p> <p class="body12">WebWriter Inspection is the most comprehensive web-based system on the market for field inspection management, execution and analysis.</p> <p class="body12">ISI has harnessed this industry-leading technology within the BackOffice system to provide insurers with a tool that can cut inspection preparation time in half.</p> <p class="body12">By coupling the latest in XP Tablet technology and an intuitive web-browser user interface, WebWriter Inspection is unsurpassed in managing an in-house or outsourced multi-inspector environment. The system not only provides effective management, scheduling and reporting tools, it automates report writing and recommendation letters, which allows inspectors to spend more time in the field.</p> <a name="webwriterruleengine"></a><p class="introtxt2">WebWriter Rule Engine</p> <p class="body12">WebWriter Rule Engine lets insurers fully automate their business rules, workflow and processes according to their own parameters</p> <p class="body12">The Rule Engine is a Java-based, dynamic decision-making application that provides insurers the ability to make complex decisions and calculate sophisticated algorithms. Tight integration with each of the WebWriter BackOffice modules means simple or complex workflow decisions can be executed to ensure that all exceptions are triggered and captured.</p> <p class="body12">This process allows WebWriter BackOffice to become a truly automated solution for underwriting, claims, accounting, reinsurance and reporting functions.</p> <p class="subhdbar">KEY BENEFITS:</p> <p class="bodybold12sidebar">RESPONSIVE TECHNOLOGY, INSURANCE EXPERTISE:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> The power of mainstream technologies, such as Java and open-source components<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Fully-integrated web components<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Rapid implementation periods<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Productivity benefits<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Empowerment of brokers, agents and even clients<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Better management decision-making tools<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> New distribution and customer-service channels<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Reduced total cost of ownership including maintenance and support</p> <p class="bodybold12sidebar">PRODUCTIVITY BREAKTHROUGH</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Simple navigation throughout system<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Standardized, ćinformation at your fingertipsä screen layout<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Fully integrated, logical flow modules<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Automated rating for all product lines<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Complete online data history in all modules<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Report queuing/scheduling and other automation features<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Customizable system administration modules<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Windows-based program with Standard Windows features<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Exceptional speed of client/ server architecture<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> System scalability from 1 to 4,000 end users</p> <p class="bodybold12sidebar">Ease, Efficiency, Effectiveness:</p> <p class="body12sidebar">Work Centre streamlines workflow and places key task management functions on one easy-to-use console.</p> <p class="bodybold12sidebar">Channel Coordination:</p> <p class="body12sidebar">WebWriter Portal pushes critical underwriting processes down the distribution chain.</p> <p class="subhdbar">KEY BENEFITS</p> <p class="bodybold12sidebar">COMPLETE POLICY CYCLE</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Users see life cycle of a policy from start to finish<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Declaration pages can be printed or reprinted at any point<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Endorsements are quick and easy<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Endorsements are given a distinct logical numbering for fingertip reference<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Unique “what-if” feature allows last minute abort of complicated endorsements</p> <p class="bodybold12sidebar">IN CHARGE OF CLAIMS</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Easy, quick report generation for any type of claim<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Detailed reports closely track important claims parameters<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> All reports have common interface: can be run for assorted criteria/variations<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Automated check creation for improved service<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Account information can be saved from previous transactions<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Payments can be received and entered with just a click of the mouse</p> <p class="bodybold12sidebar">Reinsurance the Right Way:</p> <p class="body12sidebar">WebWriter BackOffice provides comprehensive tools for the management of a large reinsurance book with multiple treaties and suppliers.</p> <p class="bodybold12sidebar">Value-Added Accounting Functions:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Multiple Strategic Business Unit reporting<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Multi-currency capabilities<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Customizable chart of accounts with multiple ledgers<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Real-time financial information</p> <p class="bodybold12sidebar">Revolutionary Reporting Capabilities:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Extremely flexible information searching and reporting interfaces<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> All data exportable to over 12 different file formats<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Parameter approach to all reports found in the system.<br> <img src="imgs/bullet_blusb.gif" width="7" height="14"> Access to table browse and SQL interface allows emergency answers to one-time business questions</p> <p class="bodybold12sidebar">Knowledge Transfer:</p> <p class="body12sidebar">Intuitive knowledge management functions facilitate the exchange of vital information in a paperless manner</p> <p class="bodybold12sidebar">Web Wonder:</p> <p class="body12sidebar">ISI has integrated WebWriter Portal into the BackOffice system, giving insurers the power to transform their distribution and customer service functions.</p> <p class="bodybold12sidebar">Going Mobile:</p> <p class="body12sidebar">The integration of the revolutionary WebWriter Inspection system into WebWriter BackOffice lets your inspectors spend more time where they belong - in the field.</p> <p class="bodybold12sidebar">Breaking the Rules:</p> <p class="body12sidebar">Linking the industry-leading WebWriter Rule Engine to the BackOffice system brings the dream of automation to reality for today’s insurers.</p> <p class="body12"> </p> <h1>Web Developers Tool Kit</h1> <p class="introtxt2">Are you undertaking a major enterprise web development project and donāt know where to start?</p> <p class="introtxt">Traditional web development environments were not built for the unique demands of the insurance industry. In a data-rich business environment with ingrained user workflows defined by traditional client-server applications, traditional web development tools do not cater to the unique requirements of insurance organizations.</p> <p class="body12">ISIās WebTop Development Toolkit is an XML-based web development framework which simplifies enterprise application development and provides tools to deal with the unique demands of insurers. </p> <p class="introtxt2">Can your underwriting team share policy information with your claims unit? What about policy administration and accounting - are they fully integrated? Do your back office systems force your departments to operate in silos? Do you rely on outdated paper-based policy administration processes?</p> <p class="body12">WebWriter BackOffice™ is unparalleled in its class. It is the premier solution to back office insurance business needs. It represents a comprehensive system that will efficiently run your property & casualty insurance company - and eliminate the silos.</p> <h1>WebWriter BackOffice gives you:</h1> <ul class="bodybulletsgrn12"> <li>ease of use through intuitive Windows interface</li> <li>rich, powerful features</li> <li>full integration of information across departments.</li> </ul> <p class="subhead">There are four main modules</p> <p class="introtxt2">Policy Module<br> <span class="body12">The power of complete policy history at your fingertips</span></p> <p class="introtxt2">Administration Module<br> <span class="body12">Run your business efficiently using drop-down menus, tree-style formats and drag & drop technology.</span></p> <p class="introtxt2">Claims Module<br> <span class="body12">Process payments with a few mouse clicks and generate valuable reports.</span></p> <p class="introtxt2">Accounting Module<br> <span class="body12">General journal entries have never been easier. Detailed financial reports make it easy to track your finances. </span></p> <p class="subhead">Policy module KEY BENEFITS:</p> <p class="bodyboldblu12">Complete Policy History at Your Fingertips</p> <ul class="bodybulletsgrn12"> <li>By utilizing the historical search, users can see the life cycle of a policy from start to finish</li> <li>Declaration pages can be printed or reprinted at any point</li></ul> <p class="bodyboldblu12">Endorsements Made Easy</p> <ul class="bodybulletsgrn12"> <li>Endorsements to policies can be quickly done as all of the policy’s information is at your fingertips</li> <li>All endorsements to a policy are given a distinct logical numbering so that it can be easily found later</li> <li>Unique “what-if” feature allows last minute abort of complicated endorsements to allow what-if analysis.</li> </ul> <p class="subhead">Claims module KEY BENEFITS:</p> <p class="bodyboldblu12">Automated Payment System</p> <ul class="bodybulletsgrn12"> <li>Cheques can be created with a few simple mouse clicks</li> <li>Payments can be selected to go to accounts in the A/P</li> </ul> <p class="bodyboldblu12">Easy Tracking of Claims Information</p> <ul class="bodybulletsgrn12"> <li>Reports track loss ratios and outstanding claims</li> <li>Each report can be run for assorted variations of criteria as all reports have a common interface</li></ul> <p class="bodyboldblu12">Unique Features Increase Productivity</p> <ul class="bodybulletsgrn12"> <li>Features such as ‘memorize transaction’ help speed up monthly entries by saving all the account information from the previous month’s transaction</li> <li>Payments can be received and entered with just a mouse click</li> </ul> <p class="subhead">Accounting Module Features</p> <p class="bodyboldblu12">Completely integrated financial system:</p> <ul class="bodybulletsgrn12"> <li>comprehensive general ledger system</li> <li>complete accounts receivable sub-ledger</li> <li>complete accounts payable sub-ledger</li> <li>complete cash disbursements subsystem</li> <li>comprehensive investment tracking system for both fixed income and equity investments</li> <li>fully customizable financial reports</li> </ul> <p class="bodyboldblu12">Completely integrated quoting system:</p> <ul class="bodybulletsgrn12"> <li>all business lines</li> <li>fully automated rating</li></ul> <p class="body12">Full diary and abeyance system</p> <p class="bodyboldblu12">In addition all four modules offer the following features:</p> <p class="body12">Integration with e-mail systems</p> <p class="body12">Batch functionality</p> <ul class="bodybulletsgrn12"> <li>fully scheduled and automated policy renewals</li> <li>EDI/XML feeds to external agencies</li> <li>fully scheduled and automated transfers into general ledger</li> <li>integrated job queuing system allows scheduling of reports</li> </ul> <p class="body12">Document management system feeds Microsoft Office templates with data from the insurance system<br> Integrated security system based on users and groups</p> <p class="body12">Integrated knowledge management system for aggregating disparate information sources, such as imaging, e-mail and telephone conversations.</p> <p class="subhdbar">KEY BENEFITS: </p> <p class="bodybold12sidebar">Increased Productivity</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Easy navigation throughout the system<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Standardized, consistent screen layout<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Fully integrated modules<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Client/server architecture that provides exceptional speed with integration to distributed application server technologies.</p> <p class="bodybold12sidebar">Advanced Features</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Automatic rating for all product lines<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Complete online data history in all modules<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Report queuing/scheduling and other automation features<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Completely customizable system administration modules allow tailoring the system to your business practices<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Oracle database backend allows system scalability<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Integration with WEB based front end tools for ultimate accessibility </p> <p class="bodybold12sidebar">Ease of Use</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Windows-based program with Standard Windows features.<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Logical flow of modules.<br> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Information at you fingertips layout</p> <p class="subhdbar">COMPREHENSIVE <br> AD-HOC QUERY ABILITIES:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Each subsystem in the WebWriter BackOffice™ allows extremely flexible information searching</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> All data and information is exportable to over eight different file formats such as Adobe PDF and Microsoft Excel</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Reporting interfaces use parameters to allow for the ultimate flexibility on all of the 300+ reports</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Access to table browse and SQL interface allows low-level interaction with data for retrieval of information when no other interface exists (emergency answers to one-time business questions)</p> <h1>Cargo & Shipping Insurance Software</h1> <p class="introtxt2">WebWriter™ Cargo is a web based software system developed specifically for the ocean marine insurance marketplace. It eliminates the need for paper-based documents, providing a browser based platform to issue electronic certificates and to post declarations.</p> <p class="subhead">Web Based Cargo Insurance Software</p> <p class="body12">Designed for productivity gains and improved service, WebWriter™ Cargo lessens the workload for clients, brokers and insurers. A comprehensive rating engine provides accurate premium calculations based on the policyholder’s rates and limits. The system provides numerous edits and filters, alerting underwriters to risks outside preset policy parameters.</p> <p class="body12">Experience shows that once the system is installed, the expense ratio drops dramatically and account retention improves. Currently, installations are running flawlessly in North America and Europe.<br /> WebWriter™ Cargo also has a walk-in component for stray business. This module supports the handling of single shipments and automated payment by credit card.</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Cargo’s XML application program interface (API) provides seamless integration with other Web-based solutions, such as online cargo aggregators. This component uses the XML API to transmit shipping details over the Internet to WebWriter™ and then returns the premium and certificate details to the partner site. There is an emerging trend for aggregators integrate insurance transactions into their business processes.</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Mail provides the proper routing of all e-mails and provides accountability to management based on time of response, content of referral, key word identification and pre-set escalation routines.<br /> This e-mail response module ensures that policyholder requests are handled efficiently and that requests are tracked with proper accountability until transaction is complete.</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Cargo was developed over a three year period using ongoing feedback from agents, policyholders and insurers. It also has upgrades posted every quarter to ensure it remains the best solution on the Web for Ocean Marine.</p> <p class="subhead">Simple and Intuitive Design</p> <p>WebWriter™ Cargo provides a rich set of features, but at the same time remains simple for the policyholder to use. The workflow allows for the fewest clicks and keystrokes possible to get the job done.</p> <p>Screens are designed to ensure that policyholders can understand the system quickly and start using WebWriter Cargo directly upon access. Functionality includes:</p> <ul> <li class="bodybulletsgrn12">Certificate creation;</li> <li class="bodybulletsgrn12">Automated rate implementation at future date;</li> <li class="bodybulletsgrn12">Declaration reporting;</li> <li class="bodybulletsgrn12">Automated Agent change at future date;</li> <li class="bodybulletsgrn12">Referrals tracked by email system;</li> <li class="bodybulletsgrn12">Comprehensive reporting module;</li> <li class="bodybulletsgrn12">Underwriter access to override certificate edits;</li> <li class="bodybulletsgrn12">Association level rate modification;</li> <li class="bodybulletsgrn12">Exception based underwriting;</li> <li class="bodybulletsgrn12">Certificate validation;</li> <li class="bodybulletsgrn12">Extensive dynamic reporting module;</li> <li class="bodybulletsgrn12">Notice of loss;</li> <li class="bodybulletsgrn12">EDI feed to back end system;</li> <li class="bodybulletsgrn12">Claims Agent assignment;</li> <li class="bodybulletsgrn12">Complex rating engine;</li> <li class="bodybulletsgrn12">Policy wording on-line;</li> <li class="bodybulletsgrn12">Dynamic Help file;</li> <li class="bodybulletsgrn12">Glossary of terms;</li> <li class="bodybulletsgrn12">Customization of look and feel;</li> <li class="bodybulletsgrn12">Legal disclaimers; and</li> <li class="bodybulletsgrn12">Agent CGI hosting utility, if required;<br /> Frequently asked questions.</li> </ul> <p class="subhead">Flexible Rating Engine</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Cargo can handle all kinds of existing policies — from simplified rating structures to complex rating strings, including commodity, conveyance, packaging and country/region etc. It can be easily adapted to any rating structure required by insurers.</p> <p class="subhead">Accountability</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Cargo has a robust reporting module and the built in accountability of e-mail communication. When a referral is generated automatically by the system or at the request of a policyholder, the email is tracked until the underwriter closes it. A history of e-mails pertaining to a specific referral can be requested.</p> <p class="body12">This e-mail management system is a key part of the WebWriter™ Cargo system, allowing management to automatically track communication with agents and policyholders and ensure proper levels of service.</p> <p class="subhead">Systems Integration</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> Cargo interfaces with insurer back-end systems. This can be provided in various formats including XML. The Insurer chooses the feed format and the staff at WebWriter simply map to the format provided. This feed provides all of the content in a certificate or declaration, eliminating the cost of manual input.</p> <p class="subhead">Security</p> <p class="body12"><span class="bodyboldblu12">WebWriter™</span> provides the Insurer with the option of hosting the system in-house or using the ASP platform operated by WebWriter™ Cargo. The platform operated by WebWriter™ Cargo is housed at a state-of-the-art ISP and includes the following security measures:</p> <ul> <li class="bodybulletsgrn12">Secure Socket layer (SSL) provides security for sensitive data;</li> <li class="bodybulletsgrn12">24-hour security;</li> <li class="bodybulletsgrn12">Web-based security access controls;</li> <li class="bodybulletsgrn12">Redundant diesel power generation;</li> <li class="bodybulletsgrn12">State-of-the-art firewall protection;</li> <li class="bodybulletsgrn12">Nightly and weekly back-up; and</li> <li class="bodybulletsgrn12">State of the art load balancing.</li> </ul> <p class="subhdbar">KEY BENEFITS: </p> <p class="bodybold12sidebar">Lower Expense Ratio</p> <p class="body12sidebar">WebWriter™ Cargo collects shipment details directly from the customer and electronically feeds back-end systems, eliminating clerical entry expense.</p> <p class="bodybold12sidebar">Reduce Errors</p> <p class="body12sidebar">By filtering information at the source, while customers enter it, under writing exceptions are automatically recognized and forwarded to under writers, eliminating costly errors.</p> <p class="bodybold12sidebar">Increased Retention</p> <p class="body12sidebar">WebWriter™ Cargo’s ease of use and fast turn around of referrals become more important than a small reduction in premium by the competition, creating increased client loyalty.</p> <p class="bodybold12sidebar">Referral Management</p> <p class="body12sidebar">WebWriter™ Cargo utilizes an e mail management module to receive, distribute and track all referrals to insure customer satisfaction.</p> <p class="bodybold12sidebar">Security</p> <p class="body12sidebar">SSL has been integrated throughout Cargo ensuring g128 bit session security.</p> <p class="bodybold12sidebar">Work Flow</p> <p class="body12sidebar">Designed with customer use as the primary focus, WebWriter™ Cargo provides a simple, logical flow ensuring excellent customer response to using automatic approach.</p> <p class="bodybold12sidebar">Ease of Implementation</p> <p class="body12sidebar">Implementation can be concluded in weeks.</p> <p class="bodybold12sidebar">Designed by Experts</p> <p class="body12sidebar">WebWriter™ Cargo development staff has insurance experience, with specialization in ocean cargo insurance.</p> <p class="bodybold12sidebar">Customization</p> <p class="body12sidebar">WebWriter™ Cargo can smoothly integrate with your current business processes and systems. Underwriting, graphics and EDI feed are all designed for easy modification.</p> <h1>The industry-leading field inspection and</h1> <h1>loss control software application</h1> <p class="introtxt2">Whether your organization is an insurance company, a large corporation or a government agency, chances are that your risk management team relies heavily on field inspections for making loss control decisions. With most organizations, these critical decisions are based on the piles of paper and disorganized data collected in the field. Not only does this dramatically reduce the productivity of staff, it increases the amount of uncertainty within the decision-making process.</p> <p class="body12">WebWriter™ Inspection is a portable, easy to use software solution that will transform the way your organization handles loss control inspections. It consists of a PC Tablet that gives in-house or third party inspectors the capability to record standard inspection data and forward this electronically to decision-makers.</p> <p class="subhead">Mobile Technology</p> <p class="body12">Traditional inspection methods involve paper-based processes, data re-entry and disparate sources of information, such as hard copy photos. WebWriter™ Inspection solves these problems by providing a PC Tablet tool and software that can integrate information, data and photos into a standard, accessible format. Inspectors fill out only one report on site and this standardized data gets fed directly into the organization’s centralized database.</p> <p class="bodybold12">Now that’s progress!</p> <p class="subhead">Information at your Fingertips</p> <p class="body12">WebWriter™ Inspection provides all of the data collected by field inspectors in a consistent format for decision-makers. This includes:</p> <ul class="bodybulletsgrn12"> <li>Diary Correspondence</li> <li>Form data</li> <li>Digital photographs</li> <li>Site diagrams</li> <li>Inspector recommendations and risk violations</li> <li>Support documentation in any format</li> <li>Risk summary reports</li></ul> <p class="subhead">See the Benefits for Yourself</p> <p class="body12">Ask us about our “try before you buy” program where we can show you how WebWriter™ Inspection will meet your organization’s inspection needs. </p> <p class="subhdbar">KEY BENEFITS FOR <br> THE ORGANIZATION: </p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Increase productivity of underwriters and risk managers.</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Renewals, updates, recommendations and management reporting are all much easier to create and track with WebWriter™ Inspection.</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Integrate inspection information. Data is sent and stored automatically to a centralized database, giving office staff access to key information at the click of a mouse.</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Evaluate quality of risk. The quality of risk on an inspection is intuitively displayed to users with a simple color risk bar.</p> <p class="subhdbar">KEY BENEFITS <br> FOR INSPECTORS:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Eliminates Double Entry. The “once and done” approach saves inspectors time.</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Increases Productivity. Early estimates show that inspectors can at least double their productivity by using WebWriter™ Inspection.</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Standardizes Inspection Information. Detailed formats and reporting structures take the guesswork out of what information is required by specific companies.</p> <p class="subhdbar">100% FLEXIBLE:</p> <p class="bodybullets12"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> The type of risks your organization chooses to inspect are not limited by WebWriter™ Inspection:</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Commercial Property<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Residential Property<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Marine cargo/vessels<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Factories & Equipment<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Food & Hospitality<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Automobiles/Fleet<br /> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> etc...</p> <h1>Web Enabled Insurance Software</h1> <p class="subhead">Get Connected</p> <p><span class="bodyboldblu12">WebWriter Portal</span>, designed and developed by Insurance Systems Inc. (ISI) is a leading-edge web-based system which allows insurers to stay connected with major business stakeholders via the internet.</p> <p class="subhead">WebWriter Broker Portal</p> <p>Manage your distribution network by allowing brokers to obtain quotations on new business as well as view and make changes to existing policies.</p> <p class="subhead">WebWriter Consumer Portal</p> <p>Go direct to clients via the internet for new business quotations and policy changes - freeing up your customer service staff and increasing productivity.</p> <p>In a highly-competitive insurance market, the effective use of technology can provide a competitive advantage to insurers. Companies can increase service levels, reduce expense ratios and promote broker and client loyalty by providing access to personalized, secure portals for transacting business.</p> <table width="506" id="table1"> <tr> <td> <img src="imgs/portal_xmlapplication.gif" alt="WebWriter Portal XML Application" width="500" height="255" /></td> </tr> <tr> <td class="body11"><em>WebWriter Portal XML-based Architecture.</em></td> </tr> </table> <p> </p> <p class="subhead">Extend Your Reach.</p> <p>Simply put, <span class="bodyboldblu12">WebWriter Portal</span> moves key insurance business processes out of the back office and delivers them to end users in an intuitive web-browser interface. In today's dynamic business environment, transacting business by mail, fax or telephone is no longer an option. Every member of the insurance value chain wants information in real-time in order to make decisions; in fact – they demand it.</p> <p>As one of the pioneers of web-based solutions for the insurance industry, ISI knows the factors which contribute to higher productivity, lower loss ratios and greater client satisfaction, and these were incorporated into every aspect of <span class="bodyboldblu12">WebWriter Portal</span>.</p> <p class="subhead">Speed</p> <p>ISI's WebWriter Platform technology utilized by <span class="bodyboldblu12">WebWriter Portal</span> executes key processes in the proprietary “smart-browser”, allowing users to obtain immediate feedback to data entry errors and validation violations. This leads to faster transaction response times for users and at the same time, minimizes processing load on the application tier.</p> <p><span class="bodyboldblu12">WebWriter Portal</span> utilizes industry-standard XML for transactional exchanges, providing users with unparalleled response time on requests.<br /> Ease-of-use</p> The customizable, intuitive user interface is delivered to the broker or client via HTML in a standard web browser, which minimizes training time for users. System navigation is simplified by logical workflow which is configured through the WebWriter Rule Engine-based management console. <br /> <p>The revolutionary architecture of the WebWriter Platform makes it possible for users to change underwriting information on the fly to receive updated premium figures or jump from an incomplete section to enter other data without receiving validation errors. This functionality enhances the user experience, increases loyalty to the site and reinforces the insurer’s brand.</p> <p>The system also provides 24/7 availability to end users for transacting business during off business hours or across multiple time zones.</p> <p class="subhead">Maintainability</p> The sheer elegance of the WebWriter Platform architecture allows new fields or changes to fields in the insurer’s legacy system to be reflected in the backend response XML and communicated to the front-end web tier with minimal programming changes.</p> <p>Business, underwriting and workflow rules can be easily maintained – reducing IT support expenses. The web-based maintenance console also controls user profiles, password and access levels for both internal and external users.</p> <p class="subhead">Intelligence</p> <p>By providing an intuitive interface for insurers to maintain business rules, <span class="bodyboldblu12">WebWriter Portal</span> facilitates better underwriting decisions. This powerful tool removes subjectivity from underwriting by basing workflow and approval decisions on pre-defined parameters; these can include:</p> <ul> <li class="bodybulletsgrn12">Underwriting approval limit verses broker loss ratio</li> <li class="bodybulletsgrn12">Automatic approval exceptions based on claims history</li> <li class="bodybulletsgrn12">Approval escalation based on underwriter seniority</li> <li class="bodybulletsgrn12">Broker authority levels for insured limits</li> <li class="bodybulletsgrn12">Broker authority levels for rating discretion</li> <li class="bodybulletsgrn12">Automated messaging based on Broker or Underwriter authority levels</li> <li class="bodybulletsgrn12">Dynamic screen creation based on class of business, user or underwriting criteria</li> </ul> <p class="subhead">Field Proven Technology</p> <p>The industry-leading WebWriter Platform allows insurers the flexibility to deploy the system on various application platforms. <span class="bodyboldblu12">WebWriter Portal</span> is also completely backend independent, and facilitates communication with any existing legacy system through an XML interface. </p> <p class="subhdbar">KEY BENEFITS: </p> <p class="bodybold12sidebar">RESPONSIVE TECHNOLOGY, INSURANCE EXPERTISE</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> The power of mainstream technologies, such as Java, .NET and open-source components</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Web-based architecture</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Rapid implementation periods</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Productivity benefits</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Empowerment of brokers, agents, prospects and policyholders</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Better management decision-making tools</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> New distribution and customer-service channels</p> <p class="body12sidebar"> <img src="imgs/bullet_blusb.gif" width="7" height="14" /> Reduced total cost of ownership including maintenance and support</p> <p class="bodybold12sidebar">ALWAYS OPEN FOR BUSINESS</p> <p class="body12sidebar">WebWriter Portal has the ability to provide 24/7 access to end users, depending on the availability of the insurer backend system.</p> <p class="bodybold12sidebar">TOTALLY SCALABLE</p> <p class="body12sidebar">The sessionless web environment created by the WebWriter Platform allows insurers to effortlessly add additional hardware to handle increases in usage volume.</p> <h1>WebWriter Rule Engine</h1> <p class="introtxt2">WebWriter™ Rule Engine is a leading-edge application for rating property and casualty insurance risks. The Rule Engine makes rating decisions based on rates, differentials and rules for a given risk and is easily maintained to adapt to changing business needs.</p> <p class="body12">Rule Engine can also be tailored to suit the needs of a banks, investment brokerages or any other organization using complex algorithms to make discrete decisions. </p> <p class="body12">The system utilizes 100% J2EE compatible Java code base to ensure portability and scalability from the smallest to the largest enterprise and a completely new user-friendly administration program makes it easier to create and maintain rules. The program is written completely in pure, thin-client HTML and is accessible from any recent version browser.</p> <p class="subhead">Risk Assessment</p> <p class="body12">Whether you are an insurance company, a bank, an investment brokerage or any other organization using complex algorithms to make discrete decisions, you’ll find tremendous value in Version 3.0 of the WebWriter™ Rule Engine.</p> <p class="subhead">Version 3.0 Rule Engine</p> <p class="body12">So what are the benefits of the new version 3.0? In a word: many. In fact, this version gives insurers a more user-friendly, easier and faster solution. Here’s what we mean:<br> 100% J2EE compatible Java code base ensures portability and scalability from the smallest to the largest enterprise.</p> <p class="body12">A completely new user-friendly administration program makes it easier to create and maintain rules. The program is written in 100% pure, thin-client HTML and is accessible from any recent version browser.</p> <p class="body12">Faster than ever execution speed represents quicker quotes and policy administration. For example, a 4 car Automobile Policy with 5,000 rule lines calculates 15 quotes per second on a 1Ghz Intel clone system with 256MB of memory.</p> <p class="body12">The engine can easily be deployed in an ASP environment, thanks to the revised security model. This allows full object level security for users and groups, conceptually modeled after UNIX and Windows NT file system security.</p> <p class="body12">Database independence extends to tested database environments, such as Oracle 8i/9i, MS Sql Server and IBM DB2.</p> <p class="body12">Adapter architecture ensures the widest compatibility with disparate systems across </span>enterprise. Supported communication models include:</p> <ul class="bodybulletsgrn12"> <li>XML;</li> <li>Native Java Api;</li> <li>SOAP;</li> <li>COBRA/COM; and</li> <li>IBM MQSeries;</li> </ul> <p class="body12">A wide variety of supported communication protocols ensures that large and small systems can communicate with the rules engine to evaluate algorithms — anywhere, anytime. This allows simple deployment into pre-existing environments, such as legacy systems or older client-server systems.</p> <p class="subhead">Insurance Applications</p> <p class="body12">WebWriter Rule Engine is well suited to the insurance industry. Built on top of ISI’s WebWriter™ platform, it was designed with reliability, performance and scalability in mind. Here are some practical and effective uses for the rule engine in the insurance marketplace:</p> <p class="body12">Centralized rating systems across some or all business lines. The rule engine can evaluate and rate everything from complex commercial policies to standard automobile policies.</p> <p class="body12">Rule-based underwriting evaluation. Your business people can deploy rules using the engine’s integrated HTML management console, while your IT department integrates insurance events on other platforms with rule execution. This allows legacy systems or other types of applications to use a single centralized rule engine layer.</p> <p class="body12">Perform discrete complex calculations. This can be applied to event such as coverage limit evaluations (such as Boeckh evaluations), pro rata, short-rate or any other decision which requires analysis and/or calculations.</p> <p class="subhead">Key Engine Features Applicable to Insurance</p> <p class="body12">A complete life cycle management of rules permits versioning of rules and tables when changes are made. Rule evaluation is based on the most applicable rule as it existed at a given point in time.</p> <p class="body12">Integrated deployment/testing mode gives rule creators and/or maintainers the ability to decide when formulas or formula changes become active.</p> <p class="body12">A complete integrated security model allows formulas, tables, messages and actions within the rule engine to be locked down according to group or user.</p> <p class="body12">The open design model provides infinite possibilities in connecting to external or internal systems. For example, a company could allow brokers to set up their own customer quoting site using a Web services model to call rating algorithms on a company hosted rate server. Alternatively, a broker management system could call the underwriting or rating service from within the broker’s office, offering a method for integrating the company’s underwriting rules with the broker’s data entry in real-time.</p> <p class="body12"> </p> <h2>Future Product Outlook</h2> <p class="body12">Look for the following additions to the Rule Engine family currently in development:</p> <p class="subhead">XMLSync</p> <p class="body12">This product will give mobile users on laptops and even 3rd party rating systems the ability to synchronize and share information with the rules engine.</p> <p class="subhead">ScenarioTest</p> <p class="body12">This product will allow for automated formula testing.</p> <p class="subhdbar">KEY BENEFITS: </p> <p class="bodybold12sidebar">Q: Is the WebWriter Rules Engine scalable? </p> <p class="body12sidebar">A: Absolutely. Using a pure Java architecture, the system is a set of lightweight java objects built in coordination with ISI’s WebWriter platform and offering J2EE Compatibility. For the most robust and scalable applications, we recommend taking advantage of J2EE container services, such as connection pooling and thread management in industry standard application servers like IBM Websphere, BEA s Weblogic Server or Netscape’s IPlanet.</p> <p class="bodybold12sidebar">Q: Why choose WebWriter™ Rules Engine product over the plethora of other vendor solutions?</p> <p class="body12sidebar">A: Frankly, all the products offer similar features and some have long established track records. What places ISI’s product ahead of the curve is the ability for users to manage and deploy their own rules without programmers. Further, our architecture is leading-edge based on industry standard Java technologies</p> <ul> <li><a href="software/webtop_develop_toolkit.shtml">Insurance Software Web Development Toolkit</a></li> <li><a href="software/webwriter_enterprise.shtml">Back Office Applications for the Insurance Business </a></li> <li><a href="software/webwriter_cargo.shtml">Cargo & Shipping Insurance Software</a></li> <li><a href="software/webwriter_enterprise.shtml">Enterprise Software for P&C Insurance Underwriters</a></li> <li><a href="software/webwriter_inspection.shtml">Insurance Inspection and Loss Control Software</a></li> <li><a href="software/webwriter_enterprise.shtml">Web Enabled Insurance Software Applications</a></li> <li><a href="software/webwriter_ruleengine.shtml">Insurance Risk Assessment Rules Engine</a></li> <li><a href="http://www.inspectionhost.com">Web Enabled Insurance Inspection Application</a></li> </ul> <a title="Insurance Software Applications" href="default.shtml">HOME</a>   <a href="contents.htm">SITE MAP</a>  <a href="privacy.shtml">PRIVACY</a>   <a href="terms_of_use.shtml">TERMS OF USE</a></td> </tr> </table>  <script type="text/javascript">//<![CDATA[ var data,nhp,ntz,rf,sr,i,d=new Date(),pageName; // The pageName variable can be customized if needed pageName=location.pathname; document.cookie='__support_check=1';nhp='http'; rf=document.referrer;sr=window.location.search; if(top.window.location==document.referrer || (document.referrer == '' && top.window.location != '')) {rf=top.document.referrer;sr=top.window.location.search} ntz=new Date();if(location.href.substr(0,6).toLowerCase()=='https:') nhp='https';data='&an='+escape(navigator.appName)+ '&sr='+escape(sr)+'&ck='+document.cookie.length+ '&rf='+escape(rf)+'&sl='+escape(navigator.systemLanguage)+ '&av='+escape(navigator.appVersion)+'&l='+escape(navigator.language)+ '&pf='+escape(navigator.platform)+'&pg='+escape(pageName); if(navigator.appVersion.substring(0,1)>'3') {data=data+'&cd='+ screen.colorDepth+'&rs='+escape(screen.width+ ' x '+screen.height)+ '&tz='+ntz.getTimezoneOffset()+'&je='+ navigator.javaEnabled()}; i=new Image();i.src=nhp+'://counter.hitslink.com/statistics.asp'+ '?v=1&s=21&acct=webwriter'+data+'&tks='+d.getTime(); //]]> </script>  </body> <p class="body12sidebar">  </p> <p class="body12"> </p> <p> <h1> </h1> </body>