--- title: "Blackbaud Financial Edge NXT Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Blackbaud Financial Edge NXT Software - reviews, pricing plans, popular comparisons to other Nonprofit Accounting products and more." source_url: "https://www.capterra.com/p/27468/Financial-Edge-NXT/" page_type: "product" language: "en" --- # Blackbaud Financial Edge NXT Software Review 2026: Features, Integrations, Pros & Cons Last updated on July 31, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Blackbaud Financial Edge NXT ## What is Blackbaud Financial Edge NXT? Financial Edge NXT delivers intuitive cloud-based fund accounting software designed specifically to meet the needs of nonprofits and government entities. It is advanced technology with powerful reporting tools to help your accounting team drive efficiency, transparency, and financial stewardship while enabling you to seamlessly manage transactions, eliminate manual processes, and securely share information instantly. Report on financial activity from any device, anywhere with 24/7 accessibility. ## What is Blackbaud Financial Edge NXT used for? [Nonprofit Accounting](https://www.capterra.com/nonprofit-accounting-software/)[Accounting](https://www.capterra.com/accounting-software/)[Fund Accounting](https://www.capterra.com/fund-accounting-software/) Overall rating Based on 165 user reviews Reviews sentiment Positive 89% Neutral 7% Negative 4% Starting price $0.01 Per Year Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## Blackbaud Financial Edge NXT alternatives Highest Rated [4.5 (187)](https://www.capterra.com/p/118759/Aplos-Accounting/reviews/) Starting price $79.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [4.3 (714)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.2 (2,058)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.0 (623)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/27468/Financial-Edge-NXT/alternatives/) ## FAQs about Blackbaud Financial Edge NXT Overview ### What problems does Blackbaud Financial Edge NXT solve? Blackbaud Financial Edge NXT solves nonprofit finance bottlenecks like duplicate gift entry, manual reconciliations, slow invoice processing, and limited budget visibility. It centralizes fund, grant, project, AP, and reporting workflows with drill-down dashboards and integrations like Raiser's Edge. Finance teams, controllers, accounts payable staff, and development departments benefit most. Answer based on 136 reviews Overview ### Which roles and teams benefit most from Blackbaud Financial Edge NXT? Blackbaud Financial Edge NXT benefits finance leaders, accountants, and controllers who manage budgeting, reporting, accounts payable, and financial oversight. Administrative and business operations teams use it to support daily transactions and recordkeeping, while executives and nonprofit program or development leaders rely on dashboards and insights for planning, compliance, and decision-making. Answer based on 141 reviews Overview ### What company size and industries is Blackbaud Financial Edge NXT built for? Blackbaud Financial Edge NXT is built mainly for small organizations, with 69% of reviewers from small businesses, and it most often serves philanthropy at 25%. It is designed for nonprofit and governmental organizations, including health and human services, schools, higher education, and arts and cultural groups, with additional use in nonprofit management at 20% and accounting at 15%. Answer based on 164 reviews Features and Usability ### What are the key features of Blackbaud Financial Edge NXT? Blackbaud Financial Edge NXT includes core accounting features like general ledger, accounts payable, bank reconciliation, and fund accounting, plus differentiators such as customizable reporting, dashboards with drill-down views, budget forecasting, and integrations with Raiser’s Edge and other systems. Mobile access and audit trail controls also support nonprofit finance teams. Answer based on 67 reviews Integrations ### Which third-party tools and platforms does Blackbaud Financial Edge NXT integrate with? Blackbaud Financial Edge NXT integrates with ADP Workforce Now and AvidXchange, based on reviewer-confirmed use for payroll expense and approved bill imports. Official integrations also include Blackbaud Raiser's Edge NXT, Blackbaud Tuition Management, and Paycor, covering payroll, accounts payable, fundraising, and tuition-related financial workflows. Answer based on 37 reviews Getting Started and Support ### How easy is it to onboard and train a team on Blackbaud Financial Edge NXT? Blackbaud Financial Edge NXT offers in-person training, live online sessions, webinars, documentation, and videos. Reviewers say basic tasks are easy for new staff to learn, especially accounting users, while admins and teams handling setup, integrations, or advanced features need more time. Many recommend a formal training package for smoother adoption. Answer based on 26 reviews Getting Started and Support ### What customer support options does Blackbaud Financial Edge NXT offer, and how do users rate the experience? Blackbaud Financial Edge NXT offers email/help desk, FAQ/forum, a knowledge base, phone support, 24/7 live representatives, and chat. Users often describe support as responsive, knowledgeable, and helpful during setup and troubleshooting, though some report long phone waits, uneven chat experiences, added costs for certain help, and inconsistent ticket follow-up. Answer based on 53 reviews Features and Usability ### How well does Blackbaud Financial Edge NXT handle reporting? Blackbaud Financial Edge NXT handles financial reporting well for many nonprofits, especially teams needing custom statements, drill-downs, dashboards, and Excel exports. Finance staff often like the query tools and filtering options, though some users find report setup time-consuming, formatting in Excel inconsistent, and certain report writer functions less intuitive. Answer based on 67 reviews Features and Usability ### How good is Blackbaud Financial Edge NXT for data management? Blackbaud Financial Edge NXT supports fund accounting data management with customizable codes, imports, audit trails, backups, and links to Raiser's Edge. Nonprofit finance teams often value multi-entity tracking and data visibility, but some organizations run into import format limits, implementation issues, inconsistent module behavior, and manual cleanup for reporting accuracy. Answer based on 36 reviews ## Features AI summary Based on 390 Nonprofit Accounting reviews Capterra reviewers point to these as the top priorities when choosing nonprofit accounting software: - **Accounting** (**74%** of reviewers rated this feature as critical) - **General Ledger** (**66%**) - **Income & Balance Sheet** (**71%**) Blackbaud Financial Edge NXT supports all three features buyers value most: **Accounting**, **General Ledger**, and **Income & Balance Sheet**. Together, these capabilities help nonprofits manage day-to-day financial activity, maintain accurate records across accounts, and track financial position and performance with clear reporting, helping businesses make informed decisions and maintain financial oversight. Accounting 4.1 (7) 57.14% of 7 reviewers that rated this feature as important or highly important Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Bank Reconciliation 4.5 (8) 75.00% of 8 reviewers that rated this feature as important or highly important Compare and match accounting/financial records with corresponding bank statements Financial Reporting 3.9 (11) 63.64% of 11 reviewers that rated this feature as important or highly important Generate reports to assess the financial performance of an organization Financial Management 4.0 (4) 50.00% of 4 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization General Ledger 4.4 (10) 70.00% of 10 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Expense Tracking 4.0 (5) 40.00% of 5 reviewers that rated this feature as important or highly important Monitor and record expenses such as purchases or charges incurred Blackbaud Financial Edge NXT 63 features ### All Features - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounts Payable: Track money owed to a company's creditors/suppliers - Accounts Receivable: Track outstanding invoices and the money owed from clients - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Asset Tracking: Monitor the usage of assets, such as equipment, tools, software, etc., throughout their lifecycle - Audit Management: Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Budget Control: Manage and monitor spending to align with the financial constraints or goals - Budgeting/Forecasting: Create budgets based on historical data and future projections - Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Check Printing: Print paychecks issued to confirm payment of wages or salary - Collaboration Tools: Provides a channel for team members to share AI models, media files, communicate, and work together - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Donation Management: Track/record financial donations made by members, along with the issuance of tax receipts/documents - Donation Tracking: Track and view detailed financial donation history made by contacts and members - Donor Management: Track and maintain donor relationships throughout various stages/activities including contact information and previous outreach - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Financial Aid Management: Manage information and/or provide updates regarding student financial aid - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Financial Reporting: Generate reports to assess the financial performance of an organization - Fixed Asset Management: Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history - For Grantmakers: Software designed for grantmakers - For Grantseekers: Software designed for grantseekers - For Nonprofits: Software specialized for non-profit organizations - Fund Accounting: Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability) - General Ledger: Centralized accounting record which tracks all financial transactions - Grant Application Management: Track and manage the status of grant applications - Grant Award Tracking: Track grant submission requirements, deadlines, and financial documentation for awarded grants - Grant Management: Monitor application statuses, proposals and award funds - Impact Measurement: Collect data to measure/track the positive impact an organization, nonprofit, or program has on social, environmental, or other groups. - Income & Balance Sheet: A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time - Inventory Management: Track and manage inventory levels to maintain proper supply - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - K-12: Software designed for kindergarten through 12th grade schools - Mobile Access: Access software remotely via mobile devices - Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user - Multi-Location: Manage and support multiple locations - Payment Tracking: Track sent and received payments, invoices, and bills. - Payroll Management: Manage employee salary processes, data, taxes, and records administration efficiently - Performance Metrics: A set of indicators that tracks the performance of networks, applications, systems, teams, etc. - Project Accounting: Manage and track financials on a project-to-project basis - Purchase Order Management: Create, send, and track purchase orders and their statuses - Purchasing & Receiving: Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Sales Tax Management: Calculation of consumption tax imposed on the sale of goods/services - Tax Management: Implementation of various strategies to manage tax obligations via planning and maintaining compliance - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Management: Manage, record and track all business exchanges in form of money and its related interactions in the system --- Get Advice We can help you find the software with the features you need. Features 4.1 (165) 4.1 Based on 165 reviews ## Pricing Value for money 3.7 (123) Basic $0.01 Per Year Value for money 3.7 (123) 3.7 Based on 123 reviews ## Integrations [ Paycor](https://www.capterra.com/p/133745/Paycor-Perform/)[ Blackbaud Raiser's Edge NXT](https://www.capterra.com/p/247647/Blackbaud-Raiser-s-Edge-NXT/)[ Blackbaud Tuition Management](https://www.capterra.com/p/252050/Blackbaud-Tuition-Management/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.2 (150) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.2 (150) 4.2 Based on 150 reviews ## User reviews Overall rating 4.2 Based on 165 reviews Filter by rating 5(59) 4(84) 3(15) 2(3) 1(4) Mentioned topic Sorted by most recent MC McKenna C. Accountant Non-Profit Organization Management ### "Positive experience overall but some features could be improved" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 4.0 4.0 Likelihood to Recommend 5/10 July 24, 2026 Overall it was a fine experience but felt a bit antiquated. I don't feel like they were rolling out very many updates. Pros I liked the way the AP module was set up and how you could see all invoices entered on one screen no matter their state. Cons I didn't like that we couldn't integrate Expensify with it, and that the reports that we generated as excels weren't easily filtered. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AO Amy O. Payroll and AP Manager Non-Profit Organization Management ### "Overall a good product!" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 December 21, 2025 My overall review of Blackbaud Financial Edge NXT is a positive one. Since it has upgraded to a cloud-based platform it has gotten more user friendly. Pros I use this product primarily for Accounts Payable. Setting up vendors and entering invoices is very easy and the system design is easy to use. I also like how there is a new Payment Assistant feature that Blackbaud has partnered with Repay, and we have more options to pay our vendors, such as ACH or debit card, in addition to checks. Creating and running reports are also pretty easy. I also like how you can link to Aatrix for 1099 printing. Blackbaud University is also a very helpful tool. Cons Setting up the print options for AP checks was a lot of trial and error. Even though Blackbaud has their own forms you can order from, I found I still had issues with the check printing alignment. It is also hard to see where you would get support (live person or chat) if you need it. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. FL Fernando L. Business Office Education Management ### "Great not for profit financial management system" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 10/10 October 7, 2025 Our company really likes Blackbaud. We have used it as our primary financial management tool for over 12 years. It is a security program with many different layers of protections. Provide all financial reporting necessary for well management. Another plus is the price. It is very affordable compared to others. Pros Transition from an old database system to a new and easy all-in-one-place model system. It is a fantastic program for not-for-profit church management and schools. Cons Before completing the transition from the old to the new model, it should be better tested before the complete rollout. Need better customer service, especially at the chat. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SS Stephanie S. Finance Director Hospital & Health Care ### "Financial Edge NXT" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 November 19, 2024 We have been using Financial Edge and now FE NXT for years. We find that it has a user-friendly environment. Pros We really like the drill down features in general ledger account details. We also like the Excel Add in functions for importing from spreadsheets and other software systems. Cons The lack of consistent queries available in NXT has been a challenge. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NH Natasha H. Human Resource Associate Mental Health Care ### "NXT Blackbaud" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 11, 2024 Pros This tool is great for our non profit, it allows us to pay invoices, set up vendors, store any files for the business that we received (W9's, contracts, etc.) Helps extremely well with sending out 1099's, setting up new projects, vendors and having the ability to cut in house checks and sending out checks (physical or electronic draft) Cons Sometimes the general ledgers can be off accounting wise, not by much though. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AL Adjoh Lucie D. Assistante commerciale Building Materials ### "Logiciel de gestion" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 16, 2023 Pros Système de gestion de l'apprentissage et d'instruction, formation des leaders sur le marché . Il aide aussi les apprenants dans les collèges et universités. Cons Je ne trouve pas d'inconvénients, l'utilisateur va témoigner de son utilité Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. EP Elizabeth P. Director of Technology Education Management ### "Blackbaud Financial Edge NXT" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 June 16, 2023 Pros FE NXT is a step up from its predecessors. Easier to use, better integration. Cons some of the reporting functionality is not as easy to customize as we'd like Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MF Meredith F. Finanace Specialist Libraries ### "Review of Blackbaud Financial Edge NXT" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 12, 2023 Our overall experience has been great. Tech support and our implementation team were fantastic to help us get everything in place and have been a great resource as we have continued to learn the program. Having a solution that is not installed on the network , but on the cloud has given us more flexibility. And information is shown in a more user friendly display to easily see data all in one place. Pros Blackbaud being a Non-Profit Financial accounting system works well for us in the non-profit/ government sector as a library. They truly understand the needs non-profits have and work to create solutions for those problems and needs. Blackbaud is easy to use, and easy to train new employees with. The training Blackbaud provides can not compare to many other products. There are 20+ classes that can be taken with an online instructor or through E-learning . This training has helped us implement this software across multiple locations and make sure our staff was prepared for their duties within Blackbaud. Cons As a government/non-profit agency we are required to use Purchase orders. Blackbaud's purchase order system is not as user friendly as the rest of the software. They are working to move the purchase order system to the WebView and we have been told it will make several changes to make the PO portion easier to use. We also need to be able to multi level approvals on an invoice and the solution Blackbaud was able to provide until they get everything in WebView didn't work for our organization, as we are required to have a pre-audit statement on all purchase orders and invoices that are paid Switched from [Banyon Fund Accounting](https://www.capterra.com/p/137989/Banyon-Fund-Accounting/) Banyon was not user friendly, and had been put into place as a temporary solution. Alternatives considered [Sage Intacct](https://www.capterra.com/p/76/Intacct/) [NetSuite](https://www.capterra.com/p/135757/NetSuite/) Reasons for choosing Blackbaud Financial Edge NXT Non-Profit customization, Tech support and Training Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ES Elizabeth S. Director of Admissions Education Management ### "Easier tool than other Blackbaud products" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 6/10 June 7, 2023 Pros Easier to use than other BB products, because of ease with refunding purchases and with tracking deposits. Cons Irregular, not-reliable customer service. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. EF Edifon F. Data analyst Food & Beverages ### "Aid me connect" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 February 21, 2023 Pros This is the most advanced tool for accounting and documentation of all financial transaction an organization should have. Easy to used Cons Has limited features this make it a bit second option for multipurpose organization Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/27468/Financial-Edge-NXT/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [QuickBooks Online vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-190778/Financial-Edge-NXT-vs-QuickBooks-Online)[MoneyMinder vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-147716/Financial-Edge-NXT-vs-MoneyMinder)[Sage Accounting vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-168740/Financial-Edge-NXT-vs-Sage-One-UK)[QuickBooks Enterprise vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-174984/Financial-Edge-NXT-vs-QuickBooks-Enterprise)[MonkeyPod vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-203848/Financial-Edge-NXT-vs-MonkeyPod)[Sage Intacct vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/76-27468/Intacct-vs-Financial-Edge-NXT) [QuickBooks Online Advanced vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-189398/Financial-Edge-NXT-vs-QuickBooks-Online)[NetSuite vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-135757/Financial-Edge-NXT-vs-NetSuite)[MYOB Business vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-183867/Financial-Edge-NXT-vs-MYOB-Business)[Aplos vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-118759/Financial-Edge-NXT-vs-Aplos-Accounting)[MIP Accounting vs Blackbaud Financial Edge NXT](https://www.capterra.com/compare/27468-116591/Financial-Edge-NXT-vs-MIP-Accounting)