--- title: "10 Best Free Accounting Software 2026 | Capterra" description: "Learn about and compare the 10 best free Accounting software in 2026. Understand the pros and cons and cost of each tool to narrow your choices." source_url: "https://www.capterra.com/accounting-software/s/free/" page_type: "subcategory" language: "en" --- # Best Accounting Software for free Written by David Jani David is an analyst with 5 years of experience covering technology for accounting, cybersecurity, and other business uses. His insights draw on 20+ studies and 2.5 million Capterra reviews. [See full bio and all articles](https://www.capterra.com/resources/author/david-jani/). ## Top 10 free products, ranked by reviewer ratings ### Ranked free Accounting products | Rank | Product | Overall rating | Category rating | Key attribute | Starting price | Key features | | --- | --- | --- | --- | --- | --- | --- | | 1 | [NetLease](https://www.capterra.com/p/214672/Netgain/) | 5.0 out of 5 (49 reviews) | 5.0 out of 5 (25 category reviews) | Highly rated for Quality of Support | $888.00 Usage Based, Per Year | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Management, Financial Reporting, General Ledger, Income & Balance Sheet | | 2 | [Refrens](https://www.capterra.com/p/204191/Refrens/) | 4.9 out of 5 (288 reviews) | 4.9 out of 5 (31 category reviews) | Highly rated for Ease of Use | $130.00 Per Year | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Management, Financial Reporting, General Ledger, Income & Balance Sheet | | 3 | [Ramp](https://www.capterra.com/p/207081/Ramp/) | 4.9 out of 5 (223 reviews) | 4.8 out of 5 (49 category reviews) | Highly rated for Ease of Use | $15.00 Per User, Per Month | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Management, Financial Reporting, General Ledger, Income & Balance Sheet | | 4 | [Syft Analytics](https://www.capterra.com/p/161231/Syft-Analytics/) | 4.7 out of 5 (186 reviews) | 4.8 out of 5 (50 category reviews) | Highly rated for Quality of Support | $23.00 Other, Per Month | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Expense Tracking, Financial Management, Financial Reporting, General Ledger, Income & Balance Sheet; Not included: Billing & Invoicing | | 5 | [Smart Clerk](https://www.capterra.com/p/10028695/Smart-Clerk/) | 4.9 out of 5 (26 reviews) | 4.9 out of 5 (18 category reviews) | Highly rated for Ease of Use | $29.00 Flat Rate, Per Month | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Reporting, General Ledger; Not included: Financial Management, Income & Balance Sheet | | 6 | [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) | 4.7 out of 5 (823 reviews) | 4.7 out of 5 (87 category reviews) | Highly rated for Value for Money | Contact vendor | Included: Accounts Payable, Accounts Receivable, Billing & Invoicing, Expense Tracking, Financial Management, Financial Reporting, General Ledger; Not included: Bank Reconciliation, Income & Balance Sheet | | 7 | [MonkeyPod](https://www.capterra.com/p/203848/MonkeyPod/) | 4.8 out of 5 (101 reviews) | 4.7 out of 5 (35 category reviews) | Highly rated for Quality of Support | $167.00 Flat Rate, Per Month | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Management, Financial Reporting, General Ledger, Income & Balance Sheet | | 8 | [myBillBook](https://www.capterra.com/p/202732/FloBooks/) | 4.5 out of 5 (52 reviews) | 4.7 out of 5 (19 category reviews) | Highly rated for Quality of Support | ₹199.00 Flat Rate, Per Month | Included: Accounts Payable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Management, General Ledger, Income & Balance Sheet; Not included: Accounts Receivable, Financial Reporting | | 9 | [FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) | 4.5 out of 5 (179 reviews) | 4.6 out of 5 (44 category reviews) | Highly rated for Quality of Support | £10.00 Per User, Per Month | Included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Expense Tracking, Financial Reporting, General Ledger, Income & Balance Sheet; Not included: Financial Management | | 10 | [LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/) | 4.7 out of 5 (106 reviews) | 4.6 out of 5 (31 category reviews) | Highly rated for Functionality | Contact vendor | Included: Expense Tracking, Financial Management, Financial Reporting, General Ledger; Not included: Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing & Invoicing, Income & Balance Sheet | Category rating: Rating from reviewers who used each product as Accounting software, with the number of those reviews. Products are ranked by this rating, adjusted for how many reviews support it. For the complete directory, see [the full product list](#full-product-list). --- ## See top 10 product details ### 1. [NetLease](https://www.capterra.com/p/214672/Netgain/) Overall rating: 5.0 out of 5 (49 reviews) Category rating: 5.0 out of 5 (25 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $888.00 Usage Based, Per Year Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 2. [Refrens](https://www.capterra.com/p/204191/Refrens/) Overall rating: 4.9 out of 5 (288 reviews) Category rating: 4.9 out of 5 (31 category reviews) Key attribute: Highly rated for Ease of Use Starting price: $130.00 Per Year Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 3. [Ramp](https://www.capterra.com/p/207081/Ramp/) Overall rating: 4.9 out of 5 (223 reviews) Category rating: 4.8 out of 5 (49 category reviews) Key attribute: Highly rated for Ease of Use Starting price: $15.00 Per User, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 4. [Syft Analytics](https://www.capterra.com/p/161231/Syft-Analytics/) Overall rating: 4.7 out of 5 (186 reviews) Category rating: 4.8 out of 5 (50 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $23.00 Other, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Not included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 5. [Smart Clerk](https://www.capterra.com/p/10028695/Smart-Clerk/) Overall rating: 4.9 out of 5 (26 reviews) Category rating: 4.9 out of 5 (18 category reviews) Key attribute: Highly rated for Ease of Use Starting price: $29.00 Flat Rate, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Not included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Not included --- ### 6. [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) Overall rating: 4.7 out of 5 (823 reviews) Category rating: 4.7 out of 5 (87 category reviews) Key attribute: Highly rated for Value for Money Starting price: Contact vendor Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Not included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Not included #### Pros based on reviews - Beginner-friendly invoicing platform - Tailored for small businesses #### Cons based on reviews - Complex settings and navigation - Limited email customization options --- ### 7. [MonkeyPod](https://www.capterra.com/p/203848/MonkeyPod/) Overall rating: 4.8 out of 5 (101 reviews) Category rating: 4.7 out of 5 (35 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $167.00 Flat Rate, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 8. [myBillBook](https://www.capterra.com/p/202732/FloBooks/) Overall rating: 4.5 out of 5 (52 reviews) Category rating: 4.7 out of 5 (19 category reviews) Key attribute: Highly rated for Quality of Support Starting price: ₹199.00 Flat Rate, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Not included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Not included - General Ledger: Included - Income & Balance Sheet: Included --- ### 9. [FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) Overall rating: 4.5 out of 5 (179 reviews) Category rating: 4.6 out of 5 (44 category reviews) Key attribute: Highly rated for Quality of Support Starting price: £10.00 Per User, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Accounts Payable: Included - Accounts Receivable: Included - Bank Reconciliation: Included - Billing & Invoicing: Included - Expense Tracking: Included - Financial Management: Not included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Included --- ### 10. [LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/) Overall rating: 4.7 out of 5 (106 reviews) Category rating: 4.6 out of 5 (31 category reviews) Key attribute: Highly rated for Functionality Starting price: Contact vendor Free trial: Not available Free version: Available #### Features reviewers most value - Accounts Payable: Not included - Accounts Receivable: Not included - Bank Reconciliation: Not included - Billing & Invoicing: Not included - Expense Tracking: Included - Financial Management: Included - Financial Reporting: Included - General Ledger: Included - Income & Balance Sheet: Not included --- ## All accounting software with a free version [4.5 (286)](https://www.capterra.com/p/150647/Canopy-Tax/reviews/) ll-in-one accounting practice management software. Manage workflows, CRM, billing, and AI tools with one platform and login. [Learn more about Canopy](https://www.capterra.com/p/150647/Canopy-Tax/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet 81% recommend this product [## Wave](https://www.capterra.com/p/178021/Wave-Apps/) [4.4 (1732)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [Capterra Shortlist](https://www.capterra.com/accounting-software/shortlist/) Accounting solution that helps businesses automate invoicing, payroll management, estimating, invoicing, and bookkeeping tasks. [Learn more about Wave](https://www.capterra.com/p/178021/Wave-Apps/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet [## Odoo](https://www.capterra.com/p/135618/Odoo/) [4.2 (1335)](https://www.capterra.com/p/135618/Odoo/reviews/) [Capterra Shortlist](https://www.capterra.com/accounting-software/shortlist/) Offers up unbeatable bank synchronization, automated invoices, recurring billing management, reconciliations, and so much more. [Learn more about Odoo](https://www.capterra.com/p/135618/Odoo/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. [## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) [4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Zoho Invoice is a cloud invoicing solution designed to help small businesses with invoicing, expenses and online payments. [Learn more about Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet 90% recommend this product [## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/) [4.4 (681)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) [Capterra Shortlist](https://www.capterra.com/accounting-software/shortlist/) Online accounting solution that assists businesses with quoting, invoicing, billing, document management, inventory & other processes. [Learn more about Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet [## Abby](https://www.capterra.com/p/268623/Abby/) [4.7 (604)](https://www.capterra.com/p/268623/Abby/reviews/) Application that simplifies the management of micro-enterprises (invoicing, accounting, remote declaration, productivity) [Learn more about Abby](https://www.capterra.com/p/268623/Abby/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet 87% recommend this product [## Square for Retail](https://www.capterra.com/p/170272/Square-for-Retail/) [4.7 (496)](https://www.capterra.com/p/170272/Square-for-Retail/reviews/) Whether you sell online or in store, Square for Retail can work for your retail business no matter your size or style. [Learn more about Square for Retail](https://www.capterra.com/p/170272/Square-for-Retail/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet 85% recommend this product [## Refrens](https://www.capterra.com/p/204191/Refrens/) [4.9 (288)](https://www.capterra.com/p/204191/Refrens/reviews/) Refrens is an AI-powered platform for invoicing, accounting, GST, CRM, payments, inventory, reporting, and business operations. [Learn more about Refrens](https://www.capterra.com/p/204191/Refrens/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet 89% recommend this product [## Itemize](https://www.capterra.com/p/141116/Itemize/) [4.3 (274)](https://www.capterra.com/p/141116/Itemize/reviews/) Fast receipt scanning and easy expense reporting on the go or in the office. Don't settle for standard. Itemize. [Learn more about Itemize](https://www.capterra.com/p/141116/Itemize/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet [## Lumin PDF](https://www.capterra.com/p/214552/Lumin-PDF/) [4.6 (254)](https://www.capterra.com/p/214552/Lumin-PDF/reviews/) Lumin is an easy-to-use PDF editor that integrates with Google Workspace. [Learn more about Lumin PDF](https://www.capterra.com/p/214552/Lumin-PDF/) Accounting features reviewers most value Accounts Payable Accounts Receivable Bank Reconciliation Billing & Invoicing Expense Tracking Financial Management Financial Reporting General Ledger Income & Balance Sheet ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (319) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews Accounts Payable Accounts Receivable AI Copilot Bank Reconciliation Billing & Invoicing Budgeting/Forecasting Expense Tracking Financial Management Financial Reporting Fixed Asset Management Fund Accounting General Ledger Generative AI Income & Balance Sheet Multi-Currency Payroll Management Project Accounting Purchase Order Management Tax Management Workflow Management Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Accounts Payable Software](https://www.capterra.com/accounts-payable-software/)[Accounts Receivable Software](https://www.capterra.com/accounts-receivable-software/)[Financial Reporting Software](https://www.capterra.com/financial-reporting-software/)[General Ledger Software](https://www.capterra.com/general-ledger-software/)[Bookkeeper Software](https://www.capterra.com/bookkeeper-software/)[Billing and Provisioning Software](https://www.capterra.com/billing-and-provisioning-software/)[Project Accounting Software](https://www.capterra.com/project-accounting-software/)[Financial Close Software](https://www.capterra.com/financial-close-software/)[Revenue Recognition Software](https://www.capterra.com/revenue-recognition-software/) I'm looking for Accounting Software that is: [For Mac](https://www.capterra.com/accounting-software/s/mac/)[For Small Businesses](https://www.capterra.com/accounting-software/s/small-businesses/)