# Accounts Payable Software with Electronic Funds Transfer 2026 | Capterra

> Explore the top Accounts Payable software with Electronic Funds Transfer in 2026. Compare verified user ratings and reviews to discover the perfect fit for your business size, needs, and industry.

Source: https://www.capterra.com/accounts-payable-software/features/127-electronic-funds-transfer

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# Best Accounts Payable Software with Electronic Funds Transfer

For more information consult our [Accounts Payable Buyers Guide](#buyers-guide-content)

[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

[Capterra Shortlist](https://www.capterra.com/accounts-payable-software/shortlist/)

Good for:

Invoice Processing

Melio is a flexible AP solution for small businesses. Pay invoices with bank transfers or cards, even when vendors don’t accept cards. [Learn more about Melio](https://www.capterra.com/p/184673/Melio/)

[4.3 (2238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

[Capterra Shortlist](https://www.capterra.com/accounts-payable-software/shortlist/)

Great for:

Workflow Management

Spend management solution that helps businesses streamline travel, expense, and invoice processes for businesses of all sizes. [Learn more about SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)

[4.6 (20)](https://www.capterra.com/p/148851/Invoice-Automation/reviews/)

SoftCo delivers Unrivalled Touchless Invoice Processing. With 90% STP SoftCo reduces costs by 89% & delivers 100% control & visibility! [Learn more about SoftCo AP Automation](https://www.capterra.com/p/148851/Invoice-Automation/)

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[4.5 (13)](https://www.capterra.com/p/77411/Fidesic/reviews/)

Monitor status, create reports, and approve and manage invoices across multiple locations or facilities from anywhere. [Learn more about Fidesic](https://www.capterra.com/p/77411/Fidesic/)

[4.2 (1991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

[Capterra Shortlist](https://www.capterra.com/accounts-payable-software/shortlist/)

Good for:

Accounting

Streamline the processes using AI to capture, review, approve and pay invoices with NetSuite’s cloud accounting software. [Learn more about NetSuite](https://www.capterra.com/p/135757/NetSuite/)

[4.6 (196)](https://www.capterra.com/p/129758/Procurify/reviews/)

[Capterra Shortlist](https://www.capterra.com/accounts-payable-software/shortlist/)

Great for:

Small Business

Smart and simple spend management for scaling organizations. Verify, approve, and pay from within one platform with Procurify. [Learn more about Procurify](https://www.capterra.com/p/129758/Procurify/)

83% of users recommend this product

[4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/)

Good for:

Small Business

Manage your expenses easily - find out how Salesforce users are simplifying payments with Accounting Seed, the #1 accounting solution. [Learn more about Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)

[4.6 (23)](https://www.capterra.com/p/150641/Telecom-Analytics/reviews/)

SpikeFli is a cloud-based software platform that centralizes important information Enterprise and require to manage telecom and IT. [Learn more about SpikeFli Analytics](https://www.capterra.com/p/150641/Telecom-Analytics/)

[## QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

[4.3 (8385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Good for:

Audit Trail

QuickBooks streamlines accounts payable by managing expenses & automating payments.  [Learn more about QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

[## Sage Intacct](https://www.capterra.com/p/76/Intacct/)

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Great for:

Accounting

Sage Intacct's AP software lets you create automated, configurable processes to enhance internal controls and ensure accountability. [Learn more about Sage Intacct](https://www.capterra.com/p/76/Intacct/)

## Top-rated software of 2026

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We have selected the most important and critical features as defined by Capterra user reviews

ACH Payment Processing

AI Copilot

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Bank Reconciliation

Cash Management

Compliance Management

Duplicate Payment Alert

Electronic Funds Transfer

ERP integration

Expense Tracking

Fraud Detection

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