--- title: "Best Free Accounts Receivable Software Solutions 2026 | Capterra" description: "Find and compare the 2026 best free Accounts Receivable software solutions, using our interactive tool to quickly narrow your choices based on businesses like yours." source_url: "https://www.capterra.com/accounts-receivable-software/s/free/" page_type: "subcategory" language: "en" --- # Best Accounts Receivable Software for free ## Upflow Rating: 4.5 out of 5 (15 reviews) Profile: [Upflow](https://www.capterra.com/p/193097/Upflow/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Upflow is an accounts receivables software that helps B2B companies improve their cash collection. Save time and reduce late payments! #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 5.0 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $0.00 Pricing details: Other Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Online Payments: 5.0 rating - Billing & Invoicing: 1.0 rating ### Gallery tab Ease of use: 4.5 out of 5 (15 reviews) ### Integrations tab Upflow connects with 13+ software tools. [See all integrations](https://www.capterra.com/p/193097/Upflow/#integrations) #### Most popular integrations - Salesforce Sales Cloud: 4.4 rating - Gmail: 4.8 rating - QuickBooks Online: 4.3 rating - Xero: 4.4 rating - NetSuite: 5.0 rating - Sage Intacct: 4.3 rating - Stripe Billing: 4.7 rating - Chargebee: 4.3 rating - Salesforce Revenue Cloud: 4.4 rating --- ## Melio Rating: 4.2 out of 5 (405 reviews) Profile: [Melio](https://www.capterra.com/p/184673/Melio/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Melio simplifies B2B payments—securely request and receive payments fast, with flexible options and no onboarding needed. #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.1 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Pros: - Effortless daily operations - Cost-effective payment solution Cons: - Inconsistent customer support experience - Account connection and verification issues #### Starting price Starting price: $25.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 4.3 rating - ACH Payment Processing: 4.4 rating - Invoice Processing: 4.5 rating - Online Payments: 4.5 rating #### Lowest rated features - General Ledger: 1.0 rating - Third-Party Integrations: 3.2 rating - Self Service Portal: 1.0 rating - Task Management: 1.0 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Accounting, 1-10 employees Published: April 4, 2023 > "Melio has easy & simple Interface which helped me to easily understand and navigate through the software." ### Gallery tab Ease of use: 4.4 out of 5 (405 reviews) #### Related review snippet Reviewer: Krzysiek S. Reviewer details: Translation and Localization, 1-10 employees Published: June 23, 2026 > "It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized." ### Integrations tab Melio connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/184673/Melio/#integrations) #### Most popular integrations - QuickBooks Online: 4.7 rating - FreshBooks: 4.7 rating - QuickBooks Online Advanced: 4.2 rating #### Integrations-related review snippet Reviewer: Jamie D. Reviewer details: Accounting, 1-10 employees Published: November 23, 2022 > "The fact that it is free for ACH and has the integration with QBO." --- ## Wave Rating: 4.4 out of 5 (1,729 reviews) Profile: [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Accounting solution that helps businesses automate invoicing, payroll management, estimating, invoicing, and bookkeeping tasks. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Pros: - Free and cost-effective solution - Tailored for small businesses Cons: - Inconsistent customer service quality - Delayed and limited email support #### Starting price Starting price: $19.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 4.6 rating - Expense Tracking: 4.6 rating - Bank Reconciliation: 4.7 rating - Invoice Processing: 4.9 rating #### Lowest rated features - Reporting & Statistics: 3.8 rating - General Ledger: 4.3 rating - Activity Dashboard: 4.3 rating - ACH Payment Processing: 4.4 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Airlines/Aviation, 51-200 employees Published: February 21, 2025 > "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use Wave application because it was easy enough." ### Gallery tab Ease of use: 4.5 out of 5 (1,729 reviews) #### Related review snippet Reviewer: Amber M. Reviewer details: Design, Self-employed Published: March 25, 2026 > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." ### Integrations tab Wave connects with 6+ software tools. [See all integrations](https://www.capterra.com/p/178021/Wave-Apps/#integrations) #### Most popular integrations - PayPal: 4.3 rating - Gmail: 4.9 rating - Google Sheets: 4.5 rating - Zapier: 4.7 rating - Microsoft Outlook: 4.8 rating - Shoeboxed: 4.5 rating #### Integrations-related review snippet Reviewer: Jodie R. Reviewer details: Civic & Social Organization, 1-10 employees Published: May 2, 2023 > "I liked the fact that it was very easy to use and integrating with other programs was fairly simple." --- Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. ## Zoho Books Rating: 4.4 out of 5 (679 reviews) Profile: [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Get paid faster with online invoicing, payment reminders, and receivables tracking—all inside Zoho Books. #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.2 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.4 out of 5 #### Pros and cons based on reviews Pros: - Streamlined daily accounting tasks - Quick and simple onboarding Cons: - Slow and unhelpful assistance - Unreliable bank connectivity #### Starting price Starting price: $20.00 Pricing details: Other, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Accounting: 5.0 rating - Billing & Invoicing: 5.0 rating - Expense Tracking: 5.0 rating - General Ledger: 5.0 rating #### Lowest rated features - Receipt Management: 2.0 rating - Invoice Processing: 4.5 rating - Online Payments: 5.0 rating - Profit/Loss Statement: 5.0 rating #### Feature-related review snippet Reviewer: Sally G. Reviewer details: Health, Wellness and Fitness, 501-1,000 employees Published: July 25, 2025 > "The interface is clean and clear." ### Gallery tab Ease of use: 4.4 out of 5 (679 reviews) #### Related review snippet Reviewer: Nguyen H. H. Reviewer details: Facilities Services, 11-50 employees Published: June 8, 2026 > "The bank feed connection has saved us hours a month working on reconciling transactions." ### Integrations tab Zoho Books connects with 32+ software tools. [See all integrations](https://www.capterra.com/p/163115/Zoho-Books/#integrations) #### Most popular integrations - Slack: 4.7 rating - Microsoft 365: 4.6 rating - Evernote Teams: 4.4 rating - Zoho CRM: 4.6 rating - Stripe: 4.3 rating - Zapier: 4.7 rating #### Integrations-related review snippet Reviewer: Anthony C. Reviewer details: Electrical/Electronic Manufacturing, 1,001-5,000 employees Published: May 8, 2023 > "Zoho Books also offers integration with other Zoho services, such as CRM and Human Resources, which makes collaboration and project management easier." --- ## Avaza Rating: 4.6 out of 5 (475 reviews) Profile: [Avaza](https://www.capterra.com/p/136096/Avaza/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? A software suite for small professional services organizations with modules for project management, timesheets, expenses & invoicing. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.7 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.7 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $11.95 Pricing details: Usage Based, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Task Management: 5.0 rating - Third-Party Integrations: 5.0 rating - API: 4.7 rating - Billing & Invoicing: 5.0 rating #### Lowest rated features - Expense Tracking: 3.0 rating - Invoice Processing: 3.7 rating - General Ledger: 3.5 rating - Customizable Templates: 4.0 rating #### Feature-related review snippet Reviewer: Mira A. Reviewer details: E-Learning, 11-50 employees Published: August 26, 2024 > "It is an excellent and intuitive tool!" ### Gallery tab Ease of use: 4.6 out of 5 (475 reviews) #### Related review snippet Reviewer: Micah T. Reviewer details: Information Technology and Services, 11-50 employees Published: September 10, 2025 > "It gives flexibility in many areas for managing different types of projects such as time and materials, fixed fee, and internal no bill projects." ### Integrations tab Avaza connects with 38+ software tools. [See all integrations](https://www.capterra.com/p/136096/Avaza/#integrations) #### Most popular integrations - Google Docs: 4.7 rating - Slack: 4.7 rating - Basecamp: 4.4 rating - Zoho CRM: 4.3 rating - GitHub: 4.8 rating - monday.com AI Work Platform: 4.6 rating #### Integrations-related review snippet Reviewer: Christy V. Reviewer details: Management Consulting, 1-10 employees Published: August 26, 2024 > "The platform's integration capabilities with other apps are a major plus, allowing me to customize workflows and streamline operations." --- ## Qonto Rating: 4.5 out of 5 (269 reviews) Profile: [Qonto](https://www.capterra.com/p/173384/Qonto/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? The business finance solution that energizes SMEs and freelancers. #### Rating breakdown - Ease of Use: 4.7 out of 5 - Customer Service: 4.4 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: €9.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Accounting: 4.6 rating - Financial Management: 4.5 rating - Multi-Currency: 4.8 rating - Real-Time Data: 3.6 rating #### Lowest rated features - Reporting & Statistics: 4.3 rating - User Management: 4.5 rating - Activity Dashboard: 5.0 rating - Expense Tracking: 5.0 rating #### Feature-related review snippet Reviewer: Cameron M. Reviewer details: Restaurants, 1-10 employees Published: October 30, 2025 > "Daily tasks like viewing balances, sending payments, and managing cards are pleasant and intuitive." ### Gallery tab Ease of use: 4.7 out of 5 (269 reviews) #### Related review snippet Reviewer: Cameron M. Reviewer details: Restaurants, 1-10 employees Published: October 30, 2025 > "Daily tasks like viewing balances, sending payments, and managing cards are pleasant and intuitive." ### Integrations tab Qonto connects with 15+ software tools. [See all integrations](https://www.capterra.com/p/173384/Qonto/#integrations) #### Most popular integrations - Slack: 5.0 rating - Xero: 4.4 rating - Zapier: 4.7 rating - Notion: 4.7 rating - Zoho Books: 4.4 rating - AssoConnect: 4.7 rating - Sellsy: 4.2 rating - Payfit: 4.5 rating - Axonaut: 4.5 rating --- ## TallyPrime Rating: 4.4 out of 5 (228 reviews) Profile: [TallyPrime](https://www.capterra.com/p/127762/Tally-ERP-9/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? TallyPrime is a business management and accounting software that helps manage invoicing, accounting, inventory, payroll, and taxation. #### Rating breakdown - Ease of Use: 4.3 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $630.00 Pricing details: Per User, One Time Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 4.3 rating - General Ledger: 4.2 rating - Invoice Processing: 4.1 rating - Bank Reconciliation: 4.2 rating #### Lowest rated features - Expense Tracking: 4.1 rating - Purchase Order Management: 4.0 rating - Financial Management: 4.5 rating - Accounting: 4.8 rating #### Feature-related review snippet Reviewer: aka R. Reviewer details: Information Technology and Services, 1-10 employees Published: October 15, 2020 > "It's Sleek and Simple layout is fast and easy on the eye and the ability to anything using the tons of shortcuts without touching the mouse at all is a breeze to work like a pro." ### Gallery tab Ease of use: 4.3 out of 5 (228 reviews) #### Related review snippet Reviewer: Ruchi P. Reviewer details: Civic & Social Organization, 11-50 employees Published: April 27, 2026 > "Multi-tasking: Being able to open a report mid-entry without losing your work is a huge plus.search bar makes finding reports incredibly fast." ### Integrations tab TallyPrime connects with 4+ software tools. [See all integrations](https://www.capterra.com/p/127762/Tally-ERP-9/#integrations) #### Most popular integrations - Microsoft Excel: 3.5 rating - Microsoft Power BI: 4.6 rating - Oracle Cloud Infrastructure (OCI): 4.6 rating - Interakt: 4.2 rating #### Integrations-related review snippet Reviewer: Tanuja N. Reviewer details: Construction, 1-10 employees Published: January 4, 2023 > "Integration of software with my business was easy" --- ## Invoicely Rating: 4.6 out of 5 (197 reviews) Profile: [Invoicely](https://www.capterra.com/p/129680/Invoicely/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Ideal for small businesses & freelancers, the web-based billing solution helps send and accept payment invoices, manage expenses & more #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.3 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $9.99 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Most popular features - Billing & Invoicing: Available - General Ledger: Not available - Invoice Processing: Available - Bank Reconciliation: Not available - Expense Tracking: Available - Payment Collection: Not available - Online Payments: Available - Third-Party Integrations: Not available - Real-Time Data: Not available - Reporting & Statistics: Not available - Receipt Management: Not available - ACH Payment Processing: Not available #### Feature-related review snippet Reviewer: Zandrich M. Reviewer details: Information Technology and Services, 1-10 employees Published: July 26, 2021 > "The easy-to-use interface has been a delight to use myself, and I've never had to train an employee to use it - everything is sensible and intuitive to anyone with even the most basic of computer literacy." ### Gallery tab Ease of use: 4.6 out of 5 (197 reviews) #### Related review snippet Reviewer: Victoria K. Reviewer details: Marketing and Advertising, 11-50 employees Published: September 13, 2024 > "Easy tool to use for invoice customers," ### Integrations tab Invoicely connects with 4+ software tools. [See all integrations](https://www.capterra.com/p/129680/Invoicely/#integrations) #### Most popular integrations - PayPal: 4.0 rating - Stripe: 4.0 rating - authorize.net: 4.5 rating - WePay: 3.2 rating --- ## FreeAgent Rating: 4.5 out of 5 (179 reviews) Profile: [FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? FreeAgent is an award-winning online accounting system designed for small businesses, with up to 10 employees, around the world. #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: £10.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Bank Reconciliation: 5.0 rating - Billing & Invoicing: 5.0 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Leisure, Travel & Tourism, 1-10 employees Published: December 16, 2025 > "The clean interface, helpful guidance and once you do know how to use it, the ease of use." ### Gallery tab Ease of use: 4.4 out of 5 (179 reviews) #### Related review snippet Reviewer: Aidan O. Reviewer details: Entertainment, Self-employed Published: April 10, 2026 > "The way the system learns the more I use it has really helped make the process even quicker and automate most of my bookkeeping." ### Integrations tab FreeAgent connects with 12+ software tools. [See all integrations](https://www.capterra.com/p/122008/FreeAgent/#integrations) #### Most popular integrations - PayPal: 3.0 rating - Google Workspace: 4.7 rating - Basecamp: 4.4 rating - Stripe: 3.5 rating - Zapier: 5.0 rating - Float: 5.0 rating #### Integrations-related review snippet Reviewer: Exauce L. Reviewer details: Broadcast Media, 1-10 employees Published: April 17, 2023 > "This online software is relatively simple to install (settings, configuration, customization, etc.) and should not require the use of an integrator." --- ## Invoice Ninja Rating: 4.7 out of 5 (166 reviews) Profile: [Invoice Ninja](https://www.capterra.com/p/145215/Invoice-Ninja/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Create. Send. Get Paid. Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time tasks. #### Rating breakdown - Ease of Use: 4.7 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.6 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $10.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 5.0 rating - Expense Tracking: 5.0 rating - Online Payments: 5.0 rating - Alerts/Notifications: 5.0 rating #### Lowest rated features - Partial Payments: 5.0 rating - Self Service Portal: 5.0 rating #### Feature-related review snippet Reviewer: Johannes E. Reviewer details: Management Consulting, 11-50 employees Published: October 7, 2020 > "Easy to use, self-explanatory user interface and data model, API for integration with existing business applications" ### Gallery tab Ease of use: 4.7 out of 5 (166 reviews) #### Related review snippet Reviewer: Verified Reviewer Reviewer details: Management Consulting, Self-employed Published: January 10, 2025 > "Functionality: It works reasonably well for creating invoices whenever I need to." ### Integrations tab Invoice Ninja connects with 11+ software tools. [See all integrations](https://www.capterra.com/p/145215/Invoice-Ninja/#integrations) #### Most popular integrations - PayPal: 5.0 rating - Stripe: 5.0 rating - Zapier: 4.7 rating - Make: 4.8 rating - authorize.net: 4.5 rating - PayPal Enterprise Payments: 4.2 rating - GoCardless: 4.0 rating - Mollie: 3.2 rating - PayTrace: 4.6 rating --- ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (71) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews ACH Payment Processing AI Copilot Alerts/Notifications Bank Reconciliation Billing & Invoicing Check Processing Customer Statements Expense Tracking General Ledger Generative AI Invoice Processing Multi-Currency Online Payments Partial Payments Payment Collection Real-Time Data Receipt Management Receivables Ledger Recurring/Subscription Billing Reminders Reporting & Statistics Third-Party Integrations Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Accounts Payable Software](https://www.capterra.com/accounts-payable-software/)[Accounting Software](https://www.capterra.com/accounting-software/)[General Ledger Software](https://www.capterra.com/general-ledger-software/)[Bookkeeper Software](https://www.capterra.com/bookkeeper-software/)[Billing and Provisioning Software](https://www.capterra.com/billing-and-provisioning-software/)[Project Accounting Software](https://www.capterra.com/project-accounting-software/)[Financial Close Software](https://www.capterra.com/financial-close-software/)[Revenue Recognition Software](https://www.capterra.com/revenue-recognition-software/)[Financial Reporting Software](https://www.capterra.com/financial-reporting-software/)