--- title: "Best Billing and Invoicing Software for Small Businesses 2026 | Capterra" description: "Find and compare the 2026 best Billing and Invoicing software for small businesses, using our interactive tool to quickly narrow your choices based on businesses like yours." source_url: "https://www.capterra.com/billing-and-invoicing-software/s/small-businesses/" page_type: "subcategory" language: "en" --- # Best Billing and Invoicing Software for small business Written by David Jani David is an analyst with 5 years of experience covering technology for accounting, cybersecurity, and other business uses. His insights draw on 20+ studies and 2.5 million Capterra reviews. [See full bio and all articles](https://www.capterra.com/resources/author/david-jani/). ## Top 10 ranked by small-business reviewer ratings ### Ranked small business Billing and Invoicing products | Rank | Product | Overall rating | Category rating | Key attribute | Starting price | Key features | | --- | --- | --- | --- | --- | --- | --- | | 1 | [Elorus](https://www.capterra.com/p/152770/Elorus/) | 4.9 out of 5 (325 reviews) | 4.9 out of 5 (211 category reviews) | Highly rated for Ease of Use | $9.00 Per User, Per Month | Included: Billing Portal, Contact Database, Customizable Invoices, Invoice Processing, Tax Calculation; Not included: Credit Card Processing, Mobile Payments, Payment Processing, Quotes/Estimates | | 2 | [Fieldd](https://www.capterra.com/p/203654/Fieldd/) | 5.0 out of 5 (147 reviews) | 5.0 out of 5 (81 category reviews) | Highly rated for Functionality | $199.00 Flat Rate, Per Month | Included: Billing Portal, Contact Database, Credit Card Processing, Customizable Invoices, Mobile Payments, Payment Processing, Quotes/Estimates, Tax Calculation; Not included: Invoice Processing | | 3 | [Refrens](https://www.capterra.com/p/204191/Refrens/) | 4.9 out of 5 (289 reviews) | 4.9 out of 5 (278 category reviews) | Highly rated for Ease of Use | $130.00 Per Year | Included: Billing Portal, Contact Database, Credit Card Processing, Customizable Invoices, Invoice Processing, Mobile Payments, Payment Processing, Quotes/Estimates, Tax Calculation | | 4 | [Zenskar](https://www.capterra.com/p/10018234/Zenskar/) | 5.0 out of 5 (54 reviews) | 5.0 out of 5 (54 category reviews) | Highly rated for Quality of Support | $35000.00 Flat Rate, Per Year | Included: Billing Portal, Customizable Invoices, Invoice Processing, Tax Calculation; Not included: Contact Database, Credit Card Processing, Mobile Payments, Payment Processing, Quotes/Estimates | | 5 | [Adaptive](https://www.capterra.com/p/10013899/Adaptive/) | 5.0 out of 5 (63 reviews) | 5.0 out of 5 (39 category reviews) | Highly rated for Quality of Support | $1000.00 Flat Rate, Per Month | Included: Billing Portal, Customizable Invoices, Invoice Processing, Mobile Payments, Payment Processing; Not included: Contact Database, Credit Card Processing, Quotes/Estimates, Tax Calculation | | 6 | [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) | 4.7 out of 5 (823 reviews) | 4.8 out of 5 (417 category reviews) | Highly rated for Value for Money | Contact vendor | Included: Billing Portal, Contact Database, Credit Card Processing, Customizable Invoices, Invoice Processing, Mobile Payments, Payment Processing, Tax Calculation; Not included: Quotes/Estimates | | 7 | [Rippling](https://www.capterra.com/p/172127/Rippling/) | 4.9 out of 5 (4,886 reviews) | 4.9 out of 5 (67 category reviews) | Highly rated for Ease of Use | CA$8.00 Per User, Per Month | Included: Tax Calculation; Not included: Billing Portal, Contact Database, Credit Card Processing, Customizable Invoices, Invoice Processing, Mobile Payments, Payment Processing, Quotes/Estimates | | 8 | [Obat](https://www.capterra.com/p/275116/Obat/) | 4.9 out of 5 (65 reviews) | 4.9 out of 5 (46 category reviews) | Highly rated for Quality of Support | €25.00 Flat Rate, Per Month | Included: Billing Portal, Contact Database, Customizable Invoices, Invoice Processing, Quotes/Estimates, Tax Calculation; Not included: Credit Card Processing, Mobile Payments, Payment Processing | | 9 | [Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/) | 4.3 out of 5 (133 reviews) | 4.9 out of 5 (50 category reviews) | Highly rated for Ease of Use | Contact vendor | Included: Credit Card Processing, Invoice Processing, Mobile Payments, Payment Processing, Quotes/Estimates; Not included: Billing Portal, Contact Database, Customizable Invoices, Tax Calculation | | 10 | [SuiteDash](https://www.capterra.com/p/154949/SuiteDash/) | 4.8 out of 5 (633 reviews) | 4.8 out of 5 (102 category reviews) | Highly rated for Value for Money | $19.00 Flat Rate, Per Month | Included: Billing Portal, Contact Database, Customizable Invoices, Invoice Processing, Payment Processing, Quotes/Estimates, Tax Calculation; Not included: Credit Card Processing, Mobile Payments | Category rating: Rating from reviewers who used each product as Billing and Invoicing software, with the number of those reviews. Products are ranked by this rating, adjusted for how many reviews support it. For the complete directory, see [the full product list](#full-product-list). --- ## See top 10 product details ### 1. [Elorus](https://www.capterra.com/p/152770/Elorus/) Overall rating: 4.9 out of 5 (325 reviews) Category rating: 4.9 out of 5 (211 category reviews) Key attribute: Highly rated for Ease of Use Starting price: $9.00 Per User, Per Month Free trial: Available Free version: Available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Not included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Not included - Payment Processing: Not included - Quotes/Estimates: Not included - Tax Calculation: Included --- ### 2. [Fieldd](https://www.capterra.com/p/203654/Fieldd/) Overall rating: 5.0 out of 5 (147 reviews) Category rating: 5.0 out of 5 (81 category reviews) Key attribute: Highly rated for Functionality Starting price: $199.00 Flat Rate, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Included - Customizable Invoices: Included - Invoice Processing: Not included - Mobile Payments: Included - Payment Processing: Included - Quotes/Estimates: Included - Tax Calculation: Included --- ### 3. [Refrens](https://www.capterra.com/p/204191/Refrens/) Overall rating: 4.9 out of 5 (289 reviews) Category rating: 4.9 out of 5 (278 category reviews) Key attribute: Highly rated for Ease of Use Starting price: $130.00 Per Year Free trial: Available Free version: Available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Included - Payment Processing: Included - Quotes/Estimates: Included - Tax Calculation: Included --- ### 4. [Zenskar](https://www.capterra.com/p/10018234/Zenskar/) Overall rating: 5.0 out of 5 (54 reviews) Category rating: 5.0 out of 5 (54 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $35000.00 Flat Rate, Per Year Free trial: Not available Free version: Not available #### Features reviewers most value - Billing Portal: Included - Contact Database: Not included - Credit Card Processing: Not included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Not included - Payment Processing: Not included - Quotes/Estimates: Not included - Tax Calculation: Included --- ### 5. [Adaptive](https://www.capterra.com/p/10013899/Adaptive/) Overall rating: 5.0 out of 5 (63 reviews) Category rating: 5.0 out of 5 (39 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $1000.00 Flat Rate, Per Month Free trial: Not available Free version: Not available #### Features reviewers most value - Billing Portal: Included - Contact Database: Not included - Credit Card Processing: Not included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Included - Payment Processing: Included - Quotes/Estimates: Not included - Tax Calculation: Not included --- ### 6. [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) Overall rating: 4.7 out of 5 (823 reviews) Category rating: 4.8 out of 5 (417 category reviews) Key attribute: Highly rated for Value for Money Starting price: Contact vendor Free trial: Available Free version: Available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Included - Payment Processing: Included - Quotes/Estimates: Not included - Tax Calculation: Included #### Pros based on reviews - Beginner-friendly invoicing platform - Tailored for small businesses #### Cons based on reviews - Complex settings and navigation - Limited email customization options --- ### 7. [Rippling](https://www.capterra.com/p/172127/Rippling/) Overall rating: 4.9 out of 5 (4,886 reviews) Category rating: 4.9 out of 5 (67 category reviews) Key attribute: Highly rated for Ease of Use Starting price: CA$8.00 Per User, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Billing Portal: Not included - Contact Database: Not included - Credit Card Processing: Not included - Customizable Invoices: Not included - Invoice Processing: Not included - Mobile Payments: Not included - Payment Processing: Not included - Quotes/Estimates: Not included - Tax Calculation: Included #### Pros based on reviews - Intuitive and accessible interface - Automated employee onboarding workflows #### Cons based on reviews - Frequent minor bugs and glitches - Cumbersome authentication and session timeouts --- ### 8. [Obat](https://www.capterra.com/p/275116/Obat/) Overall rating: 4.9 out of 5 (65 reviews) Category rating: 4.9 out of 5 (46 category reviews) Key attribute: Highly rated for Quality of Support Starting price: €25.00 Flat Rate, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Not included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Not included - Payment Processing: Not included - Quotes/Estimates: Included - Tax Calculation: Included --- ### 9. [Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/) Overall rating: 4.3 out of 5 (133 reviews) Category rating: 4.9 out of 5 (50 category reviews) Key attribute: Highly rated for Ease of Use Starting price: Contact vendor Free trial: Available Free version: Not available #### Features reviewers most value - Billing Portal: Not included - Contact Database: Not included - Credit Card Processing: Included - Customizable Invoices: Not included - Invoice Processing: Included - Mobile Payments: Included - Payment Processing: Included - Quotes/Estimates: Included - Tax Calculation: Not included #### Pros based on reviews - Flexible and efficient payment management - Comprehensive payment security features #### Cons based on reviews - Opaque and high pricing structure --- ### 10. [SuiteDash](https://www.capterra.com/p/154949/SuiteDash/) Overall rating: 4.8 out of 5 (633 reviews) Category rating: 4.8 out of 5 (102 category reviews) Key attribute: Highly rated for Value for Money Starting price: $19.00 Flat Rate, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Billing Portal: Included - Contact Database: Included - Credit Card Processing: Not included - Customizable Invoices: Included - Invoice Processing: Included - Mobile Payments: Not included - Payment Processing: Included - Quotes/Estimates: Included - Tax Calculation: Included #### Pros based on reviews - Centralized business management suite - Significant time and cost savings #### Cons based on reviews - Slow interface and load times --- ## All billing and invoicing software for small businesses [4.9 (4886)](https://www.capterra.com/p/172127/Rippling/reviews/) The AI platform that manages HR, IT, and Finance, giving Rippling AI the data and permissions it needs to help manage your company. [Learn more about Rippling](https://www.capterra.com/p/172127/Rippling/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation 95% recommend this product [4.7 (54)](https://www.capterra.com/p/127462/MuniBilling/reviews/) Cloud based utility billing software for municipalities and private companies boasting streamlined workflows and flexible integrations. [Learn more about MuniBilling](https://www.capterra.com/p/127462/MuniBilling/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [5.0 (27)](https://www.capterra.com/p/116609/Trash-Flow/reviews/) Trash Billing is Trash Flows automated payment processing system that makes CRM, autopay, invoicing and more simple and fast! [Learn more about Trash Flow](https://www.capterra.com/p/116609/Trash-Flow/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. [4.4 (3334)](https://www.capterra.com/p/120109/Xero/reviews/) [Capterra Shortlist](https://www.capterra.com/billing-and-invoicing-software/#shortlist) Xero is an online accounting software with billing and invoicing solutions for small businesses and accountants in any industry.  [Learn more about Xero](https://www.capterra.com/p/120109/Xero/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [4.2 (406)](https://www.capterra.com/p/184673/Melio/reviews/) [Capterra Shortlist](https://www.capterra.com/billing-and-invoicing-software/#shortlist) Pay vendors easily with bank transfers or cards, even where cards aren’t accepted. Seamlessly sync with QuickBooks and Xero. [Learn more about Melio](https://www.capterra.com/p/184673/Melio/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [4.2 (2081)](https://www.capterra.com/p/135757/NetSuite/reviews/) [Capterra Shortlist](https://www.capterra.com/billing-and-invoicing-software/#shortlist) NetSuite is the AI-powered cloud ERP that unifies financials and operations to help businesses grow and scale.  [Learn more about NetSuite](https://www.capterra.com/p/135757/NetSuite/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [4.5 (337)](https://www.capterra.com/p/131733/PayStand/reviews/) Agentic B2B payment network with automated invoicing, payment links, and one checkout for card, ACH, and a zero-fee network. [Learn more about Paystand](https://www.capterra.com/p/131733/PayStand/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [4.1 (85)](https://www.capterra.com/p/90208/AdvancedBilling/reviews/) AdvancedBilling from AdvancedMD provides streamlined medical billing tools with powerhouse performance for practices of all sizes. [Learn more about AdvancedMD Billing Services](https://www.capterra.com/p/90208/AdvancedBilling/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation [## PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26707)](https://www.capterra.com/p/207944/PayPal/reviews/) From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management. [Learn more about PayPal](https://www.capterra.com/p/207944/PayPal/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation 83% recommend this product [## QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) [4.5 (20690)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) [Capterra Shortlist](https://www.capterra.com/billing-and-invoicing-software/#shortlist) Create professional invoices, accept payments, and improve cash flow with QuickBooks Enterprise. Buy Now!  [Learn more about QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Billing and Invoicing features reviewers most value Billing Portal Contact Database Credit Card Processing Customizable Invoices Invoice Processing Mobile Payments Payment Processing Quotes/Estimates Tax Calculation ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (1216) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews AI Copilot Billing Portal Contact Database Contingency Billing Credit Card Processing Customizable Invoices Document Management Generative AI Hourly Billing Invoice Processing Mobile Payments Multi-Currency Payment Processing Project Billing Quotes/Estimates Reminders Reporting & Statistics Tax Calculation Third-Party Integrations Time & Expense Tracking Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Debt Collection Software](https://www.capterra.com/debt-collection-software/)[Subscription Management Software](https://www.capterra.com/subscription-management-software/)[Recurring Billing Software](https://www.capterra.com/recurring-billing-software/)[Utility Billing Software](https://www.capterra.com/utility-billing-software/)[Revenue Management Software](https://www.capterra.com/revenue-management-software/) I'm looking for Billing and Invoicing Software that is: [Free](https://www.capterra.com/billing-and-invoicing-software/s/free/)