--- title: "Best Free Bookkeeper Software Solutions 2026 | Capterra" description: "Find and compare the 2026 best free Bookkeeper software solutions, using our interactive tool to quickly narrow your choices based on businesses like yours." source_url: "https://www.capterra.com/bookkeeper-software/s/free/" page_type: "subcategory" language: "en" --- # Best Bookkeeper Software for free ## Wave Rating: 4.4 out of 5 (1,730 reviews) Profile: [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Accounting solution that helps businesses automate invoicing, payroll management, estimating, invoicing, and bookkeeping tasks. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Pros: - Free and cost-effective solution - Tailored for small businesses Cons: - Inconsistent customer service quality - Delayed and limited email support #### Starting price Starting price: $19.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Expense Tracking: 4.5 rating - Billing & Invoicing: 4.5 rating - Income & Balance Sheet: 4.7 rating - Bank Reconciliation: 4.6 rating #### Lowest rated features - Payroll Management: 3.4 rating - General Ledger: 4.2 rating - Purchase Order Management: 3.0 rating - Accounts Payable: 4.3 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Airlines/Aviation, 51-200 employees Published: February 21, 2025 > "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use Wave application because it was easy enough." ### Gallery tab Ease of use: 4.5 out of 5 (1,730 reviews) #### Related review snippet Reviewer: Amber M. Reviewer details: Design, Self-employed Published: March 25, 2026 > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." ### Integrations tab Wave connects with 6+ software tools. [See all integrations](https://www.capterra.com/p/178021/Wave-Apps/#integrations) #### Most popular integrations - PayPal: 4.3 rating - Gmail: 4.9 rating - Google Sheets: 4.5 rating - Zapier: 4.7 rating - Microsoft Outlook: 4.8 rating - Shoeboxed: 4.5 rating #### Integrations-related review snippet Reviewer: Jodie R. Reviewer details: Civic & Social Organization, 1-10 employees Published: May 2, 2023 > "I liked the fact that it was very easy to use and integrating with other programs was fairly simple." --- ## Abby Rating: 4.7 out of 5 (604 reviews) Profile: [Abby](https://www.capterra.com/p/268623/Abby/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Application that simplifies the management of micro-enterprises (invoicing, accounting, remote declaration, productivity) #### Rating breakdown - Ease of Use: 4.7 out of 5 - Customer Service: 4.7 out of 5 - Features: 4.6 out of 5 - Value for Money: 4.7 out of 5 #### Pros and cons based on reviews Pros: - Intuitive and ergonomic design - Supportive for entrepreneurs Cons: - Frequent bugs and instability #### Starting price Starting price: €0.01 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 4.0 rating - Expense Tracking: 3.0 rating ### Gallery tab Ease of use: 4.7 out of 5 (604 reviews) #### Related review snippet Reviewer: Marek T. Reviewer details: Financial Services, 1-10 employees Published: May 22, 2023 > "She was always responsive and attentive, providing prompt and helpful assistance." ### Integrations tab Abby connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/268623/Abby/#integrations) #### Most popular integrations - Stripe: 5.0 rating - Make: 4.5 rating - Yousign: 3.8 rating --- ## BILL Spend & Expense Rating: 4.7 out of 5 (439 reviews) Profile: [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.7 out of 5 #### Pros and cons based on reviews Pros: - Accessible and intuitive platform - Streamlined real-time expense tracking Cons: - Frequent bugs and glitches #### Starting price Starting price: $0.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Expense Tracking: 4.7 rating - Receipt Management: 4.7 rating - Accounting Integration: 4.3 rating - Income & Balance Sheet: 4.8 rating #### Lowest rated features - Real-Time Data: 1.5 rating - Expense Claims: 3.0 rating - Tax Management: 4.0 rating - Profit/Loss Statement: 4.8 rating #### Feature-related review snippet Reviewer: Juan B. Reviewer details: Computer Software, 1-10 employees Published: July 10, 2023 > "The combination of my credit card and the intuitive software has greatly simplified the entire process." ### Gallery tab Ease of use: 4.6 out of 5 (439 reviews) #### Related review snippet Reviewer: Jennifer R. Reviewer details: E-Learning, 501-1,000 employees Published: May 15, 2026 > "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense tracking faster, easier, and more accurate." ### Integrations tab BILL Spend & Expense connects with 11+ software tools. [See all integrations](https://www.capterra.com/p/166905/Divvy/#integrations) #### Most popular integrations - Slack: 4.7 rating - QuickBooks Enterprise: 4.5 rating - Gmail: 4.8 rating - QuickBooks Online: 4.7 rating - Xero: 4.4 rating - NetSuite: 4.4 rating #### Integrations-related review snippet Reviewer: Annie G. Reviewer details: Accounting, 201-500 employees Published: February 27, 2025 > "It seamlessly integrates with ERPS like Netsuite." --- Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. ## Melio Rating: 4.2 out of 5 (405 reviews) Profile: [Melio](https://www.capterra.com/p/184673/Melio/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Melio is a streamlined bill-pay solution for accountants and businesses, simplifying client payments and bill management. #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.1 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Pros: - Effortless daily operations - Cost-effective payment solution Cons: - Inconsistent customer support experience - Account connection and verification issues #### Starting price Starting price: $25.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Accounts Payable: 4.5 rating - Billing & Invoicing: 4.9 rating - Invoice Processing: 4.8 rating - Accounts Receivable: 4.8 rating #### Lowest rated features - Cash Management: 1.0 rating - Bank Reconciliation: 3.9 rating - Vendor Management: 3.0 rating - Expense Tracking: 4.0 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Accounting, 1-10 employees Published: April 4, 2023 > "Melio has easy & simple Interface which helped me to easily understand and navigate through the software." ### Gallery tab Ease of use: 4.4 out of 5 (405 reviews) #### Related review snippet Reviewer: Krzysiek S. Reviewer details: Translation and Localization, 1-10 employees Published: June 23, 2026 > "It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized." ### Integrations tab Melio connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/184673/Melio/#integrations) #### Most popular integrations - QuickBooks Online: 4.7 rating - FreshBooks: 4.7 rating - QuickBooks Online Advanced: 4.2 rating #### Integrations-related review snippet Reviewer: Jamie D. Reviewer details: Accounting, 1-10 employees Published: November 23, 2022 > "The fact that it is free for ACH and has the integration with QBO." --- ## Lendio Rating: 4.5 out of 5 (211 reviews) Profile: [Lendio](https://www.capterra.com/p/154197/Sunrise/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Cloud-based cashflow software to streamline finance & accounting, tax assistance & preparation, documentation, expense tracking & more. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $19.99 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Most popular features - Billing & Invoicing: Not available - Expense Tracking: Not available - Bank Reconciliation: Available - General Ledger: Available - Accounts Receivable: Not available - Accounts Payable: Not available - Payroll Management: Not available - Tax Management: Not available - Bookkeeping Services Integration: Not available - Cash Management: Not available - Payment Collection: Not available - Generative AI: Not available ### Gallery tab Ease of use: 4.6 out of 5 (211 reviews) #### Related review snippet Reviewer: Charles S. Reviewer details: Publishing, 1-10 employees Published: June 26, 2024 > "Simple and easy to navigate." ### Integrations tab Lendio connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/154197/Sunrise/#integrations) #### Most popular integrations - Stripe: 4.6 rating - Zapier: 4.7 rating - GUSTO PRODUCT SUITE: 5.0 rating --- ## Veryfi Rating: 4.8 out of 5 (191 reviews) Profile: [Veryfi](https://www.capterra.com/p/180429/Veryfi/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? APIs to turn Unstructured Documents (receipts, invoices, checks, bank statements) into Structured Data (inc line items) in Seconds. #### Rating breakdown - Ease of Use: 4.8 out of 5 - Customer Service: 4.8 out of 5 - Features: 4.8 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $0.00 Pricing details: Usage Based, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Expense Tracking: 4.4 rating - Accounts Payable: 4.0 rating - Accounts Receivable: 4.3 rating - Receipt Management: 5.0 rating #### Lowest rated features - Billing & Invoicing: 3.5 rating - Access Controls/Permissions: 5.0 rating - API: 5.0 rating #### Feature-related review snippet Reviewer: Sa Z. Reviewer details: Internet, 51-200 employees Published: April 3, 2024 > "Friendly UI, easy to understand without tutorial" ### Gallery tab Ease of use: 4.8 out of 5 (191 reviews) #### Related review snippet Reviewer: Ramin K. Reviewer details: Program Development, 1-10 employees Published: November 26, 2025 > "For any business, Security is paramount, and Veryfi's commitment to protecting sensitive data is evident and provides complete peace of mind." ### Integrations tab Veryfi connects with 15+ software tools. [See all integrations](https://www.capterra.com/p/180429/Veryfi/#integrations) #### Most popular integrations - Google Drive: 4.0 rating - Slack: 4.7 rating - Dropbox: 4.5 rating - QuickBooks Online: 4.0 rating - Dynamics 365: 4.4 rating - Box: 4.4 rating #### Integrations-related review snippet Reviewer: Maddie T. Reviewer details: Information Technology and Services, 10,001+ employees Published: May 11, 2022 > "In general, I was encouraged to make the transfer to QuickBooks by my CPA." --- ## FreeAgent Rating: 4.5 out of 5 (179 reviews) Profile: [FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? FreeAgent - Voted the UK’s #1 bookkeeping software and Client App of the Year 2021 at ICB Luca awards #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: £10.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Bank Reconciliation: 4.9 rating - Billing & Invoicing: 4.6 rating - Income & Balance Sheet: 4.5 rating - Expense Tracking: 4.3 rating #### Lowest rated features - Accounts Receivable: 4.0 rating - Receipt Management: 4.4 rating - General Ledger: 4.5 rating - Mobile Access: 4.5 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Leisure, Travel & Tourism, 1-10 employees Published: December 16, 2025 > "The clean interface, helpful guidance and once you do know how to use it, the ease of use." ### Gallery tab Ease of use: 4.4 out of 5 (179 reviews) #### Related review snippet Reviewer: Aidan O. Reviewer details: Entertainment, Self-employed Published: April 10, 2026 > "The way the system learns the more I use it has really helped make the process even quicker and automate most of my bookkeeping." ### Integrations tab FreeAgent connects with 12+ software tools. [See all integrations](https://www.capterra.com/p/122008/FreeAgent/#integrations) #### Most popular integrations - PayPal: 3.0 rating - Google Workspace: 4.7 rating - Basecamp: 4.4 rating - Stripe: 3.5 rating - Zapier: 5.0 rating - Float: 5.0 rating #### Integrations-related review snippet Reviewer: Exauce L. Reviewer details: Broadcast Media, 1-10 employees Published: April 17, 2023 > "This online software is relatively simple to install (settings, configuration, customization, etc.) and should not require the use of an integrator." --- ## MoneyMinder Rating: 4.9 out of 5 (122 reviews) Profile: [MoneyMinder](https://www.capterra.com/p/147716/MoneyMinder/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? MoneyMinder is the "just right" bookkeeping software for treasurers of nonprofit and volunteer-led groups, clubs and associations. #### Rating breakdown - Ease of Use: 4.8 out of 5 - Customer Service: 4.9 out of 5 - Features: 4.7 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $299.00 Pricing details: Flat Rate, Per Year Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 5.0 rating - Accounting: 4.9 rating - Bank Reconciliation: 4.8 rating - General Ledger: 5.0 rating #### Lowest rated features - Accounting Integration: 3.0 rating - Customizable Templates: 4.7 rating - Reporting & Statistics: 5.0 rating - Recurring/Subscription Billing: 5.0 rating #### Feature-related review snippet Reviewer: Rebecca C. Reviewer details: Non-Profit Organization Management, 1-10 employees Published: October 16, 2025 > "I had no trouble navigating the system." ### Gallery tab Ease of use: 4.8 out of 5 (122 reviews) #### Related review snippet Reviewer: Shelly N. Reviewer details: Non-Profit Organization Management, 1-10 employees Published: December 2, 2025 > "I like how the program can insert your bank account information and then all I have to do is categorize them. " ### Integrations tab MoneyMinder connects with 6+ software tools. [See all integrations](https://www.capterra.com/p/147716/MoneyMinder/#integrations) #### Most popular integrations - PayPal: 4.6 rating - Venmo: 4.7 rating - Stripe: 4.6 rating - Square Payments: 4.7 rating - Cheddar Up: 4.0 rating - Join It: 4.7 rating #### Integrations-related review snippet Reviewer: Jennifer C. Reviewer details: Civic & Social Organization, Self-employed Published: March 21, 2023 > "Integrated with a third party electronic collections service MoneyMinder offers an end to end solution that provides traceable transparency and professional accounting." --- ## ZipBooks Rating: 4.5 out of 5 (115 reviews) Profile: [ZipBooks](https://www.capterra.com/p/147352/ZipBooks/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Accounting software for small businesses and accountants including time tracking, invoicing and digital payments. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $15.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Most popular features - Billing & Invoicing: Available - Expense Tracking: Available - Bank Reconciliation: Available - General Ledger: Available - Accounts Receivable: Available - Accounts Payable: Available - Payroll Management: Available - Tax Management: Available - Bookkeeping Services Integration: Available - Cash Management: Available - Payment Collection: Not available - Generative AI: Not available #### Feature-related review snippet Reviewer: Melanie M. Reviewer details: Health, Wellness and Fitness, Self-employed Published: November 28, 2024 > "Thus, ZipBooks allows me to view my income streams and keep organized all in one place." ### Gallery tab Ease of use: 4.6 out of 5 (115 reviews) #### Related review snippet Reviewer: Steven M. Reviewer details: Management Consulting, 5,001-10,000 employees Published: September 1, 2025 > "Accounting and numbers aren't my thing, so I started using ZipBooks as a way to simplify my work, but what I didn't expect was that it would give me great tools that make accounting easier and less headache-inducing." ### Integrations tab ZipBooks connects with 7+ software tools. [See all integrations](https://www.capterra.com/p/147352/ZipBooks/#integrations) #### Most popular integrations - Google Drive: 4.8 rating - PayPal: 3.7 rating - Slack: 4.7 rating - Google Workspace: 4.7 rating - Asana: 4.5 rating - Gusto: 4.6 rating - Spiceworks Cloud Help Desk: 4.4 rating --- ## Crunch Rating: 4.4 out of 5 (42 reviews) Profile: [Crunch](https://www.capterra.com/p/204607/Crunch-Zero/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Simple online bookkeeping software allowing you to record expenses, upload receipts, issue invoices, and access your digital records! #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $0.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Bank Reconciliation: 5.0 rating - Billing & Invoicing: 5.0 rating - Expense Tracking: 5.0 rating - General Ledger: 5.0 rating #### Lowest rated features - Multi-Currency: 5.0 rating #### Feature-related review snippet Reviewer: Maia M. Reviewer details: Law Practice, Self-employed Published: November 29, 2021 > "The software is very intuitive, easy to use and has great features like the synchronisation with bank accounts which makes the registration of expenses fast and efficient." ### Gallery tab Ease of use: 4.4 out of 5 (42 reviews) #### Related review snippet Reviewer: Maia M. Reviewer details: Law Practice, Self-employed Published: November 29, 2021 > "The software is very intuitive, easy to use and has great features like the synchronisation with bank accounts which makes the registration of expenses fast and efficient." ### Integrations tab Crunch connects with 1+ software tools. [See all integrations](https://www.capterra.com/p/204607/Crunch-Zero/#integrations) #### Most popular integrations - Stripe: 4.6 rating --- ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (68) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews Accounts Payable Accounts Receivable AI Copilot Bank Reconciliation Billing & Invoicing Bookkeeping Services Integration Cash Management Expense Tracking Fixed Asset Management General Ledger Generative AI Payment Collection Payroll Management Revenue Recognition Spend Management Tax Management Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Accounting Software](https://www.capterra.com/accounting-software/)[Financial Reporting Software](https://www.capterra.com/financial-reporting-software/)[Billing and Provisioning Software](https://www.capterra.com/billing-and-provisioning-software/)[Project Accounting Software](https://www.capterra.com/project-accounting-software/)[Financial Close Software](https://www.capterra.com/financial-close-software/)[Revenue Recognition Software](https://www.capterra.com/revenue-recognition-software/)[Accounts Payable Software](https://www.capterra.com/accounts-payable-software/)[Accounts Receivable Software](https://www.capterra.com/accounts-receivable-software/)[General Ledger Software](https://www.capterra.com/general-ledger-software/)