# Compare Temenos vs Finacle 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Temenos and Finacle based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/111334-10010681/TEMENOS-T24-vs-Finacle --- # Temenos vs Finacle Features and Cost Comparison Last updated April 9th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: TemenosFinacle2/4 selected [Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/)[4.4 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) [Finacle](https://www.capterra.com/p/10010681/Finacle/)[4.5 (25)](https://www.capterra.com/p/10010681/Finacle/reviews/) [## Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/)[4.4 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) Starting Price Contact vendor Value-for-Money 4.2 Functionality 4.4 Ease of Use 4.4 Customer Service 4.1 Reviews Sentiment Based on [69 reviews](#user-reviews) Positive 64 Neutral 3 Negative 2 [## Finacle](https://www.capterra.com/p/10010681/Finacle/)[4.5 (25)](https://www.capterra.com/p/10010681/Finacle/reviews/) Starting Price ₹500000.00one time Value-for-Money 4.4 Functionality 4.4 Ease of Use 4.1 Customer Service 4.2 Reviews Sentiment CO EU Based on [25 reviews](#user-reviews) Positive 23 Neutral 1 Negative 1 ## Not a match? 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Best for Cloud-based banking solution that helps financial institutions manage lending, syndication, payments, origination, limits, collaterals, treasury, deposits, liquidity with analytics and automation. ## User reviews Pros & cons DO Daniel O. Chief Information Technology > "One of the most striking aspects of Temenos Transact is its adaptability. Whether you're a small community bank or..." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6248813) JH Jeremy H. Head of Wealth Management Delivery > "Over-customisation can make upgrades challenging" [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6279534) RC Roberta C. Human Resource Manager > "Handling finances accounts with Temenos Core is outstanding." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6644942) EA Ebrahim A. Infra Team Leader > "it's very difficult to migrate.more than 2 Years we still have a lot of issues, the T24 not stable yet." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___4845524) ME Mona E. Core Banking Application Manager > "One of the most robust core systems in the world" [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6699369) George N. Head of ICT Department > "Support is sometimes slow to respond to issues in a timely manner" [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___5000229) MH Mohamed H. Head Of Solutions > "The best scalable flexible product in the market" [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6669735) SH Sothol H. CTO > "Pricing is very expensive compare to investment budget." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___6178652) MUA Mahbub Ul A. Vice President > "Digital innovation: Temenos Transact is at the forefront of digital innovation in banking, with a range of..." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___4684175) VR Verified Reviewer Internal Auditor > "The program has been ill suited to the retail banking features we required." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___4801076) MUA Mahbub Ul A. Vice President > "Flexibility and customization: The platform is highly flexible and can be customized to meet the specific needs of..." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___4684175) Hasan S. T24 Technical Analyst > "Deployment is bit difficult with old banking systems." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___2905993) LP Lalit P. Business Analyst > "This software is absolutely a must have in any banking organization that has a potential to meet dynamic banking..." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___4131803) Awais B. T24 SYSTEM ADMIN > "Implementation cost of this CBS is very high." [See full review](https://www.capterra.com/p/111334/TEMENOS-T24/#Capterra___2940324) [View Reviews](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) CO Chisimdi O. Relationship Officer > "Overall, it is easy to use, swift customer support, and very secure with the double factor authentication." [See full review](https://www.capterra.com/p/10010681/Finacle/#Capterra___6881537) PN Patrick N. Former banker > "Meaningful customization as use as intended meaning putting a lot of hour in training and often seemed complicated especially for first time..." [See full review](https://www.capterra.com/p/10010681/Finacle/#Capterra___3362698) Elliot Osazuwa U. ICT Manager > "Finacle has a nice user friendly interface, its fast and it organizes data in a very simplified manner." [See full review](https://www.capterra.com/p/10010681/Finacle/#Capterra___2589823) SA Selene A. International Banking Analyst > "It's difficult to understand the languague of the commands, definitly you have to memorized all or look the manual." [See full review](https://www.capterra.com/p/10010681/Finacle/#Capterra___2722171) [View Reviews](https://www.capterra.com/p/10010681/Finacle/reviews/) ## User interface No images or videos provided by vendor No images or videos provided by vendor ### Features Temenos Top features 27/50 - Accounting - Activity Dashboard - AI Copilot - Alerts/Escalation - API - ATM Management - Audit Management - Authentication - Compliance Management - Compliance Tracking - Contact Database - Core Banking - Corporate Banking - Credit Card Management - Credit Card Processing - Credit Union - Customer Accounts - Customer Experience Management - Customizable Reports - Document Management - Document Storage - Electronic Payments - Financial Management - Fraud Detection - Generative AI - Investment Banking - Lending Management - Monitoring - Multi-Branch - Multi-Currency - Offshore Management - Online Banking - Portfolio Management - Private Banking - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Reporting & Statistics - Retail Banking - Risk Analysis - Risk Assessment - Risk Management - Role-Based Permissions - Rules-Based Workflow - Secure Login - Securities Management - Third-Party Integrations - Transaction History - Transaction Monitoring - Two-Factor Authentication [See all features](https://www.capterra.com/p/111334/TEMENOS-T24/#features) Finacle 13/50 - Accounting - Activity Dashboard - AI Copilot - Alerts/Escalation - API - ATM Management - Audit Management - Authentication - Compliance Management - Compliance Tracking - Contact Database - Core Banking - Corporate Banking - Credit Card Management - Credit Card Processing - Credit Union - Customer Accounts - Customer Experience Management - Customizable Reports - Document Management - Document Storage - Electronic Payments - Financial Management - Fraud Detection - Generative AI - Investment Banking - Lending Management - Monitoring - Multi-Branch - Multi-Currency - Offshore Management - Online Banking - Portfolio Management - Private Banking - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Reporting & Statistics - Retail Banking - Risk Analysis - Risk Assessment - Risk Management - Role-Based Permissions - Rules-Based Workflow - Secure Login - Securities Management - Third-Party Integrations - Transaction History - Transaction Monitoring - Two-Factor Authentication [See all features](https://www.capterra.com/p/10010681/Finacle/#features) ### Recognition No recognitions have been awarded to Temenos No recognitions have been awarded to Finacle ### Deployment & support Temenos Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Finacle Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Temenos - By Temenos Group - Located in Switzerland - Founded in 1993 Finacle - By Infosys Technologies - Located in India - Founded in 2014 ## Popular Comparisons [Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/)[4.42 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) vs [Crowded](https://www.capterra.com/p/255296/Crowdedme/)[4.21 (34)](https://www.capterra.com/p/255296/Crowdedme/#reviews) Contact vendor for pricing Price Contact vendor for pricing 4.4 Features 4.1 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/111334-255296/TEMENOS-T24-vs-Crowdedme) [Finacle](https://www.capterra.com/p/10010681/Finacle/)[4.52 (25)](https://www.capterra.com/p/10010681/Finacle/reviews/) vs [Crowded](https://www.capterra.com/p/255296/Crowdedme/)[4.21 (34)](https://www.capterra.com/p/255296/Crowdedme/#reviews) ₹500000one time Price Contact vendor for pricing 4.4 Features 4.1 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/255296-10010681/Crowdedme-vs-Finacle) [Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/)[4.42 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) vs [Serrala Suite](https://www.capterra.com/p/177698/Serrala-Suite/)[4.24 (38)](https://www.capterra.com/p/177698/Serrala-Suite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.4 Features 4.2 4.4 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/111334-177698/TEMENOS-T24-vs-Serrala-Suite)