# Compare Coupa vs Wave 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Coupa and Wave based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/115928-178021/Coupa-vs-Wave-Apps

---

# Coupa vs Wave Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

CoupaWave2/4 selected

[Coupa](https://www.capterra.com/p/115928/Coupa/)[4.0 (126)](https://www.capterra.com/p/115928/Coupa/reviews/)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

[## Coupa](https://www.capterra.com/p/115928/Coupa/)[4.0 (126)](https://www.capterra.com/p/115928/Coupa/reviews/)

Starting Price

$2500.00/month

Value-for-Money

3.8

Functionality

3.9

Ease of Use

3.9

Customer Service

3.9

Reviews Sentiment

Based on [126 reviews](#user-reviews)

Positive

101

Neutral

10

Negative

15

[## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Starting Price

$19.00/month

Value-for-Money

4.6

Functionality

4.2

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [1,720 reviews](#user-reviews)

Positive

1,503

Neutral

107

Negative

110

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 15,178 reviews from billing and invoicing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Invoice Creation

3.8

Invoice Processing

4.0

Payment Processing

NA

Credit Card Processing

NA

Quotes/Estimates

NA

64%Fit

Missing features

Feature ratings

Invoice Creation

4.7

Invoice Processing

4.6

Payment Processing

NA

Credit Card Processing

4.5

Quotes/Estimates

NA

User satisfaction

User satisfaction

4.0

User reviews[126](https://www.capterra.com/p/115928/Coupa/reviews/)

Ease of use

3.9

Functionality

3.9

Value for money

3.8

Customer support

3.9

User satisfaction

4.4

User reviews[1,720](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.6

Customer support

4.0

Price starts from

Price starts from

$2500Per Month

-   Free version
-   Free trial

Price starts from

$19Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Spend management platform that assists businesses across automotive, banking, healthcare, and retail, among other industries with direct and indirect spending.

Best for

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## User reviews

Pros & cons

AR

Aleidy R.

Risk and Assurance Auditor II

> "Coupa excels in delivering a unified platform for procurement, invoicing, and expense management,..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6382004)

VR

Verified Reviewer

Web designer

> "While convenient, the app can be buggy or inconsistent—slow loading times, issues attaching..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6818845)

CB

Cooper B.

Accounting

> "I like the organization that they provide when uploading invoices for our vendors."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7107845)

SF

Sergi F.

Customer Service Administrator

> "The implementation took longer than we expected, and getting our non-techy staff to actually use..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7084429)

Mai M.

Managing Director

> "It became incredibly helpful and is now vital part of my invoicing!"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7080312)

PD

Pat D.

Sr. Director

> "Coupa is important for what we use it for, but it isn't the friendliest user interface and makes..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6816497)

AR

Aleidy R.

Risk and Assurance Auditor II

> "Additionally, since it is cloud-based, users can access from anywhere, ensuring flexibility and..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6382004)

TC

Triston C.

Maintenance

> "Coupa can be slightly cumbersome for ordering from the odd one off purchase of items."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6859398)

VR

Verified Reviewer

Director

> "e. Single sign in authentications through okta, super secure way of working"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6446549)

SR

Sunita R.

Product Marketing Manager

> "If you have to setup a new purchase order, looking through inventory for a company as large as..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6444747)

RK

Rajneet K.

Accounts Payable executive

> "I had a really good experience using Coupa as an accounts payable executive."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7017057)

Mai M.

Managing Director

> "I was nervous about learning the program and was worried about a learning curve!"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7080312)

RS

Raj S.

President

> "Streamlined navigation offering comprehensive, single point visibility. "

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6726411)

JH

Jill H.

Writer

> "I constantly fijd myself searching around just trying to figure out what to do even though I do..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6512840)

BY

Brittany Y.

Manager

> "It is pretty easy to search through past invoices and drill down for more information."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6336088)

DJ

Doina J.

Accountant

> "I wasted a lot of my time to create a profile (1 hour)."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___6515220)

AZ

Alexander Z.

CRO

> "It allowed us to work with a large client, and was possible to use."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6679873)

SF

Sergi F.

Customer Service Administrator

> "That said, getting there wasn't fun."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7084429)

DD

Dilip D.

Senior QA Engineer - Salesforce

> "The way it is implemented is very User friendly and it can be integrated with other tools as well."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6607898)

CC

Candice C.

Senior Project Manager

> "The product, customer experience & user interface are all terrible, Not to mention all Customer..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6500472)

Matthew P.

Founder

> "The platform is easy to use and will save you time on invoicing."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6743063)

SH

Shannel H.

Dispatch

> "Hard to navigate throughout the program."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7012351)

ES

Ellie S.

Senior Marketing Campaigns Lead

> "I was glad to be able to submit my expenses and it was thorough"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6782589)

DJ

Doina J.

Accountant

> "It asks information that is not relevant"

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___6515220)

ZH

Zachary H.

EHS Manager

> "Relatively easy to use product, little difficulty using it once you get used to the features."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6801244)

DJ

Doina J.

Accountant

> "The customer service didn't help at all. "

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___6515220)

ZH

Zachary H.

EHS Manager

> "Relatively easy to use product, little difficulty using it once you get used to the features"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6801244)

AR

Andrew R.

CEO

> "Multiple errors mean it is impossible to oboard. "

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6497851)

NS

Nathalie S.

Broker Assistant

> "I love that this is a comprehensive solution for all supply chain needs."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6258603)

VR

Verified Reviewer

Director

> "It tends to have a broken path"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6446549)

SDS

Sekou Djibril S.

Fondateur Président de CSK

> "Ultimately, Coupa is a solid choice for businesses looking to improve their expense management and..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4615819)

SO

Sandra O.

Admin

> "HORRIBLE, UNABLE TO COMMUNICATE, we do plumbing services for $ 295.00, but I have to pay coupa $..."

[See full review](https://www.capterra.com/p/115928/Coupa/#GetApp___4866490)

BB

Bhavik B.

CMMS Specialist

> "Keep records of all your data which opens endless opportunities of business optimization."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4230676)

AR

Andrew R.

CEO

> "Inpossibke to use as there are so many errors. "

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6497851)

SDS

Sekou Djibril S.

Fondateur Président de CSK

> "It can help businesses save time, reduce errors, and make more informed decisions."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4615819)

SH

Shannel H.

Dispatch

> "Not very user friendly."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___7012351)

SDS

Sekou Djibril S.

Fondateur Président de CSK

> "Coupa is a very effective expense management software that offers many benefits for businesses."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4615819)

ML

Mathieu L.

Recruiter

> "It's not really intuitive and the process can be very long"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6715681)

SDS

Sekou Djibril S.

Fondateur Président de CSK

> "Overall, Coupa software is a great solution for companies looking to improve their expense..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4615819)

WS

Whitney S.

Senior Director

> "I find Coupa to be a poorly designed product, difficult to use, lacking many basic features, and..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4785800)

BB

Bhavik B.

CMMS Specialist

> "It is easy to use for day to day activities, featuring filters to save ample time kn searing..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4230676)

ES

Ellie S.

Senior Marketing Campaigns Lead

> "ux and it’s complicated to use"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6782589)

Hossain Md S.

Customer Manager

> "Coupa Expense has been a great software for our company to manage the spent smartly with a full..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___3309610)

PG

Patrick G.

Consultant

> "The primary thing is that Coupa has a really expensive pricing structure."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6215783)

VR

Verified Reviewer

Safety specialist

> "The user interface is good and it allows real time tracking of your transactions."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___2945706)

OE

Oliver E.

Market Research Manager

> "It's not very intuitive to use and can be quite difficult to understand what to enter if you're..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___6055185)

Hossain Md S.

Customer Manager

> "As an organisation, we really appreciate this platform and would like to suggest others to use..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___3309610)

JS

Joshua S.

Owner

> "Invoices never get paid on time."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___6250725)

KL

Kathy L.

senior applications manager

> "We are able to track invoices and process payments as needed with ease."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___2180111)

BB

Bhavik B.

CMMS Specialist

> "Multilevel approval stages are time consuming."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4230676)

Ep

Eyüp Ö.

Industrial Engineer

> "I think the security systems are also good"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___3476660)

VR

Verified Reviewer

Finance associate

> "Sometimes it hangs and does not respond but it happens rarely"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4048073)

MM

Md M.

Corporate Affairs Manager

> "At NAC, we are happy with the performance."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___3315275)

VR

Verified Reviewer

Billing Specialist

> "It is also frustrating that the system will not let you recall, void, or dispute an invoice that..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___2959913)

EA

Erika A.

Product Development and Procurement

> "Overall, Coupa makes the RFx process faster, easier, and more objective, thus yielding better..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___2469334)

MM

Md M.

Corporate Affairs Manager

> "Coupa Expense is one of the updated expense management softwares and I do not find anything as..."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___3315275)

Ep

Eyüp Ö.

Industrial Engineer

> "They are very good at billing."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___3476660)

WS

Whitney S.

Senior Director

> "Well...so far all of the "help" via chat has not been helpful. "

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4785800)

BR

Barbara R.

Consultant

> "Coupa is a reliable software, with good security measures."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___2454956)

NF

Nicholas F.

EHS Manager

> "The scores that are assigned to an expense report seem to be arbitrary."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___2943240)

KL

Kathy L.

senior applications manager

> "Payment procedures are easy to use."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___2180111)

WS

Whitney S.

Senior Director

> "Well first of \[all\] the last chat person just HUNG UP"

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4785800)

KL

Kathy L.

senior applications manager

> "Overall Coupa is user friendly and easy to sue."

[See full review](https://www.capterra.com/p/115928/Coupa/#SoftwareAdvice___2180111)

WS

Whitney S.

Senior Director

> "He hung up on me..."

[See full review](https://www.capterra.com/p/115928/Coupa/#Capterra___4785800)

[View Reviews](https://www.capterra.com/p/115928/Coupa/reviews/)

Ron W.

Property Management, Development and Investment

> "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

KW

Kristyne W.

Travel Advisor

> "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967)

Amber M.

Owner

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

VR

Verified Reviewer

Engineer

> "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

KC

Kimberly C.

Administrative Consultant

> "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and invoicing..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138)

ML

Melissa L.

Admin siding installer

> "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951)

PM

Pauline M.

Owner - Manager

> "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968)

NB

Nick B.

President

> "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

CV

Criselen V.

Owner

> "It lets me save customer info and items with their price so that I can easily add it when making a new invoice."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239)

Ron W.

Property Management, Development and Investment

> "Lack of connectivity ability to import Banks & Credit Cards transctions"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

JM

Jolly M.

Data Associate

> "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

KS

Kathryn S.

Coach and Consultant

> "Wave's integration with my bank has not always worked effectively, and that has caused some problems."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

DO

Donald O.

Executive Technical Director

> "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and AR."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842)

Ron W.

Property Management, Development and Investment

> "Poor Value for the money with paid version because each account requires additional pay subscription"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

MHE

Michael Herbert E.

Furniture Salesperson

> "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my bank..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053)

ZD

Zeah D.

CPA, Owner

> "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409)

PS

Perry S.

Property Manager

> "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

BT

Brianna T.

Lead Editor

> "Wave filed my quarterly state taxes incorrectly, leaving me with penalties and interest that they refuse to reimburse me for."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

FCY

Fu-Chieh Y.

Email Developer

> "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682)

HM

Heather M.

Therapist

> "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way that you..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

JC

Josh C.

Co-Owner

> "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

WEU

William E U.

Owner

> "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796)

PS

Perry S.

Property Manager

> "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all bills..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

AC

Aaron C.

Founder and CEO

> "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509)

Tim O.

Partner

> "Wave went silent for weeks, only resolve was to email the company and those went unanswered. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329)

AG

Alessandro G.

Owner, Operator

> "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

HM

Heather M.

Therapist

> "The process for automatically categorizing payments and income doesn't work as smoothly as it could."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

TW

Tracey W.

Bookkeeper

> "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390)

NB

Nick B.

President

> "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

JL

Joseph L.

Principal

> "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send over in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679)

CP

C P.

President

> "Ended up moving to another service because of poor support."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

SJ

Sarah J.

Office Manager

> "I also love that you can individual turn on/off payments for each invoice and estimate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186)

PS

Perry S.

Property Manager

> "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

SD

Soma D.

Lead Educator

> "Love that I can clone invoices saving time for repeat services to same clients ( art coaching in my case)"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6335399)

AR

Alec R.

Owner

> "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And then..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637)

EO

Elvis O.

Audit Associate

> "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331)

MC

Marie C.

Executive Director

> "Their Payments by Wave function does not always match the payment to the deposit properly."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424)

VR

Verified Reviewer

Engineer

> "It is a simple, reliable way to track my income."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

MM

Monica M.

owner

> "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people will..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000)

WL

Whitney L.

Business Owner

> "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695)

SC

Sean C.

Marketer

> "Some things are just weird, like when they hold the funds or do a review without explanation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580)

Nathan H.

Treasurer

> "Wave is a very cheap way for solo entrepreneurs."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716)

AG

Aaron G.

Owner

> "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

CP

C P.

President

> "The invoicing and payment acceptance is good."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

Amanda J.

Owner

> "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

KS

Kathryn S.

Coach and Consultant

> "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

ZM

Zina M.

Owner

> "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider because I..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573)

NB

Nick B.

President

> "Great value which helped manage based transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

TW

Theresa W.

CEO

> "You can't convert a percentage of an estimate to an invoice (industry norm)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466)

AM

Angela M.

Owner

> "I will eventually move up to one of the paid subscriptions as this program has enabled me to be more professional with invoicing."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6368547)

JB

Jennifer B.

Mobile Notary

> "Lack of integrations, lack of customization options. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492)

SD

Sienna D.

Massage Therapist

> "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to leave..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373)

AJ

Angel J.

HMIS Operations Manager

> "Wave Accounting does not have advanced features that allow us to directly connect to other systems to import the data through an API instead of..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

PH

Paul H.

Owner, Electrician

> "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893)

AR

Austin R.

director

> "They lied and mislead people into believing their products work across all banks and they don't."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484)

HW

Hasini W.

Software Engineer

> "The real-time financial snapshots and automated processes save our time a lot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796)

JM

Jolly M.

Data Associate

> "It is also disappointing that some banks are not fully implementable on the software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

Amber M.

Owner

> "The customer support has always been helpful when I've needed it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

AF

Alice F.

Property Maintenance

> "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

BT

Brianna T.

Lead Editor

> "Highly unethical company that does not care about their customers at all."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

DM

Dlkhosh M.

CEO

> "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062)

BM

Brie M.

Operations Director

> "Not robust enough for complex accounting situations"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225)

JM

Jenna M.

Operations

> "Easy to use and pretty conperhensive for invoicing and tracking."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566)

MA

Melanie A.

Consultant

> "It’s a tedious process when working on a client with multiple projects and I wish that it was possible to revert an invoice to a quote or copy as an..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4858454)

MG

Morgan G.

Office Manager

> "Easily start using this product with minimum accounting knowledge or experience - free version gives you the ability to track all you expenses and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4897686)

KN

Kyle N.

Dentist Owner

> "Many issues arose but none was addressed."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6841735)

VR

Verified Reviewer

Engineer

> "The accounting features are totally free and very easy to use."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

JO

John O.

Finance Officer

> "I do not experience challenges with Wave when running accounting projects."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711)

AG

Aaron G.

Owner

> "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small business..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

AJ

Angel J.

HMIS Operations Manager

> "Using Wave Accounting the most important features we have used are the automated transaction categorization, bank reconciliation, multi-currency..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

NM

Noureddine M.

Logistic manager

> "for the option pay roll it's not available in Quebec"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845)

JC

Jamie C.

CEO

> "Wave provides a cost-effective and efficient platform that simplifies accounting."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390)

AG

Alessandro G.

Owner, Operator

> "Employees have not gotten paid in 6 weeks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

HG

Hylda G.

CEO

> "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819)

PS

Perry S.

Property Manager

> "I have encountered two notable bugs within their software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

AG

Annie G.

Sr. Accountant

> "The reporting and dashboard functionality is easy to generate and great to track cash flow."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878)

NK

Naveed K.

Managing Principal

> "Accounting was a problem."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220)

[View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

## User interface

[Coupa](https://www.capterra.com/p/115928/Coupa/)

4.05 (126)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

4.38 (1,720)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Coupa

11/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/115928/Coupa/#features)

Wave

Top features

16/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/178021/Wave-Apps/#features)

### Recognition

Coupa is recognized as a top-rated tool in 2 Capterra Shortlist reports

Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports

### Deployment & support

Coupa

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Wave

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Coupa

-   By Coupa Software
-   Located in United States
-   Founded in 2006

Wave

-   By Wave
-   Located in Canada
-   Founded in 2009

## Popular Comparisons

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[Coupa](https://www.capterra.com/p/115928/Coupa/)[4.05 (126)](https://www.capterra.com/p/115928/Coupa/reviews/)

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

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[View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal)

[Coupa](https://www.capterra.com/p/115928/Coupa/)[4.05 (126)](https://www.capterra.com/p/115928/Coupa/reviews/)

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

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4.4

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[Coupa](https://www.capterra.com/p/115928/Coupa/)[4.05 (126)](https://www.capterra.com/p/115928/Coupa/reviews/)

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Features

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4.4

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vs

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Contact vendor for pricing

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