# Compare Heartland Payments+ vs Square Point of Sale 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Heartland Payments+ and Square Point of Sale based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/119791-275802/Heartland-Payment-Processing-vs-Square-Point-of-Sale

---

# Heartland Payments+ vs Square Point of Sale Features and Cost Comparison

Last updated March 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Heartland Payments+Square Point of Sale2/4 selected

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.3 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

[## Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.3 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.1

Reviews Sentiment

Based on [132 reviews](#user-reviews)

Positive

113

Neutral

3

Negative

16

[## Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.7

Customer Service

4.4

Reviews Sentiment

Based on [3,030 reviews](#user-reviews)

Positive

2,838

Neutral

128

Negative

64

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## Send this comparison chart to my inbox

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 23,176 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

61%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

4.2

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.1

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

4.6

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.3

User reviews[132](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.0

Customer support

4.1

User satisfaction

4.6

User reviews[3,030](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Ease of use

4.7

Functionality

4.5

Value for money

4.5

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

Best for

Square Point of Sale (POS) is used by several small and large businesses every day, including businesses such as retailers, bakeries, delis, and hairdressers.

## User reviews

Pros & cons

KO

Katherine O.

Polyglot

> "I like Heartland payment because many users like me, find the interface intuitive and user-friendly, which helps with transaction..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___7068513)

AS

Amy S.

Owner

> "It defies logic that a business would cancel payroll, close its ROC license, and stop operations — yet continue to pay for unused merchant..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___7031362)

BN

Brianna N.

Data Analyst

> "I like heartland payment because it offers a variety of payment solutions, including credit and debit card processing, mobile payments,..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___7069489)

LR

Laila R.

Sales assistant associate

> "No trial period available for new users to test the system, need to contact sales reps to view the demo version, the experience is limited."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6853293)

Neelam S.

SOFTWARE MANAGER

> "The best Service to receive payments they doesn't work on traditional payments, they have a dedicated server and they have a proper..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6654882)

EL

Eddy L.

Electrical and Electronics Engineer

> "However, the setup process can be complex, and the fee structure lacks transparency, which can lead to unexpected costs."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6494674)

II

Ifeoma I.

Executive Assistant

> "Heartland payments+ makes payment management simple with its relable tools that make payment processing efficient, gives customizable..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6661568)

VR

Verified Reviewer

owner

> "We are a small business and By the time we had time to analyze the bills we had been take for a ride for almost a year which totaled a loss..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#GetApp___6413747)

SM

Sameer M.

Senior Manager

> "It is also better since it enables you to securely store patient’s regular card numbers, thereby simplifying things for both the patient..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6343786)

AA

Abhishek A.

Financial Consultant

> "Sometimes, I have seen some delay in payment processing from the company, but it's been very rare scenarios."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6474335)

SO

Samson O.

Supply chain manager

> "It is one of the best payment processing platform that offers and incredible customers services.it also offers a very minimal and..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6659526)

EL

Eddy L.

Electrical and Electronics Engineer

> "Initial setup complexity, for instance setting up the clover POS system was challenging for me."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6494674)

SR

Salice R.

ELL contractor

> "I like just two things about heartland payment the ease of tracking invoicing and transactions that they make"

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___7067307)

SS

STEVE S.

OWNER

> "I had a problem since they set up 2 verification process."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6358742)

LD

Linus D.

Marketing Director

> "Heartland Payments+ has a focused way of creating a rational payment option, and this validates all transactions for companies."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6366871)

BP

Barbara P.

Paralegal, Office Manager

> "Many of the reports have such small print that they are difficult to read."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6774946)

SI

Shardul I.

System Administrator

> "What i like best about Heartland Payments is that it accepts most payment methods, and offers payment processing that is efficient and..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6780686)

TO

Taryn O.

Business Operations Supervisor

> "Processing fees are more expensive than those of newer platforms."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6767261)

BT

Bodamer T.

Foreign Language and Localization Administrator

> "It has an enhanced reporting tool that give us all the fine and accurate details we need to know about any processed payment."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6451387)

CO

Charles O.

Owner

> "They were zero help in that regard for my switching processors. And I do not like how they handle charge-backs from customers who have..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___4919487)

SV

Sarah V.

Accounting Manager

> "It enables me to provide flexible payments options to my clients and receive those payments on time."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6406136)

PS

Penelope S.

owner

> "I had just started my business and there were a lot of issues I had no experience with. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6358606)

SM

Sameer M.

Senior Manager

> "It spares us from having to interact with one another by enabling us to securely collect payments from our clients over the phone."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6343786)

MH

Maisarah H.

Administrator

> "No reason to dislike any of their tools & features."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6607596)

Ashutosh M.

Software Developer

> "It also provides us with customer insights and analytics which helps us to track sales and other performances."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6508716)

DB

Denise B.

Owner

> "Their customer service people are nice but the systems are so messed up that the sites are down a lot and then you cant get in. When I..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#GetApp___4468982)

GWI

Georgy-Winifred I.

Project Manager

> "Heartland payment is a secure and user friendly platform that makes payment management simple by offering flexible client options and..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6569673)

CO

Charles O.

Owner

> "Heartland started lopping fees on us over the years."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___4919487)

PC

Pat C.

Assistant Manager

> "It works with nearly every payment option I think is available which is why we’ve committed to using it as our only payment processing..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6658158)

WD

Will D.

Owner

> "Customer service is terrible and the system is equally disastrous."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___6252020)

WG

Wendy G.

Finance Director

> "My overall experience with Heartland Payments + is somewhat ok. While the operations are decent the pricing is a deterrent."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___7093270)

HN

Hatim N.

Founder

> "Bad service, either being raciest sales staff of disrespectful, KC sucks"

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___5019775)

PC

Pat C.

Assistant Manager

> "finally the inbuilt verification and security features are rock solid and we really trust in ut, helping businesses stay efficient and..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6658158)

DB

Denise B.

Owner

> "Then they would charge our small business fees to compensate for that. When I called customer service it would be at least an hour to..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#GetApp___4468982)

PC

Pat C.

Assistant Manager

> "The financial reporting tools is also very important as they keep everything clear and make tracking transactions effortless."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6658158)

TV

Theodore V.

owner

> "It will break a mom and pop restaurant with the fees of processing and a unusable system."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___4587019)

MP

Maurizio P.

Finance Manager

> "Besides, Heartland Payments+ has created a global support, a formation that allows companies conduct their businesses online."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6380141)

KN

Kate N.

Director of Operations

> "We were given two different websites to login to, but never given training on where to look for transactions and reports. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3932227)

Thomas F R.

Assistant Director

> "Heartland Payments+ has made it easy for us to run our institution by giving us a reliable space for managing our finances."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6418014)

TV

Theodore V.

owner

> "Third party contractor Retail systems inc. could not keep system running to save their lives."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___4587019)

Hillary M.

Purchasing Agent

> "It support almost all available payment types which is why we have made it our sole payment processing tool."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6373283)

PR

Patricia R.

Accounting Manager

> "It was almost exactly the same and more expensive!! When asked for a refund, heartland was unable to do it. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___3827057)

EE

Erere E.

Operation Manager

> "Heartland Payments accept most payment methods and it is faster in creating invoices and sending."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6727856)

AJ

Aliya J.

Store manager

> "Time using it and it wasn’t given to us as advertised."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3731262)

JK

Joachim K.

Marketing Assistant

> "Heartland Payments+ simplify payment processing operation for our business to accept payment from customer."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6419046)

LS

Latonya S.

CEO

> "WTH - who closes an account without notifying their customers?"

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#SoftwareAdvice___3822853)

EL

Eddy L.

Electrical and Electronics Engineer

> "Heartland Payments+ offers a user-friendly interface and strong security features, making transaction management straightforward and secure."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6494674)

KN

Kate N.

Director of Operations

> "Dashboard and reporting are difficult to use. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3932227)

GM

Gianluca M.

Finance Director

> "Heartland Payments+ is more precise in matters payment processing, and there are reliable security modalities included."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6382864)

TM

Tiffany M.

Service Writer

> "Is the most expensive payroll company I’ve worked with."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3796924)

MP

Maurizio P.

Finance Manager

> "Heartland Payments+ has confined verification security measures, and they all ensure businesses are successful and effective."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6380141)

AJ

Aliya J.

Store manager

> "Everyone in my company had a difficult"

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3731262)

SO

Star O.

Organization Manager

> "Easy to use, offers low rates, strong security, and provides flexible payment options for our clients making it a perfect solution for..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6583864)

DB

Denise B.

Owner

> "Their error. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#GetApp___4468982)

Hillary M.

Purchasing Agent

> "Heartland Payments+ has been our go-to payment processing tool that has made our purchasing activities very efficient."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6373283)

AP

Annie P.

Co-Owner / Head Brewer

> "We’ve been shut down in one form or another for over 12 months and having Heartland hold back 100% of our credit sales during this is..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___2767714)

AD

Angela D.

Project Manager

> "The easiness to track payment that is sent to us is what make this software critical for our business."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6724377)

Lyndia C.

Health Insurance Advisor

> "I got locked out because I would forget the client code often."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3522693)

RS

Ribeiro S.

Sales Executive

> "Creating invoice or recurring billing is fast by using the build-in template."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6431917)

JR

Jennifer R.

Cosmetic Formulator

> "The dashboard looks a little overwhelming. "

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3457061)

AP

Adetola P.

Executive Assistant

> "Setting it up is very simple even for someone like me who isn't very family with tech stuff, but what I really appreciate is how fast and..."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6628537)

AP

Annie P.

Co-Owner / Head Brewer

> "Sometimes the calls last as much as an hour, and many times I can’t get anyone on the phone who has any idea what to do."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___2767714)

EL

Eddy L.

Electrical and Electronics Engineer

> "integrated solutions, handles in store sales with Clover POS system seamlessly"

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6494674)

KC

Katie C.

Student

> "I don't feel there are difficulties with this software that I have experienced personally at this time."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___3022988)

Hillary M.

Purchasing Agent

> "Heartland Payments+ financial reports keeps us on the light and makes it easy to track all our processed payments."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___6373283)

AP

Annie P.

Co-Owner / Head Brewer

> "Heartland is the source of our biggest problem right now, and we’re a restaurant during a pandemic."

[See full review](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#Capterra___2767714)

[View Reviews](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

VR

Verified Reviewer

Digital coordinator

> "As part of the Square suite of apps and services, I liked that Point of Sale provided a digital platform and the means for me to..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

John D.

President

> "All that is left to me now is to share my horror story as far and wide as possible to warn other small businesses about this..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

VR

Verified Reviewer

Digital coordinator

> "Overall, Point of Sale has been a great way for me to pay quickly, conveniently, and interactively up front using a multitude of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

KH

Kasi H.

Front Desk Manager

> "Maybe for a small hotel or business it would be affordable able. But for our property and the amount of online and phone..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7027292)

JW

Jenny W.

Management

> "As a small, locally owned furniture refinishing business, Square Point of Sale provides everything we needed to keep track of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

SB

Sydney B.

General Manager

> "Consistent issues with QR code ordering / receiving payment, consistent issues with adding things to online website."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6853050)

JD

Jesus D.

Owner

> "The app is simple, the card reader works smoothly, and it makes the whole checkout process super convenient for both us and our..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6814866)

VR

Verified Reviewer

Owner

> "Every interaction felt like dealing with support reps who had little understanding of Canadian business practices or the issues I..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

John D.

President

> "I liked the simplicity of using it, although Square charges the same fee for debit cards as for credit cards and is a point..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

AP

Angela P.

Director

> "I think the back end can be a little challenging at times. When you are making an item with different sizes, it can be confusing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7014335)

Michael Z.

Owner

> "Square Point of Sale is a reliable and practical tool for handling payments in a music and content creation business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

VR

Verified Reviewer

Owner

> "Instead of helping, they read off scripts, dismissed my concerns, and closed inquiries without proper resolution."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

KP

Krista P.

CFO

> "It works for our business model because we are one company with 8 subsidiaries, and it's nice to just be able to log in once and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

Nathan H.

Owner

> "Many customers don’t want receipts or want emailed receipts."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123719)

SR

Stephen R.

Owner

> "I can write up an invoice in minutes with my saved items and I can collect a deposit in seconds with tap to pay or via emailing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6558445)

John D.

President

> "They will not refund processing fees for mistaken charges (see below)."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

LS

Laura S.

Licensed Massage Therapist

> "Square Point of Sale is invaluable for my massage therapy practice, as it allows me to take credit card payments from clients,..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

Absana P.

Tier III Technician

> "The Bluetooth reader was hard to pair at first as well."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

Absana P.

Tier III Technician

> "Furthermore, you can link straight to a bank account to receive deposit, and fees were minimal per transaction."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

AK

Ashley K.

Co-Owner

> "The fees are slightly high for the lack of customization you can do."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6867594)

AM

Anna M.

Owner, designer, webdeveloper

> "It’s great and gives my customers so many payment options including Clearpay and that means so much for me as a small business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

John D.

President

> "My efforts to get a reversal of the fees assessed fell on deaf ears."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

MG

Milagros G.

Beauty salon owner

> "I appreciate how intuitive the interface is—for both staff and customers—which helps keep the checkout process quick and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6818627)

HL

Hyeong L.

Chiropractor

> "The web version is difficult to navigate through."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

DB

Danielle B.

CFO

> "I like the ability to take payments anywhere at any time when our sports team needs it. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

LS

Laura S.

Licensed Massage Therapist

> "I haven't really had any problems with it, except one time I had to reload it after not using it for a period of time, and I..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

CP

Chantel P.

Registered Massage Therapist, Owner

> "I love that I'm able to store cards on file with square and simply charge and email receipts within seconds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6353466)

SK

Shawnalee K.

Sales Person

> "The transaction fees add up over time, and there are very limited customizable options."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6754090)

AS

ALFREDO S.

LEAD

> "They have great customer service, with great solutions when it comes to solving a problem or refunds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123314)

CC

Chermaine C.

Business owner

> "Customer service is terrible, its almost impossible to get someone on the phone and they shut your account down with no warning..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031)

Michael Z.

Owner

> "The system is easy to use and provides enough basic reporting to stay on top of income."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

DB

Danielle B.

CFO

> "Having to wait to have the money moved to out account is not always feasible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

VR

Verified Reviewer

Owner

> "It’s easy to set up, affordable, and allows me to accept multiple payment types."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

Katie M.

Owner, Manager

> "A few small bugs with set up and processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7022178)

RP

Ryan P.

Graphic Designer

> "Overall, I like it's simple utility and how you can use it with mobile."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7099531)

KE

Kaylyne E.

Training and Employee Development

> "The POS was very basic and didn't allow us to have as many options and integrations as we needed."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6729071)

SK

Signe K.

Therapist

> "I have been able to provide excellent sales processing for clients even though i do remote events and markets."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6760274)

LL

Leah L.

Manager on Duty

> "The only downside is the fees can add up, and dealing with account holds has been a bit annoying at times."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6670067)

AH

Autumn H.

Owner

> "I like that I can customize my items and organize them by category on the main screen."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

KR

Kristy R.

Owner

> "Slightly more expensive than some competitors."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7134706)

JW

Jenny W.

Management

> "We are able to send customer receipts via text. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

Jesse Z.

Software Engineer

> "The terminals are a bit pricey for businesses to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6879665)

VR

Verified Reviewer

Owner

> "Even though the fees are a downside, the convenience and tools it offers make it worth it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "Sometimes the app would glitch causing me to lose the progress made in my sale ."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

Emma C.

Aesthetician

> "It's a must have for a business and square makes that possible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7092403)

SD

Sienna D.

Massage Therapist

> "For the small square reader, I can’t turn it off without it fully disconnecting from the phone."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6675018)

Abbey W.

owner, founder

> "Square is simple to use for invoicing and payment processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7084561)

Erika B.

Licensed Massage Therapist

> "Seems like there is an additional cost or fee for just about every feature and transaction!"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6858280)

BW

Brent W.

Financial Controller

> "Funds deposit the next day and the app is reliable."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7115408)

IL

Ilana L.

Artistic Director

> "It is dependent on a plug-in device. If this were to get lost or damaged, I can imagine that would be a problem."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6501051)

KP

Krista P.

CFO

> "Out of all of the SAAS services my company uses, Square is the one that never goes down, and is always accurate. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

NA

Natalie A.

Assistant

> "The square device itself was always breaking and not reading the credit card correctly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

AH

Autumn H.

Owner

> "I also like that it shows my inventory amounts and alerts me when we are low."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

PJ

Paul J.

eCommerce & IT Manager

> "That would be the time Square, with zero notice, pulled the plug on our store and website as a credit card processor, leaving us..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5091857)

AN

Alisa N.

Owner

> "I like the fact that we're offers marketing and gift cards I also love the fact that you can integrate your current back office..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___4840070)

RV

Robert V.

Manager

> "I don't like that they charge a different rate if I insert the card details directly"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6606699)

HU

Heather U.

Director

> "Square provides us an opportunity to process payments that are paid through credit cards or debit cards when individuals do not..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5097584)

KP

Katelynn P.

Agent

> "I personally think it is a little overpriced for my liking."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7002004)

AP

Aria P.

Manager

> "Our clients love the iPad set up the most as it allows for collecting tips and giving the option of e-receipt or print to their..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6263929)

WJ

Will J.

Director

> "Positive as a user, but ultimately I stopped using it because of the issues I was having with integration."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6871638)

IC

Ismael C.

Staffing manager

> "I love that you can tap a payment card on a terminal to bring up all previous transactions."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6594806)

BM

Breanna M.

Director of Procurement

> "We have had to switch to "off line" mode which also wasnt working."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6433327)

DA

Devon A.

Owner

> "Easy to use onsite and as well as in the office for reconciling. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7074891)

VK

Vladislav K.

Owner

> "They simply block buyers’ payments and say that they stole these cards, but the buyers are my regular customers, they bought from..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6202338)

CM

Cheyenne M.

None

> "I like the ease of the application all together being able to sale products and buy product was made easier with square point of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6415943)

NA

Natalie A.

Assistant

> "I feel like the percentage of sales it takes is a little much, especially for the simplicity of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

Stephanie E.

Secretary

> "The template for sending email campaigns is helpful."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7035477)

VR

Verified Reviewer

Owner and Artist

> "Sometimes the POS is delayed when there is not a good connection."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6581814)

CM

Casandra M.

Administrative support specialist

> "I love that you can create schedule recurring invoices and you can also have cards saved on file for automatic charges to people..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6079096)

KN

Kendrick N.

CEO

> "you cant use your own debit card to pay for your own meals, counts as self funding, which will terminate your account."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6016545)

DJ

Don J.

Sr. Director of IT

> "From setup to daily use, navigating through its features is pretty straightforward, which is great for both new users and those..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6351140)

HL

Hyeong L.

Chiropractor

> "The app is not super user friendly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

AM

Anna M.

Owner, designer, webdeveloper

> "I believe that since I am offering many payment options, my customers are more keen to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

RA

RODERICK A.

Vice President

> "Customer service is slow and the processing fees are high"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6732088)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "I like being able to customize everything for sale easily and the organization factor of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

RM

Robert M.

Hvac tech

> "Having to constantly log back in, app would freeze intermittenly"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6674808)

AZ

‪Abanoub Z.

sales

> "I was able to get it up and running in just a few minutes, and I can accept payments from credit and debit cards, cash, and bank..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___4973593)

CC

Chermaine C.

Business owner

> "Point of sale easy to use, but square closes your account down for no reason and do not give you the opportunity to appeal their..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031)

VR

Verified Reviewer

Owner

> "Has a lot of features quality product easy customer service"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7131012)

RW

Robert W.

Owner

> "It's not tailored more towards the construction industry like I was looking for. But thats my fault not theirs."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6651328)

[View Reviews](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

## User interface

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)

4.30 (132)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

4.64 (3,030)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Heartland Payments+

14/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/119791/Heartland-Payment-Processing/#features)

Square Point of Sale

Top features

19/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/275802/Square-Point-of-Sale/#features)

### Recognition

Heartland Payments+ is recognized as a top-rated tool in 1 Capterra Shortlist reports

Square Point of Sale is recognized as a top-rated tool in 2 Capterra Shortlist reports

### Deployment & support

Heartland Payments+

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Square Point of Sale

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Heartland Payments+

-   By Global Payments
-   Located in United States
-   Founded in 1983

Square Point of Sale

-   By Square
-   Located in United States
-   Founded in 2009

## Popular Comparisons

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.3

Features

4.6

4.4

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/119791-207944/Heartland-Payment-Processing-vs-PayPal)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/)

$0/month

Price

$0.29

4.5

Features

4.6

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale)

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.3

Features

4.6

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/119791-222572/Heartland-Payment-Processing-vs-Venmo-)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.5

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale)

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.3

Features

4.5

4.4

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/119791-123889/Heartland-Payment-Processing-vs-Stripe)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.76 (719)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

$0/month

Price

$349one time

4.5

Features

3.8

4.7

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-275802/Epos-Now-vs-Square-Point-of-Sale)

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,686)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.3

Features

4.6

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/119791-170278/Heartland-Payment-Processing-vs-Square-Payments-Processing)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

3.8

4.7

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale)

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Contact vendor for pricing

Price

$25/month

4.3

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/119791-221412/Heartland-Payment-Processing-vs-authorizenet)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Gofrugal](https://www.capterra.com/p/71693/GoFrugal-POS-Software/)[4.41 (198)](https://www.capterra.com/p/71693/GoFrugal-POS-Software/reviews/)

$0/month

Price

$7/month

4.5

Features

4.4

4.7

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/71693-275802/GoFrugal-POS-Software-vs-Square-Point-of-Sale)

[Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/)[4.30 (132)](https://www.capterra.com/p/119791/Heartland-Payment-Processing/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.3

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/119791-190778/Heartland-Payment-Processing-vs-QuickBooks-Online)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Odoo](https://www.capterra.com/p/135618/Odoo/) [4.20 (1,306)](https://www.capterra.com/p/135618/Odoo/reviews/)

$0/month

Price

$31.1/month

4.5

Features

4.2

4.7

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135618-275802/Odoo-vs-Square-Point-of-Sale)