# Compare Xero vs Accounting Seed 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Accounting Seed and Xero based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/120109-133966/Xero-vs-Accounting-Seed --- # Accounting Seed vs Xero Features and Cost Comparison Last updated June 19th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Accounting SeedXero2/4 selected [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) [## Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting Price Contact vendor Value-for-Money 4.2 Functionality 4.1 Ease of Use 4.1 Customer Service 4.1 Reviews Sentiment Based on [135 reviews](#user-reviews) Positive 123 Neutral 8 Negative 4 [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,307 reviews](#user-reviews) Positive 2,906 Neutral 239 Negative 162 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 8,083 reviews from accounting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology \--%Fit Not enough reviews Feature ratings Income & Balance Sheet 4.4 Chart of Accounts \-- Data Security \-- Financial Reporting 4.2 Document Management \-- 81%Fit High performer Feature ratings Income & Balance Sheet 4.6 Chart of Accounts 4.5 Data Security 4.4 Financial Reporting 4.4 Document Management 4.6 User satisfaction User satisfaction 4.3 User reviews[135](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Ease of use 4.1 Functionality 4.1 Value for money 4.2 Customer support 4.1 User satisfaction 4.4 User reviews[3,307](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 Price starts from Price starts from \-- - Free version - Free trial Price starts from $25Flat Rate, Per Month - Free version - Free trial Best for Best for Accounting Seed is designed for those working in accounting and finance teams at small to mid-market companies who are using or plan to use the Salesforce CRM software. Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## User reviews Pros & cons ST Shaina T. Service Department > "Our company has very specific requirements for our reports and the flexibility Accounting Seed provides is able to..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___7053925) SA Suman A. TAx preparer,Bookkeeper,Licensed producer > "Advanced report tool can feel overwhelming at first.some time customization can be complex and may require technical..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___7003979) MB Mustak B. Project Manager > "On the positive side, I appreciate how seamlessly it integrates with Salesforce and it really streamlines our financial..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6822757) ST Shaina T. Service Department > "Oftentimes I find that reports fail to generate which is what I rely on the most." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___7053925) AM Andy M. Senior Account Executive > "Overall, Accounting Seed possesses robust features and great Salesforce integration, but there's a learning curve to get..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6851492) NI Nicole I. Project Coordinator > "We didn't like the complicated reporting and missing features." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6798094) Rachid K. Sales executive > "The most point about this program is this ability to go from leads to sales to invoicing within one platform." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6548301) AB Anees B. Salesforce Administrator > "Setting up for the first time is time consuming especially for beginners." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6817585) VR Verified Reviewer coo > "Integrated" is overstatement -- however, daily accounting transactions are easier for the accounting team" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6884221) Elizabeth W. Senior Director Of Digital Marketing > "Another weak point they have is customer support, the process is not easy, they take time to respond and once they respond,..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5017707) EH Emmett H. CFO > "Very fully featured with foreign currency translation, multiple ledgers and consolidation, PLUS the easiest on which to..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4904922) KA Kimberly A. Accounting Manager > "We had an issue with applying cash receipts and it took a week for Support to let us know we need an upgrade. and then..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5052423) ML Melissa L. Admin > "It was a bit tricky to get to know exactly how the software worked but once i knew how to use it, it was a great software." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___7046895) Ana N. Sales associate > "The truth is, it was not easy to understand all the configurations and customizations necessary to adapt the platform to my..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5044571) ML Melissa L. Admin > "Value for your money, didnt have any bugs or issues." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___7046895) VR Verified Reviewer coo > "Financial management reporting is horrible. " [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6884221) AB Anees B. Salesforce Administrator > "I like the customization of the app." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6817585) DG Dorothy G. Bookkeeper > "The search feature in Lighting is cumbersome; selection check boxes are way too tiny; spreading out data rows across the..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3701960) MB Mustak B. Project Manager > "The ease of usability has been the standout feature." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6822757) WD William D. Sys Admin > "Opting out is received negatively, and the belief that an org our size can have our team Beta Testing new releases in our..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3676649) Ana N. Sales associate > "It's great being able to manage both financial and customer data in one place has been a significant plus for me." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5044571) Brian G. Director of Marketing and Biz Dev > "For us, since we had so many customizations with SF already, it was quite expensive on top of the Accounting Seed cost to..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4261719) KS Kumar S. Salesforce > "The best UI/UX and overall accounting management along with security features" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5084752) SB Sam B. Solutions Architect > "Now you have to login to the support portal, which very annoyingly does not allow you to hit enter to login. and then..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) MR Mariachiara R. Billing Officer > "It is easy to deploy and use this accounting software" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6535251) KA Kimberly A. Accounting Manager > "We were not notified we needed to upgrade. Why doesn't hat happen automatically?" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5052423) Elizabeth W. Senior Director Of Digital Marketing > "Accounting seed has a very good integration with Salesforce, this is a great advantage." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5017707) EL Eric L. Accountant > "Difficult to make adjustments or changes, or troubleshoot errors, without expensive external support or a seasoned internal..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4870793) JH Jane H. Accounting Specialist > "The really great feature is that our sales department can help with the data entry and timing of the billings." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4628472) WD William D. Sys Admin > "The rate of change is touted as a benefit, but in reality is a bug. When your team complains about each new version, you..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3676649) JH Jane H. Accounting Specialist > "I have relied upon AccountingSeed support quite heavily. If I research what I need on their great website, and then..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4628472) PM Phil M. Solution Architect > "The bank connections have also been challenging, as while the advertised "1400" banks might sound like a lot, we have..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3184257) PTC Pedro T C. CIO > "Same look and field as SalesforceEasy to deploy and to perform enhancementsCovers all the fundamental requirements of SMBs..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4768521) SB Sam B. Solutions Architect > "You receive email updates on tickets, but you can't reply from the email." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) DG Dorothy G. Bookkeeper > "The reports feature is highly customizable and flexible to create the data report exactly as you need it." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3701960) Brian G. Director of Marketing and Biz Dev > "Their online tutorials and instructions aren't the easiest - improved search would help finding things." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4261719) MM Manjunath M. Lead General Ledger > "Good to use for daily transactional posting work." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6001508) MS Michealene S. Accounting > "Journal Entries are not included in financial reports which is an issue." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4666157) Elizabeth W. Senior Director Of Digital Marketing > "Even for those on our team who are not accounting professionals, the platform is easy to navigate and use." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5017707) SB Sam B. Solutions Architect > "You used to be able to put tickets in via email. But, they took that away." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) SM Stefanie M. Lead Business Systems Analyst > "Accounting Seed integrates so well with Salesforce that I didn't even realize I was using 2 different platforms at first. " [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3707878) SRM Sharath Reddy M. Salesforce Developer > "Sometimes the Support teams take usually longer time to reply to our customer issues." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4140213) KA Kimberly A. Accounting Manager > "Ease of integration with Salesforce" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5052423) JB Jakob B. Information Technology > "The price is a bit high and the customer services takes awhile to get back to you." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4498973) JD Jennifer D. Director of Operations > "We chose accounting seed because it integrates with Salesforce and it was the only Accounting software available at the..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___2988799) KA Kimberly A. Accounting Manager > "Frustrating to say the least." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___5052423) EL Eric L. Accountant > "I wouldn't recommend for orgs any less than 50 employees, but for a growing mid-size company that's not ready for NS or..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4870793) WB Walt B. Director of TechOps > "Usability is something challenging and it makes it harder to find what you are looking for." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4612422) WC Willie C. Staff Accountant > "The greatest PRO that Accounting Seed offered is the ease of communication with FieldFX, which is our operating system." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4658081) PD Purna D. Salesforce Developer > "Some times managed package we wont be able to make changes" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3750008) David J. President > "This allows us to easily create reports with information about our accounts that are unrelated to a traditional accounting..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3502484) SRM Sharath Reddy M. Salesforce Developer > "The Trailing modules on Accounting Education are very lengthy to learn." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4140213) SB Sam B. Solutions Architect > "I appreciate the free Documentation on explaining different accounting concepts." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) AN Andersen N. Business Analysis > "The Accounting Seed Orders and Entry do not add up to the functionality required in an enterprise resource planning..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3379365) JH Jane H. Accounting Specialist > "The robustness of the software is admirable. Once it is understood, the details of all transactions are right there. " [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4628472) AG AbdulGhaniyyu G. Finance Officer > "Reporting features should be improved - sometimes I am confused as to what "type of amount" - ledger amount, report amount,..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3428580) AS Aaron S. Product Manager > "Recurring Billings is the most valuable feature that we rely on" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3764701) TS Tammy S. Vice President, Finance and Corporate Affairs > "We had lots of customization done as the standard Accounting Seed didn't work for our company needs." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3298469) SB Sam B. Solutions Architect > "We switched to Accounting Seed after having a terrible time trying to setup Sage and they made the process easy and..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) RJ Ryan J. Project Manager > "Some of the reporting features are limited and configuration at time of implementation took more time to complete than..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3297258) AR Anne R. General manager > "Learning curve is rapid." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4921127) GS Greg S. CFO > "There is not a lot of ability to customize financial reports." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3332673) RF Rickey F. Director of International Operations > "The availability of multi-levels of security allows you to tailor applications to the appropriate person, department, or..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3013037) KR Kristen R. Operations > "Sometimes it was hard to see whats really past due and what is just hanging out there thats not ready to be paid yet. " [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3436123) AB Andrea B. VP Finance > "I think that is one of the best features." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___6135588) AT Akeilah T. Accountant > "Accounting see can get a little bit pricy for a smaller business" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3412451) AL Althea L. Data Analyst > "Reporting is very useful." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4977341) SA Shadrack A. Project Accountant > "Report building is a bit cumbersome and should be improved upon." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3434718) David J. President > "Having a central source of truth of all Account information, and that source being Salesforce, makes operations and..." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3502484) VB Vimal B. Business Analyst > "Standard screens and managed packages are really tough" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3366820) Aaron H. CFO > "The Accounting Seed knowledgebase is very good if you like to "dig" for solutions. " [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4568136) GS Greg S. CFO > "It is next to impossible to speak to someone live on the Support Team." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3332673) AP Akki P. Teach Lead > "The interface is super user-friendly and lays out the specifics in a way that is easy to understand." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___4566794) MM Michele M. Accounting Manager > "Support is difficult to come by sometimes." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3423452) RJ Ryan J. Project Manager > "Accounting Seed has helped us connect all of our business transactions to fiscal records in the same system." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3297258) JJ Jamie J. Staff Accountant > "Not easy to fix mistakes or issues that arise" [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3366053) SB Sam B. Solutions Architect > "I also appreciated the original CEO's music video to help promote." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3700741) BS Brianna S. Accounting Specialist > "Very very clunky." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3603402) BA Bharat A. Salesforce Developer > "We are designing accounting solutions for all-size companies using accounting seed, and all are like it." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3365352) JS Jeff S. Controller > "Reports are not good." [See full review](https://www.capterra.com/p/133966/Accounting-Seed/#Capterra___3003277) [View Reviews](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) RD Rudo D. Accountant > "They increase prices so often and they sometimes do not offer discounts when you have multiple companies" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279) JL John L. CEO > "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) EB Emma B. Financial Controller > "It has many different functions and capabilities which speed up reconciling and customisable reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) RG Rishi G. Software Engineer > "The calendar helps me track who owes me money and I am just glad I can finally see the dates." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than this." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) NH Nina H. Hr Manager > "It isn't easy to calculate holiday in the same way as HR software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) JB John B. Treasurer > "For example, Xero can not suggest an annual budget based on prior year spending." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) JP John P. Transport Broker > "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Richey J. General Manager > "Some aspects of payroll aren't equipped for specialist HR requirements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting them..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) CS Chloe S. Bookkeeper > "Xero is good for bank account reconciliation when it syncs with your account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977) AB Abhishek B. Executive- Sales and Procurement > "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) TE Timothy E. Owner > "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289) JL John L. CEO > "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) PM Preeti M. AVP > "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant very..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) TS Tom S. Director > "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) CC Christine C. Finance > "For report updates I find with updates they become more complex and busy with no way to edit to strip out the unwanted additions. If you have multiple companies/organizations and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4904840) Rodrigo T. Director of Cyber Security > "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RV Robert V. Bookkeeper and Owner > "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support article". " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) JC Jasmine C. Accountant > "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437) VR Verified Reviewer Editor > "Xero does not offer a dedicated phone support line." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) ## User interface 4.35 (135) 4.40 (3,307) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounts Payable 150 Important Accounts Receivable 120 Important Accounting Seed Top features 43/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/133966/Accounting-Seed/#features) Xero 39/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) ### Recognition Accounting Seed is recognized as a top-rated tool in 2 Capterra Shortlist reports Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports ### Deployment & support Accounting Seed Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Accounting Seed - By Accounting Seed - Located in United States - Founded in 2008 Xero - By Xero - Located in New Zealand - Founded in 2006 ## Popular Comparisons [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.1 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/133966-190778/Accounting-Seed-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.1 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/133966-174984/Accounting-Seed-vs-QuickBooks-Enterprise) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.1 Features 4.2 4.1 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/133966-135757/Accounting-Seed-vs-NetSuite) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.1 Features 4.2 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-133966/Intacct-vs-Accounting-Seed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Contact vendor for pricing Price $1922/year 4.1 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/133966-212058/Accounting-Seed-vs-QuickBooks-Desktop-Pro) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.3 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro) [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/)[4.35 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) Contact vendor for pricing Price $235/month 4.1 Features 4.4 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/133966-189398/Accounting-Seed-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)