--- title: "Compare Xero vs LivePlan 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Xero and LivePlan based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/120109-142049/Xero-vs-LivePlan" page_type: "comparison" language: "en" --- # Xero vs LivePlan Features and Cost Comparison Last updated September 17th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: XeroLivePlan2/4 selected [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) [LivePlan](https://www.capterra.com/p/142049/LivePlan/)[4.5 (200)](https://www.capterra.com/p/142049/LivePlan/reviews/) [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,329 reviews](#user-reviews) Positive 2,925 Neutral 241 Negative 163 [## LivePlan](https://www.capterra.com/p/142049/LivePlan/)[4.5 (200)](https://www.capterra.com/p/142049/LivePlan/reviews/) Starting Price $20.00/month Value-for-Money 4.3 Functionality 4.4 Ease of Use 4.5 Customer Service 4.4 Reviews Sentiment Based on [200 reviews](#user-reviews) Positive 184 Neutral 5 Negative 11 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 6,718 reviews from financial reporting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit High performer Feature ratings Accounting 4.6 Income & Balance Sheet 4.5 Profit/Loss Statement 4.7 Reporting/Analytics 4.5 Bank Reconciliation 4.5 \--%Fit Missing features Not enough reviews Feature ratings Accounting \-- Income & Balance Sheet 4.2 Profit/Loss Statement \-- Reporting/Analytics 4.5 Bank Reconciliation NA User satisfaction User satisfaction 4.4 User reviews[3,329](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 User satisfaction 4.5 User reviews[200](https://www.capterra.com/p/142049/LivePlan/reviews/) Ease of use 4.5 Functionality 4.4 Value for money 4.3 Customer support 4.4 Price starts from Price starts from $25Flat Rate, Per Month - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. Best for LivePlan helps entrepreneurs and small-to-medium size business owners build dynamic business plans and track performance against their goals. ## User reviews Pros & cons RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) HH Heather H. Marketing and Communications Executive > "Bill management and multi-currency expense tracking are absolutely seamless, which is vital for my international asset portfolios." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7180656) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) RD Rudo D. Accountant > "They increase prices so often and they sometimes do not offer discounts when you have multiple companies" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JC Joey C. Accounting Manager > "The scan invoices feature which auto populates the bill makes it very efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) PR Pupp R. Owner > "It isn’t the easiest software to use if you aren’t already experienced in using accounting software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account,..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) RV Robert V. Bookkeeper and Owner > "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) VR Verified Reviewer Editor > "Xero does not offer a dedicated phone support line." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704) CS Chloe S. Bookkeeper > "Xero is good for bank account reconciliation when it syncs with your account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) MM Maria M. communication specialist > "Sometimes the interface feels a little cluttered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042) PR Pupp R. Owner > "It’s not completely beginner-friendly but that’s only because it is such a comprehensive piece of software. If you take the time to learn how to use it..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) HT Helen T. Business Adminsitrator > "The email address the invoices are sent from a generic email address which some companies reject" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6762194) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) VR Verified Reviewer BD Director > "Can be quite expensive for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7175374) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) Rodrigo T. Director of Cyber Security > "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) VR Verified Reviewer Owner > "Unable to create separate deposit invoices without paying even more for projects." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6554905) JC Jasmine C. Accountant > "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) ARM Abdul Rehman M. Director > "They were able to produce my UK VAT returns within minutes." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7144929) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) PO Paul O. Software Engineer > "An excellent modern solution for small and medium-sized businesses, it is not necessarily sufficient for very complex needs." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7172835) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) GB Gary B. Co-Founder > "At Dogsnhomes Rescue, we use Xero for our accounting needs, and it has proven to be an invaluable tool for managing our financial operations efficiently." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6591718) RV Robert V. Bookkeeper and Owner > "Constantly increasing prices, integrations with banks and other accounts don't always work and break fairly frequently. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) VR Verified Reviewer Founder and Copywriter > "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) BW Bradley W. Director > "The Xero interface is exceptionally easy to work with." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7025466) MM Maria M. communication specialist > "Sometimes the interface feels a little cluttered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042) LP Lisa P. Corporate Accountant > "Xero's intuitive interface and seamless integration with various third-party apps make it an excellent choice for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6437974) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) IC Ismael C. Director > "Boring interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6569480) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Vitor A. Product Manager > "Xero's interface AND user experience are outdated, it feels like you are using a tool that hasn't been updated in a decade." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5004907) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LG Linet G. Accounts Payable Specialist > "Lack of CRM tools is the only drawback but it integrates with external applications." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6527577) SB Steve B. CTO > "Xero has the best API for integration with other software or building bespoke routines or Apps." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652011) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) FM Fiona M. Director > "The integration with the ATO is super useful and it saves me a lot of time otherwise spent on lodgements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816130) MB Mohammad B. Demand generation lead > "We could not integrate XERO with CharlieHR which was a shame as although we managed holidays from Xero, CharlieHR was our HR platform that could have been..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___3702554) VR Verified Reviewer Service admin > "Integration with apps and xero me was good" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7034836) JV Jon V. Owner > "Not a lot of companies know about Xero and do not integrate with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#SoftwareAdvice___4990207) VR Verified Reviewer Group Financial Controller > "Aside from the BAS limitation, it’s been a reliable and user-friendly system" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7046793) SH Scott H. Disability Support Worker > "It was hard at first to understand how to use Xero." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6826320) AB Agustina B. Administrador > "It's fine because is simple and easy but it has many things to become more functional and efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816983) NM Nicolo M. Manager > "It offers so many functions that often gets really complicated to be used." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5096405) ID Irina D. CTO > "Good use of AI and good user experience overall, can be a bit complicated at times" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6793617) SIM Syed Imran M. Growth Maestro > "Initial Setup is cumbersome and clunky and could be more user friendly." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4809439) BH Brooke H. Administrator > "Overall, it has been good as we have transitioned from another software and it is much easier to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7071633) AR Andy R. Director > "Not the most intuitive at times so it can be frustrating" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4599445) BD Ben D. Head Brewer and Founder > "It's rare that I need help but when I've reached out to the customer support team the responses have been quick and helpful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7178511) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) VR Verified Reviewer Designer > "Clear and customisable dashboard. And good customer support with fast response times." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7115449) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) DM Dasha M. Consultant > "The platform is great and not difficult to learn, and the customer service is excellent." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) MS Misha S. COO > "They have great customer servive and the GUI is very constructive" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7132610) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) Tabitha E. Owner-Founder > "I am also the founder of the Financial Literacy Foundation, so I value tools that help make financial..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7143150) Tabitha E. Owner-Founder > "As a bookkeeper, I have clients who could benefit from this tool, but adding each client individually..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7143150) AH Amie H. Partner and Principal Consultant > "The software also allows for financial modeling, helping users explore different financial scenarios..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6777419) GK George K. CEO > "My card was being charged for 10 months, without a SINGLE MAIL WARNING ME that I am about to be charged..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) AH Amie H. Partner and Principal Consultant > "LivePlan is an exceptional business planning software that simplifies the process of writing a..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6777419) Tabitha E. Owner-Founder > "The main drawback I see is the pricing per entity." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7143150) EJ Eduardo J. Strategy Advisor > "The platform feels reliable and secure which is essential when working with sensitive business and..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7075758) IM Idan M. CEO > "here is still no convenient way to import actual data automatically from Excel or Google Sheets (there..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6840282) EJ Eduardo J. Strategy Advisor > "LivePlan delivers strong value across security value for money customer support financial planning and..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7075758) Mohammed A. Investment Feasibility Analyst > "However, the lack of multilingual support (especially Arabic) and advanced visualization controls keeps..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810413) EJ Eduardo J. Strategy Advisor > "Financial planning supports clear decision making and customer support is helpful when needed." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7075758) ON Oriana N. president > "I can't/don't know how to change the layout of financial spread sheets so extra paper is used in..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6536637) JMP Jean Maurice P. CEO > "I'm using it greatly, and it's my top product as CEO for my planning and business plans." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6577987) TD Theodore D. Chief Managing Partner > "The syncing with Excel is not as easy to to transition without editing the file in excel. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6526192) LB Larry B. Founder and Executive Director > "I can't say much more It is an excellent program and if I could show some of the work that I have done..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6539932) BT Barny T. Director > "It's basically a scam and they have taken money from my bank and refuse to cancel my account despite..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6690855) AH Amie H. Partner and Principal Consultant > "The professionally formatted final document that enhances credibility and presentation" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6777419) SK Sezer K. Founder > "I am in Turkey, and it is not possible to upload the Accounting data directly." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6597296) JMP Jean Maurice P. CEO > "It provides very good assistance in writing your business plan and even your sales pitch." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6577987) BT Barny T. Director > "I only used the software for about half an hour and have not been able to access my account t since. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6690855) AH Awad H. Finance and Accounting Manager > "Its user-friendly interface, AI assistance, and flexibility make it a good choice for entrepreneurs and..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6503356) AF Andres F. CEO Founder > "Sometimes it drops in the wrong place, or it moves slightly, making it hard to manage." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6829555) AH Awad H. Finance and Accounting Manager > "Overall, LivePlan is a valuable tool for creating and managing business plans." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6503356) AH Awad H. Finance and Accounting Manager > "This can make it more difficult to manage their business operations." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6503356) RB Robin B. CEO > "That allows opportunities to update the Plan on an ongoing basis." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6586045) Mohammed A. Investment Feasibility Analyst > "No native Arabic support, which remains a persistent hurdle despite two years of use. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810413) LK Larry K. Executive Director - Co-Founder > "The plan's creation process was also very helpful in helping to clarify our mission and strategy" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6511377) CH Clarence H. Co-Owner > "Some of the instructions, especially in the financial section were not quite clear. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6579631) DM Dan M. President > "Solid & very helpful in pushing past areas where I would have otherwise been confused or stuck in plan..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6506637) KE Kelly E. Mill Owner > "It does not have a Sources and Uses page." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6493618) CH Carlos H. President and CEO > "My dream of opening an early learning center will become a reality because of the great help that I got..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6843396) EH EARL H. President > "This should be fixed and I thought I heard that using in Excel was not possible." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6558234) KY Keith Y. Co-Founder > "the prompts are pretty helpful and it remembers things from earlier questions" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6558908) MN Majid N. CEO > "I only tried it for a few days before canceling my account." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6717705) AH Amie H. Partner and Principal Consultant > "For anyone launching a business or refining their strategy, LivePlan is a must-have tool." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6777419) KY Keith Y. Co-Founder > "the powerpoint maker, it might be the worst powerpoint i have ever seen" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6558908) KA Khalid A. founder and presedent > "guiding me step by step in easy way, make it better for me to start business understanding." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6546128) SB Sheritta B. Licensed Massage Therapist > "Some other platforms are not as straightforward and easy to figure out." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6766408) CH Clarence H. Co-Owner > "LivePlan was very helpful in assisting me with my business plan for my startup. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6579631) GK George K. CEO > "They scammed me for payments they never warned me about." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) CH Carlos H. President and CEO > "I like how Live Plan walked me step by step through the business planning process!" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6843396) GK George K. CEO > "They make money out of people's forgetfulness." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) TR Tony R. Owner > "I felt my plan was more cohesive than when it was in my head. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6802668) MN Majid N. CEO > "I requested a refund, which was denied." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6717705) LB Larry B. Founder and Executive Director > "I have been using it for about a year now and it seems to be improving me and itself every time I use..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6539932) BT Barny T. Director > "I am disgusted by the lack of service I have received from their support team. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6690855) Mohammed A. Investment Feasibility Analyst > "Overall, LivePlan has been an excellent tool—simple, fast, and packed with smart features." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810413) RAJ Reynaldo A. J. Founder > "The Plan was Not applicable or flexible with my Non Venturing business, of Licensing. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6456265) TR Tony R. Owner > "The financial forecasting tools are top notch." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6802668) GK George K. CEO > "Terrible experience." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) SB Sheritta B. Licensed Massage Therapist > "I'm in the phase of shopping my plan around and very confident to do so thanks to LivePlan!" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6766408) GK George K. CEO > "Terrible support." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) JR John R. President > "The graphs and charts were very helpful." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6622943) Dunsin S. Business Development > "The new price upgrade does not make subscribing easy anymore" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___4822650) OR Orlando R. President > "Is an excellent software and user friendly." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7095050) VR Verified Reviewer MD > "I dislike that they seem more concerned about money than service." [See full review](https://www.capterra.com/p/142049/LivePlan/#GetApp___4703184) OR Orlando R. President > "Is an excellent software and user friendly." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7095050) MN Manasa N. Assistant Teacher > "Some examples use is very hard to understand in the business that I Have" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___4824616) KM Kgopisho M. Technical Director > "It is easy to understand and makes writing business plans a joy to do." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6855216) VR Verified Reviewer CEO > "It is not software to be used for a startup business - quarterly reporting is customary and usual in..." [See full review](https://www.capterra.com/p/142049/LivePlan/#GetApp___3504597) VR Verified Reviewer Director > "The fact that it was easy to use and every feature worked to my benefit." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6864987) MH Matthew H. Owner > "I don't think it could be easier for someone who is unfamiliar with formal business plans to produce an..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___3347003) WP William P. Owner > "I like the format of the plan itself." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6655041) JB Jan B. Cfo > "Inflexibel, not exportable to Excel, output too rigid structured" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___3810787) SS Sam S. Mentor > "I thought the sample plans were extremely valuable." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6659131) SL Salvatore L. Owner > "Borderline digital scam as its more about controlling their 'image' in the digital space rather then..." [See full review](https://www.capterra.com/p/142049/LivePlan/#GetApp___2901388) MV Massimo V. COO > "very easy to use, quick to build forecasts for several years, amazing ai support" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6660131) Mohammed A. Investment Feasibility Analyst > "However, the lack of multilingual support (especially Arabic) and advanced visualization controls keeps..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810413) KE Kelly E. Mill Owner > "I love how easy it makes writing a complicated document." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6493618) AF Andres F. CEO Founder > "Sometimes it drops in the wrong place, or it moves slightly, making it hard to manage." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6829555) KM Kgopisho M. Technical Director > "Overall i am happy with liveplan with the current improvements." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6855216) AH Awad H. Finance and Accounting Manager > "This can make it more difficult to manage their business operations." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6503356) JB Jonathan B. CEO > "The support team are most professional and very quick to respond." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6657490) SB Sheritta B. Licensed Massage Therapist > "Some other platforms are not as straightforward and easy to figure out." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6766408) MM Mohamed M. CTSO > "very easy to deal with, it started with me from scrach" [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6563199) RAJ Reynaldo A. J. Founder > "The Plan was Not applicable or flexible with my Non Venturing business, of Licensing. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6456265) SK Sezer K. Founder > "Taking time, but the results will show it is worth it." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6597296) Mohammed A. Investment Feasibility Analyst > "No native Arabic support, which remains a persistent hurdle despite two years of use. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810413) LB Larry B. Founder and Executive Director > "I highly recommend it to anyone starting or upgrading their business." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6539932) BT Barny T. Director > "I am disgusted by the lack of service I have received from their support team. " [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6690855) EJ Eduardo J. Strategy Advisor > "LivePlan delivers strong value across security value for money customer support financial planning and..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___7075758) GK George K. CEO > "Terrible support." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6810675) AH Awad H. Finance and Accounting Manager > "Its user-friendly interface, AI assistance, and flexibility make it a good choice for entrepreneurs and..." [See full review](https://www.capterra.com/p/142049/LivePlan/#Capterra___6503356) VR Verified Reviewer MD > "I dislike that they seem more concerned about money than service." [See full review](https://www.capterra.com/p/142049/LivePlan/#GetApp___4703184) [View Reviews](https://www.capterra.com/p/142049/LivePlan/reviews/) ## User interface 4.40 (3,329) 4.54 (200) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting 150 Important Activity Dashboard 120 Important Xero Top features 33/38 - Access Controls/Permissions - Accounting - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Cash Management - Compliance Management - Consolidation/Roll-Up - Customizable Reports - Customizable Templates - Dashboard - Data Import/Export - Data Visualization - Expense Tracking - Financial Analysis - For Investors & Traders - General Ledger - Generative AI - Income & Balance Sheet - Multi-Company - Multi-Currency - Profit/Loss Statement - Purchase Order Management - Real-Time Data - Real-Time Reporting - Receipt Management - Reporting/Analytics - Self-Service Reporting - Third-Party Integrations - "What If" Scenarios - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) LivePlan 21/38 - Access Controls/Permissions - Accounting - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Cash Management - Compliance Management - Consolidation/Roll-Up - Customizable Reports - Customizable Templates - Dashboard - Data Import/Export - Data Visualization - Expense Tracking - Financial Analysis - For Investors & Traders - General Ledger - Generative AI - Income & Balance Sheet - Multi-Company - Multi-Currency - Profit/Loss Statement - Purchase Order Management - Real-Time Data - Real-Time Reporting - Receipt Management - Reporting/Analytics - Self-Service Reporting - Third-Party Integrations - "What If" Scenarios - Workflow Management [See all features](https://www.capterra.com/p/142049/LivePlan/#features) ### Recognition Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports No recognitions have been awarded to LivePlan ### Deployment & support Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos LivePlan Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Xero - By Xero - Located in New Zealand - Founded in 2006 LivePlan - By Palo Alto Software - Located in United States - Founded in 1988 ## 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