# Compare Xero vs Stampli 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Xero and Stampli based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/120109-147301/Xero-vs-Stampli

---

# Xero vs Stampli Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

XeroStampli2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.8 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,292 reviews](#user-reviews)

Positive

2,893

Neutral

239

Negative

160

[## Stampli](https://www.capterra.com/p/147301/Stampli/)[4.8 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.7

Ease of Use

4.8

Customer Service

4.7

Reviews Sentiment

Based on [463 reviews](#user-reviews)

Positive

457

Neutral

6

Negative

0

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## Summary

* * *

Key features rated by users

Features selected based on 5,566 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

88%Fit

Feature ratings

Accounting

4.6

Financial Management

4.5

Bank Reconciliation

4.5

Invoice Processing

4.6

Billing & Invoicing

4.6

75%Fit

Missing features

Feature ratings

Accounting

4.7

Financial Management

4.7

Bank Reconciliation

NA

Invoice Processing

4.8

Billing & Invoicing

4.8

User satisfaction

User satisfaction

4.4

User reviews[3,292](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

4.8

User reviews[463](https://www.capterra.com/p/147301/Stampli/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.6

Customer support

4.7

Price starts from

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

Best for

Stampli works for companies of all sizes (small-business, mid-market, enterprise).

## User reviews

Pros & cons

NC

Nikki C.

permit technician

> "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

NC

Nikki C.

permit technician

> "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

BN

Bill N.

Senior Financial Accountant

> "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

VR

Verified Reviewer

Treasury Accountant

> "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

VR

Verified Reviewer

Treasury Accountant

> "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

BN

Bill N.

Senior Financial Accountant

> "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

KP

Kelly P.

Manager

> "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

VR

Verified Reviewer

Treasury Accountant

> "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

VR

Verified Reviewer

Founder and Copywriter

> "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

DM

Dasha M.

Consultant

> "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

JM

Jesse M.

Senior Accountant

> "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

VR

Verified Reviewer

Treasury Accountant

> "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

SF

Stephanie F.

Owner

> "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

NH

Natalie H.

Partner and co-founder

> "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

JG

Jacob G.

Owner Franchisee

> "The numbers of users triggering a different payment amount is not the best for a small business."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

DM

Daniel M.

Owner

> "Also, the learning curve can be a bit steep when diving into more complex accounting features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6823952)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

MC

Matthew C.

Director

> "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

GL

Gus L.

CFO and Principal Engineer

> "No way to generate travel expense report using labels"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

LS

Ladan S.

ceo

> "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

VR

Verified Reviewer

Account and content marketing manager

> "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146)

GL

Gus L.

CFO and Principal Engineer

> "Not integrated with invoicing systems like ipp.gov"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

TE

Timothy E.

Owner

> "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289)

SP

Shelley P.

Manager

> "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704)

SP

Shelley P.

Manager

> "I keep sending POs that say DRAFT because the APPROVE button is at the bottom."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

KL

Kyle L.

President

> "Also, their prices keep increasing substantially and they don't care if you've been there for many years they will still increase it on you which is why I left."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6829883)

HA

Haithem A.

NA

> "The way it is built to make it easier to search of clients and invoices, great way of ammending invoices"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6819344)

WJ

Will J.

Director

> "Good initially, but I had a lot of issues with square integration and the cost got too high in the end."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

SS

Sonny S.

AP manager

> "What I appreciated most about Stampli was its ability to streamline and modernize the accounts payable process while..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7107127)

SB

Skylar B.

Director of Finance

> "You cannot limit the GL accounts in Stampli, so users have access to accounts they should not use, which can increase the..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7002665)

VR

Verified Reviewer

Senior Manager

> "So far, the best features we have used are: AI smart invoice reading and automatically filling in the information, an..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6470230)

SV

Susan V.

Sr. Contract Administrator

> "Can not print invoice view feature, nor can you copy any of the information, view feature does not display what page of the..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6574547)

RB

Robert B.

Controller

> "Stampli has significantly improved the speed, accuracy, and transparency of our AP process."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7107128)

SV

Susan V.

Sr. Contract Administrator

> "Some pdf's do not upload properly missing the content of the invoice, thus causing duplicate work to upload the invoice in..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6574547)

JG

Jay G.

Accounting Specialist

> "The smooth, automation-streamlined, and centralized process from upload to coding to approval to posting, all with a very..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6585076)

JR

Jesus R.

Vineyard Manager

> "The only downside I found is on the credit card processing of the program of having to upload or take picture of the receipts..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6322933)

CS

Cody S.

Accounts Payable

> "Overall, Stampli has improved a tedious, manual process and brought all our invoice processing, purchase order receipts, and..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6750712)

CF

Christian F.

Accountant

> "When I go to an invoice that has been paid through Stampli I am not able to click on the check and it take me to the payment."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6679917)

JP

John P.

Chief Growth Officer

> "The system's step-by-step record keeping of approvals, comments regarding each step of the approval process, etc. is very..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6660670)

KR

Kristen R.

Accounts Payable Specialist

> "The only con on my end for Stampli is that my inventory software does not link, but that has more to do with the inventory..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6616789)

PM

Puwana M.

Accountant

> "Using stampli for 3+ years and the AP process has got streamlined, ACH payment processing make an easy job than printing..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6756162)

SW

Suzanne W.

Chief of Staff to the CEO

> "After you submit an invoice and forget to upload any docs, it doesn't allow you to go back to upload."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6630086)

Jared K.

SVP Marketing Operations and Capabilities

> "Approving invoices is super easy because I can see the invoice, review contracts and then ensure that invoices line up with..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626981)

RC

Roxanne C.

Logistics

> "Receiving a high volume of Stampli notifications can lead to notification fatigue, potentially causing important invoices to..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6670146)

RC

Roxanne C.

Logistics

> "Having all invoices consolidated in one platform, rather than mixed with emails, greatly simplifies tracking and review."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6670146)

ES

Elizabeth S.

Accounts Payable

> "Sometimes when uploading an invoice you can't see pages besides the fist one, it just says the document is loading try again."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6579100)

SC

Steve C.

Senior Construction Supervisor

> "I like the notifications and the ability to go back and find old invoices with a simple search"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6313578)

Jared K.

SVP Marketing Operations and Capabilities

> "I think the main thing is having to look into another platform to find a copy of a past invoice. Where as before Stampli I'd..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626981)

TJ

Tyler J.

Purchasing Manager - Electrical

> "It helped us fill a gap when we had to change our process for reviewing and improving invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6323172)

IG

Isabella G.

Accounting Manager

> "There were two instances where Stampli incorrectly coded an invoice to a different vendor based on the invoice format."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6707181)

CF

Christian F.

Accountant

> "I have been using Stampli for over half a year and it makes the invoice process super easy, whether it is coding them,..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6679917)

MV

Michael V.

Accountant

> "The least thing I dislike about Stampli is that sometimes there are certain errors that pop up that I do not know what they..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6415642)

RM

Riley M.

Sub-Rental Coordinator

> "Due date reminders are a great help, and the search feature makes finding old document a breeze."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6678728)

JR

Jaiden R.

Finance Admin

> "I don't like that I can't edit my comments OR add another comment without waiting on someone else to respond first."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6585119)

VR

Verified Reviewer

Director

> "I appreciate how all my invoices are organized in one central place rather than scattered across various email folders."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6644794)

CN

Charles N.

Manager

> "The inability to edit an invoice or contact the sender"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6322377)

SJ

Samarah J.

Retirement and Leaves Specialist

> "Also allows attachments which is extremely helpful when reviewing multiple invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6729463)

BL

Burhanuddin L.

Accounting Manager

> "I can't create certain reports that I would like to see for my own analytics."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6578417)

Aaron S.

Treasurer

> "Workflow is fantastic for AP as well procurement purchase requests and admin controls are great so that you can enable or..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6292385)

CL

Christopher L.

Controller

> "Some issues with expedited check payments."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6823084)

DR

Dina R.

Executive Director

> "It really streamlines the communication between the field and our accounts payable."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6608645)

TP

Travis P.

Dietary Manager

> "I wish it would alert me better when my invoices start piling up, but really that could just be operator error!"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626665)

AR

Anna R.

Accounting Manager

> "I love how all invoices that are emailed to our AP inbox automatically gets uploaded into Stampli."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6387562)

Aaron S.

Treasurer

> "It doesn't integrate on an invoice level with our ERP for job costing on construction invoices which does duplicate a..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6292385)

CF

Chris F.

Director of Investments

> "I appreciate how Stampli streamlines the invoice approval process, making it faster and more efficient."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6737729)

SH

Sam H.

VP

> "Some of the configuration settings are finicky for the stampli card."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6462237)

RW

Richard W.

Executive Director

> "It has provided a more productive way to review and approve/deny invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6577808)

KM

Keleigh M.

Project Accountant

> "Uploading receipts with accurate coding information is virtually impossible."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6743943)

JP

Jason P.

IT Manager

> "The automated matching of Receipts to Invoice has been spot on."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6729422)

EP

Emily P.

Business Office Manager

> "The credit memos work horrible sometimes they won't load and you will put them in over and over again"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6686739)

AN

Anto N.

Manager

> "The key feature what I liked is the IVA capturing the invoice number, invoice date, due date and other key fields instead of..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6051574)

JB

Jory B.

Director of Development and Communications

> "It can be a little slow to load the web page from the email link."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6347297)

BG

Brett G.

IT Director

> "We are able to communicate with AP regarding the payment status, allocation, and approval of invoices submitted easily with..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6056022)

RM

Rod M.

CFO

> "We are having some difficulties with invoices that need to be matched with purchase orders and the system not enabling up to..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6050392)

TS

Thomas S.

Central Supply Director

> "I think this system allows transparent reviews for all activities."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6587606)

KC

Katelyn C.

Office Manager

> "The thing I like the least about Stampli is that sometimes an invoice gets uploaded twice."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6692114)

CS

Cody S.

Accounts Payable

> "Stampli suggests data entries based on previous entries, building it's helpfulness over time."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6750712)

KF

Kelly F.

Program Manager

> "Not sure if this is a stampli or org problem but I don't like that I can't send out direct deposits."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6686074)

KD

Kimberly D.

Compliance Manager

> "With Stampli, gone are the days of lost invoices and delayed approvals – everything is centralized and easily accessible,..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6295341)

ME

Michael E.

Accounts Payable Specialist

> "Occasionally I will not get notification when a payment doesn't go through."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6758684)

CE

Cason E.

VP of Operations

> "Love using stampli, it makes approving and tracking invoices so much easier!"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6641380)

JR

Julie R.

Program Administrator

> "Does not have capacity to work with the multiple funding sources"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6589219)

SN

Saad N.

VP of operation

> "excellent , allows for streamlining of invoices"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6757586)

JH

Justin H.

accountant

> "Can't scan paper invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6588910)

KD

Kimberly D.

Compliance Manager

> "Regardless of whether your organization utilizes QuickBooks, NetSuite, or another platform, Stampli seamlessly integrates,..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6295341)

HE

Henry E.

Manager

> "Seems user friendly but seems like its missing some information that should be tied to the invoice."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6648661)

LW

Lindsey W.

Director of Revenue and Reservations Strategy

> "Swiftness of getting invoices approved in a company that is spread throughout the nation."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6698645)

NL

Nathan L.

store manager

> "Sped up our invoice processing a lot."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6621413)

LW

Laura W.

Administrative

> "the program is very user friendly, and this is a fantastic way to keep control of invoices and maintain expenses."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6635456)

JJ

Joshua J.

Accounting Manager

> "The only issue I have with Stampli is needing to have an additional user license for the server to be logged into at all..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___5021828)

KB

Kayla B.

Director of Jewish Family Engagement

> "It has simplified our check request processes for AP."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6329277)

TB

Thomas B.

Dining Serivices Director

> "When information is incorrect not a simple process to fix, not bad but not simple"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6648700)

Jared K.

SVP Marketing Operations and Capabilities

> "It's been good at keeping communication open between me and accounts payable."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626981)

AJ

Anne J.

Controller

> "also it does not allow me to customize the columns that i want to download the report."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6073136)

MD

Missie D.

Senior Human Resources Director

> "easy to use great app shows the details on the invoice and you can message if the invoice should not be paid"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6611496)

LA

Lane A.

Administrator

> "Slower than previous payable system that we had."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6757682)

Marty B.

Sr Director Finance and Accounting

> "The paperless approval of invoices, the paperless storage of our documents has made the solution valuable."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___5023499)

SL

Stephen L.

Customer Advocate

> "Had a hard time looking at the attachment without blowing it up."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6749564)

AP

Anthony P.

Supply Chain Manager

> "It also helps our team communicate on specific invoices and records, making it great to cut back on all the emails."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6047982)

EB

Emily B.

Director of People and Culture

> "Sometimes it can be hard to communicate requests to change an invoice if we received something incorrect."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6051798)

DL

David L.

Purchasing

> "I like using Stampli to approve invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6606066)

SH

Seam H.

Manager

> "I've already had to reset my password."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6576886)

AR

Anna R.

Accounting Manager

> "Stampli is a great addition for any accounting software if you are looking to streamline your AP process. "

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6387562)

JH

Justin H.

accountant

> "Can't read excel docs."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6588910)

CJ

Chase J.

LNHA

> "I love the notifications when an invoice needs approved."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6643932)

MVS

Mastan Vali S.

Material planning and logistics analyst

> "However, I couldn't find an easy and visible option to do this."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6614851)

AR

Antone R.

Project Manager

> "It has made reviewing, organizing, and approving much easier for me, as a PM."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6578278)

KD

Kelly D.

President CEO

> "A few import features are not functioning as hoped, so it does add a manual step."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6184820)

[View Reviews](https://www.capterra.com/p/147301/Stampli/reviews/)

## User interface

4.40 (3,292)

[Stampli](https://www.capterra.com/p/147301/Stampli/)

4.82 (463)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Xero

36/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

Stampli

Top features

42/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/147301/Stampli/#features)

### Recognition

Xero is recognized as a top-rated tool in 4 Capterra Shortlist reports

Stampli is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Stampli

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

Stampli

-   By Stampli
-   Located in United States
-   Founded in 2014

## Popular Comparisons

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4.8

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Features

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4.8

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4.3

[View full comparison](https://www.capterra.com/compare/147301-212058/Stampli-vs-QuickBooks-Desktop-Pro)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.7

Features

4.2

4.8

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-147301/Intacct-vs-Stampli)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,042)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,247)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Contact vendor for pricing

Price

$7/month

4.7

Features

4.2

4.8

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-147301/Concur-Expense-vs-Stampli)