# Compare Xero vs Stampli 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Xero and Stampli based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/120109-147301/Xero-vs-Stampli

---

# Xero vs Stampli Features and Cost Comparison

Last updated March 27th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

XeroStampli2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.8 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,269 reviews](#user-reviews)

Positive

2,872

Neutral

237

Negative

160

[## Stampli](https://www.capterra.com/p/147301/Stampli/)[4.8 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.7

Ease of Use

4.8

Customer Service

4.7

Reviews Sentiment

Based on [463 reviews](#user-reviews)

Positive

457

Neutral

6

Negative

0

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 5,444 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

88%Fit

Feature ratings

Accounting

4.6

Financial Management

4.6

Bank Reconciliation

4.5

Invoice Processing

4.6

Billing & Invoicing

4.6

75%Fit

Missing features

Feature ratings

Accounting

4.7

Financial Management

4.7

Bank Reconciliation

NA

Invoice Processing

4.8

Billing & Invoicing

4.8

User satisfaction

User satisfaction

4.4

User reviews[3,269](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

4.8

User reviews[463](https://www.capterra.com/p/147301/Stampli/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.6

Customer support

4.7

Price starts from

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

Best for

Stampli works for companies of all sizes (small-business, mid-market, enterprise).

## User reviews

Pros & cons

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

VR

Verified Reviewer

Founder and Copywriter

> "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

SF

Stephanie F.

Owner

> "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

VR

Verified Reviewer

Editor

> "Xero does not offer a dedicated phone support line."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704)

JC

Jesse C.

Managing Director

> "We love the ability to connect and reconcile our accounts, easily process payroll, sign up new staff and process credit card payments for better cashflow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6306306)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

MM

Maria M.

communication specialist

> "Sometimes the interface feels a little cluttered."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042)

NM

Nick M.

Manager

> "The cloud-based functionality means I can update financial records or send out invoices from anywhere, at any time, which is a lifesaver for a mobile entrepreneur like..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6235128)

HT

Helen T.

Business Adminsitrator

> "The email address the invoices are sent from a generic email address which some companies reject"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6762194)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

NH

Natalie H.

Partner and co-founder

> "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

JG

Jacob G.

Owner Franchisee

> "The numbers of users triggering a different payment amount is not the best for a small business."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378)

Craig B.

Managing director

> "With accounting going digital, Xero is affordable and user friendly, allows multiple usersvwith various levels of access."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037092)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

TH

Tamim H.

maneger

> "Comprehensive Reporting: The robust reporting tools provide detailed insights into financial performance, helping businesses make informed decisions and maintain healthy..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6306678)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

MC

Matthew C.

Director

> "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551)

ID

Irina D.

CTO

> "Some authentication issues, lack of user management, and can be a bit complicated to use at times"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6793617)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

CB

Chris B.

Owner

> "Worse offering for taking credit card payments"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

EH

Erin H.

Google Ads Specialist

> "It's mildly annoying that when I started with Xero I was on such a good price - I don't use it for all that much besides what I've said in this review -- and there have..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

VR

Verified Reviewer

Account and content marketing manager

> "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

SN

Samuel N.

CEO

> "I did have some issues getting set up and connecting bank accounts, which resulted in duplicates for one of my credit cards."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6301773)

SP

Shelley P.

Manager

> "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704)

DM

Daniel M.

Owner

> "Also, the learning curve can be a bit steep when diving into more complex accounting features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6823952)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

HA

Haithem A.

NA

> "The way it is built to make it easier to search of clients and invoices, great way of ammending invoices"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6819344)

GL

Gus L.

CFO and Principal Engineer

> "No way to generate travel expense report using labels"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756)

Rodrigo T.

Director of Cyber Security

> "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

LS

Ladan S.

ceo

> "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802)

BT

Badri T.

System Operator

> "Comprehensive Features: Xero Software has wide range features like expense tracking, reconciliation and reporting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6289484)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

VR

Verified Reviewer

Managing Director

> "Xero has saved me a lot of time due to automated postings, intelligent bank rec and bank feeds."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6801834)

VR

Verified Reviewer

Managing Director

> "The permissions are not granular enough to control users in the way that I would like."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6801834)

Abbey W.

owner, founder

> "Xero threads the needle perfectly, being simple to use and get the information I need while still being robust enough to fill all of my business needs."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7082345)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

SS

Sonny S.

AP manager

> "What I appreciated most about Stampli was its ability to streamline and modernize the accounts payable process while remaining..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7107127)

SB

Skylar B.

Director of Finance

> "You cannot limit the GL accounts in Stampli, so users have access to accounts they should not use, which can increase the review time."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7002665)

Aaron S.

Treasurer

> "Workflow is fantastic for AP as well procurement purchase requests and admin controls are great so that you can enable or disable batch..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6292385)

SV

Susan V.

Sr. Contract Administrator

> "Can not print invoice view feature, nor can you copy any of the information, view feature does not display what page of the invoice you..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6574547)

VR

Verified Reviewer

Senior Manager

> "So far, the best features we have used are: AI smart invoice reading and automatically filling in the information, an interactive..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6470230)

Aaron S.

Treasurer

> "It doesn't integrate on an invoice level with our ERP for job costing on construction invoices which does duplicate a significant..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6292385)

RB

Robert B.

Controller

> "Stampli has significantly improved the speed, accuracy, and transparency of our AP process."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___7107128)

SV

Susan V.

Sr. Contract Administrator

> "Some pdf's do not upload properly missing the content of the invoice, thus causing duplicate work to upload the invoice in the..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6574547)

JG

Jay G.

Accounting Specialist

> "The smooth, automation-streamlined, and centralized process from upload to coding to approval to posting, all with a very useful and..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6585076)

JR

Jesus R.

Vineyard Manager

> "The only downside I found is on the credit card processing of the program of having to upload or take picture of the receipts every..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6322933)

CS

Cody S.

Accounts Payable

> "Overall, Stampli has improved a tedious, manual process and brought all our invoice processing, purchase order receipts, and purchasing..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6750712)

CF

Christian F.

Accountant

> "When I go to an invoice that has been paid through Stampli I am not able to click on the check and it take me to the payment."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6679917)

KD

Kimberly D.

Compliance Manager

> "With Stampli, gone are the days of lost invoices and delayed approvals – everything is centralized and easily accessible, enhancing..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6295341)

KR

Kristen R.

Accounts Payable Specialist

> "The only con on my end for Stampli is that my inventory software does not link, but that has more to do with the inventory software and..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6616789)

KD

Kimberly D.

Compliance Manager

> "Regardless of whether your organization utilizes QuickBooks, NetSuite, or another platform, Stampli seamlessly integrates, eliminating..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6295341)

SW

Suzanne W.

Chief of Staff to the CEO

> "After you submit an invoice and forget to upload any docs, it doesn't allow you to go back to upload."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6630086)

JP

John P.

Chief Growth Officer

> "The system's step-by-step record keeping of approvals, comments regarding each step of the approval process, etc. is very valuable."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6660670)

RC

Roxanne C.

Logistics

> "Receiving a high volume of Stampli notifications can lead to notification fatigue, potentially causing important invoices to be..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6670146)

PM

Puwana M.

Accountant

> "Using stampli for 3+ years and the AP process has got streamlined, ACH payment processing make an easy job than printing checks"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6756162)

ES

Elizabeth S.

Accounts Payable

> "Sometimes when uploading an invoice you can't see pages besides the fist one, it just says the document is loading try again."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6579100)

Jared K.

SVP Marketing Operations and Capabilities

> "Approving invoices is super easy because I can see the invoice, review contracts and then ensure that invoices line up with..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626981)

Jared K.

SVP Marketing Operations and Capabilities

> "I think the main thing is having to look into another platform to find a copy of a past invoice. Where as before Stampli I'd have a..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626981)

RC

Roxanne C.

Logistics

> "Having all invoices consolidated in one platform, rather than mixed with emails, greatly simplifies tracking and review."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6670146)

IG

Isabella G.

Accounting Manager

> "There were two instances where Stampli incorrectly coded an invoice to a different vendor based on the invoice format."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6707181)

Aaron S.

Treasurer

> "I've used Stampli for about 3+ years now in two different companies and while the price point is a higher than the two other companies..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6292385)

MV

Michael V.

Accountant

> "The least thing I dislike about Stampli is that sometimes there are certain errors that pop up that I do not know what they are..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6415642)

SC

Steve C.

Senior Construction Supervisor

> "I like the notifications and the ability to go back and find old invoices with a simple search"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6313578)

JR

Jaiden R.

Finance Admin

> "I don't like that I can't edit my comments OR add another comment without waiting on someone else to respond first."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6585119)

TJ

Tyler J.

Purchasing Manager - Electrical

> "It helped us fill a gap when we had to change our process for reviewing and improving invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6323172)

CN

Charles N.

Manager

> "The inability to edit an invoice or contact the sender"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6322377)

CF

Christian F.

Accountant

> "I have been using Stampli for over half a year and it makes the invoice process super easy, whether it is coding them, sending them to..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6679917)

BL

Burhanuddin L.

Accounting Manager

> "I can't create certain reports that I would like to see for my own analytics."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6578417)

KD

Kimberly D.

Compliance Manager

> "One of the standout features of Stampli is its seamless integration with existing accounting systems."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6295341)

CL

Christopher L.

Controller

> "Some issues with expedited check payments."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6823084)

RM

Riley M.

Sub-Rental Coordinator

> "Due date reminders are a great help, and the search feature makes finding old document a breeze."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6678728)

TP

Travis P.

Dietary Manager

> "I wish it would alert me better when my invoices start piling up, but really that could just be operator error!"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6626665)

NB

Nathan B.

Systems Administrator

> "Our accountants are happy that invoices are being captured, assigned, and processed correctly the first time. And I'm happy that I'm..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6280047)

PI

Phillip I.

Director of Development

> "The terribly small window setup in the UI to view invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6240974)

BD

Brent D.

Finance Manager

> "As a fast-growing small business, we needed an organized and intuitive way to process and search invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6261710)

SH

Sam H.

VP

> "Some of the configuration settings are finicky for the stampli card."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6462237)

VR

Verified Reviewer

Director

> "I appreciate how all my invoices are organized in one central place rather than scattered across various email folders."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6644794)

KM

Keleigh M.

Project Accountant

> "Uploading receipts with accurate coding information is virtually impossible."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6743943)

SJ

Samarah J.

Retirement and Leaves Specialist

> "Also allows attachments which is extremely helpful when reviewing multiple invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6729463)

EP

Emily P.

Business Office Manager

> "The credit memos work horrible sometimes they won't load and you will put them in over and over again"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6686739)

MN

Maryam N.

Marketing Coordinator

> "The central dashboard is yet another powerful feature that enables us to manage and track invoices with ease, providing instant..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___4763824)

JB

Jory B.

Director of Development and Communications

> "It can be a little slow to load the web page from the email link."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6347297)

MN

Maryam N.

Marketing Coordinator

> "The tracking of approvals has become more transparent, and we have access to reports that enable us to clarify all account details with..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___4763824)

RM

Rod M.

CFO

> "We are having some difficulties with invoices that need to be matched with purchase orders and the system not enabling up to post those..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6050392)

DR

Dina R.

Executive Director

> "It really streamlines the communication between the field and our accounts payable."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6608645)

KC

Katelyn C.

Office Manager

> "The thing I like the least about Stampli is that sometimes an invoice gets uploaded twice."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6692114)

AR

Anna R.

Accounting Manager

> "I love how all invoices that are emailed to our AP inbox automatically gets uploaded into Stampli."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6387562)

KF

Kelly F.

Program Manager

> "Not sure if this is a stampli or org problem but I don't like that I can't send out direct deposits."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6686074)

BM

Breanna M.

Executive Director

> "I really like the email reminders that are sent to remind me to login and approve invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6261047)

SH

Schorrod H.

Procurement Manager

> "Some invoices that do not belong to my department is asking for my approval"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6259845)

PA

Prajjwal A.

Software Engineer-II

> "To begin with, it has streamlined and automated the invoice management process, which has cut down on the effort and resources needed..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___4788786)

ME

Michael E.

Accounts Payable Specialist

> "Occasionally I will not get notification when a payment doesn't go through."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6758684)

CF

Chris F.

Director of Investments

> "I appreciate how Stampli streamlines the invoice approval process, making it faster and more efficient."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6737729)

JR

Julie R.

Program Administrator

> "Does not have capacity to work with the multiple funding sources"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6589219)

RW

Richard W.

Executive Director

> "It has provided a more productive way to review and approve/deny invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6577808)

JH

Justin H.

accountant

> "Can't scan paper invoices."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6588910)

JP

Jason P.

IT Manager

> "The automated matching of Receipts to Invoice has been spot on."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6729422)

HE

Henry E.

Manager

> "Seems user friendly but seems like its missing some information that should be tied to the invoice."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6648661)

AN

Anto N.

Manager

> "The key feature what I liked is the IVA capturing the invoice number, invoice date, due date and other key fields instead of manual..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6051574)

NL

Nathan L.

store manager

> "Sped up our invoice processing a lot."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6621413)

BG

Brett G.

IT Director

> "We are able to communicate with AP regarding the payment status, allocation, and approval of invoices submitted easily with in the app."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6056022)

JJ

Joshua J.

Accounting Manager

> "The only issue I have with Stampli is needing to have an additional user license for the server to be logged into at all times."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___5021828)

TS

Thomas S.

Central Supply Director

> "I think this system allows transparent reviews for all activities."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6587606)

CM

Crystal M.

Senior Accountant

> "Not being able to set up new clients on our own."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6301689)

EM

Emily M.

Accountant

> "Stampli makes it easy to approve invoices and add receipts to send over to QuickBooks."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6236819)

DR

Daniel R.

Controller

> "There's not published or proivded instructional videos."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6249255)

CS

Cody S.

Accounts Payable

> "Stampli suggests data entries based on previous entries, building it's helpfulness over time."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6750712)

TB

Thomas B.

Dining Serivices Director

> "When information is incorrect not a simple process to fix, not bad but not simple"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6648700)

PA

Prajjwal A.

Software Engineer-II

> "This product has been a massive win for us, from its seamless interface with our accounting software to its straightforward invoicing..."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___4788786)

AJ

Anne J.

Controller

> "also it does not allow me to customize the columns that i want to download the report."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6073136)

CE

Cason E.

VP of Operations

> "Love using stampli, it makes approving and tracking invoices so much easier!"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6641380)

LA

Lane A.

Administrator

> "Slower than previous payable system that we had."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6757682)

SN

Saad N.

VP of operation

> "excellent , allows for streamlining of invoices"

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6757586)

WR

Will R.

Manager

> "It hard to upload receipts."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6280887)

LW

Lindsey W.

Director of Revenue and Reservations Strategy

> "Swiftness of getting invoices approved in a company that is spread throughout the nation."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6698645)

SL

Stephen L.

Customer Advocate

> "Had a hard time looking at the attachment without blowing it up."

[See full review](https://www.capterra.com/p/147301/Stampli/#Capterra___6749564)

[View Reviews](https://www.capterra.com/p/147301/Stampli/reviews/)

## User interface

4.40 (3,269)

[Stampli](https://www.capterra.com/p/147301/Stampli/)

4.82 (463)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Xero

35/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

Stampli

Top features

42/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/147301/Stampli/#features)

### Recognition

No recognitions have been awarded to Xero

No recognitions have been awarded to Stampli

### Deployment & support

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Stampli

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

Stampli

-   By Stampli
-   Located in United States
-   Founded in 2014

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[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.7

Features

4.2

4.8

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-147301/Concur-Expense-vs-Stampli)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,037)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.7

Features

4.2

4.8

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-147301/Intacct-vs-Stampli)