# Compare Xero vs Quicken 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Xero and Quicken based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/120109-151854/Xero-vs-Quicken

---

# Xero vs Quicken Features and Cost Comparison

Last updated May 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

XeroQuicken2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (465)](https://www.capterra.com/p/151854/Quicken/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,307 reviews](#user-reviews)

Positive

2,906

Neutral

239

Negative

162

[## Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (465)](https://www.capterra.com/p/151854/Quicken/reviews/)

Starting Price

$47.88/year

Value-for-Money

3.8

Functionality

3.9

Ease of Use

3.9

Customer Service

3.5

Reviews Sentiment

Based on [465 reviews](#user-reviews)

Positive

344

Neutral

50

Negative

71

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## Summary

* * *

Key features rated by users

Features selected based on 8,083 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

81%Fit

High performer

Feature ratings

Income & Balance Sheet

4.6

Chart of Accounts

4.5

Data Security

4.4

Financial Reporting

4.4

Document Management

4.6

\--%Fit

Missing features

Feature ratings

Income & Balance Sheet

NA

Chart of Accounts

NA

Data Security

NA

Financial Reporting

4.2

Document Management

3.0

User satisfaction

User satisfaction

4.4

User reviews[3,307](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

3.9

User reviews[465](https://www.capterra.com/p/151854/Quicken/reviews/)

Ease of use

3.9

Functionality

3.9

Value for money

3.8

Customer support

3.5

Price starts from

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$47.88Flat Rate, Per Year

-   Free version
-   Free trial

Best for

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

Best for

Primarily catering to businesses of all sizes, it is a property management solution that helps manage tax planning, tenants rent payments, and rental properties.

## User reviews

Pros & cons

RR

Rebecca R.

Production manager

> "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

NC

Nikki C.

permit technician

> "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

BN

Bill N.

Senior Financial Accountant

> "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

NC

Nikki C.

permit technician

> "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

VR

Verified Reviewer

Treasury Accountant

> "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

AB

Andrew B.

Owner

> "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928)

NK

Navpreet K.

Manager and CPA

> "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223)

VR

Verified Reviewer

Treasury Accountant

> "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

BN

Bill N.

Senior Financial Accountant

> "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

LC

Laura C.

Administration Manager

> "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

KP

Kelly P.

Manager

> "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951)

VR

Verified Reviewer

Treasury Accountant

> "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

RD

Rudo D.

Accountant

> "They increase prices so often and they sometimes do not offer discounts when you have multiple companies"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

DM

Dasha M.

Consultant

> "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499)

CG

Cecilia G.

Administration

> "Xero’s subscription tiers have increased in cost, which can become expensive for users."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251)

JM

Jesse M.

Senior Accountant

> "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

VR

Verified Reviewer

Treasury Accountant

> "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than this."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

RT

Rachel T.

Accounts Administrator

> "Lately there have been some software issues which slowed things down, but these happen rarely. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting them..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

CS

Chloe S.

Bookkeeper

> "Xero is good for bank account reconciliation when it syncs with your account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

TE

Timothy E.

Owner

> "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant very..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

WJ

Will J.

Director

> "Good initially, but I had a lot of issues with square integration and the cost got too high in the end."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

SF

Stephanie F.

Owner

> "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

CC

Christine C.

Finance

> "For report updates I find with updates they become more complex and busy with no way to edit to strip out the unwanted additions. If you have multiple companies/organizations and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4904840)

Rodrigo T.

Director of Cyber Security

> "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RV

Robert V.

Bookkeeper and Owner

> "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support article". "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641)

JC

Jasmine C.

Accountant

> "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437)

VR

Verified Reviewer

Editor

> "Xero does not offer a dedicated phone support line."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

LL

LaDonna L.

Receptionist

> "I like using Quicken instead of a check register, because it makes recording checks easier (autofill, recurring..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7165844)

JH

John H.

President

> "I've used Quicken for many years. While it can be frustrating at times, I have found no other program on the market..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

JG

James G.

Director

> "We have found the QUICKEN offers us comprehensive options overall categorizing items making it easier in tax time,..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7142782)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "There is no practical way that I can match scheduled or other transactions already entered into my register with..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

RR

Rosanne R.

Owner

> "It's a wonderful program for small businesses to use, and there is little training needed to manage your invoices, view..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7157003)

HL

Henry L.

Purchasing Manager

> "It was a bit overwhelming with alot of features, and setting up accounts and learning how to generate reports took a..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

VR

Verified Reviewer

Director

> "This is still the go to bill keeping and invoice tracking software for us, it has new features like send auto reminders..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7070513)

BJ

Bob J.

Member Engagement Coordinator

> "I can't imagine keeping up with my household finances, retirement savings, and tax records without it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6443982)

RD

Raegan D.

Owner, Bookkeeper

> "I also really appreciate that my bank, credit card, and liability accounts can all be linked so the data is aggregated..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

MB

Michelle B.

Owner attorney

> "My accountant says she no longer uses it so I can't send her electronic Quicken reports anymore. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6786729)

RR

Rosanne R.

Owner

> "We really enjoyed working with Quicken. But there were times when it felt very overwhelming for the size of our..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7157003)

EK

Edward K.

COO

> "Updating the software and/or restoring a backup can be sketchy at times."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

VR

Verified Reviewer

Freelance audio typist

> "I like having all my income streams in one place and being able to create rudimentary invoices (although I prefer..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871715)

Nicholas B.

Senior Accountant

> "I also do not love how Quicken treats transfers between accounts as income and expense."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6449287)

JH

Joy H.

Director

> "I enjoy the ease of separating our money into the different budget categories and the convenience of being able to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

KO

Keith O.

Owner

> "Very expensive, add ons cost way to much for what smaller businesses want to have there software priced at."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6817509)

HL

Henry L.

Purchasing Manager

> "Most important to me currently is Investment tracking, so i can monitor stocks and retirement accounts with real time..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

JH

Joy H.

Director

> "I have occasionally had trouble when a check is written incorrectly and needs to be reprinted."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

JH

Joy H.

Director

> "It helps us keep our financial information organized in one place which makes it easier to make sure we are on track..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

DW

Deborah W.

Admin

> "For a small business it was missing some key components like payroll."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

RH

Rick H.

Owner

> "This software allows me to track my income, expenses and investments all in one place."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6569281)

JS

James S.

Owner

> "Reports are problematic and Quicken is not quick to fix their bugs."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6741825)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "The hope that I could transfer my decades of data from "Quicken for the Mac 2007" to Quicken Classic Premier, for which..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

RD

Raegan D.

Owner, Bookkeeper

> "Not really a fault of the software but still an inconvenience."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

SK

Sheila K.

Admin

> "I found using Quicken to be very user friendly, making it easier to do my everyday tasks. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7151424)

HL

Henry L.

Purchasing Manager

> "The interface is not beginner friendly. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

RD

Raegan D.

Owner, Bookkeeper

> "I love that I can access Quicken Simplifi via the app on my phone or via the website."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

VR

Verified Reviewer

Principal

> "Web App is very basic."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7001405)

MM

Maggie M.

Administrative Assistant

> "One of the biggest advantages is how easy it is to copy and paste previous entries—it saves a lot of time on entering..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6573731)

JH

Jason H.

Owner

> "Hard to integrate into the flow of my business"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

Peter H.

President

> "I like having all my financial info in one place, I also like the online downloading of transactions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6686976)

DM

Deborah M.

Admin Assistant

> "The overall look of Quicken is outdated."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

DM

Deborah M.

Admin Assistant

> "Being able to edit and change my spreadsheet is unlimited."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

JK

James K.

Treasurer

> "There are glitches with some of the updates which messes up the check register."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6306573)

NC

Nelson C.

Principal Broker

> "Web-based allows me to work off an iPad or iPhone instead of carrying my laptop around when I am on the road or abroad..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6084081)

Giau N.

Manager

> "Limited bank integration: We've had difficulties connecting our bank accounts with Quicken, making it challenging to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4497451)

JH

John H.

President

> "It makes it easy to keep track of expenses and bank accounts"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

MP

Michael P.

Attorney

> "It drives me crazy that you can't sync information between computers."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4959166)

SB

Susana B.

Veterinarian

> "I had a very technical question on a process, and customer support answered promptly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871130)

MM

Matthew M.

Leasing Agent

> "Sometimes the application runs slow, but that is more likely a cause of my older computer."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

JL

Jodi L.

CEO

> "The features and functionality of Quicken meet many of my business. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

DP

Donald P.

Broker

> "Some of the syncing and getring reports can be slightly confusing."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6165453)

JL

Jodi L.

CEO

> "It has more of a scaleable feature."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

JB

Joseph B.

President

> "Payroll options are expensive, and not all the options are available."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___5022681)

RH

Ricky H.

Engineer

> "It is a powerful accounting tool that can provide a visual overview of different accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6035490)

CA

Craig A.

President

> "Quicken no longer allows this type of functionality and only allows you to store the main database on a local 'C' drive."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4836670)

DM

Deborah M.

Admin Assistant

> "Quicken has been easy to use and budget my personal and small business accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

JH

Jason H.

Owner

> "It was ok, but wasn’t easy enough to use"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

DW

Deborah W.

Admin

> "Compared to other accounting software - it is much more cost effective."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

GG

Gerardo G.

Controller

> "Quicken often has issue connecting automatically to the financial institutions, therefore I prefer to manually download..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3657318)

KJM

KAYLA JANE M.

DIRECTOR

> "This program is best for individual use, and managing your own transactions unrelated to owning any business."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6149364)

DP

Doug P.

owner

> "Customer service has declined in Boise office."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6227947)

JH

Jason H.

Owner

> "Has a lot of features for the average user"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

KS

Kurt S.

Financial Analyst

> "The pricing model is subscription based, the online syncing to bank accounts worked poorly and caused duplicate..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3508366)

LO

Laurie O.

office manager

> "It has helped streamline our business and has been so efficient in our accounting needs"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

DN

Debbie N.

Manager

> "Quicken does not integrate with other accounting software, so users must manually enter data."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

EK

Edward K.

COO

> "If there was a better option, I would go for it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

GO

Gretchen O.

Artist owner

> "It disappeared from my computer and I even tried to download it from the website but it would not give me access even..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4373375)

JC

Jennifer C.

Owner

> "I like that it keeps me on track with all of my accounting for my business."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4974402)

PE

Patrick E.

N/A

> "Neither banner contained a "dismiss" or "X-out" button, only a button saying "RENEW". Because the banners block the..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3267069)

David M.

Disabled Tech Blogger

> "I like the updated tax tables and current regulatory database for up-to-date tax prep tax schedules and deductions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

CJ

Chad J.

Manager

> "Not as user friendly as other products I’ve used in the past."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6044294)

DN

Debbie N.

Manager

> "Quicken can help businesses track their income and expenses, so they can identify areas where they can save money."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

David M.

Disabled Tech Blogger

> "My least favorite thing about this software is that it now requires a subscription instead of buying the program for a..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

LO

Laurie O.

office manager

> "Quicken does so much more than your standard budgeting and financial keeping."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

SR

Sharon R.

owner

> "I now am told I have to pay for subscription yearly. If I had known this at the intial purchase time, I would have..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4658409)

SN

Stephen N.

Venture Advisor

> "The reporting capabilities are excellent!"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6570907)

DP

Diane P.

Attorney

> "Glitches in downloads with bank sometimes mess up register"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3939655)

JH

Joy H.

Director

> "Quicken is very user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

DM

Dickson M.

Cyber security

> "It is difficult to get an investment account's information back on track and right if you make a mistake."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4331806)

DB

Dee B.

Owner

> "Makes tax time easy! "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6834672)

MP

Marcellus P.

Delivery Driver

> "At this time it has become unstable with bugs and hiccups. Although basic it can be a headache at times."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4561322)

RH

Randall H.

CEO

> "It is extremely easy to use and has very simple and understandable reports"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6582257)

JM

Joy M.

Strategic Event & Marketing Director

> "Sometimes I have issues with retrieving something; however, I believe it's user errors and I haven't taken the time to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4797467)

PH

PHILIP H.

Talent

> "It's user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6636703)

RS

Ronald S.

Outreach Coordinator

> "Didn't like how it told some of my future payments that allocated my interest for my car payments which made me want to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3599512)

GBT

Grant Bentley T.

Teacher

> "Spending charts / pie graphs are clear and 'quickly' ..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6170837)

AW

Arnie W.

No

> "daily crashes, slowest software on my computer, i would be embarrassed if i wrote this"

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4469366)

MM

Matthew M.

Leasing Agent

> "I love Quicken for my personal budgeting of my finances."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

Jeffrey A.

copywriter

> "It costs more than many others on the market, can be a but clunky in certain features"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4602940)

[View Reviews](https://www.capterra.com/p/151854/Quicken/reviews/)

## User interface

4.40 (3,307)

[Quicken](https://www.capterra.com/p/151854/Quicken/)

3.90 (465)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounts Payable

150

Important

Accounts Receivable

120

Important

Xero

Top features

39/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

Quicken

17/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/151854/Quicken/#features)

### Recognition

Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports

No recognitions have been awarded to Quicken

### Deployment & support

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Quicken

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

Quicken

-   By Quicken
-   Located in United States
-   Founded in

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4.2

3.9

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-151854/NetSuite-vs-Quicken)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.90 (465)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.00 (608)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

$47.88/year

Price

$124.42/month

3.9

Features

3.9

3.9

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/151854-174753/Quicken-vs-Sage-50cloud)