--- title: "Compare Xero vs Zoho Books 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Xero and Zoho Books based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/120109-163115/Xero-vs-Zoho-Books" page_type: "comparison" language: "en" publication_date: "2026-10-19" --- # Xero vs Zoho Books Features and Cost Comparison Last updated October 19th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: XeroZoho Books2/4 selected [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,341 reviews](#user-reviews) Positive 2,935 Neutral 241 Negative 165 [## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) Starting Price $20.00/month Value-for-Money 4.4 Functionality 4.3 Ease of Use 4.4 Customer Service 4.2 Reviews Sentiment Based on [684 reviews](#user-reviews) Positive 610 Neutral 45 Negative 29 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 9,147 reviews from accounting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit High performer Feature ratings Chart of Accounts 4.5 Data Security 4.4 Document Management 4.6 Billing & Invoicing 4.6 Bank Reconciliation 4.5 62%Fit Missing features Feature ratings Chart of Accounts NA Data Security 4.7 Document Management NA Billing & Invoicing 4.4 Bank Reconciliation 4.2 User satisfaction User satisfaction 4.4 User reviews[3,341](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 User satisfaction 4.4 User reviews[684](https://www.capterra.com/p/163115/Zoho-Books/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.4 Customer support 4.2 Price starts from Price starts from $25Flat Rate, Per Month - Free version - Free trial Price starts from $20Other, Per Month - Free version - Free trial Best for Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. Best for Zoho Books caters to businesses of all sizes across multiple industries, such as legal, real estate, retail, wholesale, education, maritime, financial services, healthcare, manufacturing and more. ## User reviews Pros & cons RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) HB Hayden B. Accountant > "However, the absolute worst thing about this system is that you cannot modify the Default Reporting Dates from Calendar Month to Fiscal Year." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7190510) Jatin K. Accountants > "Its ability to analyze financial trends, provide actionable insights, work with uploaded documents, and combine Xero data with relevant external information makes..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7208097) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) KH Kira H. Information consultant > "Our cash flow has also significantly improved because to the platform's capacity to issue invoices instantly and monitor when clients read them. Although there are..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7206503) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Jatin K. Accountants > "This saves me significant time, reduces repetitive manual work, makes financial information easier to understand, and helps me make faster, more informed business..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7208097) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) Daniel B. Architect > "Some features are locked behind higher tiers which make it difficult to find the right option for smaller businesses" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7193583) Jatin K. Accountants > "I also appreciate that it works within Xero’s existing permissions and security framework, while features such as reviewable AI actions provide greater visibility..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7208097) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) GS Girish S. Engineering Lead > "It makes everyday tasks like bank reconciliation and invoicing quick; the interface is clean, and it keeps everything organised without much effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7215235) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) Marquita V. SALES MANAGER > "It has transformed how I handle day-to-day accounting by moving from manual, error-prone tasks to a highly automated workflow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7194233) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) HH Heather H. Marketing and Communications Executive > "Bill management and multi-currency expense tracking are absolutely seamless, which is vital for my international asset portfolios." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7180656) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) RD Rudo D. Accountant > "They increase prices so often and they sometimes do not offer discounts when you have multiple companies" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) RC Ron C. Engineering and Maintenance Leader > "Clear interface that's easy to pick up even without advanced accounting training, good tracking of expenses related to our raw material purchases, financial..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7213052) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Joy C. Founder > "Excellent - I'm a huge fan of Xero. If you want accounting software that works, has great integrations, isn't bloated with a lot of things you don't need, and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7204858) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) HB Hayden B. Accountant > "Most of the time the AI Bill Coding reads the invoices correctly so I don’t have to type as much which is a small relief." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7190510) AC Arni C. CEO > "I could not even cancel my account due to their authentication issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7210029) Marquita V. SALES MANAGER > "It is a robust, reliable, and essential tool for any growing business looking to save time and increase accuracy in their bookkeeping." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7194233) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JF Jacs F. Owner > "Super easy to tag expenses to specific properties and track rent coming in, though setting up separate tracking categories took a little tinkering." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7201757) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) Daniel B. Architect > "Overall I've had a great experience with setting up and using Xero, it has been easy to navigate, provides lots of training and source material for you to learn..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7193583) VO Vincent O. Owner > "They push a little too much on trying to get referrals." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7195794) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) JC Joey C. Accounting Manager > "The scan invoices feature which auto populates the bill makes it very efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) PR Pupp R. Owner > "It isn’t the easiest software to use if you aren’t already experienced in using accounting software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RV Robert V. Bookkeeper and Owner > "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) CS Chloe S. Bookkeeper > "Xero is good for bank account reconciliation when it syncs with your account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977) HT Helen T. Business Adminsitrator > "The email address the invoices are sent from a generic email address which some companies reject" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6762194) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) VR Verified Reviewer BD Director > "Can be quite expensive for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7175374) Lexus K. Cleaner > "The dashboard is clean and easy to understand, so I can quickly see invoices, expenses, and account balances in one place." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7195882) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) GO Gabriella O. Human resources manager > "I also like how its reporting offers clear real time financial insights to support smarter decisions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7209094) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) PR Pupp R. Owner > "It’s not completely beginner-friendly but that’s only because it is such a comprehensive piece of software. If you take the time to learn how to use it properly..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) RV Robert V. Bookkeeper and Owner > "Constantly increasing prices, integrations with banks and other accounts don't always work and break fairly frequently. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Rodrigo T. Director of Cyber Security > "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) ID Irina D. CTO > "Some authentication issues, lack of user management, and can be a bit complicated to use at times" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6793617) LP Lisa P. Corporate Accountant > "Xero's intuitive interface and seamless integration with various third-party apps make it an excellent choice for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6437974) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) MM Maria M. communication specialist > "Sometimes the interface feels a little cluttered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Vitor A. Product Manager > "Xero's interface AND user experience are outdated, it feels like you are using a tool that hasn't been updated in a decade." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5004907) BW Bradley W. Director > "The Xero interface is exceptionally easy to work with." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7025466) IC Ismael C. Director > "Boring interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6569480) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) HB Hayden B. Accountant > "Xero integrates with Salesforce and Concur fine." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7190510) LG Linet G. Accounts Payable Specialist > "Lack of CRM tools is the only drawback but it integrates with external applications." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6527577) SB Steve B. CTO > "Xero has the best API for integration with other software or building bespoke routines or Apps." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652011) MB Mohammad B. Demand generation lead > "We could not integrate XERO with CharlieHR which was a shame as although we managed holidays from Xero, CharlieHR was our HR platform that could have been great if..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___3702554) FM Fiona M. Director > "The integration with the ATO is super useful and it saves me a lot of time otherwise spent on lodgements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816130) JV Jon V. Owner > "Not a lot of companies know about Xero and do not integrate with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#SoftwareAdvice___4990207) VR Verified Reviewer Group Financial Controller > "Aside from the BAS limitation, it’s been a reliable and user-friendly system" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7046793) SH Scott H. Disability Support Worker > "It was hard at first to understand how to use Xero." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6826320) AB Agustina B. Administrador > "It's fine because is simple and easy but it has many things to become more functional and efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816983) SIM Syed Imran M. Growth Maestro > "Initial Setup is cumbersome and clunky and could be more user friendly." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4809439) ID Irina D. CTO > "Good use of AI and good user experience overall, can be a bit complicated at times" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6793617) NM Nicolo M. Manager > "It offers so many functions that often gets really complicated to be used." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5096405) BH Brooke H. Administrator > "Overall, it has been good as we have transitioned from another software and it is much easier to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7071633) AR Andy R. Director > "Not the most intuitive at times so it can be frustrating" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4599445) Daniel B. Architect > "Their customer support has been amazing in helping me set up and address any bugs and issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7193583) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) BD Ben D. Head Brewer and Founder > "It's rare that I need help but when I've reached out to the customer support team the responses have been quick and helpful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7178511) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) JH Jenna H. Business Manager > "The product is easy to use, it has all functions needed to operate a small business, they are continuously updating features and have a dedicated helpline that you..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6834852) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) VR Verified Reviewer Designer > "Clear and customisable dashboard. And good customer support with fast response times." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7115449) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) JD John D. Financial Controller > "It links to Dext so it can auto import invoices and there is possibility to import and export most information in bulk (works well for chart of..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) JD John D. Financial Controller > "There is Zoho Analytics that might be able to combine all our company's general ledgers but it's not user friendly at all, still not managed to..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) MA Md A. Research Assistant > "It handles the daily grind like sending out invoices and matching up bank statements incredibly well. Plus, if you already use other Zoho apps..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7193987) JD John D. Financial Controller > "The bulk update tool is really frustrating - you can only do 25 items at a time, and it doesn't even show you the transaction details, just the..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) Ritvik V. Owner and E-Commerce Operations Manager > "Being able to see transactions in AED and have expenses automatically pulled from the Wio company account made managing the finances much more..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7202503) JD John D. Financial Controller > "lists some fields you can't have shown on the main page, and some fields can't be shown on reports when theres absolutely no reason why it..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) VR Verified Reviewer IT Engineer > "The automation features save time, and the integration with other Zoho applications makes it an excellent choice for small and growing..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7190979) JD John D. Financial Controller > "Its made by people that have not had to use it as an accounts manager/financial controller, or worked in accounts practice. If the developers..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) VR Verified Reviewer IT Engineer > "The regular updates and automation features make managing finances much more efficient, and I would recommend it to other small and..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7190979) JD John D. Financial Controller > "Oh and smart matching of bank items, is non existent except maybe where a payment matches an invoice exactly - you can't tick multiple at once..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) MZA Muhammad Zohaib A. Talent Acquisition Officer > "It has a simple, easy-to-use interface that makes financial record-keeping and information handling less complicated." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7209606) NHH Nguyen H. H. Deputy Service Manager > "Certain operations such as importing bulk data are a bit cumbersome." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564) Ritvik V. Owner and E-Commerce Operations Manager > "The bank connection with Wio was especially useful because it automatically tracked expenses from the company bank account" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7202503) JD John D. Financial Controller > "Not only that but some things can't be bulk updated, some you have to do manually (like project!)" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7192201) NHH Nguyen H. H. Deputy Service Manager > "The bank feed connection has saved us hours a month working on reconciling transactions." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564) LT Luke T. Director and Tutor > "Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place, despite refreshing..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6829781) VR Verified Reviewer IT Engineer > "Zoho Books is easy to use and offers a clean, intuitive interface that makes accounting tasks straightforward." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7190979) DS David S. Customer Service Representative > "The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better customized." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753) MZA Muhammad Zohaib A. Talent Acquisition Officer > "Zoho Books is a good choice for businesses looking for good affordability and helpful client assistance." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7209606) GK Girish K. Owber > "No desire to even show how a feature works." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078) VR Verified Reviewer Growth Head - Sales > "It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage accounting..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967) GK Girish K. Owber > "Zoho support has no solution for this." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078) BB Ben B. CEO > "Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256) SG Sally G. Customer Service Auditor > "Some features don't work if you are not in the US." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693) VR Verified Reviewer Gen Secretary > "Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as well as large..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032) AV Alisodai V. Proprietor > "They were unable to give any solution for my problem even after 7 months time." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7020672) BB Ben B. CEO > "Favorite feature: automated invoicing and payment tracking." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256) PB Phillip B. President > "For example, if you accidently add a wrong item you will have to cancel it out on the books with another entry." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6178338) VR Verified Reviewer Gen Secretary > "Data management is so good, i am uploading all the invoices too in the application." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032) DR Darren R. Director > "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as some screens..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227) VR Verified Reviewer COO > "I love the waste option of opportunities to adapt things like templates to automate as much as possible and safe time." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480) AM Alicia M. Accountant > "For example, in the UK a sales balance of -£100 means that the customer owes £100 pounds and has to pay." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821) Raj Shekhar S. Cofounder > "Their has been no product failures or issues, and new features are regularly rolled out too." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7066801) HD Haythum D. IT Engineer > "in Zoho Books can't customize more advanced financial reportsZoho Books is more costly compared to other accounting software specially when..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352) DS David S. Customer Service Representative > "It also offers great GST compliance features which are a big advantage for my business." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753) SK Stephen K. insurance manager > "it limits vendors list and once reached you have to pay additional amount first and its very difficult to learn basically how to handle..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4655805) BB Ben B. CEO > "Mobile app is a plus, gives real-time access to financials." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256) ME Mohamed E. manager > "Data migration is quite difficult for businesses with a lot of data." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440) VR Verified Reviewer COO > "Zoho Books combines quoting, invoicing in a very efficient way." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480) MG Michael G. President > "does not integrate easily with Microsoft Office suite" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335) JW Joel W. Program Manager > "I like the way the software allows us to reconcile various transaction hence eliminating errors in reporting." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6167413) DS DAMON S. Director > "Uncleared notifications on the app that I just can’t seem to clear" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6466142) VV Vikas V. Software Consultant > "Reports are a great way to break things down for more clarifity." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6685125) SY Surjesh Y. Software Engineer > "Some users might discover that the software is not as customised as they would want. Although it has a variety of functions, there might not be..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4628961) BB Ben B. CEO > "Cloud-based with a solid mobile app so good for being on the go." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256) HN Hilda N. Youth research advisor > "The application is mostly very slow when updating it and in the process you may lose your data and in the due course costimg you a lot of time..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361) Alfredo J. Consultant > "I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my needs." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659) IL Immaculate L. Finance Director > "The bank connection doesn't always work nicely, sometimes it delay to update and end up sending incorrect statements to customers." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4604401) SG Sally G. Customer Service Auditor > "The interface is clean and clear." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693) Kirti V. developer > "However, some users have reported issues with customer support and limited customization options." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918) ME Mohamed E. manager > "The best thing that has happened to me is the ease with which I can now complete all accounting activities with Zoho Books." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440) Shyamal P. Founder > "They forced us to buy 12 months subscription saying migration won't be done unless we pay2." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027) VK Vinit K. Backend developer > "The ability of Zoho Books to handle accounting chores like billing, expenditure tracking, and bank reconciliations is one of its finest..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4623050) MA Monica A. program manager > "the application is very hard to master mostly on how to handle recurring payments within your organization" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4983997) GK Gatuko K. Accounting Manager > "It handles accounts payable and comes with lots of data security features" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6174493) Becky F. Software Developer > "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of customer..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391) ME Mohamed E. manager > "One of the easiest interfaces for creating estimates and invoices is Zoho Books." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440) VR Verified Reviewer Software developer > "Limited customer support users can only access support via email or live chat,- limited user permissions" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276) Dedre M. Owner > "Due to the fact that you can manager all financially transactions within your dashboard, including invoicing and billing, makes this a valuable..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090) Kirti V. developer > "Zoho Books offers limited support options, which may be frustrating for users who require immediate assistance." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918) ME Mohamed E. manager > "The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440) VR Verified Reviewer Land Surveyor > "There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my email address..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___3433842) HN Hilda N. Youth research advisor > "With Zoho book I have been able to manage customers and suppliers interaction using client protal and by sitting up payments reminders through..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361) DP Darshan P. Administrator > "It has more user restrictions and payroll service is not available." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4775876) NL Nzai L. project officer sanitation and hygiene > "i like the ability of the software to manage clients online through clients patrol and making recuring invoices payments , its user interface..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4962668) BH Ben H. Manager > "Very little hand holding or clues for the average business user that doesn't have an accounting degree." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4622616) SA Sayed A. Project Engineer > "It has automation capabilities, such as automatic bank feeds and recurring invoices, have been praised for saving time and streamlining..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4741271) SV Shanmugam V. Article Trainee > "The data migration from our old software to Zoho was a bit difficult." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740) TA Tarek A. Customer Service Specialist > "I get tasks related to real-time management, such as interval billing and invoicing, so ZohoBooks' features are practical for this field." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4602422) FF Frank F. President > "When there is an update with the a financial institution Zoho Books takes forever to make that update causing issues with keeping tracking of..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3503773) Kirti V. developer > "Zoho Books automates many time-consuming tasks, such as invoicing, payment reminders, and expense tracking, saving you time and increasing..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918) TM Theresa M. CEO > "They forgot to tell you to click on Settings first, and THEN select Preferences." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501) Sarp O. Founder > "It is the most user-friendly and comprehensive accounting platform I have used." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6653779) BC Briana C. Accounts Payable Manager > "Now that things are web-based when the wi-fi goes out I can't use the software." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4344049) SN Siyabonga N. Junior Tax practitioner > "The Online Invoicing has great features such as personalizing invoices with their logo, colours, and fonts., plus you can also track invoice..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4738813) Shyamal P. Founder > "This migration tool fails for unknown reasosns." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027) SV Shanmugam V. Article Trainee > "Many crucial things for a business like billing and invoicing, bank reconciliation, financial reporting, various report generation etc., are..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740) MK Milena K. Bookkeeper > "Limitation of the functions and the customer service wasn't as expected." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4789839) JK Joe K. CEO > "It's an amazing software for those who don't have the 2 mentioned issues" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6628497) KF Kadeem F. IT Consultant > "Invoice customisation is really lacking." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4780181) SG Sally G. Customer Service Auditor > "The interface is clean and clear." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693) TM Theresa M. CEO > "This is the most non-intuitive, difficult, cumbersome, obscure programme I have ever worked with." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501) AB Andrei B. Branch Manager > "I really like Zoho Books, the design is nice and intuitive." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6296522) AD Assimi D. Marketing and communication director > "Zoho books has an interface that is not easy to use." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4556238) AM Alicia M. Accountant > "It looks modern and intuitive." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821) MG Michael G. President > "does not integrate easily with Microsoft Office suite" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335) TM Theresa M. CEO > "We had thought that because of Wave Accounting's recommendation, that Zoho Books would be similarly user-friendly and intuitive." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501) Adrian P. CEO > "The integration for Amazon Seller Central was not great." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___2875128) AC Anthony C. University Intern > "Zoho Books also offers integration with other Zoho services, such as CRM and Human Resources, which makes collaboration and project management..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4782184) GK Girish K. Owber > "Zoho support has no solution for this." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078) AB Andrei B. Branch Manager > "Integrates good with other Zoho apps if you are using them." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6296522) DR Darren R. Director > "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as some screens..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227) Sara B. Human Resources Generalist > "Zoho Books integrates quite smoothly with both Zoho CRM and Zoho Subscriptions." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4514019) Becky F. Software Developer > "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of customer..." [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391) HD Haythum D. IT Engineer > "Zoho Books integrates with other Zoho applicationsZoho" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352) VR Verified Reviewer Software developer > "Limited customer support users can only access support via email or live chat,- limited user permissions" [See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276) [View Reviews](https://www.capterra.com/p/163115/Zoho-Books/reviews/) ## User interface 4.40 (3,341) 4.38 (684) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting 150 Important Accounting Integration 120 Important Xero Top features 27/50 - Access Controls/Permissions - Accounting - Accounting Integration - Accounts Payable - Accounts Receivable - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - AI/Machine Learning - AP Automation - API - Approval Process Control - AR Automation - Audit Management - Audit Trail - Automatic Billing - Autonomous Task Execution - Bank Reconciliation - Billing & Invoicing - Bills of Material - Breadth of Partner Applications - Budgeting/Forecasting - Budget Tracking - Cash Flow Analysis - Cash Flow Management - Cash Management - Categorization/Grouping - Chart of Accounts - Check/W-2 Printing - Client Portal - Cloud Integration - Collaboration Tools - Collections Automation - Compliance Management - Compliance Tracking - Cost Tracking - Credit Card Processing - Currency Conversion - Customer Database - Customizable Alerts - Customizable Templates - Customization - Custom Reporting - Data Extraction - Data Import - Data Import and Export Tools - Data Security - Direct Deposit - Document Management [See all features](https://www.capterra.com/p/120109/Xero/#features) Zoho Books 16/50 - Access Controls/Permissions - Accounting - Accounting Integration - Accounts Payable - Accounts Receivable - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - AI/Machine Learning - AP Automation - API - Approval Process Control - AR Automation - Audit Management - Audit Trail - Automatic Billing - Autonomous Task Execution - Bank Reconciliation - Billing & Invoicing - Bills of Material - Breadth of Partner Applications - Budgeting/Forecasting - Budget Tracking - Cash Flow Analysis - Cash Flow Management - Cash Management - Categorization/Grouping - Chart of Accounts - Check/W-2 Printing - Client Portal - Cloud Integration - Collaboration Tools - Collections Automation - Compliance Management - Compliance Tracking - Cost Tracking - Credit Card Processing - Currency Conversion - Customer Database - Customizable Alerts - Customizable Templates - Customization - Custom Reporting - Data Extraction - Data Import - Data Import and Export Tools - Data Security - Direct Deposit - Document Management [See all features](https://www.capterra.com/p/163115/Zoho-Books/#features) ### Recognition Xero is recognized as a top-rated tool in 3 Capterra Shortlist reports Zoho Books is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zoho Books Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Xero - By Xero - Located in New Zealand - Founded in 2006 Zoho Books - By Zoho - Located in United States - Founded in 1996 ## Popular Comparisons [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,555)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,555)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/163115-190778/Zoho-Books-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,699)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,699)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/163115-174984/Zoho-Books-vs-QuickBooks-Enterprise) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,086)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,086)](https://www.capterra.com/p/135757/NetSuite/reviews/) $20/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-163115/NetSuite-vs-Zoho-Books) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (718)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (718)](https://www.capterra.com/p/76/Intacct/reviews/) $20/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-163115/Intacct-vs-Zoho-Books) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.02 (633)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) $25/month Price $124.42/month 4.3 Features 3.9 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-174753/Xero-vs-Sage-50cloud) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.02 (633)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) $20/month Price $124.42/month 4.3 Features 3.9 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/163115-174753/Zoho-Books-vs-Sage-50cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,054)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online) [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.38 (684)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,054)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $20/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/163115-189398/Zoho-Books-vs-QuickBooks-Online)