# Compare Xero vs Zoho One 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Xero and Zoho One based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/120109-166175/Xero-vs-Zoho-One

---

# Xero vs Zoho One Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

XeroZoho One2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

[Zoho One](https://www.capterra.com/p/166175/Zoho-One/)[4.1 (134)](https://www.capterra.com/p/166175/Zoho-One/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,307 reviews](#user-reviews)

Positive

2,906

Neutral

239

Negative

162

[## Zoho One](https://www.capterra.com/p/166175/Zoho-One/)[4.1 (134)](https://www.capterra.com/p/166175/Zoho-One/reviews/)

Starting Price

$45.00/month

Value-for-Money

4.1

Functionality

4.3

Ease of Use

3.8

Customer Service

3.6

Reviews Sentiment

Based on [134 reviews](#user-reviews)

Positive

106

Neutral

11

Negative

17

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## Summary

* * *

Key features rated by users

Features selected based on 2,072 reviews from business management software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

67%Fit

Missing features

Feature ratings

Real-Time Data

4.4

Collaboration Tools

NA

API

2.5

Accounting

4.6

Client Management

4.6

\--%Fit

Missing features

Not enough reviews

Feature ratings

Real-Time Data

NA

Collaboration Tools

NA

API

\--

Accounting

3.4

Client Management

4.4

User satisfaction

User satisfaction

4.4

User reviews[3,307](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

4.1

User reviews[134](https://www.capterra.com/p/166175/Zoho-One/reviews/)

Ease of use

3.8

Functionality

4.3

Value for money

4.1

Customer support

3.6

Price starts from

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$45Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

Best for

Zoho One is a best fit one-stop solution for small businesses, mid-sized enterprises, large corporations, non-profits, and public administrations.

## User reviews

Pros & cons

RR

Rebecca R.

Production manager

> "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

NC

Nikki C.

permit technician

> "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

BN

Bill N.

Senior Financial Accountant

> "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

NC

Nikki C.

permit technician

> "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

VR

Verified Reviewer

Treasury Accountant

> "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

AB

Andrew B.

Owner

> "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928)

NK

Navpreet K.

Manager and CPA

> "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223)

VR

Verified Reviewer

Treasury Accountant

> "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

BN

Bill N.

Senior Financial Accountant

> "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

LC

Laura C.

Administration Manager

> "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

KP

Kelly P.

Manager

> "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951)

VR

Verified Reviewer

Treasury Accountant

> "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

RD

Rudo D.

Accountant

> "They increase prices so often and they sometimes do not offer discounts when you have multiple companies"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

DM

Dasha M.

Consultant

> "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499)

CG

Cecilia G.

Administration

> "Xero’s subscription tiers have increased in cost, which can become expensive for users."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251)

JM

Jesse M.

Senior Accountant

> "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

VR

Verified Reviewer

Treasury Accountant

> "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than this."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

RT

Rachel T.

Accounts Administrator

> "Lately there have been some software issues which slowed things down, but these happen rarely. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting them..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

CS

Chloe S.

Bookkeeper

> "Xero is good for bank account reconciliation when it syncs with your account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

TE

Timothy E.

Owner

> "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant very..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

WJ

Will J.

Director

> "Good initially, but I had a lot of issues with square integration and the cost got too high in the end."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

SF

Stephanie F.

Owner

> "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

CC

Christine C.

Finance

> "For report updates I find with updates they become more complex and busy with no way to edit to strip out the unwanted additions. If you have multiple companies/organizations and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4904840)

Rodrigo T.

Director of Cyber Security

> "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RV

Robert V.

Bookkeeper and Owner

> "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support article". "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641)

JC

Jasmine C.

Accountant

> "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437)

VR

Verified Reviewer

Editor

> "Xero does not offer a dedicated phone support line."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

Steve H.

SVP of People and Operations

> "I like that we can use a Zoho forms on our website's contact page and have it feed into Zoho Leads with the Lead..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7113436)

KO

Keith O.

Project Manager

> "They release updates with pointless features that no one needs, and then do nothing on the things their customers..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#SoftwareAdvice___7035143)

Aditya J.

Devops

> "It includes apps for CRM, email, accounting, project management, HR, and more, so you don’t need separate tools."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7131958)

DW

Deborah W.

CEO

> "Event subscriptions are incomplete and inconsistent across modules."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7018395)

MS

Manish S.

Business Software Specialist

> "Instead of switching between multiple tools, I can manage CRM, finance, HR, and collaboration from a single..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7068373)

Nikita V.

Marketing Manager CRM

> "If you have to go out of the way of the Zoho structure then the environment is tough to manipulate and requires..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6097335)

Rene M.

IT Manager

> "As an IT manager overseeing offshore and US-based teams, I appreciate how Zoho One centralizes our tools,..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7067361)

AJ

Alan J.

Managing Director

> "The thing that makes Zoho One attractive may also be its weakness. With so many apps to learn, it can be a bit..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#GetApp___5052803)

Steve H.

SVP of People and Operations

> "I added a private Distributor Resources section that is very useful for my distributors."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7113436)

Ayush S.

Application Engineer

> "support team is always evading you and end up leaving you in frustration."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6415746)

Aditya J.

Devops

> "The apps integrate smoothly, which makes daily work easier and saves time."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7131958)

KO

Keith O.

Project Manager

> "Support is terrible and the whole thing is not at all intuitive."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#SoftwareAdvice___7035143)

GM

Gregory M.

Director

> "It also allows us to take plenty of notes and include all the information we need in each account."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6406909)

AJ

Alan J.

Managing Director

> "It feels like everything we need is available but the time it's taking is becoming prohibitive. "

[See full review](https://www.capterra.com/p/166175/Zoho-One/#GetApp___5052803)

MS

Manish S.

Business Software Specialist

> "I like having all business tools in one integrated platform, which saves time and cost."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7068373)

BR

Brandon R.

Director, Business Development

> "Overall, my experience is a frustrating one."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6624497)

Aditya J.

Devops

> "It’s also flexible and affordable, especially compared to using multiple separate tools."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7131958)

RC

Rob C.

CEO

> "It has been horrible, it goes down we have lost weeks at a time trying to fix problems, lots of promises, little..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6176238)

MS

Manish S.

Business Software Specialist

> "For example, CRM integrates well with invoicing, but setup requires effort."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7068373)

VR

Verified Reviewer

Communications

> "Because it has so many features, there are some that an organisation or individual will not need, but you would..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3747880)

RV

Rahul V.

IT and Cybersecurity Coordinator

> "The fact that every module communicates to every other module meant we could deal with vendors and assets in a..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6843641)

EA

Ebrahim A.

Owner

> "Support - Every issue i had could not be solved by a consultant."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___5005745)

AP

Alberto P.

CIO

> "Overall it's been a very positive experience. Once we got past the initial setup, Zoho One became the backbone of..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7174327)

LB

Les B.

MD

> "There is a chat on the app, but when you use it, you get the reply that they are unable to assist and that you..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#GetApp___4833540)

MS

Manish S.

Business Software Specialist

> "I like Zoho One because it brings almost everything a business needs into one place."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7068373)

FN

Faisal N.

Sales

> "too many tabs so users might get confused in the beginning they should run a demo for their users."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3945207)

Steve H.

SVP of People and Operations

> "Incredible for the price."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___7113436)

JB

Jordanna B.

Director

> "There is no seamless way to transition between Zoho programs, like a centralized dashboard, and finding your way..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3463188)

NL

Nick L.

Account Manager

> "Constantly getting access to new and/or updated tools"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6580458)

SS

Steve S.

President

> "Hard to come up with a con - I would have said in the Meeting (zoom like) software not having the blurred..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4522652)

RR

Ryan R.

Inspector

> "Enough to get me by and make it a good experience for my business and worth the cost."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6680842)

MS

Mario S.

Owner

> "Otherwise you will resign."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6114318)

JM

John M.

Owner / Operator

> "It was advertised as an "all-in-one" business solution that "seamlessly" integrates with all your business needs..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4663150)

JM

John M.

Owner / Operator

> "Long story short, the Zoho One and Zoho CRM software are full of bugs. "

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4663150)

Ross E.

General Manager

> "Incredibly positive allowibg us to benefit from a range of software tools rather buying them all separately."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6033631)

NP

Nick P.

CEO

> "Nothing because after 15 hours of contacting support on all channels with premium support nothing works!"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#SoftwareAdvice___3706216)

MB

Morgan B.

Director of Operations

> "We can visualize the information most helpful to make business decisions."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6193931)

VR

Verified Reviewer

Communications

> "Paying for individual apps is even more expensive."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3747880)

TZ

Tom Z.

CTO

> "Happy users are the biggest reward for all those in IT - we achieved it!"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6579016)

AA

Al A.

Manager

> "Sometimes the app crashes."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4381452)

RV

Rahul V.

IT and Cybersecurity Coordinator

> "Great value for what we pay."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6843641)

BF

Betsy F.

Owner

> "I don't like that it takes a long time to set up. But this is key to flexibility. "

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3734617)

Nikita V.

Marketing Manager CRM

> "It is great if you start from scratch and develop your business processes in Zoho one."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6097335)

LB

Les B.

MD

> "e.g. "I cannot log in", a week later - \[sensitive content hidden\]"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#GetApp___4833540)

KV

Kevin V.

Product manager

> "Every piece of software can integrate with one another."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6031273)

SK

Sanchit K.

Co-founder

> "The user interface to say the least and error handling is bad. If I want to change an app owner or service admin..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3413084)

VR

Verified Reviewer

owner

> "Comes with alot of features and products"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4936322)

JM

John M.

Owner / Operator

> "The software is full of bugs. "

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4663150)

RC

Rob C.

CEO

> "IT IS CHEAP, that is its only redeeming quality"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6176238)

AI

Aleksandar I.

Managing Director

> "Customer support is basically non-existent."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4166813)

Prakash C.

Manage your business with zoho one

> "Zoho one provide many solution at one platform which an business need."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3729258)

UA

Umair A.

Researcher

> "Support is somehow not as good as compared to other solutions."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4474956)

RM

Radwa M.

Product Manager

> "CRM is great tool to mange sales process with artificial intelligent help and log all of activities and manage..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3018790)

VR

Verified Reviewer

Founder and CEO

> "I have found the interface to be lagging at time, with occasionally long load time when moving between products."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3296578)

AD

Allan D.

Head of Information Security

> "It's a great tool, I would happily deploy this in future workplaces"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___6175600)

VR

Verified Reviewer

Consultant

> "Internal integrations couldn't help me bring together everything in one place."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3582265)

VR

Verified Reviewer

Founder and CEO

> "Zoho One has allowed to continue using the products that "get it done" while integrating smoothly with each other..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3296578)

Tim S.

Managing director

> "Zoho Flow (Zoho's answer to Zapier) goes someway to help integrate their apps, but still some apps just cannot be..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2739058)

CS

Claire S.

Spiritual Mentor and Coach

> "It is also useful to go to one dashboard for these apps, which I can arrange in a way that suits me, to manage the..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3551623)

JM

John M.

Owner / Operator

> "There's nothing "seamless" about it."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4663150)

JB

Jordanna B.

Director

> "Zoho One gives companies access to basically all Zoho programs which makes it an exceptional value if using more..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3463188)

SK

Sanchit K.

Co-founder

> "Assigning apps to users is a painful process"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3413084)

Daniel N.

CEO

> "I use Zoho One and the tools to keep track of spent time on various projects, save all expenses, invoicing, CRM,..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2419077)

SK

Sanchit K.

Co-founder

> "Team doesn't respond on time and you have to follow up."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3413084)

SS

Steve S.

President

> "Workflows save time/effort and are very easy to create"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___4522652)

MS

Myrna S.

President

> "My consultant wasn't thrilled with their offering to start with and this only made it worse."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3310165)

RM

Radwa M.

Product Manager

> "zoho people mange all hr tasks which make easy to track employee attendance and leaves and so much more."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3018790)

JT

Jordan T.

COO

> "The customer support is horrible."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3612204)

Alec Anton S.

Lawyer

> "To get the most out of it, you need to really design an ecosystem and utilise Zoho apps wherever possible."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3421924)

Tim S.

Managing director

> "I have had responses within minutes and then other tickets I have had to chase for nearly a week to get a..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2739058)

Alec S.

Legal Investigator

> "I can run my business according to a simple monthly fee and still offer clients everything from virtual meetings..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2839650)

VR

Verified Reviewer

Consultant

> "They don't always solve your problem either."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3582265)

Tim S.

Managing director

> "years ago, I loved everything about the platform and loved the integrated nature of apps (books, expense,..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2739058)

MS

Myrna S.

President

> "unreliable with support as described above."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3310165)

VM

Vincent M.

C.E.O.

> "I'm very satisfied, I'm very technical and have a lot of skills so doing some of the stuff that most people are..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3090119)

BS

BALJIT S.

Owner

> "The support team is always evading you and end up leaving you in frustation."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2833428)

VR

Verified Reviewer

Founder and CEO

> "Quick and easy integration, truly puts everything "under one roof" with an intuitive interface and great..."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3296578)

PB

Patrik B.

Software Engineer

> "Too expensive for small businesses,"

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2895550)

VM

Vincent M.

C.E.O.

> "We use the email templates quite frequently, that's a real timesaver."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___3090119)

BS

BALJIT S.

Owner

> "The company has worst customer services."

[See full review](https://www.capterra.com/p/166175/Zoho-One/#Capterra___2833428)

[View Reviews](https://www.capterra.com/p/166175/Zoho-One/reviews/)

## User interface

4.40 (3,307)

[Zoho One](https://www.capterra.com/p/166175/Zoho-One/)

4.14 (134)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting

150

Important

Activity Dashboard

120

Important

Xero

Top features

31/50

-   Access Controls/Permissions
-   Accounting
-   Activity Dashboard
-   AI Copilot
-   API
-   Billing & Invoicing
-   Business Process Automation
-   Calendar Management
-   Client Management
-   Client Portal
-   Collaboration Tools
-   Communication Management
-   Compliance Management
-   Contact Management
-   CRM
-   Customizable Branding
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Document Management
-   Drag & Drop
-   Electronic Payments
-   Employee Management
-   Financial Management
-   Generative AI
-   HR Management
-   Inventory Management
-   Marketing Automation
-   Mobile Access
-   Order Management
-   Payroll Management
-   Performance Metrics
-   Point of Sale (POS)
-   Productivity Tools
-   Project Management
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Reminders
-   Reporting & Statistics
-   Sales Automation
-   Scheduling
-   Supply Chain Management
-   Support Ticket Management
-   Task Management
-   Third-Party Integrations
-   Time & Expense Tracking
-   Time Off Management
-   Training Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

Zoho One

29/50

-   Access Controls/Permissions
-   Accounting
-   Activity Dashboard
-   AI Copilot
-   API
-   Billing & Invoicing
-   Business Process Automation
-   Calendar Management
-   Client Management
-   Client Portal
-   Collaboration Tools
-   Communication Management
-   Compliance Management
-   Contact Management
-   CRM
-   Customizable Branding
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Document Management
-   Drag & Drop
-   Electronic Payments
-   Employee Management
-   Financial Management
-   Generative AI
-   HR Management
-   Inventory Management
-   Marketing Automation
-   Mobile Access
-   Order Management
-   Payroll Management
-   Performance Metrics
-   Point of Sale (POS)
-   Productivity Tools
-   Project Management
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Reminders
-   Reporting & Statistics
-   Sales Automation
-   Scheduling
-   Supply Chain Management
-   Support Ticket Management
-   Task Management
-   Third-Party Integrations
-   Time & Expense Tracking
-   Time Off Management
-   Training Management

[See all features](https://www.capterra.com/p/166175/Zoho-One/#features)

### Recognition

Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports

Zoho One is recognized as a top-rated tool in 5 Capterra Shortlist reports

### Deployment & support

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zoho One

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

Zoho One

-   By Zoho
-   Located in United States
-   Founded in 1996

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[Zoho One](https://www.capterra.com/p/166175/Zoho-One/)[4.14 (134)](https://www.capterra.com/p/166175/Zoho-One/reviews/)

vs

[Dynamics 365](https://www.capterra.com/p/157279/Dynamics-365/)[4.37 (5,834)](https://www.capterra.com/p/157279/Dynamics-365/reviews/)

$45/month

Price

$50/month

4.3

Features

4.3

3.8

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/157279-166175/Dynamics-365-vs-Zoho-One)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[Zoho One](https://www.capterra.com/p/166175/Zoho-One/)[4.14 (134)](https://www.capterra.com/p/166175/Zoho-One/reviews/)

vs

[Asana](https://www.capterra.com/p/184581/Asana-PM/)[4.48 (13,604)](https://www.capterra.com/p/184581/Asana-PM/reviews/)

$45/month

Price

$10.99/month

4.3

Features

4.4

3.8

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/166175-184581/Zoho-One-vs-Asana-PM)