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Xero vs BILL Spend & Expense (Formerly Divvy): Which is a better fit?

Updated on January 16th, 2025
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What's your intended use case?
Summary
Key features rated by users
Features selected based on 7,949 reviews from Expense Report users.
% Fit
Missing features
Feature ratings
Expense Tracking
4.4
Invoice Management
4.4
Receipt Management
4.6
Expense Claims
4.4
Mobile Receipt Upload
NA
% Fit
Missing features
Feature ratings
Expense Tracking
4.7
Invoice Management
NA
Receipt Management
4.8
Expense Claims
4.4
Mobile Receipt Upload
4.7
User satisfaction
4.4
User reviews3,108
Ease of use
4.3
Functionality
4.3
Value for money
4.2
Customer support
4.0
4.7
User reviews419
Ease of use
4.7
Functionality
4.6
Value for money
4.8
Customer support
4.6
Price starts from
Monthly subscription
Free version
Free trial
--
Monthly subscription
Free version
Free trial
Best for

Accounting for Small Business

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

User reviews
pros & cons
1 / 4
View Reviews
1 / 4
View Reviews
Video reviews
video-02a459cb-ea7a-40f7-82fc-08dbcf6d3658
Nigel E
Managing Director
5.0

Nigel: My name is Nigel. I'm the Managing Director of my own company, D13 Solutions. We are a consultant company using Xero, which I'm rating five out of five. Xero was recommended to us by our accountants. They had options for products like Sage and some other products as well. They showed us two or three of those products, and we chose Xero from that list. We chose Xero because Xero was the most usable of the products. So the interface was very simple, but it also suited the way we work. So inability to do what we needed to do in the shortest possible time, in the easiest way. Xero gave us the best options out of all of the things we looked at. So we switched to Xero from our previous package. That was really straightforward. But for everything we use it for, which is invoicing, quotes, purchase orders, it's all really good. It's really straightforward and simple to use. We use it in multiple currencies as well, and it supports that very well indeed. But we've integrated things like the company credit cards, so everybody's credit card is integrated into the system, so it really works nice and simple. So things like my month end when I'm doing all my reconciliations, those take a matter of a couple of hours, not a couple of days. Xero has been a game changer for us. It's made my life more simple. It's kept my costs down. This means I haven't got to go and find someone external to my bookkeeping because it's all simple and easy to use within the app. I would recommend anybody to try Xero. It may not be for everyone, but it's certainly worth trying. And with a free trial available, why would you not?

How Capterra sources reviews
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Krystal T
Software Solutions Assoc
4.0

Krystal T.: My name is Krystal. I am software solutions manager. And I work for a company with a target range of about 20 employees. And I rate Bill Spend & Expense a four. Prior to using Bill Spend & Expense, we used Expensify, which, while a robust software, did have its limitations specifically with sync errors with QuickBooks. And also, the cost was pretty high, and Bill Spend & Expense was a lot less expensive being that it is no charge and a lot better with the integration that it offers. Bill Spend & Expense allows our company to be able to manage exactly how much every person is spending and keep all our expenses in one place while still being able to flow that information over to QuickBooks, our accounting software. And Bill Spend & Expense allows us to be able to see all of our expenses in whichever way that we need to report it, and also makes it easy to manage in how... I'm sorry. Also makes it easy to empower each of our employees to be able to have their own corporate credit card to be able to spend from. And that helps also with our auditing. With having everyone be able to easily capture their receipts and upload them and code their transactions in real time, saves us time in our close process and makes it easier for our auditors to be able to see exactly where our money is going. Getting started with Bill Spend & Expense was very easy. They have a team that walked us through every step of the way, from the demo to the setup. We were able to get an overview of the system and really be able to tailor it to what we wanted because the system allows you to configure it in so many different ways. It was good to have the internal team there for guidance on what their expertise on what the system's able to do and be able to tailor it to what we needed it to do. My advice for anyone looking into Bill Spend & Expense would be to sit and really think about what your overall goal for your company expenses are. Is it to reduce time in your close? Are you looking to empower your employees to manage their own departments? And really take the time to understand how to set up... If you do decide to go with it, to take the time to figure out how to set up your budgets in the way that's most meaningful to your corporation. Rather than using a blanket idea of what it could be, really dive into the features of it so that you can tailor the system to work for you exactly how you need it to and reduce that time and save that time and be more efficient.

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View all video reviews
User interface
120109 video thumbnail}
1 Video
166905 video thumbnail}
1 Video
120109
3 screenshots
166905
5 screenshots
Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

Logo Img
--%
Logo Img
--%
Access Controls/Permissions
207
Important
Accounting Integration
388
Important

Xero

20/40
  • Accounting Integration
  • Automated Receipt Matching
  • Billable & Non-Billable Hours
  • Categorization/Grouping
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Duplicate Detection
  • Mileage Tracking
  • Mobile Receipt Upload
  • Optical Character Recognition
  • Policy Management
  • Real-Time Notifications
  • Real-Time Updates
  • Reminders
  • Secure Data Storage
  • Single Sign On
  • Spend Control
  • Timesheet Management
  • Workflow Management
  • Access Controls/Permissions
  • Activity Dashboard
  • API
  • Approval Process Control
  • Audit Trail
  • Budgeting/Forecasting
  • Compliance Management
  • Customizable Templates
  • Data Import/Export
  • Electronic Payments
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Invoice Management
  • Mobile Access
  • Multi-Currency
  • Receipt Management
  • Reimbursement Management
  • Reporting & Statistics
  • Third-Party Integrations
See All features
Hide Expense Report Software Features -

BILL Spend & Expense (Formerly Divvy)

Top Features
22/40
Show Expense Report Software Features +
Xero
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
BILL Spend & Expense (Formerly Divvy)
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
Xero
  • By Xero
  • Located in New Zealand
  • Founded in 2006
BILL Spend & Expense (Formerly Divvy)
  • By BILL
  • Located in United States
  • Founded in 2006
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