# Compare Xero vs QuickBooks Money 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Xero and QuickBooks Money based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/120109-170065/Xero-vs-QuickBooks-Money --- # Xero vs QuickBooks Money Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: XeroQuickBooks Money2/4 selected [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.4 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,299 reviews](#user-reviews) Positive 2,898 Neutral 239 Negative 162 [## QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.4 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) Starting Price Contact vendor Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.5 Customer Service 3.9 Reviews Sentiment Based on [100 reviews](#user-reviews) Positive 88 Neutral 5 Negative 7 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 15,286 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 84%Fit High performer Feature ratings Invoice Creation 4.6 Invoice Processing 4.6 Payment Processing 4.5 Quotes/Estimates 4.5 Credit Card Processing 5.0 72%Fit Missing features Feature ratings Invoice Creation 4.4 Invoice Processing 4.8 Payment Processing 4.2 Quotes/Estimates NA Credit Card Processing 4.8 User satisfaction User satisfaction 4.4 User reviews[3,299](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 User satisfaction 4.4 User reviews[100](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) Ease of use 4.5 Functionality 4.3 Value for money 4.2 Customer support 3.9 Price starts from Price starts from $25Flat Rate, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. Best for Cloud-based mobile solution that allows businesses of all sizes to process payments via credit cards, generate automated invoices, store electronic checks, manage point-of-sale operations and more. ## User reviews Pros & cons RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) JL John L. CEO > "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) EB Emma B. Financial Controller > "It has many different functions and capabilities which speed up reconciling and customisable reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) RG Rishi G. Software Engineer > "The calendar helps me track who owes me money and I am just glad I can finally see the dates." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) NH Natalie H. Partner and co-founder > "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) NH Nina H. Hr Manager > "It isn't easy to calculate holiday in the same way as HR software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) JB John B. Treasurer > "For example, Xero can not suggest an annual budget based on prior year spending." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537) JP John P. Transport Broker > "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) MC Matthew C. Director > "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551) GL Gus L. CFO and Principal Engineer > "No way to generate travel expense report using labels" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) LS Ladan S. ceo > "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Richey J. General Manager > "Some aspects of payroll aren't equipped for specialist HR requirements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639) JL John L. CEO > "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) AB Abhishek B. Executive- Sales and Procurement > "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605) PM Preeti M. AVP > "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055) GL Gus L. CFO and Principal Engineer > "Not integrated with invoicing systems like ipp.gov" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) VR Verified Reviewer Account and content marketing manager > "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146) TE Timothy E. Owner > "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289) TS Tom S. Director > "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) SP Shelley P. Manager > "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) SP Shelley P. Manager > "I keep sending POs that say DRAFT because the APPROVE button is at the bottom." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) KL Kyle L. President > "Also, their prices keep increasing substantially and they don't care if you've been there for many years they will still increase it on you which is why I left." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6829883) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) RD Ruth D. Designer > "I can create professional invoices to get paid faster. And makes tax preparation easier." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___7130868) NA Nicholas A. Principal Software Engineer > "Customer support can be slow at times and the interface feels outdated compared to modern fintech apps like Mercury or..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___7124468) RD Ruth D. Designer > "It is the best for small business owners and freelancers who want to stay organized and don’t like spreadsheets." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___7130868) JC Jeanne C. Accounting Dept Administrator > "I have mixed feelings about QB Money particularly due to the above-mentioned reason because this issue has still not..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___7126378) JM Julie M. Billing and Payroll Manager > "I like the features of QuickBooks Money, we can easily keep track of our invoicing, payables and receivables all in one..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6698930) SJ Shellie J. Mobile Notary > "I operate a mobile notary business seven days a week, and If I need assistance during the weekend, that isn't an option." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6621161) SB Steven B. Marketing Director > "In overall terms, as a recipient of invoices I think its very efficient so for a small business owner, I can see its a..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6671746) SB Steven B. Marketing Director > "Replying to the email seems to go into a black hole." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6671746) NA Nicholas A. Principal Software Engineer > "Transactions sync automatically, which has saved us a bunch of time on reconciliation." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___7124468) RS Robin S. Founder > "Exceptionally inadequate customer service. 6 months 12+ calls... no resolution and every time I'm reassured that the..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6035225) JI Jack I. Managing Consultant > "Overall a pleasant experience using Quickbooks with simple tools to help me effectively manage my entire business'..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6827309) JS Jesse S. Founder/Owner > "We were not able to reclaim our merchandise or fulfillment costs, and Intuit held us responsible for the sum, including..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2978234) VR Verified Reviewer COO > "Quickbooks Money is the perfect package, making invoicing, quoting and keeping track of follow-ups easy." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6655984) JS Jesse S. Founder/Owner > "This leaves sellers extremely vulnerable. If you're not picking up on it, basically, Intuit/Quickbooks will show FUNDED..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2978234) MD Melissa D. Patient Coordinator > "It helps keep the practice organized and helps with money management." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6775066) RS Robin S. Founder > "Bad customer service..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6035225) JI Jack I. Managing Consultant > "I particularly like the simplicity of reporting and the sales dashboard." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6827309) VR Verified Reviewer CEO > "Their process took over 4 weeks for us to receive funds and required bank statements, contracts, and a mess of other..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#GetApp___3183875) SJ Shellie J. Mobile Notary > "I was able to put my earning into "envelopes "that accrue interest which was a big plus!" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6621161) MB Mauricio B. owner > "I do not like that they charge an additional fee to process payments." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___4616013) JM Julie M. Billing and Payroll Manager > "Our overall experience has been good. Once we received support with learning how to use some of the features it has..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6698930) JS Jesse S. Founder/Owner > "Furthermore, they allow banks to deny payments up to 120 days after posting to the seller's bank account." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2978234) DJ Devlin J. Owner operator > "I was able to input info and link accounts easily." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6544079) MP Malcom P. Owner > "The functionality of the software makes it too easy to accidentally void a transaction which can NOT be reversed..." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#GetApp___3361470) SJ Shellie J. Mobile Notary > "It's a necessary tool operating my small business." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6621161) JS Jesse S. Founder/Owner > "Customer service was unwilling to escalate and did not provide me with any opportunity to report fraud." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2978234) MG Mariel G. Independent contractor > "The platform made everything easy to understand and where everything is located" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6627578) VR Verified Reviewer CEO > "Horrible for larger transactions." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#GetApp___3183875) JL Jessica L. Owner, Provider > "As a pastor, it was very easy to use and ensure prompt payment of invoices" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6695203) AA Anderson A. Pag > "I don't like the time it sometimes takes to show the payment" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___3028147) KK Kathryn K. Owner > "How it's very easy to use and puts your numbers where they should be." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6812793) MP Malcom P. Owner > "You will lose your money." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#GetApp___3361470) JS Jess S. Owner > "Easy of use, aesthetically pleasing format" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6568258) CS CharRon S. Owner > "So, now you have to charge the customer more to get your exact amount." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2644758) ML Miri L. Secretary > "It's easy to use, no hidden fees, user friendly" [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___6641523) CE Carlos E. Owner > "Here is my issue." [See full review](https://www.capterra.com/p/170065/QuickBooks-Money/#Capterra___2416283) [View Reviews](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) ## User interface 4.40 (3,299) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/) 4.36 (100) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Xero Top features 34/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/120109/Xero/#features) QuickBooks Money 14/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/170065/QuickBooks-Money/#features) ### Recognition Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports No recognitions have been awarded to QuickBooks Money ### Deployment & support Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos QuickBooks Money Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Xero - By Xero - Located in New Zealand - Founded in 2006 QuickBooks Money - By Intuit - Located in United States - Founded in 1983 ## Popular Comparisons [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,456)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,429)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/170065-207944/QuickBooks-Money-vs-PayPal) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,648)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,456)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.3 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/170065-190778/QuickBooks-Money-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,043)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) Contact vendor for pricing Price €0.01/month 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170065-268623/QuickBooks-Money-vs-Abby) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,560)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.3 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/) Contact vendor for pricing Price $0/month 4.3 Features 4.6 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/170065-195165/QuickBooks-Money-vs-Bookipi) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (686)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,648)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.3 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/170065-174984/QuickBooks-Money-vs-QuickBooks-Enterprise) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,299)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,044)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online) [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/)[4.36 (100)](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) vs [Jobber](https://www.capterra.com/p/127994/Jobber/)[4.58 (1,457)](https://www.capterra.com/p/127994/Jobber/reviews/) Contact vendor for pricing Price $39/month 4.3 Features 4.3 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/127994-170065/Jobber-vs-QuickBooks-Money)