# Xero vs. QuickBooks Online: Detailed Features and Cost Comparison 2025 | Capterra

> Xero vs. QuickBooks Online: Which accounting tool is right for you? Dive into our detailed comparison of their features, costs, and user experience to make your decision.

Source: https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online

---

# Xero vs. QuickBooks Online: Features and Cost Comparison

Written by[Shubham Gupta](https://www.capterra.com/resources/author/sgupta/)and edited by[Caroline Rousseau](https://www.capterra.com/resources/author/caroline-rousseau/)

•

Last updated on September 30, 2025

Your comparison:

XeroQuickBooks Online2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3283)](https://www.capterra.com/p/120109/Xero/reviews/)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3283)](https://www.capterra.com/p/120109/Xero/reviews/)

[## QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Starting Price

$25.00/month

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Starting Price

$38.00/month

Starting Price

$38.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.2

Customer Service

4

Reviews Sentiment

Based on [3,283 reviews](https://www.capterra.com/p/120109/Xero/reviews/)

Positive

2,884

Neutral

239

Negative

160

Positive

2,884

Neutral

239

Negative

160

Reviews Sentiment

Based on [8,423 reviews](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Positive

7,260

Neutral

704

Negative

459

Positive

7,260

Neutral

704

Negative

459

Best for (according to reviews)

-   Simple income and expense monitoring with easy-to-read dashboards.
-   Managing bills, quotes, and purchase orders in one place.
-   Automated bank feeds and reconciliation of transactions using smart matching.

Best for (according to reviews)

-   Handling all financial tasks in one place, from invoicing and payment tracking to inventory management.
-   Generating ready-to-use, customizable financial reports.
-   Managing books in-house or with a bookkeeper.

## Send this comparison chart to my inbox

## Reviewer verdict

**Xero and QuickBooks Online both offer strong accounting capabilities**, but they serve different types of users and business needs. **Xero is a good fit for startups and growing companies** that want to simplify day-to-day financial management without a steep learning curve. **For small-and-midsize-businesses that need a comprehensive but easy-to-use platform, QuickBooks Online offers strong invoicing**, bookkeeping, and reporting capabilities. It’s especially appealing to those who prefer a more guided experience and access to a wide network of accountants. 

**Both tools offer free trials and tiered plans**, but their pricing diverges quickly. Xero’s Early plan is $20 per month, while QuickBooks Online’s Simple Start plan is $35 per month. Xero’s next tier jumps to $45, while QuickBooks Online’s Essential plan is $65, making Xero budget-friendly for users.

Ultimately, the right choice depends on your business size, user count, and how much you’re willing to spend on advanced features.

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Features comparison

Here’s how Xero and QuickBooks Online compare across the four core features users care about most in project management.\[[1](#sources)\]

Key features in Accounting rated by users

Income & Balance Sheet

4.6 (3283)

Financial Reporting

4.4 (3283)

Financial Management

4.5 (3283)

Accounts Payable

4.4 (3283)

Income & Balance Sheet

4.5 (8423)

Financial Reporting

4.4 (8423)

Financial Management

4.4 (8423)

Accounts Payable

4.4 (8423)

### Income and balance sheet

4.40 (3283)

Key reviewer takeaways

Lets you generate income and balance sheet reports tailored to your business needs. With custom filters and comparison across periods, it’s built for deeper insights and trend analysis, but the report presentation can feel limited in detail.

4.34 (8423)

Key reviewer takeaways

Automates statement creation from real-time transaction data. Filters by date, customer, or item make it easy to pull specific insights, but customizing general ledger reports can be tricky.

Pros & cons based on reviews

Clean, easy-to-use interface for quick access to key financials.

Some users find the P&L and balance sheet reports lacking in flexibility or depth.

Pros & cons based on reviews

Balance sheets and P&L reports are often praised as best-in-class for small business needs.

General ledger and report formats can be hard to work with or modify.

### Financial reporting

4.40 (3283)

Key reviewer takeaways

Offers a real-time dashboard with customizable charts and metrics. You can tailor the view to spotlight what matters—like cash flow, profit margins, or payables—but navigating complex reports may require extra effort.

4.34 (8423)

Key reviewer takeaways

Provides interactive reports that double as investor-ready presentations. Custom filters and CRM integration simplify reporting—but the default formats feel rigid and hard to adapt.

Pros & cons based on reviews

Reliable for day-to-day reporting, especially bank reconciliation and invoice tracking.

Large volumes of income data can slow down or complicate manual report generation.

Pros & cons based on reviews

Daily use is smooth, especially with CRM integration and bookkeeper collaboration.

Report formats (including general ledger) aren’t flexible enough for all needs.

### Financial management

4.40 (3283)

Key reviewer takeaways

Covers budgeting, forecasting, invoicing, payroll, and more—wrapped into one financial hub. Great for visibility and control, but closing out periods like month-end or year-end can feel clunky.

4.34 (8423)

Key reviewer takeaways

Streamlines day-to-day financial tasks with automated expense tracking, report generation, and payment workflows. It’s efficient for individual tasks but lacks support for consolidated statements.

Pros & cons based on reviews

Detailed, customizable reports offer strong insights for financial planning.

Month-end and quarter-end processes can be time-consuming and less intuitive.

Pros & cons based on reviews

Simplifies expenditure reporting with minimal manual effort.

Doesn’t support consolidated financial statements across entities.

### Accounts payable

4.40 (3283)

Key reviewer takeaways

Automates bill entry, approval workflows, and bulk payments. It’s built for control, AI reads invoices, flags issues, and preps drafts—but some reports could be more robust.

4.34 (8423)

Key reviewer takeaways

Lets you manage bills, set reminders, and auto-match payments to reduce manual work. Seamless for repetitive accounting tasks, though visibility can be limited in high-volume setups.

Pros & cons based on reviews

Reduces financial risk through automation of payables and receivables.

AI extraction isn’t always accurate; manual corrections may still be needed.

Pros & cons based on reviews

Automates repetitive tasks like bill tracking, payment matching, and ledger updates.

Managing a high volume of bills can cause syncing delays.

## Pricing comparison

Xero and QuickBooks Online follow a tiered pricing model without free plans, but offer trials. This section breaks down where each product starts, how pricing scales, and how users rate overall value, according to verified user reviews.

4.40 (3283)

Key reviewer takeaways

Xero’s pricing is simple and predictable across plans. While there’s no free version, its entry-level plan offers enough functionality for freelancers or small teams to get started. The platform scales well as features like multi-currency, payroll, and reporting get added.

4.34 (8423)

Key reviewer takeaways

QuickBooks offers slightly more pricing flexibility, with plans suited for everyone from solopreneurs to midsize teams. While it’s feature-rich, some users say the complexity of options can drive up costs depending on what’s needed.

Starting price

$25.00

Flat Rate, Per Month

Up to 500 users

Free Trial

Free Version

Starting price

$38.00

Flat Rate, Per Month

Up to 500 users

Free Trial

Free Version

Value-for-money reviewer insights

Users often describe Xero as competitively priced and easy to understand. It’s seen as a cost-effective choice for small businesses that want solid core features without hidden complexity. The visual interface and transparency around pricing also stand out as positives.

[View pricing plans](https://www.capterra.com/p/120109/Xero/pricing/)

QuickBooks gets strong marks for affordability and utility. Users appreciate the range of features packed into each plan. However, those with basic needs might feel they’re paying for functionality they won’t fully use. It's best suited for users who need end-to-end accounting and want everything in one place.

[View pricing plans](https://www.capterra.com/p/190778/QuickBooks-Online/pricing/)

## Integrations comparison

Integrations help accounting platforms connect with the broader tech stack. This section explores how Xero and QuickBooks Online handle app connections and what users say about their integration experience, based on verified user feedback.

4.40 (3283)

Key reviewer takeaways

Xero offers a wide range of integrations through its App Store, including tools for time tracking, inventory, invoicing, and payments. It also provides a developer-friendly API, making it easy to build custom workflows and extend functionality as business needs grow.

Users find Xero’s integrations intuitive and easy to configure. Many highlight the API as a strength, especially for connecting internal systems. While its integration catalog isn’t the biggest, the setup is smooth and well-suited to small and midsize teams.

4.34 (8423)

Key reviewer takeaways

QuickBooks integrates with over 800 third-party apps across categories like eCommerce, HR, CRM, and analytics. These integrations are built to automate tasks and reduce manual work, especially in bookkeeping and reporting.

Users consistently praise QuickBooks for its broad integration options and ease of setup. Many appreciate how seamlessly it connects with major business tools, allowing them to centralize operations and eliminate repetitive data entry.

Popular Integrations

Compare available integrations between Xero and QuickBooks Online.

### ApprovalMax

Xero

QuickBooks Online

### Checkfront

Xero

QuickBooks Online

### CreditorWatch Collect

Xero

QuickBooks Online

### Dryrun

Xero

QuickBooks Online

### Expensify

Xero

QuickBooks Online

### Fathom

Xero

QuickBooks Online

### Harvest

Xero

QuickBooks Online

### Pepperi

Xero

QuickBooks Online

## Which one is best for my use case?

Choosing between Xero and QuickBooks Online depends on how your team works. Here’s how each tool stacks up across company size, industries, and team functions, according to verified user reviews.

Key reviewer takeaways

Xero draws most of its feedback from small businesses. Reviewers in this group often call out its balance of usability and features that support growth without adding complexity.

Reviewer's company size

Based on 3283 reviews

Small Business(1-200)

73%

Mid-Size Businesses(201-500)

3%

Enterprise(500+)

7%

Others(500+)

16%

> “Well designed user interface, automatic account synchronization with most major banks, easy to use reports with significant customization options.”

JB

John Bruggeman

Civic & Social Organization

[Continue reading](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

Popular Industries

Finance & Accounting21%

Based on 2463 reviews

Finance & Accounting

21%

IT & Software Development

20%

Professional Services

18%

Others

42%

Xero is most reviewed by finance and accounting professionals, followed closely by IT and professional services. Reviewers often emphasize its strong reporting tools and integrations that support financial management.

> “Simple, easy-to-use software for quotes, invoices, bank account reconciliation, expenses, budgeting and reporting, VAT returns & payroll. Represents reasonably good value for money for us. Support team...”

RB

Richard B

Information Technology and Services

[Continue reading](https://www.capterra.com/p/120109/Xero/#Capterra___6859638)

Teams that use Xero the most

Finance & Accounting Teams27%

Based on 632 reviews

Finance & Accounting

27%

Administrative

20%

Entrepreneurs/Owners

12%

Others

41%

Xero is often used by finance and accounting teams who need clear visibility across accounts. Administrative users and business owners also note how it simplifies bookkeeping and reduces manual work.

Key reviewer takeaways

QuickBooks Online sees strong adoption among small business users. Many mention how quickly they were able to get started and manage day-to-day finances with minimal friction.

Reviewer's company size

Based on 8423 reviews

Small Business(1-200)

80%

Mid-Size Businesses(201-500)

2%

Enterprise(500+)

7%

Others(500+)

11%

> “Quickbooks online is easy to set up and manage my business financing. I like that I can set up recurring invoices that allows me to save...”

Sarah Rozema-Seaton

Marketing and Advertising

[Continue reading](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6869044)

Popular Industries

Finance & Accounting16%

Based on 6339 reviews

Finance & Accounting

16%

Retail, Consumer Goods & Services

16%

Professional Services

13%

Others

53%

QuickBooks Online is commonly used in retail and consumer services, according to reviewers. Many say it helps them stay organized in sales, inventory, and vendor payments.

> “We love how easy it is to navigate Quickbooks! We also use it for our taxes for our company each year.”

RA

Raquel Adams

Medical Practice

[Continue reading](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6853013)

Teams that use QuickBooks Online the most

Administrative Teams37%

Based on 1623 reviews

Administrative

37%

Finance & Accounting

18%

Others

11%

Others

35%

QuickBooks Online appears frequently in reviews from admin teams, especially those managing daily operations. It’s also seen as helpful by finance users looking for a straightforward system.

## User experience

User experience includes more than just interface design—it reflects ease of use, support quality, and platform reliability. Here’s how Xero and QuickBooks Online perform across these areas, according to insights from verified reviewers.

4.36 (2785)

Key reviewer takeaways

Xero’s interface is clean and simple, making it easy to navigate for users with basic accounting familiarity. The dashboard gives a clear snapshot of key financial data. That said, users with no accounting background might need time to get comfortable.

Pros & cons based on reviews

Intuitive, user-friendly interface that helps reduce manual errors.

Easy to navigate, with support for multi-tab use and remote access.

Steep learning curve for users unfamiliar with accounting.

Interface lacks visual polish compared to competitors.

4.24 (7657)

Key reviewer takeaways

QuickBooks strikes a good balance between usability and depth. Its dashboard is visually clear, and navigation is simple, even when managing multiple companies. However, some users find the layout initially overwhelming or clunky when searching for specific tools.

Pros & cons based on reviews

Easy to use for both beginners and experienced users.

Responsive and clean interface for multi-entity management.

Navigation can feel cluttered until you learn the layout.

Some features are hidden behind layers, slowing access.

## Support and customer service

4.04 (2292)

Key reviewer takeaways

Xero provides 24/7 online customer support with all subscriptions. The help center, Xero Central, includes articles, courses, and a user community. Users can submit a support case through any help article, and request a callback from a support rep—though there's no inbound phone line.

Email/Help DeskFAQs/ForumKnowledge BasePhone Support24/7 (Live rep)Chat

Users consistently praise Xero’s support as responsive and helpful. Many highlight the prompt email responses, clear educational resources, and video support. The support team is seen as knowledgeable, especially for setup and troubleshooting.

4.00 (6274)

Key reviewer takeaways

QuickBooks offers multiple support options: a digital assistant, searchable help articles, community forums, and expert help via chat or callback. Premium support—like Priority Circle with 24/7 access and account managers—is available on higher-tier plans.

Email/Help DeskFAQs/ForumKnowledge BasePhone Support24/7 (Live rep)Chat

Users say QuickBooks’ support team is friendly, capable, and thorough. Most find answers easily and appreciate the ability to escalate issues when needed. The combination of automation and expert guidance adds to overall satisfaction.

## Security and reliability

4.40 (3283)

Key reviewer takeaways

Xero uses a defense-in-depth approach with features like multi-factor authentication, data encryption, and ISO27001:2022 certification. Its platform is built with availability and privacy in mind, offering 24/7 monitoring and strong uptime guarantees. The login process and audit controls reflect a strong focus on secure access and accountability.

Best for:

Includes mandatory multi-factor authentication (MFA), encrypted data storage, global compliance certifications, and 99.9% uptime. Admins can manage access, monitor user activity, and rely on a secure cloud-based infrastructure.

MFATwo-factor authentication (2FA)Role-based access controlXero VerifySecure bank feedsGoogle AuthenticatorFreeOTP

4.34 (8423)

Key reviewer takeaways

QuickBooks prioritizes user security with strong encryption (SSL and AES256), daily automated backups, and detailed audit trails. It’s designed for peace of mind, offering secure access controls and a proven track record of uptime—alongside a privacy commitment under Intuit’s broader security policies.

Best for:

Backed by enterprise-grade encryption, automated backups, always-on activity logs, and user-level permissions. Offers 99.8% uptime and supports secure multi-user workflows across devices.

MFATwo-factor authentication (2FA)Role-based access controlXero VerifySecure bank feedsGoogle AuthenticatorFreeOTP

## Not a match?

Not every tool fits every team. If Xero or QuickBooks Online doesn’t meet your needs, consider these alternatives that offer similar functionality with different strengths in usability, integrations, or AI-powered features.

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,241)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Best for Enterprise

-   More than 31 integrations provided
-   Travel Management features

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Best for Small Business

-   More than 32 integrations provided
-   Recurring/Subscription Billing features

[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.48 (4,511)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Best for Small Business

-   More than 116 integrations provided
-   Payroll Reporting features

**Sources**

1.  Our research team identified features from vendor websites (as of August 5, 2025) based on their analysis of what users find valuable or expect from project management software. This list is not exhaustive. For additional features, refer to the vendor’s website.
    
2.  Review excerpts are passages extracted from longer reviews written by verified reviewers. We obtain these excerpts by applying an algorithm that considers factors including, but not limited to, length, topic coverage, and thematic relevance. Excerpts are evaluated for positive or negative sentiment and receive a sentiment score. They represent user opinion and do not represent the views of, nor constitute, an endorsement by Capterra or its affiliates. Excerpts are not edited for clarity or grammar.
    

Need Help Deciding Between Xero and QuickBooks Online?

Talk to a Capterra advisor for free and get results within 15 minutes.

## Popular Comparisons

Looking for side-by-side comparisons? See how popular accounting tools stack up on pricing, features, and ease of use to find the best fit for your team.

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,622)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$25/month

Price

$2210/year

4.3

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,622)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$38/month

Price

$2210/year

4.3

Features

4.4

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-190778/QuickBooks-Enterprise-vs-QuickBooks-Online)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (2,007)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (2,007)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$38/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.2

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-190778/NetSuite-vs-QuickBooks-Online)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,555)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$25/month

Price

$1922/year

4.3

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,555)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$38/month

Price

$1922/year

4.3

Features

4.3

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/190778-212058/QuickBooks-Online-vs-QuickBooks-Desktop-Pro)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.27 (630)](https://www.capterra.com/p/76/Intacct/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,039)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$38/month

Price

$235/month

4.3

Features

4.4

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/189398-190778/QuickBooks-Online-vs-QuickBooks-Online)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,039)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.27 (630)](https://www.capterra.com/p/76/Intacct/reviews/)

$38/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-190778/Intacct-vs-QuickBooks-Online)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,283)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.48 (4,511)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

$25/month

Price

$21/month

4.3

Features

4.3

4.4

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/120109-142390/Xero-vs-FreshBooks)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,423)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (593)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

$38/month

Price

$20/month

4.3

Features

4.0

4.2

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online)

## Frequently asked questions

What is Xero used for?

Xero is used for online accounting. It helps small businesses manage invoicing, payroll, inventory, and financial reporting from one dashboard.

Is there a free trial for Xero?

Yes, Xero offers a 30-day free trial with full access to all features—no credit card required.

How secure is Xero?

Xero uses bank-grade encryption, mandatory multi-factor authentication, and is ISO27001 certified to ensure data security.

What does QuickBooks Online do?

QuickBooks Online handles bookkeeping tasks such as invoicing, expense tracking, payroll, and financial reports for small and midsize businesses.

Does QuickBooks Online have a free trial?

Yes, QuickBooks offers a 30-day free trial so new users can test all core features before subscribing.

Is QuickBooks Online secure?

Yes, it uses 256-bit encryption, daily data backups, user access controls, and audit trails to keep financial data safe.

## About the authors

[Shubham Gupta](https://www.capterra.com/resources/author/sgupta/)

Author

Shubham is a writer at Capterra, specializing in project management. His focus is to guide project managers from planning to execution and beyond. His...

[Caroline Rousseau](https://www.capterra.com/resources/author/caroline-rousseau/)

Editor

Caroline Rousseau is a content editor at Capterra. A former content analyst, Caroline has, for the past five years, built, written, and edited research reports...