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Xero vs Chipax: Which is a better fit?

Updated on January 22nd, 2025
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What's your intended use case?
Summary
Key features rated by users
Features selected based on 3,744 reviews from Accounts Payable users.
% Fit
High performer
Feature ratings
Accounting
4.6
Third-Party Integrations
4.4
Financial Management
4.5
Invoice Processing
4.6
Billing & Invoicing
4.6
% Fit
Missing features
Not enough reviews
Feature ratings
Accounting
NA
Third-Party Integrations
--
Financial Management
3.0
Invoice Processing
--
Billing & Invoicing
--
User satisfaction
4.4
User reviews3,113
Ease of use
4.3
Functionality
4.3
Value for money
4.2
Customer support
4.0
4.7
User reviews60
Ease of use
4.6
Functionality
4.6
Value for money
4.5
Customer support
4.7
Price starts from
Monthly subscription
Free version
Free trial
Monthly subscription
Free version
Free trial
Best for

Accounting for Small Business

Integrates the information from your country's Internal Revenue Service with banks, avoiding errors and saving several hours of work in reconciliation. Access to training and support at no cost.

User reviews
pros & cons
1 / 4
View Reviews
Not enough reviews
View Reviews
Video reviews
video-02a459cb-ea7a-40f7-82fc-08dbcf6d3658
Nigel E
Managing Director
5.0

Nigel: My name is Nigel. I'm the Managing Director of my own company, D13 Solutions. We are a consultant company using Xero, which I'm rating five out of five. Xero was recommended to us by our accountants. They had options for products like Sage and some other products as well. They showed us two or three of those products, and we chose Xero from that list. We chose Xero because Xero was the most usable of the products. So the interface was very simple, but it also suited the way we work. So inability to do what we needed to do in the shortest possible time, in the easiest way. Xero gave us the best options out of all of the things we looked at. So we switched to Xero from our previous package. That was really straightforward. But for everything we use it for, which is invoicing, quotes, purchase orders, it's all really good. It's really straightforward and simple to use. We use it in multiple currencies as well, and it supports that very well indeed. But we've integrated things like the company credit cards, so everybody's credit card is integrated into the system, so it really works nice and simple. So things like my month end when I'm doing all my reconciliations, those take a matter of a couple of hours, not a couple of days. Xero has been a game changer for us. It's made my life more simple. It's kept my costs down. This means I haven't got to go and find someone external to my bookkeeping because it's all simple and easy to use within the app. I would recommend anybody to try Xero. It may not be for everyone, but it's certainly worth trying. And with a free trial available, why would you not?

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User interface
120109 video thumbnail}
1 Video
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3 screenshots
205688
5 screenshots
Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

Logo Img
--%
Logo Img
--%
1099 Preparation
207
Important
Accounting
388
Important

Xero

Top Features
35/44
  • 1099 Preparation
  • Aging Tracking
  • Electronic Funds Transfer
  • ERP integration
  • Online Banking
  • Process/Workflow Automation
  • Purchase Order Reconciliation
  • Recurring Payments
  • Workflow Management
  • Accounting
  • ACH Payment Processing
  • Activity Dashboard
  • Alerts/Notifications
  • API
  • Approval Process Control
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Cash Management
  • Check Writing
  • Compliance Management
  • Customizable Reports
  • Data Import/Export
  • Document Management
  • Duplicate Payment Alert
  • Electronic Payments
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Fraud Detection
  • General Ledger
  • Inventory Management
  • Invoice Management
  • Invoice Processing
  • Mobile Access
  • Multi-Currency
  • Real-Time Data
  • Receipt Management
  • Reporting/Analytics
  • Self Service Portal
  • Status Tracking
  • Supplier Management
  • Third-Party Integrations
  • Vendor Management
See All features
Hide Accounts Payable Software Features -

Chipax

22/44
Show Accounts Payable Software Features +
Xero
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
Chipax
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
Xero
  • By Xero
  • Located in New Zealand
  • Founded in 2006
Chipax
  • By Chipax
  • Located in Chile
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