# Compare Xero vs QuickBooks Solopreneur 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Xero and QuickBooks Solopreneur based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/120109-212141/Xero-vs-QuickBooks-Self-Employed --- # Xero vs QuickBooks Solopreneur Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: XeroQuickBooks Solopreneur2/4 selected [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[4.0 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,292 reviews](#user-reviews) Positive 2,893 Neutral 239 Negative 160 [## QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[4.0 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) Starting Price $20.00/month Value-for-Money 3.8 Functionality 3.8 Ease of Use 4 Customer Service 3.4 Reviews Sentiment Based on [121 reviews](#user-reviews) Positive 89 Neutral 16 Negative 16 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 7,778 reviews from accounting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 81%Fit High performer Feature ratings Income & Balance Sheet 4.6 Chart of Accounts 4.5 Data Security 4.4 Document Management 4.6 Financial Reporting 4.4 \--%Fit Missing features Feature ratings Income & Balance Sheet NA Chart of Accounts NA Data Security NA Document Management NA Financial Reporting 4.2 User satisfaction User satisfaction 4.4 User reviews[3,292](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 User satisfaction 4.0 User reviews[121](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) Ease of use 4.0 Functionality 3.8 Value for money 3.8 Customer support 3.4 Price starts from Price starts from $25Flat Rate, Per Month - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. Best for Self-employed individuals and small businesses, including freelancers, independent contractors, and entrepreneurs. ## User reviews Pros & cons NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) VR Verified Reviewer Founder and Copywriter > "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) JL John L. CEO > "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) EB Emma B. Financial Controller > "It has many different functions and capabilities which speed up reconciling and customisable reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) RG Rishi G. Software Engineer > "The calendar helps me track who owes me money and I am just glad I can finally see the dates." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) NH Natalie H. Partner and co-founder > "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) NH Nina H. Hr Manager > "It isn't easy to calculate holiday in the same way as HR software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) JB John B. Treasurer > "For example, Xero can not suggest an annual budget based on prior year spending." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537) JP John P. Transport Broker > "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) DM Daniel M. Owner > "Also, the learning curve can be a bit steep when diving into more complex accounting features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6823952) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) MC Matthew C. Director > "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) GL Gus L. CFO and Principal Engineer > "No way to generate travel expense report using labels" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) LS Ladan S. ceo > "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) JL John L. CEO > "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) Richey J. General Manager > "Some aspects of payroll aren't equipped for specialist HR requirements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639) PM Preeti M. AVP > "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055) AB Abhishek B. Executive- Sales and Procurement > "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605) VR Verified Reviewer Account and content marketing manager > "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146) GL Gus L. CFO and Principal Engineer > "Not integrated with invoicing systems like ipp.gov" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) TS Tom S. Director > "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926) TE Timothy E. Owner > "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289) SP Shelley P. Manager > "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) SP Shelley P. Manager > "I keep sending POs that say DRAFT because the APPROVE button is at the bottom." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) KL Kyle L. President > "Also, their prices keep increasing substantially and they don't care if you've been there for many years they will still increase it on you which is why I left." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6829883) HA Haithem A. NA > "The way it is built to make it easier to search of clients and invoices, great way of ammending invoices" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6819344) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) VR Verified Reviewer Technician > "Since I am looking for the cheapest way to send invoices, receive payments, and track LLC spending, this is the best option for me." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7109636) AB Abby B. Owner and Web Designer > "You can request a call from Support, but the call will require you first training someone on what your specific QB product does/doesn't do..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6327048) KS Kristen S. Data Entry Administrator > "QuickBooks is easy to use, is an updated platform with many ways to connect with other projects and made it very accessible for me to learn..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7058322) AR Adriana R. Executive Director > "I am familiar with connecting the system to my bank but i am not good with General ledger entries" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7097988) CK Chris K. Home Inspector > "I’m able to create reports and track expenses easily." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7102973) JM Jordan M. Sole Proprietor > "I work with both CDN and USD, so not being able to have 2 deposit accounts is a bit of a pain, and required me to use Stripe to collect US..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___5012859) VR Verified Reviewer Technician > "I like the price of the software and how I can send invoices easily to clients." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7109636) AB Abby B. Owner and Web Designer > "They don't care about their customers, they don't care about "how bad it would look" when they make terrible changes that cause damage to..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6327048) Christopher P. President > "I would highly recommend taking a class yearly so you can keep up to date on all of its functions and features." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7054563) BC Brittney C. Entrepreneur > "Switching services could be a hassle, if you think you may need to upgrade I'd start with that version!" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6352168) TJ Tyler J. Owner > "There's plenty of articles online for assistance when needed too." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7063725) Rebecca P. Consultant > "While I love the mileage tracking and the lonks to banks, it is really frustrating when i spend 20 minutes categorizing mileage as personal or..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6031588) VR Verified Reviewer Owner > "I like that there have been so many upgrades recently to make it more user-friendly." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7130845) SS Sam S. Owner > "A hopeless product that you cannot trust, coupled with a support team who don't hellp in any way at all, and a complaints department that..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___5072286) Amee P. Owner > "Perfect for my small business." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7089894) Rebecca P. Consultant > "Categories are not customizable. If the app does not connect to the internet, changes made do not save." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6031588) CK Chris K. Home Inspector > "The reporting process is educational and easy to follow for a small business." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7102973) JM Jordan M. Sole Proprietor > "Lastly, having multiple-currency mode activated doubled my monthly rate - I feel that that's a bit expensive for a feature?" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___5012859) Devarshi V. Admin > "Good enough for early learners." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7080291) AB Abby B. Owner and Web Designer > "Things regularly change and then don't work right." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6327048) RR Robyn R. Owner and therapist > "In general it’s very effective and does everything I need. " [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7120271) MW Matthew W. Owner, Operator > "Invoices can't be organized by date, it is riddled with errors that have prevented me from being able to update my business address for over 8..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3592217) LT Luke T. Teacher, Coach, and Director > "It's great value and has everything I need as a sole trader starting up a new business." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6875819) DT Dj T. Owner > "I am a very small business, and while the expense can be written off, I wasn't sure that I was ready to add another monthly expense to my..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) LT Luke T. Teacher, Coach, and Director > "Seems to be the best accounting software out there for my needs!" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6875819) IC Ian C. Owner - Travel Specialist > "Seems to have deteriorated of late, with agents repeating pat answers and fobbing off with published advice that I'd already researched prior..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___6200244) MF Mandy F. Owner > "This was the easiest version of Quickbooks for someone like myself who struggles to learn new software!" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6820630) DT Dj T. Owner > "There are times when I'm not sure how to classify something, as it doesn't fit into the provided categories." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) Christopher P. President > "The learning curve was not to bad for a first time user." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___7054563) AM Anthony M. Owner > "I got logged out once and couldn't get logged back in and was sorta difficult to get it fixed but was eventually back on it" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___5052943) CJ Chris J. IT Administrator > "I like that it comes with state and fed tax filing bundled, as well as the quarterly deposit reporting." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6063495) MB Mauricio B. owner > "The thing I dislike about QuickBooks Self-Employed is you have to pay for a higher plan in order to utilize all the functions need to run your..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4616023) DT Dj T. Owner > "It makes managing the finances side of my business so much easier, giving me more time to create for my clients." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) JL Jeff L. Chef > "It is a frustrating process that the avetrage person doesnt know how to do without professional support, of which 99% of QBSE support staff..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3824591) DT Dj T. Owner > "It has been a great help to my business over the years, even with that hiccup of having to begin paying for it after using it for just the..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) JL Jeff L. Chef > "I had to learn the hard way that this program NO LONGER builds or tracks your bank trasactions automatically." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3824591) DT Dj T. Owner > "However the ease of importing business accounting info into TurboTax each year was too compelling for me to stop using QuickBooks, so I stayed..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) RW Ronald W. Graphic Designer > "The price is a little steep for a first time user." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6294322) DT Dj T. Owner > "I also really like the fact that I can keep track of personal income and expenses alongside my business accounts." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4852142) MW Matthew W. Owner, Operator > "Everything has to be "escalated" to engineering and then they somehow not only fail to fix the problem but actually oftentimes manage to make..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3592217) AK Amanda K. Owner > "After 2 years of last minute panic in January to get all expenses and income pulled together from a million sources, this tool has made things..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4768579) CJ Cayla J. Owner > "Sometimes there is a small lag in depositing checks into my business account and reflection onto the software in order to classify the..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___2959085) AS Alisa S. Practice Manager > "I have been using it for a couple years now with minimal errors. " [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6802808) AM Alexander M. Owner > "You can not include images of receipts for reimbursement." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3585472) BC Brittney C. Entrepreneur > "So far I have had nothing but good experience using quick books I give it 5 stars!" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6352168) SB Savannah B. Small Business Owner > "The final nail in the coffin is that in order to use QuickBooks Payments, you are required to open a QuickBooks Checking account with a debit..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3346915) JM Jordan M. Sole Proprietor > "I would still very much recommend having a certified accountant set everything up for you in the beginning so you have everything that you..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___5012859) AH Alixandra H. LMHC > "At times I have a difficult time sorting through past transactions or figuring out what each was." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4793743) RS Ryan S. Director > "Quickbooks self-employed offers the essential tools needed such as mileage tracking and tax estimates." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3858724) CJ Chris J. IT Administrator > "The cost." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___6063495) CR Carly R. Owner > "It's definitely geared toward beginners so don't expect all the bells and whistles that you'd get with the more advanced versions of..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4153777) CC Caren C. CEO > "Unprofessional." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___4903725) Waldo M. Director of Media Services > "It is extremely useful that this software integrates banking, car/fuel usage in the internal structure." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3712996) MR Mark R. Owner > "The one thing that bothers me is that you can't raise quotations in the software without upgrading the package to a tier that's overkill for..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___2944773) JD Jessie D. Writer > "The most obvious pros are the receipt tracking and the integration with TurboTax." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3708885) MA Maysa A. MD > "Did not integrate to QB online AT ALL." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4145392) CJ Cayla J. Owner > "QuickBooks Self-Employed software includes an incredible simple and easy to use interface to classify expenses between personal and business,..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___2959085) Leah G. Co-Owner > "There was no clear direction and not everything was prioritized as it should've been." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4318837) JD Jessie D. Writer > "At the end of the year, QuickBooks will send it all to TurboTax, which makes self-employed taxes way easier." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3708885) SL Steve L. Owner > "It's very slow to register taps (3 seconds)." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3527753) Rexie M. Director > "It has been good however the phone app seems to have technical issues more often recently and that along with cheaper products now on the..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4599298) SB Savannah B. Small Business Owner > "My overall experience from sign-up, account setup, attempted input of expenses, and the whole cancellation proces was a 0-star rated..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3346915) Rexie M. Director > "It has served me very well for two years but the business is expanding and needs more capabilities to automate our processes." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4599298) BR Brooks R. Director > "This year I cannot send receipts." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3652999) JL Jeff L. Chef > "I liked the way you can apply rules to your transactions to seperate Business & Personal" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3824591) IR Ishtiaq R. Owner > "Also their customer service is not available on weekends. Like many self employed I do my billing on weekends and I cannot get any help." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3248351) NH Nick H. Manager > "QuickBooks Self-Employed has been the most cost-effective tool for tracking expenses that we have found so far for the Sole-Proprietor's small..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3276672) Justin L. Business Owner > "I tried to have 3 separate accounts but that was too costly and thought I could easily do it with one swift click of a button, and BOY was I..." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3470713) IC Ian C. Owner - Travel Specialist > "Ease of use and bank account connectivity." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___6200244) JP Jane P. Owner > "I continue to receive an error message that my free trial has expired despite my purchase of an annual subscription in August. " [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3424276) VR Verified Reviewer Content Creator > "Such a great software for my freelance needs, would love more features or mobile optimization but it works perfectly!" [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3931640) Justin L. Business Owner > "I hated the fact that it asked me every time there was a new entry if I wanted to make a rule for that entry." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3470713) CR Carly R. Owner > "You can also make invoices cleanly and quickly. " [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4153777) NH Nick H. Manager > "Therefore, the running "Profit/Loss" number at the top of the screen is pretty inaccurate." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3276672) JM Jordan M. Sole Proprietor > "The software is simple and easy to learn, without too big of a learning curve." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___5012859) SB Savannah B. Small Business Owner > "First, the customer service for a company of this size with so much critical acclaim for its software is below subpar." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#SoftwareAdvice___3346915) SJ Sarah J. Owner > "The mile tracking is my favorite feature because until i got this app i did not how to properly and in an organized way track this." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___2959206) TW Timothy W. Copywriter > "Come Monday, staff at Quickbooks Self-Employed hung up on me 3 times after I'm trying to fix my problem have accessing my data." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3306965) MT Mackenzie T. HR Consultant > "Makes sending and re-sending invoices very easy." [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___3711838) PH Peggy H. Owner/Manager > "I don't have anything to add here that I don't like " [See full review](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#Capterra___4377328) [View Reviews](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) ## User interface 4.40 (3,292) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/) 3.97 (121) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounts Payable 150 Important Accounts Receivable 120 Important Xero Top features 39/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) QuickBooks Solopreneur 15/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/#features) ### Recognition Xero is recognized as a top-rated tool in 4 Capterra Shortlist reports QuickBooks Solopreneur is recognized as a top-rated tool in 2 Capterra Shortlist reports ### Deployment & support Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos QuickBooks Solopreneur Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Xero - By Xero - Located in New Zealand - Founded in 2006 QuickBooks Solopreneur - By Intuit - Located in United States - Founded in 1983 ## Popular Comparisons [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 3.8 Features 4.3 4.0 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-212141/QuickBooks-Online-vs-QuickBooks-Self-Employed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,559)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $20/month Price $1922/year 3.8 Features 4.3 4.0 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-212141/QuickBooks-Desktop-Pro-vs-QuickBooks-Self-Employed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 3.8 Features 4.4 4.0 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-212141/QuickBooks-Enterprise-vs-QuickBooks-Self-Employed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,559)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.3 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) $20/month Price $20/month 3.8 Features 4.0 4.0 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/168740-212141/Sage-One-UK-vs-QuickBooks-Self-Employed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,721)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) $20/month Price $19/month 3.8 Features 4.2 4.0 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/178021-212141/Wave-Apps-vs-QuickBooks-Self-Employed) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,043)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online) [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/)[3.97 (121)](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/reviews/) vs [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.48 (4,515)](https://www.capterra.com/p/142390/FreshBooks/reviews/) $20/month Price $21/month 3.8 Features 4.3 4.0 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/142390-212141/FreshBooks-vs-QuickBooks-Self-Employed)