# Compare Xero vs Mint 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Xero and Mint based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/120109-213530/Xero-vs-Mint

---

# Xero vs Mint Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

XeroMint2/4 selected

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.5 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,307 reviews](#user-reviews)

Positive

2,906

Neutral

239

Negative

162

[## Mint](https://www.capterra.com/p/213530/Mint/)[4.5 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.9

Functionality

4.4

Ease of Use

4.5

Customer Service

4.2

Reviews Sentiment

Based on [140 reviews](#user-reviews)

Positive

129

Neutral

9

Negative

2

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## Summary

* * *

Key features rated by users

Features selected based on 1,361 reviews from budgeting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

High performer

Feature ratings

Accounting

4.6

Real-Time Data

4.4

Financial Management

4.5

Reporting/Analytics

4.5

Income & Balance Sheet

4.6

\--%Fit

Missing features

Feature ratings

Accounting

NA

Real-Time Data

NA

Financial Management

5.0

Reporting/Analytics

NA

Income & Balance Sheet

4.9

User satisfaction

User satisfaction

4.4

User reviews[3,307](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

4.5

User reviews[140](https://www.capterra.com/p/213530/Mint/reviews/)

Ease of use

4.5

Functionality

4.4

Value for money

4.9

Customer support

4.2

Price starts from

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

Best for

Not provided by vendor

## User reviews

Pros & cons

RR

Rebecca R.

Production manager

> "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

NC

Nikki C.

permit technician

> "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

BN

Bill N.

Senior Financial Accountant

> "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

NC

Nikki C.

permit technician

> "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

VR

Verified Reviewer

Treasury Accountant

> "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

AB

Andrew B.

Owner

> "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928)

NK

Navpreet K.

Manager and CPA

> "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223)

VR

Verified Reviewer

Treasury Accountant

> "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

BN

Bill N.

Senior Financial Accountant

> "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

LC

Laura C.

Administration Manager

> "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

KP

Kelly P.

Manager

> "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951)

VR

Verified Reviewer

Treasury Accountant

> "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

RD

Rudo D.

Accountant

> "They increase prices so often and they sometimes do not offer discounts when you have multiple companies"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

DM

Dasha M.

Consultant

> "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499)

CG

Cecilia G.

Administration

> "Xero’s subscription tiers have increased in cost, which can become expensive for users."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251)

JM

Jesse M.

Senior Accountant

> "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

VR

Verified Reviewer

Treasury Accountant

> "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than this."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

RT

Rachel T.

Accounts Administrator

> "Lately there have been some software issues which slowed things down, but these happen rarely. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting them..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

CS

Chloe S.

Bookkeeper

> "Xero is good for bank account reconciliation when it syncs with your account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

TE

Timothy E.

Owner

> "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant very..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

WJ

Will J.

Director

> "Good initially, but I had a lot of issues with square integration and the cost got too high in the end."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

SF

Stephanie F.

Owner

> "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

CC

Christine C.

Finance

> "For report updates I find with updates they become more complex and busy with no way to edit to strip out the unwanted additions. If you have multiple companies/organizations and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4904840)

Rodrigo T.

Director of Cyber Security

> "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RV

Robert V.

Bookkeeper and Owner

> "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support article". "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641)

JC

Jasmine C.

Accountant

> "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437)

VR

Verified Reviewer

Editor

> "Xero does not offer a dedicated phone support line."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

RD

Raegan D.

Owner, Accountant

> "I love how simple Mint was to use without having to read or watch tutorials."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___7046709)

Ryan M.

Marketing Analytics Engineer

> "At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4348374)

Megan H.

Owner

> "Only pro is you can import all of your data and financial info to mini and they move it to TurboTax without any hassle"

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___6209168)

PS

Patrick S.

Controller

> "Sometimes the portal is slow to load and the data needs to be refreshed."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___6306143)

KN

Kendra N.

Owner

> "I truly love the ease of tracking all transactions and being able to set budgets and integrate all your accounts..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___5084315)

AW

Amelia W.

Account Manager

> "My mortgage company does not participate so I had to figure out how to manually enter that information. If you already are..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3729451)

JK

Joshua K.

Freelancer

> "This finance-tracking software is the best that I have come across since it allows me to easily establish goals and keep..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4319845)

Giau N.

Manager

> "Mint does not offer as much investment tracking as other personal finance management tools, but not to the extent that it..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4498088)

RD

Raegan D.

Owner, Accountant

> "It was fabulous especially considering it was free."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___7046709)

Frank R.

Management

> "Portal at time has too much information that makes it confusing"

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4858071)

RD

Raegan D.

Owner, Accountant

> "It was very intuitive and user friendly."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___7046709)

TQ

Todd Q.

CEO

> "Mint doesn't account for these very well and it does nothing for planning."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3633796)

SB

Sam B.

Supply Chain Manager

> "Easy to use app that links to all accounts easily to track expenses and budgeting."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___6012901)

VR

Verified Reviewer

Front Desk Agent

> "I do not like that Mint doesn't let you delete transactions as this can cause miscalculations within your budget, especially..."

[See full review](https://www.capterra.com/p/213530/Mint/#GetApp___2767061)

PS

Patrick S.

Controller

> "Mint offers an easy-to-use portal that tracks expense categories automatically."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___6306143)

JS

Jacob S.

Operations Director

> "I realize this is their business model, to use what they know about you to serve targeted ads, but it can become a nuisance."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3490402)

TQ

Todd Q.

CEO

> "It does a good job of automatically logging expenses and after implementing a few custom rules, it's pretty accurate with..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3633796)

VR

Verified Reviewer

Editor

> "However, I haven't found that Mint's analysis of my purchases is always accurate, and so I have never relied on or used this..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3424075)

BG

Benjamin G.

Main Accountant

> "Everything is so easy and it's 100% free."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___6400968)

AW

Amelia W.

Account Manager

> "Anyone who is not a financial expert should have its."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3729451)

Giau N.

Manager

> "Automatic account updates: Mint automatically updates our financial information, so we always have the most current..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4498088)

AP

Aaron P.

Owner

> "The overall Mint interface can be rather clunky and difficult to navigate."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3213232)

TA

Terri A.

Executive Director

> "What I like most about Mint is the ability to get quick snapshots of my financial status. "

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4775915)

JT

Jordan T.

RENTAL MANAGER

> "The notifications can get excessive at times"

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3368474)

Ryan M.

Marketing Analytics Engineer

> "The integrations that it has with my banks has been instrumental in helping my family manage our finances."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4348374)

PP

Patrick P.

Production Team Lead

> "The website is full of many "pop up's" that can be obtrusive."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3140798)

VR

Verified Reviewer

General Engineer

> "It allows you to gather all of your financial accounts in one place so you can accurately track your net worth over time, as..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2969233)

KS

Kathryn S.

owner

> "It sometimes doesn't link to my accounts and requires reentering and/or updating my linked accounts."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2854951)

DH

Delena H.

CSR

> "With Mint I am able to budget my money better and know where everything is supposed to go every month."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4236753)

VR

Verified Reviewer

Manager

> "Occasionally there are connection issues that seem to occur with the same accounts with little idea on how to resolve fully."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2759419)

VR

Verified Reviewer

Assistant Real Estate Manager

> "Mint is a great finance software to help you keep track of your expenses and budgeting."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4620828)

Linh P.

Tax Auditor

> "The manual adjustment process is slow and has not been updated for at least 3 years. "

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2791824)

BL

Brandy L.

Salon Owner/Operator

> "So mint allows me to manage my money as well as my budget."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___4599010)

NF

Nick F.

Manager

> "Certain financial institutions do not work on the platform."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2668025)

Kevin B.

President

> "I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of..."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2969178)

VR

Verified Reviewer

Design Engineer

> "I have found that sometimes the connectivity with Mint is also inconsistent."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___2725400)

SJ

Sara J.

veterinary assistant

> "I like that it (obviously) keeps track of spending and shows how much I have available to me."

[See full review](https://www.capterra.com/p/213530/Mint/#Capterra___3822788)

DD

Dinesh D.

Data Integration Engineer

> "Few banks and credit cards not supported."

[See full review](https://www.capterra.com/p/213530/Mint/#GetApp___2703334)

[View Reviews](https://www.capterra.com/p/213530/Mint/reviews/)

## User interface

4.40 (3,307)

[Mint](https://www.capterra.com/p/213530/Mint/)

4.54 (140)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Xero

Top features

30/42

-   Access Controls/Permissions
-   Accounting
-   Activity Dashboard
-   Ad hoc Reporting
-   AI Copilot
-   Alerts/Notifications
-   API
-   Asset Lifecycle Management
-   Billing & Invoicing
-   Cash Management
-   Chart of Accounts
-   Collaboration Tools
-   Consolidation/Roll-Up
-   Customizable Reports
-   Dashboard Creation
-   Data Import/Export
-   Data Visualization
-   Drag & Drop
-   Expense Management
-   Financial Analysis
-   Financial Management
-   Forecasting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Multi-Company
-   Multi-Currency
-   Multi-Department/Project
-   Profit/Loss Statement
-   Purchase Order Management
-   Real-Time Data
-   Real-Time Reporting
-   Receipt Management
-   Reporting/Analytics
-   Scenario Planning
-   Self-Service Reporting
-   Strategic Planning
-   Third-Party Integrations
-   Version Control
-   Visual Analytics
-   "What If" Scenarios
-   Workflow Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

Mint

12/42

-   Access Controls/Permissions
-   Accounting
-   Activity Dashboard
-   Ad hoc Reporting
-   AI Copilot
-   Alerts/Notifications
-   API
-   Asset Lifecycle Management
-   Billing & Invoicing
-   Cash Management
-   Chart of Accounts
-   Collaboration Tools
-   Consolidation/Roll-Up
-   Customizable Reports
-   Dashboard Creation
-   Data Import/Export
-   Data Visualization
-   Drag & Drop
-   Expense Management
-   Financial Analysis
-   Financial Management
-   Forecasting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Multi-Company
-   Multi-Currency
-   Multi-Department/Project
-   Profit/Loss Statement
-   Purchase Order Management
-   Real-Time Data
-   Real-Time Reporting
-   Receipt Management
-   Reporting/Analytics
-   Scenario Planning
-   Self-Service Reporting
-   Strategic Planning
-   Third-Party Integrations
-   Version Control
-   Visual Analytics
-   "What If" Scenarios
-   Workflow Management

[See all features](https://www.capterra.com/p/213530/Mint/#features)

### Recognition

Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports

Mint is recognized as a top-rated tool in 1 Capterra Shortlist reports

Best Value Financial ManagementSoftware (2023) 

### Deployment & support

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Mint

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

Mint

-   By Intuit
-   Located in United States
-   Founded in 1983

## Popular Comparisons

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$25/month

Price

$38/month

4.3

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.4

Features

4.3

4.5

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/190778-213530/QuickBooks-Online-vs-Mint)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$25/month

Price

$2210/year

4.3

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[Datarails](https://www.capterra.com/p/177451/DataRails/)[4.73 (233)](https://www.capterra.com/p/177451/DataRails/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.4

Features

4.6

4.5

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/177451-213530/DataRails-vs-Mint)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$235/month

4.4

Features

4.4

4.5

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/189398-213530/QuickBooks-Online-vs-Mint)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.4

Features

4.2

4.5

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-213530/Intacct-vs-Mint)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$25/month

Price

$1922/year

4.3

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.4

Features

4.2

4.5

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-213530/NetSuite-vs-Mint)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,045)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)

[Mint](https://www.capterra.com/p/213530/Mint/)[4.54 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

vs

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.00 (608)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

Contact vendor for pricing

Price

$124.42/month

4.4

Features

3.9

4.5

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/174753-213530/Sage-50cloud-vs-Mint)