# Compare Xero vs Sage 100 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Xero and Sage 100 based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/120109-227232/Xero-vs-Sage-100cloud --- # Xero vs Sage 100 Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: XeroSage 1002/4 selected [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,290 reviews](#user-reviews) Positive 2,891 Neutral 239 Negative 160 [## Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) Starting Price $7500.00 Value-for-Money 3.8 Functionality 3.9 Ease of Use 3.9 Customer Service 3.8 Reviews Sentiment Based on [376 reviews](#user-reviews) Positive 290 Neutral 61 Negative 25 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 7,738 reviews from accounting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 81%Fit High performer Feature ratings Income & Balance Sheet 4.6 Chart of Accounts 4.5 Document Management 4.6 Data Security 4.4 Financial Reporting 4.4 70%Fit Missing features Feature ratings Income & Balance Sheet 4.4 Chart of Accounts 5.0 Document Management 4.0 Data Security NA Financial Reporting 4.2 User satisfaction User satisfaction 4.4 User reviews[3,290](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 User satisfaction 4.1 User reviews[376](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) Ease of use 3.9 Functionality 3.9 Value for money 3.8 Customer support 3.8 Price starts from Price starts from $25Flat Rate, Per Month - Free version - Free trial Price starts from $7500Per Feature, Not provided by vendor - Free version - Free trial Best for Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. Best for Sage 100 is used by manufacturing companies, distribution businesses, financial services firms, retailers, construction companies, and wholesale distributors. ## User reviews Pros & cons NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) VR Verified Reviewer Founder and Copywriter > "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) JL John L. CEO > "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) EB Emma B. Financial Controller > "It has many different functions and capabilities which speed up reconciling and customisable reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) RG Rishi G. Software Engineer > "The calendar helps me track who owes me money and I am just glad I can finally see the dates." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) NH Natalie H. Partner and co-founder > "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) JC Jesse C. Managing Director > "We love the ability to connect and reconcile our accounts, easily process payroll, sign up new staff and process credit card payments for better cashflow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6306306) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) NH Nina H. Hr Manager > "It isn't easy to calculate holiday in the same way as HR software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) JB John B. Treasurer > "For example, Xero can not suggest an annual budget based on prior year spending." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) SN Samuel N. CEO > "I did have some issues getting set up and connecting bank accounts, which resulted in duplicates for one of my credit cards." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6301773) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) DM Daniel M. Owner > "Also, the learning curve can be a bit steep when diving into more complex accounting features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6823952) JP John P. Transport Broker > "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) TH Tamim H. maneger > "Comprehensive Reporting: The robust reporting tools provide detailed insights into financial performance, helping businesses make informed decisions and maintain healthy cash..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6306678) GL Gus L. CFO and Principal Engineer > "No way to generate travel expense report using labels" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) MC Matthew C. Director > "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551) LS Ladan S. ceo > "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) Richey J. General Manager > "Some aspects of payroll aren't equipped for specialist HR requirements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) AB Abhishek B. Executive- Sales and Procurement > "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605) JL John L. CEO > "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) GL Gus L. CFO and Principal Engineer > "Not integrated with invoicing systems like ipp.gov" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756) PM Preeti M. AVP > "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055) TE Timothy E. Owner > "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289) VR Verified Reviewer Account and content marketing manager > "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146) SP Shelley P. Manager > "I keep sending POs that say DRAFT because the APPROVE button is at the bottom." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) TS Tom S. Director > "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926) KL Kyle L. President > "Also, their prices keep increasing substantially and they don't care if you've been there for many years they will still increase it on you which is why I left." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6829883) SP Shelley P. Manager > "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) CO Carlos O. Supervisor - Financial Application Support Service > "In addition to being a Sage Reseller, Infomedika also offers multiple modifications that adapt..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7045379) LS Lisa S. Controller > "Proprietary database hard to get data in and out." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144) MW Mark W. Owner > "The dashboard is its strength and giving me an at-a-glance view of our cash flow and over-budget..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748) CC Chris C. Consultant > "Lack of comment detail and other fields to the GL. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7042525) BR Bradley R. Group Financial Controller > "The financial modules are reliable and can maintain small multi entity Groups for a good cost." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) MH Michael H. President > "Had errors in reporting database - they would not correct either; their customer support..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) BR Bradley R. Group Financial Controller > "Reporting is flexible enough for month end reporting requirements and the system is stable and..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) ST Scott T. Accounting Director > "The architect is antiquated or clunky to use." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142377) MS Manish S. AI and Automation Engineer > "It has a strong inventory tracking and order processing." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082167) MW Mark W. Owner > "A standout downside is the cost." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748) MH Michael H. President > "Decent interface, had a number of different modules from project accounting to RFIs, etc, had a..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) VR Verified Reviewer Head of Marketing > "The user interface looks quite old, doesn't integrate with everything" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6651211) JC Jerry C. Edcuator > "Sage 100 uses GAAP, generally accepted accounting principles, in every small business this is a..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082165) MH Michael H. President > "Would not refund our approx $6k fee." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) JN John N. User > "Customization & Integration – Open API for custom solutions, allowing integration with..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725) CC Cynthia C. Dir, Communications and Engagement > "Sometimes data entered doesn't save." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6762896) MJ Melody J. Staff Accountant > "I liked that everything was permanent once posting versus Sage 50 where you can change..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7140778) JN John N. User > "poor planning during implementation can cause difficulties." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725) DH Doug H. CDO > "I especially like the production management and inventory planning capabilities" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142431) MH Michael H. President > "Didn't even get to implement software." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) ST Sasha T. Junior Digital Marketing Manager > "Continuous tracking means that campaign budgets, expenses, and financial performance are always..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6607676) MF Mimi F. Assistant Controller > "It was hard to determine where the problem lied and which platform to blame." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6473441) SZ Susan Z. Sr Sage Consultant > "I also appreciate that clients can purchase only the modules they need." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142241) YW Yuan W. Geschäftsführer > "outdated technology, lack of transparency, psuedo subscription without meaningful updates." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6263255) LS Lisa S. Controller > "It is good for invoicing, look ups and payments." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144) PG Paul G. Project Manager > "Overall Poor upgrade from Sage 50 Accounting." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6708940) FS Frank S. VP Chief DEI Officer > "Features like wide range of pre-built integrations and native connections other products makes..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6470166) EG Eli G. Operations Manager > "so, it ends up being very pricey..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6652320) AN Amir N. Controller > "Sage 100 is a complete professional accounting software system." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7116838) KO Kevin O. Owner > "Incredibly frustrating." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___6745746) BR Bradley R. Group Financial Controller > "Sage 100 offers strong value for money for SMEs." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) AM Alan M. Production lead > "I have not found any features so far through sage that I have been dissatisfied with and..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4880086) VC VANESSA C. accounting specialist > "Invoicing is easy and check runs are smooth." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995) FE Ful E. Content creator > "Working from a distance with sage sometimes is very difficult especially when there is no..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4783134) SS Stewart S. Owner > "Inventory is very good at tracting information," [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7059190) CB Craig B. Owner > "Somethings a module will crash due to some parameter not having a specific number or letter in..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2978065) VC VANESSA C. accounting specialist > "It is easy to post payments, and it is in the cloud now which is great." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995) NY Nichole Y. Settlements Administrator/Billing > "Also connecting printers to this has been a total PITA on more than numerous occasions." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___3931092) MS Manish S. AI and Automation Engineer > "It is an easy to maintain software and Sage support is always a call away too." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082167) AD Avinash D. Pharmacist > "The software can become pricy as many features as only available as options which increases the..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2999296) VR Verified Reviewer Accountant > "I like how you can purchase the modules you need vs everything being packaged. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6649716) MF Matthew F. CFO > "The sales process was rigid and not customer focused." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___4684942) EC Eric C. CFO > "It is inexpensive and not the worst accounting ERP tool to be stuck with, however, if you can..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6636206) BL Bao L. IT > "We only use GL and it ways to expensive" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4781741) Onur P. Co-Founder > "Sage 100 really helped us on our ERP operations with its powerful features." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6345622) CS Chris S. MD > "Quite expensive, customer support is dire (when you can actually get anyone) and it’s quite..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2969336) CC Cynthia C. Dir, Communications and Engagement > "Also, it interfaces seamlessly with our payroll system." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6762896) AG Anne G. Accountant > "genericAlittle expensive" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4437537) SK Sam K. Project manager > "As an accountancy package it was great." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7085758) SS Stosh S. owner > "My other major complaint is dealing with several different companies to get everything you need..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2172715) FS Frank S. VP Chief DEI Officer > "Has a robust security and compliance dashboard." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6470166) BL Brian L. Director > "Integration with systems and reporting was a bit troublesome at first with Sage moving to the..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2171644) Kevin H. Controller > "What I liked best about Sage 100 was the value and the support offered." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7005841) SS Stosh S. owner > "Delays on large orders put into fusion portion are a time killer. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2172715) DA Doreen A. Sales Manager > "It ensures that the cost of a project is well taken care of through proper budgeting and..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6191037) JL JASON L. OPERATIONS > "speed, lagging, requires some amount of customization." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2170130) IH Isobel H. Owner > "It's a good product that meets the basic needs required, although is not very good at integrating" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6558410) RP Renee P. Finance Manager > "Part of the issue that made it so frustrating was caused by the company hired to help us with..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2166089) KO Kevin O. Owner > "Very robust product if you take the time to customize it." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___6745746) SS Stosh S. owner > "My biggest complaint being the amount of time it takes to do simple process. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2172715) EB Elizabeth B. cust. service sup. > "overall, it was easy to use and I really like that if I'm looking for a specific report i can..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6780231) LM Luis M. Controller > "User interface is not friendly." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2168543) MF Mimi F. Assistant Controller > "It has the capacity to do everything needed in accounting and easy to learn." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6473441) RP Renee P. Finance Manager > "This software is not intuitive. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2166089) [View Reviews](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) ## User interface 4.40 (3,290) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/) 4.06 (376) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounts Payable 150 Important Accounts Receivable 120 Important Xero Top features 39/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) Sage 100 21/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/227232/Sage-100cloud/#features) ### Recognition Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports Sage 100 is recognized as a top-rated tool in 2 Capterra Shortlist reports ### Deployment & support Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage 100 Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Xero - By Xero - Located in New Zealand - Founded in 2006 Sage 100 - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $7500 Price $38/month 3.9 Features 4.3 3.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-227232/QuickBooks-Online-vs-Sage-100cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $7500 Price $2210/year 3.9 Features 4.4 3.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-227232/QuickBooks-Enterprise-vs-Sage-100cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) $7500 Price Contact vendor for pricing 3.9 Features 4.2 3.9 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-227232/NetSuite-vs-Sage-100cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,558)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.3 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,558)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $7500 Price $1922/year 3.9 Features 4.3 3.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-227232/QuickBooks-Desktop-Pro-vs-Sage-100cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) $7500 Price Contact vendor for pricing 3.9 Features 4.2 3.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-227232/Intacct-vs-Sage-100cloud) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,041)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.06 (376)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [Odoo](https://www.capterra.com/p/135618/Odoo/) [4.20 (1,304)](https://www.capterra.com/p/135618/Odoo/reviews/) $7500 Price $31.1/month 3.9 Features 4.2 3.9 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135618-227232/Odoo-vs-Sage-100cloud)