# Compare Stripe vs PayPal Commerce Platform 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and PayPal Commerce Platform based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-179252/Stripe-vs-PayPal-Checkout --- # Stripe vs PayPal Commerce Platform Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripePayPal Commerce Platform2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,337 reviews](#user-reviews) Positive 3,095 Neutral 119 Negative 123 [## PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) Starting Price $0.01 Value-for-Money 4.5 Functionality 4.5 Ease of Use 4.6 Customer Service 4.1 Reviews Sentiment Based on [499 reviews](#user-reviews) Positive 467 Neutral 23 Negative 9 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,179 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.5 Online Payments 4.6 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,337](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.3 Customer support 4.2 User satisfaction 4.6 User reviews[499](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.5 Customer support 4.1 Price starts from Price starts from \-- - Free version - Free trial Price starts from $0.01Not provided by vendor - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Whether you're a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow. ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) EP Eugene P. Chief Operating Officer > "I have two streams of revenue but it is not letting me consolidate both streams" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) Oleg P. Financial Analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) CM Caitlin M. Editor > "The payment fees are similar to other payment processors, although they do add up." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7148023) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) AH Andrew H. Software Developer > "It help store to take credit card, handling users payment informations and get paid quickly." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) EP Eugene P. Chief Operating Officer > "Feel like I am kept hostage of Stripe as a result of the SaaS tool we chose to use." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) NF Niccolò F. Cofounder, CTO > "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows to set up..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) VR Verified Reviewer Ecommerce Developer > "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has an API in..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171) JZ Jessica Z. Owner > "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873) Jackie S. Self-employed > "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748) AE Aaron E. Partner > "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) MD Mackenzie D. Founder > "I like the additional features that they roll out such as PayPal cash for customers that they can use at your store, the customer will receive a..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) William C. manager > "Can be as nosey about what the purchases are of, like the credit card companys. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7054171) RD Ruth D. Designer > "It’s a payment platform that allows me to accept customers payments online, on app or in store." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589) Ryan P. Owner > "The two and a half percent fee really eats into your profit if you are doing larger transactions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) MD Mackenzie D. Founder > "More importantly, I also like that I was able to customize my PayPal home screen to align with my branding." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) Ryan P. Owner > "Thousands of dollars equals hundreds in fees." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) RD Ruth D. Designer > "I can manage it all in one place and have the icon on my website." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589) BJD Brix Jasper D. Account Executive > "Some delays of payment somebody and bugs" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116) MD Mackenzie D. Founder > "I like that I was able to integrate PayPal into my Shopify account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) Shola O. Internship > "However, their services like receiving of payment is not available to people in my home country, Nigeria." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906) JB Jennifer B. Owner > "I appreciate that PayPal Commerce allows customers the ability to pay easily for products or services rendered." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7042285) KS Kristina S. Freelancer > "There is no special cons, except for one and that is that Paypal mobile application is still not enabled in my country, so I have to log in to a..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891) Ryan P. Owner > "I especially like saving up crypto over time on the platform, treating it almost like a savings account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) MB Meghan B. Owner > "Not worth paying for. Since they disconnected their own payment processing and use an outside company it's more difficult to use." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6143877) TB Tony B. Owner > "It’s easily available on several different sites and platforms." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) TI Terriyanna I. Volunteer Support > "Your account can be suspended for months without any explanation, it takes days to contact customer support, a lot of people do not like using..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4802921) TB Tony B. Owner > "They also have a credit service that is convenient." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) ZC Zhulieta C. administrativo > "A month had made a copra over the internet with payment paypal discount the money and did not pay the purchase, it takes 40 days to refund the..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548) JB Jean B. Training Specialist > "It integrates with a wide array of websites and makes payment processing a breeze and very secure" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6329516) JN Jessica N. Accounting Assistant > "What I like least is that when I open the app on my cell phone, in addition to the digital one, it also asks me to confirm the device by text..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3552936) Houyamne A. UI Designer > "It helps us to create and easily manage invoices, make payments, and accept payments in different installments." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) Melissa T. Associate > "Like most PayPal branches, customer service leaves a lot to be desired." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305) Houyamne A. UI Designer > "The most amazing phase of it is that it supports recurring billing, helps us to better manage risks, and overall; onboards customers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) PA Pascal A. Freelancer > "Sadly, what I dislike is the transactions fees are a bit high. And I think the PayPal bots are 'overly sensitive' thereby disabling people's..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618) James G. Marketing Specialist > "Overall, PayPal is a trustworthy and efficient payment solution." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7096943) CC Carissa C. Teacher > "Add more features or ways to secure funds and bank accounts because, honestly, at first, I was hesitant to link my bank account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4290677) TM Tholang M. Owner > "They provides us with history on our transactions, which is good for tracking and analyzing sales over time." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5039919) YH Yahya H. Student > "The biggest problem for me is the energy put into the modules used to make you use the PayPal service (pay, fund your account, etc.). And..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3484806) AC Amine C. Farmer Operator in Crop Production > "The trust associated with the PayPal brand helps boost customer confidence and conversions" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6599333) BB Benjamin B. Owner > "sending funds of $100 to my daughters for New Years, i attempted to send funds $100 to my other daughter, but was declined, so concerned i called..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3280727) ST Senthamizhkaviya T. NA > "I like that it gives timely updates on each step of the process to my email. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481) Moustafa Medhat A. Student > "I don't like that I can't change my address or Paypal's country. When moving from one country to another, I need to open a new Paypal account to..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3306629) EK Elena K. Teaching Assistant > "Paypal is a great commerce platform for making payments to different companies, small business owners and has a great customer service team." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6058911) OS Obrian S. Surveyor > "What I really don’t like about PayPal which I think they should fix is that sometimes when am sending money to it’s not showing my card details or..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3292995) TB Tony B. Owner > "Great service." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) Alejandro R. Environmental engineer > "We have also noticed that the commissions that PayPal receives are a little higher than other payment gateways. And finally, what has caused us..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3316149) RM Richard M. None > "I love PayPal because their lot to do even making money online for PayPal cash" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6483264) Luis S. TRADE MARKETING TRAINEE > "I did not like when the app did not recognize my credit/debit cards for some reason. When that happens to me, I do not know what to do as I do not..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460786) RK ROLIES K. MANAGER > "Very diverse, can be used in a lot of different countries as well" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6608230) MNB Mohd Nubli B. Lecturer > "This limits the payment options available to customers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209) CS Charles S. Owner > "Easy and efficient way to manage your regular transactions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6334824) FE Ful E. Accountant > "Most countries in Africa are restricted from sending money money but can only receive." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4777731) Houyamne A. UI Designer > "Paypay commercial platform helps us to accelerate business growth and deliverables." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) VR Verified Reviewer Animal caretaker > "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681) CT Cosmin T. Welding Engineer > "PayPal offers the option to link your bank account with your paypal account, allowing you to transfer funds from your paypal balance to your bank..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107) MM Misty M. Co-owner > "Even if the sender of the money calls customer support and verifies the transaction you are still stuck waiting the 7 business days." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591) Houyamne A. UI Designer > "The Paypal commercial platform helps us to go beyond just simple payment collection." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) JG Juan G. Sales Manager > "It needs to improve in terms of time, many times the waiting time for a refund is very long and the customer service response is not the best." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2940627) ST Senthamizhkaviya T. NA > "Easy to transfer and accept money, at one click. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481) Gary G. Marketing Director > "Sometimes payments are withheld as a security measure, this can certainly affect the performance of a secure transaction as it can slow down the..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3184826) VR Verified Reviewer Owner > "I love PayPal and use it daily it’s great for sending and receiving money and invoices and things" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4804273) RP Ramya P. Research Fellow > "Using Paypal since I am not comfortable sharing credit card details on e-commerce platforms that I cannot authenticate." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2975212) AN Alison N. Teacher > "I feel safer using PayPal for online purchases, especially if it's somewhere I will only order once from." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4897617) CS Carl S. Illustrator & Graphic Designer > "The fees they charge for business use are a bit high. And the fact that you have to manually transfer your money to an external bank account is..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2909768) SB Sunil B. Customer Service Consultant > "Overall, a great payment gateway that is very secure and user friendly." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6658310) JJ Jane J. Analista de Marketing Digital > "In my paypal account in japan I also couldn't register my bank, there are only a few banks available that I don't use." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3182933) BJD Brix Jasper D. Account Executive > "Excellent and so exceptional in terms of features" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116) ED Evandro D. CEO > "The only thing lacking in my humble opinion is the ease with which in Brazil the competitor has Pagseguro or Mercado Livre to be able to pay in..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3483436) BJD Brix Jasper D. Account Executive > "Its easy to use and its very friendly to navigate" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116) JL Johnny L. Customer Service Representative > "receipt can be edited and money and account can be hacked by the hackers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3412491) Shola O. Internship > "I can make payments for good and services worldwide." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906) VR Verified Reviewer Realtor > "Lately, I have had every payment held for 21days simply because it's a virtual product, and customer support hasn’t been helpful at all." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3326690) AG Ashley G. Owner > "Paypal has made running the financial part of my business souch easier." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4901409) MM Misty M. Co-owner > "If you receive or send money over a certain amount they will put it on hold for 7 business days." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591) MT Martin T. Designer > "Fast and secure payment solution, which works well for businesses and between international banks and credit cards." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4291711) NF Nathan F. Owner > "I was able to start collecting payments very easily, but ended up losing trust in the entire platform after the way they handled my account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2861643) BB Bryant B. Business Owner & Trainer > "I use templates when sending invoices which helps a lot and cuts down on time." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3811274) Lunga K. CEO > "Many banks in my country doesn't support PayPal and that gives me challenges always with withdrawals." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3414749) VR Verified Reviewer Financial Analyst > "PayPal is eas to use, safe, and very fast. When they say 2-3 days, it's usually overnight. If you have a small business, and want to set p..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4255966) VR Verified Reviewer Enterprise Resilience Officer > "Some domestic features in certain countries may not be useable due to local rules, but this is outside paypal's control." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3029610) KS Kristina S. Freelancer > "Checkout is very fast and easy and does not require a return to the previous pages, everything is done in a few seconds and the money is..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891) JL Jilong L. Senior Software Engineer > "I feel disappointed with PayPal's customer service." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3812459) ZC Zhulieta C. administrativo > "I like the speed in transfers, I like the speed in the payments of purchases that I usually make online." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548) KC Kim C. Nurse > "I seemed to just get automated responses." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4653940) VR Verified Reviewer architecture > "Making transactions using paypal will feel easier especially with other paypal account users, almost the same as using ebanking but in the paypal..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2948263) TD Thao D. marketing > "Dispute handling, and sometimes you got banned out of nowhere, so it could affect heavily your business." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2953078) PA Pascal A. Freelancer > "What I like most is that PayPal Commerce is that it is easy to integrate - I literally installed it in my online shop in minutes." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618) VR Verified Reviewer Career Coach, Counselor and Art\_Therapist > "When transferring money to the bank account, the service costs are high, in my opinion." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460702) Oder Henrique R. Environmental Engineer > "In addition, because it works as a digital wallet, the user has more convenience in transactions and can buy and transfer amounts without having..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2894333) VR Verified Reviewer CEO > "For me, it undermines its use for users from less-favoured countries and regions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2947397) [View Reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) ## User interface 4.60 (3,337) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/) 4.64 (499) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) PayPal Commerce Platform 5/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/179252/PayPal-Checkout/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports PayPal Commerce Platform is recognized as a top-rated tool in 1 Capterra Shortlist reports ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos PayPal Commerce Platform Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 PayPal Commerce Platform - By PayPal - Located in United States - Founded in 1998 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) $0.01 Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/179252-207944/PayPal-Checkout-vs-PayPal) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/179252-222572/PayPal-Checkout-vs-Venmo-) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,686)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,686)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-179252/Square-Payments-Processing-vs-PayPal-Checkout) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.5 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/179252-229452/PayPal-Checkout-vs-Afterpay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.11 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.2 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/123889-157492/Stripe-vs-Fattmerchant-Payments-Online) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,689)](https://www.capterra.com/p/83891/Shopify/reviews/) $0.01 Price $29/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/83891-179252/Shopify-vs-PayPal-Checkout) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (916)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/) $0.01 Price $69.95/month 4.5 Features 4.3 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/146664-179252/PaySimple-vs-PayPal-Checkout)