# Compare Stripe vs Razorpay 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Razorpay based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-179263/Stripe-vs-Razorpay --- # Stripe vs Razorpay Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeRazorpay2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) [Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.6 (114)](https://www.capterra.com/p/179263/Razorpay/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,354 reviews](#user-reviews) Positive 3,111 Neutral 119 Negative 124 [## Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.6 (114)](https://www.capterra.com/p/179263/Razorpay/reviews/) Starting Price Contact vendor Value-for-Money 3.3 Functionality 3.8 Ease of Use 3.8 Customer Service 3.1 Reviews Sentiment Based on [114 reviews](#user-reviews) Positive 76 Neutral 5 Negative 33 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,599 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA 56%Fit Missing features Feature ratings Data Security 3.0 Online Payments 3.6 Payment Fraud Prevention NA Debit/Credit Card Processing 3.7 Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,354](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.3 Customer support 4.2 User satisfaction 3.6 User reviews[114](https://www.capterra.com/p/179263/Razorpay/reviews/) Ease of use 3.8 Functionality 3.8 Value for money 3.3 Customer support 3.1 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Cloud-based platform which lets mid to large-size businesses manage their finances through payment gateway, subscription options, vendor payouts, invoicing and process automation options. ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) LS Louis S. CTO > "What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) SP Sonu P. Systems Analyst > "One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) EP Eugene P. Chief Operating Officer > "I have two streams of revenue but it is not letting me consolidate both streams" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) CM Caitlin M. Editor > "The payment fees are similar to other payment processors, although they do add up." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7148023) LS Louis S. CTO > "It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) SP Sonu P. Systems Analyst > "Mobile access is also strong, allowing teams to monitor payments and activity on the go." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) SP Sonu P. Systems Analyst > "For businesses handling online sales, the platform offers excellent value for money considering the reliability, scalability, and range of features available." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) EP Eric P. ERP Supervisor > "Some of the advanced features were not intuited by our team as quickly as we'd hoped, either." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7166314) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) Mailen G. Self-employed > "One thing I liked least is that customer support can sometimes take longer than expected to respond." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7158510) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) EP Eugene P. Chief Operating Officer > "Feel like I am kept hostage of Stripe as a result of the SaaS tool we chose to use." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) ED Eri D. Founder > "Overall there is not another payment processor that I would go with, especially for the space that I'm in." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7160032) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) GK Gokul K. Marketing > "Payment links and recurring payment options are useful for business operations, and the reporting section helps..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7176715) MI Mohamed I. Designer > "You can't even update basic personal info, like your business picture, contact number, or WhatsApp details." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566) GK Gokul K. Marketing > "The platform offers a smooth payment collection experience across UPI, cards, and other payment methods." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7176715) DHKKY Dr Hari Kishan Kumar Y. Medical Director > "Have raised more than 12 complaint tickets for POS not working since 4 months and its useless staff and grievance..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6789877) JH Joseph H. Strategy and Operations Manager > "It's given us the flexibility to accept payments across all our channels, which has truly enhanced customer..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6821904) MI Mohamed I. Designer > "Razorpay isn't just the worst payment gateway; it's the worst online service period." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566) SV Shailendra V. Project lead > "It is a good payment solution for merchants as it facilitates various payment methods and enables smooth txns." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6661292) MI Mohamed I. Designer > "I deleted my account after this total disregard." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566) Apurav T. Senior Customer Care Professional > "Payment processing with support for multiple payment methods, easy to track transactions and manage payments." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6657113) AP Amit P. Founder > "We booked a call with them but support team didnt show up on call." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6381383) AJ Abhishek J. CEO > "they are first when join a new customer, be they are last when they have to serve service, i like this approach" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6514703) VS Vikas S. CEO Founder > "very bad they charges too much for every transaction." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6491561) SV Shailendra V. Project lead > "Creating payment links is easier." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6661292) NG Neha G. Director > "We ordered the system in July, haven't received it nor any update" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6582242) VR Verified Reviewer Web Developer > "Overall experience with razorpay was good because it supports international payments also" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6692351) Priyansh K. Manager > "They did not approve me the first time I applied.- Fees can add up, especially when we start having high volume..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870) PSA P S A. Operations and project management intern > "I like the Quick Payment and the Clean Dark look of it" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6700968) RS Roja S. Solution manager > "One the main drack is tansation delay while paying payment get stuck." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6117803) Rajkishore M. Founder & CEO > "It has all-in-one dashboard where you can manage all the links, pages, customers, transactions, reports, members and..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729724) AP Amit P. Founder > "Very poor service and support." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6381383) SS Sachin S. Business Development Manager > "Razorpay is currently the most popular payment gateway among the e-commerce community in India. as it offers multiple..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4332352) Priyansh K. Manager > "Limited international presence: Razorpay is primarily focused on the Indian market, so it is not the best option for..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870) Rajkishore M. Founder & CEO > "This is the best for small businesses to grow more. With Razorpay you can provide various payment methods like UPI,..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729724) Chandrakeerthan P. student > "The transaction is automatically authorised, and you are notified via notification channels. But, based on my prior..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4645782) Ram V. Senior Account Executive > "Claiming reimbursements & creating automated tax statements are extremely useful for creating a seamless user journey..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3913890) VS Virender S. Website admin > "I have had an extremely disappointing experience with this company's customer support team. Despite contacting them..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4760046) Priyansh K. Manager > "The platform uses advanced technology to ensure that all transactions are secure and encrypted, which gives me peace..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870) CF Cosme F. Founder > "No customer support." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6028268) CS Connor S. Chef de Cuisine > "Overall it was very pleasant and straightforward" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6624476) SP Sanjay P. Senior executive > "one of the worst service ever received ." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___5086953) Priyanshu K. IT Specialist > "Much affordable,Aesthetic, Big community behind, Highly Skilled Team,Well established Network in B2B & D2C markets..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3638776) CF Cosme F. Founder > "Never helpful in any way" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6028268) BA Bismil A. Director > "Razorpay is very good payment gateway as best part of razorpay is that it does not have any monthly or yearly fees,..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729857) VR Verified Reviewer Founder > "The documentation sometimes feel a bit incomplete." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4072498) AA Abhishek A. CEO > "I provided all my company documents and they approved my account within 3 days. And since then I have been using my..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4194813) AN Atharva N. Founder > "Additionally, Razorpay does not have a standard or free version." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4120838) Priyansh K. Manager > "The platform is easy to use and offers a wide range of payment options, including credit card, debit card, and..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870) PP Pratiksha P. HR & Online Sales Head > "Payment failure rates are going up significantly" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4520854) Chandrakeerthan P. student > "The business also provides exceptional customer service, with friendly people on hand to help with any problems or..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4645782) Shankha K. Web developer > "Webhook always gets disabled for woocommerce websites, even after reporting it to the tech team, they are unable to..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3462234) SG Sanjay G. Business Head > "Razorpay is a great organization and the employees like \[sensitive content hidden\] are the assets to this great..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6061615) AH Avanti H. Sr. HR > "Support is a bit slow." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4631675) WA Wasim A. Director > "Razorpay provide best customer support, as i was facing some issue they handle and solved my problem on prority also..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3554972) SJ Subham J. Director > "Customer support is very bad to non existent." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4472931) AN Atharva N. Founder > "For its users, Razorpay also offers 24/7 live customer support." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4120838) WA Wasim A. Director > "International payment is too much complicated there are too much compliances." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3554972) Dinesh K. Digital Marketing Manager > "The Razorpay payment gateway installation is quite simple and easy, especially if you're using Shopify or Wocommerce." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4689046) VK Vishal K. Ceo > "I already mentione improve KYC it's suck please improve fast team this issue" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3685306) VR Verified Reviewer Director of Marketing Operation > "Easy to set up and use-User-friendly interface-Integration with multiple platforms and payment options-Quick and..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4566159) GS Gaurav S. Java Developer > "I am not able to report for fraud transaction." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3399175) Bandaru S. Student > "Razorpay is easy and simple to use, which accept all types of payment cards, upi and also having internet banking." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4532910) ND Navin D. Director > "After using them for 1 year, they suddenly block the service on my live site stating that the partner banks have..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030) Harshal K. CEO > "It offers a lot of payment options." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3746284) KA Kartik Ahuja (. Co-Founder | Chief Growth Officer > "Too much spammy with all the email blasts, does not care about if we click on unsubscribe or not." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2351494) BA Bismil A. Director > "Overall razorpay is good if you are accepting payment within India " [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729857) ND Navin D. Director > "Even if there was any reason for rejection, they should have done it right in the start, and not after 1 year of..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030) VK Vishal K. Ceo > "Hi there UI is good but improve KYC procces learn from instamojo" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3685306) Kathan M. Owner > "I made mistake by selecting Razorpay, and would like to suggest everyone not to even try Razorpay - complete waste of..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2811688) VR Verified Reviewer Freelancer > "Integrating Razorpay with my online store allowed me to process and settle payments without any problems - and it..." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2827197) AM Arvind M. CEO > "Support is worst, never get an call from client, we cant reach them, no proper support" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2779912) VR Verified Reviewer Strategy & Operations Manager > "Backend analytics provided by the software is also quite comprehensive." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3463428) AP Anurag P. Owner > "Its really tiresome sometime to open an account with Razorpay." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356) SP Shahu P. Strategy Head > "Also easy to set up." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4590779) AP Anurag P. Owner > "Post that they might ask unreasonable questions and documents." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356) SJ Subham J. Director > "Easy to deploy" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4472931) AP Anurag P. Owner > "On an average to solve anything, you might have to wait for weeks." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356) Krutika R. Recruitment Specialist > "We never hesitate to recommend Razorpay to others and are delighted with the results we have achieved so far." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4370253) AP Anurag P. Owner > "The support is very very slow and unsatisfactory." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356) Nikhil R. Assistant Marketing Manager > "They have very supportive customer care support services, they helped me a lot if there are some issues sometimes." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3449736) MG Mohit G. CEO > "They do not support the payments chargeback" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2633020) VR Verified Reviewer System Engineer > "It's a good app to use and to withdraw money and send money,pay bills" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2951394) ND Navin D. Director > "The customer service is pathetic to say the least." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030) Siddharth G. Business Manager > "We can create smart pages which looks very professional and really smart." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2304696) AM Arvind M. CEO > "one of worst irresponsible team they have, no values for client." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2779912) RG Rajesh G. SOFTWARE > "It user interface is very great and understandable." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3447787) ND Navin D. Director > "They should be sued." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030) VR Verified Reviewer Freelancer > "My integration as with shopify, and I had no trouble at all following the instructions to set it up myself." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2827197) AP Anurag P. Owner > "Horrible support." [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356) Ganesh B. SEO > "I have good experience with Razorpay, I really like their currency conversion rates for International transactions" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2406409) HS Harjeet S. CEO > "No sensible customer support" [See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2771952) [View Reviews](https://www.capterra.com/p/179263/Razorpay/reviews/) ## User interface 4.60 (3,354) [Razorpay](https://www.capterra.com/p/179263/Razorpay/) 3.59 (114) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Razorpay 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/179263/Razorpay/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports No recognitions have been awarded to Razorpay ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Razorpay Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Razorpay - By Razorpay - Located in India - Founded in 2014 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.59 (114)](https://www.capterra.com/p/179263/Razorpay/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.8 Features 4.6 3.8 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/179263-207944/Razorpay-vs-PayPal) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) vs 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(3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.5 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale) [Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.59 (114)](https://www.capterra.com/p/179263/Razorpay/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 3.8 Features 4.3 3.8 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/179263-190778/Razorpay-vs-QuickBooks-Online) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.16 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact 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