# Compare Stripe vs Payoneer 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Stripe and Payoneer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/123889-187086/Stripe-vs-Payoneer

---

# Stripe vs Payoneer Features and Cost Comparison

Last updated June 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

StripePayoneer2/4 selected

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

[## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.3

Functionality

4.5

Ease of Use

4.5

Customer Service

4.2

Reviews Sentiment

Based on [3,354 reviews](#user-reviews)

Positive

3,111

Neutral

119

Negative

124

[## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

3.8

Reviews Sentiment

Based on [765 reviews](#user-reviews)

Positive

639

Neutral

35

Negative

91

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

4.5

Debit/Credit Card Processing

4.6

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.4

Online Payments

3.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.6

User reviews[3,354](https://www.capterra.com/p/123889/Stripe/reviews/)

Ease of use

4.5

Functionality

4.5

Value for money

4.3

Customer support

4.2

User satisfaction

4.2

User reviews[765](https://www.capterra.com/p/187086/Payoneer/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

3.8

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

Best for

Not provided by vendor

## User reviews

Pros & cons

VR

Verified Reviewer

Owner Operator

> "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966)

Ashish T.

Owner

> "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367)

LS

Louis S.

CTO

> "What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140)

OE

Olu E.

Complaince Manager

> "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114)

BB

Bree B.

Adv Ops Coordinator

> "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008)

Ashish T.

Owner

> "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367)

SP

Sonu P.

Systems Analyst

> "One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529)

VR

Verified Reviewer

Student

> "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616)

VR

Verified Reviewer

Student

> "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616)

MK

Maksim K.

Manager

> "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

VR

Verified Reviewer

Owner

> "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

KS

Katherine S.

Paralegal

> "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

MK

Maksim K.

Manager

> "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

MK

Maksim K.

Manager

> "The syncing between the website and the module can be very inflexible at times, which is frustrating."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

OE

Olu E.

Complaince Manager

> "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114)

ZJ

Zakau J.

Landlord

> "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237)

Dante B.

Owner

> "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

VR

Verified Reviewer

Student

> "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616)

JO

Joy O.

Team Member

> "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933)

RM

Rodel M.

Founder

> "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826)

SC

Scott C.

Director of Ecommerce

> "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883)

AB

Anna B.

Kinesiologist

> "Stripe takes a fee off of the transactions which decreases my revenue."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793)

MH

Matthew H.

Tutor

> "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014)

MJ

Meg J.

Owner-instructor

> "I do not like that there are multiple separate accounts with the same name under my business's Stripe account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786)

SP

Stephanie P.

American accent coach

> "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046)

EP

Eugene P.

Chief Operating Officer

> "I have two streams of revenue but it is not letting me consolidate both streams"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652)

Jayme V.

Owner

> "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152)

CP

Candace P.

Director of HR

> "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426)

Craig B.

Managing director

> "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786)

Luke R.

Marketer

> "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648)

OE

Olu E.

Complaince Manager

> "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114)

PS

Paul S.

Software Engineer

> "Stripe can be expensive, especially for international transactions with currency conversions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810)

VR

Verified Reviewer

Owner

> "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574)

CM

Caitlin M.

Editor

> "The payment fees are similar to other payment processors, although they do add up."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7148023)

LS

Louis S.

CTO

> "It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140)

KW

Kate W.

Office Manager

> "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353)

OP

Oleg P.

financial analyst

> "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397)

VR

Verified Reviewer

Ceo

> "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648)

Jayme V.

Owner

> "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152)

BP

Bianca P.

Owner

> "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354)

MK

Maksim K.

Manager

> "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

DR

Dan R.

Developer

> "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

JM

James M.

Sales Representative

> "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013)

Ashish T.

Owner

> "Account closures and fund holds are a major concern."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367)

SG

Shea G.

Counselor

> "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958)

Amber L.

Owner

> "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

MH

Matthew H.

Tutor

> "Highly customisable invoices, including the ability to add branding and logos"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014)

Dante B.

Owner

> "In addition, their handling of my recent dispute has given me little faith in using tools like them."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

SP

Sonu P.

Systems Analyst

> "Mobile access is also strong, allowing teams to monitor payments and activity on the go."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529)

JM

James M.

Sales Representative

> "Their customer service is not helpful in case anything happens."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013)

BN

Bill N.

Senior Financial Accountant

> "Further, Stripe reporting allows us to reconcile our credit card payments with ease."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225)

HE

Holly Elizabeth É.

Yoga Instructor

> "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783)

Amber L.

Owner

> "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

Ryan P.

SPEECH LANGUAGE PATHOLOGIST

> "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883)

SP

Sonu P.

Systems Analyst

> "For businesses handling online sales, the platform offers excellent value for money considering the reliability, scalability, and range of features available."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529)

EP

Eric P.

ERP Supervisor

> "Some of the advanced features were not intuited by our team as quickly as we'd hoped, either."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7166314)

KL

Kaleena L.

Sr. Communications Consultant

> "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085)

FC

Frank C.

Owner

> "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416)

EB

Emma B.

Financial Controller

> "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

VR

Verified Reviewer

Artist Painter

> "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

VR

Verified Reviewer

Vice President

> "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279)

Mailen G.

Self-employed

> "One thing I liked least is that customer support can sometimes take longer than expected to respond."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7158510)

MH

Matthew H.

Tutor

> "It handles card payments smoothly and makes it easy to send invoices and payment links to clients."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014)

PP

Peter P.

administrator

> "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

Jack I.

Head of IT Development

> "Simplicity in its design, rich in features for managing payment processing, invoicing and more."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368)

ZF

Zach F.

Staff Accountant

> "It was challenging to find the reporting options as a new user."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

Simon F.

Director

> "We’re currently using it successfully to collect payments form clients via a payment portal."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050)

Konstantin P.

CEO

> "When first time I was trying to find information about how much does it cost it was hard."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281)

Jayme V.

Owner

> "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152)

VR

Verified Reviewer

Artist Painter

> "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

Dan J.

COO

> "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479)

VR

Verified Reviewer

Artist Painter

> "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

ZF

Zach F.

Staff Accountant

> "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

EP

Eugene P.

Chief Operating Officer

> "Feel like I am kept hostage of Stripe as a result of the SaaS tool we chose to use."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652)

Jayme V.

Owner

> "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152)

ED

Eri D.

Founder

> "Overall there is not another payment processor that I would go with, especially for the space that I'm in."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7160032)

DJ

Daniel J.

SDR

> "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145)

PP

Peter P.

administrator

> "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

HJ

Happiness J.

Computer Software Engineer

> "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

Leah G.

Detailer

> "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851)

[View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

NHH

Nguyen H. H.

Deputy Service Manager

> "Payoneer has been very useful for our team for any international transactions and for any invoicing in a secure environment."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044)

NHH

Nguyen H. H.

Deputy Service Manager

> "Invoicing is very clearly and professionally done, saving tons of rounds with clients."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

Dwight M.

Cloud Solution Architect Manager

> "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

NHH

Nguyen H. H.

Deputy Service Manager

> "As far as our business is concerned, we work with overseas clients and vendors and Payoneer is indeed a reliable platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

Portia A.

Nurse

> "The fees can sometimes feel a bit high, especially when converting currencies or withdrawing to a local bank account."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Portia A.

Nurse

> "I like how easy it is to receive payments from different platforms and in different currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Dwight M.

Cloud Solution Architect Manager

> "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity to..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

DR

David R.

Dive Operation Manager

> "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504)

Elena D.

Global Marketing Manager

> "Payoneer is a virtual online platform that allows quick transactions between different units."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

Alejandro C.

Designer

> "I used my account for nearly 10 years to receive freelancing funds until one day I woke up to find it closed."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093)

Armando R.

Project Manager

> "Their customer support could benefit from spanish speaking providers since i live in LatAm."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

JC

Jacqueline C.

Brand Designer

> "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688)

Vivek K.

Founder

> "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

AS

Anabelle S.

Owner

> "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds, which I..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395)

JE

Jackie E.

Director of Risk Management

> "Payoneer offers almost all the features available in PayPal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050)

Jessica B.

Owner

> "They literally are here to defraud legit businesses out of money and employees are all AI bots no personal help"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7179799)

Vivek K.

Founder

> "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

VR

Verified Reviewer

It manager

> "The fees can be a bit high sometimes, especially for currency conversion."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

JK

Jeff K.

Controller

> "The only positive about them is they have a decent Website."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

VR

Verified Reviewer

It manager

> "Also, customer support can be slow to respond when there’s an issue."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

VR

Verified Reviewer

It manager

> "My overall experience with Payoneer has been mostly smooth and reliable."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

JK

Jeff K.

Controller

> "They lock up your money for weeks at a time with no real explanation."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

AZ

Ahmed Z.

Online Gaming Account Merchant

> "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056)

Григорий Р.

chief

> "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238)

Dionne Joy M.

CEO

> "Payoneer is excellent and trusted global payment platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

Antonino P.

Freelance translator

> "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

GCS

Gil C S.

President

> "The fees were an issue, but for international payments it worked very well"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

Vadim D.

Assistant

> "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

Souleymane D.

Training assistant

> "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Alejandro C.

Designer

> "Additionally, fees are significantly higher than competitors."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093)

TA

Tamer A.

Art director

> "What I like is that it is free, easy to open an account, and also has multiple currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830)

JM

Jerry M.

Sales Representative

> "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

JT

Jessica T.

MD

> "It appears easy to use. If working with a reputable party it’s as easy to use as WISE."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

MJ

Milomir J.

Customer Support Representative

> "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could even..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357)

EO

Elvis O.

Audit Associate

> "The platform is easy to use, the transfers are reliable, and the customer support is helpful"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260)

LA

Lukman A.

Manager

> "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

ACF

Ana Clara F.

Administrative director

> "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes it..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183)

LB

Linda B.

Contractor

> "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562)

Souleymane D.

Training assistant

> "Payoneer is at your disposal for your international online payments, secure transactions, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Elena D.

Global Marketing Manager

> "the verification process for setting up a Payoneer account is cumbersome or time-consuming."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

SB

Sujata B.

Influencer

> "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914)

VR

Verified Reviewer

Web Developer

> "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations of..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683)

GCS

Gil C S.

President

> "Simple to use and with international reach that makes working with non-U.S. companies quite easy"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

AD

Aamir D.

CEO

> "My payments are on hold and account is appearing as inactive in Walmart Canada."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409)

AJ

Alan J.

Analista de Sistemas

> "I have little to complain about this amazing international transaction app."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718)

JK

Jeff K.

Controller

> "They do not care about their customers. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

GT

Ganga T.

Owner

> "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143)

Rajna S.

Architect

> "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035)

Rodrigue N.

Project Manager

> "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552)

New melchizedec S.

Director

> "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928)

AS

Adeel S.

Software Developer

> "The biggest plus being their global reach."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651)

YM

Yana M.

CG Artist

> "They blocked my account and funds under the guise of an “internal check”."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

FG

Fikru G.

Project Manager

> "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it, and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213)

LA

Lukman A.

Manager

> "They have some weird policies and the customer service seems unprofessional and ineffective."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

SK

Sagar K.

CMO

> "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction fee..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125)

JT

Jessica T.

MD

> "They will not offer assistance with claim backs."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

Dionne Joy M.

CEO

> "Payment was received quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

LB

Lindsay B.

Social Media Manager

> "The support is absent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870)

GF

Guadalupe F.

Legal Assistant

> "It has different currencies to use and is easy to understand."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955)

Suzette V.

Educator

> "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981)

JS

JOCILENE S.

Administrador

> "Great rates, fast transfers and conversions, payment enters the account well before the deadline."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967)

JM

Jerry M.

Sales Representative

> "I would like to warn others of this super high charge by this company."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

YD

Youcef D.

Marketer

> "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483)

Vadim D.

Assistant

> "Contacted Payoneer support to ask why the company's policy on the website misleads users."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

MQ

Michelle Q.

Medical Records Analyst

> "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214)

SG

Stav G.

Owner

> "They will not issue a refund or guarantee that these transactions will not recur."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559)

Patrick O.

Web developer

> "It also provides Mastercard debit card which allows the withdrawal of cash from local ATM machines without having to withdraw into the bank."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4147425)

Antonino P.

Freelance translator

> "Payoneer's customer support is absolutely incompetent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

DK

Diborah K.

Transcriber

> "Payoneer's high security measures have provided me piece of mind, knowing that my transactions and personal information are safely safeguarded. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4912758)

Ben L.

.

> "I only got to experience their customer support and that is terrible."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297)

Ibrahim T.

Assistant Relationship Manager

> "I faced a delay in a payment once but the customer service helped me through it and they were very welcoming and they processed my payment quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6103009)

JH

Julian H.

Website Design Freelancer

> "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

QH

Qais H.

Customer service representative

> "out of 10 experience .Protection at its highest , reliable , no risk at all , Used by a huge number of users which gives them a high credibility ,One..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4586334)

YM

Yana M.

CG Artist

> "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

DEE

Dr.Enoch E.

Facilities Manager

> "It is cost effective"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6672844)

JH

Julian H.

Website Design Freelancer

> "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

MR

Michael R.

Graphics designer

> "Easy to send and receive money within and outside locally or internationally with your US bank account or peer to peer transactions between users"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5084921)

VR

Verified Reviewer

Graphic designer

> "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank details..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313)

[View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/)

## User interface

4.60 (3,354)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

4.20 (765)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Stripe

Top features

21/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/123889/Stripe/#features)

Payoneer

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/187086/Payoneer/#features)

### Recognition

Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports

Payoneer is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Stripe

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Payoneer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Stripe

-   By Stripe
-   Located in United States
-   Founded in 2009

Payoneer

-   By Payoneer
-   Located in United States
-   Founded in

## Popular Comparisons

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.5

Features

4.6

4.5

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.2

Features

4.6

4.2

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/187086-207944/Payoneer-vs-PayPal)

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.5

Features

4.6

4.5

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.2

Features

4.6

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/187086-222572/Payoneer-vs-Venmo-)

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.5

Features

4.6

4.5

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.2

Features

4.6

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-187086/Square-Payments-Processing-vs-Payoneer)

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.5

Features

4.5

4.5

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.2

Features

4.3

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/187086-190778/Payoneer-vs-QuickBooks-Online)

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.16 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Contact vendor for pricing

Price

$99/month

4.5

Features

4.2

4.5

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/123889-157492/Stripe-vs-Fattmerchant-Payments-Online)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.2

Features

4.5

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/187086-275802/Payoneer-vs-Square-Point-of-Sale)

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Nomod](https://www.capterra.com/p/176749/Nomod/)[4.81 (356)](https://www.capterra.com/p/176749/Nomod/reviews/)

Contact vendor for pricing

Price

$1one time

4.5

Features

4.7

4.5

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/123889-176749/Stripe-vs-Nomod)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.2

Features

4.7

4.2

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/147301-187086/Stampli-vs-Payoneer)