# Compare Stripe vs authorize.net 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Stripe and authorize.net based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/123889-221412/Stripe-vs-authorizenet

---

# Stripe vs authorize.net Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Stripeauthorize.net2/4 selected

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

[## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.5

Customer Service

4.2

Reviews Sentiment

Based on [3,304 reviews](#user-reviews)

Positive

3,069

Neutral

114

Negative

121

[## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.4

Functionality

4.4

Ease of Use

4.3

Customer Service

4.4

Reviews Sentiment

Based on [215 reviews](#user-reviews)

Positive

195

Neutral

12

Negative

8

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

4.5

Expense Tracking

NA

Debit/Credit Card Processing

4.6

63%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

4.8

Payment Fraud Prevention

4.8

Expense Tracking

NA

Debit/Credit Card Processing

4.5

User satisfaction

User satisfaction

4.6

User reviews[3,304](https://www.capterra.com/p/123889/Stripe/reviews/)

Ease of use

4.5

Functionality

4.5

Value for money

4.4

Customer support

4.2

User satisfaction

4.5

User reviews[215](https://www.capterra.com/p/221412/authorizenet/reviews/)

Ease of use

4.3

Functionality

4.4

Value for money

4.4

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$25Usage Based, Per Month

-   Free version
-   Free trial

Best for

Best for

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

Best for

authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more.

## User reviews

Pros & cons

Craig B.

Managing director

> "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786)

CP

Candace P.

Director of HR

> "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426)

VR

Verified Reviewer

Owner

> "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

MK

Maksim K.

Manager

> "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

MK

Maksim K.

Manager

> "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

KS

Katherine S.

Paralegal

> "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

Amber L.

Owner

> "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

DR

Dan R.

Developer

> "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

VR

Verified Reviewer

Vice President

> "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279)

Amber L.

Owner

> "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

Dante B.

Owner

> "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

MK

Maksim K.

Manager

> "The syncing between the website and the module can be very inflexible at times, which is frustrating."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

JO

Joy O.

Team Member

> "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933)

HE

Holly Elizabeth É.

Yoga Instructor

> "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783)

SC

Scott C.

Director of Ecommerce

> "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883)

VR

Verified Reviewer

Artist Painter

> "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

DJ

Daniel J.

SDR

> "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145)

ZJ

Zakau J.

Landlord

> "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237)

HJ

Happiness J.

Computer Software Engineer

> "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

RM

Rodel M.

Founder

> "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826)

MK

Maksim K.

Manager

> "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

VR

Verified Reviewer

Artist Painter

> "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

AH

Andrew H.

Software Developer

> "It help store to take credit card, handling users payment informations and get paid quickly."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933)

VR

Verified Reviewer

Artist Painter

> "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

KL

Kaleena L.

Sr. Communications Consultant

> "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085)

MJ

Meg J.

Owner-instructor

> "I do not like that there are multiple separate accounts with the same name under my business's Stripe account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786)

EB

Emma B.

Financial Controller

> "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

Luke R.

Marketer

> "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648)

Jack I.

Head of IT Development

> "Simplicity in its design, rich in features for managing payment processing, invoicing and more."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368)

PS

Paul S.

Software Engineer

> "Stripe can be expensive, especially for international transactions with currency conversions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810)

Simon F.

Director

> "We’re currently using it successfully to collect payments form clients via a payment portal."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050)

KW

Kate W.

Office Manager

> "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353)

Dan J.

COO

> "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479)

VR

Verified Reviewer

Ceo

> "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648)

HJ

Happiness J.

Computer Software Engineer

> "The ability to pay for subscriptions, businesses, companies, and anything else from the comfort of my home is one of its best features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

MS

Michaela S.

Event manager

> "The payments also come with the deductions, which can make it harder for your finance team to track."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798837)

ZF

Zach F.

Staff Accountant

> "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

BP

Bianca P.

Owner

> "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354)

Suresh K.

Senior Business Executive

> "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678)

Dante B.

Owner

> "In addition, their handling of my recent dispute has given me little faith in using tools like them."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

NF

Niccolò F.

Cofounder, CTO

> "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282)

Ryan P.

SPEECH LANGUAGE PATHOLOGIST

> "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883)

VR

Verified Reviewer

Ecommerce Developer

> "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171)

AT

Aleksandra T.

Chief Financial Officer

> "There was a time I required an urgent support but I couldn’t get the help in time since the response was slow."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7025412)

Jackie S.

Self-employed

> "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748)

FC

Frank C.

Owner

> "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416)

MM

Megan M.

Owner

> "What i like the most about stripe is i can take psyments anywhere i do a job and my customers love it to"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7044557)

PP

Peter P.

administrator

> "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

MW

Mauricio W.

Senior Sales Executive at WhiteWater, Inc.

> "The software integrates well with our existing ecosystem and is very reliable for recurring transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7085650)

DP

Diego P.

ict manager

> "There are few few options and report for administrative office, we would like to receive the full payment from the app, and then pay to stripe the rates,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6273976)

SA

Samer A.

Open source contributor

> "It is a nice service and easy to integrate with other websites and services, and the customer support is so helpful and understanding of my questions and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104578)

CH

Courtney H.

Venue Rentals Coordinator

> "You can only get reconciliation reports if you sign up for automatic payouts."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6803487)

EB

Emma B.

Financial Controller

> "It is easy to navigate and find payment information, and reports which we use to verify income with our auditors."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

VH

Vanessa H.

Owner

> "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169)

DJD

David James D.

Managing Trustee

> "I especially like the fact that the platform provides a pre-funding message to inform me of its pending release."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7094775)

VJ

Vershley J.

IT Consultant

> "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029)

BB

Brittany B.

Office manager

> "We’ve been using stripe for our transactions for years and it’s made referencing payment history a breeze"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7076691)

MC

Mario C.

founder

> "Sometimes payment process doesn't work with every credit card"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6791544)

KS

Katherine S.

Paralegal

> "It offers the basics in terms of convenience and accommodates various payment networks."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

AR

Abby R.

Author

> "The only con I experienced was that Stripe asked me to put in a person's email, when they buy my book, and the emails aren't readily visible."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6271432)

AS

Alicia S.

Principal Accountant

> "We host 4 conferences a year so this has become instrumental in collecting payments timely."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115499)

ZF

Zach F.

Staff Accountant

> "It was challenging to find the reporting options as a new user."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

DR

Dan R.

Developer

> "I am a developer, so after I started using the API I got a lot of custom value out of the flexibility."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

PP

Peter P.

administrator

> "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

JM

Jason M.

Graphic Designer

> "It offers a rich set of features, powerful APIs, and excellent documentation, making it a strong option for businesses of all sizes"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6647702)

Leah G.

Detailer

> "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851)

CB

Candida B.

Coach

> "Really useful for creating products links, managing sales and creatign clean and professional sales pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7011499)

ID

Irina D.

CTO

> "The payment fees can be quite high for low volume traffic at times"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6781801)

Racheal Toyin O.

Marketer

> "Stripe is a great option for a seamless, secure payment processing platform for those of running a business online."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6763380)

JZ

Jessica Z.

Owner

> "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873)

DR

David R.

Dive Operation Manager

> "Usability is good with neat logs that enable speedy reconciliations of trip reservations and equipment rentals."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6875675)

AE

Aaron E.

Partner

> "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758)

YG

Yoel G.

Sales Manager

> "It's a powerful and reliable payment platform with excellent documentation, intuitive dashboards, and robust security features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6799400)

KM

Khalid M.

Cloud Architect and Fullstack Developer

> "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768)

AO

Alan O.

Business Analyst

> "Stripe's intuitive dashboards and detailed payment tracking make it easy to monitor transactions and gain real-time insights into business performance"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6660441)

AR

Alex R.

Project Estimator

> "While stripe is great, it can be very annoyed when it strikes frequently your account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565)

VR

Verified Reviewer

CEO

> "Stripe is a great pay per use merchant account for credit card payments that integrates with your banking system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6869056)

SR

Sandra R.

Owner

> "The foreign fees were a bite too high."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7093509)

VR

Verified Reviewer

Owner

> "It has been a strong solution for managing online and card payments."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

EV

Elena V.

CPO

> "Their fees are not reasonable and they charge you additionally for those features, which are commonly provided by payment gateways by default."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6564031)

[View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

JC

Jason C.

Operations Manager

> "Authorize.net gives us strong security for global transactions, plus simple account management and clear..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

JP

John P.

Transport Broker

> "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

JC

Jason C.

Operations Manager

> "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

VR

Verified Reviewer

Owner

> "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875)

DS

Dru S.

Property Success Parntner

> "Overall the experience is the system is not only cost effective but has greatly helped with money..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006)

KD

Kristi D.

Nurse Practitioner, Owner

> "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

AR

Alec R.

Owner

> "I use Authorize.net because it is the only solution available to a specific program I need to collect..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

SS

Shannon S.

E-Commerce Marketing Manager

> "Some feature do not work properly due to high security of information even when set up properly.(Stored..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734)

Jackie S.

Self-employed

> "One of my favorite aspects of the site is that there are always clickable tabs available."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

CTB

Connor T. B.

Financial Operations Manager

> "It can be a little time consuming to make custom financial summaries sometimes."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

AR

Alec R.

Owner

> "It is the most widely accepted payment processor by merchant service providers and billing systems"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

JP

John P.

Transport Broker

> "This is a nightmare industry to get a chargeback on a coast-to-coast transport job."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

FF

Fernando F.

CEO - IT Consultant

> "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

Katrina H.

Logistics Manager

> "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936)

CT

Carleton T.

Website Admin

> "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

DS

David S.

President

> "I have not "upgraded" to the new user interface and don't plan to if I don't have to."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

DM

Dana M.

Fulfillment Manager

> "It is easier to use than our home grown software for the end user for sure."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396)

Babatunde O.

SEO Marketer

> "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565)

LB

Lanika B.

Owner

> "The website is well designed out and finding needed services is quick."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

HT

Hilary T.

Head of Growth

> "Their merchant UI is very outdated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761)

FF

Fernando F.

CEO - IT Consultant

> "Excellent platform for credit card and ACH online payment processing"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

CT

Carleton T.

Website Admin

> "I guess I don't like when I need a secret key AND a security token and a few other things, since it just..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

MT

Micheal T.

Marketing Director

> "authorize.net helps us automate our billing."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051)

BM

Brandon M.

CEO

> "Their customer service is slow to respond at times."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669)

DS

David S.

President

> "Customer service is quick and knowledgeable."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

TS

Thomas S.

IT Director

> "Difficult to test sometimes and documentation does not seem to always be easy to understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666)

VC

Vanessa C.

BILLING AND INSURANCE SPECIALIST

> "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155)

KD

Kristi D.

Nurse Practitioner, Owner

> "I feel the dashboard is pretty complicated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

Jackie S.

Self-employed

> "I appreciate how user-friendly their merchant interface is."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

AP

Adam P.

Manager

> "We have issues with charge backs with authorize.net"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

Priyansh K.

Manager

> "It also allowed us to customize the look and feel of our payment forms, making it easy to create a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

TF

Tammy F.

FOH Manager

> "It was confusing once we were switching over companies."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030)

AS

Adeel S.

Software Developer

> "The management portal is pretty intuitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100)

SA

Smriti A.

Treasurer

> "It was very expensive even for very limited transactions that we use this application."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745)

Kavindu Githsara K.

System Specialist

> "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

Priyansh K.

Manager

> "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

Priyansh K.

Manager

> "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

NJ

Neil J.

Treasurer

> "The interface appears a little old fashioned"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402)

LB

Lanika B.

Owner

> "Website is user friendly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

TW

Tiffany W.

Administration

> "This has caused some issues with customers and would love to be able to do it on the spot."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844)

CTB

Connor T. B.

Financial Operations Manager

> "The thing I love about it is how easy Authorize."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

Josh B.

Managing Member

> "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296)

VR

Verified Reviewer

Content strategist

> "When I use the Authorize.net platform for payment processing, I save time."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

JD

Judith D.

Advancement Associate

> "The cost was getting to be a little prohibitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449)

TF

Tanveer F.

Human Resource Manager

> "It has a great customer support team."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6272952)

MD

Margaret D.

controller

> "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121)

MP

Matthew P.

Owner - Instructor

> "Ease of use - processes quickly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6232987)

CB

Cheri B.

Program Coordinator/Executive Secretary

> "The initial set up was a little confusing, asking for a credit card which I never gave because the charges..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380)

AP

Adam P.

Manager

> "Authorize.net is easy to use and understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

JK

Joe K.

Marketer

> "Had one day where the servers went down and were unable to take payment for a couple hours."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843)

LC

Latisha C.

Coach

> "It was easy to use to set up to use."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731)

JF

Jordan F.

Owner

> "It only works half the time and I have to constantly re-pair the card reader."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521)

Nipon D.

Executive Director

> "You might not hear a lot about them these days but actually they are the biggest network of merchant..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582)

EJ

Elyse J.

Manager of Data Integration

> "Outages were plentiful as were timeouts and errors."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

MO

Mia O.

Business Manager

> "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314)

KR

Katie R.

Office Manager

> "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265)

VR

Verified Reviewer

Content strategist

> "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

EJ

Elyse J.

Manager of Data Integration

> "Impossible to look at your account holistically."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

VR

Verified Reviewer

Content strategist

> "In addition, I like the anti-fraud system."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

SC

Sharon C.

CEO

> "Can be difficult to navigate, especially on mobile."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059)

RQ

Rizwan Q.

Admin

> "Authorize.net is very trusted and reliable payment gateway which also provided payment processing..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466)

JM

Jordan M.

Executor

> "The amount of fees for transactions is RIDICULOUS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

LL

Louis L.

Owner

> "Support is very helpful if needed. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4868925)

JM

Jordan M.

Executor

> "Any client that I have that uses Authorize.net, I refuse to work with."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

Kavindu Githsara K.

System Specialist

> "This makes it a convenient and flexible solution for businesses of all sizes and industries."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

JM

Jordan M.

Executor

> "Customer service is absolutely clueless."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

[View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

## User interface

4.60 (3,304)

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)

4.46 (215)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Stripe

21/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/123889/Stripe/#features)

authorize.net

Top features

24/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/221412/authorizenet/#features)

### Recognition

No recognitions have been awarded to Stripe

No recognitions have been awarded to authorize.net

### Deployment & support

Stripe

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

authorize.net

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Stripe

-   By Stripe
-   Located in United States
-   Founded in 2009

authorize.net

-   By Visa
-   Located in United States
-   Founded in

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