# Compare Stripe vs Clover 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Clover based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-226864/Stripe-vs-Clover --- # Stripe vs Clover Features and Cost Comparison Last updated May 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeClover2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) [Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (570)](https://www.capterra.com/p/226864/Clover/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,335 reviews](#user-reviews) Positive 3,094 Neutral 118 Negative 123 [## Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (570)](https://www.capterra.com/p/226864/Clover/reviews/) Starting Price Contact vendor Value-for-Money 3.4 Functionality 3.8 Ease of Use 4 Customer Service 3.2 Reviews Sentiment Based on [570 reviews](#user-reviews) Positive 392 Neutral 53 Negative 125 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,127 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 3.9 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,335](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.4 Customer support 4.2 User satisfaction 3.8 User reviews[570](https://www.capterra.com/p/226864/Clover/reviews/) Ease of use 4.0 Functionality 3.8 Value for money 3.4 Customer support 3.2 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) AH Andrew H. Software Developer > "It help store to take credit card, handling users payment informations and get paid quickly." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VJ Vershley J. IT Consultant > "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible, it..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on hold..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) JZ Jessica Z. Owner > "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873) NF Niccolò F. Cofounder, CTO > "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows to set up..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282) AE Aaron E. Partner > "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758) VR Verified Reviewer Ecommerce Developer > "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has an API in..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171) KM Khalid M. Cloud Architect and Fullstack Developer > "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768) Jackie S. Self-employed > "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748) AR Alex R. Project Estimator > "While stripe is great, it can be very annoyed when it strikes frequently your account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) AG Amanda G. Practice Manager > "There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant and ready..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799) BP Bill P. CEO > "Multiple clover machines can be difficult to navigate at the outset - especially when you get them over course of time. And as such, reporting internally..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7050819) JA Josh A. School District Employee > "I can customize my orders to my liking (as long as the merchant has allowed the customization to be offered). And the biggest plus is that ordering through..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6398139) DH David H. Owner > "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) NI Nida I. Head of Product Development > "The Clover system offers a range of hardware options and a customizable software platform that can be tailored to fit the specific needs of various types..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) SG Swagat G. IT Administrator > "The synchronization issues between the Clover and the third party plugins was something we constantly faced issue with." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7127994) NI Nida I. Head of Product Development > "However, users may find the overall cost to be relatively high, especially when considering hardware, software, and transaction fees. Despite this, the..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) DH David H. Owner > "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able to solve..." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) RM Rachael M. Server > "Love how Clover has the ability to do everything as a restaurant POS including placing orders, taking payments, integrating a reservation/waitlist option,..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918) RH Reagan H. Optician > "The only thing I could say that I dislike about it is only when we accidentally forget to put the device on the charger correctly because sometimes it can..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7139276) NI Nida I. Head of Product Development > "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) NI Nida I. Head of Product Development > "One drawback of the Clover POS system is its cost structure. While the system offers a range of features and customization options, it can become..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) SD Sean D. Owner > "Its design - It's sleek, and modern looking - the flex portable payment system is also out of the world." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7027060) TM Thomas M. pres > "bad service bad service unit failed and they did not replace failed unit I switched services and they kept charging me , It is impossible to cancel..." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317) HB Hannah B. Member Services > "Clover is much more intuitive and easier to use than our previous Moneris models, as well as being easier to clean between shifts because of the touch..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6812289) Mallory T. Executive sous chef > "It is a very clunky system and the running joke in the office was just hit refresh because clover will not update itself." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518) ET Elias T. Owner > "Good for restaurants because they don’t have to deal with barcodes." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396) AG Amanda G. Practice Manager > "I have used several other credit card terminals and online platforms that are subpar compared to Clover." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799) DO Dana O. Remote CSR > "We're able to easily process our transactions through the terminals as well as remotely online." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6492394) Mallory T. Executive sous chef > "Also when entering inventory it will not let you use halves making things less accurate." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518) SB Shannon B. Office Administrator > "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6682877) VR Verified Reviewer Manager > "The only real problem I had with clover was the offline payment processing and sometimes it wouldn’t go through after the internet came back on." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154) SB Scott B. Barrista and customer service > "Simple and intuitive interface allows me to interact with customers and process payments." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6691251) BE Brayden E. Managing Director > "I understand not having two loans at once but baiting customers into demanding they pay off a loan before even seeing a potential amount could leave them..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261) LF Leah F. Manager > "Clover is easy to use, makes payment processing super simple and has a great customer support if you ever need it." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6879187) DH David H. Owner > "It went months and haven't heard a thing. When I called to check on the case number, they told me that it was closed." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) JS Jessica S. Admin > "Clover is very user friendly, they have different hardware options they can operate from and cloud based system." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358) MM Mikayla M. Owner > "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566) AD Amy D. Practice Manager > "the options for payment is easy seamless fast, you can access everything from the pos system" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423) KM Keith M. General Manager > "The fact that they steal your money without any response other than, "our security division is looking into it." How can you not tell me why the hell you..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958) JGD Joao Gabriel D. Recepcionist > "Considering the company I work it is not that big, the payment method by clover is much useful." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221) BE Brayden E. Managing Director > "Good customer service overall but terrible company for small business financing with interesting unusual policies to see offers of financing when they..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261) MB Myles B. Executive Vice President > "Great company with a variety of POS options for our business account holders." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6374563) JS Jen S. Manager > "With in 3 days of hooking up this system and using them and trying to figure out why I could not bring up my existing customers. " [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151) Mai M. Managing Director > "It's the perfect party accessory!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592) RT Robyn T. Owner > "I do not understand how a company can employ third party representatives and then not be able to help you PURCHASE extra equipment when you call in." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085) RM Rachael M. Server > "Honestly the best POS system I have used and I have used many in different establishments within hospitality." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918) TL Tiffany L. Anything and everything > "After spending a long time in chat, being told repeatedly the issue was resolved (it wasn’t), I was ultimately told nothing could be done." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536) Marcelo M. CEO > "My experience with Clover was generally positive in terms of usability and ease of training." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6869096) JC Jeremy C. Owner > "They are constantly changing the plans and rates and my CC fees have gone through the roof." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688) VR Verified Reviewer Manager > "Clover was never a problem for me at all." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154) DH David H. Owner > "This didnt work so we asked for a replacement under warranty." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) RM Rachael M. Server > "Clover has been the most reliable and consistent, and not to mention the most versatile and customizable." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918) JC Jeremy C. Owner > "The equipment is cannot be reused, don't buy used equipment, they will refuse to activate it. " [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688) RW Randy W. Owner > "Their devices look slick, modern, & hi-tech." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349) ST Stephanie T. Hairstylist > "I had to call consistently telling them I sent the cancellation form as I was getting emails everyday to cancel when I had sent it out 4 times." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6425141) TW TAMMY W. Owner > "Overall, Clover is a fantastic tool that has made a significant positive impact on my small business." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683) KM Keith M. General Manager > "Contacted Clover and the account rep said the reason we were not getting serviced is because we only had 300 attempts whereas other accounts were having..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958) PM Paulo M. CEO > "we have been using clover for many thing that is been useful to have business fast and easy" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6798675) VR Verified Reviewer Owner > "The process of trying to complete the compliance paperwork was so tedious, took so long, was full of technical jargon and could not get any assistance with..." [See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6445211) JI Jackie I. Events Coordinator > "Made it so easy to take payment via the phone or online in such a short amount of time!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720) TL Tiffany L. Anything and everything > "This is unacceptable for a payment processor in 2026." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536) JG Jamie G. Office Manager > "Receipts are easy to print and reports are very clear and easy to view online" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6602793) TM Thomas M. pres > "bonus for cancelling Too sketchy and they still do not cancel ," [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317) CM Christopher M. CEO > "It was easy to load all inventory from a spread sheet." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6630001) AC Abbie C. Managing Director > "It was hard to work with putting the tax and credit card fees to work as we wanted and no one knew how to fix it." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207) JA Julian A. IT Specialist > "I use clover for everyday transactions and it is super easy to use." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718) LS Lyndie S. Owner Operator > "It does not show sales and redemption of gift cards on settlement report." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6684770) MK Marnie K. Designer > "It's pretty easy to use and makes processing payments pretty seamless" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6473141) ET Elias T. Owner > "Premium money for a basic pos" [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396) AH Autumn H. Administration > "Our rates are phenomenal - the lowest rate % we have been able to find!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6576366) RT Robyn T. Owner > "I have been attempting to get a kitchen display for over two months and haven't been able to because they said I went through a third party and need to be..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085) Jared K. CMO > "I like the POS hardware compatibility with my bluetooth/phone data plans, PC/Printing equipment and also as an Inventory management since it provides a..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3521071) MM Mikayla M. Owner > "Now that I’m switching to Square, they REFUSE to release that information — MY information — like they somehow own" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566) SS Sahar S. Owner > "Easy to use, updated system to keep up with the new technology" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939) RW Randy W. Owner > "They no longer allow payment requests/invoicing for healthcare offices." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349) AI ADRIANO I. CFO > "Its design is very attractive, and it feels good when you have it in your hands." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385780) DC David C. Vice President > "The touch hardware i've used didn't feel right, a bit slow/buttons not at the usual place we are used to." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6539572) NH Nick H. Gun store > "It was easy to add extra processors." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6328782) VT Viet T. Founder > "Does not allow online lunch menus to show up at specific times." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939) JA Julian A. IT Specialist > "Their website is even easier to navigate and manage." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718) VR Verified Reviewer Owner > "He didn't tell anything about contract and blocked my number and stopped responding to my emails .i have tried contacted clover to resolve this ." [See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6369253) JL Jacqueline L. CSR > "The best part about this software is that the devices are wireless, during covid we were strictly curbside, no clients were allowed in the building and the..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3649835) RT Robyn T. Owner > "They use third party representatives to sell you the machines/system and then they disappear." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085) MIG Martinus Ignorence G. Freelancer > "Clover coordinates in its activity a stock control system that is refreshed in every exchange, this permits the client to certainly stand out in the..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4410937) VT Viet T. Founder > "Has too many 3rd party apps needed at a cost that isn't worth the value of service it provides." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939) AD Amy D. Practice Manager > "great would definitely recommend especially if it is integrated with software" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423) Jimmy S. COO > "It was good for a while but the random cutting us off was unacceptable and demand for continued lease payments is exceptionally unacceptable." [See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6666424) RM Rachael M. Server > "Oh and the POS machines look aesthetically pleasing too!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918) JH Jyll H. Intuitive Coach > "CloverConnect does not communicate via email regarding important changes that affect the merchants. " [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6297865) [View Reviews](https://www.capterra.com/p/226864/Clover/reviews/) ## User interface 4.60 (3,335) [Clover](https://www.capterra.com/p/226864/Clover/) 3.77 (570) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Clover 12/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/226864/Clover/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports Clover is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Clover Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Clover - By Fiserv - Located in United States - Founded in 2006 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.8 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-226864/PayPal-vs-Clover) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 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