# Compare Stripe vs Afterpay 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Afterpay based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay --- # Stripe vs Afterpay Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeAfterpay2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,349 reviews](#user-reviews) Positive 3,107 Neutral 119 Negative 123 [## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.6 Customer Service 4.3 Reviews Sentiment Based on [307 reviews](#user-reviews) Positive 277 Neutral 8 Negative 22 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,360 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA 71%Fit Missing features Feature ratings Data Security 4.3 Online Payments 4.6 Payment Fraud Prevention 4.4 Debit/Credit Card Processing 4.4 Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,349](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.3 Customer support 4.2 User satisfaction 4.6 User reviews[307](https://www.capterra.com/p/229452/Afterpay/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.5 Customer support 4.3 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for It caters to businesses in banking, customer services, marketing & advertising, and more. ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) LS Louis S. CTO > "What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) SP Sonu P. Systems Analyst > "One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) EP Eugene P. Chief Operating Officer > "I have two streams of revenue but it is not letting me consolidate both streams" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) CM Caitlin M. Editor > "The payment fees are similar to other payment processors, although they do add up." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7148023) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) LS Louis S. CTO > "It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7155140) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) SP Sonu P. Systems Analyst > "Mobile access is also strong, allowing teams to monitor payments and activity on the go." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) EP Eric P. ERP Supervisor > "Some of the advanced features were not intuited by our team as quickly as we'd hoped, either." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7166314) SP Sonu P. Systems Analyst > "For businesses handling online sales, the platform offers excellent value for money considering the reliability, scalability, and range of features available." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7152529) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) Mailen G. Self-employed > "One thing I liked least is that customer support can sometimes take longer than expected to respond." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7158510) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) EP Eugene P. Chief Operating Officer > "Feel like I am kept hostage of Stripe as a result of the SaaS tool we chose to use." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7147652) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) ED Eri D. Founder > "Overall there is not another payment processor that I would go with, especially for the space that I'm in." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7160032) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) RD Renico D. Payroll and Software administrator > "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128) BH Brittany H. Patient service specialist > "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power, almost..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254) BL Brooks L. Customer Service Payment Support > "Overall, Afterpay is a convenient and reliable service for managing purchases and payments." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203) JR Julius R. Senior Technical Designer > "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427) HW Hannah W. Tax Accountant > "I love how many places offer Afterpay as a payment option now!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932) SA Svetlana A. Pharmacists > "It is impossible to talk to a representative. When I called the phone number I found on the website, the answering..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263) AS ALFREDO S. LEAD > "I like its payment method and its low interest rate." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105) MM Megan M. Planning Engineer > "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044) EB Erinn B. Client Service Specialist II > "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a great..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605) AS Ashley S. CCR > "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629) BM Bianca M. Admin Assistant > "I enjoy using Afterpay as an option when ordering items online." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413) CM Cameron M. Manager > "Perhaps the return process, or adjustments are sometimes confusing." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242) BL Brooks L. Customer Service Payment Support > "The service is easy to use, has a simple learning curve, and integrates with many popular retailers." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203) JM Joanne M. Manager > "I did find it difficult contacting someone when I needed to or just had a question." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111) TR Tania R. Office Administrator > "I liked the option of secure payments and the 4 instalment option." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683) NR Norma R. Assistant Manager > "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814) SJ SHERYL J. FIELD ESTIMATOR > "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing account..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212) JK Justin K. Engineer > "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding to..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886) EB Erinn B. Client Service Specialist II > "What I like most about Afterpay is it an interest free way to make 4 payments spread out." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605) JW Janette W. CEO > "Blocked me after having my bank account hacked and only owing $12.96!!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177) VR Verified Reviewer Office Assistant > "The no interest and affordable payments make purchasing something that is expensive a lot easier." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585) PE PAULA E. Bookkeeper > "Du to a missed payment they will reduce you money balance and thats not fair im leaving..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080) KB Katyra B. Owner > "I liked most that I'm able to provide extra payment options to my customers" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134) NR Nicole R. Owner > "My debit card was stolen and I was waiting on a new card." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749) JB Jeremiah B. Security > "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584) MC Michael C. Assistant mngr > "Causing me to pay 35 dollar fees over and over again." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863) SH Sherree H. Owner > "Adding my card for payments isn't hard at all." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) SA Svetlana A. Pharmacists > "My order was not delivered by USPS." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263) NR Nicole R. Owner > "Being able to make payments in 4 is awesome." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749) AH Aroha H. CEO > "The customer service is slow and terrible." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211) LL Leah L. Study Coordinator > "I like that you are able to finance smaller purchases." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932) Tiara H. Founder > "Late payment fees can compound pretty quickly if not repaid within seven days from the due date." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369) AS ALFREDO S. LEAD > "Happy to use this service and excellent customer service, 24/7" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105) SE Sherri E. AR Analyst > "Unable to pay off early." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242) MG Marissa G. medical assistant > "absolutely love using afterpay love that i can use it online and in stores as well." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241) MH Maria H. Owner > "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628) SH Sherree H. Owner > "Different things listed at the start making it a great experience without the hassle of not finding what you need..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) LS Laila S. CEO > "Horrible customer service and incompetence to comprehend" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806) BM Blake M. Author > "Helped me pay for some things on a pay day week." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755) VR Verified Reviewer Supervisor customer service > "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878) CC Chelsea C. Owner > "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain on..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921) VS Vanessa S. Admin > "It was overall pointless and a waste of time for myself" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629) AF Alicia F. Owner > "Good experience with Afterpay with the availability to buy now pay later." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264) JW Janette W. CEO > "Customer service sucks." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177) EJ Eric J. Welding lead > "I love the increase in sales and profits since i started using afterpay." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865) AH Aroha H. CEO > "Terrible, I would never recommend this app." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211) SB Sarah B. Market Research > "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925) Pololani P. Student Services Associate > "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761) SM Shakerra M. Blogger / Content Creator > "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470) KH Kristen H. Small business owner > "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap..." [See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978) NR Norma R. Assistant Manager > "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed in..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814) VR Verified Reviewer Ceo > "They dont respond and still want to charge a late payment fee." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583) RB Rilwan B. Product Designer > "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005) PD Peter D. IT Manager > "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments were..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245) SH Sherree H. Owner > "The home page is set up perfectly and easy to navigate." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) BA Brandi A. owner > "I don't think there is anything I don't like about what Afterpay has brought to my website." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613) AM Amy M. Clerk > "It is such a great company to use if you need more payment options!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470) TT Tameisha T. IT Specialist > "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching out..." [See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396) TH Tamara H. Office Administration > "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available right..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964) SD Sara D. Owner > "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612) MH Maria H. Owner > "I like being able to give my customers the option to split up payments." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628) JAF Jo-Anne F. Customer > "At first great, but at the end, the absolute worst." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882) JH Johnny H. Laborer > "I love that you can split everything up in four payments, that is the most efficient for me" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511) AS Atoya S. Lead > "It’s absolutely ridiculous!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163) AZ Alexis Z. Teacher > "The payment plan is 0% interest and can be paid off early without a penalty, which I like." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258) CB Carly B. Owner > "Frustrating and a waste of time." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4880342) CK Caitlin K. Assistant Practice Manager > "I love the ease of paying off your balances." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392) JT John T. Owner > "There are late payment fees with Afterpay" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935) NO Nicky O. Independent Stylist > "I liked that I was able to purchase and item and make payments instead of paying all at once." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132) JW Jon W. Owner > "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the run..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493) AZ Alexis Z. Teacher > "I like that I can pay a purchase over time with 0% interest." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258) LD Leticia D. CEO > "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476) BM Blake M. Author > "It’s been easy and it makes getting everything I need convenient." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755) CA Celine A. CEO > "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing I..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903) NR Norma R. Assistant Manager > "I love that you can buy things and make payments through afterpay." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814) JR Jennifer R. owner > "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a traditional..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970) TH Tamara H. Office Administration > "Afterpay has been a great addition to everyday life and we will continue to use this as customers seem to enjoy it..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964) SB Shannon B. Owner > "The fees are a little high and it takes a while to get your funds after someone purchases a product." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042) OB Olivia B. FOA > "Very effective and easy to use." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6371364) KM Kyle M. Director of Client Services > "It was also difficult to find how to adjust the minimum order value to qualify for Afterpay use." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3297573) [View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/) ## User interface 4.60 (3,349) [Afterpay](https://www.capterra.com/p/229452/Afterpay/) 4.57 (307) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Afterpay 11/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/229452/Afterpay/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports Afterpay is recognized as a top-rated tool in 2 Capterra Shortlist reports Best Value Payment ProcessingSoftware (2022)  ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Afterpay Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Afterpay - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,459)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,459)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,288)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,288)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,691)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,691)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.5 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,045)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.2 4.6 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-229452/NetSuite-vs-Afterpay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.11 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for pricing Price Contact vendor for pricing 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/)[4.63 (152)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/229452-247554/Afterpay-vs-Amazon-Pay)