# Compare Stripe vs Afterpay 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Stripe and Afterpay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay

---

# Stripe vs Afterpay Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

StripeAfterpay2/4 selected

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/)

[## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.5

Customer Service

4.2

Reviews Sentiment

Based on [3,304 reviews](#user-reviews)

Positive

3,069

Neutral

114

Negative

121

[## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.3

Reviews Sentiment

Based on [306 reviews](#user-reviews)

Positive

275

Neutral

8

Negative

23

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

4.5

Expense Tracking

NA

Debit/Credit Card Processing

4.6

71%Fit

Missing features

Feature ratings

Data Security

4.3

Online Payments

4.6

Payment Fraud Prevention

4.4

Expense Tracking

NA

Debit/Credit Card Processing

4.4

User satisfaction

User satisfaction

4.6

User reviews[3,304](https://www.capterra.com/p/123889/Stripe/reviews/)

Ease of use

4.5

Functionality

4.5

Value for money

4.4

Customer support

4.2

User satisfaction

4.6

User reviews[306](https://www.capterra.com/p/229452/Afterpay/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

Best for

It caters to businesses in banking, customer services, marketing & advertising, and more.

## User reviews

Pros & cons

Craig B.

Managing director

> "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786)

CP

Candace P.

Director of HR

> "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426)

VR

Verified Reviewer

Owner

> "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

MK

Maksim K.

Manager

> "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

MK

Maksim K.

Manager

> "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

KS

Katherine S.

Paralegal

> "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

Amber L.

Owner

> "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

DR

Dan R.

Developer

> "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

VR

Verified Reviewer

Vice President

> "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279)

Amber L.

Owner

> "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

Dante B.

Owner

> "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

MK

Maksim K.

Manager

> "The syncing between the website and the module can be very inflexible at times, which is frustrating."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

JO

Joy O.

Team Member

> "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933)

HE

Holly Elizabeth É.

Yoga Instructor

> "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783)

SC

Scott C.

Director of Ecommerce

> "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883)

VR

Verified Reviewer

Artist Painter

> "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

DJ

Daniel J.

SDR

> "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145)

ZJ

Zakau J.

Landlord

> "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237)

HJ

Happiness J.

Computer Software Engineer

> "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

RM

Rodel M.

Founder

> "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826)

MK

Maksim K.

Manager

> "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

VR

Verified Reviewer

Artist Painter

> "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

AH

Andrew H.

Software Developer

> "It help store to take credit card, handling users payment informations and get paid quickly."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933)

VR

Verified Reviewer

Artist Painter

> "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

KL

Kaleena L.

Sr. Communications Consultant

> "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085)

MJ

Meg J.

Owner-instructor

> "I do not like that there are multiple separate accounts with the same name under my business's Stripe account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786)

EB

Emma B.

Financial Controller

> "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

Luke R.

Marketer

> "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648)

Jack I.

Head of IT Development

> "Simplicity in its design, rich in features for managing payment processing, invoicing and more."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368)

PS

Paul S.

Software Engineer

> "Stripe can be expensive, especially for international transactions with currency conversions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810)

Simon F.

Director

> "We’re currently using it successfully to collect payments form clients via a payment portal."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050)

KW

Kate W.

Office Manager

> "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353)

Dan J.

COO

> "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479)

VR

Verified Reviewer

Ceo

> "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648)

HJ

Happiness J.

Computer Software Engineer

> "The ability to pay for subscriptions, businesses, companies, and anything else from the comfort of my home is one of its best features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

MS

Michaela S.

Event manager

> "The payments also come with the deductions, which can make it harder for your finance team to track."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798837)

ZF

Zach F.

Staff Accountant

> "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

BP

Bianca P.

Owner

> "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354)

Suresh K.

Senior Business Executive

> "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678)

Dante B.

Owner

> "In addition, their handling of my recent dispute has given me little faith in using tools like them."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

NF

Niccolò F.

Cofounder, CTO

> "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282)

Ryan P.

SPEECH LANGUAGE PATHOLOGIST

> "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883)

VR

Verified Reviewer

Ecommerce Developer

> "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171)

AT

Aleksandra T.

Chief Financial Officer

> "There was a time I required an urgent support but I couldn’t get the help in time since the response was slow."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7025412)

Jackie S.

Self-employed

> "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748)

FC

Frank C.

Owner

> "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416)

MM

Megan M.

Owner

> "What i like the most about stripe is i can take psyments anywhere i do a job and my customers love it to"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7044557)

PP

Peter P.

administrator

> "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

MW

Mauricio W.

Senior Sales Executive at WhiteWater, Inc.

> "The software integrates well with our existing ecosystem and is very reliable for recurring transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7085650)

DP

Diego P.

ict manager

> "There are few few options and report for administrative office, we would like to receive the full payment from the app, and then pay to stripe the rates,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6273976)

SA

Samer A.

Open source contributor

> "It is a nice service and easy to integrate with other websites and services, and the customer support is so helpful and understanding of my questions and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104578)

CH

Courtney H.

Venue Rentals Coordinator

> "You can only get reconciliation reports if you sign up for automatic payouts."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6803487)

EB

Emma B.

Financial Controller

> "It is easy to navigate and find payment information, and reports which we use to verify income with our auditors."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

VH

Vanessa H.

Owner

> "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169)

DJD

David James D.

Managing Trustee

> "I especially like the fact that the platform provides a pre-funding message to inform me of its pending release."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7094775)

VJ

Vershley J.

IT Consultant

> "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029)

BB

Brittany B.

Office manager

> "We’ve been using stripe for our transactions for years and it’s made referencing payment history a breeze"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7076691)

MC

Mario C.

founder

> "Sometimes payment process doesn't work with every credit card"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6791544)

KS

Katherine S.

Paralegal

> "It offers the basics in terms of convenience and accommodates various payment networks."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

AR

Abby R.

Author

> "The only con I experienced was that Stripe asked me to put in a person's email, when they buy my book, and the emails aren't readily visible."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6271432)

AS

Alicia S.

Principal Accountant

> "We host 4 conferences a year so this has become instrumental in collecting payments timely."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115499)

ZF

Zach F.

Staff Accountant

> "It was challenging to find the reporting options as a new user."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

DR

Dan R.

Developer

> "I am a developer, so after I started using the API I got a lot of custom value out of the flexibility."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

PP

Peter P.

administrator

> "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

JM

Jason M.

Graphic Designer

> "It offers a rich set of features, powerful APIs, and excellent documentation, making it a strong option for businesses of all sizes"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6647702)

Leah G.

Detailer

> "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851)

CB

Candida B.

Coach

> "Really useful for creating products links, managing sales and creatign clean and professional sales pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7011499)

ID

Irina D.

CTO

> "The payment fees can be quite high for low volume traffic at times"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6781801)

Racheal Toyin O.

Marketer

> "Stripe is a great option for a seamless, secure payment processing platform for those of running a business online."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6763380)

JZ

Jessica Z.

Owner

> "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873)

DR

David R.

Dive Operation Manager

> "Usability is good with neat logs that enable speedy reconciliations of trip reservations and equipment rentals."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6875675)

AE

Aaron E.

Partner

> "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758)

YG

Yoel G.

Sales Manager

> "It's a powerful and reliable payment platform with excellent documentation, intuitive dashboards, and robust security features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6799400)

KM

Khalid M.

Cloud Architect and Fullstack Developer

> "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768)

AO

Alan O.

Business Analyst

> "Stripe's intuitive dashboards and detailed payment tracking make it easy to monitor transactions and gain real-time insights into business performance"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6660441)

AR

Alex R.

Project Estimator

> "While stripe is great, it can be very annoyed when it strikes frequently your account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565)

VR

Verified Reviewer

CEO

> "Stripe is a great pay per use merchant account for credit card payments that integrates with your banking system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6869056)

SR

Sandra R.

Owner

> "The foreign fees were a bite too high."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7093509)

VR

Verified Reviewer

Owner

> "It has been a strong solution for managing online and card payments."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

EV

Elena V.

CPO

> "Their fees are not reasonable and they charge you additionally for those features, which are commonly provided by payment gateways by default."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6564031)

[View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

RD

Renico D.

Payroll and Software administrator

> "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128)

BH

Brittany H.

Patient service specialist

> "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power,..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254)

BM

Bianca M.

Admin Assistant

> "I enjoy using Afterpay as an option when ordering items online."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413)

JR

Julius R.

Senior Technical Designer

> "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427)

CC

Chelsea C.

Owner

> "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

JM

Joanne M.

Manager

> "I did find it difficult contacting someone when I needed to or just had a question."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111)

HW

Hannah W.

Tax Accountant

> "I love how many places offer Afterpay as a payment option now!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932)

SA

Svetlana A.

Pharmacists

> "It is impossible to talk to a representative. When I called the phone number I found on the website, the..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

AS

ALFREDO S.

LEAD

> "I like its payment method and its low interest rate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

MM

Megan M.

Planning Engineer

> "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044)

EB

Erinn B.

Client Service Specialist II

> "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

JK

Justin K.

Engineer

> "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886)

TR

Tania R.

Office Administrator

> "I liked the option of secure payments and the 4 instalment option."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683)

AS

Ashley S.

CCR

> "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629)

SJ

SHERYL J.

FIELD ESTIMATOR

> "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212)

PE

PAULA E.

Bookkeeper

> "Du to a missed payment they will reduce you money balance and thats not fair im leaving..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080)

EB

Erinn B.

Client Service Specialist II

> "What I like most about Afterpay is it an interest free way to make 4 payments spread out."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

CM

Cameron M.

Manager

> "Perhaps the return process, or adjustments are sometimes confusing."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242)

SH

Sherree H.

Owner

> "Adding my card for payments isn't hard at all."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

MH

Maria H.

Owner

> "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

SH

Sherree H.

Owner

> "Different things listed at the start making it a great experience without the hassle of not finding what you..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

NR

Norma R.

Assistant Manager

> "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

VR

Verified Reviewer

Office Assistant

> "The no interest and affordable payments make purchasing something that is expensive a lot easier."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585)

JW

Janette W.

CEO

> "Blocked me after having my bank account hacked and only owing $12.96!!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

MH

Maria H.

Owner

> "I like being able to give my customers the option to split up payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

NR

Nicole R.

Owner

> "My debit card was stolen and I was waiting on a new card."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

KB

Katyra B.

Owner

> "I liked most that I'm able to provide extra payment options to my customers"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134)

MC

Michael C.

Assistant mngr

> "Causing me to pay 35 dollar fees over and over again."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863)

JB

Jeremiah B.

Security

> "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584)

SA

Svetlana A.

Pharmacists

> "My order was not delivered by USPS."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

NR

Nicole R.

Owner

> "Being able to make payments in 4 is awesome."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

AH

Aroha H.

CEO

> "The customer service is slow and terrible."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

LL

Leah L.

Study Coordinator

> "I like that you are able to finance smaller purchases."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932)

Tiara H.

Founder

> "Late payment fees can compound pretty quickly if not repaid within seven days from the due date."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369)

AS

ALFREDO S.

LEAD

> "Happy to use this service and excellent customer service, 24/7"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

SE

Sherri E.

AR Analyst

> "Unable to pay off early."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242)

SH

Sherree H.

Owner

> "The home page is set up perfectly and easy to navigate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

LS

Laila S.

CEO

> "Horrible customer service and incompetence to comprehend"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806)

MG

Marissa G.

medical assistant

> "absolutely love using afterpay love that i can use it online and in stores as well."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241)

VR

Verified Reviewer

Supervisor customer service

> "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878)

BM

Blake M.

Author

> "Helped me pay for some things on a pay day week."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

VS

Vanessa S.

Admin

> "It was overall pointless and a waste of time for myself"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629)

AF

Alicia F.

Owner

> "Good experience with Afterpay with the availability to buy now pay later."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264)

JW

Janette W.

CEO

> "Customer service sucks."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

EJ

Eric J.

Welding lead

> "I love the increase in sales and profits since i started using afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865)

AH

Aroha H.

CEO

> "Terrible, I would never recommend this app."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

SB

Sarah B.

Market Research

> "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925)

Pololani P.

Student Services Associate

> "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761)

JT

John T.

Owner

> "I recommend all of my clients add Afterpay or another "buy now, pay later" platform to their eCommerce sites to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

JT

John T.

Owner

> "There are late payment fees with Afterpay"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

CC

Chelsea C.

Owner

> "It is a fast and secure way to purchase goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

KH

Kristen H.

Small business owner

> "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978)

SS

Shana S.

Property Manager

> "Afterpay has been a lifesaver for me and my budget."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6234503)

VR

Verified Reviewer

Ceo

> "They dont respond and still want to charge a late payment fee."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583)

SM

Shakerra M.

Blogger / Content Creator

> "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470)

PD

Peter D.

IT Manager

> "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245)

NR

Norma R.

Assistant Manager

> "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

BA

Brandi A.

owner

> "I don't think there is anything I don't like about what Afterpay has brought to my website."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613)

SS

Shana S.

Property Manager

> "It is a wonderful tool for purchasing power!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6234503)

TT

Tameisha T.

IT Specialist

> "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396)

RB

Rilwan B.

Product Designer

> "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005)

SD

Sara D.

Owner

> "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612)

AM

Amy M.

Clerk

> "It is such a great company to use if you need more payment options!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470)

JAF

Jo-Anne F.

Customer

> "At first great, but at the end, the absolute worst."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882)

SH

Sherree H.

Owner

> "I was able to sign up easy and quick."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

AS

Atoya S.

Lead

> "It’s absolutely ridiculous!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163)

BB

Brittany B.

Owner

> "Everybody likes to be able to pay in 4!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294278)

CB

Carly B.

Owner

> "Frustrating and a waste of time."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4880342)

TH

Tamara H.

Office Administration

> "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

LG

Lisa G.

Owner

> "There is no way to authorize and void the payment."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3510818)

JH

Johnny H.

Laborer

> "I love that you can split everything up in four payments, that is the most efficient for me"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511)

JW

Jon W.

Owner

> "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493)

AZ

Alexis Z.

Teacher

> "The payment plan is 0% interest and can be paid off early without a penalty, which I like."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

LD

Leticia D.

CEO

> "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476)

CK

Caitlin K.

Assistant Practice Manager

> "I love the ease of paying off your balances."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392)

CA

Celine A.

CEO

> "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903)

NO

Nicky O.

Independent Stylist

> "I liked that I was able to purchase and item and make payments instead of paying all at once."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132)

JR

Jennifer R.

owner

> "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970)

AZ

Alexis Z.

Teacher

> "I like that I can pay a purchase over time with 0% interest."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

SB

Shannon B.

Owner

> "The fees are a little high and it takes a while to get your funds after someone purchases a product."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042)

[View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/)

## User interface

4.60 (3,304)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)

4.56 (306)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Stripe

Top features

21/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/123889/Stripe/#features)

Afterpay

11/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/229452/Afterpay/#features)

### Recognition

No recognitions have been awarded to Stripe

No recognitions have been awarded to Afterpay

### Deployment & support

Stripe

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Afterpay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Stripe

-   By Stripe
-   Located in United States
-   Founded in 2009

Afterpay

-   By Square
-   Located in United States
-   Founded in 2009

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