# Compare Stripe vs Wise 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Wise based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-234269/Stripe-vs-Wise --- # Stripe vs Wise Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeWise2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) [Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,336 reviews](#user-reviews) Positive 3,094 Neutral 119 Negative 123 [## Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) Starting Price Contact vendor Value-for-Money 3.8 Functionality 3.9 Ease of Use 4 Customer Service 3.5 Reviews Sentiment Based on [85 reviews](#user-reviews) Positive 60 Neutral 4 Negative 21 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,127 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 3.8 Online Payments 3.7 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,336](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.3 Customer support 4.2 User satisfaction 3.8 User reviews[85](https://www.capterra.com/p/234269/Wise/reviews/) Ease of use 4.0 Functionality 3.9 Value for money 3.8 Customer support 3.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Not provided by vendor ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) AH Andrew H. Software Developer > "It help store to take credit card, handling users payment informations and get paid quickly." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VJ Vershley J. IT Consultant > "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible, it..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on hold..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) JZ Jessica Z. Owner > "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873) NF Niccolò F. Cofounder, CTO > "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows to set up..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282) AE Aaron E. Partner > "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758) VR Verified Reviewer Ecommerce Developer > "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has an API in..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171) KM Khalid M. Cloud Architect and Fullstack Developer > "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768) Jackie S. Self-employed > "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748) AR Alex R. Project Estimator > "While stripe is great, it can be very annoyed when it strikes frequently your account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) Armando R. Translator > "How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) GC Gary C. NA > "A simple cash transfer request turned into 34 swapped emails all of which are clear evidence as to Wise being inept, unprofessional and..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) FS Flavia S. Senior > "It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) GC Gary C. NA > "Promises of rectifying THEIR mistakes we brushed away by just unilaterally cancelling my Transfer without any notice (to cover their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) MAU Marcos Alberto U. Manager > "I think it is a good option to transfer money internationally, it works with a wide variety of currencies and handles very low..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6561368) Armando R. Translator > "I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) JB Juan B. Writer > "Its interfase is definitely 2025 material. Plus, it has many integrations with other financial platforms, which makes it more accessible..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6834982) Gabriel I. Founder > "I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) VR Verified Reviewer Data Engineer > "It is connected to my own expenses management platform, which makes it really easy to track expenses." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7098230) WH Warren H. Pres > "There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) SA Suhail A. Broker > "I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7056052) LT Lorena T. Individual Transactions > "I updated the app and re-entered my information multiple times until I could finally initiate a transfer. But when I tried to send the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) FS Flavia S. Senior > "It's easy to understand fees upfront, and the real exchange rate shown is a huge plus." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) TQ Tristan Q. Director > "Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) TP Tracy P. Education > "Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) FS Flavia S. Senior > "Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) TP Tracy P. Education > "Good rates, fast service, debit card to use when overseas." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) WH Warren H. Pres > "Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) MB Michael B. Self Employed > "The service has always been quick, safe, I always seem to get the best exchange rates at the time too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6751329) TQ Tristan Q. Director > "Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) YD Youcef D. Marketer > "it is a safe app with a real bank and accepts virtual cards so if you prefere it it's the best one " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___5087589) KK Kara K. Senior Associate > "Although Wise has its fair share of issues, we haven't found a better tool to send regular international payments." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6846068) PW Peiji W. owner > "In general, it is very easy to use and exchange currency remotely." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6756175) TQ Tristan Q. Director > "Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) ZKM Zuen Kay M. HR > "its very user friendly and fast to send and higher exchange rate" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6708937) LT Lorena T. Individual Transactions > "I tried two more times and encountered the same error. When I logged out and back in, I saw that Wise had debited my bank account three..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Michelle H. Writer, Editor and Proofreader > "I particularly like being able to invoice in my own currency (UK sterling)." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6292297) RP Reid P. Director Owner > "This has been an excruciating process that I still don't have a resolution to after 6 days and over 20 emails back and forth with their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) RM Rosalina M. Executive Assistant/ Freelancer > "Overall, Wise is a reliable and cost-effective way to transfer money internationally, with a user-friendly platform and fast transfer..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) WH Warren H. Pres > "i was sending money to family in another country for costly medical expenses, over a period of 7 months." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) Gabriel I. Founder > "I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) LT Lorena T. Individual Transactions > "Once more, the money was transferred to my Wise account, and I got the same "payment unsuccessful" message." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Altaf N. Owner > "I like the ACH payment option of Wise which Paypal does not offer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) TQ Tristan Q. Director > "After days of chasing them and providing thorough documentation, they chose to close my account without justification." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) Gabriel I. Founder > "I love how simple and transparent everything is." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) LT Lorena T. Individual Transactions > "I planned to request a refund for the fee, as this whole situation was due to their glitch." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Gabriel I. Founder > "I am happy, loyal client." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) Navan M. Director > "I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) SL Stefano L. Owner > "Easy setup." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6754011) RL Ron L. IT > "Got charged almost 20% in fees just to open an account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6683899) RM Rosalina M. Executive Assistant/ Freelancer > "Low expenses: Insightful charges a lot of lower charges than conventional banks or other cash move administrations, which can get a good..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) WH Warren H. Pres > "they froze my account and the recipient's. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) Altaf N. Owner > "Hence, Wise is now my favorite payment processing platform." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) LW Lamia W. Director > "Hard to say because the irritating thing is when a transaction doesn't go through because the Payee's details don't match exactly - as..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6091952) Altaf N. Owner > "I really love it because with ACH, there is very minimal to no fees at all." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) TP Tim P. Film Director > "Their rationale was that, in their opinion, Zaporizhzhia is under sanctions." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6421542) DY Dellal Y. Marketing traîner > "Speed of transactions and also you can exachange with the most important devise " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3615424) LT Laura T. None > "Lost $25k and have been trying to get it resolved for the last 6 weeks." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6705908) CS Carole S. antiques trader > "It is incredibly fast and I can transfer money to my French bank account instantly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3851901) LT Lorena T. Individual Transactions > "The customer support is not helpful." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) KM Karel M. Freelancer > "I love how you can set up multiple accounts in different countries" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3603399) AP Abby P. COO > "I have been begging for over a week and support just sends generic template responses and doesn't seem to realize not accessing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) AP Abby P. COO > "It was easy to setup" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) WH Warren H. Pres > "after that they would not take phone calls." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) MI Muhammad I. YouTuber, Freelancer > "I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) RP Reid P. Director Owner > "It's an absolute drain of my time and energy." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) Zahra H. Head of Business operations > "The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature!" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) LT Lorena T. Individual Transactions > "I’ve opened a dispute with my bank." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Myriam C. Translator > "It's user friendly and if I have any problems I can count on an excellent customer service" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3684794) LT Lorena T. Individual Transactions > "Will freeze hot money for no reason." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Bruno C. IT Service Engineer > "Very cheap way to remit amounts abroad and undoubtedly the best alternative to pay for expenses while traveling abroad." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3149725) Navan M. Director > "I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Mubaraq I. Content writer > "Very good, I don't plan on looking for an alternative any time soon." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3708231) SK Sonita K. President > "It was the most difficult platform to work with. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) Sam A. Consultant > "This made receiving payments very quick and easy for me to receive and for the customer to pay me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3197054) LT Lorena T. Individual Transactions > "I hung up and called again." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Danish M. Software Engineer > "Registration process is simple and account gets verified fairly quickly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3410875) LT Lorena T. Individual Transactions > "This entire situation is incredibly frustrating." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) PW Peter W. Retired > "The easyness to send money fast and with not too much costs from one corner of the world to another corner of the world." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3314029) SK Sonita K. President > "Extremely difficult platform, would not recommend." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) MI Muhammad I. YouTuber, Freelancer > "No, if we talk about my overall experience with the wise bank account is, then it was appreciable. And I'm fully satisfied with the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) FD Franck D. CEO > "It s a very bad service and company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6687754) Johanna N. Customer Success Executive > "Great App for any type of transfer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3395804) RM Rosalina M. Executive Assistant/ Freelancer > "Check process: to utilize Shrewd, you really want to go through a confirmation interaction that can be tedious and may require extra..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) Zahra H. Head of Business operations > "Its a fluid and well integrated system." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) AP Abby P. COO > "Access is an issue" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) Ani P. Owner > "After many back and forth with my contractor we finally were able to set it up, once done it's great and I love it." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3302046) Navan M. Director > "Support team is lying 🤥 to me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Valor L. Digital Strategist > "What I really like though is it has the best rate." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3158929) MI Muhammad I. YouTuber, Freelancer > "I have a lot of friends that are unable t use wisely just because they are not having a visa or MasterCard for making a transaction too..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) [View Reviews](https://www.capterra.com/p/234269/Wise/reviews/) ## User interface 4.60 (3,336) [Wise](https://www.capterra.com/p/234269/Wise/) 3.79 (85) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Wise 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/234269/Wise/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports No recognitions have been awarded to Wise ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wise Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Wise - By Wise - Located in United Kingdom - Founded in ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.9 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-234269/PayPal-vs-Wise) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.6 4.0 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-234269/Venmo--vs-Wise) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.6 4.0 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-234269/Square-Payments-Processing-vs-Wise) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.5 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.5 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-234269/Google-Pay-vs-Wise) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.09 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.1 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/123889-157492/Stripe-vs-Fattmerchant-Payments-Online) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.2 4.0 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/187086-234269/Payoneer-vs-Wise) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [HoneyBook](https://www.capterra.com/p/162588/HoneyBook/)[4.73 (680)](https://www.capterra.com/p/162588/HoneyBook/reviews/) Contact vendor for pricing Price $36/month 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-162588/Stripe-vs-HoneyBook)