# Compare Stripe vs Online Check Writer 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Stripe and Online Check Writer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/123889-237205/Stripe-vs-Online-Check-Writer

---

# Stripe vs Online Check Writer Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

StripeOnline Check Writer2/4 selected

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

[Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

[## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.5

Customer Service

4.2

Reviews Sentiment

Based on [3,304 reviews](#user-reviews)

Positive

3,069

Neutral

114

Negative

121

[## Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.4

Customer Service

4.4

Reviews Sentiment

Based on [255 reviews](#user-reviews)

Positive

233

Neutral

11

Negative

11

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

4.5

Expense Tracking

NA

Debit/Credit Card Processing

4.6

60%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

4.2

Online Payments

\--

Payment Fraud Prevention

NA

Expense Tracking

4.5

Debit/Credit Card Processing

3.7

User satisfaction

User satisfaction

4.6

User reviews[3,304](https://www.capterra.com/p/123889/Stripe/reviews/)

Ease of use

4.5

Functionality

4.5

Value for money

4.4

Customer support

4.2

User satisfaction

4.5

User reviews[255](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

Ease of use

4.4

Functionality

4.5

Value for money

4.4

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$30Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

Best for

Online Check Writer is used by government agencies, utilities, medical practices, legal services, hospitals, schools, call centers, insurers, transit operators, nonprofits, and retailers.

## User reviews

Pros & cons

Craig B.

Managing director

> "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786)

CP

Candace P.

Director of HR

> "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426)

VR

Verified Reviewer

Owner

> "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

MK

Maksim K.

Manager

> "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

MK

Maksim K.

Manager

> "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

KS

Katherine S.

Paralegal

> "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

Amber L.

Owner

> "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

DR

Dan R.

Developer

> "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

VR

Verified Reviewer

Vice President

> "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279)

Amber L.

Owner

> "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708)

Dante B.

Owner

> "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

MK

Maksim K.

Manager

> "The syncing between the website and the module can be very inflexible at times, which is frustrating."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

JO

Joy O.

Team Member

> "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933)

HE

Holly Elizabeth É.

Yoga Instructor

> "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783)

SC

Scott C.

Director of Ecommerce

> "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883)

VR

Verified Reviewer

Artist Painter

> "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

DJ

Daniel J.

SDR

> "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145)

ZJ

Zakau J.

Landlord

> "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237)

HJ

Happiness J.

Computer Software Engineer

> "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

RM

Rodel M.

Founder

> "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826)

MK

Maksim K.

Manager

> "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950)

VR

Verified Reviewer

Artist Painter

> "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

AH

Andrew H.

Software Developer

> "It help store to take credit card, handling users payment informations and get paid quickly."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933)

VR

Verified Reviewer

Artist Painter

> "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700)

KL

Kaleena L.

Sr. Communications Consultant

> "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085)

MJ

Meg J.

Owner-instructor

> "I do not like that there are multiple separate accounts with the same name under my business's Stripe account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786)

EB

Emma B.

Financial Controller

> "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

Luke R.

Marketer

> "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648)

Jack I.

Head of IT Development

> "Simplicity in its design, rich in features for managing payment processing, invoicing and more."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368)

PS

Paul S.

Software Engineer

> "Stripe can be expensive, especially for international transactions with currency conversions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810)

Simon F.

Director

> "We’re currently using it successfully to collect payments form clients via a payment portal."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050)

KW

Kate W.

Office Manager

> "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353)

Dan J.

COO

> "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479)

VR

Verified Reviewer

Ceo

> "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648)

HJ

Happiness J.

Computer Software Engineer

> "The ability to pay for subscriptions, businesses, companies, and anything else from the comfort of my home is one of its best features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467)

MS

Michaela S.

Event manager

> "The payments also come with the deductions, which can make it harder for your finance team to track."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798837)

ZF

Zach F.

Staff Accountant

> "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

BP

Bianca P.

Owner

> "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354)

Suresh K.

Senior Business Executive

> "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678)

Dante B.

Owner

> "In addition, their handling of my recent dispute has given me little faith in using tools like them."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205)

NF

Niccolò F.

Cofounder, CTO

> "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282)

Ryan P.

SPEECH LANGUAGE PATHOLOGIST

> "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883)

VR

Verified Reviewer

Ecommerce Developer

> "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171)

AT

Aleksandra T.

Chief Financial Officer

> "There was a time I required an urgent support but I couldn’t get the help in time since the response was slow."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7025412)

Jackie S.

Self-employed

> "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748)

FC

Frank C.

Owner

> "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416)

MM

Megan M.

Owner

> "What i like the most about stripe is i can take psyments anywhere i do a job and my customers love it to"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7044557)

PP

Peter P.

administrator

> "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

MW

Mauricio W.

Senior Sales Executive at WhiteWater, Inc.

> "The software integrates well with our existing ecosystem and is very reliable for recurring transactions."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7085650)

DP

Diego P.

ict manager

> "There are few few options and report for administrative office, we would like to receive the full payment from the app, and then pay to stripe the rates,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6273976)

SA

Samer A.

Open source contributor

> "It is a nice service and easy to integrate with other websites and services, and the customer support is so helpful and understanding of my questions and..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104578)

CH

Courtney H.

Venue Rentals Coordinator

> "You can only get reconciliation reports if you sign up for automatic payouts."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6803487)

EB

Emma B.

Financial Controller

> "It is easy to navigate and find payment information, and reports which we use to verify income with our auditors."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165)

VH

Vanessa H.

Owner

> "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169)

DJD

David James D.

Managing Trustee

> "I especially like the fact that the platform provides a pre-funding message to inform me of its pending release."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7094775)

VJ

Vershley J.

IT Consultant

> "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029)

BB

Brittany B.

Office manager

> "We’ve been using stripe for our transactions for years and it’s made referencing payment history a breeze"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7076691)

MC

Mario C.

founder

> "Sometimes payment process doesn't work with every credit card"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6791544)

KS

Katherine S.

Paralegal

> "It offers the basics in terms of convenience and accommodates various payment networks."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128)

AR

Abby R.

Author

> "The only con I experienced was that Stripe asked me to put in a person's email, when they buy my book, and the emails aren't readily visible."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6271432)

AS

Alicia S.

Principal Accountant

> "We host 4 conferences a year so this has become instrumental in collecting payments timely."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115499)

ZF

Zach F.

Staff Accountant

> "It was challenging to find the reporting options as a new user."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374)

DR

Dan R.

Developer

> "I am a developer, so after I started using the API I got a lot of custom value out of the flexibility."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866)

PP

Peter P.

administrator

> "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675)

JM

Jason M.

Graphic Designer

> "It offers a rich set of features, powerful APIs, and excellent documentation, making it a strong option for businesses of all sizes"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6647702)

Leah G.

Detailer

> "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire..."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851)

CB

Candida B.

Coach

> "Really useful for creating products links, managing sales and creatign clean and professional sales pages."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7011499)

ID

Irina D.

CTO

> "The payment fees can be quite high for low volume traffic at times"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6781801)

Racheal Toyin O.

Marketer

> "Stripe is a great option for a seamless, secure payment processing platform for those of running a business online."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6763380)

JZ

Jessica Z.

Owner

> "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873)

DR

David R.

Dive Operation Manager

> "Usability is good with neat logs that enable speedy reconciliations of trip reservations and equipment rentals."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6875675)

AE

Aaron E.

Partner

> "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758)

YG

Yoel G.

Sales Manager

> "It's a powerful and reliable payment platform with excellent documentation, intuitive dashboards, and robust security features."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6799400)

KM

Khalid M.

Cloud Architect and Fullstack Developer

> "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768)

AO

Alan O.

Business Analyst

> "Stripe's intuitive dashboards and detailed payment tracking make it easy to monitor transactions and gain real-time insights into business performance"

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6660441)

AR

Alex R.

Project Estimator

> "While stripe is great, it can be very annoyed when it strikes frequently your account."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565)

VR

Verified Reviewer

CEO

> "Stripe is a great pay per use merchant account for credit card payments that integrates with your banking system."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6869056)

SR

Sandra R.

Owner

> "The foreign fees were a bite too high."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7093509)

VR

Verified Reviewer

Owner

> "It has been a strong solution for managing online and card payments."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704)

EV

Elena V.

CPO

> "Their fees are not reasonable and they charge you additionally for those features, which are commonly provided by payment gateways by default."

[See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6564031)

[View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

MM

Marisela M.

senior business executive

> "how easy it is to make payroll checks and send it since I work from home. and sending in the mail takes couple days"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

MM

Marisela M.

senior business executive

> "My ID was stolen so I have to wait 2 weeks to get a new one"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

JC

Joan C.

Operations Manager

> "From the start, being able to edit and personalize checks is a great feature."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997)

MM

Marisela M.

senior business executive

> "Again like I stated I just don't like that I cant send ACH instead of emailing checks."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

ZZ

Zakir Z.

Owner

> "It has helped me save time and focus more on growing my digital marketing business."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920)

MC

Mike C.

CEO

> "This caused and is still causing a huge problem which in turn caused us to be late on filing our 1099s."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6162958)

JC

Joan C.

Operations Manager

> "The cost is also very affordable considering other services charge hundreds of dollars for the same end product."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997)

NT

Noe T.

Broker

> "It has become a bit pricy now as a stand alone check printing software."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4712361)

CM

Christopher M.

pro se

> "This was extremely easy to use It did not take very long to figure out and was very straightforward You didn't have to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7003052)

JR

James R.

Owner

> "Again, the funds were not deposited and sat in the vendor's newly created wallet within Online Checkwriter (the vendor..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

ZZ

Zakir Z.

Owner

> "The payment process is smooth, secure, and reliable."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920)

JR

James R.

Owner

> "Online Checkwriter is very inconsistent with their processes and their phone agents are extremely rude. When it comes to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

JW

Jun W.

CEO

> "I really like how easy it is to create and print checks."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7011332)

CF

Cody F.

Owner

> "The reporting function has information from when the account was being tested, and the transition to a paid account was..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965)

CB

Carolyn B.

Ceo

> "I think the app is very detailed and easy to use"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6763073)

LM

Lynn M.

Accountant

> "I've asked for the zil account and accompanying wallet to be removed because we are a nonprofit, only the board can make..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

BK

Bridgette K.

owner

> "This service is affordable and worth the time and money."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7018119)

DM

David M.

Owner

> "The problem wasn't on my end (after trying multiple browsers, multiple laptops and different users, yet still had the..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764)

VR

Verified Reviewer

board Member

> "I love that checks can be emailed"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6670599)

NW

Nicholas W.

Writer

> "I tried having the service mail out a check instead of printing and mailing it myself, and the check was never processed."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697324)

TK

Tonchui K.

Owner

> "I definitely love the all in one package, you can bill your clients, pay your vendors, make payment internationally..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453350)

VR

Verified Reviewer

Arvin's Photography

> "I don't like about this software are sometimes the server will go down, as a result, the webpage will load properly."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3462831)

Matthew M.

Principal

> "OCW has continued to develop and improve the check printing features, placing them first-in-class for check printing,..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541)

JK

Joel K.

Freelance SEO and Web Content Writer

> "The only con about Online Check Writer is its complexity which makes it difficult to understand or deploy, especially for..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917)

WM

William M.

Software Engineer

> "It also keeps a digital record of my payments without any extra work. When payment systems are slow to move over to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

ML

Mendel L.

President

> "Every time i was charged for something not previously disclosed, they would tell me the feature was just a trial and now..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698274)

CC

Cody C.

Owner

> "I conduct a lot of real estate notary closings and the ability to mail multiple checks to an address is veyr helpful to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4478745)

LM

Lynn M.

Accountant

> "The user interface changed without warning a few months ago from something that was really easy to use to something that..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

JE

Joseph E.

CEO

> "The Online Check Writer software allows us to save time in the issuance of payments to our vendors."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187)

MB

Michael B.

Accountant

> "I paid a deposit toward user fees for features I'll never use that they don't tell you about until checkout (aka hidden..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697506)

JK

Joel K.

Freelance SEO and Web Content Writer

> "Besides, this software provides seamless ACH payment processing services, e-checks, and wire."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917)

VR

Verified Reviewer

Supervisor

> "customer service is little poor."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4988122)

DM

Dustyn M.

Owner

> "The ability to sync with QBO and add multiple bank accounts or clients makes using this software amazing."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464475)

TF

Tracy F.

Accounting

> "I turned on the two factor authentication because I was concerned that my email and online checkwriter account had been..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701239)

CV

Courtney V.

Solution Strategist

> "I am able to set up several different accounts, process and print checks for my clients and myself with ease."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697197)

SS

Sarina S.

Owner

> "My checks were returned because Online Check Writer failed to attach the uploaded PDF."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697676)

CT

Chad T.

Member

> "OnlineCheckWriter.com allows me to send payments to my staff with the click of a button."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698176)

JD

Jason D.

owner

> "The inability for my to accept payments via ACH into my account"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819)

JR

James R.

Owner

> "I like the fact that this software is available online and that it gives me the capability of paying my vendors via ACH..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

JC

John C.

ceo

> "Hello , i have registered with this site and after giving them my confidential information about me and my bank account ,..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3182478)

JG

James G.

Controller

> "It gets the job done for that although I know there are other useful features available."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___5098023)

DM

David M.

Owner

> "Customer service was awful and inflexible when trying to address multiple concerns within a very short timeframe."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764)

HP

Hector P.

Owner

> "It has helped me to manage expenses, vendors and payroll all in one system."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464664)

CF

Cody F.

Owner

> "The information in its knowledge base does not match the program's, causing confusion."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965)

TL

Tal L.

Owner

> "I enjoy the fluidity of my businesses billing and expense tracking."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696325)

MA

Mark A.

Operations Manager

> "So many features, it seems as if they were just added in without much thought to an interface not intended to contain so..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3699070)

TB

Tony B.

President

> "It makes it very easy to write and print checks using my own printer, and the checks are very professional. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3745078)

Rabbi Rafi D.

Rabbi

> "Crashes many times, some options are limited, a little too expensive"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696319)

WM

William M.

Software Engineer

> "It's so much faster when I receive a bill to put the information into this service than it would be to write things out..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

JJ

Johnathan J.

Owner

> "Not long after that, the plans were changed and now I am being charged per check printed. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3744910)

DE

Doniceth E.

Director

> "Overall, if you are using this service to write paper check, or email electronic checks it's amazing. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039)

MR

Matthew R.

Owner

> "Sometimes some pages don't load, and it takes forever to load."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4440119)

Matthew M.

Principal

> "OCW is a true contender in a banking and accounting all-in-one solution for small businesses."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541)

LM

Lynn M.

Accountant

> "We're probably going to switch back to our payroll system for ACH, because it's too confusing the way"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

TH

Tammie H.

Owner

> "I like the ability to be able to send payments from any device quickly. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701203)

EH

Elizabeth H.

Office Manager / Paralegal

> "Now it defaults back to the check list page, which is really inconvenient."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720148)

ML

Matt L.

Broker/Owner

> "Overall I'm pretty happy... had an issue with mailing checks out, some clients can't figure out how to print the..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3700369)

JD

Jason D.

owner

> "They recently changed the pricing without warning and it is much more expensive to accept and receive any payments. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819)

JM

Jean M.

CEO

> "This system works very well, we issued several checks and were cashed by recipients without any issue."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3731051)

JF

John F.

Director of Finance

> "Customer support is limited, price hike has me looking into other options"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729039)

DE

Doniceth E.

Director

> "If you are using this for the purpose of tracking and writing checks it's great. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039)

CL

Courtney L.

Owner

> "It is frustrating that they have the options available, but when I go to use them they are still unavailable."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3737187)

BT

Brian T.

Owner

> "I started using the product simply for check printing, which it does very well."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3741235)

LM

Lynn M.

Accountant

> "It's so frustrating, they even send us monthly zil statements."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

AK

Ashwin K.

Developer

> "It is easily accessible."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4902448)

IG

Ivana G.

Director

> "Sometimes when I want to visit website is overloading"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3790597)

Danylo K.

Marketing specialist

> "I like the interface."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4998255)

JE

Joseph E.

CEO

> "The only con with the software is the cost of service."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187)

AR

Armando R.

Owner

> "The monthly and annual plans are both very well competitively priced vs other name brand software."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3721339)

JG

Jon G.

Sales

> "Check register does not work."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720144)

RG

Ron G.

Managing Member

> "Im able to easily send checks to vendors right to the email."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3700696)

RA

Rahul A.

Senior Consultant

> "Their customer service can be a bit frustrating. Once you get to the right person, they handle things quickly!"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720129)

LD

Lauren D.

Programs Administrator

> "Customer support is helpful and easily available but usually needed after the fact(changes are made and not communicated..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3721109)

SR

Sandra R.

student

> "There is minimal customer service and no follow-up."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3844430)

WM

William M.

Software Engineer

> "This service saves me a lot of time and energy by keeping things digital."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

EH

Edward H.

Owner

> "Direct deposit isn't what it sounds like either."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453650)

NF

Nacirema F.

Registered nurse

> "I enjoy the software and it would be perfect if the approval process for ach features were more Lenient"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4443278)

TL

Tal L.

Owner

> "I have never been able to use my debit card and I mean never."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696325)

EJ

Erik J.

N/A

> "I like that I can click to write checks and mail them."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720405)

RS

Rondell S.

Owner

> "The price Keith be to ouch at times and hard to pay for but there changing that up"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4402521)

[View Reviews](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

## User interface

4.60 (3,304)

4.52 (255)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Stripe

Top features

21/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/123889/Stripe/#features)

Online Check Writer

14/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/237205/Online-Check-Writer/#features)

### Recognition

No recognitions have been awarded to Stripe

No recognitions have been awarded to Online Check Writer

### Deployment & support

Stripe

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Online Check Writer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Stripe

-   By Stripe
-   Located in United States
-   Founded in 2009

Online Check Writer

-   By Zil.US
-   Located in United States
-   Founded in 2008

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4.4

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[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

vs

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.5

Features

4.5

4.5

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay)

[Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,018)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

$30/month

Price

$0/month

4.5

Features

4.5

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/237205-275802/Online-Check-Writer-vs-Square-Point-of-Sale)