# Compare Stripe vs Cash App 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Cash App based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-246167/Stripe-vs-Cash-App --- # Stripe vs Cash App Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeCash App2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,336 reviews](#user-reviews) Positive 3,094 Neutral 119 Negative 123 [## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.3 Ease of Use 4.5 Customer Service 3.5 Reviews Sentiment Based on [688 reviews](#user-reviews) Positive 563 Neutral 52 Negative 73 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,127 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.0 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,336](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.3 Customer support 4.2 User satisfaction 4.2 User reviews[688](https://www.capterra.com/p/246167/Cash-App/reviews/) Ease of use 4.5 Functionality 4.3 Value for money 4.3 Customer support 3.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Not provided by vendor ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) AH Andrew H. Software Developer > "It help store to take credit card, handling users payment informations and get paid quickly." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VJ Vershley J. IT Consultant > "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible, it..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on hold..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) JZ Jessica Z. Owner > "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873) NF Niccolò F. Cofounder, CTO > "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows to set up..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282) AE Aaron E. Partner > "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758) VR Verified Reviewer Ecommerce Developer > "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has an API in..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171) KM Khalid M. Cloud Architect and Fullstack Developer > "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768) Jackie S. Self-employed > "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748) AR Alex R. Project Estimator > "While stripe is great, it can be very annoyed when it strikes frequently your account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) AC Andrea C. Controller > "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) RH Reagan H. Optician > "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) VR Verified Reviewer Owner > "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Student > "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) OG Olivia G. Teacher > "I can easily manage my card balances online and process payments online." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Reseller > "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633) KS Keneila S. Head spa technician > "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel like..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900) PT PEIYUAN T. associate director > "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393) VR Verified Reviewer Student > "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) VR Verified Reviewer Student > "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) KM Kortnee M. Chief Executive Officer > "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) AC Andrea C. Controller > "I am able to keep track of my kids' spending as well as budget their chore money." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) MG Milagros G. Content creator and Social Media Manager > "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) VR Verified Reviewer Owner > "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Trinidad F. Autonomous Remote Assistant > "I feel like the percentage Cash App takes from each transaction could be much lower." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508) LP Lexus P. CEO > "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EH Elizabeth H. Myself > "I felt insecure about giving my personal banking info, felt there were not enough checks in place." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494) SH SHERREE H. Owner > "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) RG Renee G. Owner > "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) LB Lauren B. Lead Content Creator > "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019) Jeff M. SEO Manager > "Customer support is tough to reach, delays on issues are a bit longer than I'd like." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) Paige F. Lead painter > "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) MJ Markisha J. Sales managment > "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036) BL Blake L. graphic designer > "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290) SO Shelly O. DSP Caregiver > "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) RH Reagan H. Optician > "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) ZN Zalman N. Operations Manager at MCA Track and GoACH > "Fees could be a bit high for certain types of withdrawals or instant transfers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) Steven Craig W. Software Reviewer For Capterra > "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) CC Cassandra C. UX Quality Assurance > "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912) HW Hannah W. Tax Accountant > "It transfers money faster than any other platform I've used and I can always rely on it." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926) SO Shelly O. DSP Caregiver > "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Amee P. Owner > "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504) LP Lexus P. CEO > "It takes too long for your money to come if you choose not to pay to receive your money instantly." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EM Emily M. HR Generalist > "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300) SH SHERREE H. Owner > "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) VR Verified Reviewer Student > "Its super convenient for quick payments and perfect for casual everyday use though." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) NM Nafula M. Owner > "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232) TG Tiffany G. Building service worker > "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306) SH Shannel H. dispatcher > "Some snags, having to update the app and customer support was long and not very helpful." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454) MW Meegan W. Educator > "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817) Michelle D. Multiple Roles > "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) SK Selin K. Director of restaurant operations > "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761) AS Alexis S. Owner > "They are not timely with fraud either." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310) Jeff M. SEO Manager > "Super low learning curve and solid value for everyday use." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) TS Taylor S. Students Director > "Using Cash App for business payments isn't something I am completely comfortable with." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469) VR Verified Reviewer Owner > "Transactions could happen alot faster and cost less for the instsnt fee" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) KK Kennedy K. Business Support Specialist > "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605) MC Mariya C. Owner > "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about anyone..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880) Jay S. Owner > "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457) TI Terriyanna I. Administrator > "There is stock you can purchase, you can save money in the savings account, transferring money is very easy and takes seconds, you can add cash to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___4802937) SH SHERREE H. Owner > "Was a little frustrating to get to the section for adding a new card." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) SN Sylla N. Interior Consultant > "I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6351702) SN Sarah N. Cfo > "I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6362238) VR Verified Reviewer Owner > "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) RA Robert A. former HOA President > "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114) VR Verified Reviewer PMHNP > "It was also easy to connect my personal and business accounts." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7056428) RG Renee G. Owner > "If a transaction goes wrong, getting help can be frustrating." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) OG Olivia G. Teacher > "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) KC Kimberlee C. Supervisor > "I am always afraid of my money being hacked." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7050156) ZN Zalman N. Operations Manager at MCA Track and GoACH > "The security and speed of transactions made it a real asset." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) MG Monche G. CEO > "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695) NF Nathaniel F. Owner > "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310) NL Nick L. Talent Buyer > "The fees are substantial and its hard to link multiple bank accounts" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854) KP Katina P. Author and Notary > "It is very simple and I like that there are no fees if you wait 2 days to get your money. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014) CM Cagney M. Machine Operator > "That not a lot of people are using it and it limits their ability to get the payments done." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6349205) LL Leah L. Study Coordinator > "I also like the option to create a savings account through Cash App." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897) KM Kortnee M. Chief Executive Officer > "On many occasions, I've tried to resolve account issues with their team and to no avail." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) TD Thomas D. Owner > "I like that I can add cash and withdraw cash in minutes f" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023) BF Bernardino F. Owner > "They just block my transactions for more tham 3 days with no reason and no explanation." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325) Michelle D. Multiple Roles > "I like that it is now being integrated as a payment solution through many payment interfaces" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) MM Megan M. Owner > "What i don't like about cash app is if you send the wrong person money you cant get it back unles" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342) SB Sierra B. Consumer > "What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6406640) Paige F. Lead painter > "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) JO Jose O. DME Coordinator > "I think its a bit easier to use than Zelle since your card is attached all you gotta do is click the person you wanna send money too and that's..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6301493) EB Eric B. Owner > "Several years ago, my Square account was permanently closed due to an alleged violation of company policies." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040) KM Kortnee M. Chief Executive Officer > "Sending money to friends and family became easier." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) CM Casandra M. Hone representative > "They took my depositing money feature away for no apparent reason. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448) [View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/) ## User interface 4.60 (3,336) [Cash App](https://www.capterra.com/p/246167/Cash-App/) 4.23 (688) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Cash App 6/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/246167/Cash-App/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports No recognitions have been awarded to Cash App ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cash App Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Cash App - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-246167/PayPal-vs-Cash-App) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-246167/Venmo--vs-Cash-App) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-246167/Square-Payments-Processing-vs-Cash-App) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.5 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.09 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.1 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/123889-157492/Stripe-vs-Fattmerchant-Payments-Online) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.3 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/246167-275802/Cash-App-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-246167/Plaid-vs-Cash-App)