# Compare Stripe vs Square Point of Sale 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe and Square Point of Sale based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale --- # Stripe vs Square Point of Sale Features and Cost Comparison Last updated April 22nd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: StripeSquare Point of Sale2/4 selected [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) [## Stripe](https://www.capterra.com/p/123889/Stripe/)[4.6 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.5 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [3,335 reviews](#user-reviews) Positive 3,094 Neutral 118 Negative 123 [## Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.5 Ease of Use 4.7 Customer Service 4.3 Reviews Sentiment Based on [3,029 reviews](#user-reviews) Positive 2,837 Neutral 128 Negative 64 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,127 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention 4.5 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.6 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[3,335](https://www.capterra.com/p/123889/Stripe/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.4 Customer support 4.2 User satisfaction 4.6 User reviews[3,029](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Ease of use 4.7 Functionality 4.5 Value for money 4.5 Customer support 4.3 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. Best for Square Point of Sale (POS) is used by several small and large businesses every day, including businesses such as retailers, bakeries, delis, and hairdressers. ## User reviews Pros & cons VR Verified Reviewer Owner Operator > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7120966) Ashish T. Owner > "My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) BB Bree B. Adv Ops Coordinator > "It’s a reliable and flexible payment platform that works well for processing donations and online transactions. While there is a bit of a learning curve with more..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7124008) OE Olu E. Complaince Manager > "However, as a business grows, the lack of personalized, high-touch support and the creeping costs of add-on services are the only things that would make me glance..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) VR Verified Reviewer Student > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) Ashish T. Owner > "My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) VR Verified Reviewer Owner > "It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113704) VR Verified Reviewer Student > "The flat-rate transaction fees can become quite expensive as my sales volume grows, and I wish there was more room to negotiate rates." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) MK Maksim K. Manager > "The support have also been surprisingly responsive to issues that we encounter and the customer portal allows customers to make payments without having to leave..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) CP Candace P. Director of HR > "For example, if we have to manually resend an invoice to a client, we are unable to add any body to that email, the client just receives the invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6814426) OE Olu E. Complaince Manager > "Global Reach: The ability to accept 135+ currencies and automatically handle VAT/Tax calculations (via Stripe Tax) is a lifesaver for international scaling." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) MK Maksim K. Manager > "Unfortunately, the Remittance Emails are garbage because they don’t indicate which deposits are included in the email so I have to guess." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) VR Verified Reviewer Vice President > "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067279) KS Katherine S. Paralegal > "Fund holding has a long wait time and transactions are not resolved quickly for anywhere between 7 and 14 days." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7098128) Dante B. Owner > "Integration with other tools allows me to easily add payments seamlessly into websites and other software without hurting my brand." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MK Maksim K. Manager > "The syncing between the website and the module can be very inflexible at times, which is frustrating." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) JO Joy O. Team Member > "It helps me to accept payments smoothly, track transactions easily and manages invoices without stress." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7102933) ZJ Zakau J. Landlord > "Overall, I pay a yearly subscription for stripe that is nothing compared to the value I get for their payment processing platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7090237) SC Scott C. Director of Ecommerce > "Stripe has been a great payment processor for our online training platform, seamlessly integrating with WooCommerce and WooCommerce subscriptions, allowing us to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6853883) VR Verified Reviewer Student > "I also find it frustrating that getting a live person on the phone for technical support can be difficult during busy weekend hours." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7125616) DJ Daniel J. SDR > "Stripe was able to link with our payroll app (remote) they were able to offer me the ability to connect my Bancolombia account and receive my payroll." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810145) RM Rodel M. Founder > "However, things took a frustrating turn when Stripe suddenly labeled our business as "high risk" without providing any evidence and placed an indefinite hold on..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6492826) MH Matthew H. Tutor > "The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) AB Anna B. Kinesiologist > "Stripe takes a fee off of the transactions which decreases my revenue." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7138793) SP Stephanie P. American accent coach > "It does what I need it to do, and I like that I can accept various payment methods and allow customers to pay in their local currency." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7132046) MJ Meg J. Owner-instructor > "I do not like that there are multiple separate accounts with the same name under my business's Stripe account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7081786) Jayme V. Owner > "Payment links, hosted checkout pages, and simple product setup allow you to start selling almost immediately." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Luke R. Marketer > "I run digital ads for multiple Fortune 500 clients and this couldn’t be further from true, and honestly not sure how any of my invoices would give this idea to..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858648) Craig B. Managing director > "We like how we can intergrate stripe with our accounting software allowing clients to pay by debit card or credit card direct from their invoice." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7036786) PS Paul S. Software Engineer > "Stripe can be expensive, especially for international transactions with currency conversions." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7080810) OE Olu E. Complaince Manager > "Seamless Integration: Whether you are using a "no-code" solution or building a custom API, Stripe is the easiest platform to plug into your business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128114) KW Kate W. Office Manager > "The fees can be high especially when using payment options such as Klarna or similar companies. When handling refunds it can be a hit." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6858353) VR Verified Reviewer Owner > "The setup is straightforward, and the dashboard is clean and simple to navigate, which makes managing transactions, payouts, and customer info stress-free." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7133574) VR Verified Reviewer Ceo > "One time i messed up on a set up and it took awhile to hear back but i do understand business is business and takes time to reach out." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7119648) OP Oleg P. financial analyst > "Irish American financial services company, that encrypts credit cards and other method on payments, works great for international payments" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7127397) BP Bianca P. Owner > "My only complaint with Stripe is when they updated their customer portal and it was a little harder to navigate than the original." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7015354) Jayme V. Owner > "Stripe has made it possible for me to launch and test multiple digital products without needing a complicated financial setup or a full development team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) DR Dan R. Developer > "I don't like some of the fees being higher for handling multiple stripe managed accounts (for example when running a marketplace platform)" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7042866) MK Maksim K. Manager > "It works pretty well and accepts ACH and credit cards with minimal configuration and the funds are deposited every day." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7110950) Ashish T. Owner > "Account closures and fund holds are a major concern." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130367) JM James M. Sales Representative > "The interface is sleek and I am sure about where my money goes each time. When paying using a credit card via Stripe, the whole experience seems seamless as..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) Amber L. Owner > "I needed to be able to accept payments at vendor shows and stripe isn't the best option for that." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) SG Shea G. Counselor > "They link with CarePatron, another excellent software, which allows me to manage all self-pay patient in one easy to use platform." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130958) Dante B. Owner > "In addition, their handling of my recent dispute has given me little faith in using tools like them." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077205) MH Matthew H. Tutor > "Highly customisable invoices, including the ability to add branding and logos" [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) JM James M. Sales Representative > "Their customer service is not helpful in case anything happens." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7128013) AH Andrew H. Software Developer > "It help store to take credit card, handling users payment informations and get paid quickly." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7057933) HE Holly Elizabeth É. Yoga Instructor > "The webpages are a little "busy" visually and the payments take around 5 -7 days to arrive in my bank account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6798783) BN Bill N. Senior Financial Accountant > "Further, Stripe reporting allows us to reconcile our credit card payments with ease." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7130225) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "Unfortunately, with stripe, you’re going to incur processing fees. Either the patient pays them or you do." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7104883) Amber L. Owner > "Stripe's APIs and customization options are really impressive, allowing me to provide an easy checkout experience for my customers." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7018708) FC Frank C. Owner > "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6871416) KL Kaleena L. Sr. Communications Consultant > "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7077085) VR Verified Reviewer Artist Painter > "Any idiot would know that that setting should be a given. How on earth did they expect me to know first of all that I made a sale and second, where to send my..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) EB Emma B. Financial Controller > "My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7091165) PP Peter P. administrator > "use verified methods such as PAYPAL, GOPAY and other payment gateways because Stripe and Klarna are maximally incompetent." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) MH Matthew H. Tutor > "It handles card payments smoothly and makes it easy to send invoices and payment links to clients." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7129014) VH Vanessa H. Owner > "Unfortunately, my overall experience with Stripe has been very disappointing. While the product is easy to use, the lack of reliable merchant support,..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6845169) Jack I. Head of IT Development > "Simplicity in its design, rich in features for managing payment processing, invoicing and more." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7095368) VJ Vershley J. IT Consultant > "Some functionalities like subscriptions can be extremely tricky to setup due even for simple scenarios." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6810029) Simon F. Director > "We’re currently using it successfully to collect payments form clients via a payment portal." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7096050) ZF Zach F. Staff Accountant > "It was challenging to find the reporting options as a new user." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) Jayme V. Owner > "The dashboard is clean and intuitive, making it easy to track payments, refunds, and customer activity without feeling overwhelmed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Konstantin P. CEO > "When first time I was trying to find information about how much does it cost it was hard." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7145281) Dan J. COO > "Love Stripe's vast array of connectivity for use as payment processor for platforms that don't have other options." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7115479) VR Verified Reviewer Artist Painter > "What happened was Stripe charged me – $14.66 for a dispute fee and my bank charged me – $38.00 overdraft fee." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) ZF Zach F. Staff Accountant > "The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7113374) VR Verified Reviewer Artist Painter > "Needless to say, I have decided to flush Stripe down the toilet and resume using PayPal to set up my checkout pages." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7033700) Suresh K. Senior Business Executive > "overall a very smooth and friction free product, you can issue refunds to customers cards easily as well but yes quite expensive for small business." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7067678) PP Peter P. administrator > "they only rob sellers of money! if you own an e-shop, don't even think about this payment gateway, and if you have one, end the cooperation as soon as possible, it..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6418675) Jayme V. Owner > "However, for most founders launching digital products or services, the core functionality is accessible and reliable without needing extensive development..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7122152) Leah G. Detailer > "What a confusing slow mess of a product with a terrible app to boot. If you don’t receive payments through them regularly they will put your entire account on hold..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6389851) HJ Happiness J. Computer Software Engineer > "It contains a software development kit that enables me to safely receive payments, it gives me options to make payments to businesses and anywhere, and it makes..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6783467) JZ Jessica Z. Owner > "I was not able to refund my customers with my account as it capped me at withdrawing 1.5k." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6421873) NF Niccolò F. Cofounder, CTO > "The user portal in which you can create your products, set up discount codes and coupons, personalize subscriptions etc. is really useful and it allows to set up..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6379282) AE Aaron E. Partner > "Stripe allowed us to process payments efficiently, but it didn’t stand out, leading us to switch to another system." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6491758) VR Verified Reviewer Ecommerce Developer > "It allows you to create buy buttons, subscriptions, invoices and everything you need to run an online business directly from the dashboard, it even has an API in..." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6619171) KM Khalid M. Cloud Architect and Fullstack Developer > "Even worse, my customers’ refunds are now at risk due to this account closure, and there has been no assistance or clarity from Stripe's support team." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___6572768) Jackie S. Self-employed > "From a new concept to Bluetooth devices, your financial project has a payment processing system tailored for you with Stripe." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7002748) AR Alex R. Project Estimator > "While stripe is great, it can be very annoyed when it strikes frequently your account." [See full review](https://www.capterra.com/p/123889/Stripe/#Capterra___7074565) [View Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) VR Verified Reviewer Digital coordinator > "As part of the Square suite of apps and services, I liked that Point of Sale provided a digital platform and the means for me to..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985) John D. President > "All that is left to me now is to share my horror story as far and wide as possible to warn other small businesses about this..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021) VR Verified Reviewer Digital coordinator > "Overall, Point of Sale has been a great way for me to pay quickly, conveniently, and interactively up front using a multitude of..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985) KH Kasi H. Front Desk Manager > "Maybe for a small hotel or business it would be affordable able. But for our property and the amount of online and phone..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7027292) JW Jenny W. Management > "As a small, locally owned furniture refinishing business, Square Point of Sale provides everything we needed to keep track of..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019) SB Sydney B. General Manager > "Consistent issues with QR code ordering / receiving payment, consistent issues with adding things to online website." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6853050) JD Jesus D. Owner > "The app is simple, the card reader works smoothly, and it makes the whole checkout process super convenient for both us and our..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6814866) VR Verified Reviewer Owner > "Every interaction felt like dealing with support reps who had little understanding of Canadian business practices or the issues I..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889) John D. President > "I liked the simplicity of using it, although Square charges the same fee for debit cards as for credit cards and is a point higher..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021) AP Angela P. Director > "I think the back end can be a little challenging at times. When you are making an item with different sizes, it can be confusing..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7014335) Michael Z. Owner > "Square Point of Sale is a reliable and practical tool for handling payments in a music and content creation business." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327) VR Verified Reviewer Owner > "Instead of helping, they read off scripts, dismissed my concerns, and closed inquiries without proper resolution." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889) KP Krista P. CFO > "It works for our business model because we are one company with 8 subsidiaries, and it's nice to just be able to log in once and..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273) Nathan H. Owner > "Many customers don’t want receipts or want emailed receipts." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123719) SR Stephen R. Owner > "I can write up an invoice in minutes with my saved items and I can collect a deposit in seconds with tap to pay or via emailing..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6558445) John D. President > "They will not refund processing fees for mistaken charges (see below)." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021) LS Laura S. Licensed Massage Therapist > "Square Point of Sale is invaluable for my massage therapy practice, as it allows me to take credit card payments from clients, and..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846) Absana P. Tier III Technician > "The Bluetooth reader was hard to pair at first as well." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738) Absana P. Tier III Technician > "Furthermore, you can link straight to a bank account to receive deposit, and fees were minimal per transaction." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738) AK Ashley K. Co-Owner > "The fees are slightly high for the lack of customization you can do." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6867594) JC Jesse C. Massage therapist > "I like that they added the option to use your own phone as the card reader and that you can make different menu options with..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6301046) John D. President > "My efforts to get a reversal of the fees assessed fell on deaf ears." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021) AM Anna M. Owner, designer, webdeveloper > "It’s great and gives my customers so many payment options including Clearpay and that means so much for me as a small business." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428) HL Hyeong L. Chiropractor > "The web version is difficult to navigate through." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179) MG Milagros G. Beauty salon owner > "I appreciate how intuitive the interface is—for both staff and customers—which helps keep the checkout process quick and..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6818627) LS Laura S. Licensed Massage Therapist > "I haven't really had any problems with it, except one time I had to reload it after not using it for a period of time, and I..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846) DB Danielle B. CFO > "I like the ability to take payments anywhere at any time when our sports team needs it. " [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193) SK Shawnalee K. Sales Person > "The transaction fees add up over time, and there are very limited customizable options." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6754090) CP Chantel P. Registered Massage Therapist, Owner > "I love that I'm able to store cards on file with square and simply charge and email receipts within seconds." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6353466) CC Chermaine C. Business owner > "Customer service is terrible, its almost impossible to get someone on the phone and they shut your account down with no warning or..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031) AS ALFREDO S. LEAD > "They have great customer service, with great solutions when it comes to solving a problem or refunds." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123314) DB Danielle B. CFO > "Having to wait to have the money moved to out account is not always feasible." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193) AT Aireanne T. Owner > "We were able to set up an account quickly and start processing right away." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7046226) Katie M. Owner, Manager > "A few small bugs with set up and processing." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7022178) Michael Z. Owner > "The system is easy to use and provides enough basic reporting to stay on top of income." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327) KE Kaylyne E. Training and Employee Development > "The POS was very basic and didn't allow us to have as many options and integrations as we needed." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6729071) VR Verified Reviewer Owner > "It’s easy to set up, affordable, and allows me to accept multiple payment types." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476) LL Leah L. Manager on Duty > "The only downside is the fees can add up, and dealing with account holds has been a bit annoying at times." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6670067) RP Ryan P. Graphic Designer > "Overall, I like it's simple utility and how you can use it with mobile." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7099531) KR Kristy R. Owner > "Slightly more expensive than some competitors." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7134706) SK Signe K. Therapist > "I have been able to provide excellent sales processing for clients even though i do remote events and markets." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6760274) Jesse Z. Software Engineer > "The terminals are a bit pricey for businesses to buy." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6879665) AH Autumn H. Owner > "I like that I can customize my items and organize them by category on the main screen." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131) KK Kennedy K. Four Oaks Farm Staff Assistant > "Sometimes the app would glitch causing me to lose the progress made in my sale ." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178) JW Jenny W. Management > "We are able to send customer receipts via text. " [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019) SD Sienna D. Massage Therapist > "For the small square reader, I can’t turn it off without it fully disconnecting from the phone." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6675018) VR Verified Reviewer Owner > "Even though the fees are a downside, the convenience and tools it offers make it worth it." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476) Erika B. Licensed Massage Therapist > "Seems like there is an additional cost or fee for just about every feature and transaction!" [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6858280) Emma C. Aesthetician > "It's a must have for a business and square makes that possible." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7092403) IL Ilana L. Artistic Director > "It is dependent on a plug-in device. If this were to get lost or damaged, I can imagine that would be a problem." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6501051) Abbey W. owner, founder > "Square is simple to use for invoicing and payment processing." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7084561) NA Natalie A. Assistant > "The square device itself was always breaking and not reading the credit card correctly." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931) BW Brent W. Financial Controller > "Funds deposit the next day and the app is reliable." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7115408) PJ Paul J. eCommerce & IT Manager > "That would be the time Square, with zero notice, pulled the plug on our store and website as a credit card processor, leaving us..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5091857) KP Krista P. CFO > "Out of all of the SAAS services my company uses, Square is the one that never goes down, and is always accurate. " [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273) RV Robert V. Manager > "I don't like that they charge a different rate if I insert the card details directly" [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6606699) AH Autumn H. Owner > "I also like that it shows my inventory amounts and alerts me when we are low." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131) KP Katelynn P. Agent > "I personally think it is a little overpriced for my liking." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7002004) AN Alisa N. Owner > "I like the fact that we're offers marketing and gift cards I also love the fact that you can integrate your current back office..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___4840070) WJ Will J. Director > "Positive as a user, but ultimately I stopped using it because of the issues I was having with integration." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6871638) HU Heather U. Director > "Square provides us an opportunity to process payments that are paid through credit cards or debit cards when individuals do not..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5097584) BM Breanna M. Director of Procurement > "We have had to switch to "off line" mode which also wasnt working." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6433327) AP Aria P. Manager > "Our clients love the iPad set up the most as it allows for collecting tips and giving the option of e-receipt or print to their..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6263929) VK Vladislav K. Owner > "They simply block buyers’ payments and say that they stole these cards, but the buyers are my regular customers, they bought from..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6202338) IC Ismael C. Staffing manager > "I love that you can tap a payment card on a terminal to bring up all previous transactions." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6594806) NA Natalie A. Assistant > "I feel like the percentage of sales it takes is a little much, especially for the simplicity of it." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931) DA Devon A. Owner > "Easy to use onsite and as well as in the office for reconciling. " [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7074891) VR Verified Reviewer Owner and Artist > "Sometimes the POS is delayed when there is not a good connection." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6581814) CM Cheyenne M. None > "I like the ease of the application all together being able to sale products and buy product was made easier with square point of..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6415943) KN Kendrick N. CEO > "you cant use your own debit card to pay for your own meals, counts as self funding, which will terminate your account." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6016545) Stephanie E. Secretary > "The template for sending email campaigns is helpful." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7035477) HL Hyeong L. Chiropractor > "The app is not super user friendly." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179) CM Casandra M. Administrative support specialist > "I love that you can create schedule recurring invoices and you can also have cards saved on file for automatic charges to people..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6079096) RA RODERICK A. Vice President > "Customer service is slow and the processing fees are high" [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6732088) DJ Don J. Sr. Director of IT > "From setup to daily use, navigating through its features is pretty straightforward, which is great for both new users and those..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6351140) RM Robert M. Hvac tech > "Having to constantly log back in, app would freeze intermittenly" [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6674808) AM Anna M. Owner, designer, webdeveloper > "I believe that since I am offering many payment options, my customers are more keen to buy." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428) CC Chermaine C. Business owner > "Point of sale easy to use, but square closes your account down for no reason and do not give you the opportunity to appeal their..." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031) KK Kennedy K. Four Oaks Farm Staff Assistant > "I like being able to customize everything for sale easily and the organization factor of it." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178) RW Robert W. Owner > "It's not tailored more towards the construction industry like I was looking for. But thats my fault not theirs." [See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6651328) [View Reviews](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) ## User interface 4.60 (3,335) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) 4.64 (3,029) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Top features 21/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/123889/Stripe/#features) Square Point of Sale 19/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/275802/Square-Point-of-Sale/#features) ### Recognition Stripe is recognized as a top-rated tool in 5 Capterra Shortlist reports Square Point of Sale is recognized as a top-rated tool in 2 Capterra Shortlist reports ### Deployment & support Stripe Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Square Point of Sale Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe - By Stripe - Located in United States - Founded in 2009 Square Point of Sale - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) $0/month Price $0.29 4.5 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (716)](https://www.capterra.com/p/152638/Epos-Now/reviews/) $0/month Price $349one time 4.5 Features 3.8 4.7 Ease of Use 3.8 [View full comparison](https://www.capterra.com/compare/152638-275802/Epos-Now-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/) $0/month Price Contact vendor for pricing 4.5 Features 3.8 4.7 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.09 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.1 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/123889-157492/Stripe-vs-Fattmerchant-Payments-Online) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [Gofrugal](https://www.capterra.com/p/71693/GoFrugal-POS-Software/)[4.41 (198)](https://www.capterra.com/p/71693/GoFrugal-POS-Software/reviews/) $0/month Price $7/month 4.5 Features 4.4 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/71693-275802/GoFrugal-POS-Software-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [Odoo](https://www.capterra.com/p/135618/Odoo/) [4.20 (1,304)](https://www.capterra.com/p/135618/Odoo/reviews/) $0/month Price $31.1/month 4.5 Features 4.2 4.7 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135618-275802/Odoo-vs-Square-Point-of-Sale) [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) vs [HoneyBook](https://www.capterra.com/p/162588/HoneyBook/)[4.73 (680)](https://www.capterra.com/p/162588/HoneyBook/reviews/) Contact vendor for pricing Price $36/month 4.5 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/123889-162588/Stripe-vs-HoneyBook) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) vs [Lightspeed Retail](https://www.capterra.com/p/120491/Lightspeed-Retail/)[4.03 (975)](https://www.capterra.com/p/120491/Lightspeed-Retail/reviews/) $0/month Price $109/month 4.5 Features 3.9 4.7 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/120491-275802/Lightspeed-Retail-vs-Square-Point-of-Sale)