# Compare Chargebee vs Melio 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Chargebee and Melio based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/131433-184673/Chargebee-vs-Melio --- # Chargebee vs Melio Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: ChargebeeMelio2/4 selected [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.2 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) [Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) [## Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.2 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) Starting Price $7188.00/month Value-for-Money 4 Functionality 4.2 Ease of Use 4.2 Customer Service 3.9 Reviews Sentiment Based on [104 reviews](#user-reviews) Positive 87 Neutral 7 Negative 10 [## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $25.00/month Value-for-Money 4.3 Functionality 4.1 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [402 reviews](#user-reviews) Positive 332 Neutral 9 Negative 61 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 23,176 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 61%Fit Missing features Feature ratings Data Security 4.7 Online Payments 4.1 Payment Fraud Prevention NA Debit/Credit Card Processing 4.3 Expense Tracking NA 70%Fit Missing features Feature ratings Data Security 4.4 Online Payments 4.3 Payment Fraud Prevention NA Debit/Credit Card Processing 4.2 Expense Tracking 4.3 User satisfaction User satisfaction 4.2 User reviews[104](https://www.capterra.com/p/131433/Chargebee/reviews/) Ease of use 4.2 Functionality 4.2 Value for money 4.0 Customer support 3.9 User satisfaction 4.2 User reviews[402](https://www.capterra.com/p/184673/Melio/reviews/) Ease of use 4.4 Functionality 4.1 Value for money 4.3 Customer support 4.0 Price starts from Price starts from $7188Flat Rate, Per Month - Free version - Free trial Price starts from $25Per User, Per Month - Free version - Free trial Best for Best for It is designed for SMBs, mid-market and enterprise businesses across industries such as eCommerce, subscription commerce, telecom and edia, coworking spaces, IoT, and non-profits. Best for Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. ## User reviews Pros & cons VR Verified Reviewer Accounts and Admin > "I like that Chargebee automatically handles the billing and payment retries, as well as the communication with customers about upcoming payments." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7119854) LD Lisa D. Billing Administrator > "I don't like that once a customer has entered payment details and turned on auto-pay, ALL invoices will get paid once they are created, even if..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6427571) CB Cindy B. Revops > "Chargebee has been a strong backbone for our subscription operations. Once everything is configured, it runs reliably and gives us peace of mind..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7048388) Julien G. RevOps Specialist > "Lack of full customization (especially regarding Webhook behavior) and the tool’s black-box nature sometimes limits control over processes." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7034452) VR Verified Reviewer process enginer > "Chargebee handles the follow-up emails and retry logic automatically, which has measurably reduced our involuntary churn without our team lifting..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7078557) Vikas P. Director > "I'm a little disappointed that the WordPress plugin was abandoned, Chargebee settling on iframes instead." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6815267) AP Ashish P. Chief Marketing Officer > "Our users hardly see any issues with making payments for their desired plans, and we like the fact that we can customize our plans, pricing..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6851601) SS Serese S. Founder and CEO > "Not being able to charge customers at the end of the month." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7032103) CB Cindy B. Revops > "I really appreciate it allows us to manage multiple entities under a single umbrella account." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7048388) SS Sneha S. Software Engineer > "It took me a while to understand all its features and settings, which delayed its implementation into my billing system." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6387443) TV Thomas V. Market research interviewer > "This is used with my pricing and billing and it helps simplify things so much." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7079017) MD Margaret D. Finance > "I didnt like that once a hard close was done on a period, it was not simple to reopen that period - like for audit adjustments." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6621797) CB Cindy B. Revops > "Overall, it has helped us streamline our subscription management and scale in a more structured way." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7048388) VR Verified Reviewer Accounts and Admin > "It can be somewhat challenging to set up and grasp initially." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7119854) SS Sneha S. Software Engineer > "It automatically handled a customer's plan upgrade, ensuring seamless billing without any manual intervention." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6387443) VR Verified Reviewer Customer Success Manager > "That being said, we had constant issues with the way invoices detailed how our customers were being charged and what was being credited, leading..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___5083041) MD Margaret D. Finance > "I liked that it simplified revenue reporting, deferred revenue, and allowed revenue projections." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6621797) Giovanni P. CEO > "For weeks, our team has been raising serious issues:" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6865988) AP Ashish P. Chief Marketing Officer > "Overall, it has been a good experience to enable global payments and subscriptions for our e-learning business." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6851601) JK Jace K. Senior Customer Success Manager > "Seems very clunky sometimes, and UI is not the best it could be" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6555714) LS Liam S. Software Engineer > "All accounting information is stored in the software, and it is easy for the accounting team to access this information, generate reports,..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___4920941) Gina S. Process Management Analyst > "At first I did not trust this software, but if we have automated many invoices, we are on the way to a new version to move forward with more data." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6190607) VR Verified Reviewer COO > "Overall, Chargebee gets the job done and is dependable once everything is set up." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___7068547) SG Shaun G. Head of Product > "Our pleas for help fell on deaf ears, with emails left unanswered for weeks on end. When we requested a new implementation consultant, we were..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6029196) KW Kirsten W. Head of Customer Success > "I like that I can access it from my laptop or my phone when I am out of the office for the day." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6691419) VR Verified Reviewer Customer Success Manager > "Now, I will note that our issues could have just been tied to issues related to limitations with Microsoft Partner Center subscription portal..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___5083041) LS Liam S. Software Engineer > "It has features and functionalities that save us time and make our daily accounting work more accessible, allowing us, among many other things,..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___4920941) VR Verified Reviewer Director of Operations > "poor financial reporting tools" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6644132) JC Joel C. Customer Success Manager > "Checking and resending invoices and understanding credits is very simple which is great." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6555685) VR Verified Reviewer Director of Operations > "rediculously long / incomplete implementation" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6644132) Giovanni P. CEO > "Hope this message helps others avoid the same issues." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6865988) JS Joe S. Director of Operations > "We brought this to their attention and they REFUSE TO REFUND US." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6777293) VR Verified Reviewer Founder > "It seems like good solution for many needs, from recurring billing to payment management, Chargebee can be a valuable tool." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___4949709) RG Rachel G. Product Specialist > "It is difficult to navigate the setup and customizations when needed." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6290695) JC Joel C. Customer Success Manager > "In the early days, it did take some getting used to and there was lots to learn about it but now, I find it a great and simple system." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6555685) SG Shaun G. Head of Product > "To add insult to injury, we were informed that the features of the solution we purchased nine months ago do not work together." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6029196) SG Shaun G. Head of Product > "Our second consultant was a breath of fresh air, taking the time to understand our use case and helping us find a working solution." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6029196) VR Verified Reviewer Director of Operations > "very high cost compared to competition" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6644132) RG Rachel G. Product Specialist > "Have always received help when needed, and as I have things set up, it runs smoothly and efficiently for my day to day workflow. " [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6290695) SG Shaun G. Head of Product > "The team at Chargebee has proven to be nothing short of a disaster." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6029196) AP Aurora P. IT Expert > "The impressive capabilities of Chargebee has been making it a reliable revenue growth management software." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6247888) SG Shaun G. Head of Product > "Our experience with Chargebee has been nothing short of a nightmare." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6029196) JC Joel C. Customer Success Manager > "It's very easy to set up subscriptions." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6555685) Simon W. Web Developer > "For the level of quality of their support and service their paid plans are overpriced." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___3379224) NM Nicole M. Digital marketing executive > "Great software to gather customer billing info" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___6250506) Simon W. Web Developer > "Buggy and poorly implemented features that will leave you frustrated." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___3379224) Kirti V. Chargebee > "Additionally, Chargebee's customer support and documentation are well-regarded, with many users praising the company's responsiveness and..." [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___4594651) VR Verified Reviewer CFO > "I do not recommend them to avoid at all costs sign up for the free trial and process your first $50k free then move on to another..." [See full review](https://www.capterra.com/p/131433/Chargebee/#GetApp___2241565) VR Verified Reviewer Electrical and Electronic Engineer > "The tax calculation for me was the feature that saves me a lot of time and money .But you can customise everything fast and easy" [See full review](https://www.capterra.com/p/131433/Chargebee/#Capterra___4339188) VR Verified Reviewer CFO > "The revenue story is unreliable and I have had to hire someone just to go inside of Chargebee to make sure the payments actually processed." [See full review](https://www.capterra.com/p/131433/Chargebee/#GetApp___2241565) [View Reviews](https://www.capterra.com/p/131433/Chargebee/reviews/) LC Lin C. CEO > "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) LC Lin C. CEO > "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) JM Julie M. Owner > "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!)..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) GI Gabriel I. Founder > "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I love..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402) TT Toni T. Owner > "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being declined..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348) NN Nick N. Owner > "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) JM Julie M. Owner > "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KW Kimb W. Owner > "There is a chance of card payments to result in significant fees if you use the service frequently" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) CC Charles C. Director Marketing > "It improved the entire invoicing process by having an accurate order of payments sent and received." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703) KC Kyle C. CEO > "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) JR Julian R. Finance and foreign trade > "The data is stored on a secure platform that allows payment tracking for more security" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634) BM Brandon M. Owner > "My only issue is that card payments aren't sent on weekends." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) ER Erika R. Real estate investor > "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231) BK Bridgette K. owner > "I wanted to love this software, but was unfortunately unable to truly experience its benefits." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) EL Elizabeth L. professional accountant > "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) RW Robert W. President > "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582) LC Lin C. CEO > "The learning curve was very low, and it provided good value for money for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) VR Verified Reviewer Office Manager - Bookkeeper > "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see any..." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) JM Julie M. Owner > "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) KC Kyle C. CEO > "Security flaws are huge." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) NN Nick N. Owner > "The thing I liked about Melio is that it is free of subscription payments and free to register." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) SK Shawn K. Director > "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they flagged..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258) KW Kimb W. Owner > "It's the most suitable for business accounting software integration that will make everything smooth and clear" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) KC Kyle C. CEO > "You have to just hope you dont have a disgruntled employee or book-keeper?" [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) EL Elizabeth L. professional accountant > "It makes the whole process of paying bills easier and spending hours entering data." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) VR Verified Reviewer Office Manager - Bookkeeper > "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) AH Alton H. owner > "I was able to pay several vendors within minutes without headache or hassle." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526) KC Kyle C. CEO > "I'd stay away from Melio until this fixed." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ania C. Assistant Manager > "It has been a good experience and has relieved a lot the way credit card payments are processed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245) Garrett B. Owner > "All I want to do is change my email address because the one on file doesn't work anymore." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544) EL Elizabeth L. professional accountant > "Now I only have to upload the bills and Melio does everything for me." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) KB Kathleen B. Founder, Virtual Assistant > "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LM Lisa M. Administrator > "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) JD Jamie D. Accountant > "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) SS Saurabh S. Founder > "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148) JM Julie M. Owner > "I found it very confusing and not a smooth process at all." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) PW Peter W. Vice President > "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978) KB Kathleen B. Founder, Virtual Assistant > "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) AC Ada C. CEO & Founder > "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) HH Heidi H. owner > "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808) SC Sachin C. Agritech > "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring payments...." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982) KB Kathleen B. Founder, Virtual Assistant > "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) BH Basim H. Managing Member > "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567) KB Kathleen B. Founder, Virtual Assistant > "I've now had three instances of payments being stopped--critical payments I'd add." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) RS Ryan S. Manager > "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056) KB Kathleen B. Founder, Virtual Assistant > "Worst of all, support does nothing but say it's the "payer's responsibility" to check information." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LR Liz R. Owner > "It’s easy to use and all the functionalities you have to send payments is great!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505) LG Laura G. Office Manager, Bookkeeper > "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team to..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275) AC Ada C. CEO & Founder > "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so you..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) SM Saviour M. MANAGER > "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073) Andrei P. Data Scientist > "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001) MC Marialuisa C. Owner > "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203) JD Jamie D. Accountant > "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) IL Ivan L. Sales > "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067) JW Julieanne W. Systems expert > "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548) KB Kathleen B. Founder, Virtual Assistant > "hours is not good enough for a payment processor." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CN Carmen N. Head of Corporate Affairs > "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360) KC Kari C. executive director > "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998) CT Christie T. Owner, Lead Bookkeeper > "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) VR Verified Reviewer CFO > "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely" [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965) LM Lisa M. Administrator > "I think with some work on the accounts receivable side this program will be even better." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) CH Chris H. Founder > "One issue I ran into with independent contractors:When dealing with many vendors you are paying, the main name to search for is the "company name"." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) BM Brandon M. Owner > "Great experience overall, great support and pricing." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) CH Chris H. Founder > "Individuals working as independent contractors sometimes don't understand and put in funny names as company name. If it's the vendor who set it up like..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) CM Carisa M. Accounting Manager > "it has given us the ability to work in remote situations and process payments for clients no matter where we are." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311) CR Christine R. Owner > "My payment was scheduled for a date and time, payment never sent, multiple emails never have been answered. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3713303) BA Bianca A. Accounting > "Melio offers an easy to use user interface." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6367683) PK Paige K. CEO > "It overall wasn't the most cost effective option for our company and other options allowed for more tailored options for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4225057) SP Sonny P. Owner > "The integration with QBO brings efficiencies that allows me to offer better A/P services to clients." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) MR Markos R. Business Delvelopment Manager > "Customer service does not seem to provide accurate information as it pertains to when vendors payment will be deposited. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3832555) BW Ben W. Manager > "The drag & drop invoice functionality works great 99% of the time, and they make it super easy to set up recurring payments as well." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168757) SP Sonny P. Owner > "Trying to print to the payment activity to pdf from the web browser never works." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) Ginger B. Court reporter > "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945) AM Allie M. Owner > "I use this service solely because my accountant uses it to send bills my way, and as a result I am on the receiving end of intrusive sales-targeted..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3440097) JD Jamie D. Accountant > "I love how it gives you options, you pay the fee or your customer does, they make the call on how they want to be paid via check or ACH." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) AB Amanda B. Executive Assistant > "Melio cannot make payments to Guyana, which is unfortunate as our organization has vendors in that country." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169273) Ryan M. Executive Administration > "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228) KM Katherine M. Office Manager > "I don't like the new feature of how invoices are listed in the inbox." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168638) [View Reviews](https://www.capterra.com/p/184673/Melio/reviews/) ## User interface 4.24 (104) 4.22 (402) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Chargebee Top features 20/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/131433/Chargebee/#features) Melio 18/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/184673/Melio/#features) ### Recognition Chargebee is recognized as a top-rated tool in 1 Capterra Shortlist reports Melio is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support Chargebee Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Melio Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Chargebee - By Chargebee - Located in United States - Founded in 2011 Melio - By Melio - Located in United States - Founded in 2018 ## Popular Comparisons [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.24 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $7188/month Price $38/month 4.2 Features 4.3 4.2 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/131433-190778/Chargebee-vs-QuickBooks-Online) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.1 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online) [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.24 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) $7188/month Price $0.29 4.2 Features 4.6 4.2 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/131433-207944/Chargebee-vs-PayPal) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) $25/month Price $25/month 4.1 Features 4.3 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio) [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.24 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $7188/month Price €0.01/month 4.2 Features 4.6 4.2 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/131433-268623/Chargebee-vs-Abby) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.1 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio) [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.24 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) $7188/month Price $25/month 4.2 Features 4.3 4.2 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-131433/Xero-vs-Chargebee) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.7 4.4 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio) [Chargebee](https://www.capterra.com/p/131433/Chargebee/)[4.24 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $7188/month Price $2210/year 4.2 Features 4.4 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/131433-174984/Chargebee-vs-QuickBooks-Enterprise) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 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(2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio)