# Compare Maxio vs PayPal 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Maxio and PayPal based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/139751-207944/Maxio-vs-PayPal

---

# Maxio vs PayPal Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

MaxioPayPal2/4 selected

[Maxio](https://www.capterra.com/p/139751/Maxio/)[4.3 (255)](https://www.capterra.com/p/139751/Maxio/reviews/)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.6 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/)

[## Maxio](https://www.capterra.com/p/139751/Maxio/)[4.3 (255)](https://www.capterra.com/p/139751/Maxio/reviews/)

Starting Price

$599.00/year

Value-for-Money

4

Functionality

4.1

Ease of Use

4.1

Customer Service

4.3

Reviews Sentiment

BN

AL

Based on [255 reviews](#user-reviews)

Positive

225

Neutral

18

Negative

12

[## PayPal](https://www.capterra.com/p/207944/PayPal/)[4.6 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting Price

$0.29

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [26,396 reviews](#user-reviews)

Positive

24,810

Neutral

1,062

Negative

524

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## Send this comparison chart to my inbox

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 15,181 reviews from billing and invoicing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

62%Fit

Missing features

Not enough reviews

Feature ratings

Invoice Creation

3.7

Invoice Processing

2.3

Payment Processing

3.3

Credit Card Processing

4.0

Quotes/Estimates

NA

95%Fit

Missing features

Feature ratings

Invoice Creation

4.5

Invoice Processing

4.5

Payment Processing

4.6

Credit Card Processing

4.5

Quotes/Estimates

NA

User satisfaction

User satisfaction

4.3

User reviews[255](https://www.capterra.com/p/139751/Maxio/reviews/)

Ease of use

4.1

Functionality

4.1

Value for money

4.0

Customer support

4.3

User satisfaction

4.6

User reviews[26,396](https://www.capterra.com/p/207944/PayPal/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.2

Price starts from

Price starts from

$599Other, Per Year

-   Free version
-   Free trial

Price starts from

$0.29Other, Not provided by vendor

-   Free version
-   Free trial

Best for

Best for

Maxio is a billing and financial operations platform for B2B SaaS or subscription-based companies that want a cost-effective way to manage all financial aspects.

Best for

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## User reviews

Pros & cons

BN

Bolortuya N.

Business Operations Manager

> "Maxio allows us to integrate with our other core services like QBO and Hubspot, also it better tracks our yearly and monthly..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6324326)

Tommy M.

Growth Team

> "It was an upgrade from managing subscriptions on stripe but ultimately things got really messy and the process with maxio wasn't..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6452722)

AL

Ashley L.

Sr. Analyst

> "we are a smaller business so ease of customer service support, issue remedying and security are TOP priority for us."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___7054603)

DP

Daniel P.

CEO

> "This made it impossible to indicate programmatically that there was no usage but should be a default bill, so I needed to send 1..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

AH

Alysia H.

Assistant Controller

> "I love the automated invoice reminders and that we can enter in both AP and AR information in one platform."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6708851)

CZ

Charles Z.

President

> "Nobody has a phone number and ignores emails."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6848679)

AH

Alysia H.

Assistant Controller

> "In my opinion, it can be a lot more user friendly, and there are lots of moving parts and areas to update."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6708851)

DP

Daniel P.

CEO

> "We spent 10s of hours migrating customers individually and asking them to re-submit cc details because Maxio said bulk migration..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

AZ

Alexander Z.

CEO

> "It was fairly easy to get started, and interface made it easy to set up a payment page."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6626875)

DP

Daniel P.

CEO

> "I didn't have enough room for all of the cons:Onboarding checklist in Guide CX had items with no resources and wasn't even..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

AH

Alysia H.

Assistant Controller

> "The reports are nice but can be complicated as well."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6708851)

AZ

Alexander Z.

CEO

> "Cancelling was very complicated, and soured us on the solution."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6626875)

DP

Daniel P.

CEO

> "The Maxio interface (excluding SaaSOptics) is clean.-"

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

AZ

Alexander Z.

CEO

> "However eventually it just proved to be a very expensive solution and we switched to PayWhirl."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6626875)

LQ

Lebohang Q.

Human Resources

> "It makes it easy for me to bill and send invoices to my clients."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___3539252)

AG

Alyson G.

Senior Finance Manager

> "Not easy to track things compared to NetSuite"

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___6724087)

SF

Stan F.

CFO

> "It works great, makes computing deferred revenue for GAAP easy"

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___3729514)

DP

Daniel P.

CEO

> "SaasOptics is a nightmare and QB integration is even worse."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

BW

Becky W.

Revenue Operations

> "My favorite features are the smooth integrations with Salesforce and Quickbooks, the automatic email cadences for improved AR..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2407494)

DP

Daniel P.

CEO

> "It effectively required building an unrelated system which we had no time for.9."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___5016396)

LH

Laura H.

Operations Manager

> "I like the organization of invoices, reporting, and the opportunity to create customizable dashboards and reports."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2406584)

DO

Danielle O.

Finance

> "A few of the newer features have some bugs, ie: Statements dont show CURRENT invoices, and they also dont reflect all payments made..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2408701)

BW

Becky W.

Revenue Operations

> "This app is invaluable to our finance team as we are a small team for a growing start-up business and do not have the time to..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2407494)

DD

Daniel D.

CEO

> "We ended up having to write numerous scripts on our own to try and import our data, and even then we were unable to get the system..."

[See full review](https://www.capterra.com/p/139751/Maxio/#SoftwareAdvice___2585898)

BS

Bob S.

VP-Finance

> "We've also discovered that SaaSOptics as a company has a very strong commitment to customer success and that means we have access..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2515355)

ES

Emil S.

CEO

> "I was a customer for more than 10 years for a now legacy app which didn't generate a big amount of MRR."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___3475770)

DO

Danielle O.

Finance

> "I like using transactions to drive invoice creation rather than relying on Quick Books memorized transaction lists to produce..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2408701)

DO

Danielle O.

Finance

> "One of the biggest drawbacks is that the autopay feature is set at the CLIENT level. "

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2408701)

BS

Bob S.

VP-Finance

> "Like most start-ups, we moved from the subscription spreadsheet to the SaaSOptics platform so our initial need of having an..."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2515355)

DD

Daniel D.

CEO

> "Customization of invoices is also pretty limited."

[See full review](https://www.capterra.com/p/139751/Maxio/#SoftwareAdvice___2585898)

DD

Daniel D.

CEO

> "They also have some interesting capabilities that are being released like event-based billing."

[See full review](https://www.capterra.com/p/139751/Maxio/#SoftwareAdvice___2585898)

ES

Emil S.

CEO

> "I was a (small) customer for 10+ years and worth nothing in the eyes of Chargify."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___3475770)

SY

Sasha Y.

Senior Accountant

> "Customizable revenue schedules that are significantly better than the previous excel spreadsheets."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2413762)

BL

Brenda L.

Director of Finance

> "A customer record - why do I have to always scroll to the bottom to save. "

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2406628)

DO

Danielle O.

Finance

> "Using the Cadences has helped us bring old accounts up to date and chase our money! "

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2408701)

DD

Daniel D.

CEO

> "Also, looking back it seems that the sales team wasn't aligned with the actual product very well."

[See full review](https://www.capterra.com/p/139751/Maxio/#SoftwareAdvice___2585898)

MC

Matt C.

VP - Strategy and Analytics

> "I am hoping they implement some of the invoicing customization/flexibility we need."

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2421815)

MD

Marcie D.

Account

> "i struggle with finding the correct report. "

[See full review](https://www.capterra.com/p/139751/Maxio/#Capterra___2408537)

[View Reviews](https://www.capterra.com/p/139751/Maxio/reviews/)

Melanie M.

Coach

> "The free version gives me plenty of options, including creating a custom PayPal.me link which makes sharing my business with others even easier. Whenever I've needed to reach out to customer support, the..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129143)

Rabindra K.

Network Security Administrator

> "The biggest drawbacks are the fees that add up quickly—especially the 3-4% currency conversion markup on international payments, the 1.75% instant transfer fee, and dispute charges for sellers."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7055751)

EB

Emma B.

Financial Controller

> "We can easily track and audit all transactions and it integrates with our accounting software leading to quick and accurate reconciliation of accounts."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7084769)

VR

Verified Reviewer

Founder and Principal

> "In using the debit card, or if you use it as a bank account, it will sometimes randomly decline transactions (which can be super embarrassing), and even make transfers seem impossible because of another..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7145449)

JE

JoBeth E.

CEO

> "It allows me to send and receive money quickly, manage transactions in one place, and securely pay for goods and services without having to repeatedly enter financial information."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129494)

NAGESH B.

Sr Transaction Processing Officer

> "PayPal’s automated security systems are notoriously aggressive. If they detect a "spike" in your sales or a "suspicious" login, they can freeze your balance for 21 to 180 days."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7089433)

Yuriy Y.

Owner

> "It provided a secure, widely accepted platform for online payments and cross-border transactions, reducing friction and increasing confidence in everyday financial interactions."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7072314)

Deepeshkumar G.

Techno Functional Consultant

> "QR scanning facility is not available in my region and the international money transfer takes 24 hours hold in paypal account."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7148059)

LL

Lois L.

Office Manager

> "Online businesses may vy for my purchases but I always select companies that use Paypal because I've learned to trust them. When a company uses PayPal they are using a company that cares about the..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7070741)

VR

Verified Reviewer

Software Engineer

> "In addition, customer support experiences may vary, and resolving account-related issues can sometimes take a long time. Although PayPal is widely trusted and convenient, these problems can create..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

Sachin K.

Operations Manager

> "The ease of setup, broad integration support, and trusted reputation make it a practical option for freelancers, e-commerce businesses, and everyday users. While fees and occasional account review delays are..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7148707)

Lucia C.

Owner

> "Just the identity verification - I use it to split bills with friends and family and it doesn't make sense that my transactions triggered the verification."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7096789)

CA

Christopher A.

Commercial Director

> "The convenience in terms of the invoicing processes is incredible, and our sales department can easily create and transmit professional payment requests to our foreign distributors of ceramics."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116491)

BB

Bruno B.

Creative

> "Limited Customization: Business tools, specifically in-app invoice customization and reporting, are described as dated or limited."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116070)

Abdelrahman A.

Associate Software Developer

> "Whether I am handling payments for custom development projects or managing financial transactions for a retail e-commerce page, PayPal provides a secure and universally trusted platform."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7105211)

KR

Kyle R.

Trainer

> "The fee structure can feel a bit steep compared to some bank transfer options. While it’s the price to pay for convenience, watching 2.99% + a fixed fee come off the top of every invoice stings a little on..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7100159)

MK

MO K.

MD

> "PayPal is a solid, professional platform that makes sending and receiving payments very simple. While the fees are a bit high, the security and global acceptance make it worth using for my business..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7136550)

KK

Kapil K.

Development Head

> "My many customers complain that if they don't link a bank or card, which is a painstaking process, Paypal limits their account and it is hard to remove those limitations, so Paypal is not a first choice..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6825528)

RC

Raul C.

Electrician

> "Great experience, I start using it to send or received money on the safetys way, after that paypal include the 4 payments program, that have been so usseful and succesful for me, have save my .. from many..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7075446)

NC

Nikki C.

permit technician

> "The main downsides of PayPal are the fees, especially for business transactions, and occasional holds on funds that can slow down cash flow."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7139057)

VR

Verified Reviewer

Software Engineer

> "It supports international transactions, making it very useful for freelancers, online businesses, and customers who buy products or services from different countries."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

Tony U.

Co-Founder CMO

> "The main downside is that fees can build up over time, and when issues happen, refunds, disputes, or account reviews can sometimes feel slower than expected."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120000)

NO

Nelson O.

Systems administrator

> "I can send money to friends, pay bills, split expenses, and shop online with just my email or phone number, and the app makes everything feel quick and straightforward."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116834)

Tracie B.

Executive Director

> "The hold times of donations made through PayPal giving and fees associated with giving and purchases are hard on small businesses and small non-profits."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7099192)

Aman M.

Business Analyst

> "The things that I generally love most about the paypal payments ared depicted below 1)Easy International Transaction : This platforms helps me by accepting money across borders . And I can recieve money from..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7078703)

VR

Verified Reviewer

Operations coordinator

> "I have also encountered occasional bugs and issues regarding the Data Management of transaction history, specifically when trying to export large date ranges for tax purposes."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7100549)

Daniel L.

Sales Startegist

> "My experience with PayPal started since 7 years ago when i was to start working as a freelancer and digital entrepreneur and getting my payments there with integrations of PayPal in platforms such Udemy and..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7110405)

VR

Verified Reviewer

Data Encoder

> "Additionally, the tendency to "freeze" accounts or hold funds for 21 days during sudden spikes in activity can be a major hurdle for small businesses."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7124768)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "What I would love to see from Paypal in the future is offering an e commerce website building platform, where you can create your own stores to sell items, similar to shopify or squarespace."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7082462)

MM

Mark M.

Owner

> "The fee structure of PayPal can be very high if you don't know how to properly use it, or if you need to convert funds from one currency to another, which it often prompts you to do."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120131)

Absana P.

Tier III Technician

> "Compared to other first choice payments like Zelle, Square or Venmo I find it to have more options especially with international transactions, however, it does have added fees. Despite this, it's adds an..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7066728)

ET

Eldho T.

battery test tecnication

> "Funds can be held for up to 180 days if a "permanent limitation" is placed, which can be devastating for small business cash flow"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129999)

SF

Sandra F.

Professor of Marketing

> "Features like splitting bills with friends, managing subscriptions, and integrating with multiple payment options simplify daily financial activities"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7049214)

BG

Blair G.

CEO

> "PayPal has a high fee structure per transaction that can deter a business from using it as part of their payment structure."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7103100)

Ilysse R.

Project Manager

> "PayPal is great for invoicing, connecting to WooCommerce and Shopify, and tracking transactions for my business"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7094166)

Amber L.

Owner

> "When PayPal acquired Zettle, a payment system I used for vendor events, it made the hardware I was using obsolete and I had to purchase new card readers."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6871539)

KR

Kyle R.

Trainer

> "I love that I don't have to chase clients for payment; the system sends them reminders, and the "Pay Now" button makes it effortless for them to pay via card or their own PayPal balance."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7100159)

VR

Verified Reviewer

Head of HR

> "I stopped using it in Brazil because Pix is a way better alternative, and stopped using it outside of Brazil because everything has to be converted to BRL, with prohibitive fees for currency exchange."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7098220)

Absana P.

Tier III Technician

> "Furthermore, i love it's ability to automate payments, whenever I was sublease an apartment I could just automate it for the start of the month without having to manual remember and pay."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7066728)

AS

Adewale S.

Officer

> "Secondly, when creating pool, it's difficult to insert your own image to the pool - it's either too big or too small and the image becomes terrible thereafter."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7071568)

VR

Verified Reviewer

Sales

> "Expense management, invoicing, customization, customer support and value for money are all here and amongst the best we've used as a business."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7052734)

GA

George A.

Owner

> "I did not like the need to pay a processing fee for if your want your funds quicker than the mentioned 3 business days offered when doing a transer."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7051256)

YL

Yasmine L.

Esthetician

> "I like how large PayPal has expanded, it feels like they were originally a payment processor a way to send funds, now I love how they have payment plan options, large loans, and they are available to use..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7132237)

VR

Verified Reviewer

Operations coordinator

> "The most significant issue is the Customer Support, which relies too heavily on automated systems that struggle with nuanced problems."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7100549)

Mai M.

Managing Director

> "The ease of linking your various accounts ands cards allows our clients to make payments without exposing personal financial details with us."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120918)

VR

Verified Reviewer

Software Engineer

> "Users may face extra charges for currency conversion, cross-border transactions, or receiving payments, which can reduce overall earnings."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

NS

Natalie S.

Senior immigration Advisor

> "its global payment method and ability to handle borderless payments in multiple currencies, but it has the intuitive interface."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7062346)

KF

Kam F.

Developer

> "I sent money to a vendor once. When I tried to track it, they said they had the option of keeping it on hold for up to 6 MONTHS before releasing it. When I asked them just to send it back they wouldn’t do..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7049160)

HA

Heatherly A.

Dance Instructor

> "I also like that after I have received payment for services, that I have a Paypal Debit card that I can use and receive rewards for using that gift card."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7095119)

Yuriy Y.

Owner

> "Fees could add up quickly, and account limitations or holds were sometimes applied with little advance notice, creating uncertainty for users."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7072314)

EB

Emma B.

Financial Controller

> "I recently used their customer support to help set up bulk payments which worked well for a project we were working on, and offered good value for money, making it a cheaper option than going through a bank."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7084769)

AC

Aldophe C.

Student

> "Also,the reporting and expense management features are quite basic and may not be sufficient for more advanced business needs."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7086748)

BP

Bill P.

CEO

> "PayPal offers a straightforward method for receiving funds from donors and vendors, while providing transparent, auditable reports."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7064737)

Jennifer H.

Manager

> "However, higher fees, occasional account holds, and some integration cleanup with QuickBooks Online can be drawbacks."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7142902)

Malisha C.

Property Manager

> "The added buyer and seller protection gives me peace of mind, and I love that I can manage everything in one place without sharing my bank details.there isn't many bugs and issues with the site."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7071546)

CH

Charlie H.

Footballer

> "One of the issues about PayPal is the high transaction fees with poor conversion rates in some currencies."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7087012)

BY

Brian Y.

Visa Consulting Specialist

> "Has proved to be a reliable method of receiving consultation fee and service payments that have allowed me to conduct transactions without complicating my visa consulting practice."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7067437)

VR

Verified Reviewer

CEO

> "In some cases, account limitations or holds on funds may occur without clear or timely communication, which can be frustrating."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7134942)

VR

Verified Reviewer

administrator

> "Transactions are fast, the interface is intuitive, and the added buyer and seller protections give real peace of mind. Whether for personal use or business, PayPal has been a dependable tool that..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7052122)

VR

Verified Reviewer

Sales Manager

> "The conversion rate the provide is worse and they charge fees on top of that also. If 100 pounds = 125 usd , paypal will give only 115 only ."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7069266)

SM

Sanaa M.

Instructor

> "PayPal is a secure payment platform that provides ample customer support, expense management, and financing plans."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7051187)

VR

Verified Reviewer

Admin

> "Bugs and Issues: Occasional app glitches like delayed notifications or login issues can disrupt the experience."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7126777)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "However I have now branched out and use it for my own hobby art sales too; still for the security but from a seller's perspective too! If I have ever had a problem that can't be resolved with a buyer or..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7082462)

VR

Verified Reviewer

Owner

> "Occasionally they have frozen up my account and held my funds without warning demanding more information from me about my business that I've already provided to them."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7082755)

NAGESH B.

Sr Transaction Processing Officer

> "The most loved feature is that you never have to share your credit card or bank details with a merchant. When you check out, you only log into PayPal."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7089433)

VR

Verified Reviewer

Software Engineer

> "PayPal is that its transaction fees can sometimes be high, especially for small businesses, freelancers, and international payments."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

ET

Eldho T.

battery test tecnication

> "The materials used and how well the item holds up over time. How effectively the product fulfills its intended purpose compared to its advertising. How intuitive and aesthetically pleasing the product is for..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129999)

MI

Mena I.

Assistant Manager

> "It is limited to few countries which often restrict me from making use of this software sometimes when am not in a country that supports paypal which has limited me from making payment at times."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6833800)

Alexis L.

Owner

> "I enjoy the ability to invoice from the app effectively and for my customers to get it and submit payment immediately."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7139239)

AA

Anis A.

Software developer

> "PayPal provides a useful pay in 4 options but has no actual customer service for solutions regarding the program."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116929)

VR

Verified Reviewer

Ecommerce Managaer

> "Gave us a low cost option to take payments over the phone and also is a secondary payment processor we use for our website. "

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7091349)

PS

Peter S.

Backend Developer

> "My account has once be hold for like 21days, I dislike how they freeze account and also the high transaction fees"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7117323)

ClJ

Céline J.

Social Media Manager

> "The integration of Paypal with our website was easy and fast, it allowed us to make our different transaction and line with our partners in full freedom and full security."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6870906)

JE

JoBeth E.

CEO

> "Additionally, when issues arise, such as holds or disputes, the resolution process can sometimes feel slow or lack clear communication"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129494)

RS

Radha S.

Legal Assistant

> "I appreciate how easy it is to send and receive money, link multiple payment methods, and keep clear records of past transactions, which is especially helpful for online purchases and occasional transfers."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7121765)

VR

Verified Reviewer

Real Estate Law Clerk

> "Customer service was slow when I once had a payment sent to the wrong account; it took a long time to receive a response, even though the issue was eventually resolved."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7057958)

FC

Fujimory C.

Founder

> "PayPal offers seamless transactions and it is a safe platform to do transactions with. If you are sending or receiving money you should feel safe with PayPal because they make sure you transactions are..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6881380)

RS

Radha S.

Legal Assistant

> "Reviews or holds on funds can happen with limited explanation, and resolving issues through customer support can be slow."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7121765)

CM

Cedric M.

Owner

> "PayPal provides me with a highly intuitive app that simplifies the process of sending and receiving invoices."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7060640)

JE

JoBeth E.

CEO

> "Transaction fees, especially for instant transfers or business-related payments, can add up."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129494)

[View Reviews](https://www.capterra.com/p/207944/PayPal/reviews/)

## User interface

[Maxio](https://www.capterra.com/p/139751/Maxio/)

4.33 (255)

[PayPal](https://www.capterra.com/p/207944/PayPal/)

4.65 (26,396)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Maxio

Top features

25/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/139751/Maxio/#features)

PayPal

21/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/207944/PayPal/#features)

### Recognition

No recognitions have been awarded to Maxio

PayPal is recognized as a top-rated tool in 4 Capterra Shortlist reports

### Deployment & support

Maxio

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

PayPal

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Maxio

-   By Maxio
-   Located in United States
-   Founded in 2009

PayPal

-   By PayPal
-   Located in United States
-   Founded in 1998

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[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/)

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Contact vendor for pricing

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4.2

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