# Compare Zoho Expense vs Payhawk 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Zoho Expense and Payhawk based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/142384-200192/Zoho-Expense-vs-Payhawk --- # Zoho Expense vs Payhawk Features and Cost Comparison Last updated May 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zoho ExpensePayhawk2/4 selected [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) [## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting Price $3.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [1,201 reviews](#user-reviews) Positive 1,162 Neutral 26 Negative 13 [## Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.4 Ease of Use 4.6 Customer Service 4.7 Reviews Sentiment Based on [187 reviews](#user-reviews) Positive 172 Neutral 13 Negative 2 ## Not a match? 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What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 8,251 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 65%Fit Missing features Feature ratings Expense Tracking 4.7 Receipt Management 4.7 Expense Claims 4.6 Invoice Management NA Timesheet Management NA 72%Fit Missing features Feature ratings Expense Tracking 4.4 Receipt Management 4.5 Expense Claims 4.6 Invoice Management 4.8 Timesheet Management NA User satisfaction User satisfaction 4.6 User reviews[1,201](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 User satisfaction 4.6 User reviews[187](https://www.capterra.com/p/200192/Payhawk/reviews/) Ease of use 4.6 Functionality 4.4 Value for money 4.5 Customer support 4.7 Price starts from Price starts from $3Per User, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Zoho Expense is an expense and spend management solution for mid-market and large enterprises Best for Payhawk caters to enterprises, mid-market and SMBs in various industries across the globe. ## User reviews Pros & cons VR Verified Reviewer Finance Comptroller > "For our operations, features like OCR receipt scanning, automated policy checks, and real-time mileage tracking are spot-on and "fit for..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) AM Albert M. Senior Operations Strategist > "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893) Christian L. Police Officer > "What I liked most about the product is that I could link my business credit card and the software could track expenses in real time and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399) VR Verified Reviewer Finance Comptroller > "On the flip side, In a world of nation-state hackers and phishing pros, I worry about vulnerabilities in third-party integrations or..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) EG Emily G. Designer > "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have photos." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806) VD Vishal D. Sales Manager > "Customization takes time as I had to watch tutorials just to configure certain policies properly." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) VR Verified Reviewer Finance Comptroller > "The mobile app and web dashboard have clean, intuitive interfaces—no steep learning curve for our field reps submitting claims on the go." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) VD Vishal D. Sales Manager > "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than expected." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) SB Sargam B. Founder's Office > "Auto-scan for receipts, multi-currency support, and seamless integration with Zoho Books are standout features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) Lemuel W. owner > "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926) AO Adrian O. Finance > "Corporate card feeds and automatic matching of transactions to receipts further streamline reconciliation and give finance better..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) KS Kerri S. Creative Director > "I would like to be able to add in my own boxes for additional notes but cannot do this." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998) CC Camille C. Operations and Finance Manager > "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) AR Anna R. Owner > "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of subscription." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) AR Anna R. Owner > "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one account." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) Dawn W. Controller > "Frankly, the training videos were difficult to understand, and I have yet to find a straight-forward, go-to user manual to share with..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131695) JC Jonathan C. Service Manager > "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770) PS Pushpendra S. Travel Desk Executive > "Some of the features are not available for Indian version like currency change." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) Sasha-Gaye E. Principal Designer > "It also supports delegation well, allowing a virtual assistant to handle expense logging without exposing sensitive financial data." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) MB Marvyn B. Owner > "The only thing I do not like is that you cannot bundle services or companies." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911) Kayode A. Co Founder > "The easy, real-time sync with Zoho Books ensures our expense data flows instantly into our ledgers without any hassle." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7146253) Viraj G. Professional Golfer > "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to find..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) AO Adrian O. Finance > "Reporting and analytics provide a clear view of spending patterns, which helps with budgeting and internal controls" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) VD Vishal D. Sales Manager > "The reporting is good and functional but not very visually rich from my point of view." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) PS Pushpendra S. Travel Desk Executive > "This also aligns with our goal of having a budget friendly but secure travel and expense portal to streamline our internal process." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) RG Racquel G. Chief Innovation Officer > "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085) RG Rushikesh G. Senior Manager of Operations > "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902) VR Verified Reviewer Director > "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help was a..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) Jeff P. President > "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have bugs" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617) SB Susanna B. Controller > "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for approval." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982) VD Vishal D. Sales Manager > "No complicated setup, and the integration with payments and reimbursements works efficiently most of the time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) VR Verified Reviewer Shareholder > "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and once I..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838) CtM Cátia M. ServiceNow Consultant > "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit various..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416) Sasha-Gaye E. Principal Designer > "Without that structure, things can become disorganized." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) MV Miguel V. Engeenering > "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) CF Chris F. Consultant > "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589) VR Verified Reviewer Owner > "I can track my expenses easily and as well as my income which will help assist me with my professional reports in the near future" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6872438) LF Li F. Treasurer > "Also, as an admin, it was difficult to go through CSG Forte." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7139804) VR Verified Reviewer Owner > "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and invoices are..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211) BM Brandon M. Owner > "The minimum uploads per day is low." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046) VD Vishal D. Sales Manager > "The multi-level approval flow is clean and logical. Because I already use Zoho products, the sync was almost plug-and-play." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) DS Deepesh S. Developer > "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) VR Verified Reviewer Director > "no other expense tracking app that I researched offered this level of capability for the cost, That is to say that in addition to the..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) TB Tara B. Human Resources Executive > "At first we didn't realize that we needed to create report to submit an expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) JM Juan M. Owner > "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping easier." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041) JG Jay G. Marketing Manager > "The "admin view" can be quite overwhelming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) JG Jay G. Marketing Manager > "It's user friendly and the approval "alerts" help staff feel comfortable that their expenses are being reviewed and processed." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) MH Mark H. President > "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255) Louren R. Director of Operations > "Zoho Expense has streamlined my organizations receipt submission process." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078431) VR Verified Reviewer Owner > "The export to excel was not customizable and had too many columns" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173) MA Mubashir A. Senior Accountant > "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and tracking..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353) Viraj G. Professional Golfer > "At times, the portal takes a long time and can produce error or timing out." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) CW Chris W. Tennessee Area Sales Manager > "I like being able to snap a pic of my receipt and load all the info needed as soon as I get a receipt." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6883408) BH Bobby H. CEO > "Sometimes, matching receipts to existing expenses can be cumbersome." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444) AL Antonella L. Accountant > "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different business..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070) BL Brooks L. Owner > "I found the initial setup and customization process to be somewhat time-consuming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) MV Miguel V. Engeenering > "It also provides customizable approval workflows and a mobile app for easy expense tracking." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) GG Geremie G. SVP > "Categorizing receipts on the app is not as easy as it could be." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495) CT Christian T. Assistant Accountant > "Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087609) SH Sachin H. Director > "Customer support was not very prompt and infact I still have the query not addressed" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) DS Deepesh S. Developer > "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) BL Brooks L. Owner > "The learning curve can be steep at first, especially for those new to expense management software." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) Jishnu M. Project Manager > "the security of the software was outstanding as it provides more authentication features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7141632) JM James M. Owner > "Find it difficult to connect and download with Zoho books." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6402979) VR Verified Reviewer Business Intelligence and Marketing Associate > "My organization loves the receipt AutoCapture and the levels of approval that we can set up for our employees. " [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000) VR Verified Reviewer Registered Clinical Counsellor > "I can't figure out how to categorize my expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870) CC Camille C. Operations and Finance Manager > "Support tickets are handled quickly, and follow-ups are consistent until issues are resolved." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) SC Shaun C. Manager > "It does not inegrate with all expense cards - we use Tide which does not work with Zoho but this is not a big major problem at all." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___5014056) VR Verified Reviewer Business Intelligence and Marketing Associate > "Assigning users to different departments is easy, as is planning travel and creating travel-specific expense reports." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000) VR Verified Reviewer Owner > "Customer support is not in country or local" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732) SB Sargam B. Founder's Office > "The approval workflow and policy enforcement save us a lot of time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) CF Chris F. Consultant > "I am terrible at keeping up with mileage on my own." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6629223) SN Shreekanth N. Ops Manager > "So far it has made it easier for us to keep track of expenses along with receipts earlier it used to be very cumbersome dealing with..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6805498) SK Sabareesh K. ACCOUNTANT > "some of the common complaints about Zoho Expense include its limited customization options, difficulty in navigating the user interface,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4736452) CE Charlie E. Emergency Nurse > "Zoho expense is simpe to use but has a lot of functionality and a great support system provided free of charge." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7049832) VR Verified Reviewer Video > "Had to switch to my laptop because it says my phone is full, even though it is not." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6292263) Sasha-Gaye E. Principal Designer > "Overall, it delivers strong functionality at a very reasonable price point, making it excellent value for small and growing businesses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) VR Verified Reviewer Owner > "It seems that you cant create a report name and it appear in the drop down menu it seems that you have to create a new report of each..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4739707) TE Tolga E. Managing Partner > "user experience, easiness to use as a user and as an admin, integration with Zoho Books, mobile app being very effective" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035783) MJ Michaell J. CEO > "The only thing I didn't like is .csv reports could only be accessed on the computer." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4975484) [View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) MP Mark P. Managing Director > "We integrated Payhawk into two of our property businesses at the end of 2022 and it has streamlined expenses superbly,..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679390) MO Michael O. Client Liaison Manager > "What i like the least is when i purchase an Amazon product it can take half a day or so for the transaction to show up on..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678111) NB Nico B. Finance Team member > "Payhawk was a complete upgrade from our previous system, cardhoilders are now able to code and submit corporate card and..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679317) VR Verified Reviewer Customer Service Manager > "The mail receipt feature doesn't always match receipts." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678190) VR Verified Reviewer Marketing and Sales Operations Associate > "The automation features and integrations help simplify tracking and approvals, making it a convenient solution for daily use." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678486) RoR Rocío R. Finance Annalyst > "Cost too much, the integration with our ERP wasn't good; , you need to pay if you want a physical credit card, and Payhawk..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4918597) Jochanan B. CEO > "Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___7128231) JC Jasmine C. Finance Manager > "Payhawk automatically fill in some information based on the invoice uploaded but some information can be wrong for examples..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013552) Ramtin T. Backend Engineer > "What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679335) MS Michael S. Administrationschef > "Picture optimization has given us some minor challenges with receipts that wasn't readable." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6018903) AM Anmol M. Finance and Accounts Admin Officer > "This is my first time using this system at my current workplace. And I like having clear visibility of expenses being..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6804624) NF Nicola F. Admin and Accounting > "It annoys me very much, as I have to try many, many, many times and try to find a way to fool the tool, to read/accept the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5079743) SP Santiago P. VP of Sales > "Automated Workflows – Simplifies approvals and reconciliations, reducing manual work." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6680634) LE Luke E. Project Management > "The mileage system is a bit inflexible and doesnt let you alter routes easily" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4907129) EV Elizabet V. People Operations > "The expense submission and tracking is a big optimization for any small or large scale business." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679466) DA Denzel A. Finance Assistant > "I struggle with seamless data entry on Payhawk" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610) VR Verified Reviewer CFO > "Great product, especially for companies with entities in different countries and having to pay in multiple currencies." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678100) SK Sarah K. HR > "Cannot schedule payments for future dates" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4951797) CL Charles L. Product Manager > "I used it as an employee who submits expenses for reimbursement, and I found the tool highly effective due to its simplicity..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679271) NU Natalia U. Senior Accountant > "certain Accounting/ Finance understanding of workflow is missing" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4986377) VR Verified Reviewer CCO > "Payhawk has helped to reduce times in spend and invoices management as employees directly treat with the platform and all the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5074013) AL Alejandro L. Senior VFX Artist > "There is nothing remarkable that has caused me rejection." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679918) NS Nicole S. Finance and Admin Assistant > "their customer service is quite responsive, the cards are compatible with google pay/ wallet as well" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6809467) MF Meltem F. CFO Assistant > "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807) JM Johannes M. Associate Water Engineering > "The auto populate from images of receipts is probably the best I've experienced for expenses software." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) MV Margot V. Chat coordinator > "I feel that the interface of the company expenses is quite hectic." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4992635) TS Tomas S. Financial Controller > "Integration with NetSuite works well too as well as the platform overall is user friendly." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6835041) JR Jennifer R. CFO > "A lot of employees seemed to struggle with activating their cards. " [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5069915) JM Johannes M. Associate Water Engineering > "Payhawk has made expense submission for me efficient and has removed the usual pain I have." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) SE Sherene E. HR People Partner > "Each and every expense is separate and that makes it confusing." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6052769) JP James P. Head of Finance > "Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679409) TS Tristan S. SAP Consultant > "I really feel the impact of a missing SAP integration." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961) VR Verified Reviewer KEY ACCOUNT MANAGER > "Payhawk makes expense management much easier, saving us time and hassle." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) JM Jack M. Systems Manager > "The UI of the website can be cumbersome and prone to breaking completely." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419) VR Verified Reviewer KEY ACCOUNT MANAGER > "The best way to record our company expenses is with a very user-friendly tool." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) HG Hamish G. CFO > "OCR not always working, can be tricky to correct when it misidentifies" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4683003) [View Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/) ## User interface [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) 4.62 (1,201) [Payhawk](https://www.capterra.com/p/200192/Payhawk/) 4.60 (187) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Zoho Expense 32/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features) Payhawk Top features 34/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/200192/Payhawk/#features) ### Recognition Zoho Expense is recognized as a top-rated tool in 5 Capterra Shortlist reports Payhawk is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Zoho Expense Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Payhawk Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zoho Expense - By Zoho - Located in United States - Founded in 1996 Payhawk - By Payhawk - Located in United Kingdom - Founded in 2018 ## Popular Comparisons [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $3/month Price Contact vendor for pricing 4.5 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-142384/webexpenses-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.4 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-200192/webexpenses-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,331)](https://www.capterra.com/p/97594/Expensify/reviews/) $3/month Price $5/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-142384/Expensify-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,249)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.4 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-200192/Concur-Expense-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,249)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $3/month Price $7/month 4.5 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,331)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.4 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-200192/Expensify-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (565)](https://www.capterra.com/p/185116/Circula/reviews/) $3/month Price €10/month 4.5 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-185116/Zoho-Expense-vs-Circula) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.4 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-200192/QuickBooks-Online-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $3/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/142384-190778/Zoho-Expense-vs-QuickBooks-Online) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (565)](https://www.capterra.com/p/185116/Circula/reviews/) Contact vendor for pricing Price €10/month 4.4 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/185116-200192/Circula-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,201)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Lanes & Planes](https://www.capterra.com/p/183676/Lanes-Planes/)[4.64 (685)](https://www.capterra.com/p/183676/Lanes-Planes/reviews/) $3/month Price €95/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/142384-183676/Zoho-Expense-vs-Lanes-Planes) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) Contact vendor for pricing Price $25/month 4.4 Features 4.3 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-200192/Xero-vs-Payhawk)