--- title: "Compare Zoho Expense vs Payhawk 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Zoho Expense and Payhawk based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/142384-200192/Zoho-Expense-vs-Payhawk" page_type: "comparison" language: "en" --- # Zoho Expense vs Payhawk Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zoho ExpensePayhawk2/4 selected [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) [## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting Price $3.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [1,227 reviews](#user-reviews) Positive 1,188 Neutral 26 Negative 13 [## Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.4 Ease of Use 4.7 Customer Service 4.7 Reviews Sentiment Based on [189 reviews](#user-reviews) Positive 174 Neutral 13 Negative 2 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Paylocity 4.3 (1,933) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 87% of reviewers rated it above 4 stars * * * ### Sage Intacct 4.3 (717) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 86% of reviewers rated it above 4 stars * * * ### Xero 4.4 (3,329) * * * Starting Price $25.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 88% of reviewers rated it above 4 stars * * * Highest Rated ### Rippling 4.9 (4,881) * * * Starting Price CA$8.00 Per User,Per Month Free Trial Free Version * * * User rating 98% of reviewers rated it above 4 stars * * * What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 9,577 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 75%Fit Missing features Feature ratings Expense Tracking 4.7 Invoice Management NA Expense Claims 4.6 Mobile Receipt Upload 4.7 Mobile Access 4.7 81%Fit Feature ratings Expense Tracking 4.4 Invoice Management 4.8 Expense Claims 4.6 Mobile Receipt Upload 4.6 Mobile Access 4.5 User satisfaction User satisfaction 4.6 User reviews[1,227](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 User satisfaction 4.6 User reviews[189](https://www.capterra.com/p/200192/Payhawk/reviews/) Ease of use 4.7 Functionality 4.4 Value for money 4.5 Customer support 4.7 Price starts from Price starts from $3Per User, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Zoho Expense is an expense and spend management solution for mid-market and large enterprises Best for Payhawk caters to enterprises, mid-market and SMBs in various industries across the globe. ## User reviews Pros & cons Kevin J. Operations Project Coordinator > "It has also helped us to curate our own custom expense policies which help us to keep check of our expenditure on specific..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7182261) Santiago G. Administrator > "The OCR receipt scanning can sometimes be a bit slow to process, and it occasionally misreads faded or crumpled receipts,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7176246) VR Verified Reviewer Finance Comptroller > "For our operations, features like OCR receipt scanning, automated policy checks, and real-time mileage tracking are spot-on and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) VR Verified Reviewer Finance Comptroller > "On the flip side, In a world of nation-state hackers and phishing pros, I worry about vulnerabilities in third-party..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) Kevin J. Operations Project Coordinator > "It has exceptional receipt capture features which enable us to record even the hardcopy purchase receipts by scanning them,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7182261) SN Sinethemba N. two IC > "The interface can be confusing at first, especially when working with advances, reimbursements, and company-paid expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7162028) VR Verified Reviewer NA > "The automated receipt scanning (auto scan) feature is a massive timesaver; it accurately extracts data so users don't have to..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313) Dawn W. Controller > "Frankly, the training videos were difficult to understand, and I have yet to find a straight-forward, go-to user manual to share..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131695) VR Verified Reviewer Finance Comptroller > "The mobile app and web dashboard have clean, intuitive interfaces—no steep learning curve for our field reps submitting claims..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) PS Pushpendra S. Travel Desk Executive > "Some of the features are not available for Indian version like currency change." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) SB Sargam B. Founder's Office > "Auto-scan for receipts, multi-currency support, and seamless integration with Zoho Books are standout features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) AM Albert M. Senior Operations Strategist > "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893) Kevin J. Operations Project Coordinator > "We brought Zoho Expense into action to help us monitor and manage our projects operational expenses and it has delivered us..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7182261) Ovi R. MD > "the initial setup and policy configuration can feel a bit overwhelming because there are so many settings." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7156894) AO Adrian O. Finance > "Corporate card feeds and automatic matching of transactions to receipts further streamline reconciliation and give finance..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) Viraj G. Professional Golfer > "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) Kevin J. Operations Project Coordinator > "It also uses very comprehensive and advanced data security features which help us safeguard our financial data and keep them..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7182261) VD Vishal D. Sales Manager > "Customization takes time as I had to watch tutorials just to configure certain policies properly." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) Sasha-Gaye E. Principal Designer > "It also supports delegation well, allowing a virtual assistant to handle expense logging without exposing sensitive financial..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) VD Vishal D. Sales Manager > "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) Christian L. Police Officer > "What I liked most about the product is that I could link my business credit card and the software could track expenses in real..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399) Lemuel W. owner > "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926) Kayode A. Co Founder > "The easy, real-time sync with Zoho Books ensures our expense data flows instantly into our ledgers without any hassle." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7146253) SB Susanna B. Controller > "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982) AO Adrian O. Finance > "Reporting and analytics provide a clear view of spending patterns, which helps with budgeting and internal controls" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) KS Kerri S. Creative Director > "I would like to be able to add in my own boxes for additional notes but cannot do this." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998) NW Nathan W. CEO > "The matching is not perfect yet, and some expenses still require cleanup or manual attention, but the automation is still a..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) AR Anna R. Owner > "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) PS Pushpendra S. Travel Desk Executive > "This also aligns with our goal of having a budget friendly but secure travel and expense portal to streamline our internal..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) VR Verified Reviewer Shareholder > "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838) EG Emily G. Designer > "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806) Sasha-Gaye E. Principal Designer > "Without that structure, things can become disorganized." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) RG Rushikesh G. Senior Manager of Operations > "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902) LF Li F. Treasurer > "Also, as an admin, it was difficult to go through CSG Forte." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7139804) Kevin J. Operations Project Coordinator > "Zoho Expense was introduced to help us achieve better and healthy expenses management experience and it has delivered us with..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7182261) NW Nathan W. CEO > "The main downside is that there is a bit of a learning curve at first." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) CC Camille C. Operations and Finance Manager > "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) DS Deepesh S. Developer > "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) AR Anna R. Owner > "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) TB Tara B. Human Resources Executive > "At first we didn't realize that we needed to create report to submit an expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) NW Nathan W. CEO > "What I like most about Zoho Expense is the receipt submittal process and the automated matching." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) JG Jay G. Marketing Manager > "The "admin view" can be quite overwhelming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) JC Jonathan C. Service Manager > "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770) MB Marvyn B. Owner > "The only thing I do not like is that you cannot bundle services or companies." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911) NW Nathan W. CEO > "It makes it much easier for users to submit expenses quickly and helps reduce manual review time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) PRO Pranav Raj O. Owner > "User interface is a bit issue." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881) CtM Cátia M. ServiceNow Consultant > "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416) VD Vishal D. Sales Manager > "The reporting is good and functional but not very visually rich from my point of view." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) MV Miguel V. Engeenering > "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) RG Racquel G. Chief Innovation Officer > "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085) VR Verified Reviewer Owner > "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211) VR Verified Reviewer Director > "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) JoA João A. manager > "Also an excellent automation for receipt capture and expense categorization." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7174175) MH Mark H. President > "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255) JG Jay G. Marketing Manager > "It's user friendly and the approval "alerts" help staff feel comfortable that their expenses are being reviewed and processed." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) VR Verified Reviewer Owner > "The export to excel was not customizable and had too many columns" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173) PRO Pranav Raj O. Owner > "I like that how easy tracking the expenses the app has made specially integrated with other application.s" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881) Viraj G. Professional Golfer > "At times, the portal takes a long time and can produce error or timing out." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) MA Mubashir A. Senior Accountant > "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353) BH Bobby H. CEO > "Sometimes, matching receipts to existing expenses can be cumbersome." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444) VR Verified Reviewer NA > "It integrates nicely into our workflow, and despite a slight learning curve at the start, it offers excellent value for the..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313) CF Chris F. Consultant > "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589) AL Antonella L. Accountant > "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070) BM Brandon M. Owner > "The minimum uploads per day is low." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046) MV Miguel V. Engeenering > "It also provides customizable approval workflows and a mobile app for easy expense tracking." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) BL Brooks L. Owner > "I found the initial setup and customization process to be somewhat time-consuming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) EB Erick B. Director of design and research > "The software is well suited in expense management and spend control." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7169875) GG Geremie G. SVP > "Categorizing receipts on the app is not as easy as it could be." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495) DS Deepesh S. Developer > "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) SH Sachin H. Director > "Customer support was not very prompt and infact I still have the query not addressed" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) Jishnu M. Project Manager > "the security of the software was outstanding as it provides more authentication features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7141632) BL Brooks L. Owner > "The learning curve can be steep at first, especially for those new to expense management software." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) Jeff P. President > "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617) VR Verified Reviewer Registered Clinical Counsellor > "I can't figure out how to categorize my expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870) NW Nathan W. CEO > "Zoho Expense has been a very solid expense management tool for our business." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) VR Verified Reviewer Owner > "Customer support is not in country or local" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732) SB Sargam B. Founder's Office > "The approval workflow and policy enforcement save us a lot of time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) CF Chris F. Consultant > "I am terrible at keeping up with mileage on my own." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6629223) VD Vishal D. Sales Manager > "No complicated setup, and the integration with payments and reimbursements works efficiently most of the time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) SK Sabareesh K. ACCOUNTANT > "some of the common complaints about Zoho Expense include its limited customization options, difficulty in navigating the user..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4736452) JM Juan M. Owner > "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041) NW Nathan W. CEO > "The main downside is that there is a bit of a learning curve at first." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) TG Tajah G. Founder > "User interface is intuitive and highly responsive." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7062163) PRO Pranav Raj O. Owner > "User interface is a bit issue." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881) MV Miguel V. Engeenering > "The interface is user-friendly, making it easy to use without a steep learning curve." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) EM Emily M. owner > "Integration is not user friendly and there is not enough information readily accessible." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___3783679) Morgan U. Owner > "Efficient user friendly interface and easy to manage" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6551847) VR Verified Reviewer Developer > "not very intuitive web UI" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___3165210) DD Derek D. Owner > "Zoho Expense is nicely integrated into Zoho book. " [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7082927) Sasha-Gaye E. Principal Designer > "Without that structure, things can become disorganized." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) SM Stanley M. IT > "Overall zoho expenses has a great environment for the use of RPA when needed and also other integrations soo its good" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6826799) MC Michael C. COO > "Not a fan of the MFA function as sometimes there are challenges with the "push" function not operating properly." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___3963863) JM Jort M. Founder - CEO > "We fully expect to integrate it into our daily business processes moving forward." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6833341) RV Robb V. Corporate Controller > "The app isn't exactly user friendly for submitting." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___2549235) PA Posh A. Finance > "for now its seems very well integrated but there is learning curve involved" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6809011) VD Vishal D. Sales Manager > "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) TB Tara B. Human Resources Executive > "I think that it is easy to use, and a great way to streamline an Expense process for a business. " [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) MB Marvyn B. Owner > "The only thing I do not like is that you cannot bundle services or companies." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911) John O. General Manager > "It's been a super quick and user friendly app that maximizes efficiency" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7107882) SH Sachin H. Director > "Customer support was not very prompt and infact I still have the query not addressed" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) L Liora -. Owner > "Zoho has been exactly what I needed to stay organised across the year — no fluff, no bloat, just solid functionality." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6846442) VR Verified Reviewer Owner > "Customer support is not in country or local" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732) [View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) MP Mark P. Managing Director > "We integrated Payhawk into two of our property businesses at the end of 2022 and it has streamlined expenses superbly,..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679390) MO Michael O. Client Liaison Manager > "What i like the least is when i purchase an Amazon product it can take half a day or so for the transaction to show up on..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678111) NB Nico B. Finance Team member > "Payhawk was a complete upgrade from our previous system, cardhoilders are now able to code and submit corporate card and..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679317) VR Verified Reviewer Customer Service Manager > "The mail receipt feature doesn't always match receipts." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678190) VR Verified Reviewer Marketing and Sales Operations Associate > "The automation features and integrations help simplify tracking and approvals, making it a convenient solution for daily..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678486) JC Jasmine C. Finance Manager > "Payhawk automatically fill in some information based on the invoice uploaded but some information can be wrong for examples..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013552) Jochanan B. CEO > "Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___7128231) MS Michael S. Administrationschef > "Picture optimization has given us some minor challenges with receipts that wasn't readable." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6018903) Ramtin T. Backend Engineer > "What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679335) NF Nicola F. Admin and Accounting > "It annoys me very much, as I have to try many, many, many times and try to find a way to fool the tool, to read/accept the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5079743) AM Anmol M. Finance and Accounts Admin Officer > "This is my first time using this system at my current workplace. And I like having clear visibility of expenses being..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6804624) RoR Rocío R. Finance Annalyst > "Cost too much, the integration with our ERP wasn't good; , you need to pay if you want a physical credit card, and Payhawk..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4918597) SP Santiago P. VP of Sales > "Automated Workflows – Simplifies approvals and reconciliations, reducing manual work." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6680634) AL Alejandro L. Senior VFX Artist > "There is nothing remarkable that has caused me rejection." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679918) EV Elizabet V. People Operations > "The expense submission and tracking is a big optimization for any small or large scale business." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679466) MF Meltem F. CFO Assistant > "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807) VR Verified Reviewer CFO > "Great product, especially for companies with entities in different countries and having to pay in multiple currencies." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678100) JR Jennifer R. CFO > "A lot of employees seemed to struggle with activating their cards. " [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5069915) CL Charles L. Product Manager > "I used it as an employee who submits expenses for reimbursement, and I found the tool highly effective due to its..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679271) SE Sherene E. HR People Partner > "Each and every expense is separate and that makes it confusing." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6052769) VR Verified Reviewer CCO > "Payhawk has helped to reduce times in spend and invoices management as employees directly treat with the platform and all..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5074013) LE Luke E. Project Management > "The mileage system is a bit inflexible and doesnt let you alter routes easily" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4907129) NS Nicole S. Finance and Admin Assistant > "their customer service is quite responsive, the cards are compatible with google pay/ wallet as well" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6809467) JM Jack M. Systems Manager > "The UI of the website can be cumbersome and prone to breaking completely." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419) JM Johannes M. Associate Water Engineering > "The auto populate from images of receipts is probably the best I've experienced for expenses software." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) DA Denzel A. Finance Assistant > "I struggle with seamless data entry on Payhawk" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610) JM Johannes M. Associate Water Engineering > "Payhawk has made expense submission for me efficient and has removed the usual pain I have." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) SK Sarah K. HR > "Cannot schedule payments for future dates" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4951797) JP James P. Head of Finance > "Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679409) NU Natalia U. Senior Accountant > "certain Accounting/ Finance understanding of workflow is missing" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4986377) VR Verified Reviewer KEY ACCOUNT MANAGER > "Payhawk makes expense management much easier, saving us time and hassle." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) HG Hamish G. CFO > "OCR not always working, can be tricky to correct when it misidentifies" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4683003) VR Verified Reviewer KEY ACCOUNT MANAGER > "The best way to record our company expenses is with a very user-friendly tool." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) MV Margot V. Chat coordinator > "I feel that the interface of the company expenses is quite hectic." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4992635) ML Marianne L. Junior finance change management > "It's a practical application for our company's purchases, especially one-time payments." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511) TS Tristan S. SAP Consultant > "I really feel the impact of a missing SAP integration." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961) ML Marianne L. Junior finance change management > "We're implementing it across our teams, and the FAQ is comprehensive." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511) JM Jack M. Systems Manager > "The UI of the website can be cumbersome and prone to breaking completely." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419) MA Mateusz A. Senior Linux Sysadmin > "I like it. Once my company started using it the payment process became easier, faster and more transparent." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679294) MF Meltem F. CFO Assistant > "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807) AL Alexia L. Accounting Manager > "The entire process has been smooth and hassle-free, allowing us to easily settle invoices and manage our finances..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013486) DA Denzel A. Finance Assistant > "I struggle with seamless data entry on Payhawk" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610) KG Krystal G. Owner > "It is easy to learn, and teach new users to learn , how to use everything neede To streamline daily tasks in my company ." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6570348) TS Tristan S. SAP Consultant > "I really feel the impact of a missing SAP integration." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961) [View Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/) ## User interface [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) 4.62 (1,227) [Payhawk](https://www.capterra.com/p/200192/Payhawk/) 4.60 (189) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Zoho Expense 22/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features) Payhawk Top features 24/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/200192/Payhawk/#features) ### Recognition Zoho Expense is recognized as a top-rated tool in 5 Capterra Shortlist reports Payhawk is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Zoho Expense Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Payhawk Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zoho Expense - By Zoho - Located in United States - Founded in 1996 Payhawk - By Payhawk - Located in United Kingdom - Founded in 2018 ## Popular Comparisons [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) $3/month Price $5/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-142384/Expensify-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.4 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-200192/Expensify-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $3/month Price $7/month 4.5 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.4 Features 4.2 4.7 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-200192/Concur-Expense-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $3/month Price Contact vendor for pricing 4.5 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-142384/webexpenses-vs-Zoho-Expense) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.4 Features 4.4 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-200192/webexpenses-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $3/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/142384-190778/Zoho-Expense-vs-QuickBooks-Online) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.4 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-200192/QuickBooks-Online-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Lanes & Planes](https://www.capterra.com/p/183676/Lanes-Planes/)[4.64 (685)](https://www.capterra.com/p/183676/Lanes-Planes/reviews/) $3/month Price €95/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/142384-183676/Zoho-Expense-vs-Lanes-Planes) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (567)](https://www.capterra.com/p/185116/Circula/reviews/) Contact vendor for pricing Price €10/month 4.4 Features 4.5 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/185116-200192/Circula-vs-Payhawk) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (567)](https://www.capterra.com/p/185116/Circula/reviews/) $3/month Price €10/month 4.5 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-185116/Zoho-Expense-vs-Circula) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Lanes & Planes](https://www.capterra.com/p/183676/Lanes-Planes/)[4.64 (685)](https://www.capterra.com/p/183676/Lanes-Planes/reviews/) Contact vendor for pricing Price €95/month 4.4 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/183676-200192/Lanes-Planes-vs-Payhawk)