# Compare Zoho Expense vs Ramp 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Zoho Expense and Ramp based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp --- # Zoho Expense vs Ramp Features and Cost Comparison Last updated July 9th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zoho ExpenseRamp2/4 selected [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (218)](https://www.capterra.com/p/207081/Ramp/reviews/) [## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting Price $3.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [1,215 reviews](#user-reviews) Positive 1,176 Neutral 26 Negative 13 [## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (218)](https://www.capterra.com/p/207081/Ramp/reviews/) Starting Price $15.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.6 Reviews Sentiment Based on [218 reviews](#user-reviews) Positive 211 Neutral 5 Negative 2 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 8,373 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 65%Fit Missing features Feature ratings Expense Tracking 4.7 Receipt Management 4.7 Expense Claims 4.6 Invoice Management NA Timesheet Management NA 65%Fit Missing features Not enough reviews Feature ratings Expense Tracking 4.9 Receipt Management 4.9 Expense Claims 4.9 Invoice Management \-- Timesheet Management NA User satisfaction User satisfaction 4.6 User reviews[1,215](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 User satisfaction 4.9 User reviews[218](https://www.capterra.com/p/207081/Ramp/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.6 Price starts from Price starts from $3Per User, Per Month - Free version - Free trial Price starts from $15Per User, Per Month - Free version - Free trial Best for Best for Zoho Expense is an expense and spend management solution for mid-market and large enterprises Best for Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes. ## User reviews Pros & cons VR Verified Reviewer Finance Comptroller > "For our operations, features like OCR receipt scanning, automated policy checks, and real-time mileage tracking are spot-on and "fit..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) Santiago G. Administrator > "The OCR receipt scanning can sometimes be a bit slow to process, and it occasionally misreads faded or crumpled receipts, requiring..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7176246) VR Verified Reviewer NA > "The automated receipt scanning (auto scan) feature is a massive timesaver; it accurately extracts data so users don't have to enter..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313) AM Albert M. Senior Operations Strategist > "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893) VR Verified Reviewer Finance Comptroller > "The mobile app and web dashboard have clean, intuitive interfaces—no steep learning curve for our field reps submitting claims on..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) VR Verified Reviewer Finance Comptroller > "On the flip side, In a world of nation-state hackers and phishing pros, I worry about vulnerabilities in third-party integrations or..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431) SB Sargam B. Founder's Office > "Auto-scan for receipts, multi-currency support, and seamless integration with Zoho Books are standout features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) SN Sinethemba N. two IC > "The interface can be confusing at first, especially when working with advances, reimbursements, and company-paid expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7162028) AO Adrian O. Finance > "Corporate card feeds and automatic matching of transactions to receipts further streamline reconciliation and give finance better..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) Lemuel W. owner > "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926) CC Camille C. Operations and Finance Manager > "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) KS Kerri S. Creative Director > "I would like to be able to add in my own boxes for additional notes but cannot do this." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998) Sasha-Gaye E. Principal Designer > "It also supports delegation well, allowing a virtual assistant to handle expense logging without exposing sensitive financial data." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) Dawn W. Controller > "Frankly, the training videos were difficult to understand, and I have yet to find a straight-forward, go-to user manual to share..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131695) Christian L. Police Officer > "What I liked most about the product is that I could link my business credit card and the software could track expenses in real time..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399) PS Pushpendra S. Travel Desk Executive > "Some of the features are not available for Indian version like currency change." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) Kayode A. Co Founder > "The easy, real-time sync with Zoho Books ensures our expense data flows instantly into our ledgers without any hassle." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7146253) Ovi R. MD > "the initial setup and policy configuration can feel a bit overwhelming because there are so many settings." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7156894) AO Adrian O. Finance > "Reporting and analytics provide a clear view of spending patterns, which helps with budgeting and internal controls" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520) Viraj G. Professional Golfer > "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to find..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) NW Nathan W. CEO > "The matching is not perfect yet, and some expenses still require cleanup or manual attention, but the automation is still a major..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) VD Vishal D. Sales Manager > "Customization takes time as I had to watch tutorials just to configure certain policies properly." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) PS Pushpendra S. Travel Desk Executive > "This also aligns with our goal of having a budget friendly but secure travel and expense portal to streamline our internal process." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948) VD Vishal D. Sales Manager > "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than expected." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) EG Emily G. Designer > "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806) RG Racquel G. Chief Innovation Officer > "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085) RG Rushikesh G. Senior Manager of Operations > "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902) SB Susanna B. Controller > "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982) AR Anna R. Owner > "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) AR Anna R. Owner > "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of subscription." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) NW Nathan W. CEO > "What I like most about Zoho Expense is the receipt submittal process and the automated matching." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) VR Verified Reviewer Shareholder > "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and once I..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838) Jeff P. President > "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have bugs" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617) Sasha-Gaye E. Principal Designer > "Without that structure, things can become disorganized." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776) JC Jonathan C. Service Manager > "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770) CF Chris F. Consultant > "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589) NW Nathan W. CEO > "It makes it much easier for users to submit expenses quickly and helps reduce manual review time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) LF Li F. Treasurer > "Also, as an admin, it was difficult to go through CSG Forte." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7139804) CtM Cátia M. ServiceNow Consultant > "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416) NW Nathan W. CEO > "The main downside is that there is a bit of a learning curve at first." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) MV Miguel V. Engeenering > "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) DS Deepesh S. Developer > "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) VR Verified Reviewer Owner > "I can track my expenses easily and as well as my income which will help assist me with my professional reports in the near future" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6872438) TB Tara B. Human Resources Executive > "At first we didn't realize that we needed to create report to submit an expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) VR Verified Reviewer Owner > "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and invoices..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211) JG Jay G. Marketing Manager > "The "admin view" can be quite overwhelming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) JM Juan M. Owner > "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041) MB Marvyn B. Owner > "The only thing I do not like is that you cannot bundle services or companies." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911) JoA João A. manager > "Also an excellent automation for receipt capture and expense categorization." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7174175) PRO Pranav Raj O. Owner > "User interface is a bit issue." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881) JG Jay G. Marketing Manager > "It's user friendly and the approval "alerts" help staff feel comfortable that their expenses are being reviewed and processed." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654) VD Vishal D. Sales Manager > "The reporting is good and functional but not very visually rich from my point of view." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) Louren R. Director of Operations > "Zoho Expense has streamlined my organizations receipt submission process." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078431) VR Verified Reviewer Director > "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help was a..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) PRO Pranav Raj O. Owner > "I like that how easy tracking the expenses the app has made specially integrated with other application.s" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881) MH Mark H. President > "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255) MA Mubashir A. Senior Accountant > "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353) VR Verified Reviewer Owner > "The export to excel was not customizable and had too many columns" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173) VR Verified Reviewer NA > "It integrates nicely into our workflow, and despite a slight learning curve at the start, it offers excellent value for the money." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313) Viraj G. Professional Golfer > "At times, the portal takes a long time and can produce error or timing out." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) CW Chris W. Tennessee Area Sales Manager > "I like being able to snap a pic of my receipt and load all the info needed as soon as I get a receipt." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6883408) BH Bobby H. CEO > "Sometimes, matching receipts to existing expenses can be cumbersome." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444) AL Antonella L. Accountant > "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different business..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070) BM Brandon M. Owner > "The minimum uploads per day is low." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046) MV Miguel V. Engeenering > "It also provides customizable approval workflows and a mobile app for easy expense tracking." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) BL Brooks L. Owner > "I found the initial setup and customization process to be somewhat time-consuming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) CT Christian T. Assistant Accountant > "Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087609) GG Geremie G. SVP > "Categorizing receipts on the app is not as easy as it could be." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495) EB Erick B. Director of design and research > "The software is well suited in expense management and spend control." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7169875) SH Sachin H. Director > "Customer support was not very prompt and infact I still have the query not addressed" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) DS Deepesh S. Developer > "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) BL Brooks L. Owner > "The learning curve can be steep at first, especially for those new to expense management software." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) Jishnu M. Project Manager > "the security of the software was outstanding as it provides more authentication features." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7141632) JM James M. Owner > "Find it difficult to connect and download with Zoho books." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6402979) CC Camille C. Operations and Finance Manager > "Support tickets are handled quickly, and follow-ups are consistent until issues are resolved." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) VR Verified Reviewer Registered Clinical Counsellor > "I can't figure out how to categorize my expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870) NW Nathan W. CEO > "Zoho Expense has been a very solid expense management tool for our business." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166) SC Shaun C. Manager > "It does not inegrate with all expense cards - we use Tide which does not work with Zoho but this is not a big major problem at all." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___5014056) SB Sargam B. Founder's Office > "The approval workflow and policy enforcement save us a lot of time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558) VR Verified Reviewer Owner > "Customer support is not in country or local" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732) [View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) James L. Director of Finance > "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift,..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) VR Verified Reviewer VP Marketing > "Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7180074) Eri D. Founder > "Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SK Sarah K. People Ops Manager > "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce approvals on..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) Eri D. Founder > "Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SW Stacey W. Accounting Manager > "The user account details and permissions were the one confusing part we ran into with setup." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334) Hillel G. Director of Implementation > "Receipt management and physical card management is very nice to have for employees as well as making virtual cards." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841) CE Charles E. Vice President, Equipment Analytics > "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service order..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216) SK Sarah K. People Ops Manager > "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) Enrique A. Vice President, Human Resources & Administration > "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441) Eri D. Founder > "Overall, it offers good value in terms of costs compared to the combination of apps it substitutes." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) HC Harrison C. CEO > "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715) EH Erin H. COO > "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic expense..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) Ashley B. Owner > "Customer support isn't that great though." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996) Pankaj P. Finance Manager > "It helps in bill and spend management, Expenses management, Travel Management etc." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194) MS Michelle S. Developer > "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn for..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033) NK Nicholas K. Chief Research Officer > "Email and text integration is very helpful for quickly attaching receipts and memos to purchases." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335) JH Janice H. Reporter > "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800) LH Lucien H. VP of GTM > "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our controls..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) SS Sherry S. Corp. Secretary > "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a billing to..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656) KS Kenny S. Executive Pastor > "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867) ET Eric T. Director, Digital Transformation > "The most recent update to the website has overcomplicated the end user experience." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748) ES Elizabeth S. Administrative Assistant > "It helps with organization and ability to have all purchases approved." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838) CS Cristiano S. prompt engineer > "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card lifted the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743) TW Tyler W. Online campus pastor > "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063) MS Michelle S. Director of HR and Training > "End users do not have the ability to create their own virtual cards to help protect online purchases" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912) Rebecca B. AVP > "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually earn..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922) CR Chervonne R. Bookkeeper Office Manager > "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) CF Claire F. Lead of Supply Chain > "The UX design is simple and is easy to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928) JH Jason H. Rehab Resource Support > "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173) Steve B. Operations Director > "We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will likely..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4903026) AZ Anna Z. Global Controller > "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720) WL Whitney L. Owner > "I like the option it gives for corporate cards and spending." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687) CB Carol B. Financial Admin > "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly dealt..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) VR Verified Reviewer Account Executive > "Their corporate card is easy to use and has the proper controls in place to ensure security and spend control." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6460782) CR Cindy R. COO CFO > "Signing up new employees for cards is confusing as multiple ways to do it. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957) VR Verified Reviewer Business Development Associate > "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) KW Kimberly W. Office Administrator > "The only real negative I've found is the lack of seamless integration with Amazon." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958) James L. Director of Finance > "I am very satisfied with how we are using it to pay vendors." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) SS Sonny S. ap > "it was very expensive relative to others" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537) RN Robert N. Senior Accountant > "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271) MR Monica R. Community Care Specialist > "I’ve attempted to FU from within the app, but it did not message to the receiver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070) EH Erin H. COO > "Ramp is easy to use, it integrates well with our internal workflows, and with external systems." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) MK Murat K. COO > "It took my school to let us use credit cards for years." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771) TB Tiler B. Office Assisstant > "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111) AT Abraham T. CEO > "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a bank..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) SR Shahab R. Field Analyst > "The ability to text your receipts to Ramp is the feature that you will use all day, every day." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300) VN V N. VP of Tech > "Annoying to have to reenter the same fields for recurring expenses" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220) KC Katherine C. Chief Operations and Finance Officer > "Overall Ramp has been user- friendly and easy to navigate and transition into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365) SS Shelby S. Preparedness Webinar Consultant > "Sometimes the website is a little harder to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393) CW Catherine W. Area Sales Manager > "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866) PJ Peter J. Controller > "Wish there was a little better way to controll what users spend." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281) VR Verified Reviewer Business Development Associate > "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) GM Gabriel M. Accounting Manager > "Cannot fathom how we did things so manually in the past without Ramp." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641) CR Chervonne R. Bookkeeper Office Manager > "Ramp has truly made life with company card, expense tracking and vendor management and payables!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) AT Abraham T. CEO > "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) JV Jeannie V. Operations Manager > "This product make employee expense tracking so easy!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027) CB Carol B. Financial Admin > "The onboarding was weak to non-existent." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) CC Clair C. Senior Manager of Human Resources > "It worked very well for our needs and ended up being such a timesaver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) AS Angela S. Dir. of Special Projects > "There isn't a feature I don't like about it." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657) WS William S. Senior Application Security Engineer > "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242) BG Brian G. Parts Manager > "I do not see the costs in my role" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247) JR Jessica R. Project Architect > "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without going..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793) Jenna J. Accounting Specialist > "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an additional..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026) JV Joelle V. Accounting Manager > "Its features are above and beyond any other program I looked into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6864416) JM Jessica M. Director of Finance > "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304) CC Clair C. Senior Manager of Human Resources > "Super easy interface for both admins and users." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) JJ Joyce J. Office Manager > "It is NOT a frequent issue." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665) PP Patti P. Controller > "The ease of use, the fact that we can sync multiple times a day, and the way we are able to view the transactions in Sage are all..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019223) MDB Misty D. B. Accounting > "Currently, there is no personal reimbursement option. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2327755) [View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/) ## User interface 4.62 (1,215) [Ramp](https://www.capterra.com/p/207081/Ramp/) 4.85 (218) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Zoho Expense 32/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features) Ramp Top features 38/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/207081/Ramp/#features) ### Recognition Zoho Expense is recognized as a top-rated tool in 5 Capterra Shortlist reports Ramp is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Expense ReportSoftware (2024)  ### Deployment & support Zoho Expense Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Ramp Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zoho Expense - By Zoho - Located in United States - Founded in 1996 Ramp - By Ramp Financial - Located in United States - Founded in 2019 ## 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