# Compare Zoho Expense vs Moss 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zoho Expense and Moss based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/142384-211744/Zoho-Expense-vs-getmoss

---

# Zoho Expense vs Moss Features and Cost Comparison

Last updated July 9th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zoho ExpenseMoss2/4 selected

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

[## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Starting Price

$3.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

Based on [1,215 reviews](#user-reviews)

Positive

1,176

Neutral

26

Negative

13

[## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.8

Ease of Use

4.9

Customer Service

4.7

Reviews Sentiment

Based on [234 reviews](#user-reviews)

Positive

232

Neutral

2

Negative

0

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## Summary

* * *

Key features rated by users

Features selected based on 8,373 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

65%Fit

Missing features

Feature ratings

Expense Tracking

4.7

Receipt Management

4.7

Expense Claims

4.6

Invoice Management

NA

Timesheet Management

NA

74%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.9

Expense Claims

5.0

Invoice Management

4.6

Timesheet Management

NA

User satisfaction

User satisfaction

4.6

User reviews[1,215](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

User satisfaction

4.9

User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

4.6

Customer support

4.7

Price starts from

Price starts from

$3Per User, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Zoho Expense is an expense and spend management solution for mid-market and large enterprises

Best for

From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst.

## User reviews

Pros & cons

VR

Verified Reviewer

Finance Comptroller

> "For our operations, features like OCR receipt scanning, automated policy checks, and real-time mileage tracking are spot-on and "fit..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431)

Santiago G.

Administrator

> "The OCR receipt scanning can sometimes be a bit slow to process, and it occasionally misreads faded or crumpled receipts, requiring..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7176246)

VR

Verified Reviewer

NA

> "The automated receipt scanning (auto scan) feature is a massive timesaver; it accurately extracts data so users don't have to enter..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313)

AM

Albert M.

Senior Operations Strategist

> "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893)

VR

Verified Reviewer

Finance Comptroller

> "The mobile app and web dashboard have clean, intuitive interfaces—no steep learning curve for our field reps submitting claims on..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431)

VR

Verified Reviewer

Finance Comptroller

> "On the flip side, In a world of nation-state hackers and phishing pros, I worry about vulnerabilities in third-party integrations or..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125431)

SB

Sargam B.

Founder's Office

> "Auto-scan for receipts, multi-currency support, and seamless integration with Zoho Books are standout features."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558)

SN

Sinethemba N.

two IC

> "The interface can be confusing at first, especially when working with advances, reimbursements, and company-paid expenses."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7162028)

AO

Adrian O.

Finance

> "Corporate card feeds and automatic matching of transactions to receipts further streamline reconciliation and give finance better..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520)

Lemuel W.

owner

> "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926)

CC

Camille C.

Operations and Finance Manager

> "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188)

KS

Kerri S.

Creative Director

> "I would like to be able to add in my own boxes for additional notes but cannot do this."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998)

Sasha-Gaye E.

Principal Designer

> "It also supports delegation well, allowing a virtual assistant to handle expense logging without exposing sensitive financial data."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776)

Dawn W.

Controller

> "Frankly, the training videos were difficult to understand, and I have yet to find a straight-forward, go-to user manual to share..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131695)

Christian L.

Police Officer

> "What I liked most about the product is that I could link my business credit card and the software could track expenses in real time..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399)

PS

Pushpendra S.

Travel Desk Executive

> "Some of the features are not available for Indian version like currency change."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948)

Kayode A.

Co Founder

> "The easy, real-time sync with Zoho Books ensures our expense data flows instantly into our ledgers without any hassle."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7146253)

Ovi R.

MD

> "the initial setup and policy configuration can feel a bit overwhelming because there are so many settings."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7156894)

AO

Adrian O.

Finance

> "Reporting and analytics provide a clear view of spending patterns, which helps with budgeting and internal controls"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520)

Viraj G.

Professional Golfer

> "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to find..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824)

NW

Nathan W.

CEO

> "The matching is not perfect yet, and some expenses still require cleanup or manual attention, but the automation is still a major..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166)

VD

Vishal D.

Sales Manager

> "Customization takes time as I had to watch tutorials just to configure certain policies properly."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

PS

Pushpendra S.

Travel Desk Executive

> "This also aligns with our goal of having a budget friendly but secure travel and expense portal to streamline our internal process."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948)

VD

Vishal D.

Sales Manager

> "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than expected."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

EG

Emily G.

Designer

> "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806)

RG

Racquel G.

Chief Innovation Officer

> "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085)

RG

Rushikesh G.

Senior Manager of Operations

> "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902)

SB

Susanna B.

Controller

> "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982)

AR

Anna R.

Owner

> "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899)

AR

Anna R.

Owner

> "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of subscription."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899)

NW

Nathan W.

CEO

> "What I like most about Zoho Expense is the receipt submittal process and the automated matching."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166)

VR

Verified Reviewer

Shareholder

> "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and once I..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838)

Jeff P.

President

> "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have bugs"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617)

Sasha-Gaye E.

Principal Designer

> "Without that structure, things can become disorganized."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7149776)

JC

Jonathan C.

Service Manager

> "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770)

CF

Chris F.

Consultant

> "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589)

NW

Nathan W.

CEO

> "It makes it much easier for users to submit expenses quickly and helps reduce manual review time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166)

LF

Li F.

Treasurer

> "Also, as an admin, it was difficult to go through CSG Forte."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7139804)

CtM

Cátia M.

ServiceNow Consultant

> "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416)

NW

Nathan W.

CEO

> "The main downside is that there is a bit of a learning curve at first."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166)

MV

Miguel V.

Engeenering

> "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791)

DS

Deepesh S.

Developer

> "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143)

VR

Verified Reviewer

Owner

> "I can track my expenses easily and as well as my income which will help assist me with my professional reports in the near future"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6872438)

TB

Tara B.

Human Resources Executive

> "At first we didn't realize that we needed to create report to submit an expense."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062)

VR

Verified Reviewer

Owner

> "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and invoices..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211)

JG

Jay G.

Marketing Manager

> "The "admin view" can be quite overwhelming."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654)

JM

Juan M.

Owner

> "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041)

MB

Marvyn B.

Owner

> "The only thing I do not like is that you cannot bundle services or companies."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911)

JoA

João A.

manager

> "Also an excellent automation for receipt capture and expense categorization."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7174175)

PRO

Pranav Raj O.

Owner

> "User interface is a bit issue."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881)

JG

Jay G.

Marketing Manager

> "It's user friendly and the approval "alerts" help staff feel comfortable that their expenses are being reviewed and processed."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131654)

VD

Vishal D.

Sales Manager

> "The reporting is good and functional but not very visually rich from my point of view."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

Louren R.

Director of Operations

> "Zoho Expense has streamlined my organizations receipt submission process."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078431)

VR

Verified Reviewer

Director

> "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help was a..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220)

PRO

Pranav Raj O.

Owner

> "I like that how easy tracking the expenses the app has made specially integrated with other application.s"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7171881)

MH

Mark H.

President

> "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255)

MA

Mubashir A.

Senior Accountant

> "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353)

VR

Verified Reviewer

Owner

> "The export to excel was not customizable and had too many columns"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173)

VR

Verified Reviewer

NA

> "It integrates nicely into our workflow, and despite a slight learning curve at the start, it offers excellent value for the money."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7152313)

Viraj G.

Professional Golfer

> "At times, the portal takes a long time and can produce error or timing out."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824)

CW

Chris W.

Tennessee Area Sales Manager

> "I like being able to snap a pic of my receipt and load all the info needed as soon as I get a receipt."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6883408)

BH

Bobby H.

CEO

> "Sometimes, matching receipts to existing expenses can be cumbersome."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444)

AL

Antonella L.

Accountant

> "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different business..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070)

BM

Brandon M.

Owner

> "The minimum uploads per day is low."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046)

MV

Miguel V.

Engeenering

> "It also provides customizable approval workflows and a mobile app for easy expense tracking."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791)

BL

Brooks L.

Owner

> "I found the initial setup and customization process to be somewhat time-consuming."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674)

CT

Christian T.

Assistant Accountant

> "Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087609)

GG

Geremie G.

SVP

> "Categorizing receipts on the app is not as easy as it could be."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495)

EB

Erick B.

Director of design and research

> "The software is well suited in expense management and spend control."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7169875)

SH

Sachin H.

Director

> "Customer support was not very prompt and infact I still have the query not addressed"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722)

DS

Deepesh S.

Developer

> "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143)

BL

Brooks L.

Owner

> "The learning curve can be steep at first, especially for those new to expense management software."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674)

Jishnu M.

Project Manager

> "the security of the software was outstanding as it provides more authentication features."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7141632)

JM

James M.

Owner

> "Find it difficult to connect and download with Zoho books."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6402979)

CC

Camille C.

Operations and Finance Manager

> "Support tickets are handled quickly, and follow-ups are consistent until issues are resolved."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188)

VR

Verified Reviewer

Registered Clinical Counsellor

> "I can't figure out how to categorize my expenses."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870)

NW

Nathan W.

CEO

> "Zoho Expense has been a very solid expense management tool for our business."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7166166)

SC

Shaun C.

Manager

> "It does not inegrate with all expense cards - we use Tide which does not work with Zoho but this is not a big major problem at all."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___5014056)

SB

Sargam B.

Founder's Office

> "The approval workflow and policy enforcement save us a lot of time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558)

VR

Verified Reviewer

Owner

> "Customer support is not in country or local"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732)

[View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

VR

Verified Reviewer

Project and IT Manager

> "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827)

Charlotte P.

Head of Finance

> "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

Matthew G.

Global Privacy Officer

> "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409)

GS

Giulia S.

Finance Manager

> "Export to xero could be better as there are often slight mistakes between the two based on the dates."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422)

SP

Stefan P.

FC

> "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185)

Charlotte P.

Head of Finance

> "I don't think it currently supports VAT reclaim for mileage in the UK."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

VR

Verified Reviewer

Principal Industrial Designer

> "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718)

LU

Luka U.

Atlassian Consultant

> "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190)

VR

Verified Reviewer

Founder

> "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

EP

Erik P.

Robotics Engineer

> "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896)

Chirag S.

CFO

> "Has good approval flows and the ability to make payments through the platform (including scheduled payments)."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744)

JS

Jakub S.

CFO

> "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss is..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

JS

Jakub S.

CFO

> "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

EK

Emine K.

Senior Manager

> "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035)

Charlotte P.

Head of Finance

> "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

SC

Sophia C.

VP People

> "The only thing that is sometimes tedious is that we do need a phone no matter where we log in."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888)

VR

Verified Reviewer

Founder

> "Auto-capture of receipts and real-time spend visibility helped reduce manual work."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

VR

Verified Reviewer

Finance Manager

> "The platform feels a little bit dated compared to others out there."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115)

GD

Gabriel D.

Senior Product Designer

> "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make work-related..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919)

CS

Courtney S.

Digital Marketer

> "I find the login process to be a bit cumbersome."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251)

DV

Dominique V.

Financial Controller

> "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266)

FB

Fernando B.

project manager

> "Apple Pay is not available in Belgium yet"

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048)

GS

Giulia S.

Finance Manager

> "Card holders can easily fill out the information and finance can easily check"

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422)

CB

Clemence B.

Team lead Marketign Acquisition

> "This takes us a little further away from the accounting team."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869)

CJ

Callum J.

Head of ADB

> "Has made submitting my expenses so much faster. Before I had to create an entry in spreadsheet and manually add all data."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6851599)

VR

Verified Reviewer

Head of Marketing

> "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637)

Paul C.

National Account Manager

> "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449)

JR

Julia R.

Product Designer

> "I never struggled to complete any action or left the platform feeling frustrated about a feature."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326)

VR

Verified Reviewer

Project and IT Manager

> "Moss is a really modern and practical hands-on solution for companies where many employees frequently need cards for business trips."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827)

TV

Thomas V.

Head of Marketing

> "I can't always find the invoice forwarding email."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860)

JS

Jakub S.

CFO

> "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

PS

Paul S.

Head of Engineering

> "Not being able to use a Moss email address directly as invoicing email for service subscriptions."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755)

EL

Eifion L.

Marketing Specialist

> "Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the month,..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044364)

HR

Hannah R.

Founders Associate

> "Invoice matching via email forwarding is not always successful."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503)

[View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/)

## User interface

4.62 (1,215)

[Moss](https://www.capterra.com/p/211744/getmoss/)

4.87 (234)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Zoho Expense

32/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features)

Moss

Top features

36/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/211744/getmoss/#features)

### Recognition

Zoho Expense is recognized as a top-rated tool in 5 Capterra Shortlist reports

Moss

Best Value Expense ReportSoftware (2025) 

### Deployment & support

Zoho Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Moss

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zoho Expense

-   By Zoho
-   Located in United States
-   Founded in 1996

Moss

-   By Moss
-   Located in Germany
-   Founded in 2019

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Contact vendor for pricing

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[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

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[View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense)

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

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Contact vendor for pricing

Price

A$240/month

4.8

Features

4.9

4.9

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/211744-255448/getmoss-vs-Budgetly)

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

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Contact vendor for pricing

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4.4

4.6

Ease of Use

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[View full comparison](https://www.capterra.com/compare/140646-142384/webexpenses-vs-Zoho-Expense)

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

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Price

Contact vendor for pricing

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Features

4.4

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Ease of Use

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[View full comparison](https://www.capterra.com/compare/200192-211744/Payhawk-vs-getmoss)

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

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$3/month

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$38/month

4.5

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4.3

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[Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

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Contact vendor for pricing

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Features

4.8

4.9

Ease of Use

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Features

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Ease of Use

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