# Compare Expensya vs BILL Spend & Expense 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Expensya and BILL Spend & Expense based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/144890-166905/Expensya-vs-Divvy

---

# Expensya vs BILL Spend & Expense Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

ExpensyaBILL Spend & Expense2/4 selected

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.3 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

[## Expensya](https://www.capterra.com/p/144890/Expensya/)[4.3 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

Starting Price

€5.00/month

Value-for-Money

4.2

Functionality

4.2

Ease of Use

4.1

Customer Service

4.1

Reviews Sentiment

Based on [425 reviews](#user-reviews)

Positive

361

Neutral

25

Negative

39

[## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.5

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [432 reviews](#user-reviews)

Positive

410

Neutral

7

Negative

15

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### NetSuite

4.2 (1,991)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

85%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

### Zoho Expense

4.6 (1,186)

* * *

Starting Price

$3.00

Per User,Per Month

Free Trial

Free Version

* * *

User rating

97%

of reviewers  
rated it above 4 stars

* * *

### Xero

4.4 (3,269)

* * *

Starting Price

$25.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

88%

of reviewers  
rated it above 4 stars

* * *

### Sage Intacct

4.3 (606)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

86%

of reviewers  
rated it above 4 stars

* * *

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 10,217 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

66%Fit

Not enough reviews

Feature ratings

Expense Tracking

3.7

Receipt Management

3.8

Expense Claims

3.9

Invoice Management

\--

Mobile Receipt Upload

3.9

73%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.8

Expense Claims

4.4

Invoice Management

NA

Mobile Receipt Upload

4.7

User satisfaction

User satisfaction

4.3

User reviews[425](https://www.capterra.com/p/144890/Expensya/reviews/)

Ease of use

4.1

Functionality

4.2

Value for money

4.2

Customer support

4.1

User satisfaction

4.7

User reviews[432](https://www.capterra.com/p/166905/Divvy/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.7

Customer support

4.6

Price starts from

Price starts from

€5Per Feature, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Expensya automates spend management for employees, managers, and accountants, in companies of all sizes.

Best for

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

## User reviews

Pros & cons

LK

Lilian K.

HR Manager

> "With Expensya, travel and expense management is easy"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___6347552)

LA

Laura A.

NA

> "Customer support, is incredible bad."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___6281442)

SA

Stacey A.

Technology Product Manager

> "I like how easy this product helps us manage expense and seamlessly integration with our..."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3612284)

EN

Elvis N.

Sap consultant

> "Delay response to payment."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___4819978)

DB

Dante B.

Managing Partner

> "Easy To Use, Very Completed Platform For Small Business"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___5056070)

SG

Stanislas G.

Producer

> "When the software « loses » invoices that have been scanned, and I have to pay with my personal..."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2862457)

NL

Nicolas L.

head of drawing office

> "easy to use "

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___4839036)

JL

Jacklyn L.

RFC

> "As user : Slow to upload receipt and need to wait quite a while before changes made can be saved."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3916727)

AJ

Alex J.

Solution Engineer

> "I really enjoy the mobile receipt upload."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3536954)

JL

Jacklyn L.

RFC

> "As finance dept : unable to view all expenses by employees."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3916727)

CE

Catalin E.

IT Engineer

> "Interface is very fast and intuitive, lot's of features"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3526466)

JL

Jacklyn L.

RFC

> "Status of expense/reports are so confusing and do not make sense."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3916727)

VR

Verified Reviewer

Process Engineering Consultant

> "Easy to use and self explanatory user interface."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3603503)

JAsC

José Andrés C.

Associate Partner

> "Very good experience but lack of invoicing features made me quit."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___4601860)

JrmN

Jérôme N.

Sales director

> "The idea is good but there is many things to improve if Expensya accept to listen its users"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___3072984)

VR

Verified Reviewer

sales technician

> "The user support service does not know anything about the specificities of the countries which..."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2974883)

LC

Laurent C.

Project manager

> "It’s fluid and 0% fail in the Process!"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2928343)

VR

Verified Reviewer

site director

> "don't recognize Japanese receipts, no flexibility for customize reporting"

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2358004)

AM

Arcadio M.

Director

> "Overall good product, it simplifies the treatment of the personnel bills even for a small..."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2645813)

JT

Julie T.

conseiller

> "the fact is that you do have to type the address every time is somewhat tiresome."

[See full review](https://www.capterra.com/p/144890/Expensya/#Capterra___2440849)

[View Reviews](https://www.capterra.com/p/144890/Expensya/reviews/)

LT

Luka T.

Payroll manager

> "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148)

CS

Carmel S.

Media

> "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that provide..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

BM

Bradyn M.

CEO

> "It can allow you to have a "line of credit" for the month to ease cash management."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

BM

Bradyn M.

CEO

> "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a LOC..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

EG

Emma G.

Head of Implementation

> "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels thoughtful..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

VR

Verified Reviewer

accounting support

> "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense side..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

BM

Bradyn M.

CEO

> "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HN

Hallye N.

Operations Manager

> "Bill has been great for management in our company with budgeting and tracking."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

VR

Verified Reviewer

accounting support

> "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

CC

Chris C.

Manager, Business Development

> "I love how quickly expenses populate in the app/online."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956)

CS

Carmel S.

Media

> "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

JJ

Jake J.

Pastor

> "My ability to get a high volume of rewards for spending on business expenses through our non-profit."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

BM

Bradyn M.

CEO

> "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

RG

Russell G.

CTO

> "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AG

Annie G.

Sr. Accountant

> "It seamlessly integrates with ERPS like Netsuite."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103)

VR

Verified Reviewer

accounting support

> "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in subscription..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

AF

Adashia F.

Owner

> "USER ACCESS - user friendly, easy to get into"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502)

HN

Hallye N.

Operations Manager

> "I do not like that we cannot sync photos from Bill to QBO."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

KI

Kenneth I.

Window cleaner

> "I am able to get through the month knowing what i've spent and not going over budget"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723)

RG

Russell G.

CTO

> "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card without it..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

ML

Madison L.

Business Development Manager

> "BILL has been so easy to use and makes keeping track of receipts and budget very easy"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584)

MR

Mark R.

Private Security

> "There was no notice, no option to schedule repayment, and no transparency."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

AH

Amy H.

Owner

> "The app is easy to use and it automatically categorizes expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

EG

Emma G.

Head of Implementation

> "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

LT

Lauren T.

Legal Affairs

> "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time by..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424)

BM

Bradyn M.

CEO

> "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

RP

Ronald P.

Owner

> "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking budgets."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674)

BM

Bradyn M.

CEO

> "Then my payment “comes in” as a credit card that I didn’t select both times!"

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

VR

Verified Reviewer

Executive Director

> "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple departments,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709)

AA

Ashlyn A.

Head Athletic Trainer

> "The app can sometimes have glitches, which delays the time of submittkng receipts and info."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

NB

Nathan B.

VP of Training and Ops Services

> "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while at the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172)

CS

Carmel S.

Media

> "They are charging me money for doing nothing other than holding my money hostage every month."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LH

Laura H.

Chief of Staff

> "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747)

JJ

Jake J.

Pastor

> "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options quickly."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

Juan B.

CEO

> "The combination of my credit card and the intuitive software has greatly simplified the entire process."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807)

JJ

Jake J.

Pastor

> "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

Maddie T.

System Administrator

> "Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3511606)

RG

Russell G.

CTO

> "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential customer..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

HL

Heather L.

Bookkeeper

> "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564)

JJ

Jake J.

Pastor

> "Users can't access budgets they clearly have access to from an administrator."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

DM

Daniel M.

Director of Finance

> "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction when..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628)

BM

Bradyn M.

CEO

> "Meanwhile my bank account is out the money, and I personally am out $20,000."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

CS

Carmel S.

Media

> "I was essentially forced into purchasing this subscription or I would not be able to get paid."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

AA

Ashlyn A.

Head Athletic Trainer

> "As someone who uses a Divvy card frequently it is very user friendly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

JJ

Jake J.

Pastor

> "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

VR

Verified Reviewer

Controller

> "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

RG

Russell G.

CTO

> "Given that a typical company might have many cards in many places at once, this is particularly problematic."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AL

Antonella L.

Accountant

> "I like that it makes accounting easy and offers best features for expense management and reporting"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595)

EG

Emma G.

Head of Implementation

> "I don't completely understand the use of the virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

ES

Erin S.

Accountant

> "I liked the idea of using the app and making expense re-imbursements easier for the employees."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

MR

Mark R.

Private Security

> "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

RH

Rebecca H.

Accounting Support Coordinator/Notary Public

> "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent is a..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296)

BM

Bradyn M.

CEO

> "Spend and Expense is an absolute nightmare."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

NS

Neal S.

CFO

> "Great free resource that provides spend tracking, budget management, and accounting software integration."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126)

MR

Mark R.

Private Security

> "It felt predatory and completely negligent."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

EB

Erin B.

Purchasing Coordinator

> "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022)

VR

Verified Reviewer

accounting support

> "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

CN

Cameron N.

Founder/CEO

> "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980)

ES

Erin S.

Accountant

> "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

AC

Arie C.

Analyst

> "Easy and free expense management platform for tracking expenses, keeping records, and submitting reimbursement requests."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3822960)

KT

Krystal T.

Software Solutions Assoc

> "The least robust features are reimbursements and account mappings."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

WF

Wendy F.

CEO

> "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498)

Ravi B.

CEO

> "its not a credit card and the billing practices prior to bill.com taking over were questionable at best."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020507)

KD

Kristine D.

Controller

> "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

KH

Kolin H.

Owner

> "I didn't know that your points that you earn are lost at a point in time if you don't use your card as often."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4877399)

PE

Preston E.

CFO

> "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023)

KD

Kristine D.

Controller

> "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

MC

Marc C.

Facility Manager

> "Divvy also is constantly looking for ways to improve the product and make it better, for instance the dashboard of how many transactions need to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357185)

HF

Harrison F.

Controller

> "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more like..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061)

TV

Tyler V.

Director of Finance & Operations

> "I can review and approve expenses in real time, with the ability to do it all on my phone."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357006)

IA

Isaiah A.

IT Solutions Specialist

> "Some physical cards were not delivered properly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020113)

KP

Kriste P.

AP Specialist

> "Divvy has been great with holding accountability, to view our spending practices and allow us to set a better budget process in place."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357250)

AH

Amy H.

Owner

> "Customer service is not the greatest."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

JD

Jonathan D.

Producer

> "It's great to have a business line of credit available; really helped with my cashflow and having a card to give to others over which I have such..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357954)

ES

Erin S.

Accountant

> "Employees have to wait over 2 weeks to get their money."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

VR

Verified Reviewer

Controller

> "Switching to Divvy purchase cards have streamlined our processing of credit cards statements exponentially. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

AN

Alfredo N.

CEO

> "The most regrettable thing is that I sent my bank account details. When I passed the video verification, I noticed that my personal data will be..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4652237)

[View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/)

## User interface

[Expensya](https://www.capterra.com/p/144890/Expensya/)

4.28 (425)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)

4.67 (432)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Expensya

31/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/144890/Expensya/#features)

BILL Spend & Expense

Top features

35/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/166905/Divvy/#features)

### Recognition

No recognitions have been awarded to Expensya

No recognitions have been awarded to BILL Spend & Expense

### Deployment & support

Expensya

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

BILL Spend & Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Expensya

-   By Expensya
-   Located in France
-   Founded in 2014

BILL Spend & Expense

-   By BILL
-   Located in United States
-   Founded in 2006

## Popular Comparisons

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

€5/month

Price

Contact vendor for pricing

4.2

Features

4.4

4.1

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/140646-144890/webexpenses-vs-Expensya)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.8

4.6

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/166905-211744/Divvy-vs-getmoss)

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

€5/month

Price

Contact vendor for pricing

4.2

Features

4.2

4.1

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-144890/Concur-Expense-vs-Expensya)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.2

4.6

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-166905/Concur-Expense-vs-Divvy)

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

€5/month

Price

$38/month

4.2

Features

4.3

4.1

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/144890-190778/Expensya-vs-QuickBooks-Online)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

$0/month

Price

$15/month

4.5

Features

4.8

4.6

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/166905-207081/Divvy-vs-Ramp)

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,309)](https://www.capterra.com/p/97594/Expensify/reviews/)

€5/month

Price

$5/month

4.2

Features

4.4

4.1

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/97594-144890/Expensify-vs-Expensya)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Wallester](https://www.capterra.com/p/268164/Wallester/)[4.87 (129)](https://www.capterra.com/p/268164/Wallester/reviews/)

$0/month

Price

€0/month

4.5

Features

4.8

4.6

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/166905-268164/Divvy-vs-Wallester)

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

€5/month

Price

$3/month

4.2

Features

4.5

4.1

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/142384-144890/Zoho-Expense-vs-Expensya)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Budgetly](https://www.capterra.com/p/255448/Budgetly/)[4.89 (134)](https://www.capterra.com/p/255448/Budgetly/reviews/)

$0/month

Price

A$240/month

4.5

Features

4.9

4.6

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/166905-255448/Divvy-vs-Budgetly)

[Expensya](https://www.capterra.com/p/144890/Expensya/)[4.28 (425)](https://www.capterra.com/p/144890/Expensya/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

€5/month

Price

$25/month

4.2

Features

4.3

4.1

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-144890/Xero-vs-Expensya)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.62 (186)](https://www.capterra.com/p/200192/Payhawk/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.4

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/166905-200192/Divvy-vs-Payhawk)