# Compare PaySimple vs PayPal Commerce Platform 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare PaySimple and PayPal Commerce Platform based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/146664-179252/PaySimple-vs-PayPal-Checkout

---

# PaySimple vs PayPal Commerce Platform Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PaySimplePayPal Commerce Platform2/4 selected

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.5 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

[## PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.5 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

Starting Price

$69.95/month

Value-for-Money

4.3

Functionality

4.3

Ease of Use

4.4

Customer Service

4.5

Reviews Sentiment

Based on [297 reviews](#user-reviews)

Positive

267

Neutral

14

Negative

16

[## PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

Starting Price

$0.01

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.6

Customer Service

4.1

Reviews Sentiment

Based on [499 reviews](#user-reviews)

Positive

467

Neutral

23

Negative

9

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## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Data Security

4.8

Online Payments

4.6

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

4.6

\--%Fit

Missing features

Feature ratings

Data Security

4.5

Online Payments

4.6

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

NA

User satisfaction

User satisfaction

4.5

User reviews[297](https://www.capterra.com/p/146664/PaySimple/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.3

Customer support

4.5

User satisfaction

4.6

User reviews[499](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.5

Customer support

4.1

Price starts from

Price starts from

$69.95Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$0.01Not provided by vendor

-   Free version
-   Free trial

Best for

Best for

Small to mid-sized businesses that have a recurring client base or are looking to accept payments and manage customers in one complete system.

Best for

Whether you're a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow.

## User reviews

Pros & cons

VR

Verified Reviewer

Process associate

> "The robust reporting features provide clear insights into revenue trends and customer payments, enhancing financial management."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6373818)

MG

Mel G.

Office Manager

> "It times you out even while on the screen working and sometimes you aren't even notified that you are about to time out and if..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___7079051)

Joseph M.

Senior Engineer

> "I heartily endorse PaySimple to any company searching for a complete payment system that integrates convenience, security, and..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "Sadly, this is the state of affairs when larger companies acquire a bunch of smaller ones and bundle them together with services as..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

MV

Monica V.

Owner

> "Please note that the positive reviews on here are several years old, when they were probably under other ownership."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

MV

Monica V.

Owner

> "After four (4) unanswered emails over the month, we put a charge dispute in with the bank and immediately received notice that our..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

Joseph M.

Senior Engineer

> "I adore PaySimple for their all-inclusive payment solution, which has completely changed how my firm operates."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "It's complete unresponsive to emails, there are no chat options, and the phone tree is...well, a phone tree. As others have..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

AR

Alec R.

Owner

> "It was simple, easy, and non-stressful."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6777309)

MG

Mel G.

Office Manager

> "That's extremely frustrating."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___7079051)

Joseph M.

Senior Engineer

> "Every time I've had a query or required help, the customer support staff has been accommodating and supportive."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "The biggest issue is their customer service."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

CM

Charles M.

Mental Performance Consultant

> "PaySimple made it really easy for me to bill and to send my invoices to my clients."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4511834)

Joseph M.

Senior Engineer

> "Even though my whole experience with PaySimple has been great, the pricing structure would be the thing I dislike the least."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

YC

Yvette C.

founder

> "I needed a software like this that has invoices ready for deployment after you enter the pertinent info. Once the payment is made,..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064492)

RM

Ryan M.

President

> "If a customer has a recurring invoice and they send me a physical check, if the check arrives before the payment is due I have to..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095591)

JY

Jason Y.

HOA President

> "With PaySimple, not only were we able to eliminate the management company, but it was also very easy to add a payment option..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095640)

EC

Eric C.

President

> "We ONLY use Paysimple to process a some ACH payments and we do NOT use credit or debit card services. Because we do NOT use the..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3066911)

JF

Julie F.

Franchise Owner

> "PaySimple gave us the ability to easily send payments links to customers and connect with our online software."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086140)

SP

Sarah P.

Project Manager

> "We had two issues with collecting online payments: First, we were unable to limit our ability to accept credit card payments for..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3088472)

Nurul Iman A.

Information Technology Assistant

> "Quick and helpful instructions were provided during the configuration procedure."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3816203)

Nurul Iman A.

Information Technology Assistant

> "Unfortunately, we couldn't limit credit card purchases to just one item."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3816203)

CM

Charles M.

Mental Performance Consultant

> "My overall experience has been great but PaySimple wasn't a necessity for my company so I stopped paying for it after 6 months."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4511834)

SP

Sarah P.

Project Manager

> "Also lack of clarity around our monthly limits (individual & collective) -- we found out in the middle of a month that we had..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3088472)

GW

Gregg W.

Owner

> "We love the simplicity of using it, and sending our customers an invoice with a link for them to pay securely and easily online."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3096425)

LF

Lorraine F.

owner

> "I dislike that it takes sometimes 5 days to get the ACH payment in my bank, this is a very long time especially for a small..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075198)

MI

Michaela I.

Business Manager

> "It has really been a time saver having recurring billing plans set up as many of our customers are on a monthly subscription plan."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064210)

VM

Vincent M.

C.E.O.

> "Obviously, this is very embarrassing to explain to a customer when you have to run multiple ACH transactions when they purchase a..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

ML

Mandy L.

Insurance Claims Manager

> "When our company first started up we quickly gained a lot of financed customers of which we were manually processing payments every..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075181)

EG

Eric G.

Owner

> "Generating invoices, in relation to having to specific products isn't the best fit for me."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064380)

MK

Marielle K.

Accountant

> "Ability to set up recurring billing transactions with auto processing is amazing. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064148)

EA

Erika A.

Owner/Head of School

> "The late payment feature keeps disappearing and we have lost money in collections from late payments."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076653)

KO

Ken O.

Manager

> "It saved me >$50 per month in a real estate setting with multiple tenants each paying >1K per month"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075525)

AH

Andres H.

Owner

> "It doesn't let me select my NEW logo to upload to my invoices."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3079531)

CL

Cindy L.

Owner

> "Since going into business in 2014, I have used PaySimple for my recurring payments and it has been totally hassle and problem free...."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095480)

MP

Manuela P.

PR Specialist

> "Accessibility of saved profiles can be a bit confusing and it always takes me a moment to find the right spot to find a company. ..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064226)

NA

Nathan A.

Founder

> "We needed Paysimple specifically to accept subscription payments via a checking account and it works great."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064357)

SB

Stephanie B.

Marketing

> "Clients requesting forgotten passwords virtually never receive them and it is difficult to resend a missed invoice."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075586)

RA

Rob A.

Director

> "Paysimple is one of the best products around, creating a great experience in quick simple weekly payment processing."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075179)

AS

Ashley S.

Project Manager

> "The fact that there are two different platforms for merchant services which make the charges less transparent."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075246)

SB

Sameen B.

President

> "That we can debit our client fee anywhere without disturbing them and we are getting monthly payment on time."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076936)

ST

Susan T.

Manager

> "Payments via checking withdrawal do not appear on our daily failed payment report."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075389)

CP

Cody P.

Account & Systems Manager

> "The invoice builder is a little difficult to navigate, but overall it’s fairly easy to process the invoices/payments needed."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3070767)

JC

Judy C.

Principal

> "Doesn't allow me to indicate credit in either billing or invoicing."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3114864)

KF

Krista F.

Owner

> "Being able to process payments on the spot with the customer in their home is huge."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086193)

HN

Helen N.

Operations Manager

> "It's not always easy to find/contact the credit card processors because those aren't actually a part of PaySimple and require more..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064156)

AK

Abe K.

Owner

> "I like that it keeps all of my customer information and billing history in one place"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064285)

DB

Danielle B.

OWNER

> "The cost for running cards vs ACH, the fees per card adds up fast."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095617)

DT

Devin T.

Owner

> "It provides another option for our customers to pay for our services."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086133)

SM

Scott M.

President

> "Lack of reporting features for ytd billed, paid, outstanding."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3066497)

SS

Susan S.

Player Billing Coordinator, Financials

> "PaySimple makes it easy for our customers to make payment and view their accounts. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3080828)

CC

Celeste C.

AR

> "My only issue with it is that i sometimes do not get a notification of a payment being made"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075194)

MC

Marc C.

Owner

> "PaySimple offers an easy way to do this and I can rest easy knowing that on the 3rd day of the month, the funds hit my bank account."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064314)

OJ

Olin J.

President

> "We have to rely on clients to enter the correct payment amounts and they make mistakes. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075608)

MP

Matthew P.

CPA

> "It's easy for clients to pay me via ACH, and I don't have to give the clients the options to pay via CC"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064293)

MT

Mark T.

Project Manager

> "The support docs are not clear, have examples in only one programming language."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086138)

SM

Stephanie M.

Co-Owner

> "PaySimple is easy to use and has allowed me to set up payment options for the courses we provide and for our subscription program."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3097874)

HM

Henri M.

President/CEO

> "Recently tried to process customer credit card but PaySimple keeps giving error."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3070959)

PK

Peter K.

Senior Vice President

> "This solved a long term problem for us - Using Pay Simple was quick, and integrated seamlessly into our process"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3071565)

KA

Kate A.

Accounts Manager

> "Some features--like the Invoicing page, "looks" outdated."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064434)

PC

Patti C.

Customer Experience Manager

> "It is great being able to easily process payments when I am not the person who "normally" handles it."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086475)

GS

Gale S.

Owner

> "Tech1 had many clients denied billing and this was a total embarrassment resulting in loss of revenue."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3091276)

DO

Daniel O.

President

> "The ease of use in giving customers a URL where they can process their own payments is phenomenal."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075562)

BR

BarbaraAnn R.

Admin

> "Having to wait 5 business days for ACH payments to actually post to our account"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086134)

DM

Dave M.

President

> "I found it easy to setup reoccurring invoices and applicable payments each month."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3099315)

SB

Sameen B.

President

> "When i complaint about bad list, it never resolve and i even do not know how my client ended up in bad list."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076936)

AH

Andres H.

Owner

> "Automated billing and processing of payments I really like."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3079531)

DF

Dawn F.

admin

> "Invoice numbers don't always appear which can cause issues."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095454)

HK

Heather K.

Office Manager

> "The ease of sending a payment link to a customer and the easy to understand payment submission process."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086441)

GS

Gale S.

Owner

> "Tech support was never correct with their trouble shooting and every time tech support said the account was active or working, IT..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3091276)

LF

Lorraine F.

owner

> "Easy to process ACH payments when my customers pay their monthly invoices."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075198)

BF

Bernardo F.

Pastor

> "Furthermore, the public domain is not presentable, outdated, and generic looking. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064430)

VM

Vincent M.

C.E.O.

> "Managing, suspending or terminating recurring a ACH accounts is also very easy."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

BC

Brett C.

Pres

> "Setting up recurring billing and seeing who is on recurring is difficult. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075425)

SB

Seth B.

owner operator

> "It helped me grow into automated and mostly electronic commerce. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3097842)

CN

Celestine N.

Administrator

> "Chargebacks are issued from a different website and is a hassle."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086663)

BF

Bernardo F.

Pastor

> "I love its functionality being so diverse… but I hate setting it up and later generating reports. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064430)

VM

Vincent M.

C.E.O.

> "Doesn't ask the appropriate questions or cover most of the products or services that pay simple actually offers."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

TL

Tara L.

Office Manager

> "Recurring billing is by far the most useful feature for us."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064503)

TW

Tom W.

Finance Manager

> "There was an issue this past week with billing schedules not running as they should have."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075169)

[View Reviews](https://www.capterra.com/p/146664/PaySimple/reviews/)

MD

Mackenzie D.

Founder

> "I like the additional features that they roll out such as PayPal cash for customers that they can use at your store, the customer will receive a..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Ryan P.

Owner

> "The two and a half percent fee really eats into your profit if you are doing larger transactions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

RD

Ruth D.

Designer

> "It’s a payment platform that allows me to accept customers payments online, on app or in store."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589)

William C.

manager

> "Can be as nosey about what the purchases are of, like the credit card companys. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7054171)

MD

Mackenzie D.

Founder

> "More importantly, I also like that I was able to customize my PayPal home screen to align with my branding."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Ryan P.

Owner

> "Thousands of dollars equals hundreds in fees."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

JB

Jennifer B.

Owner

> "I appreciate that PayPal Commerce allows customers the ability to pay easily for products or services rendered."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7042285)

TI

Terriyanna I.

Volunteer Support

> "Your account can be suspended for months without any explanation, it takes days to contact customer support, a lot of people do not like using..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4802921)

Ryan P.

Owner

> "I especially like saving up crypto over time on the platform, treating it almost like a savings account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

BJD

Brix Jasper D.

Account Executive

> "Some delays of payment somebody and bugs"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116)

RD

Ruth D.

Designer

> "I can manage it all in one place and have the icon on my website."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589)

YH

Yahya H.

Student

> "The biggest problem for me is the energy put into the modules used to make you use the PayPal service (pay, fund your account, etc.). And..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3484806)

MD

Mackenzie D.

Founder

> "I like that I was able to integrate PayPal into my Shopify account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Shola O.

Internship

> "However, their services like receiving of payment is not available to people in my home country, Nigeria."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906)

TB

Tony B.

Owner

> "It’s easily available on several different sites and platforms."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

KS

Kristina S.

Freelancer

> "There is no special cons, except for one and that is that Paypal mobile application is still not enabled in my country, so I have to log in to a..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891)

TB

Tony B.

Owner

> "They also have a credit service that is convenient."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

MB

Meghan B.

Owner

> "Not worth paying for. Since they disconnected their own payment processing and use an outside company it's more difficult to use."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6143877)

JB

Jean B.

Training Specialist

> "It integrates with a wide array of websites and makes payment processing a breeze and very secure"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6329516)

Luis S.

TRADE MARKETING TRAINEE

> "I did not like when the app did not recognize my credit/debit cards for some reason. When that happens to me, I do not know what to do as I do..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460786)

Houyamne A.

UI Designer

> "It helps us to create and easily manage invoices, make payments, and accept payments in different installments."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

ZC

Zhulieta C.

administrativo

> "A month had made a copra over the internet with payment paypal discount the money and did not pay the purchase, it takes 40 days to refund the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548)

Houyamne A.

UI Designer

> "The most amazing phase of it is that it supports recurring billing, helps us to better manage risks, and overall; onboards customers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

FE

Ful E.

Accountant

> "Most countries in Africa are restricted from sending money money but can only receive."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4777731)

James G.

Marketing Specialist

> "Overall, PayPal is a trustworthy and efficient payment solution."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7096943)

JN

Jessica N.

Accounting Assistant

> "What I like least is that when I open the app on my cell phone, in addition to the digital one, it also asks me to confirm the device by text..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3552936)

TM

Tholang M.

Owner

> "They provides us with history on our transactions, which is good for tracking and analyzing sales over time."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5039919)

Melissa T.

Associate

> "Like most PayPal branches, customer service leaves a lot to be desired."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305)

AC

Amine C.

Farmer Operator in Crop Production

> "The trust associated with the PayPal brand helps boost customer confidence and conversions"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6599333)

PA

Pascal A.

Freelancer

> "Sadly, what I dislike is the transactions fees are a bit high. And I think the PayPal bots are 'overly sensitive' thereby disabling people's..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618)

ST

Senthamizhkaviya T.

NA

> "I like that it gives timely updates on each step of the process to my email. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481)

CC

Carissa C.

Teacher

> "Add more features or ways to secure funds and bank accounts because, honestly, at first, I was hesitant to link my bank account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4290677)

EK

Elena K.

Teaching Assistant

> "Paypal is a great commerce platform for making payments to different companies, small business owners and has a great customer service team."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6058911)

ED

Evandro D.

CEO

> "The only thing lacking in my humble opinion is the ease with which in Brazil the competitor has Pagseguro or Mercado Livre to be able to pay in..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3483436)

TB

Tony B.

Owner

> "Great service."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

BB

Benjamin B.

Owner

> "sending funds of $100 to my daughters for New Years, i attempted to send funds $100 to my other daughter, but was declined, so concerned i called..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3280727)

RM

Richard M.

None

> "I love PayPal because their lot to do even making money online for PayPal cash"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6483264)

Moustafa Medhat A.

Student

> "I don't like that I can't change my address or Paypal's country. When moving from one country to another, I need to open a new Paypal account to..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3306629)

RK

ROLIES K.

MANAGER

> "Very diverse, can be used in a lot of different countries as well"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6608230)

VR

Verified Reviewer

Career Coach, Counselor and Art\_Therapist

> "When transferring money to the bank account, the service costs are high, in my opinion."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460702)

CS

Charles S.

Owner

> "Easy and efficient way to manage your regular transactions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6334824)

OS

Obrian S.

Surveyor

> "What I really don’t like about PayPal which I think they should fix is that sometimes when am sending money to it’s not showing my card details..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3292995)

Houyamne A.

UI Designer

> "Paypay commercial platform helps us to accelerate business growth and deliverables."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

Alejandro R.

Environmental engineer

> "We have also noticed that the commissions that PayPal receives are a little higher than other payment gateways. And finally, what has caused us..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3316149)

CT

Cosmin T.

Welding Engineer

> "PayPal offers the option to link your bank account with your paypal account, allowing you to transfer funds from your paypal balance to your bank..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107)

Peter U.

Sales man

> "I became unhappy when I couldn't withdraw in my local currency NGN to my naira bank account. And I found it hard linking my NGN master card to..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2811813)

Houyamne A.

UI Designer

> "The Paypal commercial platform helps us to go beyond just simple payment collection."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

WP

Wasim P.

Private Tutour

> "Despite PayPal being easy to use, the biggest drawback for me is the fee charged by the company to receive funds from someone else."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3475370)

ST

Senthamizhkaviya T.

NA

> "Easy to transfer and accept money, at one click. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481)

MNB

Mohd Nubli B.

Lecturer

> "This limits the payment options available to customers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209)

VR

Verified Reviewer

Owner

> "I love PayPal and use it daily it’s great for sending and receiving money and invoices and things"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4804273)

VR

Verified Reviewer

Animal caretaker

> "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681)

AN

Alison N.

Teacher

> "I feel safer using PayPal for online purchases, especially if it's somewhere I will only order once from."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4897617)

MM

Misty M.

Co-owner

> "Even if the sender of the money calls customer support and verifies the transaction you are still stuck waiting the 7 business days."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591)

César C.

Computer engineer

> "It is the service in which I keep my money, that says it all, it is an application that gives me security and confidence, I think that is the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3455775)

JG

Juan G.

Sales Manager

> "It needs to improve in terms of time, many times the waiting time for a refund is very long and the customer service response is not the best."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2940627)

PW

Patric W.

PhD History

> "It is easy to use AND meet the safety standards."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6289942)

Gary G.

Marketing Director

> "Sometimes payments are withheld as a security measure, this can certainly affect the performance of a secure transaction as it can slow down the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3184826)

SB

Sunil B.

Customer Service Consultant

> "Overall, a great payment gateway that is very secure and user friendly."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6658310)

IF

Iesiah F.

Medical records secretary

> "Forgetting my password can be a hassle sometimes"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3506971)

BJD

Brix Jasper D.

Account Executive

> "Excellent and so exceptional in terms of features"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116)

RP

Ramya P.

Research Fellow

> "Using Paypal since I am not comfortable sharing credit card details on e-commerce platforms that I cannot authenticate."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2975212)

BJD

Brix Jasper D.

Account Executive

> "Its easy to use and its very friendly to navigate"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116)

CS

Carl S.

Illustrator & Graphic Designer

> "The fees they charge for business use are a bit high. And the fact that you have to manually transfer your money to an external bank account is..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2909768)

Shola O.

Internship

> "I can make payments for good and services worldwide."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906)

JJ

Jane J.

Analista de Marketing Digital

> "In my paypal account in japan I also couldn't register my bank, there are only a few banks available that I don't use."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3182933)

AG

Ashley G.

Owner

> "Paypal has made running the financial part of my business souch easier."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4901409)

JL

Johnny L.

Customer Service Representative

> "receipt can be edited and money and account can be hacked by the hackers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3412491)

MT

Martin T.

Designer

> "Fast and secure payment solution, which works well for businesses and between international banks and credit cards."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4291711)

VR

Verified Reviewer

Realtor

> "Lately, I have had every payment held for 21days simply because it's a virtual product, and customer support hasn’t been helpful at all."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3326690)

BB

Bryant B.

Business Owner & Trainer

> "I use templates when sending invoices which helps a lot and cuts down on time."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3811274)

Sébastien G.

Developer

> "I did have a lot of bugs while testing and customer service was very slow to answer. When you are on a rush in every day wrking life, it is very..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2816063)

VR

Verified Reviewer

Financial Analyst

> "PayPal is eas to use, safe, and very fast. When they say 2-3 days, it's usually overnight. If you have a small business, and want to set p..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4255966)

MM

Misty M.

Co-owner

> "If you receive or send money over a certain amount they will put it on hold for 7 business days."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591)

KS

Kristina S.

Freelancer

> "Checkout is very fast and easy and does not require a return to the previous pages, everything is done in a few seconds and the money is..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891)

NF

Nathan F.

Owner

> "I was able to start collecting payments very easily, but ended up losing trust in the entire platform after the way they handled my account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2861643)

ZC

Zhulieta C.

administrativo

> "I like the speed in transfers, I like the speed in the payments of purchases that I usually make online."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548)

Lunga K.

CEO

> "Many banks in my country doesn't support PayPal and that gives me challenges always with withdrawals."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3414749)

FE

Ful E.

Accountant

> "It is one of the most used payment option worldwide"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4777731)

VR

Verified Reviewer

Enterprise Resilience Officer

> "Some domestic features in certain countries may not be useable due to local rules, but this is outside paypal's control."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3029610)

[View Reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

## User interface

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)

4.46 (297)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)

4.64 (499)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

PaySimple

Top features

19/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/146664/PaySimple/#features)

PayPal Commerce Platform

5/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/179252/PayPal-Checkout/#features)

### Recognition

No recognitions have been awarded to PaySimple

No recognitions have been awarded to PayPal Commerce Platform

### Deployment & support

PaySimple

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

PayPal Commerce Platform

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PaySimple

-   By KickServ
-   Located in United States
-   Founded in

PayPal Commerce Platform

-   By PayPal
-   Located in United States
-   Founded in 1998

## Popular Comparisons

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

vs

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[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

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4.6

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[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

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[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

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4.5

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4.6

4.6

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[View full comparison](https://www.capterra.com/compare/179252-222572/PayPal-Checkout-vs-Venmo-)

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

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Features

4.5

4.4

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[View full comparison](https://www.capterra.com/compare/123889-146664/Stripe-vs-PaySimple)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

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4.5

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4.5

4.6

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4.5

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[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

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4.4

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4.2

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[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

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Contact vendor for pricing

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Features

4.6

4.6

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[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.46 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

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Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-146664/NetSuite-vs-PaySimple)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/)

$0.01

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/179252-229452/PayPal-Checkout-vs-Afterpay)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,657)](https://www.capterra.com/p/83891/Shopify/reviews/)

$0.01

Price

$29/month

4.5

Features

4.4

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/83891-179252/Shopify-vs-PayPal-Checkout)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

$0.01

Price

$25/month

4.5

Features

4.4

4.6

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/179252-221412/PayPal-Checkout-vs-authorizenet)