---
title: "Compare Quicken vs Wave 2026 | Capterra"
description: "Unsure of what to choose? Check Capterra to compare Quicken and Wave based on pricing, features, product details, and verified reviews."
source_url: "https://www.capterra.com/compare/151854-178021/Quicken-vs-Wave-Apps"
page_type: "comparison"
language: "en"
---

# Quicken vs Wave Features and Cost Comparison

Last updated September 16th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

QuickenWave2/4 selected

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (468)](https://www.capterra.com/p/151854/Quicken/reviews/)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

[## Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (468)](https://www.capterra.com/p/151854/Quicken/reviews/)

Starting Price

$47.88/year

Value-for-Money

3.8

Functionality

3.9

Ease of Use

3.9

Customer Service

3.5

Reviews Sentiment

Based on [468 reviews](#user-reviews)

Positive

346

Neutral

51

Negative

71

[## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Starting Price

$19.00/month

Value-for-Money

4.6

Functionality

4.2

Ease of Use

4.5

Customer Service

4

Reviews Sentiment

Based on [1,730 reviews](#user-reviews)

Positive

1,511

Neutral

107

Negative

112

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

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Usage Based,Per Month

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of reviewers  
rated it above 4 stars

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Starting Price

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Starting Price

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Flat Rate,Per Month

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of reviewers  
rated it above 4 stars

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 10,363 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Chart of Accounts

NA

Data Security

NA

Bank Reconciliation

NA

Billing & Invoicing

3.9

Accounts Receivable

4.1

80%Fit

High performer

Feature ratings

Chart of Accounts

4.5

Data Security

4.3

Bank Reconciliation

4.3

Billing & Invoicing

4.6

Accounts Receivable

4.5

User satisfaction

User satisfaction

3.9

User reviews[468](https://www.capterra.com/p/151854/Quicken/reviews/)

Ease of use

3.9

Functionality

3.9

Value for money

3.8

Customer support

3.5

User satisfaction

4.4

User reviews[1,730](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Ease of use

4.5

Functionality

4.2

Value for money

4.6

Customer support

4.0

Price starts from

Price starts from

$47.88Flat Rate, Per Year

-   Free version
-   Free trial

Price starts from

$19Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Primarily catering to businesses of all sizes, it is a property management solution that helps manage tax planning, tenants rent payments, and rental properties.

Best for

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## User reviews

Pros & cons

LL

LaDonna L.

Receptionist

> "I like using Quicken instead of a check register, because it makes recording checks easier (autofill, recurring..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7165844)

JH

John H.

President

> "I've used Quicken for many years. While it can be frustrating at times, I have found no other program on the market..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

JG

James G.

Director

> "We have found the QUICKEN offers us comprehensive options overall categorizing items making it easier in tax time,..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7142782)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "There is no practical way that I can match scheduled or other transactions already entered into my register with..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

RR

Rosanne R.

Owner

> "It's a wonderful program for small businesses to use, and there is little training needed to manage your invoices,..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7157003)

HL

Henry L.

Purchasing Manager

> "It was a bit overwhelming with alot of features, and setting up accounts and learning how to generate reports took a..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

VR

Verified Reviewer

Director

> "This is still the go to bill keeping and invoice tracking software for us, it has new features like send auto..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7070513)

MB

Michelle B.

Owner attorney

> "My accountant says she no longer uses it so I can't send her electronic Quicken reports anymore. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6786729)

RD

Raegan D.

Owner, Bookkeeper

> "I also really appreciate that my bank, credit card, and liability accounts can all be linked so the data is..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

EK

Edward K.

COO

> "Updating the software and/or restoring a backup can be sketchy at times."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

RR

Rosanne R.

Owner

> "We really enjoyed working with Quicken. But there were times when it felt very overwhelming for the size of our..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7157003)

KO

Keith O.

Owner

> "Very expensive, add ons cost way to much for what smaller businesses want to have there software priced at."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6817509)

JH

Joy H.

Director

> "I enjoy the ease of separating our money into the different budget categories and the convenience of being able to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

JH

Joy H.

Director

> "I have occasionally had trouble when a check is written incorrectly and needs to be reprinted."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

HL

Henry L.

Purchasing Manager

> "Most important to me currently is Investment tracking, so i can monitor stocks and retirement accounts with real time..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

DW

Deborah W.

Admin

> "For a small business it was missing some key components like payroll."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

JH

Joy H.

Director

> "It helps us keep our financial information organized in one place which makes it easier to make sure we are on track..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

JS

James S.

Owner

> "Reports are problematic and Quicken is not quick to fix their bugs."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6741825)

RH

Rick H.

Owner

> "This software allows me to track my income, expenses and investments all in one place."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6569281)

RD

Raegan D.

Owner, Bookkeeper

> "Not really a fault of the software but still an inconvenience."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "The hope that I could transfer my decades of data from "Quicken for the Mac 2007" to Quicken Classic Premier, for..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

HL

Henry L.

Purchasing Manager

> "The interface is not beginner friendly. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

VR

Verified Reviewer

Freelance audio typist

> "I like having all my income streams in one place and being able to create rudimentary invoices (although I prefer..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871715)

JH

Jason H.

Owner

> "Hard to integrate into the flow of my business"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

SK

Sheila K.

Admin

> "I found using Quicken to be very user friendly, making it easier to do my everyday tasks. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7151424)

DM

Deborah M.

Admin Assistant

> "The overall look of Quicken is outdated."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

RD

Raegan D.

Owner, Bookkeeper

> "I love that I can access Quicken Simplifi via the app on my phone or via the website."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

JK

James K.

Treasurer

> "There are glitches with some of the updates which messes up the check register."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6306573)

MM

Maggie M.

Administrative Assistant

> "One of the biggest advantages is how easy it is to copy and paste previous entries—it saves a lot of time on entering..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6573731)

BJ

Bob J.

Member Engagement Coordinator

> "I can't imagine keeping up with my household finances, retirement savings, and tax records without it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6443982)

Peter H.

President

> "I like having all my financial info in one place, I also like the online downloading of transactions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6686976)

Giau N.

Manager

> "Limited bank integration: We've had difficulties connecting our bank accounts with Quicken, making it challenging to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4497451)

DM

Deborah M.

Admin Assistant

> "Being able to edit and change my spreadsheet is unlimited."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

Nicholas B.

Senior Accountant

> "I also do not love how Quicken treats transfers between accounts as income and expense."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6449287)

NC

Nelson C.

Principal Broker

> "Web-based allows me to work off an iPad or iPhone instead of carrying my laptop around when I am on the road or..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6084081)

MM

Matthew M.

Leasing Agent

> "Sometimes the application runs slow, but that is more likely a cause of my older computer."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

JH

John H.

President

> "It makes it easy to keep track of expenses and bank accounts"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

DP

Donald P.

Broker

> "Some of the syncing and getring reports can be slightly confusing."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6165453)

JL

Jodi L.

CEO

> "The features and functionality of Quicken meet many of my business. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

VR

Verified Reviewer

Principal

> "Web App is very basic."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7001405)

JL

Jodi L.

CEO

> "It has more of a scaleable feature."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

CA

Craig A.

President

> "Quicken no longer allows this type of functionality and only allows you to store the main database on a local 'C'..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4836670)

RH

Ricky H.

Engineer

> "It is a powerful accounting tool that can provide a visual overview of different accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6035490)

JH

Jason H.

Owner

> "It was ok, but wasn’t easy enough to use"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

DM

Deborah M.

Admin Assistant

> "Quicken has been easy to use and budget my personal and small business accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

DP

Doug P.

owner

> "Customer service has declined in Boise office."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6227947)

DW

Deborah W.

Admin

> "Compared to other accounting software - it is much more cost effective."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

KS

Kurt S.

Financial Analyst

> "The pricing model is subscription based, the online syncing to bank accounts worked poorly and caused duplicate..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3508366)

SB

Susana B.

Veterinarian

> "I had a very technical question on a process, and customer support answered promptly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871130)

DN

Debbie N.

Manager

> "Quicken does not integrate with other accounting software, so users must manually enter data."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

KJM

KAYLA JANE M.

DIRECTOR

> "This program is best for individual use, and managing your own transactions unrelated to owning any business."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6149364)

GO

Gretchen O.

Artist owner

> "It disappeared from my computer and I even tried to download it from the website but it would not give me access even..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4373375)

JH

Jason H.

Owner

> "Has a lot of features for the average user"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

PE

Patrick E.

N/A

> "Neither banner contained a "dismiss" or "X-out" button, only a button saying "RENEW". Because the banners block the..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3267069)

LO

Laurie O.

office manager

> "It has helped streamline our business and has been so efficient in our accounting needs"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

CJ

Chad J.

Manager

> "Not as user friendly as other products I’ve used in the past."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6044294)

EK

Edward K.

COO

> "If there was a better option, I would go for it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

David M.

Disabled Tech Blogger

> "My least favorite thing about this software is that it now requires a subscription instead of buying the program for..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

David M.

Disabled Tech Blogger

> "I like the updated tax tables and current regulatory database for up-to-date tax prep tax schedules and deductions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

SR

Sharon R.

owner

> "I now am told I have to pay for subscription yearly. If I had known this at the intial purchase time, I would have..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4658409)

DN

Debbie N.

Manager

> "Quicken can help businesses track their income and expenses, so they can identify areas where they can save money."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

DP

Diane P.

Attorney

> "Glitches in downloads with bank sometimes mess up register"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3939655)

LO

Laurie O.

office manager

> "Quicken does so much more than your standard budgeting and financial keeping."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

DM

Dickson M.

Cyber security

> "It is difficult to get an investment account's information back on track and right if you make a mistake."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4331806)

SN

Stephen N.

Venture Advisor

> "The reporting capabilities are excellent!"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6570907)

MP

Marcellus P.

Delivery Driver

> "At this time it has become unstable with bugs and hiccups. Although basic it can be a headache at times."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4561322)

JH

Joy H.

Director

> "Quicken is very user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

JM

Joy M.

Strategic Event & Marketing Director

> "Sometimes I have issues with retrieving something; however, I believe it's user errors and I haven't taken the time..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4797467)

DB

Dee B.

Owner

> "Makes tax time easy! "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6834672)

MP

Michael P.

Attorney

> "It drives me crazy that you can't sync information between computers."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4959166)

RH

Randall H.

CEO

> "It is extremely easy to use and has very simple and understandable reports"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6582257)

JB

Joseph B.

President

> "Payroll options are expensive, and not all the options are available."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___5022681)

PH

PHILIP H.

Talent

> "It's user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6636703)

RS

Ronald S.

Outreach Coordinator

> "Didn't like how it told some of my future payments that allocated my interest for my car payments which made me want..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3599512)

GBT

Grant Bentley T.

Teacher

> "Spending charts / pie graphs are clear and 'quickly' ..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6170837)

AW

Arnie W.

No

> "daily crashes, slowest software on my computer, i would be embarrassed if i wrote this"

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4469366)

MM

Matthew M.

Leasing Agent

> "I love Quicken for my personal budgeting of my finances."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

Jeffrey A.

copywriter

> "It costs more than many others on the market, can be a but clunky in certain features"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4602940)

LO

Laurie O.

office manager

> "Hard to use in the beginning, however customer support has been great and has always been able to answer any..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

GG

Gerardo G.

Controller

> "Quicken often has issue connecting automatically to the financial institutions, therefore I prefer to manually..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3657318)

VR

Verified Reviewer

Physician

> "I like the ease of inputting numbers and some of the interface"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___2573985)

HL

Henry L.

Purchasing Manager

> "The interface is not beginner friendly. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

VR

Verified Reviewer

CEO

> "Integration with all my online accounts is excellent."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3289961)

JH

Jason H.

Owner

> "Hard to integrate into the flow of my business"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

SK

Sheila K.

Admin

> "I found using Quicken to be very user friendly, making it easier to do my everyday tasks. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7151424)

JH

Jason H.

Owner

> "Hard to integrate into the flow of my business"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

JH

Joy H.

Director

> "Quicken is very user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

Giau N.

Manager

> "Limited bank integration: We've had difficulties connecting our bank accounts with Quicken, making it challenging to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4497451)

PH

PHILIP H.

Talent

> "It's user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6636703)

DN

Debbie N.

Manager

> "Quicken does not integrate with other accounting software, so users must manually enter data."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

Giau N.

Manager

> "User-friendly interface: Quicken has a clean and intuitive interface that makes navigating and finding the..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4497451)

Lissa H.

Owner, photographer

> "It integrates with most financial websites but every now and then, it doesn’t play well with an account and it’s very..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3294222)

SB

Susana B.

Veterinarian

> "I had a very technical question on a process, and customer support answered promptly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871130)

JH

Jason H.

Owner

> "It was ok, but wasn’t easy enough to use"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

LO

Laurie O.

office manager

> "Hard to use in the beginning, however customer support has been great and has always been able to answer any..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

CJ

Chad J.

Manager

> "Not as user friendly as other products I’ve used in the past."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6044294)

GBT

Grant Bentley T.

Teacher

> "Finally I phoned customer service and they were amazing!"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6170837)

MH

Melissa H.

Secretary

> "THEY WILL MAKE YOUR EXPERIENCE WITH THE SOFTWARE NOT USER FRIENDLY. IF YOU ARE A BUSINESS LIKE MINE THAT YOU DO NOT..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___2786492)

[View Reviews](https://www.capterra.com/p/151854/Quicken/reviews/)

Amber M.

Owner

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

EK

Emir K.

Principal

> "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388)

Ron W.

Property Management, Development and Investment

> "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

KW

Kristyne W.

Travel Advisor

> "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967)

CB

Craig B.

Owner

> "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548)

ML

Melissa L.

Admin siding installer

> "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951)

JM

Jolly M.

Data Associate

> "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

BT

Brianna T.

Editor

> "They messed up our tax reporting and left us with outstanding taxes due."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455)

KC

Kimberly C.

Administrative Consultant

> "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138)

EK

Emir K.

Principal

> "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388)

MHE

Michael Herbert E.

Furniture Salesperson

> "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053)

ZD

Zeah D.

CPA, Owner

> "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409)

Salina T.

Owner

> "It was very quick to connect my banking unlike with Quickbooks which took a couple of days, Wave only took a few minutes to verify my..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7180682)

EK

Emir K.

Principal

> "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388)

PM

Pauline M.

Owner - Manager

> "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

PS

Perry S.

Property Manager

> "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

VR

Verified Reviewer

Engineer

> "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

FCY

Fu-Chieh Y.

Email Developer

> "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682)

NC

Nilsa C.

Music Therapist, Owner

> "This slows me down when I'm invoicing or reconciling accounts."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987)

CB

Craig B.

Owner

> "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548)

NB

Nick B.

President

> "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

SA

Suman A.

Owner,Bookkeeper,TAxPreparer

> "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951)

BT

Brianna T.

Editor

> "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455)

JC

Josh C.

Co-Owner

> "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051)

Ron W.

Property Management, Development and Investment

> "Lack of connectivity ability to import Banks & Credit Cards transctions"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

NC

Nilsa C.

Music Therapist, Owner

> "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987)

PS

Perry S.

Property Manager

> "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

AC

Aaron C.

Founder and CEO

> "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509)

KS

Kathryn S.

Coach and Consultant

> "Wave's integration with my bank has not always worked effectively, and that has caused some problems."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

CV

Criselen V.

Owner

> "It lets me save customer info and items with their price so that I can easily add it when making a new invoice."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239)

Ron W.

Property Management, Development and Investment

> "Poor Value for the money with paid version because each account requires additional pay subscription"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

TW

Tracey W.

Bookkeeper

> "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390)

CP

C P.

President

> "Ended up moving to another service because of poor support."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

JL

Joseph L.

Principal

> "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679)

PS

Perry S.

Property Manager

> "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

SJ

Sarah J.

Office Manager

> "I also love that you can individual turn on/off payments for each invoice and estimate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186)

AR

Alec R.

Owner

> "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637)

WEU

William E U.

Owner

> "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796)

MC

Marie C.

Executive Director

> "Their Payments by Wave function does not always match the payment to the deposit properly."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424)

AG

Alessandro G.

Owner, Operator

> "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

SC

Sean C.

Marketer

> "Some things are just weird, like when they hold the funds or do a review without explanation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580)

BT

Brianna T.

Editor

> "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455)

AG

Aaron G.

Owner

> "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

EO

Elvis O.

Audit Associate

> "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331)

Amanda J.

Owner

> "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

WL

Whitney L.

Business Owner

> "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695)

ZM

Zina M.

Owner

> "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573)

Nathan H.

Treasurer

> "Wave is a very cheap way for solo entrepreneurs."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716)

Tim O.

Partner

> "Wave went silent for weeks, only resolve was to email the company and those went unanswered. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329)

CP

C P.

President

> "The invoicing and payment acceptance is good."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

HM

Heather M.

Therapist

> "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

SD

Sienna D.

Massage Therapist

> "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373)

NB

Nick B.

President

> "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

SK

Sheila K.

Admin

> "What I liked about wave the most would be the pricing, it seemed I could easily figure things out."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231)

AR

Austin R.

director

> "They lied and mislead people into believing their products work across all banks and they don't."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484)

PH

Paul H.

Owner, Electrician

> "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893)

JM

Jolly M.

Data Associate

> "It is also disappointing that some banks are not fully implementable on the software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

DO

Donald O.

Executive Technical Director

> "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842)

AF

Alice F.

Property Maintenance

> "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189)

Amber M.

Owner

> "The customer support has always been helpful when I've needed it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

EK

Emir K.

Principal

> "This is unacceptable for a small business."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

BM

Brie M.

Operations Director

> "Not robust enough for complex accounting situations"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225)

DM

Dlkhosh M.

CEO

> "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062)

JO

John O.

Finance Officer

> "I do not experience challenges with Wave when running accounting projects."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711)

SK

Sheila K.

Admin

> "The free tools that wave offers is also a very good Plus."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

JM

Jenna M.

Operations

> "Easy to use and pretty conperhensive for invoicing and tracking."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566)

NM

Noureddine M.

Logistic manager

> "for the option pay roll it's not available in Quebec"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845)

AG

Aaron G.

Owner

> "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

PS

Perry S.

Property Manager

> "I have encountered two notable bugs within their software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

JC

Jamie C.

CEO

> "Wave provides a cost-effective and efficient platform that simplifies accounting."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390)

NK

Naveed K.

Managing Principal

> "Accounting was a problem."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220)

HG

Hylda G.

CEO

> "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819)

DG

Dana G.

Brand Designer

> "Features on the free plan are extremely limited"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6698919)

SA

Suman A.

Owner,Bookkeeper,TAxPreparer

> "Great value for small businesses."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951)

HM

Heather M.

Therapist

> "The process for automatically categorizing payments and income doesn't work as smoothly as it could."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

AG

Annie G.

Sr. Accountant

> "The reporting and dashboard functionality is easy to generate and great to track cash flow."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878)

HM

HELENA M.

Owner

> "Payables and receivables are regularly be out of balance because of rounding issues due to percentages. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6009153)

VR

Verified Reviewer

Operation Control

> "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6695057)

LE

Linden E.

Owner and Personal Trainer

> "It wasn’t intuitive either."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467601)

VR

Verified Reviewer

Accounting clerk

> "The best part about wave is that it is very budget friendly and the user interface is very easy to use and navigate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6865626)

KO

Kathleen O.

Owner

> "It lacked certain functionality that I needed for my business."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4557707)

AT

Ali T.

Business Development Manager

> "The interface is clean and intuitive overall."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6832344)

EK

Emma K.

Office Manager

> "Its extremely annoying that there isn't an easier way to do this, like clicking a button in the website."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___3012652)

EE

Eric E.

IT Consultant

> "It's intuitive, simple, and reliable."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7052088)

Ansley S.

Owner

> "It was a bit overwhelming to start using since there is so much to navigate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2438807)

JR

Jodie R.

Bartender

> "I liked the fact that it was very easy to use and integrating with other programs was fairly simple."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4773574)

JB

Jennifer B.

Mobile Notary

> "Lack of integrations, lack of customization options. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492)

FD

Faith D.

Consultant

> "It is easy to use and was easy to integrate with my business process."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4914373)

Jonathan D.

CEO

> "The PayPal integration never truly worked, and it seems they have no plans to ever fix it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2938764)

VT

Veronica T.

CSC

> "The software is very easy to use and has multiple integrations which is nice if you navigate through a lot of different softwares."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___3444758)

CK

Chanel K.

owner

> "I did not give it time to go through and set up and get things going."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6035837)

CD

Chineke D.

Ceo

> "So I plunged out into the internet looking for the best software to integrate, and Wave caught my attention the most as compared to..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2915344)

NV

Natascia V.

Freelance Writer

> "It can be very difficult to figure out or explain to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4635711)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

PP

Perla P.

CEO

> "I like how easy it is to use and be able to have everything you need in one place"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6693664)

CP

C P.

President

> "Ended up moving to another service because of poor support."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

VR

Verified Reviewer

Owner

> "Once of the easiest programs, I honestly can't find anything to 'complain' about."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6644125)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

JrmC

Jérôme C.

Financial analyst

> "Very straight forward and easy to getting to know"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6544165)

JC

John C.

Managing General Partner

> "Over $20K is sitting there, for services I have already rendered, and I cannot collect it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6199195)

[View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

## User interface

[Quicken](https://www.capterra.com/p/151854/Quicken/)

3.90 (468)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

4.37 (1,730)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting

150

Important

Accounting Integration

120

Important

Quicken

9/50

-   Access Controls/Permissions
-   Accounting
-   Accounting Integration
-   Accounts Payable
-   Accounts Receivable
-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   AI/Machine Learning
-   AP Automation
-   API
-   Approval Process Control
-   AR Automation
-   Audit Management
-   Audit Trail
-   Automatic Billing
-   Autonomous Task Execution
-   Bank Reconciliation
-   Billing & Invoicing
-   Bills of Material
-   Breadth of Partner Applications
-   Budgeting/Forecasting
-   Budget Tracking
-   Cash Flow Analysis
-   Cash Flow Management
-   Cash Management
-   Categorization/Grouping
-   Chart of Accounts
-   Check/W-2 Printing
-   Client Portal
-   Cloud Integration
-   Collaboration Tools
-   Collections Automation
-   Compliance Management
-   Compliance Tracking
-   Cost Tracking
-   Credit Card Processing
-   Currency Conversion
-   Customer Database
-   Customizable Alerts
-   Customizable Templates
-   Customization
-   Custom Reporting
-   Data Extraction
-   Data Import
-   Data Import and Export Tools
-   Data Security
-   Direct Deposit
-   Document Management

[See all features](https://www.capterra.com/p/151854/Quicken/#features)

Wave

Top features

21/50

-   Access Controls/Permissions
-   Accounting
-   Accounting Integration
-   Accounts Payable
-   Accounts Receivable
-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   AI/Machine Learning
-   AP Automation
-   API
-   Approval Process Control
-   AR Automation
-   Audit Management
-   Audit Trail
-   Automatic Billing
-   Autonomous Task Execution
-   Bank Reconciliation
-   Billing & Invoicing
-   Bills of Material
-   Breadth of Partner Applications
-   Budgeting/Forecasting
-   Budget Tracking
-   Cash Flow Analysis
-   Cash Flow Management
-   Cash Management
-   Categorization/Grouping
-   Chart of Accounts
-   Check/W-2 Printing
-   Client Portal
-   Cloud Integration
-   Collaboration Tools
-   Collections Automation
-   Compliance Management
-   Compliance Tracking
-   Cost Tracking
-   Credit Card Processing
-   Currency Conversion
-   Customer Database
-   Customizable Alerts
-   Customizable Templates
-   Customization
-   Custom Reporting
-   Data Extraction
-   Data Import
-   Data Import and Export Tools
-   Data Security
-   Direct Deposit
-   Document Management

[See all features](https://www.capterra.com/p/178021/Wave-Apps/#features)

### Recognition

No recognitions have been awarded to Quicken

Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports

### Deployment & support

Quicken

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Wave

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Quicken

-   By Quicken
-   Located in United States
-   Founded in

Wave

-   By Wave
-   Located in Canada
-   Founded in 2009

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