# Compare Holded vs Wave 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Holded and Wave based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/153384-178021/Holded-vs-Wave-Apps

---

# Holded vs Wave Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

HoldedWave2/4 selected

[Holded](https://www.capterra.com/p/153384/Holded/)[4.6 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

[## Holded](https://www.capterra.com/p/153384/Holded/)[4.6 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

Starting Price

€7.50/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [347 reviews](#user-reviews)

Positive

322

Neutral

9

Negative

16

[## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Starting Price

$19.00/month

Value-for-Money

4.6

Functionality

4.2

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [1,719 reviews](#user-reviews)

Positive

1,503

Neutral

107

Negative

109

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 14,936 reviews from billing and invoicing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Invoice Creation

4.6

Invoice Processing

4.6

Payment Processing

NA

Credit Card Processing

NA

Quotes/Estimates

4.5

64%Fit

Missing features

Feature ratings

Invoice Creation

4.7

Invoice Processing

4.6

Payment Processing

NA

Credit Card Processing

4.5

Quotes/Estimates

NA

User satisfaction

User satisfaction

4.6

User reviews[347](https://www.capterra.com/p/153384/Holded/reviews/)

Ease of use

4.6

Functionality

4.3

Value for money

4.2

Customer support

4.2

User satisfaction

4.4

User reviews[1,719](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.6

Customer support

4.0

Price starts from

Price starts from

€7.50Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$19Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

SMEs, freelancers, and accountant offices looking to optimise their management with a cloud-based software.

Best for

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## User reviews

Pros & cons

CR

Cory R.

ops

> "Ability to generate recurring invoices and send automated payment reminders, which helps users get paid on time."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___7061652)

VR

Verified Reviewer

Web Developer

> "The new update has a very different user interface and it makes it a bit hard for me sometimes to find the pages."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6585713)

OR

Olga R.

Partner

> "Although it has a small learning curve, it is a very powerful tool that helps small and medium sized businesses to have full control over a large number..."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6802672)

FR

Ferran R.

Finance Director

> "Some users have reported that the response time from customer support can be slow, particularly during peak times."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6334197)

SM

Steven M.

system technique

> "The entire manual process is now fully verified in the system, providing a secure database with real-time reports for perfect accounting."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6820591)

FR

Ferran R.

Finance Director

> "This can be frustrating when urgent issues arise that need immediate attention."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6334197)

FR

Ferran R.

Finance Director

> "Holded is a comprehensive business management software that offers several impressive features like User-Friendly Interface, Customization and Flexibility"

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6334197)

AC

Alfonso C.

IT Manager

> "It can be a bit overwhelming with all the different features at first, and the mobile app needs improvement."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6104767)

SM

Steven M.

system technique

> "The entire team can work on the same information, which helps prevent inaccurate or inconsistent data."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6820591)

JM

Joseba M.

CEO

> "Not suitable for growing companies (More than €6M in turnover) since the SII cannot be managed with the Canarian tax agency."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3535513)

Steve E.

labor Relations

> "accounting and invoicing was simplified in a very advanced way allowing the automation of tasks for a more agile and more organized work."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___4813191)

JM

Joseba M.

CEO

> "They refer you to some partners but it is not the solution either since exports from holded invoice lists are very limited technologically. If I had..."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3535513)

NS

Nicole S.

Accounting Manager

> "Our accounting is so much easier to manage since we started using this software."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6540722)

JR

Jaime R.

Sales Director

> "it´s a little bit lack of features for sales"

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3774218)

VP

Victoria P.

Business partner

> "Holded has a user-friendly interface and has simplified my invoicing and accounting processes."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___6091382)

EA

Eric A.

Big Data Engineer

> "Also, the \[SENSITIVE CONTENT\] complains about the difficulty of uploading payrolls (he has to upload one by one, filling a lot of fields)."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3364684)

LT

Lorenzo T.

Administrative

> "I like how everything is done, I can easily make the invoices for the sales team"

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___5031558)

JC

JR C.

Director

> "The software itself we know if designed and developed for the Spanish market and is now expanding through Europe, although there is still a number of..."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___2540414)

VR

Verified Reviewer

Team Lead

> "From invoicing in the company to personnel management, clocking in when you arrive at work and their mobile application is really good."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3704421)

BG

Bradley G.

Managing Director

> "The mobile app need an update as it’s no very easy to use unlike the computer version."

[See full review](https://www.capterra.com/p/153384/Holded/#Capterra___3365169)

[View Reviews](https://www.capterra.com/p/153384/Holded/reviews/)

Ron W.

Property Management, Development and Investment

> "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business and offers..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

KW

Kristyne W.

Travel Advisor

> "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967)

Amber M.

Owner

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

ML

Melissa L.

Admin siding installer

> "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and chatbot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951)

KC

Kimberly C.

Administrative Consultant

> "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and invoicing..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138)

BT

Brianna T.

Lead Editor

> "Wave filed my quarterly state taxes incorrectly, leaving me with penalties and interest that they refuse to reimburse me for."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

PM

Pauline M.

Owner - Manager

> "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968)

VR

Verified Reviewer

Engineer

> "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

AC

Aaron C.

Founder and CEO

> "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit cards in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509)

NB

Nick B.

President

> "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

CV

Criselen V.

Owner

> "It lets me save customer info and items with their price so that I can easily add it when making a new invoice."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239)

Ron W.

Property Management, Development and Investment

> "Lack of connectivity ability to import Banks & Credit Cards transctions"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

JM

Jolly M.

Data Associate

> "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more efficiently..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

KS

Kathryn S.

Coach and Consultant

> "Wave's integration with my bank has not always worked effectively, and that has caused some problems."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

DO

Donald O.

Executive Technical Director

> "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and AR."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842)

Ron W.

Property Management, Development and Investment

> "Poor Value for the money with paid version because each account requires additional pay subscription"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

MHE

Michael Herbert E.

Furniture Salesperson

> "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my bank account..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053)

ZD

Zeah D.

CPA, Owner

> "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the accounts are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409)

PS

Perry S.

Property Manager

> "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial reports..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

HM

Heather M.

Therapist

> "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way that you..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

FCY

Fu-Chieh Y.

Email Developer

> "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

SJ

Sarah J.

Office Manager

> "I also love that you can individual turn on/off payments for each invoice and estimate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186)

SC

Sean C.

Marketer

> "Some things are just weird, like when they hold the funds or do a review without explanation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580)

WEU

William E U.

Owner

> "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me in only..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796)

Amanda J.

Owner

> "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

AG

Alessandro G.

Owner, Operator

> "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

PS

Perry S.

Property Manager

> "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all bills are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

TW

Tracey W.

Bookkeeper

> "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390)

Tim O.

Partner

> "Wave went silent for weeks, only resolve was to email the company and those went unanswered. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329)

JC

Jamie C.

CEO

> "Wave provides a cost-effective and efficient platform that simplifies accounting."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390)

HM

Heather M.

Therapist

> "The process for automatically categorizing payments and income doesn't work as smoothly as it could."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

SD

Soma D.

Lead Educator

> "Love that I can clone invoices saving time for repeat services to same clients ( art coaching in my case)"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6335399)

NB

Nick B.

President

> "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AG

Annie G.

Sr. Accountant

> "The reporting and dashboard functionality is easy to generate and great to track cash flow."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878)

AR

Austin R.

director

> "They lied and mislead people into believing their products work across all banks and they don't."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484)

EO

Elvis O.

Audit Associate

> "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331)

PS

Perry S.

Property Manager

> "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced bookkeeper..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

VR

Verified Reviewer

Engineer

> "It is a simple, reliable way to track my income."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

AR

Alec R.

Owner

> "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And then never..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637)

WL

Whitney L.

Business Owner

> "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695)

BT

Brianna T.

Lead Editor

> "Highly unethical company that does not care about their customers at all."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

EM

Eric M.

Advisor and CCO

> "Overall good, it sufficient for a small business and has the essentials like balance sheet and P&L"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6779599)

MC

Marie C.

Executive Director

> "Their Payments by Wave function does not always match the payment to the deposit properly."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424)

KS

Kathryn S.

Coach and Consultant

> "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

MM

Monica M.

owner

> "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people will take..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000)

NB

Nick B.

President

> "Great value which helped manage based transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AG

Aaron G.

Owner

> "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

AM

Angela M.

Owner

> "I will eventually move up to one of the paid subscriptions as this program has enabled me to be more professional with invoicing."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6368547)

ZM

Zina M.

Owner

> "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider because I could..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573)

SD

Sienna D.

Massage Therapist

> "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to leave and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373)

TW

Theresa W.

CEO

> "You can't convert a percentage of an estimate to an invoice (industry norm)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466)

PH

Paul H.

Owner, Electrician

> "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893)

JB

Jennifer B.

Mobile Notary

> "Lack of integrations, lack of customization options. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492)

TA

Turan A.

IT Admin

> "It offers more simplified solutions especially for fast and urgent processes.creation of professional-level visual invoices, income and expense tracking..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4777057)

AJ

Angel J.

HMIS Operations Manager

> "Wave Accounting does not have advanced features that allow us to directly connect to other systems to import the data through an API instead of manual..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

RW

Ronald W.

procurement manager

> "with wave accounting am able to manage business procurement online like it since am able to send invoices and process payments through its payment gate..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4765642)

NK

Naveed K.

Managing Principal

> "Accounting was a problem."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220)

HW

Hasini W.

Software Engineer

> "The real-time financial snapshots and automated processes save our time a lot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796)

JM

Jolly M.

Data Associate

> "It is also disappointing that some banks are not fully implementable on the software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

AB

Albert B.

program Accountant ICYD

> "wave accounting is the best tool for accountant i like its user interface and its ability to be used on smart phones such as android witht the application..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4716746)

AF

Alice F.

Property Maintenance

> "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189)

BN

Baylee N.

Talent Partner

> "I like the Wave customer support team is very valuable they are always there to answer your questions and concerns."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7028749)

BM

Brie M.

Operations Director

> "Not robust enough for complex accounting situations"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225)

Amber M.

Owner

> "The customer support has always been helpful when I've needed it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

NR

Nabasirye R.

sales representative

> "the software is bit expensive for small business due to monthly charges and this may reduce on their ROI however packages for small business should be..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4771119)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

MA

Melanie A.

Consultant

> "It’s a tedious process when working on a client with multiple projects and I wish that it was possible to revert an invoice to a quote or copy as an..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4858454)

Amanda J.

Owner

> "It's very easy to use and can help process payroll, send invoices and keep track of expenses."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

KN

Kyle N.

Dentist Owner

> "Many issues arose but none was addressed."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6841735)

DM

Dlkhosh M.

CEO

> "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062)

JO

John O.

Finance Officer

> "I do not experience challenges with Wave when running accounting projects."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711)

Nweke C.

Founder, Lead Designer

> "I loved the app because I could easily manage my business finances from my mobile phone, follow up on due payments, track payments, monitor cashflow, and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4732250)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

GY

Graham Y.

Owner Operator

> "The payment system was great and I received my money fast."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7027007)

NM

Noureddine M.

Logistic manager

> "for the option pay roll it's not available in Quebec"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845)

JM

Jenna M.

Operations

> "Easy to use and pretty conperhensive for invoicing and tracking."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566)

AG

Alessandro G.

Owner, Operator

> "Employees have not gotten paid in 6 weeks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

MG

Morgan G.

Office Manager

> "Easily start using this product with minimum accounting knowledge or experience - free version gives you the ability to track all you expenses and income,..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4897686)

PS

Perry S.

Property Manager

> "I have encountered two notable bugs within their software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

[View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

## User interface

[Holded](https://www.capterra.com/p/153384/Holded/)

4.59 (347)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

4.38 (1,719)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Holded

Top features

21/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/153384/Holded/#features)

Wave

16/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/178021/Wave-Apps/#features)

### Recognition

No recognitions have been awarded to Holded

No recognitions have been awarded to Wave

### Deployment & support

Holded

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Wave

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Holded

-   By Holded
-   Located in Spain
-   Founded in 2015

Wave

-   By Wave
-   Located in Canada
-   Founded in 2009

## Popular Comparisons

[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

vs

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

vs

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4.3

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4.6

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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4.2

Features

4.6

4.4

Ease of Use

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[View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal)

[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (603)](https://www.capterra.com/p/268623/Abby/reviews/)

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4.3

Features

4.6

4.6

Ease of Use

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[View full comparison](https://www.capterra.com/compare/153384-268623/Holded-vs-Abby)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (603)](https://www.capterra.com/p/268623/Abby/reviews/)

$19/month

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4.2

Features

4.6

4.4

Ease of Use

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[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

vs

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€7.5/month

Price

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4.3

Features

4.3

4.6

Ease of Use

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[View full comparison](https://www.capterra.com/compare/120109-153384/Xero-vs-Holded)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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Price

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4.2

Features

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4.4

Ease of Use

4.3

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[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

vs

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Features

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4.6

Ease of Use

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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[Holded](https://www.capterra.com/p/153384/Holded/)[4.59 (347)](https://www.capterra.com/p/153384/Holded/reviews/)

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4.3

Features

4.3

4.6

Ease of Use

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

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