# Compare Stax vs Payoneer 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Stax and Payoneer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/157492-187086/Fattmerchant-Payments-Online-vs-Payoneer

---

# Stax vs Payoneer Features and Cost Comparison

Last updated May 22nd, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

StaxPayoneer2/4 selected

[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.1 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

[## Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.1 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting Price

$99.00/month

Value-for-Money

4.1

Functionality

4.2

Ease of Use

4.3

Customer Service

4

Reviews Sentiment

MC

JH

Based on [129 reviews](#user-reviews)

Positive

99

Neutral

5

Negative

25

[## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

3.8

Reviews Sentiment

Based on [762 reviews](#user-reviews)

Positive

638

Neutral

35

Negative

89

## Send this comparison chart to my inbox

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## Summary

* * *

Key features rated by users

Features selected based on 23,179 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

4.2

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.1

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.4

Online Payments

3.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.1

User reviews[129](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Ease of use

4.3

Functionality

4.2

Value for money

4.1

Customer support

4.0

User satisfaction

4.2

User reviews[762](https://www.capterra.com/p/187086/Payoneer/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

3.8

Price starts from

Price starts from

$99Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Smalls Business Owners Franchises Chains Restaurants Bars Retail Stores E-commerce Professional Services Legal Hotels/Hospitality Healthcare Salon and Spa Health and Fitness

Best for

Not provided by vendor

## User reviews

Pros & cons

MC

Michael C.

Owner

> "Easy process, support through set up and initiation of portals, simple transaction process, works well with our API and..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139402)

RP

Rebecca P.

Co-Owner

> "The least thing I like about Stax is just navigating how to take out the Debit fees and the monthly fees out of the deposits..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139703)

JH

Jason H.

Owner

> "Powerful Features: Users value the robust, all-in-one system that includes advanced invoicing, recurring billing, and..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7031409)

RJ

Rhonda J.

Office Manger

> "I do not like that it does not have a option to print a receipt or that you can't email receipt unless you pay extra money."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102397)

RP

Rebecca P.

Co-Owner

> "Stax has saved me money by letting me charge the customer for using their credit cards and a low fee if they use debit cards."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139703)

LS

LESLEY S.

Therapist

> "The dashboard on the mobile app is not as user friendly or capable as I would like in checking daily, weekly charges."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139176)

AG

Alex G.

Owner

> "Money is directly deposited to my account with no problem usually within 1-2 days and the service provided and fees are..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7059133)

JK

Jennifer K.

Office Manager

> "I'm old fashioned and prefer calling in a customer issure rather than texting but I also did not take the time to look for a..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7086646)

AG

Alex G.

Owner

> "The machine is user friendly, and it automatically prints reports at the end of day for your production numbers."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7059133)

AK

Adam K.

COO

> "It all starts out well. But, it's very far from transparent and extremely shady with the fees and the pricing. If you..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6540804)

TS

Todd S.

Owner

> "After one month of using Stax as our merchant account provider, I can confidently say it has exceeded my expectations in..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139360)

EW

Emma W.

Practice Administrator

> "We were also told batches would automatically close out at the end of each day, also not true."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061545)

RG

Ron G.

Owner

> "They do offer unparalleled options for card processing with transparent billing and information. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885853)

LH

Lauren H.

CNP

> "I don't love that the cc processor cant be used unplugged but it is no biggie!"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061605)

BR

Brittney R.

Director of Revenue Cycle

> "Love that we have access to see all payments that are processed in a user-friendly portal. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102444)

JS

Juan S.

CEO

> "Without a native sync, we’re stuck doing duplicate data entry and manual reconciliations."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885884)

BC

Bijoy C.

Owner

> "Their platform feels more transparent, more merchant-friendly, and far better suited for real businesses—not just developers."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061539)

RS

Robert S.

Provider

> "I don't like that Stax is not able to integrate into our EHR system and we will now have to do more steps to take payments."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7008980)

TF

Tyler F.

CEO

> "Shop around, they are a little cheaper and really not much cheaper than Square their biggest competitor and Square at least..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6697642)

EA

EMILY A.

Executive Administrative Asst

> "Even after providing the requested information, I was told that it could take 48-72 business hours for information to be..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885843)

KP

Kim P.

Owner

> "I always get a follow-email to see if there is anything else I need from her which is great because I usually forget to ask..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7057226)

JS

Juan S.

CEO

> "The one major drawback is the lack of a QuickBooks connection—adds unnecessary bookkeeping work."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885884)

DN

David N.

Director of Software Development

> "Particular praise for \[sensitive content hidden\], who not only got us to the point of operating with successful..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7014432)

RB

Rebecca B.

Administrative Assistant

> "Occasionally the lowest tier support can be less than stellar."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7103313)

SK

Syeda K.

Owner

> "It also has simple billing and reasonable fees compared to other terminals"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7104601)

TF

Tyler F.

CEO

> "Their payments took 3-5 days to clear, customer service is not that good, and they always found every way they could to..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6697642)

EB

Edgar B.

Controller

> "We have no issue in regard to deposits, all transactions are accounted for."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102560)

TS

Todd S.

Owner

> "So no payments on Sundays it seems, but that could be because of my bank."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139360)

AM

Aaron M.

Operations Management

> "Jessica in customer Service was sooooo00000000 helpful with getting me into the Access my IQ website"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7135310)

AG

Alex G.

Owner

> "I get many calls to switch to competitors but have no reason to at this time."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7059133)

KH

Kaylani H.

Personal Trainer

> "I appreciate the automated payment method for clients that want to use it."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7049752)

EW

Emma W.

Practice Administrator

> "Terrible process with poorly trained sales reps and customer service agents. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061545)

RP

Rebecca P.

Co-Owner

> "The website is easy to manage and I get an email every day telling me how much was deposited into my account."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139703)

RJ

Rhonda J.

Office Manger

> "System is to old to hook up the our advanced wifi."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102397)

BG

Brian G.

Owner and Attorney

> "The cost of Stax seemed to be the best of any companies that I research, at least for law firm accounts."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139424)

CC

Crystal C.

General Manager

> "Processing can be slow, deposits up to 5 days til deposit clears from payments."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6659210)

BG

Brian G.

Owner and Attorney

> "The interface might not be quite as clean as LawPay, but is fine."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7139424)

TG

Tom G.

Owner

> "I’m frustrated that deposits are not always next business day."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102409)

KP

Kim P.

Owner

> "I'm busy so when I find a service I can trust and not question their practices, I stick with them. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7057226)

AK

Adam K.

COO

> "We've never used Performance Analytics, we've never asked for it, and we've already gone through this once nad have emails..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6540804)

DN

David N.

Director of Software Development

> "It has been a long and convoluted process to resolve all of our issues, but Stax Support has stuck with me, and resolved..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7014432)

ME

Marianne E.

Accountant

> "We have had some unique problems that although we are told how to fix it, we get push back from the next person who helps us."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7005193)

BC

Bijoy C.

Owner

> "Highly recommended for anyone looking for a reliable, efficient, and well-supported payment solution."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061539)

ES

Eric S.

Owner

> "Never could get a direct phone number to speak with someone through this whole incident, email only."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6846388)

SC

Sarah C.

Owner

> "It's important for our small business to save on business costs, Stax makes this possible"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7033596)

JE

JOSEPH E.

CFO

> "Customer service is rarely necessary, but the few times we have needed assistance the results have been slow and frustrating..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7014371)

ES

Elisa S.

Administrative Assistant

> "I really appreciated how thorough \[sensitive content hidden\] (my Customer Support Specialist) was on our support call ."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7068388)

DC

Donnette C.

Finance Director

> "I called the number on a previous statement but that was not the number for customer service."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7002494)

BB

Brittney B.

Practice Manager

> "The ability to invoice clients and email them directly is so convenient."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7028165)

GC

George C.

President

> "Integrating with shopify is difficult for business owners."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7036244)

JE

JOSEPH E.

CFO

> "Simplicity, issues are rare, price seemed reasonable at first but moved from an untouchable rate to merely competitive..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7014371)

KW

Kim W.

Owner

> "Very difficult changing bank accouts"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102464)

DK

Denise K.

Bookkeeper

> "We have had excellent sales reps and also you have an amazing support team that responds to our phone calls immediately"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885871)

JS

Jaspreet S.

President

> "Support and leadership both have been disappointing ao far."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061579)

TB

Twila B.

Office Manager

> "I like the fact that there is just one set monthly fee."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7118732)

VR

Verified Reviewer

Chief Operating Officer

> "This has caused us to scramble to set up another payment processing system. If we were not in a position to have some..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___4944064)

MM

Maisa M.

CFO

> "Very easy to utilize and you can schedule payments which is really cool."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061527)

ES

Eric S.

Owner

> "The savings pale in comparison to the pain and heartache of dealing with them."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6846388)

JK

Jennifer K.

Office Manager

> "He called me back very quickly and solved our problem all before we took our first payment!"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7086646)

JS

Juan S.

CEO

> "Big drawback: it doesn’t connect to QuickBooks."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885884)

KW

Kim W.

Owner

> "Love the cost associated with monthly use."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102464)

IP

Irene P.

Office Manager

> "It took 1.5 months to get our accounts switched. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7028258)

JB

Jason B.

Owner

> "I am enjoying the simplicity of cost structure. And the information available to me inside the software."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7014411)

AB

Adrienne B.

Office Manager

> "Sometimes these fees just show up out of nowhere."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885897)

JY

Jody Y.

Bookkeeper

> "The rate is way better than what we were paying before."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061535)

EM

Eric M.

Engineer

> "The application was pretty intensive, but I understnd why it is like that."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885985)

BC

Bijoy C.

Owner

> "The approval process with Stax was incredibly smooth and refreshingly straightforward."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7061539)

AK

Adam K.

COO

> "They add these fees with little or no notice and wait for you to dispute them. "

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6540804)

JS

Juan S.

CEO

> "The dashboard is intuitive, support is responsive, and fees are clear."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885884)

TF

Tyler F.

CEO

> "I never initially signed up for Stax Payments as they bought out the company I initally signed up with."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6697642)

JS

Juan S.

CEO

> "After trying other processors, this one has been smoother and faster for daily operations."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6885884)

VR

Verified Reviewer

Chief Operating Officer

> "This froze the majority of our collected funds, causing significant cash flow issues for our small business."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___4944064)

BP

Bhargi P.

Accountant

> "Overall, my experience improved significantly once I was able to get assistance."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7102969)

JC

Jose C.

Owner

> "Unfortunately it seems like most card processing companies play by the same rules."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6677635)

CS

Chelcie S.

Vice President Treasurer Owner

> "I can literally just wait a few minutes and know that someone will email me back pretty quick with an answer to my question."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7006914)

TF

Tyler F.

CEO

> "They nickel and dime and don't go to bat for you."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6697642)

BS

Barbara S.

Business Manager

> "There is virtually no learning curve and the performance and speed of the program is phenomenal."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7039196)

ES

Eric S.

Owner

> "Horrible customer service."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6846388)

ML

Meadow L.

Finance and Accounting Specialist

> "Caleb did a great with assisting me today and was very friendly which made it a good experience and makes me feel..."

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___7027248)

TF

Tyler F.

CEO

> "You are cattle as a customer here. Why join them?"

[See full review](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#Capterra___6697642)

[View Reviews](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Vivek K.

Founder

> "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

AS

Anabelle S.

Owner

> "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds,..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395)

Vivek K.

Founder

> "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044)

Portia A.

Nurse

> "I like how easy it is to receive payments from different platforms and in different currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Dwight M.

Cloud Solution Architect Manager

> "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

Portia A.

Nurse

> "The fees can sometimes feel a bit high, especially when converting currencies or withdrawing to a local bank account."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Elena D.

Global Marketing Manager

> "Payoneer is a virtual online platform that allows quick transactions between different units."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

Dwight M.

Cloud Solution Architect Manager

> "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "Their customer support could benefit from spanish speaking providers since i live in LatAm."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

DR

David R.

Dive Operation Manager

> "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504)

JE

Jackie E.

Director of Risk Management

> "Payoneer offers almost all the features available in PayPal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050)

Григорий Р.

chief

> "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238)

MQ

Michelle Q.

Medical Records Analyst

> "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214)

Antonino P.

Freelance translator

> "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

Dionne Joy M.

CEO

> "Payoneer is excellent and trusted global payment platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

JC

Jacqueline C.

Brand Designer

> "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688)

JT

Jessica T.

MD

> "It appears easy to use. If working with a reputable party it’s as easy to use as WISE."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

VR

Verified Reviewer

It manager

> "The fees can be a bit high sometimes, especially for currency conversion."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

Phyllis Wanjiku G.

Data Scientist

> "It is also easy to create an account and link to my local bank account if you live in countries other than the US."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6329913)

VR

Verified Reviewer

It manager

> "Also, customer support can be slow to respond when there’s an issue."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

Niel Winston T.

Scale AI annotators

> "I like transfering payoneer to another account it has no charges im very very very satisfied and happy using payoneer"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6334355)

JK

Jeff K.

Controller

> "They lock up your money for weeks at a time with no real explanation."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

Dionne Joy M.

CEO

> "Payment was received quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

Vadim D.

Assistant

> "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

JK

Jeff K.

Controller

> "The only positive about them is they have a decent Website."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

VR

Verified Reviewer

CTO

> "Also, you are often forced to change your password, but since your account is blocked while changing the password, you have to solve this through..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372)

VR

Verified Reviewer

It manager

> "My overall experience with Payoneer has been mostly smooth and reliable."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

YM

Yana M.

CG Artist

> "They blocked my account and funds under the guise of an “internal check”."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

AZ

Ahmed Z.

Online Gaming Account Merchant

> "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056)

JT

Jessica T.

MD

> "They will not offer assistance with claim backs."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

DA

David A.

Supervisor

> "What I like must service and the security, Payoneer is so secure and the service is good and amazing"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6318297)

VR

Verified Reviewer

CTO

> "The security system is paranoid, they force you to provide a bunch of documents (more than in a regular bank)."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372)

GCS

Gil C S.

President

> "The fees were an issue, but for international payments it worked very well"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

JM

Jerry M.

Sales Representative

> "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

Souleymane D.

Training assistant

> "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

MJ

Milomir J.

Customer Support Representative

> "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357)

TA

Tamer A.

Art director

> "What I like is that it is free, easy to open an account, and also has multiple currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830)

Antonino P.

Freelance translator

> "Payoneer's customer support is absolutely incompetent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

EO

Elvis O.

Audit Associate

> "The platform is easy to use, the transfers are reliable, and the customer support is helpful"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260)

LA

Lukman A.

Manager

> "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

ACF

Ana Clara F.

Administrative director

> "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183)

LB

Linda B.

Contractor

> "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562)

Souleymane D.

Training assistant

> "Payoneer is at your disposal for your international online payments, secure transactions, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Elena D.

Global Marketing Manager

> "the verification process for setting up a Payoneer account is cumbersome or time-consuming."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

SB

Sujata B.

Influencer

> "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914)

YM

Yana M.

CG Artist

> "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

Vivek K.

Founder

> "Responsive customer support and extensive knowledge base"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

VR

Verified Reviewer

Web Developer

> "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683)

Md R.

Graphics Designe

> "I'm working on Fiverr and Upwork as a freelancer and I use Payoneer for withdraw money. And I'm happy for Payoneer service."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4835888)

AD

Aamir D.

CEO

> "My payments are on hold and account is appearing as inactive in Walmart Canada."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409)

GCS

Gil C S.

President

> "Simple to use and with international reach that makes working with non-U.S. companies quite easy"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

JK

Jeff K.

Controller

> "They do not care about their customers. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

AJ

Alan J.

Analista de Sistemas

> "I have little to complain about this amazing international transaction app."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718)

Rajna S.

Architect

> "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035)

JT

Jamuna T.

CMO

> "Payoneer is a payment processor that will allow us to receive, hold and send money globally. And best of all, they offer local bank deposits..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3615945)

New melchizedec S.

Director

> "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928)

GT

Ganga T.

Owner

> "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143)

LA

Lukman A.

Manager

> "They have some weird policies and the customer service seems unprofessional and ineffective."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

Rodrigue N.

Project Manager

> "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552)

LB

Lindsay B.

Social Media Manager

> "The support is absent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870)

AS

Adeel S.

Software Developer

> "The biggest plus being their global reach."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651)

Suzette V.

Educator

> "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981)

TP

Teju P.

Chief Marketing Officer

> "Payoneer allows us to receive funds from all over the world and also allows us to easily withdraw to our local bank account in nepal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982)

JM

Jerry M.

Sales Representative

> "I would like to warn others of this super high charge by this company."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

FG

Fikru G.

Project Manager

> "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it,..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213)

Patricia M.

Content Creator

> "Not very flexible"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7069326)

SK

Sagar K.

CMO

> "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125)

Vadim D.

Assistant

> "Contacted Payoneer support to ask why the company's policy on the website misleads users."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

GF

Guadalupe F.

Legal Assistant

> "It has different currencies to use and is easy to understand."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955)

SG

Stav G.

Owner

> "They will not issue a refund or guarantee that these transactions will not recur."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559)

JS

JOCILENE S.

Administrador

> "Great rates, fast transfers and conversions, payment enters the account well before the deadline."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967)

Ben L.

.

> "I only got to experience their customer support and that is terrible."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297)

YD

Youcef D.

Marketer

> "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483)

JH

Julian H.

Website Design Freelancer

> "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

TP

Teju P.

Chief Marketing Officer

> "In that situation, Payoneer gives us the solution to accept payment from our clients and helps us to globalize our eCommerce business."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982)

JH

Julian H.

Website Design Freelancer

> "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

LG

Luicianna G.

assistant

> "Very intuitive and with good fees"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6813797)

VR

Verified Reviewer

Graphic designer

> "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313)

[View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/)

## User interface

4.11 (129)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

4.21 (762)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Stax

Top features

24/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#features)

Payoneer

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/187086/Payoneer/#features)

### Recognition

No recognitions have been awarded to Stax

Payoneer is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Stax

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Payoneer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Stax

-   By Fattmerchant
-   Located in United States
-   Founded in 2014

Payoneer

-   By Payoneer
-   Located in United States
-   Founded in

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[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.11 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

$99/month

Price

$0/month

4.2

Features

4.5

4.3

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/157492-275802/Fattmerchant-Payments-Online-vs-Square-Point-of-Sale)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.2

Features

4.3

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/187086-190778/Payoneer-vs-QuickBooks-Online)

[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.11 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$99/month

Price

Contact vendor for pricing

4.2

Features

4.2

4.3

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-157492/NetSuite-vs-Fattmerchant-Payments-Online)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,030)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.2

Features

4.5

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/187086-275802/Payoneer-vs-Square-Point-of-Sale)