# Compare Spendesk vs Payhawk 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Spendesk and Payhawk based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/157515-200192/Spendesk-vs-Payhawk --- # Spendesk vs Payhawk Features and Cost Comparison Last updated June 17th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: SpendeskPayhawk2/4 selected [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.7 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (188)](https://www.capterra.com/p/200192/Payhawk/reviews/) [## Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.7 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.8 Customer Service 4.5 Reviews Sentiment Based on [228 reviews](#user-reviews) Positive 220 Neutral 5 Negative 3 [## Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (188)](https://www.capterra.com/p/200192/Payhawk/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.4 Ease of Use 4.6 Customer Service 4.7 Reviews Sentiment Based on [188 reviews](#user-reviews) Positive 173 Neutral 13 Negative 2 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Xero 4.4 (3,307) * * * Starting Price $25.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 88% of reviewers rated it above 4 stars * * * Highest Rated ### Rippling 4.9 (4,836) * * * Starting Price $8.00 Per User,Per Month Free Trial Free Version * * * User rating 98% of reviewers rated it above 4 stars * * * ### Sage Intacct 4.3 (711) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 86% of reviewers rated it above 4 stars * * * ### Zoho Expense 4.6 (1,215) * * * Starting Price $3.00 Per User,Per Month Free Trial Free Version * * * User rating 97% of reviewers rated it above 4 stars * * * ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 8,373 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 63%Fit Missing features Not enough reviews Feature ratings Expense Tracking 4.6 Receipt Management 4.5 Expense Claims 4.8 Invoice Management \-- Timesheet Management NA 72%Fit Missing features Feature ratings Expense Tracking 4.4 Receipt Management 4.5 Expense Claims 4.6 Invoice Management 4.8 Timesheet Management NA User satisfaction User satisfaction 4.7 User reviews[228](https://www.capterra.com/p/157515/Spendesk/reviews/) Ease of use 4.8 Functionality 4.6 Value for money 4.5 Customer support 4.5 User satisfaction 4.6 User reviews[188](https://www.capterra.com/p/200192/Payhawk/reviews/) Ease of use 4.6 Functionality 4.4 Value for money 4.5 Customer support 4.7 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Spendesk serves growing businesses (50-1,000 employees) needing complete spend control from procurement to payment. Perfect for companies seeking AI-powered automation and full visibility. Best for Payhawk caters to enterprises, mid-market and SMBs in various industries across the globe. ## User reviews Pros & cons VR Verified Reviewer Head of RevOps > "It also offers great automations, particularly for expense management." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___7103589) VR Verified Reviewer Head of RevOps > "When reporting an expense, it can take a while to fill in all the fields - I wish the OCR feature would automatically fill them for me." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___7103589) Julien G. RevOps Specialist > "Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___7034469) SH Sameh H. Finance Manager > "We have had experience were credit card get blocked quite alot" [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___6745650) SAC S. Andrew C. CSS > "Use it mainly when I need to use a virtual card for an emergency for my customers great interface never has any trouble with it" [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___6002453) SM Sara M. Operations Specialist > "Then, the report at the end of the month needed to be modified because the import process to Netsuite was very touhg and the final..." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___4797045) VR Verified Reviewer CEO > "It allows me to have a better follow-up of my expenses management, it allows me to automate my invoices management by email." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___4409574) SM Sara M. Operations Specialist > "The multi currency was not very good covered, and we changed to other product." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___4797045) Ruben W. Head of Artificial Intelligence & Machine Learning > "I like being able to issue virtual cards for unforeseen expenses or employee travel, keeping a very detailed record of expenses in case of..." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___3646435) JM Jack M. Systems Manager > "Customer service was slow to respond and often unhelpful." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___4693354) Demian P. IT Director - Artificial Intelligence > "pendesk is a very effective expense control platform, which has allowed us to avoid budget disasters in our area and to keep a record of..." [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___3654071) JN Julia N. Head of Research > "Not much - I wish there were more proactive email alerts, but maybe I have not set this up right" [See full review](https://www.capterra.com/p/157515/Spendesk/#Capterra___2927775) [View Reviews](https://www.capterra.com/p/157515/Spendesk/reviews/) MP Mark P. Managing Director > "We integrated Payhawk into two of our property businesses at the end of 2022 and it has streamlined expenses superbly,..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679390) MO Michael O. Client Liaison Manager > "What i like the least is when i purchase an Amazon product it can take half a day or so for the transaction to show up on..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678111) NB Nico B. Finance Team member > "Payhawk was a complete upgrade from our previous system, cardhoilders are now able to code and submit corporate card and..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679317) VR Verified Reviewer Customer Service Manager > "The mail receipt feature doesn't always match receipts." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678190) VR Verified Reviewer Marketing and Sales Operations Associate > "The automation features and integrations help simplify tracking and approvals, making it a convenient solution for daily use." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678486) RoR Rocío R. Finance Annalyst > "Cost too much, the integration with our ERP wasn't good; , you need to pay if you want a physical credit card, and Payhawk..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4918597) Jochanan B. CEO > "Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___7128231) JC Jasmine C. Finance Manager > "Payhawk automatically fill in some information based on the invoice uploaded but some information can be wrong for examples..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013552) Ramtin T. Backend Engineer > "What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679335) MS Michael S. Administrationschef > "Picture optimization has given us some minor challenges with receipts that wasn't readable." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6018903) AM Anmol M. Finance and Accounts Admin Officer > "This is my first time using this system at my current workplace. And I like having clear visibility of expenses being..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6804624) NF Nicola F. Admin and Accounting > "It annoys me very much, as I have to try many, many, many times and try to find a way to fool the tool, to read/accept the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5079743) SP Santiago P. VP of Sales > "Automated Workflows – Simplifies approvals and reconciliations, reducing manual work." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6680634) LE Luke E. Project Management > "The mileage system is a bit inflexible and doesnt let you alter routes easily" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4907129) EV Elizabet V. People Operations > "The expense submission and tracking is a big optimization for any small or large scale business." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679466) DA Denzel A. Finance Assistant > "I struggle with seamless data entry on Payhawk" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610) VR Verified Reviewer CFO > "Great product, especially for companies with entities in different countries and having to pay in multiple currencies." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678100) SK Sarah K. HR > "Cannot schedule payments for future dates" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4951797) CL Charles L. Product Manager > "I used it as an employee who submits expenses for reimbursement, and I found the tool highly effective due to its simplicity..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679271) NU Natalia U. Senior Accountant > "certain Accounting/ Finance understanding of workflow is missing" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4986377) VR Verified Reviewer CCO > "Payhawk has helped to reduce times in spend and invoices management as employees directly treat with the platform and all the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5074013) AL Alejandro L. Senior VFX Artist > "There is nothing remarkable that has caused me rejection." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679918) NS Nicole S. Finance and Admin Assistant > "their customer service is quite responsive, the cards are compatible with google pay/ wallet as well" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6809467) MF Meltem F. CFO Assistant > "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807) JM Johannes M. Associate Water Engineering > "The auto populate from images of receipts is probably the best I've experienced for expenses software." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) MV Margot V. Chat coordinator > "I feel that the interface of the company expenses is quite hectic." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4992635) JM Johannes M. Associate Water Engineering > "Payhawk has made expense submission for me efficient and has removed the usual pain I have." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) JR Jennifer R. CFO > "A lot of employees seemed to struggle with activating their cards. " [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5069915) JP James P. Head of Finance > "Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679409) SE Sherene E. HR People Partner > "Each and every expense is separate and that makes it confusing." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6052769) VR Verified Reviewer KEY ACCOUNT MANAGER > "Payhawk makes expense management much easier, saving us time and hassle." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) TS Tristan S. SAP Consultant > "I really feel the impact of a missing SAP integration." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961) VR Verified Reviewer KEY ACCOUNT MANAGER > "The best way to record our company expenses is with a very user-friendly tool." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679639) JM Jack M. Systems Manager > "The UI of the website can be cumbersome and prone to breaking completely." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419) ML Marianne L. Junior finance change management > "It's a practical application for our company's purchases, especially one-time payments." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511) HG Hamish G. CFO > "OCR not always working, can be tricky to correct when it misidentifies" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4683003) [View Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/) ## User interface [Spendesk](https://www.capterra.com/p/157515/Spendesk/) 4.74 (228) [Payhawk](https://www.capterra.com/p/200192/Payhawk/) 4.60 (188) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Spendesk 28/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/157515/Spendesk/#features) Payhawk Top features 34/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/200192/Payhawk/#features) ### Recognition No recognitions have been awarded to Spendesk Payhawk is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Spendesk Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Payhawk Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Spendesk - By Spendesk - Located in France - Founded in 2016 Payhawk - By Payhawk - Located in United Kingdom - Founded in 2018 ## Popular Comparisons [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.74 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) vs [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.8 4.8 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/157515-211744/Spendesk-vs-getmoss) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (188)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,257)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.4 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-200192/Concur-Expense-vs-Payhawk) [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.74 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,257)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.6 Features 4.2 4.8 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-157515/Concur-Expense-vs-Spendesk) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (188)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,343)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.4 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-200192/Expensify-vs-Payhawk) [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.74 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) vs [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.85 (218)](https://www.capterra.com/p/207081/Ramp/reviews/) Contact vendor for pricing Price $15/month 4.6 Features 4.8 4.8 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/157515-207081/Spendesk-vs-Ramp) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (188)](https://www.capterra.com/p/200192/Payhawk/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Contact vendor for pricing Price $3/month 4.4 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-200192/Zoho-Expense-vs-Payhawk) [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[4.74 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