# Compare Zoho Invoice vs Zoho Books 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zoho Books and Zoho Invoice based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/163114-163115/Zoho-Invoice-vs-Zoho-Books

---

# Zoho Books vs Zoho Invoice Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zoho BooksZoho Invoice2/4 selected

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

[Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

[## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Starting Price

$20.00/month

Value-for-Money

4.4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.2

Reviews Sentiment

Based on [672 reviews](#user-reviews)

Positive

600

Neutral

45

Negative

27

[## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.6

Ease of Use

4.7

Customer Service

4.5

Reviews Sentiment

Based on [823 reviews](#user-reviews)

Positive

789

Neutral

28

Negative

6

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## Summary

* * *

Key features rated by users

Features selected based on 15,172 reviews from billing and invoicing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

72%Fit

Missing features

Feature ratings

Invoice Creation

4.7

Invoice Processing

4.6

Payment Processing

4.5

Credit Card Processing

NA

Quotes/Estimates

4.7

74%Fit

Missing features

Feature ratings

Invoice Creation

4.8

Invoice Processing

4.7

Payment Processing

4.5

Credit Card Processing

4.2

Quotes/Estimates

NA

User satisfaction

User satisfaction

4.4

User reviews[672](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.4

Customer support

4.2

User satisfaction

4.7

User reviews[823](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.7

Customer support

4.5

Price starts from

Price starts from

$20Other, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Zoho Books caters to businesses of all sizes across multiple industries, such as legal, real estate, retail, wholesale, education, maritime, financial services, healthcare, manufacturing and more.

Best for

Zoho Invoice is the perfect invoicing tool for freelancers and small business owners. It caters to the needs of every size of business, especially small businesses.

## User reviews

Pros & cons

VR

Verified Reviewer

Growth Head - Sales

> "It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

LT

Luke T.

Director and Tutor

> "Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place, despite..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6829781)

VR

Verified Reviewer

Gen Secretary

> "Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as well..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

DS

David S.

Customer Service Representative

> "The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

VR

Verified Reviewer

Gen Secretary

> "Data management is so good, i am uploading all the invoices too in the application."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

GK

Girish K.

Owber

> "No desire to even show how a feature works."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

Raj Shekhar S.

Cofounder

> "Their has been no product failures or issues, and new features are regularly rolled out too."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7066801)

GK

Girish K.

Owber

> "Zoho support has no solution for this."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

BB

Ben B.

CEO

> "Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SG

Sally G.

Customer Service Auditor

> "Some features don't work if you are not in the US."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

BB

Ben B.

CEO

> "Favorite feature: automated invoicing and payment tracking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DR

Darren R.

Director

> "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

Alfredo J.

Consultant

> "I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

AV

Alisodai V.

Proprietor

> "They were unable to give any solution for my problem even after 7 months time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7020672)

ME

Mohamed E.

manager

> "The best thing that has happened to me is the ease with which I can now complete all accounting activities with Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

HD

Haythum D.

IT Engineer

> "in Zoho Books can't customize more advanced financial reportsZoho Books is more costly compared to other accounting software..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352)

VR

Verified Reviewer

COO

> "I love the waste option of opportunities to adapt things like templates to automate as much as possible and safe time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

ME

Mohamed E.

manager

> "Data migration is quite difficult for businesses with a lot of data."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "One of the easiest interfaces for creating estimates and invoices is Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

MG

Michael G.

President

> "does not integrate easily with Microsoft Office suite"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335)

Dedre M.

Owner

> "Due to the fact that you can manager all financially transactions within your dashboard, including invoicing and billing, makes..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

DS

DAMON S.

Director

> "Uncleared notifications on the app that I just can’t seem to clear"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6466142)

ME

Mohamed E.

manager

> "The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

PB

Phillip B.

President

> "For example, if you accidently add a wrong item you will have to cancel it out on the books with another entry."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6178338)

NL

Nzai L.

project officer sanitation and hygiene

> "i like the ability of the software to manage clients online through clients patrol and making recuring invoices payments , its user..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4962668)

MA

Monica A.

program manager

> "the application is very hard to master mostly on how to handle recurring payments within your organization"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4983997)

DS

David S.

Customer Service Representative

> "It also offers great GST compliance features which are a big advantage for my business."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

AM

Alicia M.

Accountant

> "For example, in the UK a sales balance of -£100 means that the customer owes £100 pounds and has to pay."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821)

DR

Darren R.

Director

> "We love Zoho ability to access from anywhere and allows a business owner to monitor things even when they are not on site."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

TM

Theresa M.

CEO

> "They forgot to tell you to click on Settings first, and THEN select Preferences."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

Alfredo J.

Consultant

> "I enjoy how it integrates with their expense tracker and with PayPal."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SK

Stephen K.

insurance manager

> "it limits vendors list and once reached you have to pay additional amount first and its very difficult to learn basically how to..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4655805)

BB

Ben B.

CEO

> "Mobile app is a plus, gives real-time access to financials."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SY

Surjesh Y.

Software Engineer

> "Some users might discover that the software is not as customised as they would want. Although it has a variety of functions, there..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4628961)

Juan B.

CEO

> "I am able to set up recurring billing for my clients, which has saved me a lot of time and helped me maintain a steady stream of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

RE

Rajesh E.

DIRECTOR

> "expense print layout is against the income tax rules.. if any invoice is having more than 200 products the invoice will not open..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___3567105)

VR

Verified Reviewer

COO

> "Zoho Books combines quoting, invoicing in a very efficient way."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

SD

Sharif D.

Inventory analyst

> "the software is expensive in case you are purchasing it once"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4980610)

AT

Amy T.

CFO

> "Customization for our specific business was a huge game changer, as we didn't need to get outside help involved to make simple..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

HN

Hilda N.

Youth research advisor

> "The application is mostly very slow when updating it and in the process you may lose your data and in the due course costimg you a..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

JK

Jeethendra K.

Founder & CEO

> "The ease of using the zoho books across all the device since the data is stored in server rather than tally in which the data is..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___5019964)

TM

Theresa M.

CEO

> "This is the most non-intuitive, difficult, cumbersome, obscure programme I have ever worked with."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

CS

Connor S.

Brokerage Operations Associate

> "The invoices module in Zoho Books and very well laid out and easy to use for people who are new to these kinds of platforms."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6537888)

IL

Immaculate L.

Finance Director

> "The bank connection doesn't always work nicely, sometimes it delay to update and end up sending incorrect statements to customers."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4604401)

SG

Sally G.

Customer Service Auditor

> "The interface is clean and clear."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

TH

Timothy H.

CEO

> "For the business I have managed for the last 15 years, it is tough to migrate everything over. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4797274)

LL

Lydia L.

Blow Mold Operator

> "It uses automations which allows us to eliminate the manual entry work and reduce the dependency on the repetitive tasks."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6006953)

Jared L.

Business Development

> "No need to wait for another person to send an invoice and possibly lose the customer to dead time from 'Yes' to the ability to pay"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3859870)

JW

Joel W.

Program Manager

> "I like the way the software allows us to reconcile various transaction hence eliminating errors in reporting."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6167413)

WO

William O.

Manager

> "So I am just going to find something else can consider all the work I have done in my account as a loss...."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___5078207)

WT

Winnie T.

Manager

> "I've been able to manage the accountabilities while at my home by using this software to manage the accountabilities and project..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

MS

Melissa S.

CSR

> "Gets very expensive to activate advanced features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6002964)

VR

Verified Reviewer

Growth Head - Sales

> "Customer service is also very prompt and helpful team."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

Kirti V.

developer

> "However, some users have reported issues with customer support and limited customization options."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

Dedre M.

Owner

> "Zoho Books is helping our small business with financial reporting and keeping track of our income and expenses."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

Shyamal P.

Founder

> "They forced us to buy 12 months subscription saying migration won't be done unless we pay2."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

WT

Winnie T.

Manager

> "I use it for project planning and accounting While sitting in my dining room therefore it eased work for me"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

JV

James V.

Assistant Management Accountant

> "Team collaboration related features of Zoho Books are not quite sufficient for our requirements."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4070417)

VV

Vikas V.

Software Consultant

> "Reports are a great way to break things down for more clarifity."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6685125)

Becky F.

Software Developer

> "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391)

KI

Kalume I.

Senior IT technician

> "The software integrates with Zoho invoice which makes work of creating invoice easy and massive. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5003016)

VR

Verified Reviewer

Software developer

> "Limited customer support users can only access support via email or live chat,- limited user permissions"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276)

Juan B.

CEO

> "I was able to easily and quickly track my income and expenses and generate financial reports in seconds."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

Kirti V.

developer

> "Zoho Books offers limited support options, which may be frustrating for users who require immediate assistance."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

AT

Amy T.

CFO

> "It is great for companies with project management, from estimate to sales order to purchase orders and Invoicing."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

VR

Verified Reviewer

Land Surveyor

> "There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___3433842)

BB

Ben B.

CEO

> "Cloud-based with a solid mobile app so good for being on the go."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DP

Darshan P.

Administrator

> "It has more user restrictions and payroll service is not available."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4775876)

VK

Vinit K.

Backend developer

> "The ability of Zoho Books to handle accounting chores like billing, expenditure tracking, and bank reconciliations is one of its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4623050)

BH

Ben H.

Manager

> "Very little hand holding or clues for the average business user that doesn't have an accounting degree."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4622616)

GK

Gatuko K.

Accounting Manager

> "It handles accounts payable and comes with lots of data security features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6174493)

SV

Shanmugam V.

Article Trainee

> "The data migration from our old software to Zoho was a bit difficult."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740)

HN

Hilda N.

Youth research advisor

> "With Zoho book I have been able to manage customers and suppliers interaction using client protal and by sitting up payments..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

FF

Frank F.

President

> "When there is an update with the a financial institution Zoho Books takes forever to make that update causing issues with keeping..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3503773)

JU

Judith U.

Procurement officer

> "It is great for small businesses and easy to use."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6824666)

BC

Briana C.

Accounts Payable Manager

> "Now that things are web-based when the wi-fi goes out I can't use the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4344049)

SA

Sayed A.

Project Engineer

> "It has automation capabilities, such as automatic bank feeds and recurring invoices, have been praised for saving time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4741271)

Shyamal P.

Founder

> "This migration tool fails for unknown reasosns."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

TA

Tarek A.

Customer Service Specialist

> "I get tasks related to real-time management, such as interval billing and invoicing, so ZohoBooks' features are practical for this..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4602422)

MK

Milena K.

Bookkeeper

> "Limitation of the functions and the customer service wasn't as expected."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4789839)

[View Reviews](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

JR

Julie R.

Owner

> "What I like most about Zoho invoices is the ability to create custom invoices and send them to my customers."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7047359)

MAU

Marcos Alberto U.

Manager

> "On the billing system although it is very complete it can be confusing for some new users, it can be difficult to..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6561443)

MM

Matthew M.

Summer Talent Intern

> "Zoho invoice is free for use making it my favorite tool for creating invoices and it makes it easier to track..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7052937)

SK

Shawna K.

Executive Director

> "Zoho implemented OneAuth that doesn't work so every month when I go to login & send invoices I can't"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6846447)

VR

Verified Reviewer

Business Manager

> "We are able to track our in-house lab invoices which makes it easy for me to calculate month end totals."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7015112)

BC

Bernard C.

Owner

> "i can't go mobile yet to make my clients receipts right there when they ask, I have to email them, and they be..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6507519)

VR

Verified Reviewer

Writer

> "You can choose from a ton of beautiful and customizable templates, add your logo and even automate recurring..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230)

VR

Verified Reviewer

Musician

> "It's also a little annoying to set up invoices for time - I work as a musician and often have to bill people for a..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6610151)

VR

Verified Reviewer

Founder of NKS PVT LTD

> "With the help of this I was able to send professional invoices quickly along with automatic payment reminders to my..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6462222)

SS

Sally S.

Tutor

> "I don’t like that once you set up a customer, you cannot change the monetary unit they are invoiced in once you have..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776)

GS

George S.

Senior Recruiter

> "Zoho Invoice is an exceptional invoicing solution, particularly for freelancers and small businesses looking for a..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6617552)

DY

Daniel Y.

Director

> "Difficult to handle invoicing in more than one currency in this free version."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6430866)

RT

Ricki T.

Owner

> "It is a great free tool that makes it super easy to send invoices and collect payments together in one place"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7137830)

DZ

Dana Z.

Owner

> "It is quite a bit confusing at first, trying to figure out how to adjust the email. "

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6819796)

Sarp O.

Founder

> "It succeeds in meeting all the needs of managing the very basics of accounting like creating and sending a quote, an..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6653863)

MAC

Miguel A C.

Sr. Consultant

> "I use it as a replacement for quick-books that has now decided to make even the desktop version a MONTHLY..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5051167)

MC

Mary C.

Managing Director

> "Simple, high level of functionality, free for first 1000 invoices, genuinely supporting small businesses, excellent..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6743628)

RR

Renato R.

Video Production

> "Sometimes it can get complicated to understand all the different features and how they work without having to be an..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6649948)

NS

Natalie S.

Senior immigration Advisor

> "Zoho invoice is free of charge and it's easy to use the pre made template to create invoce and receipts."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7068498)

JL

Jay L.

Owner operator

> "Don't like that it will erase your account if not used in 6 months."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6504558)

VR

Verified Reviewer

Writer

> "It features a dashboard where you can keep track of your business performance with insightful charts and graphs."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230)

VR

Verified Reviewer

Writer

> "You can’t produce financial statements."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230)

ET

ELAYNA T.

PRESIDENT

> "I LOVE THE FACT THAT ITS FREE AND STILL COMES WITH THE ABILITY TO ADD YOUR EXPENCES FOR EACH JOB SITE, AND EVEN..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6510942)

SG

Sunil G.

Partner

> "Some features are hiding and cannot be found easily."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447)

CH

Christopher H.

Owner

> "The payment processing is simple and has all the features that I need for my small business."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7009611)

TS

Tiffany S.

Accounting

> "The Zoho product especially Zoho invoice is costly like hell"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6613947)

AK

Ashfak K.

Senior executive

> "It provides a clean, user-friendly interface that makes creating and sending professional invoices simple and..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567410)

AV

Alan V.

Assessor

> "Option to email is a little difficult."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745)

AH

Alton H.

owner

> "Zoho has awesome features including different payment gateways to receive credit card payments."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6490643)

Pedro L.

CEO

> "Since it is not a certificated solution, it cannot be used in many countries where certified invoicing software is..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6186398)

VR

Verified Reviewer

Writer

> "With this software, you can send invoices with ease from mobile or web and get paid quickly."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230)

Lynda D.

business systems strategist

> "when a new invoice line is entered, the empty default line remains and has to be deleted"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4815713)

KD

Katie D.

Human Resources Generalist

> "They're the way to go if you want an invoice platform with a almost seamless interface, without paying top dollar."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612)

VR

Verified Reviewer

Marketing Manager CRM

> "Some features are unusable."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6351595)

MR

Martin R.

Owner

> "It was an essential tool to access to invoice clients as a small business."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907)

GC

Gina C.

Founder/Partner

> "I cannot bill different currencies for the same client in different invoices. "

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___5017042)

Sara B.

Accountant

> "The way I can crate and manage invoices for all customers is spectacular"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6641411)

PR

Peter R.

Creative

> "It's a shame they won't let you delete old customers on the free system but retain invoice history."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6053753)

VR

Verified Reviewer

CRM Manager

> "overall experience was very good, i used zoho invoice for sending out the invoices to my clients and vendors and..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6615579)

RS

Raziela S.

Owner of WMA and Music teacher

> "I am unable to link my bank account to zoho invoice because I am based in South Africa."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302)

SS

Sara S.

Property Manager

> "I also love the level of customization regarding color scheme, logo, etc."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251)

Skyler B.

Freelance Content Writer

> "I don't like the way that the card payments via Stripe appear on the invoice."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4801370)

DA

Doreen A.

Sales Manager

> "I have had an easy time preparing invoices with the software as it deals with all areas of invoicing and reporting..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6179502)

SG

Shauna G.

packager

> "sometimes have issues."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6668593)

KD

Katie D.

Human Resources Generalist

> "What's also helpful is the fact that I can craft invoices in different languages."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612)

AG

Adam G.

Deputy executives officer

> "the application is slow on mobile phones yet many user are using android phones"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4971695)

Sergio A.

Director

> "It has all features needed for freelancer like design of invoice, templates, tracking, etc."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4852169)

RS

Raziela S.

Owner of WMA and Music teacher

> "I can't afford the dollar to South African Rand exchange rate per transaction."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302)

RV

Rene V.

Partner

> "We registered our small business and didn't have capital to buy software or anything and with Zoho it was so easy I..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6655852)

JH

Jessica H.

Owner and Designer

> "After researching other options, I decided that Zoho Invoice no longer met my growing needs."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076)

BB

Brian B.

Business Owner

> "Professional and its free, makes things very easy with reports and statements for clients etc."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6537865)

KM

Karl M.

Owner

> "cant do qoutes on app without loading new items"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6005134)

DS

David S.

Customer Service Representative

> "Zoho Invoice makes it super easy to create and send professional invoices."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6692754)

VR

Verified Reviewer

Director

> "Need some custom editors Cannot change sequence in invoice while adding, will have to delete that line and do it..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4226294)

VR

Verified Reviewer

Digital Creator

> "I like the fact it's secure by 2FA for the signing."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7019943)

JB

John B.

director

> "Nothing yet, apart from the factor two authenticator almost locked me out of my system"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___4961341)

Sanchita J.

Technical Support Expert

> "Very customizable tool according to the business requirement and needs."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6654042)

Bernard C.

Principal Consultant

> "Unfortunately, for that feature, Zoho requires an upgrade, which is understandable."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6228337)

SG

Sunil G.

Partner

> "I am very happy to use this software for my quotes and billing needs."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447)

AA

Arun A.

Principal Consultant

> "Some features on template were difficult to customize"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6139795)

AA

Angelo A.

Director

> "very much appreciate the free access provided to low transaction volume users."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6727935)

KM

Katleho M.

Technician

> "Payment options are not so accessible in my country, South Africa."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6294139)

SS

Sara S.

Property Manager

> "I really like the customization on the invoices."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251)

JAK

Jean-Ann K.

Manager

> "The fact that not all applications are available in the mobile version"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6279967)

AV

Alan V.

Assessor

> "Enjoy the auto calculation of totals."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745)

ST

Sergio T.

Marketing Consultant

> "This being, that whenever I update an invoice, either on my iPad or iPhone - it doesn't seem to update in real time..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4451536)

JH

Jessica H.

Owner and Designer

> "This was fantastic entry-level software when my business was still very young, that allowed me to streamline invoice..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076)

BM

Barry M.

Director

> "The pricing is too expensive for s small entity."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4937549)

SS

Sally S.

Tutor

> "I like that I was able to set it up myself with little initial knowledge of invoicing software."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776)

MS

Marco S.

Managing Director

> "The invoice email template editor was hard to use"

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6137943)

DT

Deborah T.

Chief Executive Officer

> "Zoho Invoice helps me generate sales receipts for my business easily and efficiently."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5079284)

FF

Frances F.

Sr. Counsel

> "The invoice only allows for products, so time conversions are not the best and are hard to understand."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4787509)

AV

Alan V.

Assessor

> "Good at assisting invoicing process."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745)

Nitin S.

Senior Graphics Designer

> "That's a little downside for me while using this tool. And their support team is a little slow in response, it took..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4653497)

EB

Erhan B.

Managing Director

> "Brilliant system, especially since it's free and contains so much functionality."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567013)

DC

David C.

Investigator

> "I do not like the layout at all and I don't understand why on earth it hasn't been updated."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4819206)

ZM

Zina M.

President

> "There are a lot of features that allow you to see information of each customer in a variety of ways."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4854556)

MN

Marion N.

Owner

> "The main issue I had was that it was missing a strong estimation software that they had implemented in their CRM..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___3554793)

JJ

JD J.

Owner

> "I am just a small business owner doing construction work and Zoho makes it easy for me to get my invoices out and..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6207092)

AV

Andries V.

Car services

> "Having to retype all the vehicle's details every time they come back for a car service was just painful!Now, it is..."

[See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4724934)

[View Reviews](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

## User interface

4.39 (672)

4.73 (823)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Zoho Books

23/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/163115/Zoho-Books/#features)

Zoho Invoice

23/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Automated Receipt Matching
-   Backup and Recovery
-   Billing Portal
-   Bulk Send
-   Client Management
-   Compliance Management
-   Contact Database
-   Contingency Billing
-   Credit Card Processing
-   Credit Note
-   Customizable Branding
-   Customizable Invoices
-   Customizable Reports
-   Customizable Templates
-   Document Management
-   Dunning Management
-   Duplicate Detection
-   Dynamic Pricing
-   Email Management
-   Event Logs
-   File Encryption
-   File Sharing
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Hourly Billing
-   Invoice Creation
-   Invoice History
-   Invoice Processing
-   Master Data Management
-   Mobile Payments
-   Multi-Currency
-   Multi-Language
-   Online Invoicing
-   Payment Processing
-   Process/Workflow Automation
-   Project Billing
-   Projections
-   Purchase Order Management
-   Purchasing & Receiving
-   Quotes/Estimates
-   Real-Time Data
-   Real-Time Reporting
-   Recurring/Subscription Billing
-   Reminders

[See all features](https://www.capterra.com/p/163114/Zoho-Invoice/#features)

### Recognition

Zoho Books is recognized as a top-rated tool in 3 Capterra Shortlist reports

Zoho Invoice is recognized as a top-rated tool in 5 Capterra Shortlist reports

Best Value Billing and InvoicingSoftware (2026) 

Best Value Billing and InvoicingSoftware (2025) 

Best Value Billing and InvoicingSoftware (2024) 

Best Value Billing and InvoicingSoftware (2023) 

Best Value Billing and InvoicingSoftware (2022) 

### Deployment & support

Zoho Books

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zoho Invoice

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zoho Books

-   By Zoho
-   Located in United States
-   Founded in 1996

Zoho Invoice

-   By Zoho
-   Located in United States
-   Founded in 1996

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Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-163114/Xero-vs-Zoho-Invoice)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,041)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$20/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/163115-189398/Zoho-Books-vs-QuickBooks-Online)

[Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

vs

[Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/)

$0

Price

$0/month

4.6

Features

4.6

4.7

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/163114-195165/Zoho-Invoice-vs-Bookipi)