# Compare Zoho Invoice vs Sage Accounting 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Zoho Invoice and Sage Accounting based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/163114-168740/Zoho-Invoice-vs-Sage-One-UK --- # Zoho Invoice vs Sage Accounting Features and Cost Comparison Last updated May 8th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zoho InvoiceSage Accounting2/4 selected [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.6 Ease of Use 4.7 Customer Service 4.5 Reviews Sentiment Based on [823 reviews](#user-reviews) Positive 789 Neutral 28 Negative 6 [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Starting Price $20.00/month Value-for-Money 3.9 Functionality 4 Ease of Use 4.1 Customer Service 3.8 Reviews Sentiment SC Based on [612 reviews](#user-reviews) Positive 497 Neutral 48 Negative 67 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 15,172 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 74%Fit Missing features Feature ratings Invoice Creation 4.8 Invoice Processing 4.7 Payment Processing 4.5 Credit Card Processing 4.2 Quotes/Estimates NA 72%Fit Missing features Feature ratings Invoice Creation 4.5 Invoice Processing 4.5 Payment Processing 4.3 Credit Card Processing NA Quotes/Estimates 5.0 User satisfaction User satisfaction 4.7 User reviews[823](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.7 Customer support 4.5 User satisfaction 4.1 User reviews[612](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Ease of use 4.1 Functionality 4.0 Value for money 3.9 Customer support 3.8 Price starts from Price starts from \-- - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Zoho Invoice is the perfect invoicing tool for freelancers and small business owners. It caters to the needs of every size of business, especially small businesses. Best for Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations. ## User reviews Pros & cons JR Julie R. Owner > "What I like most about Zoho invoices is the ability to create custom invoices and send them to my customers." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7047359) MAU Marcos Alberto U. Manager > "On the billing system although it is very complete it can be confusing for some new users, it can be difficult to..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6561443) MM Matthew M. Summer Talent Intern > "Zoho invoice is free for use making it my favorite tool for creating invoices and it makes it easier to track..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7052937) SK Shawna K. Executive Director > "Zoho implemented OneAuth that doesn't work so every month when I go to login & send invoices I can't" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6846447) VR Verified Reviewer Business Manager > "We are able to track our in-house lab invoices which makes it easy for me to calculate month end totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7015112) BC Bernard C. Owner > "i can't go mobile yet to make my clients receipts right there when they ask, I have to email them, and they be..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6507519) VR Verified Reviewer Writer > "You can choose from a ton of beautiful and customizable templates, add your logo and even automate recurring..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Musician > "It's also a little annoying to set up invoices for time - I work as a musician and often have to bill people for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6610151) VR Verified Reviewer Founder of NKS PVT LTD > "With the help of this I was able to send professional invoices quickly along with automatic payment reminders to my..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6462222) SS Sally S. Tutor > "I don’t like that once you set up a customer, you cannot change the monetary unit they are invoiced in once you have..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) GS George S. Senior Recruiter > "Zoho Invoice is an exceptional invoicing solution, particularly for freelancers and small businesses looking for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6617552) DY Daniel Y. Director > "Difficult to handle invoicing in more than one currency in this free version." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6430866) RT Ricki T. Owner > "It is a great free tool that makes it super easy to send invoices and collect payments together in one place" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7137830) DZ Dana Z. Owner > "It is quite a bit confusing at first, trying to figure out how to adjust the email. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6819796) Sarp O. Founder > "It succeeds in meeting all the needs of managing the very basics of accounting like creating and sending a quote, an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6653863) MAC Miguel A C. Sr. Consultant > "I use it as a replacement for quick-books that has now decided to make even the desktop version a MONTHLY..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5051167) MC Mary C. Managing Director > "Simple, high level of functionality, free for first 1000 invoices, genuinely supporting small businesses, excellent..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6743628) RR Renato R. Video Production > "Sometimes it can get complicated to understand all the different features and how they work without having to be an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6649948) NS Natalie S. Senior immigration Advisor > "Zoho invoice is free of charge and it's easy to use the pre made template to create invoce and receipts." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7068498) JL Jay L. Owner operator > "Don't like that it will erase your account if not used in 6 months." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6504558) VR Verified Reviewer Writer > "It features a dashboard where you can keep track of your business performance with insightful charts and graphs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Writer > "You can’t produce financial statements." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) ET ELAYNA T. PRESIDENT > "I LOVE THE FACT THAT ITS FREE AND STILL COMES WITH THE ABILITY TO ADD YOUR EXPENCES FOR EACH JOB SITE, AND EVEN..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6510942) SG Sunil G. Partner > "Some features are hiding and cannot be found easily." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) CH Christopher H. Owner > "The payment processing is simple and has all the features that I need for my small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7009611) TS Tiffany S. Accounting > "The Zoho product especially Zoho invoice is costly like hell" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6613947) AK Ashfak K. Senior executive > "It provides a clean, user-friendly interface that makes creating and sending professional invoices simple and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567410) AV Alan V. Assessor > "Option to email is a little difficult." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) AH Alton H. owner > "Zoho has awesome features including different payment gateways to receive credit card payments." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6490643) Pedro L. CEO > "Since it is not a certificated solution, it cannot be used in many countries where certified invoicing software is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6186398) VR Verified Reviewer Writer > "With this software, you can send invoices with ease from mobile or web and get paid quickly." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) Lynda D. business systems strategist > "when a new invoice line is entered, the empty default line remains and has to be deleted" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4815713) KD Katie D. Human Resources Generalist > "They're the way to go if you want an invoice platform with a almost seamless interface, without paying top dollar." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) VR Verified Reviewer Marketing Manager CRM > "Some features are unusable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6351595) MR Martin R. Owner > "It was an essential tool to access to invoice clients as a small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907) GC Gina C. Founder/Partner > "I cannot bill different currencies for the same client in different invoices. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___5017042) Sara B. Accountant > "The way I can crate and manage invoices for all customers is spectacular" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6641411) PR Peter R. Creative > "It's a shame they won't let you delete old customers on the free system but retain invoice history." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6053753) VR Verified Reviewer CRM Manager > "overall experience was very good, i used zoho invoice for sending out the invoices to my clients and vendors and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6615579) RS Raziela S. Owner of WMA and Music teacher > "I am unable to link my bank account to zoho invoice because I am based in South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) SS Sara S. Property Manager > "I also love the level of customization regarding color scheme, logo, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) Skyler B. Freelance Content Writer > "I don't like the way that the card payments via Stripe appear on the invoice." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4801370) DA Doreen A. Sales Manager > "I have had an easy time preparing invoices with the software as it deals with all areas of invoicing and reporting..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6179502) SG Shauna G. packager > "sometimes have issues." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6668593) KD Katie D. Human Resources Generalist > "What's also helpful is the fact that I can craft invoices in different languages." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) AG Adam G. Deputy executives officer > "the application is slow on mobile phones yet many user are using android phones" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4971695) Sergio A. Director > "It has all features needed for freelancer like design of invoice, templates, tracking, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4852169) RS Raziela S. Owner of WMA and Music teacher > "I can't afford the dollar to South African Rand exchange rate per transaction." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) RV Rene V. Partner > "We registered our small business and didn't have capital to buy software or anything and with Zoho it was so easy I..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6655852) JH Jessica H. Owner and Designer > "After researching other options, I decided that Zoho Invoice no longer met my growing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) BB Brian B. Business Owner > "Professional and its free, makes things very easy with reports and statements for clients etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6537865) KM Karl M. Owner > "cant do qoutes on app without loading new items" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6005134) DS David S. Customer Service Representative > "Zoho Invoice makes it super easy to create and send professional invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6692754) VR Verified Reviewer Director > "Need some custom editors Cannot change sequence in invoice while adding, will have to delete that line and do it..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4226294) VR Verified Reviewer Digital Creator > "I like the fact it's secure by 2FA for the signing." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7019943) JB John B. director > "Nothing yet, apart from the factor two authenticator almost locked me out of my system" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___4961341) Sanchita J. Technical Support Expert > "Very customizable tool according to the business requirement and needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6654042) Bernard C. Principal Consultant > "Unfortunately, for that feature, Zoho requires an upgrade, which is understandable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6228337) SG Sunil G. Partner > "I am very happy to use this software for my quotes and billing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) AA Arun A. Principal Consultant > "Some features on template were difficult to customize" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6139795) AA Angelo A. Director > "very much appreciate the free access provided to low transaction volume users." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6727935) KM Katleho M. Technician > "Payment options are not so accessible in my country, South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6294139) SS Sara S. Property Manager > "I really like the customization on the invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) JAK Jean-Ann K. Manager > "The fact that not all applications are available in the mobile version" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6279967) AV Alan V. Assessor > "Enjoy the auto calculation of totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) ST Sergio T. Marketing Consultant > "This being, that whenever I update an invoice, either on my iPad or iPhone - it doesn't seem to update in real time..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4451536) JH Jessica H. Owner and Designer > "This was fantastic entry-level software when my business was still very young, that allowed me to streamline invoice..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) BM Barry M. Director > "The pricing is too expensive for s small entity." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4937549) SS Sally S. Tutor > "I like that I was able to set it up myself with little initial knowledge of invoicing software." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) MS Marco S. Managing Director > "The invoice email template editor was hard to use" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6137943) DT Deborah T. Chief Executive Officer > "Zoho Invoice helps me generate sales receipts for my business easily and efficiently." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5079284) FF Frances F. Sr. Counsel > "The invoice only allows for products, so time conversions are not the best and are hard to understand." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4787509) AV Alan V. Assessor > "Good at assisting invoicing process." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) Nitin S. Senior Graphics Designer > "That's a little downside for me while using this tool. And their support team is a little slow in response, it took..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4653497) EB Erhan B. Managing Director > "Brilliant system, especially since it's free and contains so much functionality." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567013) DC David C. Investigator > "I do not like the layout at all and I don't understand why on earth it hasn't been updated." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4819206) ZM Zina M. President > "There are a lot of features that allow you to see information of each customer in a variety of ways." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4854556) MN Marion N. Owner > "The main issue I had was that it was missing a strong estimation software that they had implemented in their CRM..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___3554793) JJ JD J. Owner > "I am just a small business owner doing construction work and Zoho makes it easy for me to get my invoices out and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6207092) AV Andries V. Car services > "Having to retype all the vehicle's details every time they come back for a car service was just painful!Now, it is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4724934) [View Reviews](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) SC Scott C. Executive Director > "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268) MF Mark F. Owner operator > "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608) AL Alain L. IT > "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks. While..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) VM Valerie M. Accountant > "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AL Alain L. IT > "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring advanced..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) Robert E. Director > "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL transactions in your..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069) AR Alejandro R. Finance Director > "Additionally, Sage provides good reporting functionalities, enabling clear visibility into financial performance and supporting informed decision-making." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) LF Lise F. Secrtary and treasurer > "I'm retired and I do work on a volunteer base for a small and new non-profit organisation and responsible to a board of directors, they feeled that it was too..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139246) AB Amanda B. Part Owner and Bookkeeper > "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of our business." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713) JS Jennifer S. REALTOR > "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) JD Joanna D. Assurance manager > "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in real time,..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) LF Liz F. Accountant > "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had 3,000..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) AR Alejandro R. Finance Director > "Another strong advantage is its integration capabilities with other business tools, allowing for smoother financial management across systems." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) PER Paul-Etienne R. President > "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) CC Czarina C. Senior Finance Officer > "The automation features, such as bank feeds, have helped reduce manual data entry and improve efficiency." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) LE Lorraine E. Manager - Business Services > "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of time, I have..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205) CI Camelia I. Notary > "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very clear and..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580) AAG Audray-Anne G. Administrator and accounting > "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698) LV LESLEY V. Accountant > "The screens are easy to navigate, the reports are easily managed and amended to suit the client, it saves time with inputting when you can memorise a screen for..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) EL Eugene L. physician > "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but they do NOT..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164) CH Carol H. Accountant > "This product is excellent for small companies requiring reliable General Ledger, Financial reporting and basic bookkeeping." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139250) BD Blanka D. Owner > "In practice, many everyday workflows still feel manual and lack the level of intelligent automation now expected in modern accounting software." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7142203) LS Lori S. Owner > "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) GS Gurkamal S. Bookkeeper > "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations dating back..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616) JM Jeremy M. Owner operator > "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335) JS Joyelle S. accounting > "the printing time is very slow, from the time we hit print until the page actually prints is way too long." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) LM Linda M. Bookkeeper > "I work with 3 different accounts and switching from one to the other is so easy, instead of having to log out and back in with the different account. As I have..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135275) DL David L. Treasurer > "Limited customisation and occasional performance lag made some workflows slower than expected for me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7140855) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg to use it" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) HD Henrique D. CEO > "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve the problem..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805) LV LESLEY V. Accountant > "The updates always change something for the better and any problems I have I know I can just ring up Sage and their knowledgable support staff can guide me..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) MG Michael G. President > "Some minor functions are difficult to locate such as changing payment terms for a designated account to n15" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139262) VR Verified Reviewer VP of Finance and Operations > "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160) MH Mark H. Ceo > "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) PER Paul-Etienne R. President > "Complete suite and there are a lot of integrations with banks and other key systems that makes our life easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) AN Amit N. Treasurer > "Certain times, the bank linking fails and you have to resort to manual import of statements." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054665) AL Alain L. IT > "I also liked the security and role-based access controls, which gave me confidence that sensitive financial data was protected." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) AB Angela B. Office Manager > "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) AL Alain L. IT > "For organizations seeking a balance of functionality, security, and cost-effectiveness, Sage Accounting remains a dependable option." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) HF Heike F. President > "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) VF ÉVelyne F. Adjointe administrative > "I use it every month for work and even recommand it to an other non-profit organisation to help them with their finances." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135338) SC Shane C. Locksmith > "The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7065749) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "Sage makes it easy to keep track of money coming in and going out for my business, making tax time a breeze" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) LG Loretta G. secretary treasurer > "The staff have access to everything if they are granted accounting permissions which is not ideal" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) CC Czarina C. Senior Finance Officer > "We also appreciated how user-friendly the system is—staff and volunteers with varying levels of accounting experience can navigate it with minimal training." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) JD Joanna D. Assurance manager > "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt smooth or..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) LJ Lyn J. Senior Manager > "My favourite feature within sage accounting is the versatile reports that are easy to use and provide a good amount of data visualisation." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7131559) LH Leslie H. Owner > "linked bank accounts only update after several days (One hasn't updated for 21 days at the moment)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7143093) CC Czarina C. Senior Finance Officer > "Overall, our experience with Sage Accounting has been positive, particularly for managing day-to-day financial tasks in a straightforward and efficient way." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) SW Sylvia W. Owner > "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103) SB Stephen B. Managing Director > "I run another company that uses QuickBooks and Sage has a much better user experience. If Sage would read AP invoices I would be super happy. As noted in another..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058680) CL Conor L. Accountant > "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their product." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732) AS Allen S. Chief Financial Officer > "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223) AML Anne Marie L. Président > "No possibilités to have accounting schedule (i have a car leasing Company and would need a lot of schedule)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054341) KC Kimberley C. Veterinarian > "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419) DR Danielle R. Content Creator > "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429) LG Loretta G. secretary treasurer > "The ability to run reports is easy enough, and I like being able to attach source documents to each entry." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) SB Shirley B. Property manager > "Inability to delete an entry if you make an error." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035) JS Joyelle S. accounting > "it is multi functional and has some of the same funstions as quickbooks which makes the learning curve nice" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) LB Liz B. accountant > "Support documentation on processes is sometimes lacking" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135578) MV Michelle V. Accounting Administrator > "This Sage Cloud account gave me a more affordable alternative to the full program that I use at the office." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144450) JV Jeannita V. Bookkeeper > "You have no idea of what has been logged as a bug or when and if it'll be fixed. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) DG Denise G. Office Manager > "Since I have been using the online version in December, It's making my entries and updates a breeze." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195) DS Debbie S. Treasurer > "There is a bit of a lag when posting transactions. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776) MM Marnie M. CPA > "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258) ES Eric S. Owner > "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409) LS Lori S. Owner > "I like that bank statements can be uploaded which makes entries so much faster" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) DK Derek K. Orthtist > "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849) JV Jeannita V. Bookkeeper > "I was very new to bookkeeping when I first started using Sage, and I was able to make my way around the software pretty easily." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) SV Sara V. Machinist fabrication and repair > "I find some of the tax reporting challenging and statements for customers aren’t easy to use." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915) JL Janice L. Owner, digital content creator > "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263) JN Jacki N. Bookkeeper > "I can't upload our bank feed as it's from a credit union." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7136097) SS Sophie S. Admin Manager > "The software is user-friendly and offers a range of features that streamline financial management." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135360) DL Danielle L. coowner > "Like mentionned for new users that does not know much about accouting the support for learning is not helping much." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139285) SA Suman A. Owner > "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for small..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349) HF Heike F. President > "So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) VR Verified Reviewer Clerical > "It has all the essential tools I need and I can use it on my mobile phone" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148) MC Michelle C. Owner > "I've tried reaching out on the chat multiple times and no one knows how to help me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) TS Traci S. President > "I am very familiar with the program and really like that I am able to look up journal entries in previous years" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054579) VM Valerie M. Accountant > "I feel like I'm going backward when it should be even faster and more efficient than Sage 50. And my clients aren't very happy either." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) [View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) ## User interface 4.73 (823) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) 4.11 (612) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Zoho Invoice 23/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/163114/Zoho-Invoice/#features) Sage Accounting Top features 26/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features) ### Recognition Zoho Invoice is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Billing and InvoicingSoftware (2026)  Best Value Billing and InvoicingSoftware (2025)  Best Value Billing and InvoicingSoftware (2024)  Best Value Billing and InvoicingSoftware (2023)  Best Value Billing and InvoicingSoftware (2022)  Sage Accounting is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Zoho Invoice Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zoho Invoice - By Zoho - Located in United States - Founded in 1996 Sage Accounting - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $0 Price $38/month 4.6 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/163114-190778/Zoho-Invoice-vs-QuickBooks-Online) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.0 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) $0 Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/163114-207944/Zoho-Invoice-vs-PayPal) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.0 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-174984/Sage-One-UK-vs-QuickBooks-Enterprise) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $0 Price €0.01/month 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/163114-268623/Zoho-Invoice-vs-Abby) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) $20/month Price $25/month 4.0 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-168740/Xero-vs-Sage-One-UK) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $0 Price $2210/year 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/163114-174984/Zoho-Invoice-vs-QuickBooks-Enterprise) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-168740/NetSuite-vs-Sage-One-UK) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) $0 Price $25/month 4.6 Features 4.3 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-163114/Xero-vs-Zoho-Invoice) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Sage 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$1922/year 4.0 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro)