# Compare Zoho Invoice vs Stripe Billing 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe Billing and Zoho Invoice based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/163114-178774/Zoho-Invoice-vs-Stripe-Billing --- # Stripe Billing vs Zoho Invoice Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Stripe BillingZoho Invoice2/4 selected [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.6 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) [## Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.6 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.6 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [205 reviews](#user-reviews) Positive 194 Neutral 9 Negative 2 [## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.6 Ease of Use 4.7 Customer Service 4.5 Reviews Sentiment Based on [823 reviews](#user-reviews) Positive 789 Neutral 28 Negative 6 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 15,191 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit High performer Feature ratings Invoice Creation 4.6 Invoice Processing 4.6 Payment Processing 4.8 Credit Card Processing 4.7 Quotes/Estimates 4.4 74%Fit Missing features Feature ratings Invoice Creation 4.8 Invoice Processing 4.7 Payment Processing 4.5 Credit Card Processing 4.2 Quotes/Estimates NA User satisfaction User satisfaction 4.6 User reviews[205](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.4 Customer support 4.5 User satisfaction 4.7 User reviews[823](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.7 Customer support 4.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Designed for small businesses, startups, and large enterprise with recurring revenue. Stripe optimizes and automates subscription management, invoicing, payments, revenue recovery, and more. Best for Zoho Invoice is the perfect invoicing tool for freelancers and small business owners. It caters to the needs of every size of business, especially small businesses. ## User reviews Pros & cons HL Hikmet L. Medical Assistance Specialist > "Our automated billing capabilities will enable us to charge international insurance partners and client payments of long-term..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7100285) AS Adewale S. HIO > "However, it takes a while to get help when need especially for issues that has to do with finances, could be quite worrisome." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) Brittany H. Owner > "It’s reliable, secure, and has significantly streamlined how we manage recurring payments and customer billing. While there is a..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7083447) DG Damian G. CTO > "Personally have an issue sometimes when setting up products etc. inside app wasn't that intuitive in first place after some time..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7125709) Austin F. President > "It’s dependable, secure, and scalable, which is critical when managing multiple clients and monthly retainers. Once you understand..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7094103) MB Morgan B. Owner > "It works enough for me to keep using it but the fees and delay on payment are pretty big negatives so I'd be willing to change to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6827637) ML Margaret L. Owner > "I sell my art to many types of people, so this is important as well as offering a secure and customer friendly purchase solution." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7072899) DG Destiny G. Lead Designer > "It doesn't allow for a lot of flexibility when it comes to things like scheduling invoices to go out later (at least not through..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6455170) Melissa Z. Owner > "I liked the options of having monthly booking, tap and pay with my phone and can view charges on tge app" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7102412) LS Lindsey S. Director of Marketing Operations > "There's no way for us to set up recurring billing for large clients until after they manually pay their first invoice." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6801062) Tracie B. Executive Director > "Stripe is very easy to integrate across multiple platforms (Squarespace, donation pages, etc.) and allows you to see accounts..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7087614) CB Candace B. Director of Admin and HR > "i can't always export the specific information I am looking for which causes extra time on my part to sort through certain fields." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6719183) SP Sam P. Founder > "I'd love to see more features added for access control and multiple users, as well as automated commission calculations for my..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7039004) GM Genevieve M. Owner > "The fees for each card payment aren't always clear; there's a fee for using stripe and then a tax fee on top of that." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6560631) CK Caroline K. Owner > "It’s not perfect for every single use case, but for most, it’s reliable, powerful, and saves a lot of time and hassle." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7075682) SK Shawnalee K. Office Manager > "I have to type it in-and if I miss a number or input too many, I can cause a huge error." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6754039) Alicia E. Full stack developer > "Their navigation panel is visually appealing and modern which gives trust. And the best part is that is free to install." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7142589) KG Kim G. Performance Marketing Manager > "t can get pricey, especially with high transaction volumes, and small businesses might feel a bit overwhelmed by the technical..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6487419) BG Blair G. CEO > "I have confidence that stripe will handle all my billing needs while providing a secure platform my customers can use." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7040624) DP Digna P. Counsellor > "Sometimes not as clear on the Stripe app when and how much a customer has paid or how to request a refund." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6428626) AS Adewale S. HIO > "Stripe billing is easy to use and quite secured with continuous information update with me as a user." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) VR Verified Reviewer Executive Director > "I haven't figured out how to integrate it or optimize it with my donor CRM on my website." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592488) Austin F. President > "Stripe Billing has been extremely reliable and scalable for my agency." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7094103) SG Sonya G. Accountant > "No notifications exist for the automatically cancelled subscriptions, which is hard to follow when there are many customers to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4999358) Victor D. Support-Analyst > "Great experience overall, even though it's sometimes a pain to revisit flows or make adjustments to some settings; the platform..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7013565) RD Ruti D. CEO > "The fees can get pretty high, especially for larger payments." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6574672) DD Dennis D. Business Owner > "It works well and it's not too hard to integrate the system with my online store (WordPress - WooCommerce) and other services." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6763787) CB Candida B. founder, coach > "It took me a while to work out how to set up product and discount code." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6675578) Alicia E. Full stack developer > "I integrated stripe with Wocommerce and the process was super easy." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7142589) BN Bolortuya N. Business Operations Manager > "Subscriptions are much harder to manage than they make it seem to be, also if an invoice needs to be amended the due date cannot..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6039380) VR Verified Reviewer Senior Sales Development Representative > "Stripe is a powerful payment processing platform for online businesses." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7003142) Nicole D. Owner > "I also feel like the CC fees are too high in general, however I don't think the fees Stripe charges are any different than anyone..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) VR Verified Reviewer Tech support > "Its highly secure and compliant but you'll need to weight thr pros and cons if you are a smaller company." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7002779) CM Carolyne M. Company Director > "It felt over complicated." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6421495) AS Adewale S. HIO > "Overall Stripe Billing has given me an excellent e perience as a user." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) Nicole D. Owner > "I don't like that Strip holds payments before processing and paying out." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) Victor D. Support-Analyst > "It's easy to find customers, invoices and set up recurring billing and schedules." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7013565) RS Rod S. Recruiter > "Often difficult to set up and manage/understand when payments are received" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6049505) VR Verified Reviewer Data Analyst > "It is super easy to set up and use, automates recurring payments effortlessly, and makes invoicing clear and simple." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7023513) VR Verified Reviewer Heartbreak Whisperer > "Overall, it doesn't make me confident at all to use Stripe Billing as a stand-alone tool for all my invoicing, billing and..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3770262) MC Madison C. Payment Processing Specialist > "It's a powerful tool for any business that relies on recurring revenue or subscription-based models." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6591107) Arjun K. Co-founder > "poor at handling partial payments" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6075083) OH Olivia H. Owner > "Stripe has made it easier for me to get payments for the different products I sell online." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6795329) Gin Fung Y. Director > "It is more expensive than other platforms for the basic user like myself" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4834631) AD Ashley D. Attorney > "I love that it tells me how much I’ve made year to date versus the same time last year. And I love that you can have the funds..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6743141) Hardik M. Team Leader > "Manytimes payout is taking time to process payment. And also sometimes payment failed issue. But it is not consistence issue." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4345206) Melissa Z. Owner > "Viewing sales is organized and easy to read." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7102412) BH Barb H. Professional Development Chairperson > "Unhelpful feedback from Stripe employees." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6016131) CH Chantea H. Owner > "It’s pay as you go so you can afford to use it while you build and start to maintain your customer base growth." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6433611) BL Beth L. Director > "It's hard to find specific transactions and payments in their User Interface." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3795276) JC Jacqueline C. Brand Designer > "I've been using this payment gateway for the last 10 years but since the pandemic it has become my preferred payment gateway for..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592046) SnJN Starène Juldanie N. commerciale > "I didn't like the customer service of the software, because the live chat of the service is not good." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4450408) RR Rosanne R. Owner > "I appreciate access to my account, and can almost always find what I need on my own." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6838715) BL Beth L. Director > "Filtering and searching are abysmal." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3795276) MF Megan F. owner > "Made receiving money and transferring to bank account simple and fairly quick, easy to get set up and establish you account" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6868369) NP Nith P. Ceo > "Maybe a bit overpriced, thats all to be honest" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4738256) DD Dennis D. Business Owner > "I like that I can set up recurring subscription billing for my customers really easily" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6763787) KP Karen P. Owner > "I have to have too much info to run a credit card such as billing address." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2861475) Nicole D. Owner > "I like being able to take payments remotely, create subscriptions, create custom payment links and product tables as well." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) AJ Ashley J. Personal Trainer > "The online portal is so confusing." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3976816) MC Madison C. Payment Processing Specialist > "Stripe Billing makes managing recurring subscriptions and invoices incredibly easy." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6591107) AS Adonay S. CTO > "At first it's difficult to get familiar with all the concepts they use for their different parts of the process, I wasn't able to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2398650) JC Jacqueline C. Brand Designer > "It isn't perfect but it does what it says and transfers into my bank account much quicker than the expected time frame." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592046) KP Karen P. Owner > "I have asked customer service about this and they say someone will call to discuss but that has never happened" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2861475) RS Ryan S. Director > "It's been a very welcoming experience with good customer support and fast turnaround times withdrawing to bank accounts and..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6502023) Jake S. CEO > "I don't like that you cant pro-rate a month of service, this makes it difficult to keep billing dates consistent" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2216162) RS Ryan S. Director > "Overall Stripe provides a good platform for our business to take payments online." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6502023) MH Matt H. Director > "The only bit about this software that is frustrating is that it takes a while for the money to arrive in your bank." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2240969) [View Reviews](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) JR Julie R. Owner > "What I like most about Zoho invoices is the ability to create custom invoices and send them to my customers." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7047359) MAU Marcos Alberto U. Manager > "On the billing system although it is very complete it can be confusing for some new users, it can be difficult to..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6561443) MM Matthew M. Summer Talent Intern > "Zoho invoice is free for use making it my favorite tool for creating invoices and it makes it easier to track payment." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7052937) SK Shawna K. Executive Director > "Zoho implemented OneAuth that doesn't work so every month when I go to login & send invoices I can't" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6846447) VR Verified Reviewer Business Manager > "We are able to track our in-house lab invoices which makes it easy for me to calculate month end totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7015112) BC Bernard C. Owner > "i can't go mobile yet to make my clients receipts right there when they ask, I have to email them, and they be..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6507519) VR Verified Reviewer Writer > "You can choose from a ton of beautiful and customizable templates, add your logo and even automate recurring invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Musician > "It's also a little annoying to set up invoices for time - I work as a musician and often have to bill people for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6610151) VR Verified Reviewer Founder of NKS PVT LTD > "With the help of this I was able to send professional invoices quickly along with automatic payment reminders to my..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6462222) SS Sally S. Tutor > "I don’t like that once you set up a customer, you cannot change the monetary unit they are invoiced in once you have..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) GS George S. Senior Recruiter > "Zoho Invoice is an exceptional invoicing solution, particularly for freelancers and small businesses looking for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6617552) DY Daniel Y. Director > "Difficult to handle invoicing in more than one currency in this free version." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6430866) RT Ricki T. Owner > "It is a great free tool that makes it super easy to send invoices and collect payments together in one place" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7137830) DZ Dana Z. Owner > "It is quite a bit confusing at first, trying to figure out how to adjust the email. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6819796) Sarp O. Founder > "It succeeds in meeting all the needs of managing the very basics of accounting like creating and sending a quote, an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6653863) MAC Miguel A C. Sr. Consultant > "I use it as a replacement for quick-books that has now decided to make even the desktop version a MONTHLY..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5051167) MC Mary C. Managing Director > "Simple, high level of functionality, free for first 1000 invoices, genuinely supporting small businesses, excellent..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6743628) RR Renato R. Video Production > "Sometimes it can get complicated to understand all the different features and how they work without having to be an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6649948) NS Natalie S. Senior immigration Advisor > "Zoho invoice is free of charge and it's easy to use the pre made template to create invoce and receipts." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7068498) JL Jay L. Owner operator > "Don't like that it will erase your account if not used in 6 months." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6504558) VR Verified Reviewer Writer > "It features a dashboard where you can keep track of your business performance with insightful charts and graphs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Writer > "You can’t produce financial statements." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) ET ELAYNA T. PRESIDENT > "I LOVE THE FACT THAT ITS FREE AND STILL COMES WITH THE ABILITY TO ADD YOUR EXPENCES FOR EACH JOB SITE, AND EVEN..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6510942) SG Sunil G. Partner > "Some features are hiding and cannot be found easily." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) CH Christopher H. Owner > "The payment processing is simple and has all the features that I need for my small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7009611) TS Tiffany S. Accounting > "The Zoho product especially Zoho invoice is costly like hell" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6613947) AK Ashfak K. Senior executive > "It provides a clean, user-friendly interface that makes creating and sending professional invoices simple and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567410) AV Alan V. Assessor > "Option to email is a little difficult." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) AH Alton H. owner > "Zoho has awesome features including different payment gateways to receive credit card payments." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6490643) Pedro L. CEO > "Since it is not a certificated solution, it cannot be used in many countries where certified invoicing software is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6186398) VR Verified Reviewer Writer > "With this software, you can send invoices with ease from mobile or web and get paid quickly." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) Lynda D. business systems strategist > "when a new invoice line is entered, the empty default line remains and has to be deleted" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4815713) KD Katie D. Human Resources Generalist > "They're the way to go if you want an invoice platform with a almost seamless interface, without paying top dollar." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) VR Verified Reviewer Marketing Manager CRM > "Some features are unusable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6351595) MR Martin R. Owner > "It was an essential tool to access to invoice clients as a small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907) GC Gina C. Founder/Partner > "I cannot bill different currencies for the same client in different invoices. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___5017042) Sara B. Accountant > "The way I can crate and manage invoices for all customers is spectacular" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6641411) PR Peter R. Creative > "It's a shame they won't let you delete old customers on the free system but retain invoice history." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6053753) VR Verified Reviewer CRM Manager > "overall experience was very good, i used zoho invoice for sending out the invoices to my clients and vendors and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6615579) RS Raziela S. Owner of WMA and Music teacher > "I am unable to link my bank account to zoho invoice because I am based in South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) SS Sara S. Property Manager > "I also love the level of customization regarding color scheme, logo, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) SG Shauna G. packager > "sometimes have issues." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6668593) DA Doreen A. Sales Manager > "I have had an easy time preparing invoices with the software as it deals with all areas of invoicing and reporting..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6179502) AG Adam G. Deputy executives officer > "the application is slow on mobile phones yet many user are using android phones" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4971695) KD Katie D. Human Resources Generalist > "What's also helpful is the fact that I can craft invoices in different languages." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) RS Raziela S. Owner of WMA and Music teacher > "I can't afford the dollar to South African Rand exchange rate per transaction." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) Sergio A. Director > "It has all features needed for freelancer like design of invoice, templates, tracking, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4852169) JH Jessica H. Owner and Designer > "After researching other options, I decided that Zoho Invoice no longer met my growing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) RV Rene V. Partner > "We registered our small business and didn't have capital to buy software or anything and with Zoho it was so easy I..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6655852) KM Karl M. Owner > "cant do qoutes on app without loading new items" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6005134) BB Brian B. Business Owner > "Professional and its free, makes things very easy with reports and statements for clients etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6537865) VR Verified Reviewer Director > "Need some custom editors Cannot change sequence in invoice while adding, will have to delete that line and do it..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4226294) DS David S. Customer Service Representative > "Zoho Invoice makes it super easy to create and send professional invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6692754) JB John B. director > "Nothing yet, apart from the factor two authenticator almost locked me out of my system" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___4961341) VR Verified Reviewer Digital Creator > "I like the fact it's secure by 2FA for the signing." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7019943) Bernard C. Principal Consultant > "Unfortunately, for that feature, Zoho requires an upgrade, which is understandable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6228337) Sanchita J. Technical Support Expert > "Very customizable tool according to the business requirement and needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6654042) AA Arun A. Principal Consultant > "Some features on template were difficult to customize" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6139795) SG Sunil G. Partner > "I am very happy to use this software for my quotes and billing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) KM Katleho M. Technician > "Payment options are not so accessible in my country, South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6294139) AA Angelo A. Director > "very much appreciate the free access provided to low transaction volume users." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6727935) JAK Jean-Ann K. Manager > "The fact that not all applications are available in the mobile version" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6279967) SS Sara S. Property Manager > "I really like the customization on the invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) ST Sergio T. Marketing Consultant > "This being, that whenever I update an invoice, either on my iPad or iPhone - it doesn't seem to update in real time..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4451536) AV Alan V. Assessor > "Enjoy the auto calculation of totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) BM Barry M. Director > "The pricing is too expensive for s small entity." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4937549) JH Jessica H. Owner and Designer > "This was fantastic entry-level software when my business was still very young, that allowed me to streamline invoice..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) MS Marco S. Managing Director > "The invoice email template editor was hard to use" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6137943) SS Sally S. Tutor > "I like that I was able to set it up myself with little initial knowledge of invoicing software." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) FF Frances F. Sr. Counsel > "The invoice only allows for products, so time conversions are not the best and are hard to understand." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4787509) DT Deborah T. Chief Executive Officer > "Zoho Invoice helps me generate sales receipts for my business easily and efficiently." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5079284) Nitin S. Senior Graphics Designer > "That's a little downside for me while using this tool. And their support team is a little slow in response, it took 1..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4653497) AV Alan V. Assessor > "Good at assisting invoicing process." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) DC David C. Investigator > "I do not like the layout at all and I don't understand why on earth it hasn't been updated." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4819206) EB Erhan B. Managing Director > "Brilliant system, especially since it's free and contains so much functionality." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567013) MN Marion N. Owner > "The main issue I had was that it was missing a strong estimation software that they had implemented in their CRM..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___3554793) ZM Zina M. President > "There are a lot of features that allow you to see information of each customer in a variety of ways." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4854556) AV Andries V. Car services > "Having to retype all the vehicle's details every time they come back for a car service was just painful!Now, it is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4724934) JJ JD J. Owner > "I am just a small business owner doing construction work and Zoho makes it easy for me to get my invoices out and get..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6207092) RC Raymond C. Director > "I have just had R745.52 taken from my account when trying to use MFA authentication when the notice had said that..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4775738) [View Reviews](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) ## User interface 4.65 (205) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) 4.73 (823) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Billing Top features 26/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/178774/Stripe-Billing/#features) Zoho Invoice 23/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/163114/Zoho-Invoice/#features) ### Recognition Stripe Billing is recognized as a top-rated tool in 1 Capterra Shortlist reports Zoho Invoice is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Billing and InvoicingSoftware (2026)  Best Value Billing and InvoicingSoftware (2025)  Best Value Billing and InvoicingSoftware (2024)  Best Value Billing and InvoicingSoftware (2023)  Best Value Billing and InvoicingSoftware (2022)  ### Deployment & support Stripe Billing Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zoho Invoice Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe Billing - By Stripe - Located in United States - Founded in 2009 Zoho Invoice - By Zoho - Located in United States - Founded in 1996 ## Popular Comparisons [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,406)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178774-207944/Stripe-Billing-vs-PayPal) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,445)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $0 Price $38/month 4.6 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/163114-190778/Zoho-Invoice-vs-QuickBooks-Online) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,445)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.6 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178774-190778/Stripe-Billing-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,406)](https://www.capterra.com/p/207944/PayPal/reviews/) $0 Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/163114-207944/Zoho-Invoice-vs-PayPal) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) Contact vendor for pricing Price €0.01/month 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178774-268623/Stripe-Billing-vs-Abby) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $0 Price €0.01/month 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/163114-268623/Zoho-Invoice-vs-Abby) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) Contact vendor for pricing Price $25/month 4.6 Features 4.3 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178774/Xero-vs-Stripe-Billing) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,638)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $0 Price $2210/year 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/163114-174984/Zoho-Invoice-vs-QuickBooks-Enterprise) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,638)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.6 Features 4.4 4.6 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178774/QuickBooks-Enterprise-vs-Stripe-Billing) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) $0 Price $25/month 4.6 Features 4.3 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-163114/Xero-vs-Zoho-Invoice) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,721)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Contact vendor for pricing Price $19/month 4.6 Features 4.2 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/178021-178774/Wave-Apps-vs-Stripe-Billing) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/) $0 Price $0/month 4.6 Features 4.6 4.7 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/163114-195165/Zoho-Invoice-vs-Bookipi)