# Compare Zoho Books vs Zil Money 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zil Money and Zoho Books based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/163115-10014229/Zoho-Books-vs-Zil-Money

---

# Zil Money vs Zoho Books Features and Cost Comparison

Last updated July 10th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zil MoneyZoho Books2/4 selected

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

[## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

JL

AH

Based on [103 reviews](#user-reviews)

Positive

95

Neutral

6

Negative

2

[## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Starting Price

$20.00/month

Value-for-Money

4.4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.2

Reviews Sentiment

Based on [674 reviews](#user-reviews)

Positive

602

Neutral

45

Negative

27

## Send this comparison chart to my inbox

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## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.5

Expense Tracking

NA

62%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

4.0

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

4.4

User satisfaction

User satisfaction

4.7

User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

User satisfaction

4.4

User reviews[674](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.4

Customer support

4.2

Price starts from

Price starts from

$30Usage Based, Per Month

-   Free version
-   Free trial

Price starts from

$20Other, Per Month

-   Free version
-   Free trial

Best for

Best for

United States Businesses Small and medium businesses Entrepreneurs Freelancers

Best for

Zoho Books caters to businesses of all sizes across multiple industries, such as legal, real estate, retail, wholesale, education, maritime, financial services, healthcare, manufacturing and more.

## User reviews

Pros & cons

JL

Justin L.

Owner

> "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

MO

Michael O.

Owner

> "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333)

AH

Ahmad H.

Engineer

> "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

DW

Davon W.

CEO

> "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JAP

Jonica Ariel P.

CEO

> "The ease of creating your own secure way of making payments for small business owners who have to make every penny count."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

DW

Davon W.

CEO

> "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JL

Justin L.

Owner

> "It helped me keep my money secure and help me do quick money transfers when I needed it."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

CM

Charles M.

Owner

> "The app is a bit hard to see all the buttons and I'm not about to access the features."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

DS

Dmitriy S.

Add Marketing

> "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863)

AM

Annie M.

Strategy and Operations Manager

> "The customer support can take a while to get help when something goes wrong."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035)

SA

Shadma A.

CEO

> "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983)

BS

Bridillia S.

Admin

> "The setup is confusing and hard to deal with"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100)

PC

Pulkeet C.

Founder

> "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

FF

Fernando F.

CEO - IT Consultant

> "I did not like that some funding sources where not available for all methods of payments, particularly eChecks"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

FF

Fernando F.

CEO - IT Consultant

> "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

BB

Beau B.

Owner

> "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998)

PC

Pulkeet C.

Founder

> "I liked the user-friendly interface and the ability to create and send checks instantly."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

AF

Anthony F.

Owner

> "Nothing that I can think of off the top of my head"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744)

ZAHWAAN A.

Manager

> "It's relaible for daily use and I appreciate the range of payment options it offers"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121)

AH

Ahmad H.

Engineer

> "I really still testing it till now, and I still did not find anything that I do not like."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

AG

Abderahmane G.

Agriculture

> "Overall, Zil Money has helped streamline my payment and accounting processes."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154)

CM

Cheyenne M.

None

> "I havent found anything yet that i can i say i dislike about zil"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307)

PC

Pulkeet C.

Founder

> "It saves a lot of time for small businesses and freelancers like me."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

PD

Presley D.

Owner

> "I can’t think of much that I don’t like about zil money only could be faster processing."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141)

JAP

Jonica Ariel P.

CEO

> "It was a no hassle quick process that left me stress free!"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

AS

Adam S.

Directer

> "I never got any free money and the signing of the check never happened"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152)

BL

Bonita L.

Work from home mom

> "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571)

FP

Frances P.

Administration

> "Only thing is that customer service so somewhat difficult to get in touch with."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884)

BK

Bridgette K.

Owner

> "I like being able to offer my customers different payment options including ACH, debit, and credit card."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281)

AR

Ardinay R.

Owner

> "There isn't anything that really bother me about the app, maybe add on some features?"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567)

AS

Ashley S.

Owner

> "This company is a great opportunity to take Adamvantage of using."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7029093)

AF

Amber F.

Co owner

> "Don’t like using online services for anything."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507)

CM

Charles M.

Owner

> "The ease of access and the multiple features that go well with small business."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

CS

Cayden S.

CEO

> "I really don't have an compliants about zil money."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284)

[View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

NHH

Nguyen H. H.

Deputy Service Manager

> "The bank feed connection has saved us hours a month working on reconciling transactions."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564)

NHH

Nguyen H. H.

Deputy Service Manager

> "Certain operations such as importing bulk data are a bit cumbersome."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564)

VR

Verified Reviewer

Growth Head - Sales

> "It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

LT

Luke T.

Director and Tutor

> "Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place,..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6829781)

BB

Ben B.

CEO

> "Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DS

David S.

Customer Service Representative

> "The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

VR

Verified Reviewer

Gen Secretary

> "Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

GK

Girish K.

Owber

> "No desire to even show how a feature works."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

BB

Ben B.

CEO

> "Favorite feature: automated invoicing and payment tracking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

GK

Girish K.

Owber

> "Zoho support has no solution for this."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

Alfredo J.

Consultant

> "I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SG

Sally G.

Customer Service Auditor

> "Some features don't work if you are not in the US."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

VR

Verified Reviewer

Gen Secretary

> "Data management is so good, i am uploading all the invoices too in the application."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

DR

Darren R.

Director

> "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

ME

Mohamed E.

manager

> "The best thing that has happened to me is the ease with which I can now complete all accounting activities with Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

AV

Alisodai V.

Proprietor

> "They were unable to give any solution for my problem even after 7 months time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7020672)

VR

Verified Reviewer

COO

> "I love the waste option of opportunities to adapt things like templates to automate as much as possible and safe time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

HD

Haythum D.

IT Engineer

> "in Zoho Books can't customize more advanced financial reportsZoho Books is more costly compared to other accounting software..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352)

ME

Mohamed E.

manager

> "One of the easiest interfaces for creating estimates and invoices is Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "Data migration is quite difficult for businesses with a lot of data."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

MG

Michael G.

President

> "does not integrate easily with Microsoft Office suite"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335)

NL

Nzai L.

project officer sanitation and hygiene

> "i like the ability of the software to manage clients online through clients patrol and making recuring invoices payments , its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4962668)

DS

DAMON S.

Director

> "Uncleared notifications on the app that I just can’t seem to clear"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6466142)

Raj Shekhar S.

Cofounder

> "Their has been no product failures or issues, and new features are regularly rolled out too."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7066801)

PB

Phillip B.

President

> "For example, if you accidently add a wrong item you will have to cancel it out on the books with another entry."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6178338)

DS

David S.

Customer Service Representative

> "It also offers great GST compliance features which are a big advantage for my business."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

MA

Monica A.

program manager

> "the application is very hard to master mostly on how to handle recurring payments within your organization"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4983997)

DR

Darren R.

Director

> "We love Zoho ability to access from anywhere and allows a business owner to monitor things even when they are not on site."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

AM

Alicia M.

Accountant

> "For example, in the UK a sales balance of -£100 means that the customer owes £100 pounds and has to pay."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821)

Alfredo J.

Consultant

> "I enjoy how it integrates with their expense tracker and with PayPal."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SK

Stephen K.

insurance manager

> "it limits vendors list and once reached you have to pay additional amount first and its very difficult to learn basically how to..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4655805)

BB

Ben B.

CEO

> "Mobile app is a plus, gives real-time access to financials."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SY

Surjesh Y.

Software Engineer

> "Some users might discover that the software is not as customised as they would want. Although it has a variety of functions,..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4628961)

Juan B.

CEO

> "I am able to set up recurring billing for my clients, which has saved me a lot of time and helped me maintain a steady stream of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

SD

Sharif D.

Inventory analyst

> "the software is expensive in case you are purchasing it once"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4980610)

VR

Verified Reviewer

COO

> "Zoho Books combines quoting, invoicing in a very efficient way."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

HN

Hilda N.

Youth research advisor

> "The application is mostly very slow when updating it and in the process you may lose your data and in the due course costimg you..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

AT

Amy T.

CFO

> "Customization for our specific business was a huge game changer, as we didn't need to get outside help involved to make simple..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

IL

Immaculate L.

Finance Director

> "The bank connection doesn't always work nicely, sometimes it delay to update and end up sending incorrect statements to customers."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4604401)

JK

Jeethendra K.

Founder & CEO

> "The ease of using the zoho books across all the device since the data is stored in server rather than tally in which the data is..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___5019964)

Jared L.

Business Development

> "No need to wait for another person to send an invoice and possibly lose the customer to dead time from 'Yes' to the ability to pay"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3859870)

CS

Connor S.

Brokerage Operations Associate

> "The invoices module in Zoho Books and very well laid out and easy to use for people who are new to these kinds of platforms."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6537888)

WO

William O.

Manager

> "So I am just going to find something else can consider all the work I have done in my account as a loss...."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___5078207)

SG

Sally G.

Customer Service Auditor

> "The interface is clean and clear."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

MS

Melissa S.

CSR

> "Gets very expensive to activate advanced features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6002964)

LL

Lydia L.

Blow Mold Operator

> "It uses automations which allows us to eliminate the manual entry work and reduce the dependency on the repetitive tasks."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6006953)

Kirti V.

developer

> "However, some users have reported issues with customer support and limited customization options."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

JW

Joel W.

Program Manager

> "I like the way the software allows us to reconcile various transaction hence eliminating errors in reporting."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6167413)

Shyamal P.

Founder

> "They forced us to buy 12 months subscription saying migration won't be done unless we pay2."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

WT

Winnie T.

Manager

> "I've been able to manage the accountabilities while at my home by using this software to manage the accountabilities and project..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

JV

James V.

Assistant Management Accountant

> "Team collaboration related features of Zoho Books are not quite sufficient for our requirements."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4070417)

VR

Verified Reviewer

Growth Head - Sales

> "Customer service is also very prompt and helpful team."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

Becky F.

Software Developer

> "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391)

WT

Winnie T.

Manager

> "I use it for project planning and accounting While sitting in my dining room therefore it eased work for me"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

VR

Verified Reviewer

Software developer

> "Limited customer support users can only access support via email or live chat,- limited user permissions"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276)

VV

Vikas V.

Software Consultant

> "Reports are a great way to break things down for more clarifity."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6685125)

Kirti V.

developer

> "Zoho Books offers limited support options, which may be frustrating for users who require immediate assistance."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

KI

Kalume I.

Senior IT technician

> "The software integrates with Zoho invoice which makes work of creating invoice easy and massive. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5003016)

VR

Verified Reviewer

Land Surveyor

> "There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___3433842)

Juan B.

CEO

> "I was able to easily and quickly track my income and expenses and generate financial reports in seconds."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

DP

Darshan P.

Administrator

> "It has more user restrictions and payroll service is not available."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4775876)

AT

Amy T.

CFO

> "It is great for companies with project management, from estimate to sales order to purchase orders and Invoicing."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

BH

Ben H.

Manager

> "Very little hand holding or clues for the average business user that doesn't have an accounting degree."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4622616)

BB

Ben B.

CEO

> "Cloud-based with a solid mobile app so good for being on the go."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SV

Shanmugam V.

Article Trainee

> "The data migration from our old software to Zoho was a bit difficult."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740)

VK

Vinit K.

Backend developer

> "The ability of Zoho Books to handle accounting chores like billing, expenditure tracking, and bank reconciliations is one of its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4623050)

FF

Frank F.

President

> "When there is an update with the a financial institution Zoho Books takes forever to make that update causing issues with keeping..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3503773)

GK

Gatuko K.

Accounting Manager

> "It handles accounts payable and comes with lots of data security features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6174493)

TM

Theresa M.

CEO

> "They forgot to tell you to click on Settings first, and THEN select Preferences."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

Dedre M.

Owner

> "Due to the fact that you can manager all financially transactions within your dashboard, including invoicing and billing, makes..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

BC

Briana C.

Accounts Payable Manager

> "Now that things are web-based when the wi-fi goes out I can't use the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4344049)

HN

Hilda N.

Youth research advisor

> "With Zoho book I have been able to manage customers and suppliers interaction using client protal and by sitting up payments..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

Shyamal P.

Founder

> "This migration tool fails for unknown reasosns."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

SA

Sayed A.

Project Engineer

> "It has automation capabilities, such as automatic bank feeds and recurring invoices, have been praised for saving time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4741271)

MK

Milena K.

Bookkeeper

> "Limitation of the functions and the customer service wasn't as expected."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4789839)

TA

Tarek A.

Customer Service Specialist

> "I get tasks related to real-time management, such as interval billing and invoicing, so ZohoBooks' features are practical for..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4602422)

Andre V.

Director

> "They do not fix old issues unless they are critical to the functioning of the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3718664)

Kirti V.

developer

> "Zoho Books automates many time-consuming tasks, such as invoicing, payment reminders, and expense tracking, saving you time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

KF

Kadeem F.

IT Consultant

> "Invoice customisation is really lacking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4780181)

[View Reviews](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

## User interface

4.69 (103)

4.39 (674)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Zil Money

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/10014229/Zil-Money/#features)

Zoho Books

Top features

15/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/163115/Zoho-Books/#features)

### Recognition

No recognitions have been awarded to Zil Money

Zoho Books is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Zil Money

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zoho Books

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zil Money

-   By Zil.US
-   Located in United States
-   Founded in 2008

Zoho Books

-   By Zoho
-   Located in United States
-   Founded in 1996

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