# Compare Zoho Books vs Sage Accounting 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zoho Books and Sage Accounting based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/163115-168740/Zoho-Books-vs-Sage-One-UK

---

# Zoho Books vs Sage Accounting Features and Cost Comparison

Last updated May 8th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zoho BooksSage Accounting2/4 selected

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

[## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Starting Price

$20.00/month

Value-for-Money

4.4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.2

Reviews Sentiment

Based on [672 reviews](#user-reviews)

Positive

600

Neutral

45

Negative

27

[## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

Starting Price

$20.00/month

Value-for-Money

3.9

Functionality

4

Ease of Use

4.1

Customer Service

3.8

Reviews Sentiment

SC

Based on [612 reviews](#user-reviews)

Positive

497

Neutral

48

Negative

67

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## Summary

* * *

Key features rated by users

Features selected based on 7,738 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Income & Balance Sheet

4.6

Chart of Accounts

NA

Document Management

NA

Data Security

4.7

Financial Reporting

4.5

\--%Fit

Missing features

Not enough reviews

Feature ratings

Income & Balance Sheet

4.4

Chart of Accounts

NA

Document Management

5.0

Data Security

5.0

Financial Reporting

4.2

User satisfaction

User satisfaction

4.4

User reviews[672](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.4

Customer support

4.2

User satisfaction

4.1

User reviews[612](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

Ease of use

4.1

Functionality

4.0

Value for money

3.9

Customer support

3.8

Price starts from

Price starts from

$20Other, Per Month

-   Free version
-   Free trial

Price starts from

$20Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Zoho Books caters to businesses of all sizes across multiple industries, such as legal, real estate, retail, wholesale, education, maritime, financial services, healthcare, manufacturing and more.

Best for

Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations.

## User reviews

Pros & cons

VR

Verified Reviewer

Growth Head - Sales

> "It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

LT

Luke T.

Director and Tutor

> "Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place, despite..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6829781)

VR

Verified Reviewer

Gen Secretary

> "Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as well..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

DS

David S.

Customer Service Representative

> "The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

VR

Verified Reviewer

Gen Secretary

> "Data management is so good, i am uploading all the invoices too in the application."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

GK

Girish K.

Owber

> "No desire to even show how a feature works."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

Raj Shekhar S.

Cofounder

> "Their has been no product failures or issues, and new features are regularly rolled out too."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7066801)

GK

Girish K.

Owber

> "Zoho support has no solution for this."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

BB

Ben B.

CEO

> "Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SG

Sally G.

Customer Service Auditor

> "Some features don't work if you are not in the US."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

BB

Ben B.

CEO

> "Favorite feature: automated invoicing and payment tracking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DR

Darren R.

Director

> "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

Alfredo J.

Consultant

> "I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

AV

Alisodai V.

Proprietor

> "They were unable to give any solution for my problem even after 7 months time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7020672)

ME

Mohamed E.

manager

> "The best thing that has happened to me is the ease with which I can now complete all accounting activities with Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

HD

Haythum D.

IT Engineer

> "in Zoho Books can't customize more advanced financial reportsZoho Books is more costly compared to other accounting software..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352)

VR

Verified Reviewer

COO

> "I love the waste option of opportunities to adapt things like templates to automate as much as possible and safe time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

ME

Mohamed E.

manager

> "Data migration is quite difficult for businesses with a lot of data."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "One of the easiest interfaces for creating estimates and invoices is Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

MG

Michael G.

President

> "does not integrate easily with Microsoft Office suite"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335)

Dedre M.

Owner

> "Due to the fact that you can manager all financially transactions within your dashboard, including invoicing and billing, makes..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

DS

DAMON S.

Director

> "Uncleared notifications on the app that I just can’t seem to clear"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6466142)

ME

Mohamed E.

manager

> "The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

PB

Phillip B.

President

> "For example, if you accidently add a wrong item you will have to cancel it out on the books with another entry."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6178338)

NL

Nzai L.

project officer sanitation and hygiene

> "i like the ability of the software to manage clients online through clients patrol and making recuring invoices payments , its user..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4962668)

MA

Monica A.

program manager

> "the application is very hard to master mostly on how to handle recurring payments within your organization"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4983997)

DS

David S.

Customer Service Representative

> "It also offers great GST compliance features which are a big advantage for my business."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

AM

Alicia M.

Accountant

> "For example, in the UK a sales balance of -£100 means that the customer owes £100 pounds and has to pay."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821)

DR

Darren R.

Director

> "We love Zoho ability to access from anywhere and allows a business owner to monitor things even when they are not on site."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

TM

Theresa M.

CEO

> "They forgot to tell you to click on Settings first, and THEN select Preferences."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

Alfredo J.

Consultant

> "I enjoy how it integrates with their expense tracker and with PayPal."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SK

Stephen K.

insurance manager

> "it limits vendors list and once reached you have to pay additional amount first and its very difficult to learn basically how to..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4655805)

BB

Ben B.

CEO

> "Mobile app is a plus, gives real-time access to financials."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SY

Surjesh Y.

Software Engineer

> "Some users might discover that the software is not as customised as they would want. Although it has a variety of functions, there..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4628961)

Juan B.

CEO

> "I am able to set up recurring billing for my clients, which has saved me a lot of time and helped me maintain a steady stream of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

RE

Rajesh E.

DIRECTOR

> "expense print layout is against the income tax rules.. if any invoice is having more than 200 products the invoice will not open..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___3567105)

VR

Verified Reviewer

COO

> "Zoho Books combines quoting, invoicing in a very efficient way."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

SD

Sharif D.

Inventory analyst

> "the software is expensive in case you are purchasing it once"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4980610)

AT

Amy T.

CFO

> "Customization for our specific business was a huge game changer, as we didn't need to get outside help involved to make simple..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

HN

Hilda N.

Youth research advisor

> "The application is mostly very slow when updating it and in the process you may lose your data and in the due course costimg you a..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

JK

Jeethendra K.

Founder & CEO

> "The ease of using the zoho books across all the device since the data is stored in server rather than tally in which the data is..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___5019964)

TM

Theresa M.

CEO

> "This is the most non-intuitive, difficult, cumbersome, obscure programme I have ever worked with."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

CS

Connor S.

Brokerage Operations Associate

> "The invoices module in Zoho Books and very well laid out and easy to use for people who are new to these kinds of platforms."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6537888)

IL

Immaculate L.

Finance Director

> "The bank connection doesn't always work nicely, sometimes it delay to update and end up sending incorrect statements to customers."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4604401)

SG

Sally G.

Customer Service Auditor

> "The interface is clean and clear."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

TH

Timothy H.

CEO

> "For the business I have managed for the last 15 years, it is tough to migrate everything over. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4797274)

LL

Lydia L.

Blow Mold Operator

> "It uses automations which allows us to eliminate the manual entry work and reduce the dependency on the repetitive tasks."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6006953)

Jared L.

Business Development

> "No need to wait for another person to send an invoice and possibly lose the customer to dead time from 'Yes' to the ability to pay"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3859870)

JW

Joel W.

Program Manager

> "I like the way the software allows us to reconcile various transaction hence eliminating errors in reporting."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6167413)

WO

William O.

Manager

> "So I am just going to find something else can consider all the work I have done in my account as a loss...."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___5078207)

WT

Winnie T.

Manager

> "I've been able to manage the accountabilities while at my home by using this software to manage the accountabilities and project..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

MS

Melissa S.

CSR

> "Gets very expensive to activate advanced features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6002964)

VR

Verified Reviewer

Growth Head - Sales

> "Customer service is also very prompt and helpful team."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

Kirti V.

developer

> "However, some users have reported issues with customer support and limited customization options."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

Dedre M.

Owner

> "Zoho Books is helping our small business with financial reporting and keeping track of our income and expenses."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

Shyamal P.

Founder

> "They forced us to buy 12 months subscription saying migration won't be done unless we pay2."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

WT

Winnie T.

Manager

> "I use it for project planning and accounting While sitting in my dining room therefore it eased work for me"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

JV

James V.

Assistant Management Accountant

> "Team collaboration related features of Zoho Books are not quite sufficient for our requirements."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4070417)

VV

Vikas V.

Software Consultant

> "Reports are a great way to break things down for more clarifity."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6685125)

Becky F.

Software Developer

> "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391)

KI

Kalume I.

Senior IT technician

> "The software integrates with Zoho invoice which makes work of creating invoice easy and massive. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5003016)

VR

Verified Reviewer

Software developer

> "Limited customer support users can only access support via email or live chat,- limited user permissions"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276)

Juan B.

CEO

> "I was able to easily and quickly track my income and expenses and generate financial reports in seconds."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

Kirti V.

developer

> "Zoho Books offers limited support options, which may be frustrating for users who require immediate assistance."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

AT

Amy T.

CFO

> "It is great for companies with project management, from estimate to sales order to purchase orders and Invoicing."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

VR

Verified Reviewer

Land Surveyor

> "There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___3433842)

BB

Ben B.

CEO

> "Cloud-based with a solid mobile app so good for being on the go."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DP

Darshan P.

Administrator

> "It has more user restrictions and payroll service is not available."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4775876)

VK

Vinit K.

Backend developer

> "The ability of Zoho Books to handle accounting chores like billing, expenditure tracking, and bank reconciliations is one of its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4623050)

BH

Ben H.

Manager

> "Very little hand holding or clues for the average business user that doesn't have an accounting degree."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4622616)

GK

Gatuko K.

Accounting Manager

> "It handles accounts payable and comes with lots of data security features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6174493)

SV

Shanmugam V.

Article Trainee

> "The data migration from our old software to Zoho was a bit difficult."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740)

HN

Hilda N.

Youth research advisor

> "With Zoho book I have been able to manage customers and suppliers interaction using client protal and by sitting up payments..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

FF

Frank F.

President

> "When there is an update with the a financial institution Zoho Books takes forever to make that update causing issues with keeping..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3503773)

JU

Judith U.

Procurement officer

> "It is great for small businesses and easy to use."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6824666)

BC

Briana C.

Accounts Payable Manager

> "Now that things are web-based when the wi-fi goes out I can't use the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4344049)

SA

Sayed A.

Project Engineer

> "It has automation capabilities, such as automatic bank feeds and recurring invoices, have been praised for saving time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4741271)

Shyamal P.

Founder

> "This migration tool fails for unknown reasosns."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

TA

Tarek A.

Customer Service Specialist

> "I get tasks related to real-time management, such as interval billing and invoicing, so ZohoBooks' features are practical for this..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4602422)

MK

Milena K.

Bookkeeper

> "Limitation of the functions and the customer service wasn't as expected."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4789839)

[View Reviews](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

SC

Scott C.

Executive Director

> "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268)

MF

Mark F.

Owner operator

> "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608)

AL

Alain L.

IT

> "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks. While..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269)

VM

Valerie M.

Accountant

> "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375)

AL

Alain L.

IT

> "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring advanced..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269)

Robert E.

Director

> "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL transactions in your..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069)

AR

Alejandro R.

Finance Director

> "Additionally, Sage provides good reporting functionalities, enabling clear visibility into financial performance and supporting informed decision-making."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426)

LF

Lise F.

Secrtary and treasurer

> "I'm retired and I do work on a volunteer base for a small and new non-profit organisation and responsible to a board of directors, they feeled that it was too..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139246)

AB

Amanda B.

Part Owner and Bookkeeper

> "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of our business."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713)

JS

Jennifer S.

REALTOR

> "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626)

JD

Joanna D.

Assurance manager

> "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in real time,..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709)

LF

Liz F.

Accountant

> "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had 3,000..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479)

AR

Alejandro R.

Finance Director

> "Another strong advantage is its integration capabilities with other business tools, allowing for smoother financial management across systems."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426)

PER

Paul-Etienne R.

President

> "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658)

CC

Czarina C.

Senior Finance Officer

> "The automation features, such as bank feeds, have helped reduce manual data entry and improve efficiency."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319)

LE

Lorraine E.

Manager - Business Services

> "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of time, I have..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205)

CI

Camelia I.

Notary

> "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very clear and..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580)

AAG

Audray-Anne G.

Administrator and accounting

> "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698)

LV

LESLEY V.

Accountant

> "The screens are easy to navigate, the reports are easily managed and amended to suit the client, it saves time with inputting when you can memorise a screen for..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596)

EL

Eugene L.

physician

> "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but they do NOT..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164)

CH

Carol H.

Accountant

> "This product is excellent for small companies requiring reliable General Ledger, Financial reporting and basic bookkeeping."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139250)

BD

Blanka D.

Owner

> "In practice, many everyday workflows still feel manual and lack the level of intelligent automation now expected in modern accounting software."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7142203)

LS

Lori S.

Owner

> "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478)

GS

Gurkamal S.

Bookkeeper

> "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations dating back..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616)

JM

Jeremy M.

Owner operator

> "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335)

JS

Joyelle S.

accounting

> "the printing time is very slow, from the time we hit print until the page actually prints is way too long."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953)

LM

Linda M.

Bookkeeper

> "I work with 3 different accounts and switching from one to the other is so easy, instead of having to log out and back in with the different account. As I have..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135275)

DL

David L.

Treasurer

> "Limited customisation and occasional performance lag made some workflows slower than expected for me."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7140855)

KG

Katoe G.

Owner, operator, yoga teacher, meditation teacher, mindset coach

> "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg to use it"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640)

HD

Henrique D.

CEO

> "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve the problem..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805)

LV

LESLEY V.

Accountant

> "The updates always change something for the better and any problems I have I know I can just ring up Sage and their knowledgable support staff can guide me..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596)

MG

Michael G.

President

> "Some minor functions are difficult to locate such as changing payment terms for a designated account to n15"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139262)

VR

Verified Reviewer

VP of Finance and Operations

> "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160)

MH

Mark H.

Ceo

> "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786)

PER

Paul-Etienne R.

President

> "Complete suite and there are a lot of integrations with banks and other key systems that makes our life easier."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658)

AN

Amit N.

Treasurer

> "Certain times, the bank linking fails and you have to resort to manual import of statements."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054665)

AL

Alain L.

IT

> "I also liked the security and role-based access controls, which gave me confidence that sensitive financial data was protected."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269)

AB

Angela B.

Office Manager

> "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519)

AL

Alain L.

IT

> "For organizations seeking a balance of functionality, security, and cost-effectiveness, Sage Accounting remains a dependable option."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269)

HF

Heike F.

President

> "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005)

VF

ÉVelyne F.

Adjointe administrative

> "I use it every month for work and even recommand it to an other non-profit organisation to help them with their finances."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135338)

SC

Shane C.

Locksmith

> "The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7065749)

KG

Katoe G.

Owner, operator, yoga teacher, meditation teacher, mindset coach

> "Sage makes it easy to keep track of money coming in and going out for my business, making tax time a breeze"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640)

LG

Loretta G.

secretary treasurer

> "The staff have access to everything if they are granted accounting permissions which is not ideal"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429)

CC

Czarina C.

Senior Finance Officer

> "We also appreciated how user-friendly the system is—staff and volunteers with varying levels of accounting experience can navigate it with minimal training."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319)

JD

Joanna D.

Assurance manager

> "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt smooth or..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709)

LJ

Lyn J.

Senior Manager

> "My favourite feature within sage accounting is the versatile reports that are easy to use and provide a good amount of data visualisation."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7131559)

LH

Leslie H.

Owner

> "linked bank accounts only update after several days (One hasn't updated for 21 days at the moment)."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7143093)

CC

Czarina C.

Senior Finance Officer

> "Overall, our experience with Sage Accounting has been positive, particularly for managing day-to-day financial tasks in a straightforward and efficient way."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319)

SW

Sylvia W.

Owner

> "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103)

SB

Stephen B.

Managing Director

> "I run another company that uses QuickBooks and Sage has a much better user experience. If Sage would read AP invoices I would be super happy. As noted in another..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058680)

CL

Conor L.

Accountant

> "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their product."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732)

AS

Allen S.

Chief Financial Officer

> "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223)

AML

Anne Marie L.

Président

> "No possibilités to have accounting schedule (i have a car leasing Company and would need a lot of schedule)."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054341)

KC

Kimberley C.

Veterinarian

> "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419)

DR

Danielle R.

Content Creator

> "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429)

LG

Loretta G.

secretary treasurer

> "The ability to run reports is easy enough, and I like being able to attach source documents to each entry."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429)

SB

Shirley B.

Property manager

> "Inability to delete an entry if you make an error."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035)

JS

Joyelle S.

accounting

> "it is multi functional and has some of the same funstions as quickbooks which makes the learning curve nice"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953)

LB

Liz B.

accountant

> "Support documentation on processes is sometimes lacking"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135578)

MV

Michelle V.

Accounting Administrator

> "This Sage Cloud account gave me a more affordable alternative to the full program that I use at the office."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144450)

JV

Jeannita V.

Bookkeeper

> "You have no idea of what has been logged as a bug or when and if it'll be fixed. "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061)

DG

Denise G.

Office Manager

> "Since I have been using the online version in December, It's making my entries and updates a breeze."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195)

DS

Debbie S.

Treasurer

> "There is a bit of a lag when posting transactions. "

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776)

MM

Marnie M.

CPA

> "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258)

ES

Eric S.

Owner

> "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409)

LS

Lori S.

Owner

> "I like that bank statements can be uploaded which makes entries so much faster"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478)

DK

Derek K.

Orthtist

> "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849)

JV

Jeannita V.

Bookkeeper

> "I was very new to bookkeeping when I first started using Sage, and I was able to make my way around the software pretty easily."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061)

SV

Sara V.

Machinist fabrication and repair

> "I find some of the tax reporting challenging and statements for customers aren’t easy to use."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915)

JL

Janice L.

Owner, digital content creator

> "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263)

JN

Jacki N.

Bookkeeper

> "I can't upload our bank feed as it's from a credit union."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7136097)

SS

Sophie S.

Admin Manager

> "The software is user-friendly and offers a range of features that streamline financial management."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135360)

DL

Danielle L.

coowner

> "Like mentionned for new users that does not know much about accouting the support for learning is not helping much."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139285)

SA

Suman A.

Owner

> "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for small..."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349)

HF

Heike F.

President

> "So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005)

VR

Verified Reviewer

Clerical

> "It has all the essential tools I need and I can use it on my mobile phone"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148)

MC

Michelle C.

Owner

> "I've tried reaching out on the chat multiple times and no one knows how to help me."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066)

TS

Traci S.

President

> "I am very familiar with the program and really like that I am able to look up journal entries in previous years"

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054579)

VM

Valerie M.

Accountant

> "I feel like I'm going backward when it should be even faster and more efficient than Sage 50. And my clients aren't very happy either."

[See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375)

[View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

## User interface

4.39 (672)

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)

4.11 (612)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounts Payable

150

Important

Accounts Receivable

120

Important

Zoho Books

28/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/163115/Zoho-Books/#features)

Sage Accounting

Top features

33/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features)

### Recognition

Zoho Books is recognized as a top-rated tool in 3 Capterra Shortlist reports

Sage Accounting is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Zoho Books

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Sage Accounting

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zoho Books

-   By Zoho
-   Located in United States
-   Founded in 1996

Sage Accounting

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

## Popular Comparisons

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[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

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[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

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[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$20/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-163115/NetSuite-vs-Zoho-Books)

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$20/month

Price

Contact vendor for pricing

4.0

Features

4.2

4.1

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-168740/NetSuite-vs-Sage-One-UK)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,558)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$20/month

Price

$1922/year

4.3

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/163115-212058/Zoho-Books-vs-QuickBooks-Desktop-Pro)

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,558)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$20/month

Price

$1922/year

4.0

Features

4.3

4.1

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (672)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

$20/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-163115/Intacct-vs-Zoho-Books)

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (612)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

$20/month

Price

Contact vendor for pricing

4.0

Features

4.2

4.1

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-168740/Intacct-vs-Sage-One-UK)