# Compare Zoho Books vs Sage 100 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zoho Books and Sage 100 based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/163115-227232/Zoho-Books-vs-Sage-100cloud

---

# Zoho Books vs Sage 100 Features and Cost Comparison

Last updated July 10th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zoho BooksSage 1002/4 selected

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

[## Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.4 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Starting Price

$20.00/month

Value-for-Money

4.4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.2

Reviews Sentiment

Based on [674 reviews](#user-reviews)

Positive

602

Neutral

45

Negative

27

[## Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

Starting Price

$7500.00

Value-for-Money

3.8

Functionality

3.9

Ease of Use

3.9

Customer Service

3.8

Reviews Sentiment

CO

Based on [403 reviews](#user-reviews)

Positive

315

Neutral

63

Negative

25

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## Summary

* * *

Key features rated by users

Features selected based on 8,083 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Income & Balance Sheet

4.6

Chart of Accounts

NA

Data Security

4.7

Financial Reporting

4.5

Document Management

NA

69%Fit

Missing features

Feature ratings

Income & Balance Sheet

4.2

Chart of Accounts

4.7

Data Security

NA

Financial Reporting

4.2

Document Management

4.0

User satisfaction

User satisfaction

4.4

User reviews[674](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.4

Customer support

4.2

User satisfaction

4.1

User reviews[403](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

Ease of use

3.9

Functionality

3.9

Value for money

3.8

Customer support

3.8

Price starts from

Price starts from

$20Other, Per Month

-   Free version
-   Free trial

Price starts from

$7500Per Feature, Not provided by vendor

-   Free version
-   Free trial

Best for

Best for

Zoho Books caters to businesses of all sizes across multiple industries, such as legal, real estate, retail, wholesale, education, maritime, financial services, healthcare, manufacturing and more.

Best for

Sage 100 is used by manufacturing companies, distribution businesses, financial services firms, retailers, construction companies, and wholesale distributors.

## User reviews

Pros & cons

NHH

Nguyen H. H.

Deputy Service Manager

> "The bank feed connection has saved us hours a month working on reconciling transactions."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564)

NHH

Nguyen H. H.

Deputy Service Manager

> "Certain operations such as importing bulk data are a bit cumbersome."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7163564)

VR

Verified Reviewer

Growth Head - Sales

> "It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

LT

Luke T.

Director and Tutor

> "Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place,..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6829781)

BB

Ben B.

CEO

> "Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

DS

David S.

Customer Service Representative

> "The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

VR

Verified Reviewer

Gen Secretary

> "Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

GK

Girish K.

Owber

> "No desire to even show how a feature works."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

BB

Ben B.

CEO

> "Favorite feature: automated invoicing and payment tracking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

GK

Girish K.

Owber

> "Zoho support has no solution for this."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___7076078)

Alfredo J.

Consultant

> "I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SG

Sally G.

Customer Service Auditor

> "Some features don't work if you are not in the US."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

VR

Verified Reviewer

Gen Secretary

> "Data management is so good, i am uploading all the invoices too in the application."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7058032)

DR

Darren R.

Director

> "The only one annoyance is the search from some screens you need to know the exact customer name or item name to search. Where as..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

ME

Mohamed E.

manager

> "The best thing that has happened to me is the ease with which I can now complete all accounting activities with Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

AV

Alisodai V.

Proprietor

> "They were unable to give any solution for my problem even after 7 months time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7020672)

VR

Verified Reviewer

COO

> "I love the waste option of opportunities to adapt things like templates to automate as much as possible and safe time."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

HD

Haythum D.

IT Engineer

> "in Zoho Books can't customize more advanced financial reportsZoho Books is more costly compared to other accounting software..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4946352)

ME

Mohamed E.

manager

> "One of the easiest interfaces for creating estimates and invoices is Zoho Books."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "Data migration is quite difficult for businesses with a lot of data."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

ME

Mohamed E.

manager

> "The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6423440)

MG

Michael G.

President

> "does not integrate easily with Microsoft Office suite"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6559335)

NL

Nzai L.

project officer sanitation and hygiene

> "i like the ability of the software to manage clients online through clients patrol and making recuring invoices payments , its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4962668)

DS

DAMON S.

Director

> "Uncleared notifications on the app that I just can’t seem to clear"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6466142)

Raj Shekhar S.

Cofounder

> "Their has been no product failures or issues, and new features are regularly rolled out too."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7066801)

PB

Phillip B.

President

> "For example, if you accidently add a wrong item you will have to cancel it out on the books with another entry."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6178338)

DS

David S.

Customer Service Representative

> "It also offers great GST compliance features which are a big advantage for my business."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6692753)

MA

Monica A.

program manager

> "the application is very hard to master mostly on how to handle recurring payments within your organization"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4983997)

DR

Darren R.

Director

> "We love Zoho ability to access from anywhere and allows a business owner to monitor things even when they are not on site."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5072227)

AM

Alicia M.

Accountant

> "For example, in the UK a sales balance of -£100 means that the customer owes £100 pounds and has to pay."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6028821)

Alfredo J.

Consultant

> "I enjoy how it integrates with their expense tracker and with PayPal."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6501659)

SK

Stephen K.

insurance manager

> "it limits vendors list and once reached you have to pay additional amount first and its very difficult to learn basically how to..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4655805)

BB

Ben B.

CEO

> "Mobile app is a plus, gives real-time access to financials."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SY

Surjesh Y.

Software Engineer

> "Some users might discover that the software is not as customised as they would want. Although it has a variety of functions,..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4628961)

Juan B.

CEO

> "I am able to set up recurring billing for my clients, which has saved me a lot of time and helped me maintain a steady stream of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

SD

Sharif D.

Inventory analyst

> "the software is expensive in case you are purchasing it once"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4980610)

VR

Verified Reviewer

COO

> "Zoho Books combines quoting, invoicing in a very efficient way."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6648480)

HN

Hilda N.

Youth research advisor

> "The application is mostly very slow when updating it and in the process you may lose your data and in the due course costimg you..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

AT

Amy T.

CFO

> "Customization for our specific business was a huge game changer, as we didn't need to get outside help involved to make simple..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

IL

Immaculate L.

Finance Director

> "The bank connection doesn't always work nicely, sometimes it delay to update and end up sending incorrect statements to customers."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4604401)

JK

Jeethendra K.

Founder & CEO

> "The ease of using the zoho books across all the device since the data is stored in server rather than tally in which the data is..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___5019964)

Jared L.

Business Development

> "No need to wait for another person to send an invoice and possibly lose the customer to dead time from 'Yes' to the ability to pay"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3859870)

CS

Connor S.

Brokerage Operations Associate

> "The invoices module in Zoho Books and very well laid out and easy to use for people who are new to these kinds of platforms."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6537888)

WO

William O.

Manager

> "So I am just going to find something else can consider all the work I have done in my account as a loss...."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#SoftwareAdvice___5078207)

SG

Sally G.

Customer Service Auditor

> "The interface is clean and clear."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6861693)

MS

Melissa S.

CSR

> "Gets very expensive to activate advanced features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6002964)

LL

Lydia L.

Blow Mold Operator

> "It uses automations which allows us to eliminate the manual entry work and reduce the dependency on the repetitive tasks."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6006953)

Kirti V.

developer

> "However, some users have reported issues with customer support and limited customization options."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

JW

Joel W.

Program Manager

> "I like the way the software allows us to reconcile various transaction hence eliminating errors in reporting."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6167413)

Shyamal P.

Founder

> "They forced us to buy 12 months subscription saying migration won't be done unless we pay2."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

WT

Winnie T.

Manager

> "I've been able to manage the accountabilities while at my home by using this software to manage the accountabilities and project..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

JV

James V.

Assistant Management Accountant

> "Team collaboration related features of Zoho Books are not quite sufficient for our requirements."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4070417)

VR

Verified Reviewer

Growth Head - Sales

> "Customer service is also very prompt and helpful team."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___7122967)

Becky F.

Software Developer

> "This is the trickiest part because I can't really think of anything I dislike; however, I do have some comment on the quality of..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4669391)

WT

Winnie T.

Manager

> "I use it for project planning and accounting While sitting in my dining room therefore it eased work for me"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5012216)

VR

Verified Reviewer

Software developer

> "Limited customer support users can only access support via email or live chat,- limited user permissions"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4640276)

VV

Vikas V.

Software Consultant

> "Reports are a great way to break things down for more clarifity."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6685125)

Kirti V.

developer

> "Zoho Books offers limited support options, which may be frustrating for users who require immediate assistance."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

KI

Kalume I.

Senior IT technician

> "The software integrates with Zoho invoice which makes work of creating invoice easy and massive. "

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___5003016)

VR

Verified Reviewer

Land Surveyor

> "There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#GetApp___3433842)

Juan B.

CEO

> "I was able to easily and quickly track my income and expenses and generate financial reports in seconds."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4903814)

DP

Darshan P.

Administrator

> "It has more user restrictions and payroll service is not available."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4775876)

AT

Amy T.

CFO

> "It is great for companies with project management, from estimate to sales order to purchase orders and Invoicing."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4982810)

BH

Ben H.

Manager

> "Very little hand holding or clues for the average business user that doesn't have an accounting degree."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4622616)

BB

Ben B.

CEO

> "Cloud-based with a solid mobile app so good for being on the go."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6734256)

SV

Shanmugam V.

Article Trainee

> "The data migration from our old software to Zoho was a bit difficult."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4601740)

VK

Vinit K.

Backend developer

> "The ability of Zoho Books to handle accounting chores like billing, expenditure tracking, and bank reconciliations is one of its..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4623050)

FF

Frank F.

President

> "When there is an update with the a financial institution Zoho Books takes forever to make that update causing issues with keeping..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3503773)

GK

Gatuko K.

Accounting Manager

> "It handles accounts payable and comes with lots of data security features"

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___6174493)

TM

Theresa M.

CEO

> "They forgot to tell you to click on Settings first, and THEN select Preferences."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4793501)

Dedre M.

Owner

> "Due to the fact that you can manager all financially transactions within your dashboard, including invoicing and billing, makes..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4808090)

BC

Briana C.

Accounts Payable Manager

> "Now that things are web-based when the wi-fi goes out I can't use the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4344049)

HN

Hilda N.

Youth research advisor

> "With Zoho book I have been able to manage customers and suppliers interaction using client protal and by sitting up payments..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4707361)

Shyamal P.

Founder

> "This migration tool fails for unknown reasosns."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4611027)

SA

Sayed A.

Project Engineer

> "It has automation capabilities, such as automatic bank feeds and recurring invoices, have been praised for saving time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4741271)

MK

Milena K.

Bookkeeper

> "Limitation of the functions and the customer service wasn't as expected."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4789839)

TA

Tarek A.

Customer Service Specialist

> "I get tasks related to real-time management, such as interval billing and invoicing, so ZohoBooks' features are practical for..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4602422)

Andre V.

Director

> "They do not fix old issues unless they are critical to the functioning of the software."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___3718664)

Kirti V.

developer

> "Zoho Books automates many time-consuming tasks, such as invoicing, payment reminders, and expense tracking, saving you time and..."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4631918)

KF

Kadeem F.

IT Consultant

> "Invoice customisation is really lacking."

[See full review](https://www.capterra.com/p/163115/Zoho-Books/#Capterra___4780181)

[View Reviews](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

CO

Carlos O.

Supervisor - Financial Application Support Service

> "In addition to being a Sage Reseller, Infomedika also offers multiple modifications that adapt very effectively to the..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7045379)

ER

Erin R.

Director of Finance

> "Discrepancies between IC\_Item quantity and IM\_Item Cost quantity; work tickets crash TOO OFTEN causing incorrect GL..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158822)

MW

Mark W.

Owner

> "The dashboard is its strength and giving me an at-a-glance view of our cash flow and over-budget alerts."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748)

AP

Amanda P.

HR director

> "Customisation and reporting can also be limited without technical support or additional modules, which can slow down..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154580)

PKG

P K G.

accounting

> "The option I liked most is the depth of information that can be entered into Sage for customers and vendors that make..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153946)

ER

Erin R.

Director of Finance

> "Now there are MANY flaws causing us hundreds hours of work to fix because of errors in expiration dates and quantities..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158822)

AP

Amanda P.

HR director

> "The reporting tools were particularly useful, giving clear visibility of financial and operational data to support..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154580)

PJ

Paul J.

Head of Finance

> "Oldish user interface which can from time to time slow down the input of both sales orders and purchase order..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7150977)

KS

Kristian S.

Director

> "Online backup is a life saver, having lost access once before to a PC we were back up and running within hours which..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109)

SC

Shane C.

Manager

> "The UI looks quite dated and they should have a true cloud based version so you can use it anywhere."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153192)

MF

Megan F.

Account Receivable and Accounts Payable

> "It gives to the freedom of being as detailed as you need with tracking your projects. While simplifying your..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634)

KS

Kristian S.

Director

> "Costs have increased substantially over the last few years which tend to be focused on features that we don't use and..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109)

BS

Belinda S.

Accounting

> "The budget process through to progress billings is a good and efficient process for our Project Managers and..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210)

SA

Shimmy A.

COO

> "Global changes are hard to make so making a change in one module might not help for another."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158980)

BS

Belinda S.

Accounting

> "LOVE the fact we can add our pdf's/Excel directly into the program and very easily transfer to Excel or Word for..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210)

MB

Matthew B.

Duty Manager

> "It took a little while to get used to at first as I had no accounting background when first using it."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7162611)

BR

Bradley R.

Group Financial Controller

> "The financial modules are reliable and can maintain small multi entity Groups for a good cost."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464)

CC

Chris C.

Consultant

> "Lack of comment detail and other fields to the GL. "

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7042525)

BS

Belinda S.

Accounting

> "This is huge because I can know instantly what type of transaction I am looking at based on the number sequence. "

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210)

MH

Michael H.

President

> "Had errors in reporting database - they would not correct either; their customer support literally abandoned our case."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343)

BR

Bradley R.

Group Financial Controller

> "Reporting is flexible enough for month end reporting requirements and the system is stable and consistent."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464)

MF

Megan F.

Account Receivable and Accounts Payable

> "The system can be rigid when it comes to making mistakes."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634)

MS

Manish S.

AI and Automation Engineer

> "It has a strong inventory tracking and order processing."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082167)

ST

Scott T.

Accounting Director

> "The architect is antiquated or clunky to use."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142377)

MH

Michael H.

President

> "Decent interface, had a number of different modules from project accounting to RFIs, etc, had a light but fairly..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343)

MW

Mark W.

Owner

> "A standout downside is the cost."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748)

PKG

P K G.

accounting

> "Customer and vendor memos and contacts and important details easily accessible and quick referencing."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153946)

LS

Lisa S.

Controller

> "Proprietary database hard to get data in and out."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144)

JC

Jerry C.

Edcuator

> "Sage 100 uses GAAP, generally accepted accounting principles, in every small business this is a must use tool. "

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082165)

VR

Verified Reviewer

Head of Marketing

> "The user interface looks quite old, doesn't integrate with everything"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6651211)

JN

John N.

User

> "Customization & Integration – Open API for custom solutions, allowing integration with third-party applications."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725)

MH

Michael H.

President

> "Would not refund our approx $6k fee."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343)

MF

Megan F.

Account Receivable and Accounts Payable

> "Sage is a wonderful program for those who need to do perform accounting and project tracking."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634)

CC

Cynthia C.

Dir, Communications and Engagement

> "Sometimes data entered doesn't save."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6762896)

AB

Annette B.

Corporate Secretary Treasurer

> "I also really appreciate the Knowledgebase since many time I can figure out what is causing the error someone in the..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158757)

JN

John N.

User

> "poor planning during implementation can cause difficulties."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725)

MJ

Melody J.

Staff Accountant

> "I liked that everything was permanent once posting versus Sage 50 where you can change transactions."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7140778)

MH

Michael H.

President

> "Didn't even get to implement software."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343)

DH

Doug H.

CDO

> "I especially like the production management and inventory planning capabilities"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142431)

MF

Mimi F.

Assistant Controller

> "It was hard to determine where the problem lied and which platform to blame."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6473441)

ST

Sasha T.

Junior Digital Marketing Manager

> "Continuous tracking means that campaign budgets, expenses, and financial performance are always relevant and allow for..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6607676)

YW

Yuan W.

Geschäftsführer

> "outdated technology, lack of transparency, psuedo subscription without meaningful updates."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6263255)

KS

Kristian S.

Director

> "Everything is designed to be compliant in the UK which makes running a business easier."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109)

PG

Paul G.

Project Manager

> "Overall Poor upgrade from Sage 50 Accounting."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6708940)

SZ

Susan Z.

Sr Sage Consultant

> "I also appreciate that clients can purchase only the modules they need."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142241)

EG

Eli G.

Operations Manager

> "so, it ends up being very pricey..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6652320)

SD

Susan D.

Owner

> "We love this software for our accounting and payroll. "

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7151292)

KO

Kevin O.

Owner

> "Incredibly frustrating."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___6745746)

FS

Frank S.

VP Chief DEI Officer

> "Features like wide range of pre-built integrations and native connections other products makes it the ideal choice for..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6470166)

FE

Ful E.

Content creator

> "Working from a distance with sage sometimes is very difficult especially when there is no internet connection"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4783134)

TK

Tricia K.

Office Manager

> "I think Sage 100 is adequate and is useful for most mid size businesses. "

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154915)

CB

Craig B.

Owner

> "Somethings a module will crash due to some parameter not having a specific number or letter in the database (don't..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2978065)

AN

Amir N.

Controller

> "Sage 100 is a complete professional accounting software system."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7116838)

NY

Nichole Y.

Settlements Administrator/Billing

> "Also connecting printers to this has been a total PITA on more than numerous occasions."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___3931092)

BR

Bradley R.

Group Financial Controller

> "Sage 100 offers strong value for money for SMEs."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464)

AD

Avinash D.

Pharmacist

> "The software can become pricy as many features as only available as options which increases the cost of the operating..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2999296)

AB

Annette B.

Corporate Secretary Treasurer

> "Sage makes it easy to train others on the software within our company."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158757)

MF

Matthew F.

CFO

> "The sales process was rigid and not customer focused."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___4684942)

BS

Belinda S.

Accounting

> "Secondary level support usually answers quickly."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210)

BL

Bao L.

IT

> "We only use GL and it ways to expensive"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4781741)

LS

Lisa S.

Controller

> "It is good for invoicing, look ups and payments."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144)

CS

Chris S.

MD

> "Quite expensive, customer support is dire (when you can actually get anyone) and it’s quite difficult software to use..."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2969336)

VC

VANESSA C.

accounting specialist

> "Invoicing is easy and check runs are smooth."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995)

AG

Anne G.

Accountant

> "genericAlittle expensive"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4437537)

VC

VANESSA C.

accounting specialist

> "It is easy to post payments, and it is in the cloud now which is great."

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995)

AM

Alan M.

Production lead

> "I have not found any features so far through sage that I have been dissatisfied with and hopefully continues like that"

[See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4880086)

[View Reviews](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

## User interface

4.39 (674)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)

4.08 (403)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounts Payable

150

Important

Accounts Receivable

120

Important

Zoho Books

Top features

28/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/163115/Zoho-Books/#features)

Sage 100

21/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/227232/Sage-100cloud/#features)

### Recognition

Zoho Books is recognized as a top-rated tool in 3 Capterra Shortlist reports

Sage 100 is recognized as a top-rated tool in 2 Capterra Shortlist reports

### Deployment & support

Zoho Books

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Sage 100

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zoho Books

-   By Zoho
-   Located in United States
-   Founded in 1996

Sage 100

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

## Popular Comparisons

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

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$20/month

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4.3

Features

4.3

4.4

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4.2

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[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

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$7500

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3.9

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3.9

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[View full comparison](https://www.capterra.com/compare/190778-227232/QuickBooks-Online-vs-Sage-100cloud)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

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$20/month

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$0.29

4.3

Features

4.6

4.4

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4.6

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[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$7500

Price

$2210/year

3.9

Features

4.4

3.9

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-227232/QuickBooks-Enterprise-vs-Sage-100cloud)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/)

$20/month

Price

€0.01/month

4.3

Features

4.6

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/163115-268623/Zoho-Books-vs-Abby)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

$7500

Price

$25/month

3.9

Features

4.3

3.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-227232/Xero-vs-Sage-100cloud)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$20/month

Price

$2210/year

4.3

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/163115-174984/Zoho-Books-vs-QuickBooks-Enterprise)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

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Contact vendor for pricing

3.9

Features

4.2

3.9

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-227232/NetSuite-vs-Sage-100cloud)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

$20/month

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$25/month

4.3

Features

4.3

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-163115/Xero-vs-Zoho-Books)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/)

$7500

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Contact vendor for pricing

3.9

Features

4.2

3.9

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-227232/Intacct-vs-Sage-100cloud)

[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[4.39 (674)](https://www.capterra.com/p/163115/Zoho-Books/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$20/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-163115/NetSuite-vs-Zoho-Books)

[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (403)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$7500

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Features

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3.9

Ease of Use

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[View full comparison](https://www.capterra.com/compare/212058-227232/QuickBooks-Desktop-Pro-vs-Sage-100cloud)